Home > MainSource Bank - Hobart > Income and Expense
MainSource Bank - Hobart, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $102,000 | 8,071 |
| Total interest expense | $55,000 | 8,019 |
| Net interest income | $47,000 | 8,069 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $0 | 7,834 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $0 | 7,575 |
| Total noninterest expense | $6,000 | 8,097 |
| Salaries and employee benefits | $0 | 8,078 |
| Premises and equipment expense | $0 | 8,071 |
| Additional noninterest expense | $6,000 | 8,094 |
| Pre-tax net operating income | $41,000 | 5,520 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $17,000 | 3,848 |
| Income before extraordinary items | $25,000 | 5,676 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $25,000 | 5,676 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $25,000 | 5,676 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $25,000 | 5,611 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $74,000 | 8,158 |
| Total interest expense | $37,000 | 8,109 |
| Net interest income | $37,000 | 8,156 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $0 | 7,938 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $0 | 7,720 |
| Total noninterest expense | $3,000 | 8,192 |
| Salaries and employee benefits | $0 | 8,171 |
| Premises and equipment expense | $0 | 8,164 |
| Additional noninterest expense | $3,000 | 8,191 |
| Pre-tax net operating income | $34,000 | 5,608 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $14,000 | 3,870 |
| Income before extraordinary items | $21,000 | 5,787 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $21,000 | 5,785 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $21,000 | 5,785 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $21,000 | 5,701 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $40,000 | 8,213 |
| Total interest expense | $19,000 | 8,160 |
| Net interest income | $21,000 | 8,207 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $0 | 8,039 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $0 | 7,833 |
| Total noninterest expense | $3,000 | 8,244 |
| Salaries and employee benefits | $0 | 8,225 |
| Premises and equipment expense | $0 | 8,212 |
| Additional noninterest expense | $3,000 | 8,241 |
| Pre-tax net operating income | $18,000 | 6,039 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $7,000 | 4,167 |
| Income before extraordinary items | $11,000 | 6,264 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $11,000 | 6,266 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $11,000 | 6,266 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $11,000 | 6,112 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $168,000 | 8,267 |
| Total interest expense | $98,000 | 8,192 |
| Net interest income | $70,000 | 8,280 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $0 | 8,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $0 | 7,939 |
| Total noninterest expense | $6,000 | 8,297 |
| Salaries and employee benefits | $0 | 8,276 |
| Premises and equipment expense | $0 | 8,269 |
| Additional noninterest expense | $6,000 | 8,295 |
| Pre-tax net operating income | $64,000 | 6,128 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $26,000 | 4,165 |
| Income before extraordinary items | $40,000 | 6,072 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $40,000 | 6,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $40,000 | 6,211 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $127,000 | 8,352 |
| Total interest expense | $78,000 | 8,275 |
| Net interest income | $49,000 | 8,370 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $0 | 8,226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $0 | 8,105 |
| Total noninterest expense | $6,000 | 8,379 |
| Salaries and employee benefits | $0 | 8,359 |
| Premises and equipment expense | $0 | 8,353 |
| Additional noninterest expense | $6,000 | 8,378 |
| Pre-tax net operating income | $43,000 | 6,606 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $18,000 | 4,637 |
| Income before extraordinary items | $26,000 | 6,508 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $26,000 | 6,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $26,000 | 6,669 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $85,000 | 8,422 |
| Total interest expense | $58,000 | 8,333 |
| Net interest income | $27,000 | 8,437 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $0 | 8,311 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $0 | 8,191 |
| Total noninterest expense | $3,000 | 8,446 |
