Home > Mainstreet Savings Bank, FSB > Assets and Liabilities
Mainstreet Savings Bank, FSB, Assets and Liabilities
| 2010-06-30 | Rank | |
| # of Employees: | 32 | 4,299 |
| Assets and Liabilities | ||
| Total Assets: | $96,584,000 | 5,185 |
| Cash and due from depository institutions | $12,942,000 | 4,299 |
| Interest-bearing balances | $11,247,000 | 2,502 |
| Securities | $1,004,000 | 7,375 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $74,214,000 | 4,586 |
| Loan loss allowance | $1,194,000 | 4,367 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,184,000 | 3,381 |
| Other real estate owned | $2,331,000 | 4,299 |
| Goodwill and other intangibles | $465,000 | 1,992 |
| All other assets | $2,444,000 | 4,899 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $96,584,000 | 5,185 |
| Total liabilities | $94,803,000 | 4,915 |
| Total deposits | $63,291,000 | 5,807 |
| Interest-bearing deposits | $59,098,000 | 5,563 |
| Deposits held in domestic offices | $63,291,000 | 5,806 |
| % insured | 99.10% | 279 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $31,099,000 | 1,158 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $413,000 | 5,273 |
| Total equity capital | $1,781,000 | 7,688 |
| Total bank equity capital | $1,781,000 | 7,688 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $0 | 7,172 |
| Surplus | $2,685,000 | 4,951 |
| Undivided profits | $-904,000 | 6,666 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $5,492,000 | 2,194 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $325,000 | 6,306 |
| Earning assets | $86,465,000 | 5,240 |
| Long-term assets (5+ years) | $0 | 7,034 |
| Average Assets, year-to-date | $97,609,670 | 5,151 |
| Average Assets, quarterly | $96,989,000 | 5,175 |
| Volatile liabilities | $40,611,000 | 3,135 |
| Insider loans | $893,000 | 4,324 |
| FHLB advances | $30,900,000 | 1,097 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $5,491,000 | 5,166 |
| Tier 1 (core) risk-based capital | $1,287,000 | 7,755 |
| Tier 2 risk-based capital | $700,000 | 5,144 |
| Total risk weighted assets | $55,991,000 | 5,495 |
| Total unused commitments | $5,491,000 | 5,168 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 33 | 4,260 |
| Assets and Liabilities | ||
| Total Assets: | $97,394,000 | 5,235 |
| Cash and due from depository institutions | $12,246,000 | 4,260 |
| Interest-bearing balances | $10,505,000 | 2,564 |
| Securities | $1,012,000 | 7,449 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $75,976,000 | 4,589 |
| Loan loss allowance | $1,053,000 | 4,685 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $3,220,000 | 3,423 |
| Other real estate owned | $2,036,000 | 4,260 |
| Goodwill and other intangibles | $504,000 | 1,963 |
| All other assets | $2,400,000 | 5,024 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $97,394,000 | 5,235 |
| Total liabilities | $95,118,000 | 4,962 |
| Total deposits | $63,707,000 | 5,862 |
| Interest-bearing deposits | $59,252,000 | 5,613 |
| Deposits held in domestic offices | $63,707,000 | 5,860 |
| % insured | 98.96% | 333 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $31,099,000 | 1,226 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $312,000 | 5,793 |
| Total equity capital | $2,276,000 | 7,681 |
| Total bank equity capital | $2,276,000 | 7,681 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $0 | 7,272 |
| Surplus | $2,692,000 | 5,020 |
| Undivided profits | $-416,000 | 6,627 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $5,189,000 | 2,320 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $318,000 | 6,431 |
| Earning assets | $87,493,000 | 5,273 |
| Long-term assets (5+ years) | $0 | 7,124 |
| Average Assets, year-to-date | $98,122,500 | 5,204 |
| Average Assets, quarterly | $98,122,500 | 5,204 |
| Volatile liabilities | $40,736,000 | 3,208 |
| Insider loans | $904,000 | 4,382 |
| FHLB advances | $30,900,000 | 1,165 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $5,281,000 | 5,404 |
| Tier 1 (core) risk-based capital | $1,751,000 | 7,772 |
| Tier 2 risk-based capital | $707,000 | 5,153 |
| Total risk weighted assets | $56,506,000 | 5,528 |
| Total unused commitments | $5,281,000 | 5,408 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 34 | 4,208 |
| Assets and Liabilities | ||
| Total Assets: | $98,851,000 | 5,208 |
| Cash and due from depository institutions | $10,353,000 | 4,208 |
| Interest-bearing balances | $8,077,000 | 2,589 |
| Securities | $1,029,000 | 7,485 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $79,323,000 | 4,525 |
| Loan loss allowance | $1,185,000 | 4,407 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $3,254,000 | 3,442 |
| Other real estate owned | $2,040,000 | 4,208 |
| Goodwill and other intangibles | $543,000 | 1,929 |
| All other assets | $2,309,000 | 5,176 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $98,851,000 | 5,208 |
| Total liabilities | $96,093,000 | 4,954 |
| Total deposits | $64,579,000 | 5,832 |
| Interest-bearing deposits | $60,282,000 | 5,551 |
| Deposits held in domestic offices | $64,579,000 | 5,832 |
| % insured | 99.88% | 144 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $31,099,000 | 1,341 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $415,000 | 5,281 |
| Total equity capital | $2,758,000 | 7,620 |
| Total bank equity capital | $2,758,000 | 7,619 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $0 | 7,340 |
| Surplus | $2,700,000 | 5,041 |
| Undivided profits | $58,000 | 6,493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $4,370,000 | 2,538 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $372,000 | 6,196 |
| Earning assets | $88,429,000 | 5,242 |
| Long-term assets (5+ years) | $0 | 7,189 |
| Average Assets, year-to-date | $108,263,600 | 4,869 |
| Average Assets, quarterly | $101,442,000 | 5,121 |
| Volatile liabilities | $40,174,000 | 3,249 |
| Insider loans | $876,000 | 4,498 |
| FHLB advances | $30,900,000 | 1,271 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $5,411,000 | 5,334 |
| Tier 1 (core) risk-based capital | $2,196,000 | 7,751 |
| Tier 2 risk-based capital | $738,000 | 5,063 |
| Total risk weighted assets | $59,000,000 | 5,483 |
| Total unused commitments | $5,411,000 | 5,336 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 35 | 4,186 |
| Assets and Liabilities | ||
| Total Assets: | $104,033,000 | 5,076 |
| Cash and due from depository institutions | $11,035,000 | 4,186 |
| Interest-bearing balances | $9,628,000 | 2,084 |
| Securities | $1,305,000 | 7,512 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $82,883,000 | 4,472 |
| Loan loss allowance | $913,000 | 4,938 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $3,291,000 | 3,442 |
| Other real estate owned | $2,359,000 | 4,186 |
| Goodwill and other intangibles | $581,000 | 1,948 |
| All other assets | $2,579,000 | 4,562 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $104,033,000 | 5,076 |
| Total liabilities | $99,161,000 | 4,869 |
| Total deposits | $67,602,000 | 5,719 |
| Interest-bearing deposits | $63,356,000 | 5,451 |
| Deposits held in domestic offices | $67,602,000 | 5,718 |
| % insured | 99.60% | 245 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $31,127,000 | 1,384 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $432,000 | 5,657 |
| Total equity capital | $4,872,000 | 7,050 |
| Total bank equity capital | $4,872,000 | 7,050 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $0 | 7,420 |
| Surplus | $2,707,000 | 5,072 |
| Undivided profits | $2,165,000 | 5,665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $4,189,000 | 2,603 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $532,000 | 5,431 |
| Earning assets | $93,816,000 | 5,100 |
| Long-term assets (5+ years) | $0 | 7,262 |
| Average Assets, year-to-date | $110,616,750 | 4,839 |
| Average Assets, quarterly | $108,406,000 | 4,937 |
| Volatile liabilities | $41,280,000 | 3,204 |
| Insider loans | $888,000 | 4,480 |
| FHLB advances | $30,900,000 | 1,311 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $5,489,000 | 5,450 |
| Tier 1 (core) risk-based capital | $4,269,000 | 7,173 |
| Tier 2 risk-based capital | $779,000 | 4,923 |
| Total risk weighted assets | $62,298,000 | 5,383 |
| Total unused commitments | $5,489,000 | 5,451 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 35 | 4,239 |
| Assets and Liabilities | ||
| Total Assets: | $112,779,000 | 4,849 |
| Cash and due from depository institutions | $12,266,000 | 4,239 |
| Interest-bearing balances | $10,708,000 | 1,747 |
| Securities | $1,533,000 | 7,526 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $90,914,000 | 4,237 |
| Loan loss allowance | $853,000 | 5,038 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,324,000 | 3,450 |
| Other real estate owned | $1,550,000 | 4,239 |
| Goodwill and other intangibles | $620,000 | 1,946 |
| All other assets | $2,572,000 | 4,546 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $112,779,000 | 4,849 |
| Total liabilities | $107,661,000 | 4,642 |
| Total deposits | $72,581,000 | 5,539 |
| Interest-bearing deposits | $67,750,000 | 5,284 |
| Deposits held in domestic offices | $72,581,000 | 5,537 |
| % insured | 91.45% | 672 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $34,627,000 | 1,360 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $453,000 | 5,567 |
| Total equity capital | $5,118,000 | 6,992 |
| Total bank equity capital | $5,118,000 | 6,991 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $0 | 7,509 |
| Surplus | $2,715,000 | 5,117 |
| Undivided profits | $2,403,000 | 5,525 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $4,636,000 | 2,361 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $529,000 | 5,372 |
| Earning assets | $103,155,000 | 4,847 |
| Long-term assets (5+ years) | $0 | 7,339 |
| Average Assets, year-to-date | $112,811,330 | 4,807 |
| Average Assets, quarterly | $113,379,500 | 4,823 |
| Volatile liabilities | $44,363,000 | 3,037 |
| Insider loans | $930,000 | 4,445 |
| FHLB advances | $34,400,000 | 1,284 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $6,114,000 | 5,381 |
