Home > MainSource Bank - Ohio > Income and Expense
MainSource Bank - Ohio, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,625,000 | 3,245 |
| Total interest expense | $2,378,000 | 3,402 |
| Net interest income | $5,247,000 | 3,059 |
| Provision for loan and lease losses | $299,000 | 4,605 |
| Total noninterest income | $1,445,000 | 2,220 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $753,000 | 1,680 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $692,000 | 2,310 |
| Total noninterest expense | $3,713,000 | 3,727 |
| Salaries and employee benefits | $1,683,000 | 4,038 |
| Premises and equipment expense | $368,000 | 4,482 |
| Additional noninterest expense | $1,662,000 | 3,028 |
| Pre-tax net operating income | $2,680,000 | 1,215 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,026,000 | 834 |
| Income before extraordinary items | $1,654,000 | 1,614 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,654,000 | 1,612 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,654,000 | 1,614 |
| Net charge-offs | $156,000 | 4,556 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,654,000 | 1,575 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,083,000 | 3,273 |
| Total interest expense | $1,613,000 | 3,488 |
| Net interest income | $3,470,000 | 3,066 |
| Provision for loan and lease losses | $144,000 | 4,839 |
| Total noninterest income | $999,000 | 2,196 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $481,000 | 1,731 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $518,000 | 2,177 |
| Total noninterest expense | $2,495,000 | 3,731 |
| Salaries and employee benefits | $1,122,000 | 4,070 |
| Premises and equipment expense | $250,000 | 4,454 |
| Additional noninterest expense | $1,123,000 | 2,999 |
| Pre-tax net operating income | $1,830,000 | 1,254 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $704,000 | 828 |
| Income before extraordinary items | $1,126,000 | 1,655 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,126,000 | 1,652 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,126,000 | 1,654 |
| Net charge-offs | $97,000 | 4,280 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,126,000 | 1,620 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,578,000 | 3,254 |
| Total interest expense | $820,000 | 3,551 |
| Net interest income | $1,758,000 | 3,029 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $424,000 | 2,393 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $232,000 | 1,738 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $192,000 | 2,576 |
| Total noninterest expense | $1,195,000 | 3,773 |
| Salaries and employee benefits | $545,000 | 4,181 |
| Premises and equipment expense | $129,000 | 4,416 |
| Additional noninterest expense | $521,000 | 2,896 |
| Pre-tax net operating income | $837,000 | 1,534 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $324,000 | 999 |
| Income before extraordinary items | $513,000 | 2,086 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $513,000 | 2,087 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $513,000 | 2,087 |
| Net charge-offs | $80,000 | 3,104 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $513,000 | 1,958 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,202,000 | 3,222 |
| Total interest expense | $4,258,000 | 3,354 |
| Net interest income | $6,944,000 | 3,075 |
| Provision for loan and lease losses | $589,000 | 3,547 |
| Total noninterest income | $1,684,000 | 2,419 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,021,000 | 1,728 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $663,000 | 2,731 |
| Total noninterest expense | $4,349,000 | 3,986 |
| Salaries and employee benefits | $1,954,000 | 4,531 |
| Premises and equipment expense | $529,000 | 4,308 |
| Additional noninterest expense | $1,866,000 | 3,045 |
| Pre-tax net operating income | $3,690,000 | 1,477 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,397,000 | 916 |
| Income before extraordinary items | $2,293,000 | 1,736 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,293,000 | 1,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $355,000 | 3,301 |
| Cash dividends | $2,000,000 | 1,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,293,000 | 1,859 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,521,000 | 3,245 |
| Total interest expense | $3,346,000 | 3,345 |
| Net interest income | $5,175,000 | 3,118 |
| Provision for loan and lease losses | $93,000 | 5,234 |
| Total noninterest income | $1,341,000 | 2,389 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $752,000 | 1,768 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $589,000 | 2,556 |
| Total noninterest expense | $3,239,000 | 3,986 |
| Salaries and employee benefits | $1,457,000 | 4,576 |
| Premises and equipment expense | $402,000 | 4,302 |
| Additional noninterest expense | $1,380,000 | 2,979 |
| Pre-tax net operating income | $3,184,000 | 1,537 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,184,000 | 1,019 |
| Income before extraordinary items | $2,000,000 | 1,778 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,000,000 | 1,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $349,000 | 2,381 |
| Cash dividends | $2,000,000 | 1,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,000,000 | 1,875 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,792,000 | 3,231 |
