Home > MainSource Bank - Ohio > Assets and Liabilities
MainSource Bank - Ohio, Assets and Liabilities
| 2009-09-30 | Rank | |
| # of Employees: | 46 | 3,408 |
| Assets and Liabilities | ||
| Total Assets: | $209,525,000 | 3,139 |
| Cash and due from depository institutions | $3,995,000 | 3,408 |
| Interest-bearing balances | $64,000 | 6,592 |
| Securities | $12,149,000 | 5,465 |
| Federal funds sold & reverse repurchase agreements | $6,922,000 | 1,344 |
| Net loans & leases | $148,961,000 | 2,942 |
| Loan loss allowance | $1,864,000 | 3,308 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $3,103,000 | 3,558 |
| Other real estate owned | $570,000 | 3,408 |
| Goodwill and other intangibles | $20,754,000 | 339 |
| All other assets | $13,071,000 | 1,510 |
| Life insurance assets | $5,262,000 | 1,227 |
| Total liabilities and capital | $209,525,000 | 3,139 |
| Total liabilities | $170,053,000 | 3,372 |
| Total deposits | $132,662,000 | 3,820 |
| Interest-bearing deposits | $116,529,000 | 3,757 |
| Deposits held in domestic offices | $132,662,000 | 3,819 |
| % insured | 76.89% | 6,868 |
| Federal funds purchased & repurchase agreements | $4,283,000 | 1,573 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $31,389,000 | 1,378 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,719,000 | 2,632 |
| Total equity capital | $39,472,000 | 1,740 |
| Total bank equity capital | $39,472,000 | 1,738 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $7,440,000 | 710 |
| Surplus | $35,865,000 | 949 |
| Undivided profits | $-3,833,000 | 7,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $1,357,000 | 4,341 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $595,000 | 5,115 |
| Earning assets | $168,096,000 | 3,461 |
| Long-term assets (5+ years) | $96,942,000 | 1,396 |
| Average Assets, year-to-date | $207,194,000 | 3,109 |
| Average Assets, quarterly | $208,808,000 | 3,122 |
| Volatile liabilities | $38,595,000 | 3,384 |
| Insider loans | $2,830,000 | 2,471 |
| FHLB advances | $31,389,000 | 1,293 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $38,473,000 | 1,759 |
| Tier 1 (core) risk-based capital | $18,672,000 | 3,314 |
| Tier 2 risk-based capital | $1,556,000 | 3,190 |
| Total risk weighted assets | $124,182,000 | 3,545 |
| Total unused commitments | $38,473,000 | 1,759 |
| Derivatives | $162,000 | 1,128 |
| 2009-06-30 | Rank | |
| # of Employees: | 44 | 3,553 |
| Assets and Liabilities | ||
| Total Assets: | $208,091,000 | 3,146 |
| Cash and due from depository institutions | $6,146,000 | 3,553 |
| Interest-bearing balances | $174,000 | 6,023 |
| Securities | $7,167,000 | 6,358 |
| Federal funds sold & reverse repurchase agreements | $8,668,000 | 1,177 |
| Net loans & leases | $148,574,000 | 2,976 |
| Loan loss allowance | $1,767,000 | 3,339 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,145,000 | 3,562 |
| Other real estate owned | $289,000 | 3,553 |
| Goodwill and other intangibles | $20,834,000 | 358 |
| All other assets | $13,268,000 | 1,532 |
| Life insurance assets | $5,229,000 | 1,231 |
| Total liabilities and capital | $208,091,000 | 3,146 |
| Total liabilities | $169,302,000 | 3,389 |
| Total deposits | $132,759,000 | 3,810 |
| Interest-bearing deposits | $115,403,000 | 3,783 |
| Deposits held in domestic offices | $132,759,000 | 3,808 |
| % insured | 70.00% | 6,041 |
| Federal funds purchased & repurchase agreements | $2,089,000 | 1,990 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $31,486,000 | 1,444 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,968,000 | 1,751 |
| Total equity capital | $38,789,000 | 1,768 |
| Total bank equity capital | $38,789,000 | 1,766 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $7,440,000 | 712 |
| Surplus | $35,865,000 | 960 |
| Undivided profits | $-4,516,000 | 7,645 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $1,284,000 | 4,390 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $550,000 | 5,261 |
| Earning assets | $164,583,000 | 3,520 |
| Long-term assets (5+ years) | $92,916,000 | 1,444 |
| Average Assets, year-to-date | $206,417,000 | 3,149 |
| Average Assets, quarterly | $204,182,500 | 3,191 |
| Volatile liabilities | $37,677,000 | 3,428 |
| Insider loans | $2,814,000 | 2,507 |
| FHLB advances | $31,486,000 | 1,355 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $38,054,000 | 1,844 |
| Tier 1 (core) risk-based capital | $18,033,000 | 3,434 |
| Tier 2 risk-based capital | $1,520,000 | 3,238 |
| Total risk weighted assets | $121,359,000 | 3,622 |
| Total unused commitments | $38,054,000 | 1,846 |
| Derivatives | $771,000 | 1,054 |
| 2009-03-31 | Rank | |
| # of Employees: | 45 | 3,537 |
| Assets and Liabilities | ||
| Total Assets: | $200,274,000 | 3,261 |
| Cash and due from depository institutions | $2,436,000 | 3,537 |
| Interest-bearing balances | $142,000 | 5,855 |
| Securities | $1,244,000 | 7,667 |
| Federal funds sold & reverse repurchase agreements | $1,283,000 | 4,265 |
| Net loans & leases | $158,232,000 | 2,840 |
| Loan loss allowance | $1,790,000 | 3,218 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $3,192,000 | 3,565 |
| Other real estate owned | $290,000 | 3,537 |
| Goodwill and other intangibles | $20,860,000 | 370 |
| All other assets | $12,737,000 | 1,569 |
| Life insurance assets | $5,199,000 | 1,235 |
| Total liabilities and capital | $200,274,000 | 3,261 |
| Total liabilities | $162,091,000 | 3,508 |
| Total deposits | $127,048,000 | 3,927 |
| Interest-bearing deposits | $113,606,000 | 3,805 |
| Deposits held in domestic offices | $127,048,000 | 3,925 |
| % insured | 72.20% | 5,703 |
| Federal funds purchased & repurchase agreements | $1,270,000 | 2,254 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $32,041,000 | 1,462 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,732,000 | 2,561 |
| Total equity capital | $38,183,000 | 1,812 |
| Total bank equity capital | $38,183,000 | 1,811 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $7,440,000 | 709 |
| Surplus | $35,865,000 | 952 |
| Undivided profits | $-5,122,000 | 7,835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $1,055,000 | 4,552 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $557,000 | 5,242 |
| Earning assets | $160,901,000 | 3,596 |
| Long-term assets (5+ years) | $96,617,000 | 1,371 |
| Average Assets, year-to-date | $205,580,000 | 3,174 |
| Average Assets, quarterly | $205,580,000 | 3,174 |
| Volatile liabilities | $33,092,000 | 3,749 |
| Insider loans | $2,826,000 | 2,505 |
| FHLB advances | $32,041,000 | 1,377 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $42,840,000 | 1,758 |
| Tier 1 (core) risk-based capital | $17,335,000 | 3,584 |
| Tier 2 risk-based capital | $1,541,000 | 3,221 |
| Total risk weighted assets | $122,290,000 | 3,622 |
| Total unused commitments | $42,840,000 | 1,759 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 45 | 3,564 |
| Assets and Liabilities | ||
| Total Assets: | $210,886,000 | 3,108 |
| Cash and due from depository institutions | $3,159,000 | 3,564 |
| Interest-bearing balances | $193,000 | 5,172 |
| Securities | $1,299,000 | 7,717 |
| Federal funds sold & reverse repurchase agreements | $7,187,000 | 1,364 |
| Net loans & leases | $161,812,000 | 2,804 |
| Loan loss allowance | $1,720,000 | 3,264 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $3,243,000 | 3,559 |
| Other real estate owned | $0 | 3,564 |
| Goodwill and other intangibles | $20,920,000 | 382 |
| All other assets | $13,266,000 | 1,524 |
| Life insurance assets | $5,168,000 | 1,237 |
| Total liabilities and capital | $210,886,000 | 3,108 |
| Total liabilities | $173,218,000 | 3,329 |
| Total deposits | $119,073,000 | 4,023 |
| Interest-bearing deposits | $105,178,000 | 3,939 |
| Deposits held in domestic offices | $119,073,000 | 4,021 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,324,000 | 1,192 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $42,149,000 | 1,338 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,672,000 | 2,612 |
| Total equity capital | $37,668,000 | 1,797 |
| Total bank equity capital | $37,668,000 | 1,797 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $7,440,000 | 706 |
| Surplus | $35,865,000 | 917 |
| Undivided profits | $-5,637,000 | 7,954 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,092,000 | 4,242 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $558,000 | 5,449 |
| Earning assets | $170,491,000 | 3,414 |
| Long-term assets (5+ years) | $101,359,000 | 1,293 |
| Average Assets, year-to-date | $206,343,800 | 3,049 |
| Average Assets, quarterly | $206,054,500 | 3,145 |
| Volatile liabilities | $52,382,000 | 2,633 |
| Insider loans | $2,886,000 | 2,505 |
| FHLB advances | $42,149,000 | 1,240 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $41,253,000 | 1,852 |
| Tier 1 (core) risk-based capital | $16,701,000 | 3,676 |
| Tier 2 risk-based capital | $1,556,000 | 3,181 |
| Total risk weighted assets | $124,343,000 | 3,599 |
| Total unused commitments | $41,253,000 | 1,853 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 43 | 3,708 |
| Assets and Liabilities | ||
| Total Assets: | $201,223,000 | 3,206 |
| Cash and due from depository institutions | $2,756,000 | 3,708 |
| Interest-bearing balances | $135,000 | 4,798 |
| Securities | $1,321,000 | 7,763 |
| Federal funds sold & reverse repurchase agreements | $11,000 | 5,811 |
| Net loans & leases | $160,046,000 | 2,817 |
| Loan loss allowance | $1,230,000 | 3,888 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,280,000 | 3,526 |
| Other real estate owned | $0 | 3,708 |
| Goodwill and other intangibles | $21,047,000 | 411 |
| All other assets | $12,762,000 | 1,564 |
| Life insurance assets | $5,161,000 | 1,225 |
