Home > MainSource Bank of Illinois > Income and Expense
MainSource Bank of Illinois, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,646,000 | 3,242 |
| Total interest expense | $2,196,000 | 3,606 |
| Net interest income | $5,450,000 | 2,961 |
| Provision for loan and lease losses | $4,586,000 | 1,107 |
| Total noninterest income | $2,037,000 | 1,756 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,141,000 | 1,137 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $896,000 | 1,973 |
| Total noninterest expense | $6,987,000 | 2,139 |
| Salaries and employee benefits | $2,023,000 | 3,507 |
| Premises and equipment expense | $442,000 | 3,965 |
| Additional noninterest expense | $4,522,000 | 1,240 |
| Pre-tax net operating income | $-4,086,000 | 7,419 |
| Securities gains (losses) | $30,000 | 2,554 |
| Applicable income taxes | $-1,820,000 | 7,701 |
| Income before extraordinary items | $-2,236,000 | 7,239 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,236,000 | 7,237 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,236,000 | 7,238 |
| Net charge-offs | $1,078,000 | 2,124 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,255,200 | 7,231 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,996,000 | 3,311 |
| Total interest expense | $1,516,000 | 3,641 |
| Net interest income | $3,480,000 | 3,058 |
| Provision for loan and lease losses | $3,301,000 | 1,016 |
| Total noninterest income | $1,217,000 | 1,894 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $709,000 | 1,193 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $508,000 | 2,201 |
| Total noninterest expense | $5,564,000 | 1,846 |
| Salaries and employee benefits | $1,343,000 | 3,569 |
| Premises and equipment expense | $303,000 | 3,899 |
| Additional noninterest expense | $3,918,000 | 982 |
| Pre-tax net operating income | $-4,168,000 | 7,681 |
| Securities gains (losses) | $30,000 | 2,159 |
| Applicable income taxes | $-1,808,000 | 7,874 |
| Income before extraordinary items | $-2,330,000 | 7,542 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,330,000 | 7,541 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,330,000 | 7,541 |
| Net charge-offs | $932,000 | 1,692 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,349,200 | 7,555 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,503,000 | 3,345 |
| Total interest expense | $775,000 | 3,694 |
| Net interest income | $1,728,000 | 3,068 |
| Provision for loan and lease losses | $626,000 | 1,557 |
| Total noninterest income | $576,000 | 1,928 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $321,000 | 1,283 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $255,000 | 2,177 |
| Total noninterest expense | $1,453,000 | 3,223 |
| Salaries and employee benefits | $695,000 | 3,490 |
| Premises and equipment expense | $161,000 | 3,778 |
| Additional noninterest expense | $597,000 | 2,574 |
| Pre-tax net operating income | $225,000 | 3,841 |
| Securities gains (losses) | $5,000 | 2,061 |
| Applicable income taxes | $-12,000 | 7,211 |
| Income before extraordinary items | $242,000 | 3,504 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $242,000 | 3,505 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $242,000 | 3,505 |
| Net charge-offs | $425,000 | 1,484 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $237,000 | 3,408 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,959,000 | 3,295 |
| Total interest expense | $3,980,000 | 3,519 |
| Net interest income | $6,979,000 | 3,061 |
| Provision for loan and lease losses | $1,804,000 | 1,922 |
| Total noninterest income | $1,999,000 | 2,149 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,436,000 | 1,253 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $563,000 | 2,997 |
| Total noninterest expense | $5,243,000 | 3,437 |
| Salaries and employee benefits | $2,674,000 | 3,580 |
| Premises and equipment expense | $616,000 | 3,861 |
| Additional noninterest expense | $1,953,000 | 2,923 |
| Pre-tax net operating income | $1,931,000 | 2,523 |
| Securities gains (losses) | $197,000 | 722 |
| Applicable income taxes | $449,000 | 1,955 |
| Income before extraordinary items | $1,679,000 | 2,327 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,679,000 | 2,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $732,000 | 2,312 |
| Cash dividends | $1,200,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,523,370 | 2,630 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,325,000 | 3,304 |
| Total interest expense | $3,132,000 | 3,522 |
| Net interest income | $5,193,000 | 3,101 |
| Provision for loan and lease losses | $603,000 | 2,470 |
| Total noninterest income | $1,593,000 | 2,110 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,058,000 | 1,282 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $535,000 | 2,706 |
| Total noninterest expense | $3,867,000 | 3,461 |
| Salaries and employee benefits | $1,981,000 | 3,642 |
| Premises and equipment expense | $467,000 | 3,830 |