| Salaries and employee benefits | $0 | 8,428 |
| Premises and equipment expense | $0 | 8,420 |
| Additional noninterest expense | $3,000 | 8,446 |
| Pre-tax net operating income | $24,000 | 6,821 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $10,000 | 4,982 |
| Income before extraordinary items | $14,000 | 6,923 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $14,000 | 6,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $14,000 | 6,873 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $43,000 | 8,468 |
| Total interest expense | $33,000 | 8,362 |
| Net interest income | $10,000 | 8,484 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $0 | 8,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 8,220 |
| Total noninterest expense | $3,000 | 8,488 |
| Salaries and employee benefits | $0 | 8,470 |
| Premises and equipment expense | $0 | 8,457 |
| Additional noninterest expense | $3,000 | 8,484 |
| Pre-tax net operating income | $7,000 | 7,093 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $3,000 | 5,279 |
| Income before extraordinary items | $4,000 | 7,229 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,000 | 7,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $4,000 | 7,137 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,927,000 | 5,760 |
| Total interest expense | $2,354,000 | 5,427 |
| Net interest income | $2,573,000 | 5,903 |
| Provision for loan and lease losses | $61,000 | 5,443 |
| Total noninterest income | $445,000 | 5,274 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $445,000 | 3,534 |
| Total noninterest expense | $1,826,000 | 6,442 |
| Salaries and employee benefits | $906,000 | 6,679 |
| Premises and equipment expense | $437,000 | 4,768 |
| Additional noninterest expense | $483,000 | 6,659 |
| Pre-tax net operating income | $1,131,000 | 4,484 |
| Securities gains (losses) | $11,000 | 1,315 |
| Applicable income taxes | $358,000 | 3,166 |
| Income before extraordinary items | $784,000 | 4,836 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $784,000 | 4,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,216 |
| Cash dividends | $37,878,000 | 160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $776,410 | 4,824 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,883,000 | 4,969 |
| Total interest expense | $2,317,000 | 4,721 |
| Net interest income | $2,566,000 | 5,133 |
| Provision for loan and lease losses | $61,000 | 4,820 |
| Total noninterest income | $445,000 | 4,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $445,000 | 3,029 |
| Total noninterest expense | $1,810,000 | 5,676 |
| Salaries and employee benefits | $906,000 | 5,945 |
| Premises and equipment expense | $437,000 | 3,913 |
| Additional noninterest expense | $467,000 | 5,992 |
| Pre-tax net operating income | $1,140,000 | 4,064 |
| Securities gains (losses) | $11,000 | 979 |
| Applicable income taxes | $354,000 | 2,965 |
| Income before extraordinary items | $797,000 | 4,357 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $797,000 | 4,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,250 |
| Cash dividends | $37,878,000 | 131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $789,410 | 4,371 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,839,000 | 3,878 |
| Total interest expense | $2,278,000 | 3,707 |
| Net interest income | $2,561,000 | 3,955 |
| Provision for loan and lease losses | $61,000 | 3,977 |
| Total noninterest income | $431,000 | 3,865 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $431,000 | 2,473 |
| Total noninterest expense | $1,810,000 | 4,429 |
| Salaries and employee benefits | $906,000 | 4,728 |
| Premises and equipment expense | $437,000 | 2,880 |
| Additional noninterest expense | $467,000 | 4,803 |
| Pre-tax net operating income | $1,121,000 | 3,265 |
| Securities gains (losses) | $11,000 | 843 |
| Applicable income taxes | $354,000 | 2,536 |
| Income before extraordinary items | $778,000 | 3,585 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $778,000 | 3,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,409 |
| Cash dividends | $37,878,000 | 112 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $770,410 | 3,581 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,477,000 | 2,875 |
| Total interest expense | $1,686,000 | 2,692 |
| Net interest income | $1,791,000 | 3,052 |
| Provision for loan and lease losses | $38,000 | 3,501 |
| Total noninterest income | $303,000 | 3,087 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $303,000 | 1,948 |
| Total noninterest expense | $1,336,000 | 3,277 |