| Total interest expense | $2,379,000 | 3,299 |
| Net interest income | $3,413,000 | 3,132 |
| Provision for loan and lease losses | $53,000 | 5,129 |
| Total noninterest income | $816,000 | 2,582 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $491,000 | 1,781 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $325,000 | 2,901 |
| Total noninterest expense | $2,155,000 | 4,017 |
| Salaries and employee benefits | $960,000 | 4,658 |
| Premises and equipment expense | $279,000 | 4,179 |
| Additional noninterest expense | $916,000 | 2,969 |
| Pre-tax net operating income | $2,021,000 | 1,678 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $751,000 | 1,167 |
| Income before extraordinary items | $1,270,000 | 2,080 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,270,000 | 2,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $337,000 | 1,683 |
| Cash dividends | $2,000,000 | 774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,270,000 | 2,036 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,941,000 | 3,282 |
| Total interest expense | $1,314,000 | 3,221 |
| Net interest income | $1,627,000 | 3,277 |
| Provision for loan and lease losses | $34,000 | 4,273 |
| Total noninterest income | $427,000 | 2,493 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $243,000 | 1,768 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $184,000 | 2,696 |
| Total noninterest expense | $1,088,000 | 3,988 |
| Salaries and employee benefits | $483,000 | 4,673 |
| Premises and equipment expense | $155,000 | 3,877 |
| Additional noninterest expense | $450,000 | 2,972 |
| Pre-tax net operating income | $932,000 | 1,905 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $350,000 | 1,318 |
| Income before extraordinary items | $582,000 | 2,370 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $582,000 | 2,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,346 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $582,000 | 2,302 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,532,000 | 3,169 |
| Total interest expense | $6,246,000 | 2,915 |
| Net interest income | $6,286,000 | 3,388 |
| Provision for loan and lease losses | $245,000 | 3,546 |
| Total noninterest income | $1,586,000 | 2,603 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,047,000 | 1,700 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $539,000 | 3,181 |
| Total noninterest expense | $4,571,000 | 3,710 |
| Salaries and employee benefits | $2,076,000 | 4,278 |
| Premises and equipment expense | $536,000 | 4,162 |
| Additional noninterest expense | $1,959,000 | 2,709 |
| Pre-tax net operating income | $3,056,000 | 2,432 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,152,000 | 1,690 |
| Income before extraordinary items | $1,904,000 | 2,920 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,904,000 | 2,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 3,272 |
| Cash dividends | $2,100,000 | 1,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,904,000 | 2,916 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,447,000 | 3,152 |
| Total interest expense | $4,700,000 | 2,896 |
| Net interest income | $4,747,000 | 3,374 |
| Provision for loan and lease losses | $80,000 | 4,491 |
| Total noninterest income | $1,155,000 | 2,663 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $763,000 | 1,719 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $392,000 | 3,244 |
| Total noninterest expense | $3,487,000 | 3,636 |
| Salaries and employee benefits | $1,613,000 | 4,143 |
| Premises and equipment expense | $401,000 | 4,167 |
| Additional noninterest expense | $1,473,000 | 2,657 |
| Pre-tax net operating income | $2,335,000 | 2,548 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $878,000 | 1,786 |
| Income before extraordinary items | $1,457,000 | 3,032 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,457,000 | 3,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 2,403 |
| Cash dividends | $2,100,000 | 1,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,457,000 | 3,013 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,338,000 | 3,140 |
| Total interest expense | $3,148,000 | 2,881 |
| Net interest income | $3,190,000 | 3,372 |
| Provision for loan and lease losses | $82,000 | 3,642 |
| Total noninterest income | $732,000 | 2,743 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $471,000 | 1,844 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $261,000 | 3,261 |
| Total noninterest expense | $2,367,000 | 3,607 |
| Salaries and employee benefits | $1,100,000 | 4,102 |
| Premises and equipment expense | $275,000 | 4,104 |
| Additional noninterest expense | $992,000 | 2,645 |
| Pre-tax net operating income | $1,473,000 | 2,709 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $557,000 | 1,931 |
| Income before extraordinary items | $916,000 | 3,201 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $916,000 | 3,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 1,759 |
| Cash dividends | $400,000 | 2,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $916,000 | 3,187 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,189,000 | 3,108 |
| Total interest expense | $1,596,000 | 2,833 |
| Net interest income | $1,593,000 | 3,368 |