| Additional noninterest expense | $1,419,000 | 2,918 |
| Pre-tax net operating income | $2,316,000 | 2,060 |
| Securities gains (losses) | $76,000 | 1,136 |
| Applicable income taxes | $692,000 | 1,548 |
| Income before extraordinary items | $1,700,000 | 2,068 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,700,000 | 2,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 3,238 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,646,040 | 2,244 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,547,000 | 3,367 |
| Total interest expense | $2,248,000 | 3,448 |
| Net interest income | $3,299,000 | 3,237 |
| Provision for loan and lease losses | $234,000 | 2,911 |
| Total noninterest income | $1,050,000 | 2,161 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $670,000 | 1,325 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $380,000 | 2,668 |
| Total noninterest expense | $2,550,000 | 3,508 |
| Salaries and employee benefits | $1,297,000 | 3,737 |
| Premises and equipment expense | $311,000 | 3,863 |
| Additional noninterest expense | $942,000 | 2,895 |
| Pre-tax net operating income | $1,565,000 | 2,113 |
| Securities gains (losses) | $76,000 | 1,153 |
| Applicable income taxes | $482,000 | 1,647 |
| Income before extraordinary items | $1,159,000 | 2,279 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,159,000 | 2,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 3,332 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,105,040 | 2,323 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,803,000 | 3,419 |
| Total interest expense | $1,240,000 | 3,377 |
| Net interest income | $1,563,000 | 3,384 |
| Provision for loan and lease losses | $143,000 | 2,245 |
| Total noninterest income | $486,000 | 2,278 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $319,000 | 1,370 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $167,000 | 2,856 |
| Total noninterest expense | $1,248,000 | 3,587 |
| Salaries and employee benefits | $627,000 | 3,840 |
| Premises and equipment expense | $155,000 | 3,877 |
| Additional noninterest expense | $466,000 | 2,887 |
| Pre-tax net operating income | $658,000 | 2,528 |
| Securities gains (losses) | $66,000 | 931 |
| Applicable income taxes | $206,000 | 1,932 |
| Income before extraordinary items | $518,000 | 2,612 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $518,000 | 2,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,916 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $470,480 | 2,758 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,152,000 | 3,492 |
| Total interest expense | $4,767,000 | 3,585 |
| Net interest income | $6,385,000 | 3,355 |
| Provision for loan and lease losses | $640,000 | 1,968 |
| Total noninterest income | $1,963,000 | 2,242 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,257,000 | 1,428 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $706,000 | 2,747 |
| Total noninterest expense | $4,949,000 | 3,461 |
| Salaries and employee benefits | $2,486,000 | 3,737 |
| Premises and equipment expense | $572,000 | 3,968 |
| Additional noninterest expense | $1,891,000 | 2,806 |
| Pre-tax net operating income | $2,759,000 | 2,610 |
| Securities gains (losses) | $16,000 | 1,168 |
| Applicable income taxes | $745,000 | 2,221 |
| Income before extraordinary items | $2,030,000 | 2,784 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,030,000 | 2,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 2,289 |
| Cash dividends | $2,800,000 | 1,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,018,320 | 2,780 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,291,000 | 3,518 |
| Total interest expense | $3,473,000 | 3,660 |
| Net interest income | $4,818,000 | 3,336 |
| Provision for loan and lease losses | $526,000 | 1,500 |
| Total noninterest income | $1,465,000 | 2,254 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $923,000 | 1,430 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $542,000 | 2,708 |
| Total noninterest expense | $3,718,000 | 3,443 |
| Salaries and employee benefits | $1,870,000 | 3,721 |
| Premises and equipment expense | $434,000 | 3,926 |
| Additional noninterest expense | $1,414,000 | 2,748 |
| Pre-tax net operating income | $2,039,000 | 2,788 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $534,000 | 2,449 |
| Income before extraordinary items | $1,505,000 | 2,960 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,505,000 | 2,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 1,873 |
| Cash dividends | $2,000,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,505,000 | 2,948 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,498,000 | 3,533 |
| Total interest expense | $2,286,000 | 3,696 |
| Net interest income | $3,212,000 | 3,355 |
| Provision for loan and lease losses | $208,000 | 2,111 |
| Total noninterest income | $897,000 | 2,394 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $591,000 | 1,490 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $306,000 | 2,981 |