| Tier 1 (core) risk-based capital | $4,499,000 | 7,145 |
| Tier 2 risk-based capital | $853,000 | 4,664 |
| Total risk weighted assets | $68,523,000 | 5,170 |
| Total unused commitments | $6,114,000 | 5,386 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 35 | 4,261 |
| Assets and Liabilities | ||
| Total Assets: | $113,980,000 | 4,826 |
| Cash and due from depository institutions | $11,562,000 | 4,261 |
| Interest-bearing balances | $9,780,000 | 1,668 |
| Securities | $1,544,000 | 7,603 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $92,592,000 | 4,212 |
| Loan loss allowance | $830,000 | 5,037 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $3,353,000 | 3,459 |
| Other real estate owned | $1,758,000 | 4,261 |
| Goodwill and other intangibles | $659,000 | 1,916 |
| All other assets | $2,512,000 | 4,621 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $113,980,000 | 4,826 |
| Total liabilities | $108,588,000 | 4,629 |
| Total deposits | $73,521,000 | 5,499 |
| Interest-bearing deposits | $68,713,000 | 5,234 |
| Deposits held in domestic offices | $73,521,000 | 5,498 |
| % insured | 91.07% | 758 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $34,627,000 | 1,406 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $440,000 | 5,545 |
| Total equity capital | $5,392,000 | 6,972 |
| Total bank equity capital | $5,392,000 | 6,972 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 7,555 |
| Surplus | $2,723,000 | 5,144 |
| Undivided profits | $2,669,000 | 5,472 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $4,161,000 | 2,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $505,000 | 5,518 |
| Earning assets | $103,916,000 | 4,836 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $112,827,500 | 4,827 |
| Average Assets, quarterly | $112,827,500 | 4,827 |
| Volatile liabilities | $44,797,000 | 2,989 |
| Insider loans | $932,000 | 4,467 |
| FHLB advances | $34,400,000 | 1,330 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $5,856,000 | 5,534 |
| Tier 1 (core) risk-based capital | $4,744,000 | 7,117 |
| Tier 2 risk-based capital | $830,000 | 4,728 |
| Total risk weighted assets | $69,307,000 | 5,164 |
| Total unused commitments | $5,856,000 | 5,536 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 35 | 4,288 |
| Assets and Liabilities | ||
| Total Assets: | $111,675,000 | 4,862 |
| Cash and due from depository institutions | $7,822,000 | 4,288 |
| Interest-bearing balances | $5,486,000 | 1,746 |
| Securities | $1,585,000 | 7,652 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $93,879,000 | 4,201 |
| Loan loss allowance | $858,000 | 4,927 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $3,390,000 | 3,454 |
| Other real estate owned | $1,831,000 | 4,288 |
| Goodwill and other intangibles | $698,000 | 1,887 |
| All other assets | $2,470,000 | 4,737 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $111,675,000 | 4,862 |
| Total liabilities | $105,975,000 | 4,664 |
| Total deposits | $69,612,000 | 5,625 |
| Interest-bearing deposits | $64,801,000 | 5,335 |
| Deposits held in domestic offices | $69,612,000 | 5,623 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $35,927,000 | 1,497 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $436,000 | 5,628 |
| Total equity capital | $5,700,000 | 6,919 |
| Total bank equity capital | $5,700,000 | 6,919 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 7,596 |
| Surplus | $2,730,000 | 5,149 |
| Undivided profits | $2,970,000 | 5,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,338,000 | 2,446 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $533,000 | 5,593 |
| Earning assets | $100,950,000 | 4,894 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $110,530,400 | 4,763 |
| Average Assets, quarterly | $109,270,000 | 4,893 |
| Volatile liabilities | $45,339,000 | 2,956 |
| Insider loans | $1,003,000 | 4,413 |
| FHLB advances | $35,700,000 | 1,407 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $6,945,000 | 5,209 |
| Tier 1 (core) risk-based capital | $5,014,000 | 7,065 |
| Tier 2 risk-based capital | $858,000 | 4,635 |
| Total risk weighted assets | $70,364,000 | 5,140 |
| Total unused commitments | $6,945,000 | 5,213 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 37 | 4,180 |
| Assets and Liabilities | ||
| Total Assets: | $106,865,000 | 4,956 |
| Cash and due from depository institutions | $3,073,000 | 4,180 |
| Interest-bearing balances | $1,107,000 | 2,899 |
| Securities | $1,695,000 | 7,685 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $93,670,000 | 4,210 |
| Loan loss allowance | $675,000 | 5,400 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,423,000 | 3,439 |
| Other real estate owned | $1,861,000 | 4,180 |
| Goodwill and other intangibles | $737,000 | 1,913 |
| All other assets | $2,406,000 | 4,833 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $106,865,000 | 4,956 |
| Total liabilities | $100,354,000 | 4,809 |
| Total deposits | $65,618,000 | 5,737 |
| Interest-bearing deposits | $60,419,000 | 5,488 |
| Deposits held in domestic offices | $65,618,000 | 5,736 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $33,856,000 | 1,568 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $880,000 | 4,140 |
| Total equity capital | $6,511,000 | 6,682 |
| Total bank equity capital | $6,511,000 | 6,682 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $0 | 7,662 |
| Surplus | $2,737,000 | 5,170 |
| Undivided profits | $3,774,000 | 5,050 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,006,000 | 2,980 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $519,000 | 5,823 |
| Earning assets | $96,472,000 | 5,002 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $110,244,250 | 4,780 |
| Average Assets, quarterly | $107,254,500 | 4,926 |
| Volatile liabilities | $40,340,000 | 3,107 |
| Insider loans | $1,046,000 | 4,345 |
| FHLB advances | $33,600,000 | 1,486 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $6,430,000 | 5,514 |
| Tier 1 (core) risk-based capital | $5,780,000 | 6,877 |
| Tier 2 risk-based capital | $675,000 | 5,171 |
| Total risk weighted assets | $69,758,000 | 5,164 |
| Total unused commitments | $6,430,000 | 5,517 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 37 | 4,231 |
| Assets and Liabilities | ||
| Total Assets: | $107,644,000 | 4,937 |
| Cash and due from depository institutions | $3,502,000 | 4,231 |
| Interest-bearing balances | $1,346,000 | 2,591 |
| Securities | $1,791,000 | 7,714 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $94,425,000 | 4,162 |
| Loan loss allowance | $606,000 | 5,633 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,457,000 | 3,394 |
| Other real estate owned | $1,369,000 | 4,231 |
| Goodwill and other intangibles | $775,000 | 1,894 |
| All other assets | $2,325,000 | 4,873 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $107,644,000 | 4,937 |
| Total liabilities | $100,676,000 | 4,764 |
| Total deposits | $68,518,000 | 5,637 |
| Interest-bearing deposits | $62,838,000 | 5,380 |
| Deposits held in domestic offices | $68,518,000 | 5,635 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $31,206,000 | 1,595 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $952,000 | 3,954 |
| Total equity capital | $6,968,000 | 6,530 |
| Total bank equity capital | $6,968,000 | 6,530 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $0 | 7,725 |
| Surplus | $2,743,000 | 5,181 |
| Undivided profits | $4,225,000 | 4,881 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,762,000 | 2,911 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $550,000 | 5,609 |
| Earning assets | $97,562,000 | 4,971 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $111,370,670 | 4,764 |
| Average Assets, quarterly | $109,601,000 | 4,860 |
| Volatile liabilities | $38,468,000 | 3,217 |
| Insider loans | $1,064,000 | 4,318 |
| FHLB advances | $30,950,000 | 1,521 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $6,693,000 | 5,547 |
| Tier 1 (core) risk-based capital | $6,199,000 | 6,745 |
| Tier 2 risk-based capital | $606,000 | 5,408 |
| Total risk weighted assets | $69,215,000 | 5,166 |
| Total unused commitments | $6,693,000 | 5,549 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 37 | 4,219 |
| Assets and Liabilities | ||
| Total Assets: | $111,558,000 | 4,816 |
| Cash and due from depository institutions | $5,884,000 | 4,219 |
| Interest-bearing balances | $4,021,000 | 1,620 |
| Securities | $1,888,000 | 7,732 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $95,543,000 | 4,079 |
| Loan loss allowance | $547,000 | 5,845 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,502,000 | 3,355 |
| Other real estate owned | $1,618,000 | 4,219 |
| Goodwill and other intangibles | $816,000 | 1,857 |
| All other assets | $2,307,000 | 4,801 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $111,558,000 | 4,816 |
| Total liabilities | $104,311,000 | 4,666 |
| Total deposits | $72,693,000 | 5,459 |
| Interest-bearing deposits | $67,298,000 | 5,178 |
| Deposits held in domestic offices | $72,693,000 | 5,456 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $30,656,000 | 1,508 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $962,000 | 4,144 |
| Total equity capital | $7,247,000 | 6,503 |
| Total bank equity capital | $7,247,000 | 6,503 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $0 | 7,761 |
| Surplus | $2,749,000 | 5,165 |
| Undivided profits | $4,498,000 | 4,905 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,364,000 | 3,102 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $520,000 | 5,729 |
| Earning assets | $101,452,000 | 4,858 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $113,234,000 | 4,718 |
| Average Assets, quarterly | $113,234,000 | 4,718 |
| Volatile liabilities | $37,586,000 | 3,264 |
| Insider loans | $1,099,000 | 4,207 |
| FHLB advances | $30,400,000 | 1,439 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $5,970,000 | 5,819 |
| Tier 1 (core) risk-based capital | $6,443,000 | 6,662 |