| Provision for loan and lease losses | $34,000 | 3,641 |
| Total noninterest income | $331,000 | 2,921 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $219,000 | 1,914 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $112,000 | 3,558 |
| Total noninterest expense | $1,218,000 | 3,529 |
| Salaries and employee benefits | $572,000 | 4,016 |
| Premises and equipment expense | $142,000 | 4,012 |
| Additional noninterest expense | $504,000 | 2,599 |
| Pre-tax net operating income | $672,000 | 2,886 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $258,000 | 2,045 |
| Income before extraordinary items | $414,000 | 3,411 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $414,000 | 3,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,660 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $414,000 | 3,390 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,168,000 | 4,502 |
| Total interest expense | $3,306,000 | 4,069 |
| Net interest income | $3,862,000 | 4,757 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $768,000 | 4,167 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $542,000 | 2,897 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $226,000 | 4,886 |
| Total noninterest expense | $2,670,000 | 5,273 |
| Salaries and employee benefits | $1,280,000 | 5,702 |
| Premises and equipment expense | $496,000 | 4,293 |
| Additional noninterest expense | $894,000 | 4,878 |
| Pre-tax net operating income | $1,960,000 | 3,697 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $742,000 | 2,591 |
| Income before extraordinary items | $1,218,000 | 4,254 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,218,000 | 4,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,576 |
| Cash dividends | $7,000,000 | 525 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,218,000 | 4,231 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,785,000 | 5,525 |
| Total interest expense | $1,713,000 | 4,986 |
| Net interest income | $2,072,000 | 5,811 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $463,000 | 4,692 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $312,000 | 3,476 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $151,000 | 5,110 |
| Total noninterest expense | $1,290,000 | 6,563 |
| Salaries and employee benefits | $682,000 | 6,633 |
| Premises and equipment expense | $287,000 | 5,093 |
| Additional noninterest expense | $321,000 | 6,959 |
| Pre-tax net operating income | $1,245,000 | 4,212 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $466,000 | 2,953 |
| Income before extraordinary items | $779,000 | 4,754 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $779,000 | 4,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,016 |
| Cash dividends | $6,500,000 | 410 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $779,000 | 4,753 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $522,000 | 8,364 |
| Total interest expense | $228,000 | 8,027 |
| Net interest income | $294,000 | 8,471 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $81,000 | 7,313 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $51,000 | 6,216 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $30,000 | 7,109 |
| Total noninterest expense | $164,000 | 8,689 |
| Salaries and employee benefits | $103,000 | 8,637 |
| Premises and equipment expense | $32,000 | 8,262 |
| Additional noninterest expense | $29,000 | 8,728 |
| Pre-tax net operating income | $211,000 | 7,012 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $75,000 | 4,845 |
| Income before extraordinary items | $136,000 | 7,259 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $136,000 | 7,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $136,000 | 7,272 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,088,000 | 2,898 |
| Total interest expense | $1,275,000 | 2,679 |
| Net interest income | $1,813,000 | 3,038 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $500,000 | 2,189 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $500,000 | 1,341 |
| Total noninterest expense | $1,550,000 | 2,800 |
| Salaries and employee benefits | $880,000 | 2,741 |
| Premises and equipment expense | $313,000 | 2,018 |
| Additional noninterest expense | $357,000 | 3,411 |
| Pre-tax net operating income | $763,000 | 2,801 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $244,000 | 2,309 |
| Income before extraordinary items | $519,000 | 3,073 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $519,000 | 3,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $519,000 | 3,052 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,494,000 | 2,801 |
| Total interest expense | $4,194,000 | 2,547 |
| Net interest income | $7,300,000 | 2,939 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $2,225,000 | 2,050 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,225,000 | 1,255 |
| Total noninterest expense | $6,325,000 | 2,617 |
| Salaries and employee benefits | $3,372,000 | 2,683 |
| Premises and equipment expense | $1,198,000 | 2,000 |
| Additional noninterest expense | $1,755,000 | 2,820 |
| Pre-tax net operating income | $3,080,000 | 2,697 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,025,000 | 2,233 |
| Income before extraordinary items | $2,055,000 | 3,036 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,055,000 | 3,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,507 |