| Salaries and employee benefits | $687,000 | 3,515 |
| Premises and equipment expense | $303,000 | 2,157 |
| Additional noninterest expense | $346,000 | 3,559 |
| Pre-tax net operating income | $720,000 | 2,745 |
| Securities gains (losses) | $7,000 | 755 |
| Applicable income taxes | $260,000 | 2,036 |
| Income before extraordinary items | $467,000 | 3,168 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $467,000 | 3,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,384 |
| Cash dividends | $640,000 | 1,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $462,520 | 3,164 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,590,000 | 4,008 |
| Total interest expense | $4,013,000 | 3,589 |
| Net interest income | $4,577,000 | 4,296 |
| Provision for loan and lease losses | $63,000 | 5,280 |
| Total noninterest income | $793,000 | 4,072 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $793,000 | 2,588 |
| Total noninterest expense | $3,024,000 | 4,855 |
| Salaries and employee benefits | $1,560,000 | 5,064 |
| Premises and equipment expense | $704,000 | 3,324 |
| Additional noninterest expense | $759,000 | 5,391 |
| Pre-tax net operating income | $2,283,000 | 3,353 |
| Securities gains (losses) | $18,000 | 936 |
| Applicable income taxes | $840,000 | 2,413 |
| Income before extraordinary items | $1,461,000 | 3,825 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,461,000 | 3,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,716 |
| Cash dividends | $560,000 | 3,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,449,480 | 3,824 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,024,000 | 4,678 |
| Total interest expense | $2,323,000 | 4,151 |
| Net interest income | $2,701,000 | 5,004 |
| Provision for loan and lease losses | $33,000 | 5,584 |
| Total noninterest income | $406,000 | 4,976 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $406,000 | 3,193 |
| Total noninterest expense | $1,771,000 | 5,651 |
| Salaries and employee benefits | $939,000 | 5,747 |
| Premises and equipment expense | $409,000 | 4,049 |
| Additional noninterest expense | $422,000 | 6,252 |
| Pre-tax net operating income | $1,303,000 | 4,100 |
| Securities gains (losses) | $-4,000 | 7,334 |
| Applicable income taxes | $487,000 | 2,899 |
| Income before extraordinary items | $812,000 | 4,663 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $812,000 | 4,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $814,560 | 4,651 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,406,000 | 6,960 |
| Total interest expense | $733,000 | 6,038 |
| Net interest income | $673,000 | 7,505 |
| Provision for loan and lease losses | $3,000 | 6,297 |
| Total noninterest income | $109,000 | 6,838 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $109,000 | 4,945 |
| Total noninterest expense | $391,000 | 8,081 |
| Salaries and employee benefits | $203,000 | 8,183 |
| Premises and equipment expense | $113,000 | 6,491 |
| Additional noninterest expense | $75,000 | 8,432 |
| Pre-tax net operating income | $388,000 | 5,962 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $142,000 | 4,093 |
| Income before extraordinary items | $246,000 | 6,408 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $246,000 | 6,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $246,000 | 6,413 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,332,000 | 2,712 |
| Total interest expense | $1,794,000 | 2,001 |
| Net interest income | $1,538,000 | 3,474 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $273,000 | 3,277 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $273,000 | 2,073 |
| Total noninterest expense | $1,279,000 | 3,313 |
| Salaries and employee benefits | $679,000 | 3,414 |
| Premises and equipment expense | $310,000 | 2,031 |
| Additional noninterest expense | $290,000 | 4,009 |
| Pre-tax net operating income | $472,000 | 3,880 |
| Securities gains (losses) | $5,000 | 692 |
| Applicable income taxes | $147,000 | 3,065 |
| Income before extraordinary items | $330,000 | 4,173 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $330,000 | 4,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 758 |
| Cash dividends | $204,000 | 2,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $326,550 | 4,186 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,853,000 | 2,565 |
| Total interest expense | $6,728,000 | 1,687 |
| Net interest income | $6,125,000 | 3,364 |
| Provision for loan and lease losses | $255,000 | 3,113 |
| Total noninterest income | $1,400,000 | 2,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,400,000 | 1,760 |
