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MainStreet Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$124,421,000448
Total interest expense$44,888,000422
Net interest income$79,533,000460
Provision for loan and lease losses$1,642,000612
Total noninterest income$3,591,0001,457
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,389,000772
Trading account gains and fees$0123
Additional Noninterest Income$2,202,0001,535
Total noninterest expense$45,079,000620
Salaries and employee benefits$27,857,000561
Premises and equipment expense$4,407,000621
Additional noninterest expense$2,202,0001,535
Pre-tax net operating income$36,403,000445
Securities gains (losses)$0988
Applicable income taxes$7,442,000426
Income before extraordinary items$28,961,000438
Extraordinary gains, net$054
Net income$28,961,000442
Minority interest net income$088
Net income of bank and minority interests.$28,961,000439
Net charge-offs$445,000804
Cash dividends$5,166,000791
Sale, conversion, retirement of capital stock, net$0540
Net operating income$28,961,000448
2023-09-30 (YTD Data)Rank
Total interest income$91,240,000447
Total interest expense$29,645,000440
Net interest income$61,595,000447
Provision for loan and lease losses$1,176,000597
Total noninterest income$2,758,0001,440
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,036,000775
Trading account gains and fees$0125
Additional Noninterest Income$1,722,0001,480
Total noninterest expense$33,943,000621
Salaries and employee benefits$20,716,000568
Premises and equipment expense$3,206,000637
Additional noninterest expense$1,722,0001,480
Pre-tax net operating income$29,234,000441
Securities gains (losses)$0849
Applicable income taxes$5,845,000425
Income before extraordinary items$23,389,000429
Extraordinary gains, net$052
Net income$23,389,000433
Minority interest net income$081
Net income of bank and minority interests.$23,389,000429
Net charge-offs$317,000709
Cash dividends$3,874,000742
Sale, conversion, retirement of capital stock, net$0507
Net operating income$23,389,000436
2023-06-30 (YTD Data)Rank
Total interest income$59,474,000434
Total interest expense$17,357,000445
Net interest income$42,117,000436
Provision for loan and lease losses$921,000534
Total noninterest income$1,780,0001,399
Gross Fiduciary activities income$0931
Service charges on deposit accounts$712,000752
Trading account gains and fees$0112
Additional Noninterest Income$1,068,0001,476
Total noninterest expense$22,513,000609
Salaries and employee benefits$14,239,000543
Premises and equipment expense$2,182,000620
Additional noninterest expense$1,068,0001,474
Pre-tax net operating income$20,463,000423
Securities gains (losses)$0938
Applicable income taxes$4,081,000419
Income before extraordinary items$16,382,000411
Extraordinary gains, net$051
Net income$16,382,000420
Minority interest net income$081
Net income of bank and minority interests.$16,382,000412
Net charge-offs$-6,0003,775
Cash dividends$2,583,000714
Sale, conversion, retirement of capital stock, net$0486
Net operating income$16,382,000417
2023-03-31 (YTD Data)Rank
Total interest income$28,703,000444
Total interest expense$6,742,000485
Net interest income$21,961,000435
Provision for loan and lease losses$283,000717
Total noninterest income$946,0001,341
Gross Fiduciary activities income$0913
Service charges on deposit accounts$389,000712
Trading account gains and fees$097
Additional Noninterest Income$557,0001,431
Total noninterest expense$11,663,000604
Salaries and employee benefits$7,628,000524
Premises and equipment expense$984,000706
Additional noninterest expense$557,0001,431
Pre-tax net operating income$10,961,000410
Securities gains (losses)$0950
Applicable income taxes$2,202,000402
Income before extraordinary items$8,759,000401
Extraordinary gains, net$04
Net income$8,759,000402
Minority interest net income$048
Net income of bank and minority interests.$8,759,000402
Net charge-offs$-11,0004,071
Cash dividends$1,291,000678
Sale, conversion, retirement of capital stock, net$0430
Net operating income$8,759,000412
2022-12-31 (YTD Data)Rank
Total interest income$84,018,000480
Total interest expense$10,900,000428
Net interest income$73,118,000492
Provision for loan and lease losses$2,398,000459
Total noninterest income$4,656,0001,249
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,559,000716
Trading account gains and fees$0116
Additional Noninterest Income$3,097,0001,229
Total noninterest expense$39,031,000688
Salaries and employee benefits$23,850,000639
Premises and equipment expense$4,257,000635
Additional noninterest expense$3,097,0001,229
Pre-tax net operating income$36,345,000484
Securities gains (losses)$4,000540
Applicable income taxes$7,515,000468
Income before extraordinary items$28,834,000485
Extraordinary gains, net$05
Net income$28,834,000486
Minority interest net income$063
Net income of bank and minority interests.$28,834,000486
Net charge-offs$-19,0003,809
Cash dividends$4,038,000922
Sale, conversion, retirement of capital stock, net$0568
Net operating income$28,830,840492
2022-09-30 (YTD Data)Rank
Total interest income$58,183,000492
Total interest expense$6,552,000375
Net interest income$51,631,000502
Provision for loan and lease losses$1,280,000538
Total noninterest income$3,659,0001,238
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,167,000719
Trading account gains and fees$0111
Additional Noninterest Income$2,492,0001,206
Total noninterest expense$28,346,000700
Salaries and employee benefits$17,059,000662
Premises and equipment expense$3,169,000639
Additional noninterest expense$2,492,0001,206
Pre-tax net operating income$25,664,000502
Securities gains (losses)$4,000563
Applicable income taxes$4,908,000517
Income before extraordinary items$20,760,000498
Extraordinary gains, net$04
Net income$20,760,000497
Minority interest net income$057
Net income of bank and minority interests.$20,760,000498
Net charge-offs$-18,0003,784
Cash dividends$2,755,000898
Sale, conversion, retirement of capital stock, net$0519
Net operating income$20,756,760506
2022-06-30 (YTD Data)Rank
Total interest income$36,239,000496
Total interest expense$3,563,000346
Net interest income$32,676,000512
Provision for loan and lease losses$1,280,000347
Total noninterest income$2,343,0001,253
Gross Fiduciary activities income$0925
Service charges on deposit accounts$788,000718
Trading account gains and fees$0108
Additional Noninterest Income$1,555,0001,281
Total noninterest expense$18,454,000704
Salaries and employee benefits$11,175,000665
Premises and equipment expense$2,009,000662
Additional noninterest expense$5,270,000739
Pre-tax net operating income$15,285,000522
Securities gains (losses)$4,000504
Applicable income taxes$2,923,000515
Income before extraordinary items$12,366,000517
Extraordinary gains, net$04
Net income$12,366,000517
Minority interest net income$060
Net income of bank and minority interests.$12,366,000517
Net charge-offs$-5,0003,441
Cash dividends$1,845,000893
Sale, conversion, retirement of capital stock, net$0494
Net operating income$12,362,760525
2022-03-31 (YTD Data)Rank
Total interest income$17,384,000502
Total interest expense$1,684,000341
Net interest income$15,700,000514
Provision for loan and lease losses$800,000237
Total noninterest income$1,126,0001,281
Gross Fiduciary activities income$0892
Service charges on deposit accounts$406,000688
Trading account gains and fees$0103
Additional Noninterest Income$720,0001,352
Total noninterest expense$8,961,000719
Salaries and employee benefits$5,557,000670
Premises and equipment expense$998,000671
Additional noninterest expense$2,406,000786
Pre-tax net operating income$7,065,000534
Securities gains (losses)$0623
Applicable income taxes$1,271,000555
Income before extraordinary items$5,794,000533
Extraordinary gains, net$04
Net income$5,794,000533
Minority interest net income$050
Net income of bank and minority interests.$5,794,000533
Net charge-offs$-3,0003,434
Cash dividends$926,000819
Sale, conversion, retirement of capital stock, net$0453
Net operating income$5,794,000537
2021-12-31 (YTD Data)Rank
Total interest income$64,366,000540
Total interest expense$8,778,000316
Net interest income$55,588,000570
Provision for loan and lease losses$-1,175,0004,547
Total noninterest income$5,937,0001,174
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,587,000649
Trading account gains and fees$0132
Additional Noninterest Income$4,350,0001,173
Total noninterest expense$32,865,000768
Salaries and employee benefits$19,344,000756
Premises and equipment expense$4,009,000660
Additional noninterest expense$9,512,000818
Pre-tax net operating income$29,835,000551
Securities gains (losses)$6,0001,813
Applicable income taxes$6,180,000542
Income before extraordinary items$23,661,000566
Extraordinary gains, net$010
Net income$23,661,000566
Minority interest net income$074
Net income of bank and minority interests.$23,661,000567
Net charge-offs$5,0002,441
Cash dividends$2,156,0001,453
Sale, conversion, retirement of capital stock, net$0582
Net operating income$23,656,260558
2021-09-30 (YTD Data)Rank
Total interest income$48,118,000544
Total interest expense$6,981,000312
Net interest income$41,137,000587
Provision for loan and lease losses$-1,470,0004,655
Total noninterest income$4,362,0001,213
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,185,000643
Trading account gains and fees$0132