| Tier 2 risk-based capital | $547,000 | 5,629 |
| Total risk weighted assets | $68,322,000 | 5,144 |
| Total unused commitments | $5,970,000 | 5,822 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 38 | 4,148 |
| Assets and Liabilities | ||
| Total Assets: | $114,910,000 | 4,681 |
| Cash and due from depository institutions | $5,072,000 | 4,148 |
| Interest-bearing balances | $3,076,000 | 1,510 |
| Securities | $1,924,000 | 7,801 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $100,150,000 | 3,935 |
| Loan loss allowance | $508,000 | 5,986 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,558,000 | 3,292 |
| Other real estate owned | $901,000 | 4,148 |
| Goodwill and other intangibles | $856,000 | 1,830 |
| All other assets | $2,449,000 | 4,720 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $114,910,000 | 4,681 |
| Total liabilities | $107,378,000 | 4,536 |
| Total deposits | $79,664,000 | 5,181 |
| Interest-bearing deposits | $74,224,000 | 4,870 |
| Deposits held in domestic offices | $79,664,000 | 5,179 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $26,656,000 | 1,573 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,058,000 | 3,862 |
| Total equity capital | $7,532,000 | 6,381 |
| Total bank equity capital | $7,532,000 | 6,381 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,805 |
| Surplus | $2,752,000 | 5,155 |
| Undivided profits | $4,780,000 | 4,768 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,032,000 | 2,182 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $588,000 | 5,651 |
| Earning assets | $105,150,000 | 4,675 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $116,721,600 | 4,527 |
| Average Assets, quarterly | $115,117,500 | 4,640 |
| Volatile liabilities | $33,391,000 | 3,550 |
| Insider loans | $1,084,000 | 4,231 |
| FHLB advances | $26,400,000 | 1,490 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $5,872,000 | 5,764 |
| Tier 1 (core) risk-based capital | $6,696,000 | 6,574 |
| Tier 2 risk-based capital | $508,000 | 5,794 |
| Total risk weighted assets | $70,689,000 | 5,048 |
| Total unused commitments | $5,872,000 | 5,764 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 37 | 4,236 |
| Assets and Liabilities | ||
| Total Assets: | $115,325,000 | 4,630 |
| Cash and due from depository institutions | $6,310,000 | 4,236 |
| Interest-bearing balances | $3,915,000 | 1,192 |
| Securities | $1,957,000 | 7,842 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $98,965,000 | 3,946 |
| Loan loss allowance | $561,000 | 5,760 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,613,000 | 3,217 |
| Other real estate owned | $571,000 | 4,236 |
| Goodwill and other intangibles | $896,000 | 1,791 |
| All other assets | $3,013,000 | 4,287 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $115,325,000 | 4,630 |
| Total liabilities | $107,001,000 | 4,493 |
| Total deposits | $81,289,000 | 5,057 |
| Interest-bearing deposits | $75,220,000 | 4,815 |
| Deposits held in domestic offices | $81,289,000 | 5,055 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $24,684,000 | 1,552 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,028,000 | 4,010 |
| Total equity capital | $8,324,000 | 6,050 |
| Total bank equity capital | $8,324,000 | 6,050 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,824 |
| Surplus | $2,752,000 | 5,122 |
| Undivided profits | $5,572,000 | 4,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,095,000 | 1,923 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $649,000 | 5,601 |
| Earning assets | $104,837,000 | 4,656 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $117,174,500 | 4,509 |
| Average Assets, quarterly | $116,513,500 | 4,565 |
| Volatile liabilities | $30,840,000 | 3,676 |
| Insider loans | $1,062,000 | 4,198 |
| FHLB advances | $24,400,000 | 1,479 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $6,799,000 | 5,517 |
| Tier 1 (core) risk-based capital | $6,839,000 | 6,544 |
| Tier 2 risk-based capital | $561,000 | 5,548 |
| Total risk weighted assets | $69,726,000 | 5,043 |
| Total unused commitments | $6,799,000 | 5,518 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 38 | 4,192 |
| Assets and Liabilities | ||
| Total Assets: | $117,702,000 | 4,568 |
| Cash and due from depository institutions | $8,427,000 | 4,192 |
| Interest-bearing balances | $5,409,000 | 979 |
| Securities | $2,024,000 | 7,858 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $99,736,000 | 3,886 |
| Loan loss allowance | $545,000 | 5,844 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,556,000 | 3,235 |
| Other real estate owned | $89,000 | 4,192 |
| Goodwill and other intangibles | $937,000 | 1,773 |
| All other assets | $2,933,000 | 4,315 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $117,702,000 | 4,568 |
| Total liabilities | $109,296,000 | 4,440 |
| Total deposits | $86,685,000 | 4,880 |
| Interest-bearing deposits | $80,127,000 | 4,593 |
| Deposits held in domestic offices | $86,685,000 | 4,878 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $21,684,000 | 1,604 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $927,000 | 4,057 |
| Total equity capital | $8,406,000 | 5,961 |
| Total bank equity capital | $8,406,000 | 5,961 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,878 |
| Surplus | $2,755,000 | 5,119 |
| Undivided profits | $5,651,000 | 4,373 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,198,000 | 1,685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $703,000 | 5,121 |
| Earning assets | $107,169,000 | 4,586 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $117,791,000 | 4,524 |
| Average Assets, quarterly | $119,467,000 | 4,515 |
| Volatile liabilities | $27,685,000 | 3,913 |
| Insider loans | $1,175,000 | 4,018 |
| FHLB advances | $21,400,000 | 1,524 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $6,978,000 | 5,505 |
| Tier 1 (core) risk-based capital | $7,047,000 | 6,454 |
| Tier 2 risk-based capital | $545,000 | 5,630 |
| Total risk weighted assets | $69,978,000 | 5,016 |
| Total unused commitments | $6,978,000 | 5,507 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 38 | 4,177 |
| Assets and Liabilities | ||
| Total Assets: | $121,232,000 | 4,487 |
| Cash and due from depository institutions | $10,551,000 | 4,177 |
| Interest-bearing balances | $8,170,000 | 772 |
| Securities | $2,045,000 | 7,895 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $100,757,000 | 3,830 |
| Loan loss allowance | $575,000 | 5,716 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,623,000 | 3,170 |
| Other real estate owned | $259,000 | 4,177 |
| Goodwill and other intangibles | $978,000 | 1,742 |
| All other assets | $3,019,000 | 4,152 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $121,232,000 | 4,487 |
| Total liabilities | $112,663,000 | 4,361 |
| Total deposits | $90,038,000 | 4,786 |
| Interest-bearing deposits | $83,642,000 | 4,500 |
| Deposits held in domestic offices | $90,038,000 | 4,784 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $21,684,000 | 1,541 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $941,000 | 4,053 |
| Total equity capital | $8,569,000 | 5,884 |
| Total bank equity capital | $8,569,000 | 5,884 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,908 |
| Surplus | $2,846,000 | 5,050 |
| Undivided profits | $5,723,000 | 4,403 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,257,000 | 2,376 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $742,000 | 4,828 |
| Earning assets | $110,972,000 | 4,518 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $117,835,500 | 4,545 |
| Average Assets, quarterly | $117,835,500 | 4,545 |
| Volatile liabilities | $27,777,000 | 3,820 |
| Insider loans | $1,137,000 | 4,058 |
| FHLB advances | $21,400,000 | 1,474 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $6,704,000 | 5,608 |
| Tier 1 (core) risk-based capital | $7,201,000 | 6,346 |
| Tier 2 risk-based capital | $575,000 | 5,485 |
| Total risk weighted assets | $71,197,000 | 4,940 |
| Total unused commitments | $6,704,000 | 5,609 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 39 | 4,115 |
| Assets and Liabilities | ||
| Total Assets: | $114,439,000 | 4,635 |
| Cash and due from depository institutions | $3,648,000 | 4,115 |
| Interest-bearing balances | $1,240,000 | 2,290 |
| Securities | $2,088,000 | 7,933 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $100,655,000 | 3,810 |
| Loan loss allowance | $537,000 | 5,880 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,684,000 | 3,075 |
| Other real estate owned | $453,000 | 4,115 |
| Goodwill and other intangibles | $1,019,000 | 1,713 |
| All other assets | $2,892,000 | 4,302 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $114,439,000 | 4,635 |
| Total liabilities | $105,599,000 | 4,524 |
| Total deposits | $83,287,000 | 4,995 |
| Interest-bearing deposits | $76,246,000 | 4,738 |
| Deposits held in domestic offices | $83,287,000 | 4,993 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $21,400,000 | 1,631 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $912,000 | 4,066 |
| Total equity capital | $8,840,000 | 5,758 |
| Total bank equity capital | $8,840,000 | 5,758 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $0 | 7,944 |
| Surplus | $2,755,000 | 5,083 |
| Undivided profits | $6,085,000 | 4,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,098,000 | 2,462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $717,000 | 5,056 |
| Earning assets | $103,983,000 | 4,664 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $111,163,000 | 4,586 |
| Average Assets, quarterly | $114,542,000 | 4,593 |
| Volatile liabilities | $58,226,000 | 2,369 |
| Insider loans | $1,125,000 | 4,039 |
| FHLB advances | $21,400,000 | 1,536 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $7,903,000 | 5,224 |
| Tier 1 (core) risk-based capital | $7,629,000 | 6,146 |
| Tier 2 risk-based capital | $538,000 | 5,663 |
| Total risk weighted assets | $70,215,000 | 4,946 |
| Total unused commitments | $7,903,000 | 5,224 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 39 | 4,114 |