| Total noninterest expense | $2,458,000 | 3,485 |
| Salaries and employee benefits | $1,244,000 | 3,762 |
| Premises and equipment expense | $291,000 | 3,920 |
| Additional noninterest expense | $923,000 | 2,810 |
| Pre-tax net operating income | $1,443,000 | 2,748 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $396,000 | 2,391 |
| Income before extraordinary items | $1,047,000 | 2,935 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,047,000 | 2,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 1,703 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,047,000 | 2,921 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,734,000 | 3,543 |
| Total interest expense | $1,127,000 | 3,693 |
| Net interest income | $1,607,000 | 3,347 |
| Provision for loan and lease losses | $104,000 | 1,975 |
| Total noninterest income | $396,000 | 2,580 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $260,000 | 1,656 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $136,000 | 3,192 |
| Total noninterest expense | $1,223,000 | 3,518 |
| Salaries and employee benefits | $621,000 | 3,797 |
| Premises and equipment expense | $151,000 | 3,851 |
| Additional noninterest expense | $451,000 | 2,846 |
| Pre-tax net operating income | $676,000 | 2,866 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $178,000 | 2,556 |
| Income before extraordinary items | $498,000 | 3,034 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $498,000 | 3,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,323 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $498,000 | 3,016 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,835,000 | 3,625 |
| Total interest expense | $3,770,000 | 3,735 |
| Net interest income | $6,065,000 | 3,496 |
| Provision for loan and lease losses | $483,000 | 1,959 |
| Total noninterest income | $1,530,000 | 2,667 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $964,000 | 1,807 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $566,000 | 3,123 |
| Total noninterest expense | $4,926,000 | 3,392 |
| Salaries and employee benefits | $2,254,000 | 3,906 |
| Premises and equipment expense | $538,000 | 4,060 |
| Additional noninterest expense | $2,134,000 | 2,414 |
| Pre-tax net operating income | $2,186,000 | 3,443 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $477,000 | 3,219 |
| Income before extraordinary items | $1,709,000 | 3,479 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,709,000 | 3,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 1,622 |
| Cash dividends | $1,150,000 | 2,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,709,000 | 3,464 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,298,000 | 3,627 |
| Total interest expense | $2,694,000 | 3,772 |
| Net interest income | $4,604,000 | 3,485 |
| Provision for loan and lease losses | $398,000 | 1,713 |
| Total noninterest income | $1,162,000 | 2,648 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $716,000 | 1,825 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $446,000 | 3,039 |
| Total noninterest expense | $3,719,000 | 3,376 |
| Salaries and employee benefits | $1,728,000 | 3,839 |
| Premises and equipment expense | $410,000 | 4,045 |
| Additional noninterest expense | $1,581,000 | 2,431 |
| Pre-tax net operating income | $1,649,000 | 3,560 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $386,000 | 3,226 |
| Income before extraordinary items | $1,263,000 | 3,607 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,263,000 | 3,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 2,167 |
| Cash dividends | $1,150,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,263,000 | 3,595 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,715,000 | 3,658 |
| Total interest expense | $1,666,000 | 3,849 |
| Net interest income | $3,049,000 | 3,507 |
| Provision for loan and lease losses | $170,000 | 2,399 |
| Total noninterest income | $767,000 | 2,671 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $453,000 | 1,890 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $314,000 | 2,932 |
| Total noninterest expense | $2,470,000 | 3,381 |
| Salaries and employee benefits | $1,164,000 | 3,821 |
| Premises and equipment expense | $271,000 | 4,069 |
| Additional noninterest expense | $1,035,000 | 2,478 |
| Pre-tax net operating income | $1,176,000 | 3,402 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $285,000 | 3,112 |
| Income before extraordinary items | $891,000 | 3,470 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $891,000 | 3,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 2,400 |
| Cash dividends | $450,000 | 2,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $891,000 | 3,460 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,326,000 | 3,641 |
| Total interest expense | $777,000 | 3,894 |
| Net interest income | $1,549,000 | 3,454 |
| Provision for loan and lease losses | $85,000 | 2,271 |