Additional Noninterest Income$3,177,0001,238
Total noninterest expense$24,143,000798
Salaries and employee benefits$14,307,000776
Premises and equipment expense$2,834,000711
Additional noninterest expense$7,002,000826
Pre-tax net operating income$22,826,000562
Securities gains (losses)$3,0001,854
Applicable income taxes$4,408,000585
Income before extraordinary items$18,421,000569
Extraordinary gains, net$08
Net income$18,421,000567
Minority interest net income$069
Net income of bank and minority interests.$18,421,000569
Net charge-offs$-21,0003,900
Cash dividends$1,617,0001,324
Sale, conversion, retirement of capital stock, net$0543
Net operating income$18,418,570566
2021-06-30 (YTD Data)Rank
Total interest income$32,287,000535
Total interest expense$4,939,000313
Net interest income$27,348,000579
Provision for loan and lease losses$-1,760,0004,730
Total noninterest income$2,922,0001,205
Gross Fiduciary activities income$0951
Service charges on deposit accounts$769,000635
Trading account gains and fees$0133
Additional Noninterest Income$2,153,0001,234
Total noninterest expense$15,682,000807
Salaries and employee benefits$9,444,000775
Premises and equipment expense$1,720,000776
Additional noninterest expense$4,518,000841
Pre-tax net operating income$16,348,000523
Securities gains (losses)$3,0001,649
Applicable income taxes$3,139,000555
Income before extraordinary items$13,212,000531
Extraordinary gains, net$06
Net income$13,212,000530
Minority interest net income$067
Net income of bank and minority interests.$13,212,000531
Net charge-offs$-16,0003,970
Cash dividends$1,078,0001,310
Sale, conversion, retirement of capital stock, net$0517
Net operating income$13,209,570525
2021-03-31 (YTD Data)Rank
Total interest income$16,375,000527
Total interest expense$2,624,000308
Net interest income$13,751,000572
Provision for loan and lease losses$320,000522
Total noninterest income$1,404,0001,233
Gross Fiduciary activities income$0922
Service charges on deposit accounts$366,000654
Trading account gains and fees$0127
Additional Noninterest Income$1,038,0001,245
Total noninterest expense$7,808,000804
Salaries and employee benefits$4,773,000769
Premises and equipment expense$832,000805
Additional noninterest expense$2,203,000834
Pre-tax net operating income$7,027,000589
Securities gains (losses)$3,0001,244
Applicable income taxes$1,392,000599
Income before extraordinary items$5,638,000599
Extraordinary gains, net$03
Net income$5,638,000599
Minority interest net income$055
Net income of bank and minority interests.$5,638,000599
Net charge-offs$-18,0004,295
Cash dividends$539,0001,134
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,635,600589
2020-12-31 (YTD Data)Rank
Total interest income$62,177,000555
Total interest expense$15,129,000345
Net interest income$47,048,000626
Provision for loan and lease losses$3,610,000708
Total noninterest income$7,389,000990
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,256,000776
Trading account gains and fees$0133
Additional Noninterest Income$6,133,000894
Total noninterest expense$30,297,000809
Salaries and employee benefits$17,979,000782
Premises and equipment expense$3,398,000759
Additional noninterest expense$8,920,000809
Pre-tax net operating income$20,530,000575
Securities gains (losses)$02,675
Applicable income taxes$4,047,000569
Income before extraordinary items$16,483,000611
Extraordinary gains, net$04
Net income$16,483,000610
Minority interest net income$072
Net income of bank and minority interests.$16,483,000611
Net charge-offs$317,0001,247
Cash dividends$635,0002,627
Sale, conversion, retirement of capital stock, net$0566
Net operating income$16,483,000594
2020-09-30 (YTD Data)Rank
Total interest income$45,686,000562
Total interest expense$11,968,000354
Net interest income$33,718,000646
Provision for loan and lease losses$6,560,000413
Total noninterest income$5,511,000959
Gross Fiduciary activities income$0981
Service charges on deposit accounts$932,000782
Trading account gains and fees$0125
Additional Noninterest Income$4,579,000862
Total noninterest expense$22,137,000816
Salaries and employee benefits$13,226,000788
Premises and equipment expense$2,437,000782
Additional noninterest expense$6,474,000812
Pre-tax net operating income$10,532,000758
Securities gains (losses)$02,494
Applicable income taxes$1,947,000744
Income before extraordinary items$8,585,000813
Extraordinary gains, net$04
Net income$8,585,000813
Minority interest net income$065
Net income of bank and minority interests.$8,585,000813
Net charge-offs$1,798,000346
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$8,585,000784
2020-06-30 (YTD Data)Rank
Total interest income$30,075,000578
Total interest expense$8,512,000364
Net interest income$21,563,000661
Provision for loan and lease losses$5,925,000354
Total noninterest income$2,677,0001,122
Gross Fiduciary activities income$0970
Service charges on deposit accounts$627,000782
Trading account gains and fees$0123
Additional Noninterest Income$2,050,0001,073
Total noninterest expense$14,499,000813
Salaries and employee benefits$8,715,000789
Premises and equipment expense$1,531,000824
Additional noninterest expense$4,253,000821
Pre-tax net operating income$3,816,0001,200
Securities gains (losses)$02,249
Applicable income taxes$597,0001,206
Income before extraordinary items$3,219,0001,235
Extraordinary gains, net$04
Net income$3,219,0001,235
Minority interest net income$065
Net income of bank and minority interests.$3,219,0001,235
Net charge-offs$1,777,000273
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,219,0001,204
2020-03-31 (YTD Data)Rank
Total interest income$15,156,000576
Total interest expense$4,576,000393
Net interest income$10,580,000662
Provision for loan and lease losses$350,0001,098
Total noninterest income$1,375,0001,043
Gross Fiduciary activities income$0941
Service charges on deposit accounts$321,000886
Trading account gains and fees$0106
Additional Noninterest Income$1,054,000934
Total noninterest expense$7,139,000832
Salaries and employee benefits$4,442,000772
Premises and equipment expense$721,000890
Additional noninterest expense$1,976,000873
Pre-tax net operating income$4,466,000523
Securities gains (losses)$01,705
Applicable income taxes$802,000535
Income before extraordinary items$3,664,000535
Extraordinary gains, net$04
Net income$3,664,000536
Minority interest net income$056
Net income of bank and minority interests.$3,664,000535
Net charge-offs$36,0001,341
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,664,000520
2019-12-31 (YTD Data)Rank
Total interest income$59,106,000595
Total interest expense$18,411,000415
Net interest income$40,695,000684
Provision for loan and lease losses$1,618,000617
Total noninterest income$4,564,0001,193
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,110,0001,054
Trading account gains and fees$0135
Additional Noninterest Income$3,454,0001,088
Total noninterest expense$25,293,000911
Salaries and employee benefits$15,819,000830
Premises and equipment expense$2,592,000956
Additional noninterest expense$6,882,000979
Pre-tax net operating income$18,348,000651
Securities gains (losses)$5,0002,084
Applicable income taxes$3,574,000631
Income before extraordinary items$14,779,000679
Extraordinary gains, net$011
Net income$14,779,000681
Minority interest net income$076
Net income of bank and minority interests.$14,779,000680
Net charge-offs$865,000715
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$14,774,950665
2019-09-30 (YTD Data)Rank
Total interest income$43,878,000605
Total interest expense$13,834,000425
Net interest income$30,044,000691
Provision for loan and lease losses$1,260,000576
Total noninterest income$3,606,0001,155
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$809,0001,084
Trading account gains and fees$0129
Additional Noninterest Income$2,797,0001,006
Total noninterest expense$18,590,000919
Salaries and employee benefits$11,627,000839
Premises and equipment expense$1,915,000967
Additional noninterest expense$5,048,000994
Pre-tax net operating income$13,800,000653
Securities gains (losses)$5,0001,837
Applicable income taxes$2,764,000626
Income before extraordinary items$11,041,000683
Extraordinary gains, net$011
Net income$11,041,000685
Minority interest net income$072
Net income of bank and minority interests.$11,041,000684
Net charge-offs$721,000603
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$11,037,000675
2019-06-30 (YTD Data)Rank
Total interest income$28,754,000610
Total interest expense$8,971,000430
Net interest income$19,783,000702
Provision for loan and lease losses$1,075,000462
Total noninterest income$2,193,0001,195
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$564,0001,026
Trading account gains and fees$0131
Additional Noninterest Income$1,629,0001,094
Total noninterest expense$12,186,000923
Salaries and employee benefits$7,727,000832
Premises and equipment expense$1,250,000988
Additional noninterest expense$3,209,0001,039
Pre-tax net operating income$8,715,000665
Securities gains (losses)$5,0001,370
Applicable income taxes$1,663,000646
Income before extraordinary items$7,057,000694
Extraordinary gains, net$011
Net income$7,057,000694
Minority interest net income$069
Net income of bank and minority interests.$7,057,000694
Net charge-offs$722,000449
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$7,052,950681
2019-03-31 (YTD Data)Rank