| Total liabilities and capital | $201,223,000 | 3,206 |
| Total liabilities | $163,864,000 | 3,422 |
| Total deposits | $114,905,000 | 4,098 |
| Interest-bearing deposits | $102,274,000 | 3,994 |
| Deposits held in domestic offices | $114,905,000 | 4,095 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,613,000 | 2,018 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $43,256,000 | 1,317 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,090,000 | 2,256 |
| Total equity capital | $37,359,000 | 1,823 |
| Total bank equity capital | $37,359,000 | 1,823 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $7,440,000 | 709 |
| Surplus | $35,865,000 | 897 |
| Undivided profits | $-5,946,000 | 8,162 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $348,000 | 5,680 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $600,000 | 5,402 |
| Earning assets | $161,513,000 | 3,522 |
| Long-term assets (5+ years) | $101,563,000 | 1,252 |
| Average Assets, year-to-date | $205,208,250 | 3,070 |
| Average Assets, quarterly | $201,758,500 | 3,176 |
| Volatile liabilities | $37,713,000 | 3,278 |
| Insider loans | $2,944,000 | 2,475 |
| FHLB advances | $43,256,000 | 1,235 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $27,584,000 | 2,614 |
| Tier 1 (core) risk-based capital | $16,341,000 | 3,808 |
| Tier 2 risk-based capital | $1,230,000 | 3,663 |
| Total risk weighted assets | $119,995,000 | 3,679 |
| Total unused commitments | $27,584,000 | 2,615 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 40 | 3,975 |
| Assets and Liabilities | ||
| Total Assets: | $202,294,000 | 3,184 |
| Cash and due from depository institutions | $3,750,000 | 3,975 |
| Interest-bearing balances | $286,000 | 4,058 |
| Securities | $1,354,000 | 7,813 |
| Federal funds sold & reverse repurchase agreements | $1,000 | 5,929 |
| Net loans & leases | $159,162,000 | 2,821 |
| Loan loss allowance | $1,202,000 | 3,868 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,689,000 | 3,248 |
| Other real estate owned | $158,000 | 3,975 |
| Goodwill and other intangibles | $21,138,000 | 422 |
| All other assets | $13,042,000 | 1,486 |
| Life insurance assets | $5,114,000 | 1,230 |
| Total liabilities and capital | $202,294,000 | 3,184 |
| Total liabilities | $165,678,000 | 3,401 |
| Total deposits | $115,312,000 | 4,091 |
| Interest-bearing deposits | $102,422,000 | 3,987 |
| Deposits held in domestic offices | $115,312,000 | 4,088 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,689,000 | 1,708 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $43,373,000 | 1,292 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,304,000 | 3,178 |
| Total equity capital | $36,616,000 | 1,871 |
| Total bank equity capital | $36,616,000 | 1,871 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $7,440,000 | 701 |
| Surplus | $35,865,000 | 885 |
| Undivided profits | $-6,689,000 | 8,314 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $281,000 | 5,743 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $593,000 | 5,379 |
| Earning assets | $160,803,000 | 3,524 |
| Long-term assets (5+ years) | $104,107,000 | 1,213 |
| Average Assets, year-to-date | $206,536,670 | 3,061 |
| Average Assets, quarterly | $204,527,000 | 3,114 |
| Volatile liabilities | $37,906,000 | 3,244 |
| Insider loans | $2,844,000 | 2,510 |
| FHLB advances | $43,373,000 | 1,218 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $32,748,000 | 2,395 |
| Tier 1 (core) risk-based capital | $15,535,000 | 3,989 |
| Tier 2 risk-based capital | $1,202,000 | 3,677 |
| Total risk weighted assets | $119,556,000 | 3,683 |
| Total unused commitments | $32,748,000 | 2,397 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 42 | 3,835 |
| Assets and Liabilities | ||
| Total Assets: | $206,760,000 | 3,094 |
| Cash and due from depository institutions | $3,702,000 | 3,835 |
| Interest-bearing balances | $44,000 | 5,713 |
| Securities | $1,455,000 | 7,837 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $163,650,000 | 2,706 |
| Loan loss allowance | $1,516,000 | 3,230 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,744,000 | 3,189 |
| Other real estate owned | $0 | 3,835 |
| Goodwill and other intangibles | $21,219,000 | 434 |
| All other assets | $12,990,000 | 1,444 |
| Life insurance assets | $5,065,000 | 1,234 |
| Total liabilities and capital | $206,760,000 | 3,094 |
| Total liabilities | $168,802,000 | 3,337 |
| Total deposits | $113,930,000 | 4,121 |
| Interest-bearing deposits | $101,294,000 | 4,029 |
| Deposits held in domestic offices | $113,930,000 | 4,118 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,373,000 | 1,619 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $48,121,000 | 1,120 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,378,000 | 3,281 |
| Total equity capital | $37,958,000 | 1,853 |
| Total bank equity capital | $37,958,000 | 1,853 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $7,440,000 | 696 |
| Surplus | $35,865,000 | 889 |
| Undivided profits | $-5,347,000 | 8,360 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,170,000 | 3,387 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $634,000 | 5,143 |
| Earning assets | $165,149,000 | 3,466 |
| Long-term assets (5+ years) | $109,258,000 | 1,126 |
| Average Assets, year-to-date | $208,658,000 | 3,024 |
| Average Assets, quarterly | $208,658,000 | 3,024 |
| Volatile liabilities | $32,550,000 | 3,601 |
| Insider loans | $2,192,000 | 2,903 |
| FHLB advances | $48,121,000 | 1,048 |
| Loans and leases held for sale | $289,000 | 1,416 |
| Unused loan commitments | $28,430,000 | 2,701 |
| Tier 1 (core) risk-based capital | $16,754,000 | 3,741 |
| Tier 2 risk-based capital | $1,516,000 | 3,068 |
| Total risk weighted assets | $120,650,000 | 3,616 |
| Total unused commitments | $28,430,000 | 2,704 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 41 | 3,927 |
| Assets and Liabilities | ||
| Total Assets: | $210,556,000 | 2,982 |
| Cash and due from depository institutions | $3,357,000 | 3,927 |
| Interest-bearing balances | $150,000 | 4,269 |
| Securities | $1,484,000 | 7,899 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $168,646,000 | 2,612 |
| Loan loss allowance | $1,486,000 | 3,240 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,770,000 | 3,171 |
| Other real estate owned | $0 | 3,927 |
| Goodwill and other intangibles | $21,278,000 | 432 |
| All other assets | $12,021,000 | 1,543 |
| Life insurance assets | $5,013,000 | 1,225 |
| Total liabilities and capital | $210,556,000 | 2,982 |
| Total liabilities | $173,194,000 | 3,210 |
| Total deposits | $106,880,000 | 4,298 |
| Interest-bearing deposits | $93,395,000 | 4,216 |
| Deposits held in domestic offices | $106,880,000 | 4,296 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,555,000 | 976 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $48,240,000 | 1,054 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,519,000 | 3,017 |
| Total equity capital | $37,362,000 | 1,874 |
| Total bank equity capital | $37,362,000 | 1,874 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $7,440,000 | 683 |
| Surplus | $35,865,000 | 871 |
| Undivided profits | $-5,943,000 | 8,439 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $801,000 | 3,750 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $656,000 | 5,316 |
| Earning assets | $170,280,000 | 3,347 |
| Long-term assets (5+ years) | $115,091,000 | 1,023 |
| Average Assets, year-to-date | $216,159,200 | 2,825 |
| Average Assets, quarterly | $212,499,000 | 2,934 |
| Volatile liabilities | $46,401,000 | 2,783 |
| Insider loans | $2,252,000 | 2,821 |
| FHLB advances | $48,240,000 | 980 |
| Loans and leases held for sale | $206,000 | 1,488 |
| Unused loan commitments | $27,421,000 | 2,746 |
| Tier 1 (core) risk-based capital | $16,078,000 | 3,854 |
| Tier 2 risk-based capital | $1,486,000 | 3,085 |
| Total risk weighted assets | $126,055,000 | 3,489 |
| Total unused commitments | $27,421,000 | 2,747 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 43 | 3,759 |
| Assets and Liabilities | ||
| Total Assets: | $214,442,000 | 2,898 |
| Cash and due from depository institutions | $2,977,000 | 3,759 |
| Interest-bearing balances | $47,000 | 5,348 |
| Securities | $3,356,000 | 7,517 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $169,859,000 | 2,559 |
| Loan loss allowance | $1,325,000 | 3,463 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,690,000 | 3,166 |
| Other real estate owned | $0 | 3,759 |
| Goodwill and other intangibles | $21,368,000 | 429 |
| All other assets | $13,192,000 | 1,399 |
| Life insurance assets | $4,958,000 | 1,197 |
| Total liabilities and capital | $214,442,000 | 2,898 |
| Total liabilities | $177,541,000 | 3,107 |
| Total deposits | $108,973,000 | 4,190 |
| Interest-bearing deposits | $96,916,000 | 4,083 |
| Deposits held in domestic offices | $108,973,000 | 4,187 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,704,000 | 959 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $51,358,000 | 904 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,506,000 | 3,101 |
| Total equity capital | $36,901,000 | 1,867 |
| Total bank equity capital | $36,901,000 | 1,867 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $7,440,000 | 654 |
| Surplus | $35,865,000 | 852 |
| Undivided profits | $-6,404,000 | 8,507 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $832,000 | 3,454 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $886,000 | 4,630 |
| Earning assets | $173,262,000 | 3,272 |
| Long-term assets (5+ years) | $112,269,000 | 1,016 |
| Average Assets, year-to-date | $217,560,000 | 2,808 |
| Average Assets, quarterly | $214,118,500 | 2,883 |