| Total noninterest income | $366,000 | 2,697 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $214,000 | 1,929 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $152,000 | 2,950 |
| Total noninterest expense | $1,212,000 | 3,440 |
| Salaries and employee benefits | $589,000 | 3,818 |
| Premises and equipment expense | $133,000 | 4,114 |
| Additional noninterest expense | $490,000 | 2,586 |
| Pre-tax net operating income | $618,000 | 3,240 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $150,000 | 3,038 |
| Income before extraordinary items | $468,000 | 3,332 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $468,000 | 3,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 1,568 |
| Cash dividends | $450,000 | 1,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $468,000 | 3,310 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,560,000 | 3,553 |
| Total interest expense | $2,647,000 | 3,672 |
| Net interest income | $5,913,000 | 3,464 |
| Provision for loan and lease losses | $280,000 | 2,975 |
| Total noninterest income | $2,198,000 | 2,062 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $940,000 | 1,820 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,258,000 | 1,897 |
| Total noninterest expense | $5,010,000 | 3,237 |
| Salaries and employee benefits | $2,302,000 | 3,718 |
| Premises and equipment expense | $500,000 | 4,174 |
| Additional noninterest expense | $2,208,000 | 2,264 |
| Pre-tax net operating income | $2,821,000 | 2,903 |
| Securities gains (losses) | $-651,000 | 8,728 |
| Applicable income taxes | $310,000 | 4,090 |
| Income before extraordinary items | $1,860,000 | 3,273 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,860,000 | 3,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 1,492 |
| Cash dividends | $3,000,000 | 1,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,419,860 | 2,633 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,269,000 | 3,571 |
| Total interest expense | $1,880,000 | 3,676 |
| Net interest income | $4,389,000 | 3,486 |
| Provision for loan and lease losses | $140,000 | 3,587 |
| Total noninterest income | $1,395,000 | 2,328 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $721,000 | 1,790 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $674,000 | 2,372 |
| Total noninterest expense | $3,782,000 | 3,186 |
| Salaries and employee benefits | $1,766,000 | 3,624 |
| Premises and equipment expense | $391,000 | 4,034 |
| Additional noninterest expense | $1,625,000 | 2,269 |
| Pre-tax net operating income | $1,862,000 | 3,223 |
| Securities gains (losses) | $-2,000 | 7,438 |
| Applicable income taxes | $394,000 | 3,353 |
| Income before extraordinary items | $1,466,000 | 3,188 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,466,000 | 3,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,660 |
| Cash dividends | $2,400,000 | 913 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,467,580 | 3,147 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,082,000 | 3,564 |
| Total interest expense | $1,184,000 | 3,652 |
| Net interest income | $2,898,000 | 3,498 |
| Provision for loan and lease losses | $80,000 | 3,732 |
| Total noninterest income | $939,000 | 2,284 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $474,000 | 1,759 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $465,000 | 2,295 |
| Total noninterest expense | $2,529,000 | 3,152 |
| Salaries and employee benefits | $1,180,000 | 3,605 |
| Premises and equipment expense | $268,000 | 3,939 |
| Additional noninterest expense | $1,081,000 | 2,264 |
| Pre-tax net operating income | $1,228,000 | 3,186 |
| Securities gains (losses) | $-2,000 | 7,723 |
| Applicable income taxes | $251,000 | 3,404 |
| Income before extraordinary items | $975,000 | 3,151 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $975,000 | 3,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,582 |
| Cash dividends | $1,700,000 | 845 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $976,600 | 3,100 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,999,000 | 3,599 |
| Total interest expense | $557,000 | 3,719 |
| Net interest income | $1,442,000 | 3,521 |
| Provision for loan and lease losses | $20,000 | 4,626 |
| Total noninterest income | $390,000 | 2,531 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $221,000 | 1,838 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $169,000 | 2,768 |
| Total noninterest expense | $1,239,000 | 3,229 |
| Salaries and employee benefits | $572,000 | 3,705 |
| Premises and equipment expense | $142,000 | 3,794 |
| Additional noninterest expense | $525,000 | 2,320 |
| Pre-tax net operating income | $573,000 | 3,337 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $127,000 | 3,386 |
| Income before extraordinary items | $446,000 | 3,338 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $446,000 | 3,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,216 |