Total interest income$13,843,000628
Total interest expense$4,231,000445
Net interest income$9,612,000718
Provision for loan and lease losses$325,000637
Total noninterest income$900,0001,329
Gross Fiduciary activities income$0972
Service charges on deposit accounts$255,0001,111
Trading account gains and fees$0126
Additional Noninterest Income$645,0001,235
Total noninterest expense$6,008,000927
Salaries and employee benefits$3,870,000830
Premises and equipment expense$598,0001,027
Additional noninterest expense$1,540,0001,046
Pre-tax net operating income$4,179,000664
Securities gains (losses)$01,087
Applicable income taxes$744,000675
Income before extraordinary items$3,435,000692
Extraordinary gains, net$05
Net income$3,435,000693
Minority interest net income$052
Net income of bank and minority interests.$3,435,000691
Net charge-offs$-33,0004,988
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,435,000679
2018-12-31 (YTD Data)Rank
Total interest income$43,905,000725
Total interest expense$11,700,000462
Net interest income$32,205,000832
Provision for loan and lease losses$3,126,000364
Total noninterest income$3,169,0001,480
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$638,0001,656
Trading account gains and fees$0126
Additional Noninterest Income$2,531,0001,283
Total noninterest expense$19,978,0001,067
Salaries and employee benefits$11,883,0001,010
Premises and equipment expense$2,595,000948
Additional noninterest expense$5,500,0001,157
Pre-tax net operating income$12,270,000884
Securities gains (losses)$01,125
Applicable income taxes$2,296,000801
Income before extraordinary items$9,974,000920
Extraordinary gains, net$06
Net income$9,974,000919
Minority interest net income$072
Net income of bank and minority interests.$9,974,000919
Net charge-offs$03,782
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$45,800,00015
Net operating income$9,974,000920
2018-09-30 (YTD Data)Rank
Total interest income$30,794,000758
Total interest expense$7,783,000474
Net interest income$23,011,000865
Provision for loan and lease losses$2,630,000322
Total noninterest income$1,736,0001,855
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$451,0001,752
Trading account gains and fees$0138
Additional Noninterest Income$1,285,0001,670
Total noninterest expense$14,605,0001,090
Salaries and employee benefits$8,613,0001,049
Premises and equipment expense$1,840,000984
Additional noninterest expense$4,152,0001,142
Pre-tax net operating income$7,512,0001,040
Securities gains (losses)$01,118
Applicable income taxes$1,400,000942
Income before extraordinary items$6,112,0001,085
Extraordinary gains, net$05
Net income$6,112,0001,084
Minority interest net income$066
Net income of bank and minority interests.$6,112,0001,084
Net charge-offs$8,0003,062
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$45,800,00014
Net operating income$6,112,0001,078
2018-06-30 (YTD Data)Rank
Total interest income$18,954,000804
Total interest expense$4,164,000534
Net interest income$14,790,000886
Provision for loan and lease losses$2,030,000292
Total noninterest income$1,064,0001,944
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$250,0001,981
Trading account gains and fees$0130
Additional Noninterest Income$814,0001,723
Total noninterest expense$9,446,0001,110
Salaries and employee benefits$5,580,0001,080
Premises and equipment expense$1,142,0001,049
Additional noninterest expense$2,724,0001,161
Pre-tax net operating income$4,378,0001,138
Securities gains (losses)$0961
Applicable income taxes$810,0001,013
Income before extraordinary items$3,568,0001,161
Extraordinary gains, net$06
Net income$3,568,0001,159
Minority interest net income$065
Net income of bank and minority interests.$3,568,0001,160
Net charge-offs$4,0002,887
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$3,800,00055
Net operating income$3,568,0001,160
2018-03-31 (YTD Data)Rank
Total interest income$8,774,000865
Total interest expense$1,743,000598
Net interest income$7,031,000925
Provision for loan and lease losses$635,000384
Total noninterest income$491,0002,012
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$118,0002,074
Trading account gains and fees$0123
Additional Noninterest Income$373,0001,780
Total noninterest expense$4,577,0001,141
Salaries and employee benefits$2,758,0001,095
Premises and equipment expense$532,0001,128
Additional noninterest expense$1,287,0001,208
Pre-tax net operating income$2,310,0001,071
Securities gains (losses)$0735
Applicable income taxes$435,000954
Income before extraordinary items$1,875,0001,100
Extraordinary gains, net$07
Net income$1,875,0001,100
Minority interest net income$052
Net income of bank and minority interests.$1,875,0001,100
Net charge-offs$6,0002,135
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$3,800,00034
Net operating income$1,875,0001,093
2017-12-31 (YTD Data)Rank
Total interest income$27,021,0001,047
Total interest expense$4,508,000759
Net interest income$22,513,0001,100
Provision for loan and lease losses$1,885,000539
Total noninterest income$2,210,0001,908
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$427,0002,289
Trading account gains and fees$0151
Additional Noninterest Income$1,783,0001,640
Total noninterest expense$15,658,0001,270
Salaries and employee benefits$9,670,0001,194
Premises and equipment expense$1,877,0001,237
Additional noninterest expense$4,111,0001,479
Pre-tax net operating income$7,180,0001,288
Securities gains (losses)$02,243
Applicable income taxes$2,662,0001,050
Income before extraordinary items$4,518,0001,459
Extraordinary gains, net$09
Net income$4,518,0001,458
Minority interest net income$076
Net income of bank and minority interests.$4,518,0001,459
Net charge-offs$160,0002,017
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,518,0001,444
2017-09-30 (YTD Data)Rank
Total interest income$19,105,0001,106
Total interest expense$2,993,000832
Net interest income$16,112,0001,142
Provision for loan and lease losses$1,170,000607
Total noninterest income$1,717,0001,888
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$312,0002,342
Trading account gains and fees$0145
Additional Noninterest Income$1,405,0001,618
Total noninterest expense$11,446,0001,299
Salaries and employee benefits$7,272,0001,194
Premises and equipment expense$1,388,0001,268
Additional noninterest expense$2,786,0001,604
Pre-tax net operating income$5,213,0001,331
Securities gains (losses)$02,274
Applicable income taxes$1,439,0001,152
Income before extraordinary items$3,774,0001,443
Extraordinary gains, net$09
Net income$3,774,0001,442
Minority interest net income$071
Net income of bank and minority interests.$3,774,0001,443
Net charge-offs$157,0001,569
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$369,000279
Net operating income$3,774,0001,425
2017-06-30 (YTD Data)Rank
Total interest income$11,987,0001,150
Total interest expense$1,762,000894
Net interest income$10,225,0001,185
Provision for loan and lease losses$620,000728
Total noninterest income$1,183,0001,842
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$197,0002,419
Trading account gains and fees$0139
Additional Noninterest Income$986,0001,556
Total noninterest expense$7,481,0001,326
Salaries and employee benefits$4,833,0001,198
Premises and equipment expense$916,0001,285
Additional noninterest expense$1,732,0001,711
Pre-tax net operating income$3,307,0001,362
Securities gains (losses)$01,906
Applicable income taxes$848,0001,229
Income before extraordinary items$2,459,0001,449
Extraordinary gains, net$011
Net income$2,459,0001,449
Minority interest net income$071
Net income of bank and minority interests.$2,459,0001,450
Net charge-offs$150,0001,246
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$235,000263
Net operating income$2,459,0001,431
2017-03-31 (YTD Data)Rank
Total interest income$5,803,0001,174
Total interest expense$821,000934
Net interest income$4,982,0001,204
Provision for loan and lease losses$195,000957
Total noninterest income$635,0001,752
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$95,0002,474
Trading account gains and fees$0142
Additional Noninterest Income$540,0001,467
Total noninterest expense$3,730,0001,343
Salaries and employee benefits$2,377,0001,230
Premises and equipment expense$457,0001,291
Additional noninterest expense$896,0001,659
Pre-tax net operating income$1,692,0001,331
Securities gains (losses)$01,153
Applicable income taxes$421,0001,207
Income before extraordinary items$1,271,0001,394
Extraordinary gains, net$08
Net income$1,271,0001,394
Minority interest net income$055
Net income of bank and minority interests.$1,271,0001,394
Net charge-offs$111,000879
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$115,000235
Net operating income$1,271,0001,375
2016-12-31 (YTD Data)Rank
Total interest income$21,636,0001,209
Total interest expense$3,070,000951
Net interest income$18,566,0001,248
Provision for loan and lease losses$645,0001,247
Total noninterest income$1,467,0002,523
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$344,0002,730
Trading account gains and fees$0170
Additional Noninterest Income$1,123,0002,256
Total noninterest expense$13,920,0001,408
Salaries and employee benefits$8,604,0001,296
Premises and equipment expense$1,882,0001,245
Additional noninterest expense$3,434,0001,745
Pre-tax net operating income$5,468,0001,506
Securities gains (losses)$03,212