| Volatile liabilities | $45,153,000 | 2,793 |
| Insider loans | $2,229,000 | 2,822 |
| FHLB advances | $51,358,000 | 832 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $32,866,000 | 2,454 |
| Tier 1 (core) risk-based capital | $15,534,000 | 3,962 |
| Tier 2 risk-based capital | $1,325,000 | 3,323 |
| Total risk weighted assets | $127,337,000 | 3,428 |
| Total unused commitments | $32,866,000 | 2,454 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 42 | 3,891 |
| Assets and Liabilities | ||
| Total Assets: | $213,795,000 | 2,916 |
| Cash and due from depository institutions | $5,356,000 | 3,891 |
| Interest-bearing balances | $77,000 | 5,045 |
| Securities | $3,381,000 | 7,563 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $167,485,000 | 2,581 |
| Loan loss allowance | $1,335,000 | 3,451 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,645,000 | 3,175 |
| Other real estate owned | $83,000 | 3,891 |
| Goodwill and other intangibles | $21,463,000 | 441 |
| All other assets | $12,382,000 | 1,482 |
| Life insurance assets | $4,712,000 | 1,247 |
| Total liabilities and capital | $213,795,000 | 2,916 |
| Total liabilities | $175,750,000 | 3,133 |
| Total deposits | $116,001,000 | 4,037 |
| Interest-bearing deposits | $103,112,000 | 3,913 |
| Deposits held in domestic offices | $116,001,000 | 4,035 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,221,000 | 1,503 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $51,553,000 | 857 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,975,000 | 2,364 |
| Total equity capital | $38,045,000 | 1,795 |
| Total bank equity capital | $38,045,000 | 1,795 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $7,440,000 | 649 |
| Surplus | $35,865,000 | 857 |
| Undivided profits | $-5,260,000 | 8,536 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $821,000 | 3,253 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $832,000 | 4,592 |
| Earning assets | $170,943,000 | 3,278 |
| Long-term assets (5+ years) | $114,676,000 | 986 |
| Average Assets, year-to-date | $218,599,330 | 2,828 |
| Average Assets, quarterly | $215,677,000 | 2,876 |
| Volatile liabilities | $29,484,000 | 3,754 |
| Insider loans | $2,200,000 | 2,835 |
| FHLB advances | $51,553,000 | 783 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $23,570,000 | 3,091 |
| Tier 1 (core) risk-based capital | $16,595,000 | 3,712 |
| Tier 2 risk-based capital | $1,335,000 | 3,309 |
| Total risk weighted assets | $123,075,000 | 3,490 |
| Total unused commitments | $23,570,000 | 3,092 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 45 | 3,648 |
| Assets and Liabilities | ||
| Total Assets: | $217,559,000 | 2,866 |
| Cash and due from depository institutions | $3,498,000 | 3,648 |
| Interest-bearing balances | $99,000 | 4,827 |
| Securities | $3,477,000 | 7,588 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $173,029,000 | 2,492 |
| Loan loss allowance | $1,426,000 | 3,285 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,679,000 | 3,132 |
| Other real estate owned | $83,000 | 3,648 |
| Goodwill and other intangibles | $21,552,000 | 424 |
| All other assets | $12,241,000 | 1,436 |
| Life insurance assets | $4,666,000 | 1,238 |
| Total liabilities and capital | $217,559,000 | 2,866 |
| Total liabilities | $179,592,000 | 3,076 |
| Total deposits | $115,859,000 | 4,030 |
| Interest-bearing deposits | $104,765,000 | 3,877 |
| Deposits held in domestic offices | $115,859,000 | 4,029 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,880,000 | 1,361 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $54,593,000 | 796 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,260,000 | 2,197 |
| Total equity capital | $37,967,000 | 1,800 |
| Total bank equity capital | $37,967,000 | 1,800 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $7,440,000 | 632 |
| Surplus | $35,865,000 | 837 |
| Undivided profits | $-5,338,000 | 8,582 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,393,000 | 2,219 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $860,000 | 4,318 |
| Earning assets | $176,605,000 | 3,182 |
| Long-term assets (5+ years) | $117,139,000 | 948 |
| Average Assets, year-to-date | $221,001,500 | 2,805 |
| Average Assets, quarterly | $221,001,500 | 2,805 |
| Volatile liabilities | $27,006,000 | 3,884 |
| Insider loans | $2,016,000 | 2,974 |
| FHLB advances | $54,593,000 | 733 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $22,899,000 | 3,102 |
| Tier 1 (core) risk-based capital | $16,398,000 | 3,730 |
| Tier 2 risk-based capital | $1,426,000 | 3,129 |
| Total risk weighted assets | $128,777,000 | 3,347 |
| Total unused commitments | $22,899,000 | 3,104 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 51 | 3,301 |
| Assets and Liabilities | ||
| Total Assets: | $224,444,000 | 2,776 |
| Cash and due from depository institutions | $4,754,000 | 3,301 |
| Interest-bearing balances | $164,000 | 4,237 |
| Securities | $3,531,000 | 7,591 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $178,634,000 | 2,423 |
| Loan loss allowance | $1,460,000 | 3,202 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,701,000 | 3,063 |
| Other real estate owned | $83,000 | 3,301 |
| Goodwill and other intangibles | $21,507,000 | 409 |
| All other assets | $12,234,000 | 1,448 |
| Life insurance assets | $4,621,000 | 1,226 |
| Total liabilities and capital | $224,444,000 | 2,776 |
| Total liabilities | $186,890,000 | 2,958 |
| Total deposits | $115,394,000 | 4,013 |
| Interest-bearing deposits | $102,460,000 | 3,871 |
| Deposits held in domestic offices | $115,394,000 | 4,011 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,500,000 | 987 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $54,765,000 | 826 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,231,000 | 2,196 |
| Total equity capital | $37,554,000 | 1,780 |
| Total bank equity capital | $37,554,000 | 1,780 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $7,440,000 | 622 |
| Surplus | $35,865,000 | 818 |
| Undivided profits | $-5,751,000 | 8,624 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,816,000 | 1,668 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $794,000 | 4,724 |
| Earning assets | $182,329,000 | 3,075 |
| Long-term assets (5+ years) | $123,549,000 | 884 |
| Average Assets, year-to-date | $217,117,000 | 2,763 |
| Average Assets, quarterly | $224,538,000 | 2,757 |
| Volatile liabilities | $34,299,000 | 3,436 |
| Insider loans | $2,490,000 | 2,549 |
| FHLB advances | $54,765,000 | 757 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $23,516,000 | 3,028 |
| Tier 1 (core) risk-based capital | $16,019,000 | 3,732 |
| Tier 2 risk-based capital | $1,460,000 | 3,065 |
| Total risk weighted assets | $134,311,000 | 3,209 |
| Total unused commitments | $23,516,000 | 3,028 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 52 | 3,252 |
| Assets and Liabilities | ||
| Total Assets: | $224,632,000 | 2,759 |
| Cash and due from depository institutions | $3,826,000 | 3,252 |
| Interest-bearing balances | $1,357,000 | 2,129 |
| Securities | $3,823,000 | 7,613 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $179,923,000 | 2,417 |
| Loan loss allowance | $1,486,000 | 3,157 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,940,000 | 2,905 |
| Other real estate owned | $83,000 | 3,252 |
| Goodwill and other intangibles | $20,604,000 | 420 |
| All other assets | $12,433,000 | 1,446 |
| Life insurance assets | $4,574,000 | 1,206 |
| Total liabilities and capital | $224,632,000 | 2,759 |
| Total liabilities | $187,541,000 | 2,925 |
| Total deposits | $117,393,000 | 3,924 |
| Interest-bearing deposits | $101,727,000 | 3,866 |
| Deposits held in domestic offices | $117,393,000 | 3,920 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,925,000 | 1,046 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $54,936,000 | 859 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,287,000 | 2,110 |
| Total equity capital | $37,091,000 | 1,781 |
| Total bank equity capital | $37,091,000 | 1,781 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $7,440,000 | 604 |
| Surplus | $35,336,000 | 815 |
| Undivided profits | $-5,685,000 | 8,684 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,274,000 | 1,331 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $822,000 | 4,626 |
| Earning assets | $185,103,000 | 3,014 |
| Long-term assets (5+ years) | $124,505,000 | 882 |
| Average Assets, year-to-date | $215,285,250 | 2,794 |
| Average Assets, quarterly | $225,615,500 | 2,733 |
| Volatile liabilities | $31,492,000 | 3,633 |
| Insider loans | $2,322,000 | 2,668 |
| FHLB advances | $54,936,000 | 788 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $21,182,000 | 3,267 |
| Tier 1 (core) risk-based capital | $16,451,000 | 3,630 |
| Tier 2 risk-based capital | $1,486,000 | 3,008 |
| Total risk weighted assets | $131,893,000 | 3,228 |
| Total unused commitments | $21,182,000 | 3,268 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 50 | 3,352 |
| Assets and Liabilities | ||
| Total Assets: | $226,599,000 | 2,736 |
| Cash and due from depository institutions | $7,675,000 | 3,352 |
| Interest-bearing balances | $2,267,000 | 1,685 |
| Securities | $3,932,000 | 7,623 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $180,823,000 | 2,388 |
| Loan loss allowance | $1,493,000 | 3,130 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,727,000 | 3,006 |
| Other real estate owned | $83,000 | 3,352 |
| Goodwill and other intangibles | $17,849,000 | 450 |
| All other assets | $12,510,000 | 1,429 |
| Life insurance assets | $4,528,000 | 1,192 |
| Total liabilities and capital | $226,599,000 | 2,736 |