| Cash dividends | $900,000 | 737 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $446,000 | 3,305 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,875,000 | 3,450 |
| Total interest expense | $2,047,000 | 3,582 |
| Net interest income | $5,828,000 | 3,371 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $1,668,000 | 2,489 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $992,000 | 1,766 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $676,000 | 2,765 |
| Total noninterest expense | $5,227,000 | 2,986 |
| Salaries and employee benefits | $2,250,000 | 3,632 |
| Premises and equipment expense | $517,000 | 3,982 |
| Additional noninterest expense | $2,460,000 | 1,982 |
| Pre-tax net operating income | $2,209,000 | 3,285 |
| Securities gains (losses) | $172,000 | 907 |
| Applicable income taxes | $494,000 | 3,376 |
| Income before extraordinary items | $1,887,000 | 3,071 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,887,000 | 3,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,866 |
| Cash dividends | $1,950,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,751,120 | 3,186 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,857,000 | 3,456 |
| Total interest expense | $1,520,000 | 3,560 |
| Net interest income | $4,337,000 | 3,369 |
| Provision for loan and lease losses | $30,000 | 5,981 |
| Total noninterest income | $1,244,000 | 2,513 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $746,000 | 1,773 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $498,000 | 2,815 |
| Total noninterest expense | $3,972,000 | 2,928 |
| Salaries and employee benefits | $1,752,000 | 3,509 |
| Premises and equipment expense | $398,000 | 3,892 |
| Additional noninterest expense | $1,822,000 | 1,973 |
| Pre-tax net operating income | $1,579,000 | 3,461 |
| Securities gains (losses) | $172,000 | 842 |
| Applicable income taxes | $352,000 | 3,508 |
| Income before extraordinary items | $1,399,000 | 3,143 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,399,000 | 3,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 2,355 |
| Cash dividends | $1,950,000 | 1,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,261,400 | 3,324 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,761,000 | 3,546 |
| Total interest expense | $992,000 | 3,624 |
| Net interest income | $2,769,000 | 3,483 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $809,000 | 2,578 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $492,000 | 1,778 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $317,000 | 2,900 |
| Total noninterest expense | $2,668,000 | 2,919 |
| Salaries and employee benefits | $1,201,000 | 3,440 |
| Premises and equipment expense | $277,000 | 3,779 |
| Additional noninterest expense | $1,190,000 | 2,014 |
| Pre-tax net operating income | $910,000 | 3,772 |
| Securities gains (losses) | $176,000 | 709 |
| Applicable income taxes | $204,000 | 3,735 |
| Income before extraordinary items | $882,000 | 3,274 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $882,000 | 3,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,118 |
| Cash dividends | $1,400,000 | 951 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $739,440 | 3,642 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,866,000 | 3,578 |
| Total interest expense | $538,000 | 3,417 |
| Net interest income | $1,328,000 | 3,589 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $439,000 | 2,384 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $242,000 | 1,761 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $197,000 | 2,499 |
| Total noninterest expense | $1,385,000 | 2,833 |
| Salaries and employee benefits | $597,000 | 3,474 |
| Premises and equipment expense | $154,000 | 3,516 |
| Additional noninterest expense | $634,000 | 1,857 |
| Pre-tax net operating income | $382,000 | 4,192 |
| Securities gains (losses) | $107,000 | 766 |
| Applicable income taxes | $103,000 | 3,738 |
| Income before extraordinary items | $386,000 | 3,604 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $386,000 | 3,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 1,530 |
| Cash dividends | $400,000 | 1,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $301,470 | 4,134 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,040,000 | 3,426 |
| Total interest expense | $2,817,000 | 3,030 |
| Net interest income | $5,223,000 | 3,571 |
| Provision for loan and lease losses | $35,000 | 6,678 |
| Total noninterest income | $1,843,000 | 2,454 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $938,000 | 1,847 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $905,000 | 2,536 |
| Total noninterest expense | $5,269,000 | 2,935 |
| Salaries and employee benefits | $2,282,000 | 3,527 |
| Premises and equipment expense | $595,000 | 3,549 |
| Additional noninterest expense | $2,392,000 | 2,013 |
| Pre-tax net operating income | $1,762,000 | 3,689 |
| Securities gains (losses) | $352,000 | 951 |
| Applicable income taxes | $493,000 | 3,402 |