Applicable income taxes$1,593,0001,224
Income before extraordinary items$3,875,0001,685
Extraordinary gains, net$05
Net income$3,875,0001,683
Minority interest net income$082
Net income of bank and minority interests.$3,875,0001,684
Net charge-offs$347,0001,400
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$451,000294
Net operating income$3,875,0001,651
2016-09-30 (YTD Data)Rank
Total interest income$15,981,0001,238
Total interest expense$2,266,000962
Net interest income$13,715,0001,273
Provision for loan and lease losses$310,0001,588
Total noninterest income$1,030,0002,606
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$257,0002,738
Trading account gains and fees$0169
Additional Noninterest Income$773,0002,366
Total noninterest expense$10,478,0001,392
Salaries and employee benefits$6,562,0001,281
Premises and equipment expense$1,419,0001,246
Additional noninterest expense$2,497,0001,803
Pre-tax net operating income$3,957,0001,569
Securities gains (losses)$03,160
Applicable income taxes$1,158,0001,282
Income before extraordinary items$2,799,0001,778
Extraordinary gains, net$05
Net income$2,799,0001,778
Minority interest net income$071
Net income of bank and minority interests.$2,799,0001,778
Net charge-offs$317,0001,088
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$289,000290
Net operating income$2,799,0001,732
2016-06-30 (YTD Data)Rank
Total interest income$10,488,0001,256
Total interest expense$1,465,000985
Net interest income$9,023,0001,295
Provision for loan and lease losses$220,0001,534
Total noninterest income$606,0002,738
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$160,0002,845
Trading account gains and fees$0157
Additional Noninterest Income$446,0002,518
Total noninterest expense$6,838,0001,444
Salaries and employee benefits$4,349,0001,296
Premises and equipment expense$921,0001,277
Additional noninterest expense$1,568,0001,900
Pre-tax net operating income$2,571,0001,599
Securities gains (losses)$02,835
Applicable income taxes$784,0001,261
Income before extraordinary items$1,787,0001,830
Extraordinary gains, net$016
Net income$1,787,0001,829
Minority interest net income$071
Net income of bank and minority interests.$1,787,0001,829
Net charge-offs$208,0001,100
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$195,000282
Net operating income$1,787,0001,774
2016-03-31 (YTD Data)Rank
Total interest income$5,188,0001,265
Total interest expense$708,0001,008
Net interest income$4,480,0001,295
Provision for loan and lease losses$85,0001,669
Total noninterest income$201,0003,363
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$44,0003,768
Trading account gains and fees$0142
Additional Noninterest Income$157,0002,930
Total noninterest expense$3,279,0001,495
Salaries and employee benefits$2,105,0001,327
Premises and equipment expense$451,0001,304
Additional noninterest expense$723,0002,025
Pre-tax net operating income$1,317,0001,538
Securities gains (losses)$02,077
Applicable income taxes$403,0001,231
Income before extraordinary items$914,0001,756
Extraordinary gains, net$012
Net income$914,0001,756
Minority interest net income$062
Net income of bank and minority interests.$914,0001,757
Net charge-offs$96,0001,041
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$87,000275
Net operating income$914,0001,716
2015-12-31 (YTD Data)Rank
Total interest income$18,031,0001,388
Total interest expense$2,342,0001,189
Net interest income$15,689,0001,413
Provision for loan and lease losses$1,500,000568
Total noninterest income$1,008,0003,057
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$164,0004,020
Trading account gains and fees$0159
Additional Noninterest Income$844,0002,584
Total noninterest expense$12,347,0001,563
Salaries and employee benefits$7,538,0001,424
Premises and equipment expense$1,799,0001,298
Additional noninterest expense$3,010,0002,005
Pre-tax net operating income$2,850,0002,410
Securities gains (losses)$214,000707
Applicable income taxes$894,0001,688
Income before extraordinary items$2,170,0002,574
Extraordinary gains, net$023
Net income$2,170,0002,575
Minority interest net income$081
Net income of bank and minority interests.$2,170,0002,576
Net charge-offs$577,0001,049
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$334,000367
Net operating income$2,018,0602,666
2015-09-30 (YTD Data)Rank
Total interest income$12,961,0001,442
Total interest expense$1,673,0001,256
Net interest income$11,288,0001,473
Provision for loan and lease losses$1,355,000455
Total noninterest income$763,0003,056
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$120,0004,093
Trading account gains and fees$0153
Additional Noninterest Income$643,0002,581
Total noninterest expense$9,075,0001,600
Salaries and employee benefits$5,657,0001,426
Premises and equipment expense$1,346,0001,327
Additional noninterest expense$2,072,0002,137
Pre-tax net operating income$1,621,0002,935
Securities gains (losses)$214,000616
Applicable income taxes$611,0001,828
Income before extraordinary items$1,224,0003,137
Extraordinary gains, net$021
Net income$1,224,0003,136
Minority interest net income$078
Net income of bank and minority interests.$1,224,0003,137
Net charge-offs$368,0001,076
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$248,000335
Net operating income$1,080,6203,318
2015-06-30 (YTD Data)Rank
Total interest income$8,263,0001,510
Total interest expense$1,062,0001,322
Net interest income$7,201,0001,546
Provision for loan and lease losses$580,000677
Total noninterest income$416,0003,404
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$74,0004,201
Trading account gains and fees$0157
Additional Noninterest Income$342,0002,878
Total noninterest expense$5,948,0001,629
Salaries and employee benefits$3,688,0001,458
Premises and equipment expense$902,0001,323
Additional noninterest expense$1,358,0002,169
Pre-tax net operating income$1,089,0002,915
Securities gains (losses)$214,000508
Applicable income taxes$432,0001,773
Income before extraordinary items$871,0003,012
Extraordinary gains, net$022
Net income$871,0003,012
Minority interest net income$075
Net income of bank and minority interests.$871,0003,014
Net charge-offs$277,000963
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$164,000314
Net operating income$727,6203,277
2015-03-31 (YTD Data)Rank
Total interest income$4,105,0001,517
Total interest expense$545,0001,291
Net interest income$3,560,0001,552
Provision for loan and lease losses$302,000619
Total noninterest income$203,0003,404
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$33,0004,368
Trading account gains and fees$0152
Additional Noninterest Income$170,0002,853
Total noninterest expense$2,979,0001,638
Salaries and employee benefits$1,867,0001,442
Premises and equipment expense$456,0001,319
Additional noninterest expense$656,0002,230
Pre-tax net operating income$482,0003,082
Securities gains (losses)$214,000342
Applicable income taxes$231,0001,672
Income before extraordinary items$465,0002,857
Extraordinary gains, net$013
Net income$465,0002,860
Minority interest net income$064
Net income of bank and minority interests.$465,0002,860
Net charge-offs$172,000813
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$77,000299
Net operating income$321,6203,436
2014-12-31 (YTD Data)Rank
Total interest income$14,262,0001,761
Total interest expense$2,070,0001,424
Net interest income$12,192,0001,801
Provision for loan and lease losses$586,0001,315
Total noninterest income$891,0003,293
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$180,0004,097
Trading account gains and fees$0180
Additional Noninterest Income$711,0002,789
Total noninterest expense$10,097,0001,871
Salaries and employee benefits$5,687,0001,810
Premises and equipment expense$1,884,0001,274
Additional noninterest expense$2,526,0002,389
Pre-tax net operating income$2,400,0002,664
Securities gains (losses)$105,0001,221
Applicable income taxes$752,0001,822
Income before extraordinary items$1,753,0002,941
Extraordinary gains, net$017
Net income$1,753,0002,940
Minority interest net income$084
Net income of bank and minority interests.$1,753,0002,941
Net charge-offs$297,0002,027
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$12,356,00037
Net operating income$1,679,5002,990
2014-09-30 (YTD Data)Rank
Total interest income$10,406,0001,821
Total interest expense$1,522,0001,478
Net interest income$8,884,0001,856
Provision for loan and lease losses$463,0001,215
Total noninterest income$712,0003,213
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$141,0004,066
Trading account gains and fees$0174
Additional Noninterest Income$571,0002,716
Total noninterest expense$7,544,0001,883
Salaries and employee benefits$4,240,0001,827
Premises and equipment expense$1,449,0001,245
Additional noninterest expense$1,855,0002,419
Pre-tax net operating income$1,589,0002,929
Securities gains (losses)$105,000964
Applicable income taxes$529,0001,931
Income before extraordinary items$1,165,0003,206
Extraordinary gains, net$015
Net income$1,165,0003,206
Minority interest net income$081
Net income of bank and minority interests.$1,165,0003,207
Net charge-offs$251,0001,752
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$145,000396
Net operating income$1,092,5503,292
2014-06-30 (YTD Data)Rank
Total interest income$6,829,0001,839
Total interest expense$996,0001,512
Net interest income$5,833,0001,873
Provision for loan and lease losses$463,000894