| Total noninterest expense | $5,165,000 | 3,149 |
| Salaries and employee benefits | $2,655,000 | 3,317 |
| Premises and equipment expense | $1,168,000 | 2,046 |
| Additional noninterest expense | $1,342,000 | 3,527 |
| Pre-tax net operating income | $2,105,000 | 3,563 |
| Securities gains (losses) | $37,000 | 1,029 |
| Applicable income taxes | $796,000 | 2,612 |
| Income before extraordinary items | $1,346,000 | 4,056 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,346,000 | 4,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,108 |
| Cash dividends | $803,000 | 2,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,322,320 | 4,080 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,569,000 | 2,522 |
| Total interest expense | $4,975,000 | 1,618 |
| Net interest income | $4,594,000 | 3,363 |
| Provision for loan and lease losses | $110,000 | 4,035 |
| Total noninterest income | $1,041,000 | 2,825 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,041,000 | 1,772 |
| Total noninterest expense | $3,713,000 | 3,234 |
| Salaries and employee benefits | $1,962,000 | 3,328 |
| Premises and equipment expense | $872,000 | 2,042 |
| Additional noninterest expense | $879,000 | 3,887 |
| Pre-tax net operating income | $1,812,000 | 3,288 |
| Securities gains (losses) | $32,000 | 1,037 |
| Applicable income taxes | $665,000 | 2,467 |
| Income before extraordinary items | $1,179,000 | 3,708 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,179,000 | 3,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,120 |
| Cash dividends | $598,000 | 2,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,158,520 | 3,724 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,323,000 | 2,484 |
| Total interest expense | $3,275,000 | 1,537 |
| Net interest income | $3,048,000 | 3,362 |
| Provision for loan and lease losses | $70,000 | 3,946 |
| Total noninterest income | $673,000 | 2,850 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $673,000 | 1,786 |
| Total noninterest expense | $2,455,000 | 3,248 |
| Salaries and employee benefits | $1,314,000 | 3,300 |
| Premises and equipment expense | $589,000 | 2,009 |
| Additional noninterest expense | $552,000 | 4,053 |
| Pre-tax net operating income | $1,196,000 | 3,258 |
| Securities gains (losses) | $3,000 | 1,754 |
| Applicable income taxes | $432,000 | 2,483 |
| Income before extraordinary items | $767,000 | 3,732 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $767,000 | 3,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,314 |
| Cash dividends | $392,000 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $765,080 | 3,697 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,115,000 | 2,484 |
| Total interest expense | $1,618,000 | 1,480 |
| Net interest income | $1,497,000 | 3,419 |
| Provision for loan and lease losses | $40,000 | 3,596 |
| Total noninterest income | $334,000 | 2,816 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $334,000 | 1,758 |
| Total noninterest expense | $1,233,000 | 3,242 |
| Salaries and employee benefits | $658,000 | 3,289 |
| Premises and equipment expense | $294,000 | 2,040 |
| Additional noninterest expense | $281,000 | 4,003 |
| Pre-tax net operating income | $558,000 | 3,397 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $201,000 | 2,581 |
| Income before extraordinary items | $357,000 | 3,917 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $357,000 | 3,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,069 |
| Cash dividends | $196,000 | 2,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $357,000 | 3,866 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,282,000 | 2,346 |
| Total interest expense | $6,551,000 | 1,254 |
| Net interest income | $5,731,000 | 3,413 |
| Provision for loan and lease losses | $179,000 | 3,971 |
| Total noninterest income | $1,292,000 | 2,969 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,292,000 | 1,817 |
| Total noninterest expense | $4,439,000 | 3,456 |
| Salaries and employee benefits | $2,407,000 | 3,448 |
| Premises and equipment expense | $952,000 | 2,396 |
| Additional noninterest expense | $1,080,000 | 4,077 |
| Pre-tax net operating income | $2,405,000 | 3,092 |
| Securities gains (losses) | $10,000 | 2,824 |
| Applicable income taxes | $861,000 | 2,403 |
| Income before extraordinary items | $1,554,000 | 3,546 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,554,000 | 3,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 2,184 |
| Cash dividends | $765,000 | 2,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,547,600 | 3,493 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,163,000 | 2,323 |