| Cash dividends | $1,250,000 | 2,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,055,000 | 2,994 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,498,000 | 2,784 |
| Total interest expense | $3,032,000 | 2,514 |
| Net interest income | $5,466,000 | 2,928 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $1,707,000 | 2,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,707,000 | 1,231 |
| Total noninterest expense | $4,801,000 | 2,565 |
| Salaries and employee benefits | $2,501,000 | 2,671 |
| Premises and equipment expense | $909,000 | 1,972 |
| Additional noninterest expense | $1,391,000 | 2,644 |
| Pre-tax net operating income | $2,282,000 | 2,756 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $770,000 | 2,262 |
| Income before extraordinary items | $1,512,000 | 3,108 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,512,000 | 3,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 1,846 |
| Cash dividends | $1,250,000 | 1,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,512,000 | 3,070 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,533,000 | 2,784 |
| Total interest expense | $1,950,000 | 2,467 |
| Net interest income | $3,583,000 | 2,936 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $1,048,000 | 2,104 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,048,000 | 1,297 |
| Total noninterest expense | $3,139,000 | 2,591 |
| Salaries and employee benefits | $1,644,000 | 2,696 |
| Premises and equipment expense | $616,000 | 1,934 |
| Additional noninterest expense | $879,000 | 2,779 |
| Pre-tax net operating income | $1,432,000 | 2,860 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $497,000 | 2,284 |
| Income before extraordinary items | $935,000 | 3,249 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $935,000 | 3,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 1,343 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $935,000 | 3,206 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,727,000 | 2,788 |
| Total interest expense | $971,000 | 2,403 |
| Net interest income | $1,756,000 | 2,987 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $488,000 | 2,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $488,000 | 1,342 |
| Total noninterest expense | $1,552,000 | 2,619 |
| Salaries and employee benefits | $799,000 | 2,770 |
| Premises and equipment expense | $310,000 | 1,930 |
| Additional noninterest expense | $443,000 | 2,729 |
| Pre-tax net operating income | $662,000 | 2,998 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $211,000 | 2,509 |
| Income before extraordinary items | $451,000 | 3,300 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $451,000 | 3,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 637 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $451,000 | 3,261 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,651,000 | 2,659 |
| Total interest expense | $3,939,000 | 2,069 |
| Net interest income | $6,712,000 | 3,009 |
| Provision for loan and lease losses | $330,000 | 2,726 |
| Total noninterest income | $2,179,000 | 2,072 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,179,000 | 1,242 |
| Total noninterest expense | $6,321,000 | 2,516 |
| Salaries and employee benefits | $3,083,000 | 2,780 |
| Premises and equipment expense | $1,278,000 | 1,801 |
| Additional noninterest expense | $1,960,000 | 2,468 |
| Pre-tax net operating income | $2,240,000 | 3,252 |
| Securities gains (losses) | $68,000 | 1,506 |
| Applicable income taxes | $722,000 | 2,708 |
| Income before extraordinary items | $1,586,000 | 3,494 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,586,000 | 3,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $353,000 | 1,757 |
| Cash dividends | $1,750,000 | 1,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,539,080 | 3,510 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,996,000 | 2,636 |
| Total interest expense | $2,951,000 | 2,026 |
| Net interest income | $5,045,000 | 2,977 |
| Provision for loan and lease losses | $300,000 | 2,260 |
| Total noninterest income | $1,618,000 | 2,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,618,000 | 1,253 |
| Total noninterest expense | $4,811,000 | 2,471 |
| Salaries and employee benefits | $2,331,000 | 2,738 |
| Premises and equipment expense | $974,000 | 1,782 |
| Additional noninterest expense | $1,506,000 | 2,383 |
| Pre-tax net operating income | $1,552,000 | 3,492 |
| Securities gains (losses) | $68,000 | 1,433 |
| Applicable income taxes | $503,000 | 2,889 |
| Income before extraordinary items | $1,117,000 | 3,727 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,117,000 | 3,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 2,637 |
| Cash dividends | $1,750,000 | 1,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,070,080 | 3,772 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,342,000 | 2,614 |
| Total interest expense | $1,962,000 | 2,010 |
| Net interest income | $3,380,000 | 2,956 |
| Provision for loan and lease losses | $270,000 | 1,719 |
| Total noninterest income | $1,067,000 | 2,096 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,067,000 | 1,261 |
| Total noninterest expense | $3,262,000 | 2,436 |
| Salaries and employee benefits | $1,560,000 | 2,737 |