Total noninterest income$377,0003,597
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$97,0003,998
Trading account gains and fees$0172
Additional Noninterest Income$280,0003,139
Total noninterest expense$4,930,0001,919
Salaries and employee benefits$2,745,0001,879
Premises and equipment expense$976,0001,241
Additional noninterest expense$1,209,0002,470
Pre-tax net operating income$817,0003,331
Securities gains (losses)$02,580
Applicable income taxes$281,0002,091
Income before extraordinary items$536,0003,826
Extraordinary gains, net$020
Net income$536,0003,831
Minority interest net income$080
Net income of bank and minority interests.$536,0003,832
Net charge-offs$248,0001,407
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$97,000383
Net operating income$536,0003,777
2014-03-31 (YTD Data)Rank
Total interest income$3,214,0001,931
Total interest expense$473,0001,609
Net interest income$2,741,0001,958
Provision for loan and lease losses$388,000559
Total noninterest income$150,0003,978
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$47,0004,030
Trading account gains and fees$0147
Additional Noninterest Income$103,0003,518
Total noninterest expense$2,398,0001,982
Salaries and employee benefits$1,317,0001,970
Premises and equipment expense$494,0001,249
Additional noninterest expense$587,0002,533
Pre-tax net operating income$105,0005,222
Securities gains (losses)$01,715
Applicable income taxes$37,0003,165
Income before extraordinary items$68,0005,507
Extraordinary gains, net$016
Net income$68,0005,508
Minority interest net income$066
Net income of bank and minority interests.$68,0005,508
Net charge-offs$-17,0005,973
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$48,000351
Net operating income$68,0005,470
2013-12-31 (YTD Data)Rank
Total interest income$12,301,0002,016
Total interest expense$2,014,0001,696
Net interest income$10,287,0002,046
Provision for loan and lease losses$224,0002,843
Total noninterest income$828,0003,557
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$171,0004,367
Trading account gains and fees$0184
Additional Noninterest Income$657,0002,962
Total noninterest expense$9,394,0002,011
Salaries and employee benefits$5,186,0001,965
Premises and equipment expense$1,803,0001,323
Additional noninterest expense$2,405,0002,552
Pre-tax net operating income$1,497,0003,411
Securities gains (losses)$18,0002,386
Applicable income taxes$502,0002,153
Income before extraordinary items$1,013,0003,873
Extraordinary gains, net$029
Net income$1,013,0003,876
Minority interest net income$090
Net income of bank and minority interests.$1,013,0003,877
Net charge-offs$96,0003,776
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$200,000423
Net operating income$1,000,9403,848
2013-09-30 (YTD Data)Rank
Total interest income$9,154,0002,029
Total interest expense$1,545,0001,697
Net interest income$7,609,0002,071
Provision for loan and lease losses$170,0002,800
Total noninterest income$585,0003,720
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$138,0004,265
Trading account gains and fees$0180
Additional Noninterest Income$447,0003,189
Total noninterest expense$7,117,0001,992
Salaries and employee benefits$3,949,0001,944
Premises and equipment expense$1,337,0001,342
Additional noninterest expense$1,831,0002,500
Pre-tax net operating income$907,0003,848
Securities gains (losses)$18,0002,258
Applicable income taxes$319,0002,377
Income before extraordinary items$606,0004,291
Extraordinary gains, net$025
Net income$606,0004,294
Minority interest net income$084
Net income of bank and minority interests.$606,0004,295
Net charge-offs$51,0003,838
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$150,000393
Net operating income$594,1204,251
2013-06-30 (YTD Data)Rank
Total interest income$6,116,0002,023
Total interest expense$1,040,0001,721
Net interest income$5,076,0002,064
Provision for loan and lease losses$145,0002,542
Total noninterest income$402,0003,707
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$93,0004,242
Trading account gains and fees$0157
Additional Noninterest Income$309,0003,168
Total noninterest expense$4,784,0001,982
Salaries and employee benefits$2,662,0001,934
Premises and equipment expense$886,0001,347
Additional noninterest expense$1,236,0002,466
Pre-tax net operating income$549,0003,973
Securities gains (losses)$18,0002,064
Applicable income taxes$193,0002,464
Income before extraordinary items$374,0004,435
Extraordinary gains, net$022
Net income$374,0004,437
Minority interest net income$082
Net income of bank and minority interests.$374,0004,438
Net charge-offs$89,0002,864
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$101,000367
Net operating income$362,1204,383
2013-03-31 (YTD Data)Rank
Total interest income$3,027,0002,063
Total interest expense$527,0001,739
Net interest income$2,500,0002,103
Provision for loan and lease losses$70,0002,504
Total noninterest income$204,0003,620
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$47,0004,201
Trading account gains and fees$0148
Additional Noninterest Income$157,0003,111
Total noninterest expense$2,404,0001,994
Salaries and employee benefits$1,354,0001,911
Premises and equipment expense$440,0001,387
Additional noninterest expense$610,0002,502
Pre-tax net operating income$230,0004,259
Securities gains (losses)$-31,0006,900
Applicable income taxes$65,0002,806
Income before extraordinary items$134,0004,891
Extraordinary gains, net$010
Net income$134,0004,892
Minority interest net income$076
Net income of bank and minority interests.$134,0004,893
Net charge-offs$25,0002,912
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$52,000325
Net operating income$154,7704,586
2012-12-31 (YTD Data)Rank
Total interest income$12,098,0002,162
Total interest expense$2,257,0001,937
Net interest income$9,841,0002,184
Provision for loan and lease losses$1,830,0001,146
Total noninterest income$852,0003,539
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$152,0004,758
Trading account gains and fees$0166
Additional Noninterest Income$700,0002,890
Total noninterest expense$9,434,0002,028
Salaries and employee benefits$5,513,0001,829
Premises and equipment expense$1,507,0001,572
Additional noninterest expense$2,414,0002,640
Pre-tax net operating income$-571,0006,528
Securities gains (losses)$657,000773
Applicable income taxes$41,0003,960
Income before extraordinary items$45,0006,202
Extraordinary gains, net$029
Net income$45,0006,196
Minority interest net income$093
Net income of bank and minority interests.$45,0006,198
Net charge-offs$3,076,000833
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$215,000430
Net operating income$-375,4806,476
2012-09-30 (YTD Data)Rank
Total interest income$9,032,0002,211
Total interest expense$1,738,0001,966
Net interest income$7,294,0002,245
Provision for loan and lease losses$1,610,0001,019
Total noninterest income$628,0003,601
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$113,0004,850
Trading account gains and fees$0157
Additional Noninterest Income$515,0002,914
Total noninterest expense$7,079,0002,027
Salaries and employee benefits$4,118,0001,834
Premises and equipment expense$1,087,0001,636
Additional noninterest expense$1,874,0002,567
Pre-tax net operating income$-767,0006,769
Securities gains (losses)$585,000668
Applicable income taxes$-59,0006,866
Income before extraordinary items$-123,0006,563
Extraordinary gains, net$020
Net income$-123,0006,561
Minority interest net income$086
Net income of bank and minority interests.$-123,0006,561
Net charge-offs$3,074,000667
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$162,000373
Net operating income$-520,8006,707
2012-06-30 (YTD Data)Rank
Total interest income$6,037,0002,217
Total interest expense$1,238,0001,899
Net interest income$4,799,0002,267
Provision for loan and lease losses$1,550,000778
Total noninterest income$384,0003,736
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$74,0004,879
Trading account gains and fees$0153
Additional Noninterest Income$310,0003,025
Total noninterest expense$4,693,0002,045
Salaries and employee benefits$2,702,0001,849
Premises and equipment expense$733,0001,626
Additional noninterest expense$1,258,0002,564
Pre-tax net operating income$-1,060,0006,982
Securities gains (losses)$585,000467
Applicable income taxes$-160,0007,051
Income before extraordinary items$-315,0006,780
Extraordinary gains, net$019
Net income$-315,0006,780
Minority interest net income$084
Net income of bank and minority interests.$-315,0006,780
Net charge-offs$2,581,000568
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$108,000353
Net operating income$-701,1006,912
2012-03-31 (YTD Data)Rank
Total interest income$3,038,0002,231
Total interest expense$686,0001,784
Net interest income$2,352,0002,327
Provision for loan and lease losses$600,000917
Total noninterest income$168,0003,997
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$39,0004,766
Trading account gains and fees$0148
Additional Noninterest Income$129,0003,289
Total noninterest expense$2,303,0002,084
Salaries and employee benefits$1,294,0001,947
Premises and equipment expense$374,0001,593
Additional noninterest expense$635,0002,509
Pre-tax net operating income$-383,0006,994
Securities gains (losses)$585,000237
Applicable income taxes$70,0002,762
Income before extraordinary items$132,0005,030
Extraordinary gains, net$019
Net income$132,0005,033