| Assets and Liabilities | ||
| Total Assets: | $114,645,000 | 4,607 |
| Cash and due from depository institutions | $2,933,000 | 4,114 |
| Interest-bearing balances | $128,000 | 4,465 |
| Securities | $2,139,000 | 8,008 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $101,647,000 | 3,784 |
| Loan loss allowance | $552,000 | 5,823 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,738,000 | 3,030 |
| Other real estate owned | $301,000 | 4,114 |
| Goodwill and other intangibles | $1,061,000 | 1,695 |
| All other assets | $2,826,000 | 4,408 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $114,645,000 | 4,607 |
| Total liabilities | $107,024,000 | 4,461 |
| Total deposits | $78,662,000 | 5,114 |
| Interest-bearing deposits | $72,899,000 | 4,824 |
| Deposits held in domestic offices | $78,662,000 | 5,111 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $27,500,000 | 1,447 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $862,000 | 4,215 |
| Total equity capital | $7,621,000 | 6,202 |
| Total bank equity capital | $7,621,000 | 6,202 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,007 |
| Surplus | $1,455,000 | 6,207 |
| Undivided profits | $6,166,000 | 4,208 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $847,000 | 2,860 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $668,000 | 5,318 |
| Earning assets | $103,914,000 | 4,647 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $110,344,000 | 4,635 |
| Average Assets, quarterly | $113,366,500 | 4,610 |
| Volatile liabilities | $58,670,000 | 2,331 |
| Insider loans | $1,045,000 | 4,146 |
| FHLB advances | $27,500,000 | 1,362 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $7,762,000 | 5,268 |
| Tier 1 (core) risk-based capital | $6,384,000 | 6,672 |
| Tier 2 risk-based capital | $552,000 | 5,591 |
| Total risk weighted assets | $69,360,000 | 4,970 |
| Total unused commitments | $7,762,000 | 5,268 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 40 | 4,042 |
| Assets and Liabilities | ||
| Total Assets: | $112,088,000 | 4,643 |
| Cash and due from depository institutions | $3,756,000 | 4,042 |
| Interest-bearing balances | $472,000 | 3,175 |
| Securities | $2,170,000 | 8,047 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $98,078,000 | 3,845 |
| Loan loss allowance | $563,000 | 5,759 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,809,000 | 2,958 |
| Other real estate owned | $438,000 | 4,042 |
| Goodwill and other intangibles | $1,103,000 | 1,655 |
| All other assets | $2,734,000 | 4,410 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $112,088,000 | 4,643 |
| Total liabilities | $104,384,000 | 4,508 |
| Total deposits | $76,887,000 | 5,192 |
| Interest-bearing deposits | $70,292,000 | 4,903 |
| Deposits held in domestic offices | $76,887,000 | 5,189 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $26,803,000 | 1,472 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $694,000 | 4,423 |
| Total equity capital | $7,704,000 | 6,050 |
| Total bank equity capital | $7,704,000 | 6,050 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $0 | 8,039 |
| Surplus | $1,435,000 | 6,237 |
| Undivided profits | $6,269,000 | 4,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $279,000 | 4,723 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $565,000 | 5,519 |
| Earning assets | $100,720,000 | 4,704 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $108,910,330 | 4,678 |
| Average Assets, quarterly | $110,767,000 | 4,658 |
| Volatile liabilities | $55,787,000 | 2,375 |
| Insider loans | $1,209,000 | 3,870 |
| FHLB advances | $26,803,000 | 1,375 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $10,173,000 | 4,740 |
| Tier 1 (core) risk-based capital | $6,426,000 | 6,628 |
| Tier 2 risk-based capital | $563,000 | 5,524 |
| Total risk weighted assets | $68,757,000 | 4,975 |
| Total unused commitments | $10,173,000 | 4,740 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 41 | 3,942 |
| Assets and Liabilities | ||
| Total Assets: | $109,446,000 | 4,705 |
| Cash and due from depository institutions | $2,931,000 | 3,942 |
| Interest-bearing balances | $152,000 | 4,464 |
| Securities | $2,211,000 | 8,083 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $96,225,000 | 3,840 |
| Loan loss allowance | $518,000 | 5,978 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,879,000 | 2,834 |
| Other real estate owned | $411,000 | 3,942 |
| Goodwill and other intangibles | $1,146,000 | 1,617 |
| All other assets | $2,643,000 | 4,406 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $109,446,000 | 4,705 |
| Total liabilities | $101,681,000 | 4,592 |
| Total deposits | $71,176,000 | 5,414 |
| Interest-bearing deposits | $65,090,000 | 5,142 |
| Deposits held in domestic offices | $71,176,000 | 5,410 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $29,625,000 | 1,341 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $880,000 | 3,832 |
| Total equity capital | $7,765,000 | 6,013 |
| Total bank equity capital | $7,765,000 | 6,013 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,045 |
| Surplus | $1,435,000 | 6,205 |
| Undivided profits | $6,330,000 | 4,050 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $92,000 | 6,157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $511,000 | 5,631 |
| Earning assets | $98,588,000 | 4,773 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $107,321,500 | 4,727 |
| Average Assets, quarterly | $107,321,500 | 4,727 |
| Volatile liabilities | $52,302,000 | 2,395 |
| Insider loans | $1,766,000 | 3,089 |
| FHLB advances | $29,625,000 | 1,264 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $9,015,000 | 4,991 |
| Tier 1 (core) risk-based capital | $6,530,000 | 6,514 |
| Tier 2 risk-based capital | $518,000 | 5,716 |
| Total risk weighted assets | $68,275,000 | 4,942 |
| Total unused commitments | $9,015,000 | 4,993 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 41 | 3,938 |
| Assets and Liabilities | ||
| Total Assets: | $105,197,000 | 4,829 |
| Cash and due from depository institutions | $3,609,000 | 3,938 |
| Interest-bearing balances | $325,000 | 3,737 |
| Securities | $2,275,000 | 8,111 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $91,188,000 | 3,956 |
| Loan loss allowance | $476,000 | 6,190 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,970,000 | 2,756 |
| Other real estate owned | $411,000 | 3,938 |
| Goodwill and other intangibles | $1,189,000 | 1,585 |
| All other assets | $2,555,000 | 4,477 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $105,197,000 | 4,829 |
| Total liabilities | $97,869,000 | 4,684 |
| Total deposits | $65,023,000 | 5,696 |
| Interest-bearing deposits | $58,193,000 | 5,457 |
| Deposits held in domestic offices | $65,023,000 | 5,694 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $32,000,000 | 1,283 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $846,000 | 3,875 |
| Total equity capital | $7,328,000 | 6,176 |
| Total bank equity capital | $7,328,000 | 6,176 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $0 | 8,078 |
| Surplus | $935,000 | 6,844 |
| Undivided profits | $6,393,000 | 4,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $477,000 | 5,905 |
| Earning assets | $93,788,000 | 4,899 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $95,948,800 | 4,954 |
| Average Assets, quarterly | $102,013,500 | 4,869 |
| Volatile liabilities | $48,289,000 | 2,522 |
| Insider loans | $1,734,000 | 3,098 |
| FHLB advances | $32,000,000 | 1,194 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $9,602,000 | 4,807 |
| Tier 1 (core) risk-based capital | $6,037,000 | 6,725 |
| Tier 2 risk-based capital | $476,000 | 5,955 |
| Total risk weighted assets | $64,964,000 | 5,077 |
| Total unused commitments | $9,602,000 | 4,808 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 42 | 3,858 |
| Assets and Liabilities | ||
| Total Assets: | $98,830,000 | 4,962 |
| Cash and due from depository institutions | $2,561,000 | 3,858 |
| Interest-bearing balances | $64,000 | 5,485 |
| Securities | $2,328,000 | 8,131 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $85,804,000 | 4,085 |
| Loan loss allowance | $433,000 | 6,444 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,978,000 | 2,699 |
| Other real estate owned | $563,000 | 3,858 |
| Goodwill and other intangibles | $1,233,000 | 1,545 |
| All other assets | $2,363,000 | 4,638 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $98,830,000 | 4,962 |
| Total liabilities | $91,343,000 | 4,848 |
| Total deposits | $63,161,000 | 5,751 |
| Interest-bearing deposits | $56,340,000 | 5,517 |
| Deposits held in domestic offices | $63,161,000 | 5,748 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $27,350,000 | 1,435 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $832,000 | 3,903 |
| Total equity capital | $7,487,000 | 6,111 |
| Total bank equity capital | $7,487,000 | 6,111 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,097 |
| Surplus | $935,000 | 6,846 |
| Undivided profits | $6,552,000 | 4,010 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $456,000 | 6,039 |
| Earning assets | $88,196,000 | 5,037 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $93,636,750 | 5,035 |
| Average Assets, quarterly | $97,749,500 | 4,964 |
| Volatile liabilities | $42,632,000 | 2,660 |
| Insider loans | $1,901,000 | 2,909 |
| FHLB advances | $27,350,000 | 1,346 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $9,510,000 | 4,773 |
| Tier 1 (core) risk-based capital | $6,210,000 | 6,647 |
| Tier 2 risk-based capital | $433,000 | 6,168 |
| Total risk weighted assets | $62,037,000 | 5,168 |
| Total unused commitments | $9,510,000 | 4,775 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 42 | 3,856 |
| Assets and Liabilities | ||
| Total Assets: | $96,669,000 | 4,991 |
| Cash and due from depository institutions | $4,277,000 | 3,856 |
| Interest-bearing balances | $647,000 | 3,133 |
| Securities | $2,418,000 | 8,146 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $82,184,000 | 4,142 |