| Total interest expense | $4,925,000 | 1,225 |
| Net interest income | $4,238,000 | 3,435 |
| Provision for loan and lease losses | $114,000 | 4,067 |
| Total noninterest income | $976,000 | 2,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $976,000 | 1,797 |
| Total noninterest expense | $3,303,000 | 3,450 |
| Salaries and employee benefits | $1,806,000 | 3,416 |
| Premises and equipment expense | $701,000 | 2,417 |
| Additional noninterest expense | $796,000 | 4,105 |
| Pre-tax net operating income | $1,797,000 | 3,155 |
| Securities gains (losses) | $10,000 | 2,712 |
| Applicable income taxes | $641,000 | 2,458 |
| Income before extraordinary items | $1,166,000 | 3,617 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,166,000 | 3,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 2,128 |
| Cash dividends | $569,000 | 2,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,159,500 | 3,559 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,084,000 | 2,315 |
| Total interest expense | $3,293,000 | 1,198 |
| Net interest income | $2,791,000 | 3,453 |
| Provision for loan and lease losses | $83,000 | 3,874 |
| Total noninterest income | $663,000 | 2,952 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $663,000 | 1,792 |
| Total noninterest expense | $2,201,000 | 3,470 |
| Salaries and employee benefits | $1,202,000 | 3,438 |
| Premises and equipment expense | $467,000 | 2,419 |
| Additional noninterest expense | $532,000 | 4,118 |
| Pre-tax net operating income | $1,170,000 | 3,175 |
| Securities gains (losses) | $10,000 | 2,414 |
| Applicable income taxes | $416,000 | 2,495 |
| Income before extraordinary items | $764,000 | 3,639 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $764,000 | 3,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 1,584 |
| Cash dividends | $374,000 | 2,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $757,500 | 3,578 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,056,000 | 2,297 |
| Total interest expense | $1,667,000 | 1,202 |
| Net interest income | $1,389,000 | 3,466 |
| Provision for loan and lease losses | $53,000 | 3,225 |
| Total noninterest income | $306,000 | 3,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $306,000 | 1,861 |
| Total noninterest expense | $1,111,000 | 3,461 |
| Salaries and employee benefits | $598,000 | 3,467 |
| Premises and equipment expense | $246,000 | 2,348 |
| Additional noninterest expense | $267,000 | 4,103 |
| Pre-tax net operating income | $531,000 | 3,375 |
| Securities gains (losses) | $10,000 | 2,045 |
| Applicable income taxes | $187,000 | 2,692 |
| Income before extraordinary items | $354,000 | 3,815 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $354,000 | 3,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 1,004 |
| Cash dividends | $187,000 | 2,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $347,500 | 3,748 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,488,000 | 2,300 |
| Total interest expense | $7,013,000 | 1,261 |
| Net interest income | $5,475,000 | 3,441 |
| Provision for loan and lease losses | $305,000 | 3,117 |
| Total noninterest income | $1,592,000 | 2,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,592,000 | 1,751 |
| Total noninterest expense | $4,397,000 | 3,417 |
| Salaries and employee benefits | $2,358,000 | 3,424 |
| Premises and equipment expense | $983,000 | 2,287 |
| Additional noninterest expense | $1,056,000 | 4,099 |
| Pre-tax net operating income | $2,365,000 | 3,013 |
| Securities gains (losses) | $245,000 | 1,198 |
| Applicable income taxes | $918,000 | 2,296 |
| Income before extraordinary items | $1,692,000 | 3,248 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,692,000 | 3,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $442,000 | 1,763 |
| Cash dividends | $728,000 | 2,882 |
| Sale, conversion, retirement of capital stock, net | $93,000 | 675 |
| Net operating income | $1,532,750 | 3,339 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,427,000 | 2,324 |
| Total interest expense | $5,295,000 | 1,310 |
| Net interest income | $4,132,000 | 3,428 |
| Provision for loan and lease losses | $254,000 | 2,829 |
| Total noninterest income | $1,156,000 | 2,858 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,156,000 | 1,857 |
| Total noninterest expense | $3,289,000 | 3,420 |
| Salaries and employee benefits | $1,764,000 | 3,419 |
| Premises and equipment expense | $739,000 | 2,292 |
| Additional noninterest expense | $786,000 | 4,111 |