| Premises and equipment expense | $647,000 | 1,780 |
| Additional noninterest expense | $1,055,000 | 2,285 |
| Pre-tax net operating income | $915,000 | 3,748 |
| Securities gains (losses) | $68,000 | 1,269 |
| Applicable income taxes | $303,000 | 3,070 |
| Income before extraordinary items | $680,000 | 3,911 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $680,000 | 3,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,403 |
| Cash dividends | $1,500,000 | 882 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $633,080 | 4,016 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,701,000 | 2,582 |
| Total interest expense | $1,007,000 | 1,976 |
| Net interest income | $1,694,000 | 2,929 |
| Provision for loan and lease losses | $40,000 | 3,725 |
| Total noninterest income | $534,000 | 2,056 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $534,000 | 1,233 |
| Total noninterest expense | $1,647,000 | 2,427 |
| Salaries and employee benefits | $820,000 | 2,622 |
| Premises and equipment expense | $333,000 | 1,754 |
| Additional noninterest expense | $494,000 | 2,391 |
| Pre-tax net operating income | $541,000 | 3,329 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $169,000 | 2,870 |
| Income before extraordinary items | $372,000 | 3,706 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $372,000 | 3,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,521 |
| Cash dividends | $1,500,000 | 452 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $372,000 | 3,579 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,944,000 | 2,395 |
| Total interest expense | $4,842,000 | 1,852 |
| Net interest income | $7,102,000 | 2,724 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $2,195,000 | 2,164 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,195,000 | 1,374 |
| Total noninterest expense | $5,947,000 | 2,618 |
| Salaries and employee benefits | $3,208,000 | 2,622 |
| Premises and equipment expense | $1,159,000 | 1,969 |
| Additional noninterest expense | $1,580,000 | 2,932 |
| Pre-tax net operating income | $3,230,000 | 2,356 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,078,000 | 2,075 |
| Income before extraordinary items | $2,152,000 | 2,708 |
| Extraordinary gains, net | $9,000 | 44 |
| Net income | $2,161,000 | 2,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 3,209 |
| Cash dividends | $4,489,000 | 718 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,152,000 | 2,580 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,274,000 | 2,366 |
| Total interest expense | $3,799,000 | 1,841 |
| Net interest income | $5,475,000 | 2,663 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $1,608,000 | 2,243 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,608,000 | 1,460 |
| Total noninterest expense | $4,398,000 | 2,649 |
| Salaries and employee benefits | $2,387,000 | 2,643 |
| Premises and equipment expense | $871,000 | 1,960 |
| Additional noninterest expense | $1,140,000 | 3,031 |
| Pre-tax net operating income | $2,595,000 | 2,305 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $880,000 | 2,059 |
| Income before extraordinary items | $1,715,000 | 2,670 |
| Extraordinary gains, net | $9,000 | 33 |
| Net income | $1,724,000 | 2,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 2,758 |
| Cash dividends | $4,489,000 | 529 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,715,000 | 2,527 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,442,000 | 2,273 |
| Total interest expense | $2,660,000 | 1,808 |
| Net interest income | $3,782,000 | 2,562 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $1,021,000 | 2,326 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,021,000 | 1,492 |
| Total noninterest expense | $2,906,000 | 2,679 |
| Salaries and employee benefits | $1,590,000 | 2,642 |
| Premises and equipment expense | $566,000 | 2,023 |
| Additional noninterest expense | $750,000 | 3,039 |
| Pre-tax net operating income | $1,837,000 | 2,194 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $637,000 | 1,964 |
| Income before extraordinary items | $1,200,000 | 2,584 |
| Extraordinary gains, net | $9,000 | 25 |
| Net income | $1,209,000 | 2,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 2,486 |
| Cash dividends | $2,543,000 | 595 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,200,000 | 2,433 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,393,000 | 2,168 |
| Total interest expense | $1,400,000 | 1,776 |
| Net interest income | $1,993,000 | 2,440 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $467,000 | 2,414 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $467,000 | 1,558 |
| Total noninterest expense | $1,442,000 | 2,679 |
| Salaries and employee benefits | $794,000 | 2,641 |
| Premises and equipment expense | $271,000 | 2,104 |
| Additional noninterest expense | $377,000 | 3,000 |
| Pre-tax net operating income | $988,000 | 2,070 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $341,000 | 1,862 |
| Income before extraordinary items | $647,000 | 2,369 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $647,000 | 2,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 1,538 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $647,000 | 2,240 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,094,000 | 2,041 |