| Total liabilities | $186,495,000 | 2,920 |
| Total deposits | $119,779,000 | 3,840 |
| Interest-bearing deposits | $98,685,000 | 3,912 |
| Deposits held in domestic offices | $119,779,000 | 3,837 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,210,000 | 2,365 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $62,500,000 | 781 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,006,000 | 2,151 |
| Total equity capital | $40,104,000 | 1,581 |
| Total bank equity capital | $40,104,000 | 1,581 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $7,440,000 | 578 |
| Surplus | $32,536,000 | 889 |
| Undivided profits | $128,000 | 7,788 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,367,000 | 1,156 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $766,000 | 4,463 |
| Earning assets | $187,022,000 | 2,968 |
| Long-term assets (5+ years) | $124,205,000 | 860 |
| Average Assets, year-to-date | $212,169,670 | 2,834 |
| Average Assets, quarterly | $216,515,500 | 2,809 |
| Volatile liabilities | $25,775,000 | 4,017 |
| Insider loans | $2,553,000 | 2,452 |
| FHLB advances | $62,500,000 | 709 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $21,828,000 | 3,215 |
| Tier 1 (core) risk-based capital | $22,264,000 | 2,709 |
| Tier 2 risk-based capital | $1,493,000 | 2,969 |
| Total risk weighted assets | $132,938,000 | 3,175 |
| Total unused commitments | $21,828,000 | 3,216 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 59 | 2,945 |
| Assets and Liabilities | ||
| Total Assets: | $206,432,000 | 2,926 |
| Cash and due from depository institutions | $5,438,000 | 2,945 |
| Interest-bearing balances | $755,000 | 2,831 |
| Securities | $4,266,000 | 7,585 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $180,518,000 | 2,349 |
| Loan loss allowance | $788,000 | 4,802 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,798,000 | 2,897 |
| Other real estate owned | $83,000 | 2,945 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $12,329,000 | 1,396 |
| Life insurance assets | $4,481,000 | 1,171 |
| Total liabilities and capital | $206,432,000 | 2,926 |
| Total liabilities | $182,471,000 | 2,950 |
| Total deposits | $121,938,000 | 3,775 |
| Interest-bearing deposits | $117,391,000 | 3,392 |
| Deposits held in domestic offices | $121,938,000 | 3,771 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $56,506,000 | 809 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,027,000 | 1,234 |
| Total equity capital | $23,961,000 | 2,581 |
| Total bank equity capital | $23,961,000 | 2,581 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $7,440,000 | 564 |
| Surplus | $203,000 | 7,845 |
| Undivided profits | $16,318,000 | 1,989 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,350,000 | 1,129 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $817,000 | 4,059 |
| Earning assets | $185,539,000 | 2,964 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $204,955,000 | 2,918 |
| Average Assets, quarterly | $204,955,000 | 2,918 |
| Volatile liabilities | $101,901,000 | 1,372 |
| Insider loans | $2,990,000 | 2,149 |
| FHLB advances | $56,506,000 | 738 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $21,729,000 | 3,188 |
| Tier 1 (core) risk-based capital | $24,016,000 | 2,508 |
| Tier 2 risk-based capital | $788,000 | 4,571 |
| Total risk weighted assets | $139,193,000 | 3,025 |
| Total unused commitments | $21,729,000 | 3,189 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 59 | 2,933 |
| Assets and Liabilities | ||
| Total Assets: | $203,478,000 | 2,941 |
| Cash and due from depository institutions | $5,904,000 | 2,933 |
| Interest-bearing balances | $1,884,000 | 1,995 |
| Securities | $4,160,000 | 7,649 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $177,865,000 | 2,345 |
| Loan loss allowance | $785,000 | 4,801 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,881,000 | 2,811 |
| Other real estate owned | $0 | 2,933 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $11,668,000 | 1,459 |
| Life insurance assets | $4,447,000 | 140 |
| Total liabilities and capital | $203,478,000 | 2,941 |
| Total liabilities | $180,022,000 | 2,956 |
| Total deposits | $120,566,000 | 3,776 |
| Interest-bearing deposits | $116,019,000 | 3,379 |
| Deposits held in domestic offices | $120,566,000 | 3,772 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $56,195,000 | 833 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,261,000 | 1,462 |
| Total equity capital | $23,456,000 | 2,594 |
| Total bank equity capital | $23,456,000 | 2,594 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $7,440,000 | 550 |
| Surplus | $203,000 | 7,886 |
| Undivided profits | $15,813,000 | 2,048 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,317,000 | 1,863 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $775,000 | 4,289 |
| Earning assets | $183,909,000 | 2,956 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $195,619,200 | 2,910 |
| Average Assets, quarterly | $201,659,500 | 2,926 |
| Volatile liabilities | $100,006,000 | 1,371 |
| Insider loans | $2,828,000 | 2,210 |
| FHLB advances | $56,195,000 | 759 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $22,623,000 | 3,061 |
| Tier 1 (core) risk-based capital | $23,497,000 | 2,506 |
| Tier 2 risk-based capital | $785,000 | 4,560 |
| Total risk weighted assets | $136,603,000 | 3,044 |
| Total unused commitments | $22,623,000 | 3,061 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 60 | 2,876 |
| Assets and Liabilities | ||
| Total Assets: | $199,841,000 | 2,928 |
| Cash and due from depository institutions | $5,912,000 | 2,876 |
| Interest-bearing balances | $2,335,000 | 1,826 |
| Securities | $4,261,000 | 7,662 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $173,901,000 | 2,353 |
| Loan loss allowance | $751,000 | 4,923 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,967,000 | 2,710 |
| Other real estate owned | $0 | 2,876 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $11,800,000 | 1,407 |
| Life insurance assets | $4,405,000 | 137 |
| Total liabilities and capital | $199,841,000 | 2,928 |
| Total liabilities | $176,915,000 | 2,952 |
| Total deposits | $124,526,000 | 3,616 |
| Interest-bearing deposits | $118,346,000 | 3,260 |
| Deposits held in domestic offices | $124,526,000 | 3,612 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $49,381,000 | 924 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,008,000 | 1,504 |
| Total equity capital | $22,926,000 | 2,627 |
| Total bank equity capital | $22,926,000 | 2,627 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $7,440,000 | 523 |
| Surplus | $203,000 | 7,908 |
| Undivided profits | $15,283,000 | 2,117 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $906,000 | 2,591 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $773,000 | 4,268 |
| Earning assets | $180,497,000 | 2,943 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $193,654,500 | 2,922 |
| Average Assets, quarterly | $199,396,500 | 2,905 |
| Volatile liabilities | $98,522,000 | 1,331 |
| Insider loans | $2,807,000 | 2,207 |
| FHLB advances | $49,381,000 | 844 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $22,017,000 | 3,081 |
| Tier 1 (core) risk-based capital | $22,956,000 | 2,527 |
| Tier 2 risk-based capital | $751,000 | 4,644 |
| Total risk weighted assets | $135,242,000 | 3,010 |
| Total unused commitments | $22,017,000 | 3,083 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 60 | 2,851 |
| Assets and Liabilities | ||
| Total Assets: | $198,952,000 | 2,906 |
| Cash and due from depository institutions | $8,992,000 | 2,851 |
| Interest-bearing balances | $3,835,000 | 1,295 |
| Securities | $4,421,000 | 7,666 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $170,031,000 | 2,335 |
| Loan loss allowance | $725,000 | 4,970 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,054,000 | 2,612 |
| Other real estate owned | $0 | 2,851 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $11,454,000 | 1,399 |
| Life insurance assets | $4,362,000 | 136 |
| Total liabilities and capital | $198,952,000 | 2,906 |
| Total liabilities | $175,330,000 | 2,924 |
| Total deposits | $127,445,000 | 3,502 |
| Interest-bearing deposits | $118,946,000 | 3,206 |
| Deposits held in domestic offices | $127,445,000 | 3,499 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $46,123,000 | 984 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,762,000 | 2,165 |
| Total equity capital | $23,622,000 | 2,506 |
| Total bank equity capital | $23,622,000 | 2,506 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $7,440,000 | 502 |
| Surplus | $203,000 | 7,910 |
| Undivided profits | $15,979,000 | 2,035 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $746,000 | 2,862 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $734,000 | 4,115 |
| Earning assets | $178,287,000 | 2,938 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $191,592,330 | 2,935 |
| Average Assets, quarterly | $194,049,500 | 2,926 |
| Volatile liabilities | $98,104,000 | 1,300 |
| Insider loans | $2,871,000 | 2,120 |
| FHLB advances | $46,123,000 | 908 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $34,945,000 | 2,202 |
| Tier 1 (core) risk-based capital | $23,628,000 | 2,408 |
| Tier 2 risk-based capital | $725,000 | 4,705 |
| Total risk weighted assets | $134,657,000 | 2,938 |
| Total unused commitments | $34,945,000 | 2,202 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 58 | 2,920 |
| Assets and Liabilities | ||
| Total Assets: | $189,147,000 | 2,999 |
| Cash and due from depository institutions | $4,911,000 | 2,920 |
| Interest-bearing balances | $1,181,000 | 2,552 |
| Securities | $4,684,000 | 7,665 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $163,584,000 | 2,372 |