| Pre-tax net operating income | $1,745,000 | 3,150 |
| Securities gains (losses) | $198,000 | 1,233 |
| Applicable income taxes | $683,000 | 2,431 |
| Income before extraordinary items | $1,260,000 | 3,368 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,260,000 | 3,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $442,000 | 1,295 |
| Cash dividends | $541,000 | 2,564 |
| Sale, conversion, retirement of capital stock, net | $93,000 | 516 |
| Net operating income | $1,131,300 | 3,492 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,341,000 | 2,314 |
| Total interest expense | $3,557,000 | 1,352 |
| Net interest income | $2,784,000 | 3,397 |
| Provision for loan and lease losses | $203,000 | 2,489 |
| Total noninterest income | $740,000 | 2,904 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $740,000 | 1,888 |
| Total noninterest expense | $2,200,000 | 3,399 |
| Salaries and employee benefits | $1,193,000 | 3,377 |
| Premises and equipment expense | $494,000 | 2,280 |
| Additional noninterest expense | $513,000 | 4,162 |
| Pre-tax net operating income | $1,121,000 | 3,242 |
| Securities gains (losses) | $154,000 | 1,212 |
| Applicable income taxes | $450,000 | 2,479 |
| Income before extraordinary items | $825,000 | 3,429 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $825,000 | 3,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 2,900 |
| Cash dividends | $354,000 | 2,637 |
| Sale, conversion, retirement of capital stock, net | $93,000 | 396 |
| Net operating income | $724,900 | 3,580 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,176,000 | 2,327 |
| Total interest expense | $1,792,000 | 1,369 |
| Net interest income | $1,384,000 | 3,392 |
| Provision for loan and lease losses | $162,000 | 1,603 |
| Total noninterest income | $337,000 | 2,985 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $337,000 | 1,944 |
| Total noninterest expense | $1,144,000 | 3,288 |
| Salaries and employee benefits | $615,000 | 3,286 |
| Premises and equipment expense | $260,000 | 2,175 |
| Additional noninterest expense | $269,000 | 3,983 |
| Pre-tax net operating income | $415,000 | 3,953 |
| Securities gains (losses) | $154,000 | 782 |
| Applicable income taxes | $203,000 | 2,671 |
| Income before extraordinary items | $366,000 | 3,688 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $366,000 | 3,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,268 |
| Cash dividends | $177,000 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $93,000 | 228 |
| Net operating income | $267,440 | 4,341 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,873,000 | 2,216 |
| Total interest expense | $7,800,000 | 1,448 |
| Net interest income | $6,073,000 | 3,111 |
| Provision for loan and lease losses | $294,000 | 3,516 |
| Total noninterest income | $1,626,000 | 2,487 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,626,000 | 1,550 |
| Total noninterest expense | $4,469,000 | 3,241 |
| Salaries and employee benefits | $2,478,000 | 3,148 |
| Premises and equipment expense | $944,000 | 2,303 |
| Additional noninterest expense | $1,047,000 | 4,022 |
| Pre-tax net operating income | $2,936,000 | 2,547 |
| Securities gains (losses) | $79,000 | 1,976 |
| Applicable income taxes | $1,089,000 | 2,080 |
| Income before extraordinary items | $1,926,000 | 2,888 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,926,000 | 2,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 4,236 |
| Cash dividends | $684,000 | 2,943 |
| Sale, conversion, retirement of capital stock, net | $133,000 | 613 |
| Net operating income | $1,875,440 | 2,857 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,722,000 | 2,328 |
| Total interest expense | $8,965,000 | 1,814 |
| Net interest income | $5,757,000 | 3,057 |
| Provision for loan and lease losses | $103,000 | 5,550 |
| Total noninterest income | $1,478,000 | 2,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,478,000 | 1,539 |
| Total noninterest expense | $4,296,000 | 3,213 |
| Salaries and employee benefits | $2,398,000 | 3,058 |
| Premises and equipment expense | $888,000 | 2,402 |
| Additional noninterest expense | $1,010,000 | 4,040 |
| Pre-tax net operating income | $2,836,000 | 2,397 |
| Securities gains (losses) | $133,000 | 1,503 |
| Applicable income taxes | $1,070,000 | 1,974 |
| Income before extraordinary items | $1,899,000 | 2,659 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,899,000 | 2,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,726 |
| Cash dividends | $623,000 | 3,064 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 861 |