| Loan loss allowance | $421,000 | 6,494 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,001,000 | 2,640 |
| Other real estate owned | $307,000 | 3,856 |
| Goodwill and other intangibles | $1,277,000 | 1,518 |
| All other assets | $2,205,000 | 4,651 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $96,669,000 | 4,991 |
| Total liabilities | $89,149,000 | 4,874 |
| Total deposits | $59,518,000 | 5,876 |
| Interest-bearing deposits | $53,503,000 | 5,652 |
| Deposits held in domestic offices | $59,518,000 | 5,875 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $28,950,000 | 1,383 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $681,000 | 4,138 |
| Total equity capital | $7,520,000 | 6,043 |
| Total bank equity capital | $7,520,000 | 6,043 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,105 |
| Surplus | $935,000 | 6,828 |
| Undivided profits | $6,585,000 | 3,972 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $256,000 | 4,887 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $416,000 | 6,038 |
| Earning assets | $85,249,000 | 5,108 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $91,905,670 | 5,078 |
| Average Assets, quarterly | $93,861,500 | 5,045 |
| Volatile liabilities | $40,476,000 | 2,662 |
| Insider loans | $1,594,000 | 3,207 |
| FHLB advances | $28,950,000 | 1,300 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $9,530,000 | 4,746 |
| Tier 1 (core) risk-based capital | $6,188,000 | 6,591 |
| Tier 2 risk-based capital | $421,000 | 6,219 |
| Total risk weighted assets | $58,717,000 | 5,245 |
| Total unused commitments | $9,530,000 | 4,747 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 43 | 3,771 |
| Assets and Liabilities | ||
| Total Assets: | $91,054,000 | 5,175 |
| Cash and due from depository institutions | $2,525,000 | 3,771 |
| Interest-bearing balances | $120,000 | 4,827 |
| Securities | $2,494,000 | 8,203 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $77,893,000 | 4,237 |
| Loan loss allowance | $406,000 | 6,625 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,054,000 | 2,578 |
| Other real estate owned | $463,000 | 3,771 |
| Goodwill and other intangibles | $1,323,000 | 1,496 |
| All other assets | $2,302,000 | 4,518 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $91,054,000 | 5,175 |
| Total liabilities | $84,466,000 | 5,059 |
| Total deposits | $60,606,000 | 5,856 |
| Interest-bearing deposits | $55,955,000 | 5,567 |
| Deposits held in domestic offices | $60,606,000 | 5,853 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $23,100,000 | 1,554 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $760,000 | 3,800 |
| Total equity capital | $6,588,000 | 6,403 |
| Total bank equity capital | $6,588,000 | 6,403 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,166 |
| Surplus | $0 | 8,248 |
| Undivided profits | $6,588,000 | 3,911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 7,695 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $390,000 | 6,130 |
| Earning assets | $80,507,000 | 5,298 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $89,524,000 | 5,210 |
| Average Assets, quarterly | $89,524,000 | 5,210 |
| Volatile liabilities | $34,673,000 | 2,887 |
| Insider loans | $962,000 | 4,219 |
| FHLB advances | $23,100,000 | 1,454 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $9,338,000 | 4,769 |
| Tier 1 (core) risk-based capital | $5,249,000 | 7,049 |
| Tier 2 risk-based capital | $406,000 | 6,338 |
| Total risk weighted assets | $56,353,000 | 5,354 |
| Total unused commitments | $9,338,000 | 4,771 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 42 | 3,860 |
| Assets and Liabilities | ||
| Total Assets: | $87,994,000 | 5,287 |
| Cash and due from depository institutions | $3,534,000 | 3,860 |
| Interest-bearing balances | $1,524,000 | 2,349 |
| Securities | $3,191,000 | 8,099 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $73,079,000 | 4,415 |
| Loan loss allowance | $413,000 | 6,581 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,122,000 | 2,509 |
| Other real estate owned | $520,000 | 3,860 |
| Goodwill and other intangibles | $1,368,000 | 1,466 |
| All other assets | $2,180,000 | 4,624 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $87,995,000 | 5,287 |
| Total liabilities | $81,377,000 | 5,174 |
| Total deposits | $58,075,000 | 5,980 |
| Interest-bearing deposits | $52,337,000 | 5,744 |
| Deposits held in domestic offices | $58,075,000 | 5,978 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $22,600,000 | 1,583 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $702,000 | 3,931 |
| Total equity capital | $6,618,000 | 6,420 |
| Total bank equity capital | $6,618,000 | 6,420 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,205 |
| Surplus | $0 | 8,282 |
| Undivided profits | $6,618,000 | 3,960 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,000 | 7,518 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $398,000 | 6,056 |
| Earning assets | $77,794,000 | 5,413 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $88,362,000 | 5,154 |
| Average Assets, quarterly | $87,889,000 | 5,256 |
| Volatile liabilities | $32,177,000 | 3,002 |
| Insider loans | $1,110,000 | 3,897 |
| FHLB advances | $22,600,000 | 1,487 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $8,271,000 | 4,854 |
| Tier 1 (core) risk-based capital | $5,164,000 | 7,071 |
| Tier 2 risk-based capital | $413,000 | 6,300 |
| Total risk weighted assets | $52,661,000 | 5,558 |
| Total unused commitments | $8,271,000 | 4,855 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 42 | 3,854 |
| Assets and Liabilities | ||
| Total Assets: | $87,784,000 | 5,267 |
| Cash and due from depository institutions | $4,855,000 | 3,854 |
| Interest-bearing balances | $2,071,000 | 2,073 |
| Securities | $3,825,000 | 7,962 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $70,926,000 | 4,471 |
| Loan loss allowance | $488,000 | 6,116 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,178,000 | 2,449 |
| Other real estate owned | $372,000 | 3,854 |
| Goodwill and other intangibles | $1,414,000 | 1,415 |
| All other assets | $2,214,000 | 4,565 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $87,789,000 | 5,267 |
| Total liabilities | $81,185,000 | 5,153 |
| Total deposits | $59,121,000 | 5,871 |
| Interest-bearing deposits | $53,481,000 | 5,650 |
| Deposits held in domestic offices | $59,121,000 | 5,868 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $21,400,000 | 1,643 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $664,000 | 4,184 |
| Total equity capital | $6,604,000 | 6,451 |
| Total bank equity capital | $6,604,000 | 6,451 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $0 | 8,249 |
| Surplus | $0 | 8,313 |
| Undivided profits | $6,604,000 | 3,995 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $94,000 | 6,583 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $361,000 | 6,550 |
| Earning assets | $76,822,000 | 5,401 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $88,454,000 | 5,161 |
| Average Assets, quarterly | $88,303,500 | 5,225 |
| Volatile liabilities | $31,425,000 | 3,004 |
| Insider loans | $1,128,000 | 3,839 |
| FHLB advances | $21,400,000 | 1,531 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $6,873,000 | 5,186 |
| Tier 1 (core) risk-based capital | $5,037,000 | 7,144 |
| Tier 2 risk-based capital | $488,000 | 5,807 |
| Total risk weighted assets | $49,813,000 | 5,689 |
| Total unused commitments | $6,873,000 | 5,192 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 44 | 3,753 |
| Assets and Liabilities | ||
| Total Assets: | $88,823,000 | 5,224 |
| Cash and due from depository institutions | $7,167,000 | 3,753 |
| Interest-bearing balances | $4,094,000 | 1,352 |
| Securities | $3,940,000 | 7,990 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $69,502,000 | 4,495 |
| Loan loss allowance | $453,000 | 6,346 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,218,000 | 2,380 |
| Other real estate owned | $329,000 | 3,753 |
| Goodwill and other intangibles | $1,460,000 | 1,388 |
| All other assets | $2,207,000 | 4,562 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $88,823,000 | 5,224 |
| Total liabilities | $82,229,000 | 5,134 |
| Total deposits | $60,132,000 | 5,849 |
| Interest-bearing deposits | $53,780,000 | 5,664 |
| Deposits held in domestic offices | $60,132,000 | 5,847 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $21,400,000 | 1,613 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $697,000 | 3,766 |
| Total equity capital | $6,594,000 | 6,320 |
| Total bank equity capital | $6,594,000 | 6,320 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $0 | 8,301 |
| Surplus | $0 | 8,370 |
| Undivided profits | $6,594,000 | 3,864 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $125,000 | 6,281 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $406,000 | 5,965 |
| Earning assets | $77,536,000 | 5,373 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $88,677,330 | 5,177 |
| Average Assets, quarterly | $88,958,000 | 5,194 |
| Volatile liabilities | $32,281,000 | 2,875 |
| Insider loans | $1,369,000 | 3,417 |
| FHLB advances | $21,400,000 | 1,510 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $7,835,000 | 4,956 |
| Tier 1 (core) risk-based capital | $5,008,000 | 7,110 |
| Tier 2 risk-based capital | $453,000 | 6,012 |
| Total risk weighted assets | $49,998,000 | 5,652 |
| Total unused commitments | $7,835,000 | 4,959 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 43 | 3,816 |
| Assets and Liabilities | ||
| Total Assets: | $89,093,000 | 5,223 |
| Cash and due from depository institutions | $5,716,000 | 3,816 |
| Interest-bearing balances | $2,948,000 | 1,896 |
| Securities | $5,389,000 | 7,648 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $69,774,000 | 4,411 |
| Loan loss allowance | $413,000 | 6,602 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,195,000 | 2,366 |
| Other real estate owned | $259,000 | 3,816 |
| Goodwill and other intangibles | $1,508,000 | 1,363 |
