Home > Malden State Bank > Income and Expense

Malden State Bank, Income and Expense

2003-12-31 (YTD Data)		Rank
Total interest income	$669,000	8,847
Total interest expense	$203,000	8,739
Net interest income	$466,000	8,836
Provision for loan and lease losses	$2,000	7,605
Total noninterest income	$67,000	8,627
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$28,000	7,743
Trading account gains and fees	$0	160
Additional Noninterest Income	$39,000	7,855
Total noninterest expense	$340,000	9,040
Salaries and employee benefits	$225,000	8,950
Premises and equipment expense	$39,000	8,905
Additional noninterest expense	$76,000	9,072
Pre-tax net operating income	$191,000	7,848
Securities gains (losses)	$0	4,500
Applicable income taxes	$1,000	7,379
Income before extraordinary items	$190,000	7,805
Extraordinary gains, net	$0	54
Net income	$190,000	7,806
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	7,204
Cash dividends	$181,000	5,035
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$190,000	7,682
2003-09-30 (YTD Data)		Rank
Total interest income	$501,000	8,939
Total interest expense	$157,000	8,820
Net interest income	$344,000	8,923
Provision for loan and lease losses	$2,000	7,425
Total noninterest income	$50,000	8,721
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$21,000	7,816
Trading account gains and fees	$0	153
Additional Noninterest Income	$29,000	7,883
Total noninterest expense	$252,000	9,090
Salaries and employee benefits	$169,000	8,988
Premises and equipment expense	$29,000	8,941
Additional noninterest expense	$54,000	9,137
Pre-tax net operating income	$140,000	8,027
Securities gains (losses)	$0	4,204
Applicable income taxes	$0	7,524
Income before extraordinary items	$140,000	7,975
Extraordinary gains, net	$0	40
Net income	$140,000	7,976
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,699
Cash dividends	$180,000	4,170
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$140,000	7,830
2003-06-30 (YTD Data)		Rank
Total interest income	$338,000	8,971
Total interest expense	$108,000	8,871
Net interest income	$230,000	8,954
Provision for loan and lease losses	$0	7,324
Total noninterest income	$31,000	8,774
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$13,000	7,851
Trading account gains and fees	$0	150
Additional Noninterest Income	$18,000	7,952
Total noninterest expense	$165,000	9,128
Salaries and employee benefits	$109,000	9,039
Premises and equipment expense	$19,000	8,962
Additional noninterest expense	$37,000	9,156
Pre-tax net operating income	$96,000	8,043
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$96,000	7,995
Extraordinary gains, net	$0	30
Net income	$96,000	7,996
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$153,000	3,819
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$96,000	7,827
2003-03-31 (YTD Data)		Rank
Total interest income	$176,000	9,015
Total interest expense	$56,000	8,920
Net interest income	$120,000	8,992
Provision for loan and lease losses	$0	6,934
Total noninterest income	$16,000	8,775
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$7,000	7,830
Trading account gains and fees	$0	134
Additional Noninterest Income	$9,000	7,987
Total noninterest expense	$78,000	9,192
Salaries and employee benefits	$48,000	9,146
Premises and equipment expense	$10,000	8,968
Additional noninterest expense	$20,000	9,182
Pre-tax net operating income	$58,000	7,870
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$58,000	7,730
Extraordinary gains, net	$0	21
Net income	$58,000	7,730
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$116,000	2,779
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$58,000	7,582
2002-12-31 (YTD Data)		Rank
Total interest income	$804,000	8,996
Total interest expense	$311,000	8,865
Net interest income	$493,000	9,005
Provision for loan and lease losses	$0	8,089
Total noninterest income	$71,000	8,735
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$29,000	7,873
Trading account gains and fees	$0	153
Additional Noninterest Income	$42,000	7,814
Total noninterest expense	$360,000	9,184
Salaries and employee benefits	$241,000	9,073
Premises and equipment expense	$41,000	9,039
Additional noninterest expense	$78,000	9,236
Pre-tax net operating income	$204,000	7,907
Securities gains (losses)	$1,000	4,369
Applicable income taxes	$2,000	7,560
Income before extraordinary items	$203,000	7,825
Extraordinary gains, net	$0	70
Net income	$203,000	7,826
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,632
Cash dividends	$175,000	5,037
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$202,010	7,731
2001-12-31 (YTD Data)		Rank
Total interest income	$908,000	9,209
Total interest expense	$441,000	9,109