| Net operating income | $1,813,880 | 2,678 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $14,850,000 | 2,358 |
| Total interest expense | $8,914,000 | 1,940 |
| Net interest income | $5,936,000 | 2,978 |
| Provision for loan and lease losses | $135,000 | 4,606 |
| Total noninterest income | $1,449,000 | 2,412 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,449,000 | 1,422 |
| Total noninterest expense | $4,159,000 | 3,222 |
| Salaries and employee benefits | $2,361,000 | 2,981 |
| Premises and equipment expense | $857,000 | 2,413 |
| Additional noninterest expense | $941,000 | 4,179 |
| Pre-tax net operating income | $3,091,000 | 2,334 |
| Securities gains (losses) | $24,000 | 913 |
| Applicable income taxes | $1,189,000 | 1,839 |
| Income before extraordinary items | $1,926,000 | 2,652 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,926,000 | 2,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,205 |
| Cash dividends | $548,000 | 3,399 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 742 |
| Net operating income | $1,910,640 | 2,661 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,759,000 | 2,379 |
| Total interest expense | $8,109,000 | 1,835 |
| Net interest income | $5,650,000 | 3,071 |
| Provision for loan and lease losses | $96,000 | 5,335 |
| Total noninterest income | $1,220,000 | 2,661 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,220,000 | 1,619 |
| Total noninterest expense | $4,031,000 | 3,291 |
| Salaries and employee benefits | $2,175,000 | 3,174 |
| Premises and equipment expense | $889,000 | 2,285 |
| Additional noninterest expense | $967,000 | 4,130 |
| Pre-tax net operating income | $2,743,000 | 2,595 |
| Securities gains (losses) | $32,000 | 1,157 |
| Applicable income taxes | $1,097,000 | 2,067 |
| Income before extraordinary items | $1,678,000 | 2,966 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,678,000 | 2,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,499 |
| Cash dividends | $473,000 | 3,642 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 875 |
| Net operating income | $1,657,520 | 2,961 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,693,000 | 2,572 |
| Total interest expense | $7,634,000 | 2,002 |
| Net interest income | $5,059,000 | 3,350 |
| Provision for loan and lease losses | $105,000 | 5,006 |
| Total noninterest income | $968,000 | 3,160 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $968,000 | 1,901 |
| Total noninterest expense | $3,548,000 | 3,565 |
| Salaries and employee benefits | $1,805,000 | 3,659 |
| Premises and equipment expense | $804,000 | 2,440 |
| Additional noninterest expense | $939,000 | 4,160 |
| Pre-tax net operating income | $2,374,000 | 2,917 |
| Securities gains (losses) | $124,000 | 1,156 |
| Applicable income taxes | $999,000 | 2,314 |
| Income before extraordinary items | $1,499,000 | 3,267 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,499,000 | 3,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,985 |
| Cash dividends | $417,000 | 3,903 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 820 |
| Net operating income | $1,419,640 | 3,310 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,596,000 | 2,830 |
| Total interest expense | $6,862,000 | 2,202 |
| Net interest income | $4,734,000 | 3,669 |
| Provision for loan and lease losses | $148,000 | 4,189 |
| Total noninterest income | $796,000 | 3,579 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $796,000 | 2,032 |
| Total noninterest expense | $3,150,000 | 3,940 |
| Salaries and employee benefits | $1,602,000 | 4,012 |
| Premises and equipment expense | $752,000 | 2,567 |
| Additional noninterest expense | $796,000 | 4,743 |
| Pre-tax net operating income | $2,232,000 | 3,211 |
| Securities gains (losses) | $54,000 | 1,299 |
| Applicable income taxes | $920,000 | 2,610 |
| Income before extraordinary items | $1,366,000 | 3,642 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,366,000 | 3,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,272 |
| Cash dividends | $380,000 | 4,082 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 851 |
| Net operating income | $1,331,440 | 3,647 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,276,000 | 3,196 |
| Total interest expense | $5,957,000 | 2,569 |
| Net interest income | $4,319,000 | 4,018 |
| Provision for loan and lease losses | $5,000 | 8,822 |
| Total noninterest income | $722,000 | 4,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $722,000 | 2,248 |
| Total noninterest expense | $3,652,000 | 3,629 |
| Salaries and employee benefits | $1,424,000 | 4,527 |