| Loan loss allowance | $646,000 | 5,339 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,136,000 | 2,525 |
| Other real estate owned | $158,000 | 2,920 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $11,674,000 | 1,361 |
| Life insurance assets | $4,318,000 | 135 |
| Total liabilities and capital | $189,146,000 | 2,999 |
| Total liabilities | $166,036,000 | 3,048 |
| Total deposits | $122,966,000 | 3,610 |
| Interest-bearing deposits | $116,319,000 | 3,281 |
| Deposits held in domestic offices | $122,966,000 | 3,607 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $40,914,000 | 1,031 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,156,000 | 1,849 |
| Total equity capital | $23,110,000 | 2,486 |
| Total bank equity capital | $23,110,000 | 2,486 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $7,440,000 | 484 |
| Surplus | $203,000 | 7,965 |
| Undivided profits | $15,467,000 | 2,055 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $844,000 | 2,665 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $716,000 | 4,075 |
| Earning assets | $169,449,000 | 3,049 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $187,912,500 | 2,996 |
| Average Assets, quarterly | $187,912,500 | 2,996 |
| Volatile liabilities | $87,170,000 | 1,384 |
| Insider loans | $2,892,000 | 2,077 |
| FHLB advances | $40,914,000 | 948 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $27,081,000 | 2,559 |
| Tier 1 (core) risk-based capital | $23,144,000 | 2,409 |
| Tier 2 risk-based capital | $646,000 | 5,053 |
| Total risk weighted assets | $133,258,000 | 2,928 |
| Total unused commitments | $27,081,000 | 2,564 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 60 | 2,845 |
| Assets and Liabilities | ||
| Total Assets: | $186,678,000 | 3,016 |
| Cash and due from depository institutions | $6,243,000 | 2,845 |
| Interest-bearing balances | $3,838,000 | 1,355 |
| Securities | $5,471,000 | 7,516 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $159,081,000 | 2,409 |
| Loan loss allowance | $838,000 | 4,533 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,212,000 | 2,463 |
| Other real estate owned | $0 | 2,845 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $11,671,000 | 1,326 |
| Life insurance assets | $4,281,000 | 138 |
| Total liabilities and capital | $186,678,000 | 3,016 |
| Total liabilities | $163,991,000 | 3,068 |
| Total deposits | $110,293,000 | 3,926 |
| Interest-bearing deposits | $103,718,000 | 3,571 |
| Deposits held in domestic offices | $110,293,000 | 3,922 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $52,621,000 | 865 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,077,000 | 2,959 |
| Total equity capital | $22,687,000 | 2,538 |
| Total bank equity capital | $22,687,000 | 2,538 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $7,440,000 | 470 |
| Surplus | $203,000 | 8,000 |
| Undivided profits | $15,044,000 | 2,138 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,055,000 | 2,307 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $739,000 | 3,968 |
| Earning assets | $168,390,000 | 3,058 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $189,946,600 | 2,884 |
| Average Assets, quarterly | $189,810,000 | 2,970 |
| Volatile liabilities | $87,804,000 | 1,346 |
| Insider loans | $2,988,000 | 2,002 |
| FHLB advances | $52,621,000 | 784 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $25,740,000 | 2,548 |
| Tier 1 (core) risk-based capital | $22,690,000 | 2,423 |
| Tier 2 risk-based capital | $838,000 | 4,272 |
| Total risk weighted assets | $133,579,000 | 2,886 |
| Total unused commitments | $25,740,000 | 2,549 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 58 | 2,918 |
| Assets and Liabilities | ||
| Total Assets: | $192,942,000 | 2,932 |
| Cash and due from depository institutions | $7,980,000 | 2,918 |
| Interest-bearing balances | $3,836,000 | 1,413 |
| Securities | $15,827,000 | 5,378 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $152,710,000 | 2,457 |
| Loan loss allowance | $1,046,000 | 3,891 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,306,000 | 2,368 |
| Other real estate owned | $0 | 2,918 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $12,119,000 | 1,264 |
| Life insurance assets | $4,242,000 | 136 |
| Total liabilities and capital | $192,943,000 | 2,932 |
| Total liabilities | $170,702,000 | 2,953 |
| Total deposits | $109,933,000 | 3,874 |
| Interest-bearing deposits | $103,689,000 | 3,543 |
| Deposits held in domestic offices | $109,933,000 | 3,871 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $59,826,000 | 786 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $943,000 | 3,327 |
| Total equity capital | $22,241,000 | 2,577 |
| Total bank equity capital | $22,241,000 | 2,577 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $7,440,000 | 468 |
| Surplus | $203,000 | 8,024 |
| Undivided profits | $14,598,000 | 2,218 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,374,000 | 1,978 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $891,000 | 3,500 |
| Earning assets | $172,373,000 | 2,977 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $190,763,750 | 2,871 |
| Average Assets, quarterly | $191,780,500 | 2,915 |
| Volatile liabilities | $98,446,000 | 1,198 |
| Insider loans | $2,878,000 | 2,027 |
| FHLB advances | $59,826,000 | 711 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $25,347,000 | 2,556 |
| Tier 1 (core) risk-based capital | $22,224,000 | 2,437 |
| Tier 2 risk-based capital | $1,046,000 | 3,654 |
| Total risk weighted assets | $126,109,000 | 2,991 |
| Total unused commitments | $25,347,000 | 2,560 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 60 | 2,858 |
| Assets and Liabilities | ||
| Total Assets: | $190,619,000 | 2,924 |
| Cash and due from depository institutions | $10,875,000 | 2,858 |
| Interest-bearing balances | $6,793,000 | 883 |
| Securities | $16,242,000 | 5,354 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $147,842,000 | 2,485 |
| Loan loss allowance | $1,048,000 | 3,869 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,399,000 | 2,285 |
| Other real estate owned | $0 | 2,858 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $11,261,000 | 1,359 |
| Life insurance assets | $4,217,000 | 135 |
| Total liabilities and capital | $190,619,000 | 2,924 |
| Total liabilities | $168,580,000 | 2,949 |
| Total deposits | $114,585,000 | 3,751 |
| Interest-bearing deposits | $108,163,000 | 3,415 |
| Deposits held in domestic offices | $114,585,000 | 3,747 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $53,295,000 | 863 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $700,000 | 3,750 |
| Total equity capital | $22,039,000 | 2,496 |
| Total bank equity capital | $22,039,000 | 2,496 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $7,440,000 | 460 |
| Surplus | $203,000 | 8,077 |
| Undivided profits | $14,396,000 | 2,137 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $964,000 | 2,677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $732,000 | 3,883 |
| Earning assets | $170,877,000 | 2,968 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $190,037,670 | 2,880 |
| Average Assets, quarterly | $189,685,000 | 2,906 |
| Volatile liabilities | $95,130,000 | 1,180 |
| Insider loans | $2,901,000 | 1,985 |
| FHLB advances | $53,295,000 | 783 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $20,294,000 | 2,970 |
| Tier 1 (core) risk-based capital | $22,038,000 | 2,415 |
| Tier 2 risk-based capital | $1,048,000 | 3,607 |
| Total risk weighted assets | $122,719,000 | 3,032 |
| Total unused commitments | $20,294,000 | 2,973 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 64 | 2,679 |
| Assets and Liabilities | ||
| Total Assets: | $188,751,000 | 2,922 |
| Cash and due from depository institutions | $7,612,000 | 2,679 |
| Interest-bearing balances | $4,245,000 | 1,486 |
| Securities | $17,874,000 | 5,072 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $147,938,000 | 2,424 |
| Loan loss allowance | $918,000 | 4,220 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,500,000 | 2,202 |
| Other real estate owned | $0 | 2,679 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $10,827,000 | 1,316 |
| Life insurance assets | $4,168,000 | 139 |
| Total liabilities and capital | $188,751,000 | 2,922 |
| Total liabilities | $166,907,000 | 2,942 |
| Total deposits | $115,119,000 | 3,737 |
| Interest-bearing deposits | $108,322,000 | 3,396 |
| Deposits held in domestic offices | $115,119,000 | 3,732 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $50,646,000 | 825 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,142,000 | 2,935 |
| Total equity capital | $21,844,000 | 2,570 |
| Total bank equity capital | $21,844,000 | 2,570 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $7,440,000 | 451 |
| Surplus | $203,000 | 8,109 |
| Undivided profits | $14,201,000 | 2,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,476,000 | 1,947 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $881,000 | 3,252 |
| Earning assets | $170,057,000 | 2,974 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $189,747,000 | 2,895 |
| Average Assets, quarterly | $189,747,000 | 2,895 |
| Volatile liabilities | $89,461,000 | 1,189 |
| Insider loans | $2,984,000 | 1,894 |
| FHLB advances | $50,646,000 | 746 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $17,795,000 | 3,163 |
| Tier 1 (core) risk-based capital | $21,728,000 | 2,409 |
| Tier 2 risk-based capital | $918,000 | 3,940 |
| Total risk weighted assets | $123,456,000 | 2,946 |
| Total unused commitments | $17,795,000 | 3,169 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 63 | 2,738 |