| Income before extraordinary items | $1,621,000 | 3,356 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,621,000 | 3,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 3,141 |
| Cash dividends | $940,000 | 2,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,349,960 | 3,670 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,122,000 | 3,436 |
| Total interest expense | $2,178,000 | 3,049 |
| Net interest income | $3,944,000 | 3,561 |
| Provision for loan and lease losses | $135,000 | 4,077 |
| Total noninterest income | $1,401,000 | 2,468 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $681,000 | 1,899 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $720,000 | 2,511 |
| Total noninterest expense | $4,050,000 | 2,871 |
| Salaries and employee benefits | $1,811,000 | 3,356 |
| Premises and equipment expense | $447,000 | 3,538 |
| Additional noninterest expense | $1,792,000 | 1,997 |
| Pre-tax net operating income | $1,160,000 | 4,168 |
| Securities gains (losses) | $352,000 | 867 |
| Applicable income taxes | $341,000 | 3,694 |
| Income before extraordinary items | $1,171,000 | 3,568 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,171,000 | 3,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 2,859 |
| Cash dividends | $340,000 | 3,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $899,960 | 4,116 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,230,000 | 3,339 |
| Total interest expense | $1,489,000 | 3,065 |
| Net interest income | $2,741,000 | 3,440 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $871,000 | 2,588 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $412,000 | 2,042 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $459,000 | 2,573 |
| Total noninterest expense | $2,753,000 | 2,813 |
| Salaries and employee benefits | $1,217,000 | 3,331 |
| Premises and equipment expense | $297,000 | 3,520 |
| Additional noninterest expense | $1,239,000 | 1,934 |
| Pre-tax net operating income | $769,000 | 4,166 |
| Securities gains (losses) | $329,000 | 756 |
| Applicable income taxes | $258,000 | 3,496 |
| Income before extraordinary items | $840,000 | 3,375 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $840,000 | 3,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,460 |
| Cash dividends | $340,000 | 2,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $586,670 | 4,156 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,168,000 | 3,291 |
| Total interest expense | $759,000 | 3,086 |
| Net interest income | $1,409,000 | 3,342 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $399,000 | 2,692 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $198,000 | 2,041 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $201,000 | 2,713 |
| Total noninterest expense | $1,402,000 | 2,748 |
| Salaries and employee benefits | $605,000 | 3,340 |
| Premises and equipment expense | $150,000 | 3,487 |
| Additional noninterest expense | $647,000 | 1,819 |
| Pre-tax net operating income | $361,000 | 4,314 |
| Securities gains (losses) | $329,000 | 480 |
| Applicable income taxes | $183,000 | 2,854 |
| Income before extraordinary items | $507,000 | 2,918 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $507,000 | 2,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,123 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $266,830 | 4,352 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,639,000 | 3,421 |
| Total interest expense | $3,295,000 | 3,271 |
| Net interest income | $5,344,000 | 3,465 |
| Provision for loan and lease losses | $585,000 | 2,119 |
| Total noninterest income | $1,379,000 | 2,788 |
| Gross Fiduciary activities income | $144,000 | 914 |
| Service charges on deposit accounts | $742,000 | 2,139 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $493,000 | 3,308 |
| Total noninterest expense | $4,691,000 | 3,094 |
| Salaries and employee benefits | $2,219,000 | 3,437 |
| Premises and equipment expense | $500,000 | 3,935 |
| Additional noninterest expense | $1,972,000 | 2,338 |
| Pre-tax net operating income | $1,447,000 | 4,209 |
| Securities gains (losses) | $156,000 | 1,348 |
| Applicable income taxes | $260,000 | 4,694 |
| Income before extraordinary items | $1,343,000 | 3,799 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,343,000 | 3,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 3,129 |
| Cash dividends | $1,325,000 | 1,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,211,960 | 3,954 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,026,000 | 3,637 |
| Total interest expense | $4,271,000 | 3,607 |
| Net interest income | $4,755,000 | 3,587 |
| Provision for loan and lease losses | $230,000 | 3,830 |
| Total noninterest income | $1,146,000 | 3,023 |
| Gross Fiduciary activities income | $126,000 | 943 |
| Service charges on deposit accounts | $692,000 | 2,162 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $328,000 | 3,918 |
| Total noninterest expense | $3,731,000 | 3,632 |
| Salaries and employee benefits | $1,998,000 | 3,595 |