| Total interest expense | $6,716,000 | 1,703 |
| Net interest income | $8,378,000 | 2,315 |
| Provision for loan and lease losses | $210,000 | 4,243 |
| Total noninterest income | $1,837,000 | 2,289 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,837,000 | 1,410 |
| Total noninterest expense | $5,831,000 | 2,527 |
| Salaries and employee benefits | $3,167,000 | 2,493 |
| Premises and equipment expense | $1,046,000 | 2,089 |
| Additional noninterest expense | $1,618,000 | 2,778 |
| Pre-tax net operating income | $4,174,000 | 1,917 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,440,000 | 1,704 |
| Income before extraordinary items | $2,734,000 | 2,189 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,734,000 | 2,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,599 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,734,000 | 2,111 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $15,897,000 | 2,168 |
| Total interest expense | $8,691,000 | 1,863 |
| Net interest income | $7,206,000 | 2,483 |
| Provision for loan and lease losses | $9,000 | 7,982 |
| Total noninterest income | $1,938,000 | 2,064 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,938,000 | 1,276 |
| Total noninterest expense | $5,305,000 | 2,672 |
| Salaries and employee benefits | $2,706,000 | 2,754 |
| Premises and equipment expense | $959,000 | 2,232 |
| Additional noninterest expense | $1,640,000 | 2,660 |
| Pre-tax net operating income | $3,830,000 | 1,840 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,325,000 | 1,669 |
| Income before extraordinary items | $2,505,000 | 2,086 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,505,000 | 2,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,068 |
| Cash dividends | $112,000 | 5,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,505,000 | 2,010 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,313,000 | 2,289 |
| Total interest expense | $8,931,000 | 1,936 |
| Net interest income | $6,382,000 | 2,784 |
| Provision for loan and lease losses | $15,000 | 7,764 |
| Total noninterest income | $1,782,000 | 2,043 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,782,000 | 1,229 |
| Total noninterest expense | $4,383,000 | 3,071 |
| Salaries and employee benefits | $2,354,000 | 2,995 |
| Premises and equipment expense | $815,000 | 2,526 |
| Additional noninterest expense | $1,214,000 | 3,398 |
| Pre-tax net operating income | $3,766,000 | 1,947 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,284,000 | 1,719 |
| Income before extraordinary items | $2,482,000 | 2,094 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,482,000 | 2,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,205 |
| Cash dividends | $223,000 | 4,966 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 876 |
| Net operating income | $2,482,000 | 2,096 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,271,000 | 2,470 |
| Total interest expense | $7,032,000 | 2,114 |
| Net interest income | $6,239,000 | 2,818 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $1,515,000 | 2,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,515,000 | 1,389 |
| Total noninterest expense | $4,106,000 | 3,237 |
| Salaries and employee benefits | $2,159,000 | 3,200 |
| Premises and equipment expense | $768,000 | 2,640 |
| Additional noninterest expense | $1,179,000 | 3,485 |
| Pre-tax net operating income | $3,588,000 | 2,033 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,186,000 | 1,947 |
| Income before extraordinary items | $2,402,000 | 2,185 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,402,000 | 2,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,940 |
| Cash dividends | $185,000 | 5,356 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 887 |
| Net operating income | $2,402,000 | 2,152 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,217,000 | 2,876 |
| Total interest expense | $5,659,000 | 2,677 |
| Net interest income | $5,558,000 | 3,089 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $1,127,000 | 2,829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,127,000 | 1,704 |
| Total noninterest expense | $3,818,000 | 3,360 |
| Salaries and employee benefits | $2,069,000 | 3,227 |
| Premises and equipment expense | $664,000 | 2,904 |
| Additional noninterest expense | $1,085,000 | 3,672 |
| Pre-tax net operating income | $2,867,000 | 2,486 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $965,000 | 2,370 |
| Income before extraordinary items | $1,902,000 | 2,673 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,902,000 | 2,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 9,689 |
| Cash dividends | $147,000 | 5,843 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 887 |
| Net operating income | $1,902,000 | 2,596 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,840,000 | 3,284 |
| Total interest expense | $4,830,000 | 3,083 |
| Net interest income | $5,010,000 | 3,480 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $835,000 | 3,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $835,000 | 1,974 |
| Total noninterest expense | $3,330,000 | 3,765 |
| Salaries and employee benefits | $1,823,000 | 3,595 |
| Premises and equipment expense | $586,000 | 3,224 |
| Additional noninterest expense | $921,000 | 4,218 |