| All other assets | $2,252,000 | 4,354 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $89,093,000 | 5,223 |
| Total liabilities | $82,498,000 | 5,094 |
| Total deposits | $60,327,000 | 5,872 |
| Interest-bearing deposits | $54,127,000 | 5,675 |
| Deposits held in domestic offices | $60,327,000 | 5,869 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $21,400,000 | 1,534 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $771,000 | 3,829 |
| Total equity capital | $6,595,000 | 6,407 |
| Total bank equity capital | $6,595,000 | 6,407 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $0 | 8,335 |
| Surplus | $0 | 8,403 |
| Undivided profits | $6,595,000 | 4,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $281,000 | 5,219 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $429,000 | 5,730 |
| Earning assets | $78,111,000 | 5,351 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $88,604,500 | 5,193 |
| Average Assets, quarterly | $88,604,500 | 5,193 |
| Volatile liabilities | $31,883,000 | 2,811 |
| Insider loans | $1,398,000 | 3,352 |
| FHLB advances | $21,400,000 | 1,427 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $5,416,000 | 5,740 |
| Tier 1 (core) risk-based capital | $4,903,000 | 7,174 |
| Tier 2 risk-based capital | $413,000 | 6,264 |
| Total risk weighted assets | $49,880,000 | 5,621 |
| Total unused commitments | $5,416,000 | 5,747 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 42 | 3,887 |
| Assets and Liabilities | ||
| Total Assets: | $88,116,000 | 5,233 |
| Cash and due from depository institutions | $4,279,000 | 3,887 |
| Interest-bearing balances | $1,694,000 | 2,377 |
| Securities | $7,052,000 | 7,303 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $68,523,000 | 4,447 |
| Loan loss allowance | $385,000 | 6,816 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,248,000 | 2,323 |
| Other real estate owned | $312,000 | 3,887 |
| Goodwill and other intangibles | $1,556,000 | 1,340 |
| All other assets | $2,146,000 | 4,516 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,116,000 | 5,233 |
| Total liabilities | $81,504,000 | 5,115 |
| Total deposits | $59,290,000 | 5,913 |
| Interest-bearing deposits | $54,143,000 | 5,657 |
| Deposits held in domestic offices | $59,290,000 | 5,911 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $21,400,000 | 1,542 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $814,000 | 3,539 |
| Total equity capital | $6,612,000 | 6,351 |
| Total bank equity capital | $6,612,000 | 6,351 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $0 | 8,396 |
| Surplus | $0 | 8,463 |
| Undivided profits | $6,612,000 | 3,951 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $80,000 | 6,933 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $418,000 | 5,937 |
| Earning assets | $77,269,000 | 5,354 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $89,446,200 | 5,043 |
| Average Assets, quarterly | $88,820,500 | 5,177 |
| Volatile liabilities | $30,152,000 | 2,914 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $21,400,000 | 1,433 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $5,293,000 | 5,629 |
| Tier 1 (core) risk-based capital | $4,904,000 | 7,134 |
| Tier 2 risk-based capital | $384,000 | 6,505 |
| Total risk weighted assets | $48,970,000 | 5,669 |
| Total unused commitments | $5,293,000 | 5,632 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 41 | 3,990 |
| Assets and Liabilities | ||
| Total Assets: | $89,525,000 | 5,158 |
| Cash and due from depository institutions | $7,782,000 | 3,990 |
| Interest-bearing balances | $5,391,000 | 1,280 |
| Securities | $7,452,000 | 7,138 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $66,325,000 | 4,529 |
| Loan loss allowance | $373,000 | 6,946 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,109,000 | 2,375 |
| Other real estate owned | $122,000 | 3,990 |
| Goodwill and other intangibles | $1,604,000 | 1,301 |
| All other assets | $2,131,000 | 4,530 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,525,000 | 5,158 |
| Total liabilities | $82,918,000 | 5,028 |
| Total deposits | $59,959,000 | 5,853 |
| Interest-bearing deposits | $55,248,000 | 5,596 |
| Deposits held in domestic offices | $59,959,000 | 5,851 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $22,100,000 | 1,478 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $859,000 | 3,571 |
| Total equity capital | $6,607,000 | 6,334 |
| Total bank equity capital | $6,607,000 | 6,334 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $0 | 8,445 |
| Surplus | $0 | 8,515 |
| Undivided profits | $6,607,000 | 3,977 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $182,000 | 6,169 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $388,000 | 6,376 |
| Earning assets | $79,168,000 | 5,274 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $89,778,750 | 5,048 |
| Average Assets, quarterly | $89,963,000 | 5,124 |
| Volatile liabilities | $30,474,000 | 2,858 |
| Insider loans | $1,380,000 | 3,341 |
| FHLB advances | $22,100,000 | 1,366 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $6,029,000 | 5,381 |
| Tier 1 (core) risk-based capital | $4,907,000 | 7,163 |
| Tier 2 risk-based capital | $373,000 | 6,606 |
| Total risk weighted assets | $48,324,000 | 5,708 |
| Total unused commitments | $6,029,000 | 5,389 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 40 | 4,085 |
| Assets and Liabilities | ||
| Total Assets: | $90,401,000 | 5,117 |
| Cash and due from depository institutions | $8,562,000 | 4,085 |
| Interest-bearing balances | $5,955,000 | 1,303 |
| Securities | $5,811,000 | 7,547 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $68,072,000 | 4,425 |
| Loan loss allowance | $376,000 | 6,911 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,164,000 | 2,307 |
| Other real estate owned | $0 | 4,085 |
| Goodwill and other intangibles | $1,655,000 | 1,250 |
| All other assets | $2,137,000 | 4,402 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,401,000 | 5,117 |
| Total liabilities | $83,836,000 | 4,978 |
| Total deposits | $60,416,000 | 5,830 |
| Interest-bearing deposits | $55,706,000 | 5,567 |
| Deposits held in domestic offices | $60,416,000 | 5,828 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $22,100,000 | 1,465 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,320,000 | 2,739 |
| Total equity capital | $6,565,000 | 6,358 |
| Total bank equity capital | $6,565,000 | 6,358 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $0 | 8,468 |
| Surplus | $0 | 8,544 |
| Undivided profits | $6,565,000 | 4,038 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $112,000 | 6,774 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $413,000 | 6,027 |
| Earning assets | $79,838,000 | 5,232 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $89,863,330 | 5,050 |
| Average Assets, quarterly | $90,311,500 | 5,072 |
| Volatile liabilities | $30,182,000 | 2,821 |
| Insider loans | $1,547,000 | 3,101 |
| FHLB advances | $22,100,000 | 1,355 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $6,530,000 | 5,174 |
| Tier 1 (core) risk-based capital | $4,755,000 | 7,222 |
| Tier 2 risk-based capital | $376,000 | 6,569 |
| Total risk weighted assets | $48,859,000 | 5,631 |
| Total unused commitments | $6,530,000 | 5,188 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 41 | 3,964 |
| Assets and Liabilities | ||
| Total Assets: | $90,222,000 | 5,057 |
| Cash and due from depository institutions | $6,167,000 | 3,964 |
| Interest-bearing balances | $3,747,000 | 1,869 |
| Securities | $6,128,000 | 7,499 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $69,745,000 | 4,303 |
| Loan loss allowance | $386,000 | 6,788 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,206,000 | 2,257 |
| Other real estate owned | $121,000 | 3,964 |
| Goodwill and other intangibles | $1,706,000 | 1,232 |
| All other assets | $2,149,000 | 4,369 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,222,000 | 5,057 |
| Total liabilities | $83,753,000 | 4,935 |
| Total deposits | $60,943,000 | 5,771 |
| Interest-bearing deposits | $56,290,000 | 5,508 |
| Deposits held in domestic offices | $60,943,000 | 5,769 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $22,100,000 | 1,417 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $710,000 | 4,193 |
| Total equity capital | $6,469,000 | 6,328 |
| Total bank equity capital | $6,469,000 | 6,328 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 8,511 |
| Surplus | $0 | 8,583 |
| Undivided profits | $6,469,000 | 3,999 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,000 | 8,049 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $397,000 | 6,190 |
| Earning assets | $79,620,000 | 5,186 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $89,594,500 | 5,039 |
| Average Assets, quarterly | $89,594,500 | 5,039 |
| Volatile liabilities | $30,627,000 | 2,761 |
| Insider loans | $1,580,000 | 2,974 |
| FHLB advances | $22,100,000 | 1,312 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $5,712,000 | 5,394 |
| Tier 1 (core) risk-based capital | $4,555,000 | 7,323 |
| Tier 2 risk-based capital | $386,000 | 6,442 |
| Total risk weighted assets | $48,837,000 | 5,588 |
| Total unused commitments | $5,712,000 | 5,411 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 40 | 4,049 |
| Assets and Liabilities | ||
| Total Assets: | $88,967,000 | 5,070 |
| Cash and due from depository institutions | $4,266,000 | 4,049 |
| Interest-bearing balances | $2,141,000 | 2,307 |
| Securities | $8,490,000 | 6,890 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $67,879,000 | 4,388 |
| Loan loss allowance | $384,000 | 6,767 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,263,000 | 2,200 |
| Other real estate owned | $121,000 | 4,049 |
| Goodwill and other intangibles | $1,759,000 | 1,198 |
| All other assets | $2,189,000 | 4,316 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,967,000 | 5,070 |
| Total liabilities | $82,527,000 | 4,944 |
| Total deposits | $58,691,000 | 5,855 |