| Premises and equipment expense | $528,000 | 3,713 |
| Additional noninterest expense | $1,205,000 | 3,486 |
| Pre-tax net operating income | $1,940,000 | 3,245 |
| Securities gains (losses) | $-221,000 | 9,547 |
| Applicable income taxes | $446,000 | 3,515 |
| Income before extraordinary items | $1,273,000 | 3,645 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,273,000 | 3,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $288,000 | 2,309 |
| Cash dividends | $240,000 | 4,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,436,540 | 3,230 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,540,000 | 4,815 |
| Total interest expense | $3,344,000 | 4,535 |
| Net interest income | $3,196,000 | 4,926 |
| Provision for loan and lease losses | $200,000 | 3,731 |
| Total noninterest income | $1,149,000 | 2,856 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $480,000 | 2,787 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $669,000 | 2,451 |
| Total noninterest expense | $2,543,000 | 4,800 |
| Salaries and employee benefits | $1,442,000 | 4,501 |
| Premises and equipment expense | $341,000 | 5,025 |
| Additional noninterest expense | $760,000 | 4,901 |
| Pre-tax net operating income | $1,602,000 | 3,885 |
| Securities gains (losses) | $24,000 | 913 |
| Applicable income taxes | $-62,000 | 9,518 |
| Income before extraordinary items | $1,688,000 | 2,952 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,688,000 | 2,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 1,956 |
| Cash dividends | $1,850,000 | 1,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,664,000 | 2,981 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,131,000 | 3,487 |
| Total interest expense | $4,331,000 | 3,354 |
| Net interest income | $4,800,000 | 3,584 |
| Provision for loan and lease losses | $185,000 | 3,724 |
| Total noninterest income | $1,179,000 | 2,728 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $628,000 | 2,118 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $551,000 | 2,775 |
| Total noninterest expense | $3,940,000 | 3,353 |
| Salaries and employee benefits | $2,144,000 | 3,217 |
| Premises and equipment expense | $586,000 | 3,336 |
| Additional noninterest expense | $1,210,000 | 3,408 |
| Pre-tax net operating income | $1,854,000 | 3,533 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $1,854,000 | 2,746 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,854,000 | 2,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,307 |
| Cash dividends | $2,025,000 | 1,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,854,000 | 2,714 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,706,000 | 3,645 |
| Total interest expense | $4,272,000 | 3,474 |
| Net interest income | $4,434,000 | 3,776 |
| Provision for loan and lease losses | $75,000 | 5,712 |
| Total noninterest income | $1,135,000 | 2,815 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $608,000 | 2,111 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $527,000 | 2,884 |
| Total noninterest expense | $4,019,000 | 3,185 |
| Salaries and employee benefits | $1,903,000 | 3,498 |
| Premises and equipment expense | $614,000 | 3,096 |
| Additional noninterest expense | $1,502,000 | 2,775 |
| Pre-tax net operating income | $1,475,000 | 4,231 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $302,000 | 5,150 |
| Income before extraordinary items | $1,175,000 | 3,995 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,175,000 | 3,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,584 |
| Cash dividends | $1,225,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,173,400 | 3,910 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,062,000 | 3,938 |
| Total interest expense | $3,826,000 | 3,842 |
| Net interest income | $4,236,000 | 4,037 |
| Provision for loan and lease losses | $190,000 | 3,550 |
| Total noninterest income | $1,075,000 | 2,872 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $510,000 | 2,571 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $565,000 | 2,601 |
| Total noninterest expense | $3,602,000 | 3,510 |
| Salaries and employee benefits | $1,804,000 | 3,629 |
| Premises and equipment expense | $530,000 | 3,518 |
| Additional noninterest expense | $1,268,000 | 3,191 |
| Pre-tax net operating income | $1,519,000 | 4,452 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $360,000 | 5,210 |
| Income before extraordinary items | $1,159,000 | 4,178 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,159,000 | 4,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $273,000 | 2,091 |
| Cash dividends | $969,000 | 2,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,159,000 | 4,114 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,312,000 | 4,993 |
| Total interest expense | $3,110,000 | 4,628 |
| Net interest income | $3,202,000 | 5,196 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $1,021,000 | 3,078 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $390,000 | 3,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $631,000 | 2,479 |