| Pre-tax net operating income | $2,515,000 | 2,897 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $815,000 | 2,886 |
| Income before extraordinary items | $1,700,000 | 2,993 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,700,000 | 2,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,448 |
| Cash dividends | $117,000 | 6,287 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 919 |
| Net operating income | $1,700,000 | 2,937 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,645,000 | 3,747 |
| Total interest expense | $3,936,000 | 3,766 |
| Net interest income | $4,709,000 | 3,745 |
| Provision for loan and lease losses | $-22,000 | 11,132 |
| Total noninterest income | $635,000 | 4,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $635,000 | 2,468 |
| Total noninterest expense | $3,704,000 | 3,581 |
| Salaries and employee benefits | $1,667,000 | 3,920 |
| Premises and equipment expense | $560,000 | 3,429 |
| Additional noninterest expense | $1,477,000 | 3,169 |
| Pre-tax net operating income | $1,662,000 | 4,010 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $525,000 | 3,993 |
| Income before extraordinary items | $1,137,000 | 4,048 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,137,000 | 4,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $72,000 | 7,190 |
| Sale, conversion, retirement of capital stock, net | $604,000 | 436 |
| Net operating income | $1,137,000 | 3,993 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,231,000 | 3,909 |
| Total interest expense | $3,726,000 | 3,933 |
| Net interest income | $4,505,000 | 3,898 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $524,000 | 5,016 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $524,000 | 2,783 |
| Total noninterest expense | $2,779,000 | 4,556 |
| Salaries and employee benefits | $1,385,000 | 4,604 |
| Premises and equipment expense | $506,000 | 3,729 |
| Additional noninterest expense | $888,000 | 4,819 |
| Pre-tax net operating income | $2,250,000 | 3,150 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $705,000 | 3,215 |
| Income before extraordinary items | $1,545,000 | 3,161 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,545,000 | 3,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 11,301 |
| Cash dividends | $54,000 | 7,684 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,545,000 | 3,139 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,459,000 | 3,983 |
| Total interest expense | $2,910,000 | 4,071 |
| Net interest income | $4,549,000 | 3,888 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $469,000 | 5,521 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $469,000 | 3,072 |
| Total noninterest expense | $2,627,000 | 4,936 |
| Salaries and employee benefits | $1,360,000 | 4,694 |
| Premises and equipment expense | $502,000 | 3,790 |
| Additional noninterest expense | $765,000 | 5,909 |
| Pre-tax net operating income | $2,391,000 | 2,945 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $772,000 | 2,854 |
| Income before extraordinary items | $1,619,000 | 2,970 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,619,000 | 2,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,934 |
| Cash dividends | $47,000 | 8,055 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 990 |
| Net operating income | $1,619,000 | 2,995 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,665,000 | 3,969 |
| Total interest expense | $3,331,000 | 3,756 |
| Net interest income | $4,334,000 | 4,093 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $446,000 | 6,027 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $446,000 | 3,513 |
| Total noninterest expense | $2,532,000 | 5,219 |
| Salaries and employee benefits | $1,283,000 | 4,944 |
| Premises and equipment expense | $502,000 | 3,851 |
| Additional noninterest expense | $747,000 | 6,258 |
| Pre-tax net operating income | $2,248,000 | 2,979 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $733,000 | 2,979 |
| Income before extraordinary items | $1,515,000 | 3,220 |
| Extraordinary gains, net | $250,000 | 838 |
| Net income | $1,765,000 | 2,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 9,293 |
| Cash dividends | $25,000 | 8,549 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,167 |
| Net operating income | $1,515,000 | 3,044 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,811,000 | 3,937 |
| Total interest expense | $5,102,000 | 3,262 |
| Net interest income | $3,709,000 | 4,772 |
| Provision for loan and lease losses | $226,000 | 4,897 |
| Total noninterest income | $527,000 | 5,441 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $527,000 | 3,079 |
| Total noninterest expense | $2,773,000 | 4,864 |
| Salaries and employee benefits | $1,226,000 | 5,066 |
| Premises and equipment expense | $588,000 | 3,423 |
| Additional noninterest expense | $959,000 | 5,228 |
| Pre-tax net operating income | $1,237,000 | 4,804 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $490,000 | 4,066 |
| Income before extraordinary items | $747,000 | 5,646 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $747,000 | 5,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 13,072 |
| Cash dividends | $39,000 | 8,028 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 962 |
| Net operating income | $747,000 | 5,310 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.