| Assets and Liabilities | ||
| Total Assets: | $190,743,000 | 2,898 |
| Cash and due from depository institutions | $6,136,000 | 2,738 |
| Interest-bearing balances | $2,218,000 | 2,073 |
| Securities | $20,047,000 | 4,807 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $148,261,000 | 2,397 |
| Loan loss allowance | $860,000 | 4,398 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,496,000 | 2,190 |
| Other real estate owned | $0 | 2,738 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $11,803,000 | 1,247 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $190,743,000 | 2,898 |
| Total liabilities | $167,847,000 | 2,939 |
| Total deposits | $115,842,000 | 3,691 |
| Interest-bearing deposits | $109,067,000 | 3,364 |
| Deposits held in domestic offices | $115,842,000 | 3,688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $50,876,000 | 851 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,129,000 | 2,865 |
| Total equity capital | $22,896,000 | 2,404 |
| Total bank equity capital | $22,896,000 | 2,404 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $7,440,000 | 456 |
| Surplus | $203,000 | 8,163 |
| Undivided profits | $15,253,000 | 2,096 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,743,000 | 1,727 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $805,000 | 3,653 |
| Earning assets | $170,526,000 | 2,947 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $207,280,400 | 2,609 |
| Average Assets, quarterly | $196,139,000 | 2,792 |
| Volatile liabilities | $89,730,000 | 1,199 |
| Insider loans | $2,972,000 | 1,878 |
| FHLB advances | $50,876,000 | 761 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $17,834,000 | 3,066 |
| Tier 1 (core) risk-based capital | $22,847,000 | 2,283 |
| Tier 2 risk-based capital | $860,000 | 4,110 |
| Total risk weighted assets | $123,278,000 | 2,956 |
| Total unused commitments | $17,834,000 | 3,068 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 62 | 2,788 |
| Assets and Liabilities | ||
| Total Assets: | $201,535,000 | 2,744 |
| Cash and due from depository institutions | $15,005,000 | 2,788 |
| Interest-bearing balances | $9,825,000 | 782 |
| Securities | $23,168,000 | 4,357 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $149,545,000 | 2,347 |
| Loan loss allowance | $857,000 | 4,420 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,587,000 | 2,121 |
| Other real estate owned | $115,000 | 2,788 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $9,115,000 | 1,566 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $201,535,000 | 2,744 |
| Total liabilities | $179,058,000 | 2,760 |
| Total deposits | $125,793,000 | 3,428 |
| Interest-bearing deposits | $119,148,000 | 3,123 |
| Deposits held in domestic offices | $125,793,000 | 3,425 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $52,104,000 | 822 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,161,000 | 2,926 |
| Total equity capital | $22,477,000 | 2,445 |
| Total bank equity capital | $22,477,000 | 2,445 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $7,440,000 | 454 |
| Surplus | $203,000 | 8,213 |
| Undivided profits | $14,834,000 | 2,150 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,024,000 | 1,074 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $826,000 | 3,742 |
| Earning assets | $182,538,000 | 2,749 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $211,414,750 | 2,574 |
| Average Assets, quarterly | $203,936,500 | 2,706 |
| Volatile liabilities | $98,027,000 | 1,084 |
| Insider loans | $2,400,000 | 2,224 |
| FHLB advances | $52,104,000 | 737 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $14,016,000 | 3,537 |
| Tier 1 (core) risk-based capital | $22,411,000 | 2,331 |
| Tier 2 risk-based capital | $857,000 | 4,119 |
| Total risk weighted assets | $131,066,000 | 2,783 |
| Total unused commitments | $14,016,000 | 3,542 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 64 | 2,720 |
| Assets and Liabilities | ||
| Total Assets: | $206,338,000 | 2,673 |
| Cash and due from depository institutions | $15,834,000 | 2,720 |
| Interest-bearing balances | $10,848,000 | 771 |
| Securities | $17,408,000 | 5,068 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $158,752,000 | 2,191 |
| Loan loss allowance | $862,000 | 4,358 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,655,000 | 2,060 |
| Other real estate owned | $192,000 | 2,720 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $9,497,000 | 1,453 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $206,338,000 | 2,673 |
| Total liabilities | $182,429,000 | 2,703 |
| Total deposits | $118,222,000 | 3,611 |
| Interest-bearing deposits | $110,513,000 | 3,309 |
| Deposits held in domestic offices | $118,222,000 | 3,607 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $63,329,000 | 707 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $878,000 | 3,612 |
| Total equity capital | $23,909,000 | 2,300 |
| Total bank equity capital | $23,909,000 | 2,300 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $7,440,000 | 447 |
| Surplus | $203,000 | 8,237 |
| Undivided profits | $16,266,000 | 2,004 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,827,000 | 854 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $842,000 | 3,543 |
| Earning assets | $187,008,000 | 2,686 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $214,708,000 | 2,525 |
| Average Assets, quarterly | $212,842,000 | 2,582 |
| Volatile liabilities | $99,846,000 | 1,060 |
| Insider loans | $3,213,000 | 1,721 |
| FHLB advances | $63,329,000 | 628 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $12,715,000 | 3,680 |
| Tier 1 (core) risk-based capital | $23,853,000 | 2,158 |
| Tier 2 risk-based capital | $862,000 | 4,065 |
| Total risk weighted assets | $140,161,000 | 2,550 |
| Total unused commitments | $12,715,000 | 3,693 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 63 | 2,733 |
| Assets and Liabilities | ||
| Total Assets: | $219,346,000 | 2,486 |
| Cash and due from depository institutions | $15,940,000 | 2,733 |
| Interest-bearing balances | $10,912,000 | 778 |
| Securities | $19,758,000 | 4,700 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $170,809,000 | 2,005 |
| Loan loss allowance | $837,000 | 4,410 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,737,000 | 1,979 |
| Other real estate owned | $310,000 | 2,733 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $7,792,000 | 1,658 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $219,346,000 | 2,486 |
| Total liabilities | $193,513,000 | 2,543 |
| Total deposits | $121,029,000 | 3,500 |
| Interest-bearing deposits | $113,522,000 | 3,223 |
| Deposits held in domestic offices | $121,029,000 | 3,496 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $71,405,000 | 629 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,079,000 | 3,170 |
| Total equity capital | $25,833,000 | 2,067 |
| Total bank equity capital | $25,833,000 | 2,067 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $7,440,000 | 437 |
| Surplus | $203,000 | 8,275 |
| Undivided profits | $18,190,000 | 1,754 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,422,000 | 1,352 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $863,000 | 3,477 |
| Earning assets | $201,479,000 | 2,479 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $218,893,000 | 2,469 |
| Average Assets, quarterly | $218,893,000 | 2,469 |
| Volatile liabilities | $109,283,000 | 962 |
| Insider loans | $45,000 | 7,920 |
| FHLB advances | $71,405,000 | 554 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $12,960,000 | 3,595 |
| Tier 1 (core) risk-based capital | $25,833,000 | 1,930 |
| Tier 2 risk-based capital | $837,000 | 4,105 |
| Total risk weighted assets | $143,594,000 | 2,456 |
| Total unused commitments | $12,960,000 | 3,613 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 62 | 2,734 |
| Assets and Liabilities | ||
| Total Assets: | $218,440,000 | 2,471 |
| Cash and due from depository institutions | $15,467,000 | 2,734 |
| Interest-bearing balances | $11,951,000 | 658 |
| Securities | $7,138,000 | 7,247 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $182,968,000 | 1,869 |
| Loan loss allowance | $903,000 | 4,113 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,836,000 | 1,909 |
| Other real estate owned | $551,000 | 2,734 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $7,480,000 | 1,670 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $218,440,000 | 2,471 |
| Total liabilities | $193,255,000 | 2,501 |
| Total deposits | $120,418,000 | 3,466 |
| Interest-bearing deposits | $107,936,000 | 3,305 |
| Deposits held in domestic offices | $120,418,000 | 3,463 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $71,665,000 | 622 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,172,000 | 3,039 |
| Total equity capital | $25,185,000 | 2,100 |
| Total bank equity capital | $25,185,000 | 2,100 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $7,440,000 | 433 |
| Surplus | $203,000 | 8,306 |
| Undivided profits | $17,542,000 | 1,782 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,926,000 | 1,607 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $885,000 | 3,565 |
| Earning assets | $202,057,000 | 2,436 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $219,666,200 | 2,330 |
| Average Assets, quarterly | $221,653,500 | 2,415 |
| Volatile liabilities | $109,936,000 | 947 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $71,665,000 | 545 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $13,268,000 | 3,445 |
| Tier 1 (core) risk-based capital | $25,185,000 | 1,942 |
| Tier 2 risk-based capital | $903,000 | 3,828 |