| Interest-bearing deposits | $54,363,000 | 5,583 |
| Deposits held in domestic offices | $58,691,000 | 5,852 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $23,000,000 | 1,390 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $836,000 | 3,819 |
| Total equity capital | $6,440,000 | 6,321 |
| Total bank equity capital | $6,440,000 | 6,321 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $0 | 8,549 |
| Surplus | $0 | 8,619 |
| Undivided profits | $6,440,000 | 4,002 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $70,000 | 7,168 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $411,000 | 6,274 |
| Earning assets | $78,510,000 | 5,183 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $90,775,400 | 4,830 |
| Average Assets, quarterly | $89,311,000 | 5,011 |
| Volatile liabilities | $31,297,000 | 2,711 |
| Insider loans | $1,441,000 | 3,167 |
| FHLB advances | $23,000,000 | 1,269 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $5,803,000 | 5,245 |
| Tier 1 (core) risk-based capital | $4,473,000 | 7,359 |
| Tier 2 risk-based capital | $384,000 | 6,440 |
| Total risk weighted assets | $49,536,000 | 5,516 |
| Total unused commitments | $5,803,000 | 5,250 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 33 | 4,692 |
| Assets and Liabilities | ||
| Total Assets: | $92,201,000 | 4,838 |
| Cash and due from depository institutions | $13,803,000 | 4,692 |
| Interest-bearing balances | $11,697,000 | 591 |
| Securities | $17,825,000 | 4,874 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $52,109,000 | 5,131 |
| Loan loss allowance | $245,000 | 7,833 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,259,000 | 2,108 |
| Other real estate owned | $75,000 | 4,692 |
| Goodwill and other intangibles | $1,986,000 | 1,050 |
| All other assets | $2,144,000 | 4,344 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,201,000 | 4,838 |
| Total liabilities | $85,901,000 | 4,702 |
| Total deposits | $62,865,000 | 5,523 |
| Interest-bearing deposits | $62,865,000 | 4,957 |
| Deposits held in domestic offices | $62,865,000 | 5,519 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $22,100,000 | 1,317 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $936,000 | 3,631 |
| Total equity capital | $6,300,000 | 6,241 |
| Total bank equity capital | $6,300,000 | 6,241 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $0 | 8,858 |
| Undivided profits | $6,300,000 | 3,883 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $141,000 | 6,499 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $321,000 | 7,354 |
| Earning assets | $81,631,000 | 4,916 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $94,987,800 | 4,553 |
| Average Assets, quarterly | $93,174,000 | 4,752 |
| Volatile liabilities | $31,883,000 | 2,605 |
| Insider loans | $1,839,000 | 2,577 |
| FHLB advances | $22,100,000 | 1,197 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $2,613,000 | 6,872 |
| Tier 1 (core) risk-based capital | $4,132,000 | 7,574 |
| Tier 2 risk-based capital | $245,000 | 7,598 |
| Total risk weighted assets | $45,905,000 | 5,672 |
| Total unused commitments | $2,613,000 | 6,880 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 38 | 4,255 |
| Assets and Liabilities | ||
| Total Assets: | $98,834,000 | 4,486 |
| Cash and due from depository institutions | $3,415,000 | 4,255 |
| Interest-bearing balances | $391,000 | 3,282 |
| Securities | $20,585,000 | 4,544 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $65,439,000 | 4,296 |
| Loan loss allowance | $208,000 | 8,233 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,475,000 | 1,953 |
| Other real estate owned | $58,000 | 4,255 |
| Goodwill and other intangibles | $2,243,000 | 985 |
| All other assets | $2,619,000 | 3,177 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,831,000 | 4,486 |
| Total liabilities | $92,489,000 | 4,339 |
| Total deposits | $66,264,000 | 5,175 |
| Interest-bearing deposits | $61,010,000 | 4,964 |
| Deposits held in domestic offices | $66,264,000 | 5,171 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $25,300,000 | 1,157 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $925,000 | 3,820 |
| Total equity capital | $6,342,000 | 6,135 |
| Total bank equity capital | $6,342,000 | 6,135 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $0 | 9,124 |
| Undivided profits | $6,342,000 | 3,715 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $185,000 | 5,842 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $433,000 | 5,616 |
| Earning assets | $86,415,000 | 4,636 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $99,833,600 | 4,297 |
| Average Assets, quarterly | $99,027,500 | 4,434 |
| Volatile liabilities | $37,965,000 | 2,201 |
| Insider loans | $1,701,000 | 2,649 |
| FHLB advances | $25,300,000 | 326 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $2,657,000 | 6,771 |
| Tier 1 (core) risk-based capital | $4,195,000 | 7,622 |
| Tier 2 risk-based capital | $208,000 | 8,010 |
| Total risk weighted assets | $52,502,000 | 5,132 |
| Total unused commitments | $2,657,000 | 6,777 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 37 | 4,461 |
| Assets and Liabilities | ||
| Total Assets: | $100,840,000 | 4,382 |
| Cash and due from depository institutions | $2,471,000 | 4,461 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $22,977,000 | 4,396 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $65,209,000 | 4,218 |
| Loan loss allowance | $185,000 | 8,595 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,785,000 | 1,778 |
| Other real estate owned | $34,000 | 4,461 |
| Goodwill and other intangibles | $2,494,000 | 940 |
| All other assets | $2,870,000 | 2,935 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,840,000 | 4,382 |
| Total liabilities | $94,933,000 | 4,212 |
| Total deposits | $76,022,000 | 4,755 |
| Interest-bearing deposits | $71,776,000 | 4,380 |
| Deposits held in domestic offices | $76,022,000 | 4,751 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $17,250,000 | 1,443 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,661,000 | 2,188 |
| Total equity capital | $5,907,000 | 6,313 |
| Total bank equity capital | $5,907,000 | 6,313 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $0 | 9,427 |
| Undivided profits | $5,907,000 | 3,716 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $307,000 | 4,723 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $361,000 | 5,786 |
| Earning assets | $88,186,000 | 4,546 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $102,166,400 | 4,186 |
| Average Assets, quarterly | $101,819,500 | 4,295 |
| Volatile liabilities | $27,871,000 | 2,687 |
| Insider loans | $1,503,000 | 2,801 |
| FHLB advances | $17,250,000 | 368 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $2,500,000 | 7,044 |
| Tier 1 (core) risk-based capital | $4,237,000 | 7,636 |
| Tier 2 risk-based capital | $185,000 | 8,357 |
| Total risk weighted assets | $50,164,000 | 5,191 |
| Total unused commitments | $2,500,000 | 7,046 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 43 | 3,988 |
| Assets and Liabilities | ||
| Total Assets: | $104,447,000 | 4,193 |
| Cash and due from depository institutions | $5,881,000 | 3,988 |
| Interest-bearing balances | $3,311,000 | 1,635 |
| Securities | $26,706,000 | 3,969 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $60,840,000 | 4,241 |
| Loan loss allowance | $186,000 | 8,726 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $5,582,000 | 1,435 |
| Other real estate owned | $139,000 | 3,988 |
| Goodwill and other intangibles | $2,751,000 | 851 |
| All other assets | $2,548,000 | 2,877 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,447,000 | 4,193 |
| Total liabilities | $97,553,000 | 4,034 |
| Total deposits | $78,332,000 | 4,606 |
| Interest-bearing deposits | $72,381,000 | 4,336 |
| Deposits held in domestic offices | $78,332,000 | 4,600 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $18,129,000 | 1,114 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,092,000 | 3,274 |
| Total equity capital | $6,894,000 | 5,844 |
| Total bank equity capital | $6,894,000 | 5,844 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $0 | 9,669 |
| Undivided profits | $6,894,000 | 3,500 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $92,000 | 7,434 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $359,000 | 5,913 |
| Earning assets | $90,857,000 | 4,396 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $97,968,800 | 4,245 |
| Average Assets, quarterly | $104,242,000 | 4,129 |
| Volatile liabilities | $24,233,000 | 2,562 |
| Insider loans | $1,180,000 | 3,164 |
| FHLB advances | $18,129,000 | 328 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,025,000 | 6,556 |
| Tier 1 (core) risk-based capital | $4,373,000 | 7,453 |
| Tier 2 risk-based capital | $186,000 | 8,422 |
| Total risk weighted assets | $47,898,000 | 5,235 |
| Total unused commitments | $3,025,000 | 6,568 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 40 | 4,375 |
| Assets and Liabilities | ||
| Total Assets: | $88,530,000 | 4,793 |
| Cash and due from depository institutions | $4,977,000 | 4,375 |
| Interest-bearing balances | $3,553,000 | 1,206 |
| Securities | $11,003,000 | 7,114 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $64,366,000 | 4,090 |
| Loan loss allowance | $149,000 | 9,461 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,347,000 | 1,463 |
| Other real estate owned | $511,000 | 4,375 |
| Goodwill and other intangibles | $46,000 | 2,988 |
| All other assets | $2,280,000 | 3,107 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,530,000 | 4,793 |
| Total liabilities | $81,530,000 | 4,684 |
| Total deposits | $57,456,000 | 5,839 |
| Interest-bearing deposits | $55,730,000 | 5,340 |
| Deposits held in domestic offices | $57,456,000 | 5,831 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $23,187,000 | 877 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $887,000 | 3,923 |
| Total equity capital | $7,000,000 | 5,761 |
| Total bank equity capital | $7,000,000 | 5,761 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $0 | 10,084 |