Net interest income	$467,000	9,233
Provision for loan and lease losses	$0	8,228
Total noninterest income	$64,000	8,997
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$28,000	8,010
Trading account gains and fees	$0	177
Additional Noninterest Income	$36,000	8,155
Total noninterest expense	$354,000	9,426
Salaries and employee benefits	$235,000	9,299
Premises and equipment expense	$47,000	9,175
Additional noninterest expense	$72,000	9,494
Pre-tax net operating income	$177,000	7,991
Securities gains (losses)	$10,000	3,593
Applicable income taxes	$2,000	7,831
Income before extraordinary items	$185,000	7,834
Extraordinary gains, net	$0	105
Net income	$185,000	7,836
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-27,000	9,280
Cash dividends	$116,000	5,640
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$175,100	7,778
2000-12-31 (YTD Data)		Rank
Total interest income	$923,000	9,451
Total interest expense	$461,000	9,320
Net interest income	$462,000	9,505
Provision for loan and lease losses	$0	8,337
Total noninterest income	$64,000	9,127
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$29,000	8,096
Trading account gains and fees	NA	NA
Additional Noninterest Income	$35,000	8,337
Total noninterest expense	$340,000	9,707
Salaries and employee benefits	$224,000	9,557
Premises and equipment expense	$43,000	9,495
Additional noninterest expense	$73,000	9,768
Pre-tax net operating income	$186,000	8,418
Securities gains (losses)	$0	1,956
Applicable income taxes	$1,000	8,314
Income before extraordinary items	$185,000	8,164
Extraordinary gains, net	$0	38
Net income	$185,000	8,162
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	9,174
Cash dividends	$89,000	6,069
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$185,000	8,168
1999-12-31 (YTD Data)		Rank
Total interest income	$848,000	9,741
Total interest expense	$401,000	9,645
Net interest income	$447,000	9,763
Provision for loan and lease losses	$0	8,503
Total noninterest income	$54,000	9,529
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$23,000	8,433
Trading account gains and fees	NA	NA
Additional Noninterest Income	$31,000	8,795
Total noninterest expense	$327,000	10,018
Salaries and employee benefits	$213,000	9,866
Premises and equipment expense	$41,000	9,812
Additional noninterest expense	$73,000	10,083
Pre-tax net operating income	$174,000	8,698
Securities gains (losses)	$0	3,155
Applicable income taxes	$2,000	8,682
Income before extraordinary items	$172,000	8,491
Extraordinary gains, net	$0	35
Net income	$172,000	8,489
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	9,348
Cash dividends	$115,000	5,950
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$172,000	8,455
1998-12-31 (YTD Data)		Rank
Total interest income	$850,000	9,984
Total interest expense	$405,000	9,889
Net interest income	$445,000	10,019
Provision for loan and lease losses	$4,000	8,522
Total noninterest income	$47,000	9,881
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$20,000	8,717
Trading account gains and fees	NA	NA
Additional Noninterest Income	$27,000	9,156
Total noninterest expense	$301,000	10,259
Salaries and employee benefits	$195,000	10,130
Premises and equipment expense	$37,000	10,081
Additional noninterest expense	$69,000	10,313
Pre-tax net operating income	$187,000	8,971
Securities gains (losses)	$13,000	2,771
Applicable income taxes	$0	9,340
Income before extraordinary items	$200,000	8,623
Extraordinary gains, net	$0	32
Net income	$200,000	8,622
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	7,603
Cash dividends	$82,000	6,478
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$187,000	8,638
1997-12-31 (YTD Data)		Rank
Total interest income	$841,000	10,450
Total interest expense	$405,000	10,325
Net interest income	$436,000	10,509
Provision for loan and lease losses	$30,000	7,369
Total noninterest income	$46,000	10,353
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$20,000	9,132
Trading account gains and fees	NA	NA
Additional Noninterest Income	$26,000	9,525
Total noninterest expense	$276,000	10,740
Salaries and employee benefits	$178,000	10,628
Premises and equipment expense	$35,000	10,527
Additional noninterest expense	$63,000	10,776
Pre-tax net operating income	$176,000	9,704
Securities gains (losses)	$-64,000	10,692
Applicable income taxes	$34,000	9,504
Income before extraordinary items	$78,000	10,088
Extraordinary gains, net	$0	44
Net income	$78,000	10,090
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	5,336
Cash dividends	$26,000	7,521
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$122,800	9,772
1996-12-31 (YTD Data)		Rank
Total interest income	$798,000	11,026
Total interest expense	$392,000	10,893