| Total risk weighted assets | $146,155,000 | 2,389 |
| Total unused commitments | $13,268,000 | 3,449 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 57 | 2,963 |
| Assets and Liabilities | ||
| Total Assets: | $216,134,000 | 2,355 |
| Cash and due from depository institutions | $3,608,000 | 2,963 |
| Interest-bearing balances | $1,294,000 | 2,711 |
| Securities | $1,239,000 | 9,072 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $200,358,000 | 1,648 |
| Loan loss allowance | $844,000 | 4,092 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,373,000 | 2,057 |
| Other real estate owned | $85,000 | 2,963 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $6,471,000 | 1,778 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $216,134,000 | 2,355 |
| Total liabilities | $193,685,000 | 2,385 |
| Total deposits | $112,155,000 | 3,558 |
| Interest-bearing deposits | $100,168,000 | 3,416 |
| Deposits held in domestic offices | $112,155,000 | 3,552 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $80,415,000 | 568 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,115,000 | 3,200 |
| Total equity capital | $22,449,000 | 2,203 |
| Total bank equity capital | $22,449,000 | 2,203 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $7,440,000 | 434 |
| Surplus | $203,000 | 8,524 |
| Undivided profits | $14,806,000 | 1,930 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,297,000 | 2,191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,067,000 | 3,251 |
| Earning assets | $202,891,000 | 2,293 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $214,531,600 | 2,259 |
| Average Assets, quarterly | $215,595,500 | 2,342 |
| Volatile liabilities | $111,476,000 | 909 |
| Insider loans | $2,666,000 | 1,846 |
| FHLB advances | $80,415,000 | 487 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $15,651,000 | 2,950 |
| Tier 1 (core) risk-based capital | $22,449,000 | 2,079 |
| Tier 2 risk-based capital | $844,000 | 3,847 |
| Total risk weighted assets | $156,512,000 | 2,132 |
| Total unused commitments | $15,651,000 | 2,956 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 56 | 3,034 |
| Assets and Liabilities | ||
| Total Assets: | $213,055,000 | 2,286 |
| Cash and due from depository institutions | $4,805,000 | 3,034 |
| Interest-bearing balances | $940,000 | 2,461 |
| Securities | $1,529,000 | 9,399 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $196,113,000 | 1,625 |
| Loan loss allowance | $889,000 | 3,830 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,114,000 | 2,132 |
| Other real estate owned | $60,000 | 3,034 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $6,434,000 | 1,471 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $213,055,000 | 2,286 |
| Total liabilities | $192,775,000 | 2,281 |
| Total deposits | $103,496,000 | 3,669 |
| Interest-bearing deposits | $92,765,000 | 3,537 |
| Deposits held in domestic offices | $103,496,000 | 3,665 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $88,625,000 | 505 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $654,000 | 4,903 |
| Total equity capital | $20,280,000 | 2,303 |
| Total bank equity capital | $20,280,000 | 2,303 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $7,440,000 | 442 |
| Surplus | $203,000 | 8,777 |
| Undivided profits | $12,637,000 | 2,131 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $339,000 | 4,636 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,051,000 | 2,591 |
| Earning assets | $198,582,000 | 2,250 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $204,169,000 | 2,251 |
| Average Assets, quarterly | $210,833,500 | 2,269 |
| Volatile liabilities | $114,372,000 | 897 |
| Insider loans | $2,128,000 | 2,204 |
| FHLB advances | $88,625,000 | 147 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $13,661,000 | 3,078 |
| Tier 1 (core) risk-based capital | $20,280,000 | 2,195 |
| Tier 2 risk-based capital | $889,000 | 3,612 |
| Total risk weighted assets | $130,563,000 | 2,419 |
| Total unused commitments | $13,661,000 | 3,079 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 53 | 3,277 |
| Assets and Liabilities | ||
| Total Assets: | $195,699,000 | 2,419 |
| Cash and due from depository institutions | $4,118,000 | 3,277 |
| Interest-bearing balances | $1,145,000 | 2,274 |
| Securities | $1,765,000 | 9,700 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $179,715,000 | 1,691 |
| Loan loss allowance | $890,000 | 3,771 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,388,000 | 2,548 |
| Other real estate owned | $0 | 3,277 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $6,713,000 | 1,412 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $195,699,000 | 2,419 |
| Total liabilities | $177,606,000 | 2,416 |
| Total deposits | $104,125,000 | 3,601 |
| Interest-bearing deposits | $97,074,000 | 3,343 |
| Deposits held in domestic offices | $104,125,000 | 3,599 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $72,823,000 | 590 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $658,000 | 4,470 |
| Total equity capital | $18,093,000 | 2,431 |
| Total bank equity capital | $18,093,000 | 2,431 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $7,425,000 | 477 |
| Surplus | $73,000 | 9,393 |
| Undivided profits | $10,595,000 | 2,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $243,000 | 5,263 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $890,000 | 2,601 |
| Earning assets | $182,625,000 | 2,370 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $180,053,200 | 2,515 |
| Average Assets, quarterly | $193,101,500 | 2,415 |
| Volatile liabilities | $98,397,000 | 979 |
| Insider loans | $1,554,000 | 2,739 |
| FHLB advances | $72,823,000 | 159 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $12,343,000 | 3,263 |
| Tier 1 (core) risk-based capital | $18,093,000 | 2,433 |
| Tier 2 risk-based capital | $890,000 | 3,499 |
| Total risk weighted assets | $116,055,000 | 2,605 |
| Total unused commitments | $12,343,000 | 3,266 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 53 | 3,309 |
| Assets and Liabilities | ||
| Total Assets: | $163,536,000 | 2,812 |
| Cash and due from depository institutions | $5,272,000 | 3,309 |
| Interest-bearing balances | $2,099,000 | 2,083 |
| Securities | $2,363,000 | 9,692 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $147,691,000 | 1,899 |
| Loan loss allowance | $877,000 | 3,723 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,495,000 | 2,321 |
| Other real estate owned | $0 | 3,309 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $4,715,000 | 1,632 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $163,536,000 | 2,812 |
| Total liabilities | $147,776,000 | 2,798 |
| Total deposits | $104,165,000 | 3,578 |
| Interest-bearing deposits | $94,965,000 | 3,398 |
| Deposits held in domestic offices | $104,165,000 | 3,572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $43,009,000 | 664 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $602,000 | 5,102 |
| Total equity capital | $15,760,000 | 2,844 |
| Total bank equity capital | $15,760,000 | 2,844 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,694,000 | 1,004 |
| Surplus | $83,000 | 9,615 |
| Undivided profits | $11,983,000 | 2,180 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $362,000 | 4,756 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $767,000 | 3,015 |
| Earning assets | $152,153,000 | 2,793 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $147,016,600 | 2,931 |
| Average Assets, quarterly | $157,647,000 | 2,849 |
| Volatile liabilities | $70,775,000 | 1,067 |
| Insider loans | $1,042,000 | 3,441 |
| FHLB advances | $43,009,000 | 192 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,220,000 | 3,822 |
| Tier 1 (core) risk-based capital | $15,760,000 | 2,712 |
| Tier 2 risk-based capital | $877,000 | 3,394 |
| Total risk weighted assets | $95,459,000 | 2,947 |
| Total unused commitments | $9,220,000 | 3,829 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 53 | 3,421 |
| Assets and Liabilities | ||
| Total Assets: | $134,537,000 | 3,293 |
| Cash and due from depository institutions | $4,701,000 | 3,421 |
| Interest-bearing balances | $2,382,000 | 1,583 |
| Securities | $2,857,000 | 10,028 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $120,405,000 | 2,317 |
| Loan loss allowance | $865,000 | 3,822 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,485,000 | 2,269 |
| Other real estate owned | $0 | 3,421 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,089,000 | 2,332 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,537,000 | 3,293 |
| Total liabilities | $120,700,000 | 3,297 |
| Total deposits | $92,186,000 | 3,997 |
| Interest-bearing deposits | $85,742,000 | 3,723 |
| Deposits held in domestic offices | $92,186,000 | 3,988 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $28,157,000 | 794 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $357,000 | 7,160 |
| Total equity capital | $13,837,000 | 3,206 |
| Total bank equity capital | $13,837,000 | 3,206 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,824,000 | 2,052 |
| Surplus | $1,044,000 | 7,258 |
| Undivided profits | $10,969,000 | 2,332 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $187,000 | 6,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $671,000 | 3,508 |
| Earning assets | $125,644,000 | 3,248 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $126,283,000 | 3,333 |
| Average Assets, quarterly | $132,229,000 | 3,304 |
| Volatile liabilities | $46,776,000 | 1,491 |
| Insider loans | $760,000 | 4,275 |
| FHLB advances | $28,157,000 | 257 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $9,466,000 | 3,594 |