Minority interest net income$078
Net income of bank and minority interests.$132,0005,034
Net charge-offs$491,0001,111
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$54,000308
Net operating income$-248,2506,904
2011-12-31 (YTD Data)Rank
Total interest income$12,934,0002,155
Total interest expense$2,837,0002,056
Net interest income$10,097,0002,163
Provision for loan and lease losses$520,0003,406
Total noninterest income$830,0003,446
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$161,0004,766
Trading account gains and fees$0146
Additional Noninterest Income$669,0002,703
Total noninterest expense$8,862,0002,155
Salaries and employee benefits$4,813,0002,013
Premises and equipment expense$1,366,0001,819
Additional noninterest expense$2,683,0002,452
Pre-tax net operating income$1,545,0002,975
Securities gains (losses)$113,0001,969
Applicable income taxes$569,0001,911
Income before extraordinary items$1,089,0003,389
Extraordinary gains, net$029
Net income$1,089,0003,392
Minority interest net income$096
Net income of bank and minority interests.$1,089,0003,392
Net charge-offs$639,0002,880
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$227,000519
Net operating income$1,014,4203,421
2011-09-30 (YTD Data)Rank
Total interest income$9,777,0002,164
Total interest expense$2,084,0002,170
Net interest income$7,693,0002,135
Provision for loan and lease losses$100,0004,928
Total noninterest income$623,0003,443
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$144,0004,469
Trading account gains and fees$0145
Additional Noninterest Income$479,0002,767
Total noninterest expense$6,612,0002,174
Salaries and employee benefits$3,606,0002,003
Premises and equipment expense$995,0001,888
Additional noninterest expense$2,011,0002,447
Pre-tax net operating income$1,604,0002,457
Securities gains (losses)$113,0001,677
Applicable income taxes$598,0001,578
Income before extraordinary items$1,119,0002,841
Extraordinary gains, net$021
Net income$1,119,0002,844
Minority interest net income$087
Net income of bank and minority interests.$1,119,0002,844
Net charge-offs$648,0002,380
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$170,000477
Net operating income$1,045,5502,872
2011-06-30 (YTD Data)Rank
Total interest income$6,483,0002,199
Total interest expense$1,353,0002,308
Net interest income$5,130,0002,133
Provision for loan and lease losses$06,217
Total noninterest income$357,0003,788
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$93,0004,525
Trading account gains and fees$0153
Additional Noninterest Income$264,0003,077
Total noninterest expense$4,732,0002,045
Salaries and employee benefits$2,310,0002,116
Premises and equipment expense$647,0001,951
Additional noninterest expense$1,775,0001,922
Pre-tax net operating income$755,0003,042
Securities gains (losses)$3,0002,636
Applicable income taxes$262,0001,945
Income before extraordinary items$496,0003,601
Extraordinary gains, net$015
Net income$496,0003,603
Minority interest net income$089
Net income of bank and minority interests.$496,0003,602
Net charge-offs$406,0002,348
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$114,000391
Net operating income$494,0503,512
2011-03-31 (YTD Data)Rank
Total interest income$3,210,0002,234
Total interest expense$694,0002,337
Net interest income$2,516,0002,166
Provision for loan and lease losses$05,840
Total noninterest income$160,0004,038
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$42,0004,666
Trading account gains and fees$0158
Additional Noninterest Income$118,0003,294
Total noninterest expense$2,309,0002,097
Salaries and employee benefits$1,127,0002,183
Premises and equipment expense$319,0002,016
Additional noninterest expense$863,0001,960
Pre-tax net operating income$367,0003,142
Securities gains (losses)$5,0001,451
Applicable income taxes$128,0001,930
Income before extraordinary items$244,0003,640
Extraordinary gains, net$09
Net income$244,0003,639
Minority interest net income$086
Net income of bank and minority interests.$244,0003,638
Net charge-offs$124,0002,534
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$57,000335
Net operating income$240,7003,595
2010-12-31 (YTD Data)Rank
Total interest income$12,850,0002,337
Total interest expense$3,746,0002,114
Net interest income$9,104,0002,398
Provision for loan and lease losses$2,265,0001,917
Total noninterest income$594,0004,257
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$180,0004,607
Trading account gains and fees$0175
Additional Noninterest Income$414,0003,458
Total noninterest expense$7,911,0002,440
Salaries and employee benefits$4,294,0002,249
Premises and equipment expense$1,142,0002,211
Additional noninterest expense$2,475,0002,709
Pre-tax net operating income$-478,0006,244
Securities gains (losses)$341,0001,153
Applicable income taxes$-553,0007,193
Income before extraordinary items$416,0004,578
Extraordinary gains, net$029
Net income$416,0004,578
Minority interest net income$0111
Net income of bank and minority interests.$416,0004,578
Net charge-offs$941,0002,771
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$198,000628
Net operating income$197,7605,154
2010-09-30 (YTD Data)Rank
Total interest income$9,575,0002,410
Total interest expense$2,946,0002,110
Net interest income$6,629,0002,513
Provision for loan and lease losses$1,670,0001,851
Total noninterest income$409,0004,463
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$132,0004,714
Trading account gains and fees$0165
Additional Noninterest Income$277,0003,663
Total noninterest expense$5,745,0002,526
Salaries and employee benefits$3,197,0002,267
Premises and equipment expense$846,0002,275
Additional noninterest expense$1,702,0002,848
Pre-tax net operating income$-377,0006,454
Securities gains (losses)$341,000984
Applicable income taxes$-381,0007,315
Income before extraordinary items$345,0004,674
Extraordinary gains, net$023
Net income$345,0004,677
Minority interest net income$0110
Net income of bank and minority interests.$345,0004,677
Net charge-offs$921,0002,291
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$172,000536
Net operating income$126,7605,457
2010-06-30 (YTD Data)Rank
Total interest income$6,306,0002,462
Total interest expense$2,083,0002,075
Net interest income$4,223,0002,625
Provision for loan and lease losses$675,0002,423
Total noninterest income$174,0005,256
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$81,0004,856
Trading account gains and fees$0152
Additional Noninterest Income$93,0004,743
Total noninterest expense$3,803,0002,551
Salaries and employee benefits$2,096,0002,329
Premises and equipment expense$560,0002,301
Additional noninterest expense$1,147,0002,820
Pre-tax net operating income$-81,0006,244
Securities gains (losses)$331,000658
Applicable income taxes$04,691
Income before extraordinary items$250,0004,586
Extraordinary gains, net$019
Net income$250,0004,586
Minority interest net income$0105
Net income of bank and minority interests.$250,0004,586
Net charge-offs$750,0002,010
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$113,000462
Net operating income$-81,0006,300
2010-03-31 (YTD Data)Rank
Total interest income$3,124,0002,543
Total interest expense$1,078,0002,110
Net interest income$2,046,0002,725
Provision for loan and lease losses$200,0002,974
Total noninterest income$83,0005,367
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$38,0004,970
Trading account gains and fees$0175
Additional Noninterest Income$45,0004,859
Total noninterest expense$1,815,0002,677
Salaries and employee benefits$1,010,0002,455
Premises and equipment expense$288,0002,284
Additional noninterest expense$517,0003,079
Pre-tax net operating income$114,0004,901
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$114,0004,793
Extraordinary gains, net$016
Net income$114,0004,793
Minority interest net income$091
Net income of bank and minority interests.$114,0004,792
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$55,000393
Net operating income$114,0004,686
2009-12-31 (YTD Data)Rank
Total interest income$10,931,0002,992
Total interest expense$4,622,0002,430
Net interest income$6,309,0003,311
Provision for loan and lease losses$758,0003,920
Total noninterest income$292,0005,657
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$154,0005,118
Trading account gains and fees$0211
Additional Noninterest Income$138,0005,213
Total noninterest expense$6,041,0003,160
Salaries and employee benefits$3,200,0003,014
Premises and equipment expense$941,0002,721
Additional noninterest expense$1,900,0003,452
Pre-tax net operating income$-198,0005,705
Securities gains (losses)$365,0001,078
Applicable income taxes$-352,0006,914
Income before extraordinary items$519,0003,817
Extraordinary gains, net$034
Net income$519,0003,815
Minority interest net income$0115
Net income of bank and minority interests.$519,0003,816
Net charge-offs$-4,0007,803
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$116,000852
Net operating income$154,0004,907
2009-09-30 (YTD Data)Rank
Total interest income$7,919,0003,140
Total interest expense$3,533,0002,490
Net interest income$4,386,0003,545
Provision for loan and lease losses$333,0004,436
Total noninterest income$217,0005,737
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$112,0005,203
Trading account gains and fees$0212
Additional Noninterest Income$105,0005,317
Total noninterest expense$4,378,0003,250