| Undivided profits | $7,000,000 | 3,462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $170,000 | 6,693 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $437,000 | 5,303 |
| Earning assets | $78,922,000 | 4,896 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $84,557,800 | 4,799 |
| Average Assets, quarterly | $87,157,500 | 4,811 |
| Volatile liabilities | $34,361,000 | 1,910 |
| Insider loans | $1,048,000 | 3,446 |
| FHLB advances | $23,187,000 | 282 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,063,000 | 6,468 |
| Tier 1 (core) risk-based capital | $7,006,000 | 5,597 |
| Tier 2 risk-based capital | $149,000 | 9,138 |
| Total risk weighted assets | $49,768,000 | 5,066 |
| Total unused commitments | $3,063,000 | 6,475 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 31 | 5,680 |
| Assets and Liabilities | ||
| Total Assets: | $81,502,000 | 5,237 |
| Cash and due from depository institutions | $2,016,000 | 5,680 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $11,769,000 | 7,352 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $62,549,000 | 4,233 |
| Loan loss allowance | $202,000 | 9,113 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,631,000 | 2,944 |
| Other real estate owned | $515,000 | 5,680 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,022,000 | 3,567 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,502,000 | 5,237 |
| Total liabilities | $74,541,000 | 5,160 |
| Total deposits | $52,780,000 | 6,393 |
| Interest-bearing deposits | $51,639,000 | 5,836 |
| Deposits held in domestic offices | $52,780,000 | 6,384 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $21,091,000 | 908 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $670,000 | 4,821 |
| Total equity capital | $6,961,000 | 5,828 |
| Total bank equity capital | $6,961,000 | 5,828 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $0 | 10,586 |
| Undivided profits | $6,961,000 | 3,416 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $320,000 | 5,441 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $477,000 | 4,875 |
| Earning assets | $74,318,000 | 5,268 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $80,426,000 | 5,128 |
| Average Assets, quarterly | $82,481,000 | 5,137 |
| Volatile liabilities | $29,715,000 | 2,097 |
| Insider loans | $499,000 | 5,525 |
| FHLB advances | $20,810,000 | 322 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,182,000 | 8,546 |
| Tier 1 (core) risk-based capital | $6,971,000 | 5,707 |
| Tier 2 risk-based capital | $202,000 | 8,603 |
| Total risk weighted assets | $45,299,000 | 5,465 |
| Total unused commitments | $1,182,000 | 8,560 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 31 | 5,851 |
| Assets and Liabilities | ||
| Total Assets: | $77,605,000 | 5,496 |
| Cash and due from depository institutions | $4,738,000 | 5,851 |
| Interest-bearing balances | $3,638,000 | 1,241 |
| Securities | $13,996,000 | 6,974 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $54,841,000 | 4,638 |
| Loan loss allowance | $200,000 | 9,485 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,003,000 | 3,702 |
| Other real estate owned | $300,000 | 5,851 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,727,000 | 4,113 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,605,000 | 5,496 |
| Total liabilities | $70,639,000 | 5,424 |
| Total deposits | $53,689,000 | 6,444 |
| Interest-bearing deposits | $53,689,000 | 5,767 |
| Deposits held in domestic offices | $53,689,000 | 6,437 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $16,232,000 | 933 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $718,000 | 4,789 |
| Total equity capital | $6,966,000 | 5,884 |
| Total bank equity capital | $6,966,000 | 5,884 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $6,966,000 | 3,504 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $308,000 | 5,545 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $366,000 | 6,216 |
| Earning assets | $72,475,000 | 5,427 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $74,278,600 | 5,480 |
| Average Assets, quarterly | $76,843,500 | 5,476 |
| Volatile liabilities | $24,875,000 | 2,191 |
| Insider loans | $403,000 | 6,270 |
| FHLB advances | $16,232,000 | 334 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,102,000 | 7,299 |
| Tier 1 (core) risk-based capital | $7,016,000 | 5,718 |
| Tier 2 risk-based capital | $200,000 | 8,872 |
| Total risk weighted assets | $38,843,000 | 6,088 |
| Total unused commitments | $2,102,000 | 7,315 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 29 | 6,346 |
| Assets and Liabilities | ||
| Total Assets: | $71,195,000 | 5,845 |
| Cash and due from depository institutions | $2,310,000 | 6,346 |
| Interest-bearing balances | $1,309,000 | 2,085 |
| Securities | $14,630,000 | 7,224 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $50,276,000 | 4,904 |
| Loan loss allowance | $177,000 | 10,247 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,445,000 | 3,016 |
| Other real estate owned | $311,000 | 6,346 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,223,000 | 5,819 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,195,000 | 5,845 |
| Total liabilities | $64,669,000 | 5,829 |
| Total deposits | $54,897,000 | 6,363 |
| Interest-bearing deposits | $53,588,000 | 5,766 |
| Deposits held in domestic offices | $54,897,000 | 6,357 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $9,087,000 | 1,298 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $685,000 | 4,090 |
| Total equity capital | $6,526,000 | 5,870 |
| Total bank equity capital | $6,526,000 | 5,870 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $6,526,000 | 3,409 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 11,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $285,000 | 6,837 |
| Earning assets | $66,215,000 | 5,774 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $66,452,800 | 6,048 |
| Average Assets, quarterly | $70,023,500 | 5,888 |
| Volatile liabilities | $19,691,000 | 2,566 |
| Insider loans | $322,000 | 6,969 |
| FHLB advances | $9,087,000 | 486 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,517,000 | 8,210 |
| Tier 1 (core) risk-based capital | $6,526,000 | 5,978 |
| Tier 2 risk-based capital | $161,000 | 9,899 |
| Total risk weighted assets | $34,010,000 | 6,644 |
| Total unused commitments | $1,517,000 | 8,220 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 25 | 7,348 |
| Assets and Liabilities | ||
| Total Assets: | $60,785,000 | 6,783 |
| Cash and due from depository institutions | $3,461,000 | 7,348 |
| Interest-bearing balances | $2,335,000 | 2,187 |
| Securities | $13,792,000 | 7,782 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $40,139,000 | 5,715 |
| Loan loss allowance | $152,000 | 11,140 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,369,000 | 3,093 |
| Other real estate owned | $0 | 7,348 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,024,000 | 5,980 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,785,000 | 6,783 |
| Total liabilities | $54,551,000 | 6,832 |
| Total deposits | $50,004,000 | 7,052 |
| Interest-bearing deposits | $50,004,000 | 6,327 |
| Deposits held in domestic offices | $50,004,000 | 7,044 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $4,000,000 | 1,650 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $547,000 | 5,020 |
| Total equity capital | $6,234,000 | 6,193 |
| Total bank equity capital | $6,234,000 | 6,193 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $6,234,000 | 3,661 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $311,000 | 6,287 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $206,000 | 7,973 |
| Earning assets | $56,266,000 | 6,731 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $61,566,400 | 6,550 |
| Average Assets, quarterly | $60,870,000 | 6,706 |
| Volatile liabilities | $9,964,000 | 4,108 |
| Insider loans | $469,000 | 5,911 |
| FHLB advances | $4,000,000 | 553 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,742,000 | 7,902 |
| Tier 1 (core) risk-based capital | $6,234,000 | 6,109 |
| Tier 2 risk-based capital | $136,000 | 10,774 |
| Total risk weighted assets | $27,761,000 | 7,648 |
| Total unused commitments | $1,742,000 | 7,927 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 26 | 7,249 |
| Assets and Liabilities | ||
| Total Assets: | $59,100,000 | 7,008 |
| Cash and due from depository institutions | $5,444,000 | 7,249 |
| Interest-bearing balances | $4,802,000 | 1,494 |
| Securities | $14,513,000 | 7,504 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $35,967,000 | 6,205 |
| Loan loss allowance | $137,000 | 11,814 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,099,000 | 3,452 |
| Other real estate owned | $0 | 7,249 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,077,000 | 5,999 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,100,000 | 7,008 |
| Total liabilities | $52,955,000 | 7,087 |
| Total deposits | $52,413,000 | 6,963 |
| Interest-bearing deposits | $52,258,000 | 6,236 |
| Deposits held in domestic offices | $52,413,000 | 6,956 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $542,000 | 5,463 |
| Total equity capital | $6,145,000 | 6,028 |
| Total bank equity capital | $6,145,000 | 6,028 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $6,145,000 | 3,543 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $40,000 | 11,522 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $187,000 | 8,991 |
| Earning assets | $55,282,000 | 6,890 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $60,397,400 | 6,740 |
| Average Assets, quarterly | $59,524,000 | 6,922 |
| Volatile liabilities | $5,788,000 | 6,008 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $797,000 | 9,671 |
| Tier 1 (core) risk-based capital | $6,145,000 | 5,944 |
| Tier 2 risk-based capital | $137,000 | 10,989 |
| Total risk weighted assets | $26,099,000 | 8,032 |
| Total unused commitments | $797,000 | 9,699 |
| Derivatives | $0 | 651 |