| Tier 1 (core) risk-based capital | $13,837,000 | 3,074 |
| Tier 2 risk-based capital | $851,000 | 3,394 |
| Total risk weighted assets | $78,155,000 | 3,478 |
| Total unused commitments | $9,466,000 | 3,596 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 45 | 4,115 |
| Assets and Liabilities | ||
| Total Assets: | $117,548,000 | 3,800 |
| Cash and due from depository institutions | $4,942,000 | 4,115 |
| Interest-bearing balances | $2,967,000 | 1,255 |
| Securities | $3,462,000 | 10,386 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $103,938,000 | 2,691 |
| Loan loss allowance | $887,000 | 3,894 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,137,000 | 2,493 |
| Other real estate owned | $0 | 4,115 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,069,000 | 3,510 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,548,000 | 3,800 |
| Total liabilities | $105,360,000 | 3,818 |
| Total deposits | $81,954,000 | 4,542 |
| Interest-bearing deposits | $76,166,000 | 4,265 |
| Deposits held in domestic offices | $81,954,000 | 4,531 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $23,000,000 | 872 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $406,000 | 6,743 |
| Total equity capital | $12,188,000 | 3,629 |
| Total bank equity capital | $12,188,000 | 3,629 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,804,000 | 2,195 |
| Surplus | $998,000 | 7,865 |
| Undivided profits | $9,386,000 | 2,661 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $238,000 | 6,235 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $566,000 | 4,071 |
| Earning assets | $110,367,000 | 3,734 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $110,254,200 | 3,882 |
| Average Assets, quarterly | $116,807,000 | 3,788 |
| Volatile liabilities | $32,574,000 | 1,941 |
| Insider loans | $699,000 | 4,588 |
| FHLB advances | $23,000,000 | 305 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,822,000 | 5,768 |
| Tier 1 (core) risk-based capital | $12,188,000 | 3,527 |
| Tier 2 risk-based capital | $792,000 | 3,686 |
| Total risk weighted assets | $66,121,000 | 4,039 |
| Total unused commitments | $3,822,000 | 5,781 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 44 | 4,330 |
| Assets and Liabilities | ||
| Total Assets: | $101,994,000 | 4,345 |
| Cash and due from depository institutions | $4,422,000 | 4,330 |
| Interest-bearing balances | $2,268,000 | 1,682 |
| Securities | $3,818,000 | 10,704 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $88,756,000 | 3,017 |
| Loan loss allowance | $913,000 | 3,820 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,127,000 | 2,452 |
| Other real estate owned | $0 | 4,330 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,871,000 | 3,870 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,994,000 | 4,345 |
| Total liabilities | $90,910,000 | 4,374 |
| Total deposits | $82,663,000 | 4,545 |
| Interest-bearing deposits | $77,552,000 | 4,220 |
| Deposits held in domestic offices | $82,663,000 | 4,537 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $7,598,000 | 1,359 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $649,000 | 5,151 |
| Total equity capital | $11,084,000 | 3,933 |
| Total bank equity capital | $11,084,000 | 3,933 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,199,000 | 3,205 |
| Surplus | $1,564,000 | 6,399 |
| Undivided profits | $8,321,000 | 3,024 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $239,000 | 6,223 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $524,000 | 4,522 |
| Earning assets | $94,842,000 | 4,295 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $102,819,400 | 4,151 |
| Average Assets, quarterly | $102,843,500 | 4,260 |
| Volatile liabilities | $16,568,000 | 3,074 |
| Insider loans | $497,000 | 5,679 |
| FHLB advances | $7,598,000 | 466 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,560,000 | 6,782 |
| Tier 1 (core) risk-based capital | $11,084,000 | 3,820 |
| Tier 2 risk-based capital | $736,000 | 3,866 |
| Total risk weighted assets | $58,809,000 | 4,403 |
| Total unused commitments | $2,560,000 | 6,795 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 34 | 5,617 |
| Assets and Liabilities | ||
| Total Assets: | $101,662,000 | 4,314 |
| Cash and due from depository institutions | $4,540,000 | 5,617 |
| Interest-bearing balances | $1,966,000 | 1,625 |
| Securities | $3,926,000 | 11,286 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $88,535,000 | 2,940 |
| Loan loss allowance | $882,000 | 4,017 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,732,000 | 2,702 |
| Other real estate owned | $273,000 | 5,617 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,656,000 | 4,544 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,662,000 | 4,314 |
| Total liabilities | $92,104,000 | 4,299 |
| Total deposits | $80,807,000 | 4,606 |
| Interest-bearing deposits | $76,322,000 | 4,246 |
| Deposits held in domestic offices | $80,807,000 | 4,596 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $10,790,000 | 1,188 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $507,000 | 5,151 |
| Total equity capital | $9,558,000 | 4,252 |
| Total bank equity capital | $9,558,000 | 4,252 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,188,000 | 3,329 |
| Surplus | $1,540,000 | 6,513 |
| Undivided profits | $6,830,000 | 3,296 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $366,000 | 5,101 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $485,000 | 4,327 |
| Earning assets | $94,427,000 | 4,263 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $98,671,000 | 4,318 |
| Average Assets, quarterly | $101,710,000 | 4,273 |
| Volatile liabilities | $22,717,000 | 2,280 |
| Insider loans | $618,000 | 5,033 |
| FHLB advances | $10,790,000 | 447 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,235,000 | 7,179 |
| Tier 1 (core) risk-based capital | $9,558,000 | 4,311 |
| Tier 2 risk-based capital | $717,000 | 3,920 |
| Total risk weighted assets | $57,305,000 | 4,404 |
| Total unused commitments | $2,235,000 | 7,190 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 38 | 5,309 |
| Assets and Liabilities | ||
| Total Assets: | $98,110,000 | 4,533 |
| Cash and due from depository institutions | $9,585,000 | 5,309 |
| Interest-bearing balances | $7,495,000 | 817 |
| Securities | $802,000 | 12,947 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $83,007,000 | 3,058 |
| Loan loss allowance | $900,000 | 4,064 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,745,000 | 2,671 |
| Other real estate owned | $0 | 5,309 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,971,000 | 3,499 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,110,000 | 4,533 |
| Total liabilities | $90,150,000 | 4,479 |
| Total deposits | $89,357,000 | 4,323 |
| Interest-bearing deposits | $89,357,000 | 3,771 |
| Deposits held in domestic offices | $89,357,000 | 4,316 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $793,000 | 3,763 |
| Total equity capital | $7,960,000 | 5,020 |
| Total bank equity capital | $7,960,000 | 5,020 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $590,000 | 5,663 |
| Surplus | $2,112,000 | 5,307 |
| Undivided profits | $5,258,000 | 4,188 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $462,000 | 5,126 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $455,000 | 4,111 |
| Earning assets | $91,304,000 | 4,486 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $100,271,000 | 4,329 |
| Average Assets, quarterly | $97,977,000 | 4,490 |
| Volatile liabilities | $11,996,000 | 3,597 |
| Insider loans | $529,000 | 5,536 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,056,000 | 6,335 |
| Tier 1 (core) risk-based capital | $7,768,000 | 5,044 |
| Tier 2 risk-based capital | $693,000 | 3,984 |
| Total risk weighted assets | $55,435,000 | 4,477 |
| Total unused commitments | $3,056,000 | 6,356 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 42 | 4,959 |
| Assets and Liabilities | ||
| Total Assets: | $102,812,000 | 4,413 |
| Cash and due from depository institutions | $16,349,000 | 4,959 |
| Interest-bearing balances | $14,008,000 | 559 |
| Securities | $3,066,000 | 12,547 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $78,788,000 | 3,293 |
| Loan loss allowance | $904,000 | 4,056 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,944,000 | 2,501 |
| Other real estate owned | $0 | 4,959 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,665,000 | 4,211 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,812,000 | 4,413 |
| Total liabilities | $96,598,000 | 4,306 |
| Total deposits | $95,638,000 | 4,174 |
| Interest-bearing deposits | $91,623,000 | 3,839 |
| Deposits held in domestic offices | $95,638,000 | 4,166 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $960,000 | 3,400 |
| Total equity capital | $6,214,000 | 5,965 |
| Total bank equity capital | $6,214,000 | 5,965 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $393,000 | 7,468 |
| Surplus | $2,304,000 | 4,919 |
| Undivided profits | $3,517,000 | 5,380 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $825,000 | 4,181 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $488,000 | 4,203 |
| Earning assets | $95,862,000 | 4,332 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $106,476,800 | 4,183 |
| Average Assets, quarterly | $103,225,000 | 4,372 |
| Volatile liabilities | $11,241,000 | 3,774 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,862,000 | 7,503 |
| Tier 1 (core) risk-based capital | $6,175,000 | 5,917 |
| Tier 2 risk-based capital | $689,000 | 4,009 |
| Total risk weighted assets | $55,043,000 | 4,539 |
| Total unused commitments | $1,862,000 | 7,537 |
| Derivatives | $0 | 651 |