Salaries and employee benefits$2,389,0003,048
Premises and equipment expense$678,0002,848
Additional noninterest expense$1,311,0003,638
Pre-tax net operating income$-108,0005,897
Securities gains (losses)$365,000864
Applicable income taxes$87,0002,982
Income before extraordinary items$170,0004,994
Extraordinary gains, net$027
Net income$170,0004,993
Minority interest net income$0118
Net income of bank and minority interests.$170,0004,994
Net charge-offs$-4,0007,775
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$86,000795
Net operating income$-70,9005,883
2009-06-30 (YTD Data)Rank
Total interest income$5,135,0003,243
Total interest expense$2,348,0002,587
Net interest income$2,787,0003,663
Provision for loan and lease losses$258,0003,959
Total noninterest income$132,0005,937
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$75,0005,177
Trading account gains and fees$0193
Additional Noninterest Income$57,0005,652
Total noninterest expense$2,888,0003,324
Salaries and employee benefits$1,579,0003,094
Premises and equipment expense$449,0002,903
Additional noninterest expense$860,0003,682
Pre-tax net operating income$-227,0006,327
Securities gains (losses)$365,000648
Applicable income taxes$46,0003,220
Income before extraordinary items$92,0005,274
Extraordinary gains, net$021
Net income$92,0005,272
Minority interest net income$0112
Net income of bank and minority interests.$92,0005,272
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$54,000782
Net operating income$-152,5506,259
2009-03-31 (YTD Data)Rank
Total interest income$2,501,0003,348
Total interest expense$1,161,0002,708
Net interest income$1,340,0003,755
Provision for loan and lease losses$213,0002,767
Total noninterest income$64,0006,000
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$42,0004,925
Trading account gains and fees$0171
Additional Noninterest Income$22,0006,048
Total noninterest expense$1,370,0003,382
Salaries and employee benefits$780,0003,161
Premises and equipment expense$228,0002,903
Additional noninterest expense$362,0003,854
Pre-tax net operating income$-179,0006,847
Securities gains (losses)$246,000584
Applicable income taxes$23,0003,465
Income before extraordinary items$44,0005,781
Extraordinary gains, net$015
Net income$44,0005,784
Minority interest net income$0102
Net income of bank and minority interests.$44,0005,784
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$22,000726
Net operating income$-118,3606,762
2008-12-31 (YTD Data)Rank
Total interest income$10,188,0003,477
Total interest expense$4,692,0003,137
Net interest income$5,496,0003,697
Provision for loan and lease losses$385,0004,193
Total noninterest income$317,0005,737
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$146,0005,365
Trading account gains and fees$0154
Additional Noninterest Income$171,0005,106
Total noninterest expense$5,328,0003,387
Salaries and employee benefits$2,973,0003,279
Premises and equipment expense$866,0002,976
Additional noninterest expense$1,489,0003,632
Pre-tax net operating income$100,0006,024
Securities gains (losses)$03,220
Applicable income taxes$34,0004,057
Income before extraordinary items$66,0005,990
Extraordinary gains, net$039
Net income$66,0005,991
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0005,646
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$164,000832
Net operating income$66,0006,136
2008-09-30 (YTD Data)Rank
Total interest income$7,642,0003,538
Total interest expense$3,543,0003,224
Net interest income$4,099,0003,742
Provision for loan and lease losses$276,0003,688
Total noninterest income$242,0005,775
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$110,0005,401
Trading account gains and fees$0148
Additional Noninterest Income$132,0005,166
Total noninterest expense$4,061,0003,342
Salaries and employee benefits$2,320,0003,194
Premises and equipment expense$644,0003,013
Additional noninterest expense$1,097,0003,622
Pre-tax net operating income$4,0006,718
Securities gains (losses)$03,106
Applicable income taxes$1,0005,240
Income before extraordinary items$3,0006,584
Extraordinary gains, net$031
Net income$3,0006,582
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0004,708
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$116,000732
Net operating income$3,0006,749
2008-06-30 (YTD Data)Rank
Total interest income$5,016,0003,645
Total interest expense$2,363,0003,323
Net interest income$2,653,0003,815
Provision for loan and lease losses$171,0003,408
Total noninterest income$128,0006,260
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$69,0005,503
Trading account gains and fees$0149
Additional Noninterest Income$59,0005,884
Total noninterest expense$2,693,0003,368
Salaries and employee benefits$1,545,0003,250
Premises and equipment expense$429,0003,022
Additional noninterest expense$719,0003,644
Pre-tax net operating income$-83,0007,158
Securities gains (losses)$03,233
Applicable income taxes$-28,0007,703
Income before extraordinary items$-55,0007,160
Extraordinary gains, net$021
Net income$-55,0007,160
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$77,000648
Net operating income$-55,0007,132
2008-03-31 (YTD Data)Rank
Total interest income$2,494,0003,735
Total interest expense$1,209,0003,428
Net interest income$1,285,0003,899
Provision for loan and lease losses$74,0003,255
Total noninterest income$69,0006,144
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$37,0005,370
Trading account gains and fees$0158
Additional Noninterest Income$32,0005,807
Total noninterest expense$1,368,0003,326
Salaries and employee benefits$796,0003,176
Premises and equipment expense$213,0003,047
Additional noninterest expense$359,0003,600
Pre-tax net operating income$-88,0007,521
Securities gains (losses)$02,688
Applicable income taxes$-30,0007,953
Income before extraordinary items$-58,0007,530
Extraordinary gains, net$015
Net income$-58,0007,529
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$65,000418
Net operating income$-58,0007,470
2007-12-31 (YTD Data)Rank
Total interest income$9,679,0003,847
Total interest expense$4,414,0003,762
Net interest income$5,265,0003,839
Provision for loan and lease losses$328,0003,037
Total noninterest income$186,0006,842
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$118,0005,796
Trading account gains and fees$0178
Additional Noninterest Income$68,0006,745
Total noninterest expense$5,620,0003,137
Salaries and employee benefits$3,086,0003,150
Premises and equipment expense$782,0003,134
Additional noninterest expense$1,752,0003,008
Pre-tax net operating income$-497,0007,812
Securities gains (losses)$02,146
Applicable income taxes$-169,0008,102
Income before extraordinary items$-328,0007,798
Extraordinary gains, net$039
Net income$-328,0007,796
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$164,000811
Net operating income$-328,0007,779
2007-09-30 (YTD Data)Rank
Total interest income$7,024,0003,956
Total interest expense$3,156,0003,890
Net interest income$3,868,0003,911
Provision for loan and lease losses$312,0002,260
Total noninterest income$134,0006,933
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$84,0005,898
Trading account gains and fees$0184
Additional Noninterest Income$50,0006,789
Total noninterest expense$4,103,0003,182
Salaries and employee benefits$2,299,0003,156
Premises and equipment expense$573,0003,189
Additional noninterest expense$1,231,0003,114
Pre-tax net operating income$-413,0008,021
Securities gains (losses)$01,655
Applicable income taxes$-141,0008,285
Income before extraordinary items$-272,0007,988
Extraordinary gains, net$033
Net income$-272,0007,984
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$100,000755
Net operating income$-272,0007,970
2007-06-30 (YTD Data)Rank
Total interest income$4,406,0004,132
Total interest expense$1,929,0004,106
Net interest income$2,477,0004,059
Provision for loan and lease losses$200,0002,152
Total noninterest income$78,0007,160
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$48,0006,141
Trading account gains and fees$0168
Additional Noninterest Income$30,0006,985
Total noninterest expense$2,647,0003,297
Salaries and employee benefits$1,487,0003,268
Premises and equipment expense$377,0003,235
Additional noninterest expense$783,0003,254
Pre-tax net operating income$-292,0008,148
Securities gains (losses)$01,444
Applicable income taxes$-99,0008,379
Income before extraordinary items$-193,0008,110
Extraordinary gains, net$029
Net income$-193,0008,109
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$86,000632
Net operating income$-193,0008,100
2007-03-31 (YTD Data)Rank
Total interest income$2,048,0004,331
Total interest expense$865,0004,375
Net interest income$1,183,0004,208
Provision for loan and lease losses$90,0002,153
Total noninterest income$32,0007,394
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$17,0006,538
Trading account gains and fees$0195
Additional Noninterest Income$15,0006,985
Total noninterest expense$1,258,0003,444
Salaries and employee benefits$730,0003,338
Premises and equipment expense$166,0003,603
Additional noninterest expense$362,0003,442
Pre-tax net operating income$-133,0008,202
Securities gains (losses)$01,187
Applicable income taxes$-45,0008,404
Income before extraordinary items$-88,0008,152
Extraordinary gains, net$022
Net income$-88,0008,151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$62,000445
Net operating income$-88,0008,142