| Premises and equipment expense | $777,000 | 2,522 |
| Additional noninterest expense | $1,451,000 | 3,213 |
| Pre-tax net operating income | $1,384,000 | 4,613 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $532,000 | 3,950 |
| Income before extraordinary items | $855,000 | 5,058 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $855,000 | 5,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,431 |
| Cash dividends | $342,000 | 4,248 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 777 |
| Net operating income | $853,080 | 5,011 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,188,000 | 3,555 |
| Total interest expense | $5,326,000 | 2,864 |
| Net interest income | $3,862,000 | 4,441 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $600,000 | 4,567 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $600,000 | 2,531 |
| Total noninterest expense | $2,778,000 | 4,559 |
| Salaries and employee benefits | $1,256,000 | 5,013 |
| Premises and equipment expense | $720,000 | 2,738 |
| Additional noninterest expense | $802,000 | 5,245 |
| Pre-tax net operating income | $1,684,000 | 4,052 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $656,000 | 3,413 |
| Income before extraordinary items | $1,028,000 | 4,481 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,028,000 | 4,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,576 |
| Cash dividends | $302,000 | 4,473 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,028,000 | 4,475 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,693,000 | 3,876 |
| Total interest expense | $3,970,000 | 3,078 |
| Net interest income | $3,723,000 | 4,674 |
| Provision for loan and lease losses | $180,000 | 3,202 |
| Total noninterest income | $626,000 | 4,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $626,000 | 2,509 |
| Total noninterest expense | $2,533,000 | 5,111 |
| Salaries and employee benefits | $1,173,000 | 5,354 |
| Premises and equipment expense | $624,000 | 3,156 |
| Additional noninterest expense | $736,000 | 6,085 |
| Pre-tax net operating income | $1,636,000 | 4,090 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $655,000 | 3,259 |
| Income before extraordinary items | $981,000 | 4,604 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $981,000 | 4,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,857 |
| Cash dividends | $271,000 | 4,743 |
| Sale, conversion, retirement of capital stock, net | $114,000 | 783 |
| Net operating income | $981,000 | 4,641 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,274,000 | 4,164 |
| Total interest expense | $3,688,000 | 3,416 |
| Net interest income | $3,586,000 | 4,859 |
| Provision for loan and lease losses | $255,000 | 3,336 |
| Total noninterest income | $425,000 | 6,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $425,000 | 3,618 |
| Total noninterest expense | $2,201,000 | 5,863 |
| Salaries and employee benefits | $994,000 | 6,168 |
| Premises and equipment expense | $542,000 | 3,620 |
| Additional noninterest expense | $665,000 | 6,824 |
| Pre-tax net operating income | $1,555,000 | 4,179 |
| Securities gains (losses) | $33,000 | 3,976 |
| Applicable income taxes | $663,000 | 3,281 |
| Income before extraordinary items | $925,000 | 4,988 |
| Extraordinary gains, net | $73,000 | 1,877 |
| Net income | $998,000 | 4,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $239,000 | 5,036 |
| Sale, conversion, retirement of capital stock, net | $154,000 | 824 |
| Net operating income | $903,880 | 4,860 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,358,000 | 4,620 |
| Total interest expense | $3,983,000 | 4,097 |
| Net interest income | $3,375,000 | 5,171 |
| Provision for loan and lease losses | $307,000 | 4,054 |
| Total noninterest income | $438,000 | 6,185 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $438,000 | 3,499 |
| Total noninterest expense | $2,095,000 | 6,149 |
| Salaries and employee benefits | $961,000 | 6,255 |
| Premises and equipment expense | $541,000 | 3,710 |
| Additional noninterest expense | $593,000 | 7,576 |
| Pre-tax net operating income | $1,411,000 | 4,279 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $605,000 | 3,410 |
| Income before extraordinary items | $806,000 | 5,329 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $806,000 | 5,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $366,000 | 2,979 |
| Cash dividends | $198,000 | 5,154 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 920 |
| Net operating income | $806,000 | 5,027 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.