| Total noninterest expense | $2,858,000 | 4,464 |
| Salaries and employee benefits | $1,352,000 | 4,721 |
| Premises and equipment expense | $337,000 | 5,149 |
| Additional noninterest expense | $1,169,000 | 3,865 |
| Pre-tax net operating income | $1,245,000 | 5,004 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $249,000 | 6,469 |
| Income before extraordinary items | $997,000 | 4,528 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $997,000 | 4,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,503 |
| Cash dividends | $200,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $996,200 | 4,474 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,791,000 | 5,358 |
| Total interest expense | $2,737,000 | 5,166 |
| Net interest income | $3,054,000 | 5,426 |
| Provision for loan and lease losses | $40,000 | 6,618 |
| Total noninterest income | $836,000 | 3,564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $378,000 | 3,537 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $458,000 | 3,036 |
| Total noninterest expense | $2,574,000 | 4,867 |
| Salaries and employee benefits | $1,220,000 | 5,147 |
| Premises and equipment expense | $333,000 | 5,214 |
| Additional noninterest expense | $1,021,000 | 4,281 |
| Pre-tax net operating income | $1,276,000 | 5,034 |
| Securities gains (losses) | $-8,000 | 9,956 |
| Applicable income taxes | $311,000 | 5,867 |
| Income before extraordinary items | $957,000 | 4,766 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $957,000 | 4,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,457 |
| Cash dividends | $360,000 | 4,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $963,000 | 4,731 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,909,000 | 5,747 |
| Total interest expense | $2,061,000 | 5,480 |
| Net interest income | $2,848,000 | 5,836 |
| Provision for loan and lease losses | $49,000 | 6,214 |
| Total noninterest income | $708,000 | 4,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $339,000 | 3,945 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $369,000 | 3,583 |
| Total noninterest expense | $2,317,000 | 5,509 |
| Salaries and employee benefits | $1,142,000 | 5,483 |
| Premises and equipment expense | $289,000 | 5,879 |
| Additional noninterest expense | $886,000 | 5,247 |
| Pre-tax net operating income | $1,190,000 | 5,266 |
| Securities gains (losses) | $-278,000 | 12,090 |
| Applicable income taxes | $207,000 | 7,228 |
| Income before extraordinary items | $705,000 | 5,872 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $705,000 | 5,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,525 |
| Cash dividends | $335,000 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $919,060 | 4,878 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,124,000 | 5,653 |
| Total interest expense | $2,137,000 | 5,526 |
| Net interest income | $2,987,000 | 5,670 |
| Provision for loan and lease losses | $177,000 | 4,239 |
| Total noninterest income | $527,000 | 5,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $239,000 | 5,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $288,000 | 4,589 |
| Total noninterest expense | $2,165,000 | 5,944 |
| Salaries and employee benefits | $1,023,000 | 5,995 |
| Premises and equipment expense | $278,000 | 6,207 |
| Additional noninterest expense | $864,000 | 5,560 |
| Pre-tax net operating income | $1,172,000 | 5,270 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $361,000 | 5,377 |
| Income before extraordinary items | $812,000 | 5,509 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $812,000 | 5,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 4,406 |
| Cash dividends | $676,000 | 2,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $811,310 | 5,269 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,607,000 | 5,808 |
| Total interest expense | $2,738,000 | 5,573 |
| Net interest income | $2,869,000 | 5,927 |
| Provision for loan and lease losses | $317,000 | 3,997 |
| Total noninterest income | $621,000 | 4,840 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,892 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $416,000 | 3,613 |
| Total noninterest expense | $1,948,000 | 6,513 |
| Salaries and employee benefits | $972,000 | 6,184 |
| Premises and equipment expense | $250,000 | 6,773 |
| Additional noninterest expense | $726,000 | 6,577 |
| Pre-tax net operating income | $1,225,000 | 4,837 |
| Securities gains (losses) | $37,000 | 4,622 |
| Applicable income taxes | $397,000 | 4,820 |
| Income before extraordinary items | $865,000 | 5,061 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $865,000 | 5,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $283,000 | 3,456 |
| Cash dividends | $65,000 | 7,330 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 655 |
| Net operating income | $839,470 | 4,864 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.