2006-12-31 (YTD Data)Rank
Total interest income$7,312,0004,447
Total interest expense$3,034,0004,293
Net interest income$4,278,0004,472
Provision for loan and lease losses$264,0003,004
Total noninterest income$101,0007,725
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$27,0007,192
Trading account gains and fees$0130
Additional Noninterest Income$74,0006,786
Total noninterest expense$4,068,0003,949
Salaries and employee benefits$2,220,0003,952
Premises and equipment expense$556,0003,981
Additional noninterest expense$1,292,0003,720
Pre-tax net operating income$47,0007,850
Securities gains (losses)$01,687
Applicable income taxes$16,0005,999
Income before extraordinary items$31,0007,892
Extraordinary gains, net$051
Net income$31,0007,894
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,238
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$111,000873
Net operating income$31,0007,882
2006-09-30 (YTD Data)Rank
Total interest income$5,281,0004,546
Total interest expense$2,163,0004,332
Net interest income$3,118,0004,595
Provision for loan and lease losses$217,0002,740
Total noninterest income$75,0007,819
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$18,0007,310
Trading account gains and fees$0126
Additional Noninterest Income$57,0006,753
Total noninterest expense$2,964,0004,014
Salaries and employee benefits$1,631,0004,001
Premises and equipment expense$414,0004,023
Additional noninterest expense$919,0003,862
Pre-tax net operating income$12,0008,073
Securities gains (losses)$01,388
Applicable income taxes$4,0006,438
Income before extraordinary items$8,0008,111
Extraordinary gains, net$045
Net income$8,0008,113
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,679
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$50,000816
Net operating income$8,0008,099
2006-06-30 (YTD Data)Rank
Total interest income$3,280,0004,698
Total interest expense$1,286,0004,506
Net interest income$1,994,0004,726
Provision for loan and lease losses$217,0001,979
Total noninterest income$47,0007,922
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$9,0007,424
Trading account gains and fees$0126
Additional Noninterest Income$38,0006,794
Total noninterest expense$1,883,0004,168
Salaries and employee benefits$1,035,0004,168
Premises and equipment expense$276,0004,032
Additional noninterest expense$572,0004,060
Pre-tax net operating income$-59,0008,292
Securities gains (losses)$01,185
Applicable income taxes$-20,0008,521
Income before extraordinary items$-39,0008,266
Extraordinary gains, net$039
Net income$-39,0008,268
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$46,000642
Net operating income$-39,0008,261
2006-03-31 (YTD Data)Rank
Total interest income$1,493,0004,909
Total interest expense$583,0004,656
Net interest income$910,0004,994
Provision for loan and lease losses$80,0002,332
Total noninterest income$20,0008,055
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$5,0007,423
Trading account gains and fees$0115
Additional Noninterest Income$15,0007,090
Total noninterest expense$913,0004,279
Salaries and employee benefits$514,0004,203
Premises and equipment expense$140,0003,988
Additional noninterest expense$259,0004,358
Pre-tax net operating income$-63,0008,399
Securities gains (losses)$0955
Applicable income taxes$-22,0008,581
Income before extraordinary items$-41,0008,365
Extraordinary gains, net$021
Net income$-41,0008,364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$38,000428
Net operating income$-41,0008,351
2005-12-31 (YTD Data)Rank
Total interest income$3,681,0006,055
Total interest expense$1,398,0005,420
Net interest income$2,283,0006,284
Provision for loan and lease losses$409,0002,243
Total noninterest income$60,0008,350
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$23,0007,435
Trading account gains and fees$0138
Additional Noninterest Income$37,0007,697
Total noninterest expense$2,740,0005,075
Salaries and employee benefits$1,516,0005,009
Premises and equipment expense$477,0004,314
Additional noninterest expense$747,0005,393
Pre-tax net operating income$-806,0008,592
Securities gains (losses)$1,0002,117
Applicable income taxes$-274,0008,707
Income before extraordinary items$-531,0008,556
Extraordinary gains, net$046
Net income$-531,0008,556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$11,928,000156
Net operating income$-531,6608,539
2005-09-30 (YTD Data)Rank
Total interest income$2,344,0006,496
Total interest expense$916,0005,688
Net interest income$1,428,0006,797
Provision for loan and lease losses$335,0002,015
Total noninterest income$47,0008,366
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$17,0007,491
Trading account gains and fees$0126
Additional Noninterest Income$30,0007,649
Total noninterest expense$1,920,0005,277
Salaries and employee benefits$1,069,0005,197
Premises and equipment expense$340,0004,454
Additional noninterest expense$511,0005,634
Pre-tax net operating income$-780,0008,676
Securities gains (losses)$1,0002,135
Applicable income taxes$-265,0008,778
Income before extraordinary items$-514,0008,651
Extraordinary gains, net$035
Net income$-514,0008,651
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$11,939,000107
Net operating income$-514,6608,626
2005-06-30 (YTD Data)Rank
Total interest income$1,354,0006,794
Total interest expense$557,0005,762
Net interest income$797,0007,200
Provision for loan and lease losses$80,0003,732
Total noninterest income$22,0008,519
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$11,0007,506
Trading account gains and fees$0116
Additional Noninterest Income$11,0008,096
Total noninterest expense$1,225,0005,400
Salaries and employee benefits$691,0005,281
Premises and equipment expense$218,0004,529
Additional noninterest expense$316,0005,842
Pre-tax net operating income$-486,0008,665
Securities gains (losses)$1,0001,973
Applicable income taxes$-165,0008,782
Income before extraordinary items$-320,0008,642
Extraordinary gains, net$030
Net income$-320,0008,642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$-320,6608,617
2005-03-31 (YTD Data)Rank
Total interest income$600,0007,103
Total interest expense$231,0006,167
Net interest income$369,0007,430
Provision for loan and lease losses$45,0003,327
Total noninterest income$7,0008,687
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$3,0007,690
Trading account gains and fees$0115
Additional Noninterest Income$4,0008,331
Total noninterest expense$605,0005,494
Salaries and employee benefits$358,0005,209
Premises and equipment expense$109,0004,578
Additional noninterest expense$138,0006,279
Pre-tax net operating income$-274,0008,771
Securities gains (losses)$01,685
Applicable income taxes$-93,0008,835
Income before extraordinary items$-181,0008,737
Extraordinary gains, net$024
Net income$-181,0008,737
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$-181,0008,720
2004-12-31 (YTD Data)Rank
Total interest income$564,0008,720
Total interest expense$154,0008,604
Net interest income$410,0008,721
Provision for loan and lease losses$285,0003,029
Total noninterest income$14,0008,819
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$3,0007,847
Trading account gains and fees$0138
Additional Noninterest Income$11,0008,496
Total noninterest expense$2,065,0005,903
Salaries and employee benefits$741,0007,145
Premises and equipment expense$109,0007,856
Additional noninterest expense$1,215,0003,702
Pre-tax net operating income$-1,926,0008,892
Securities gains (losses)$03,819
Applicable income taxes$-655,0008,917
Income before extraordinary items$-1,271,0008,862
Extraordinary gains, net$034
Net income$-1,271,0008,863
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$12,336,00075
Net operating income$-1,271,0008,842
2004-09-30 (YTD Data)Rank
Total interest income$163,0008,935
Total interest expense$29,0008,909
Net interest income$134,0008,927
Provision for loan and lease losses$103,0004,224
Total noninterest income$3,0008,948
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,0007,910
Trading account gains and fees$0134
Additional Noninterest Income$2,0008,821
Total noninterest expense$1,475,0006,011
Salaries and employee benefits$402,0007,838
Premises and equipment expense$58,0008,243
Additional noninterest expense$1,015,0003,382
Pre-tax net operating income$-1,441,0008,945
Securities gains (losses)$03,710
Applicable income taxes$-490,0008,977
Income before extraordinary items$-951,0008,920
Extraordinary gains, net$026
Net income$-951,0008,921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$12,336,00060
Net operating income$-951,0008,905
2004-06-30 (YTD Data)Rank
Total interest income$17,0009,062
Total interest expense$3,0009,030
Net interest income$14,0009,054
Provision for loan and lease losses$35,0005,187
Total noninterest income$09,031
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$07,979
Trading account gains and fees$0130
Additional Noninterest Income$08,943
Total noninterest expense$909,0006,323
Salaries and employee benefits$98,0008,920
Premises and equipment expense$11,0008,942
Additional noninterest expense$800,0002,939
Pre-tax net operating income$-930,0008,990
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$-930,0009,009
Extraordinary gains, net$021
Net income$-930,0009,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$12,336,00037
Net operating income$-930,0008,991

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.