Net interest income	$406,000	11,076
Provision for loan and lease losses	$0	9,041
Total noninterest income	$45,000	10,935
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$18,000	9,614
Trading account gains and fees	NA	NA
Additional Noninterest Income	$27,000	10,012
Total noninterest expense	$281,000	11,264
Salaries and employee benefits	$173,000	11,151
Premises and equipment expense	$42,000	10,856
Additional noninterest expense	$66,000	11,324
Pre-tax net operating income	$170,000	9,960
Securities gains (losses)	$-2,000	9,485
Applicable income taxes	$34,000	9,971
Income before extraordinary items	$134,000	9,940
Extraordinary gains, net	$0	53
Net income	$134,000	9,938
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	10,223
Cash dividends	$37,000	7,760
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$135,600	9,882
1995-12-31 (YTD Data)		Rank
Total interest income	$754,000	11,573
Total interest expense	$384,000	11,374
Net interest income	$370,000	11,661
Provision for loan and lease losses	$10,000	8,319
Total noninterest income	$46,000	11,420
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$20,000	10,011
Trading account gains and fees	NA	NA
Additional Noninterest Income	$26,000	10,525
Total noninterest expense	$299,000	11,716
Salaries and employee benefits	$176,000	11,619
Premises and equipment expense	$45,000	11,233
Additional noninterest expense	$78,000	11,776
Pre-tax net operating income	$107,000	11,044
Securities gains (losses)	$0	3,831
Applicable income taxes	$15,000	10,835
Income before extraordinary items	$92,000	11,001
Extraordinary gains, net	$0	65
Net income	$92,000	11,001
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	5,578
Cash dividends	$20,000	8,373
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$92,000	10,977
1994-12-31 (YTD Data)		Rank
Total interest income	$720,000	12,181
Total interest expense	$331,000	11,900
Net interest income	$389,000	12,244
Provision for loan and lease losses	$10,000	8,460
Total noninterest income	$47,000	11,998
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$22,000	10,503
Trading account gains and fees	NA	NA
Additional Noninterest Income	$25,000	11,111
Total noninterest expense	$303,000	12,347
Salaries and employee benefits	$178,000	12,212
Premises and equipment expense	$42,000	11,924
Additional noninterest expense	$83,000	12,413
Pre-tax net operating income	$123,000	11,468
Securities gains (losses)	$0	3,600
Applicable income taxes	$19,000	11,165
Income before extraordinary items	$104,000	11,348
Extraordinary gains, net	$0	249
Net income	$104,000	11,354
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	7,455
Cash dividends	$14,000	8,708
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$104,000	11,385
1993-12-31 (YTD Data)		Rank
Total interest income	$731,000	12,763
Total interest expense	$328,000	12,544
Net interest income	$403,000	12,807
Provision for loan and lease losses	$28,000	8,567
Total noninterest income	$39,000	12,795
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$10,000	11,204
Trading account gains and fees	NA	NA
Additional Noninterest Income	$29,000	11,374
Total noninterest expense	$291,000	13,007
Salaries and employee benefits	$171,000	12,852
Premises and equipment expense	$43,000	12,433
Additional noninterest expense	$77,000	13,100
Pre-tax net operating income	$123,000	11,697
Securities gains (losses)	$0	7,477
Applicable income taxes	$16,000	11,688
Income before extraordinary items	$107,000	11,735
Extraordinary gains, net	$0	3,149
Net income	$107,000	11,790
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	6,769
Cash dividends	$16,000	8,758
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$107,000	11,533
1992-12-31 (YTD Data)		Rank
Total interest income	$798,000	13,355
Total interest expense	$383,000	13,244
Net interest income	$415,000	13,351
Provision for loan and lease losses	$0	11,756
Total noninterest income	$17,000	13,725
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$7,000	11,651
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,000	13,358
Total noninterest expense	$275,000	13,639
Salaries and employee benefits	$144,000	13,589
Premises and equipment expense	$43,000	12,949
Additional noninterest expense	$88,000	13,625
Pre-tax net operating income	$157,000	11,454
Securities gains (losses)	$0	8,369
Applicable income taxes	$37,000	11,601
Income before extraordinary items	$120,000	11,675
Extraordinary gains, net	$0	1,422
Net income	$120,000	11,754
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	11,197
Cash dividends	$31,000	8,190
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$120,000	11,355

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.