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MainSource Bank, Income and Expense

2018-03-31 (YTD Data)		Rank
Total interest income	$41,919,000	232
Total interest expense	$4,199,000	306
Net interest income	$37,720,000	221
Provision for loan and lease losses	$400,000	550
Total noninterest income	$12,470,000	223
Gross Fiduciary activities income	$323,000	424
Service charges on deposit accounts	$5,140,000	96
Trading account gains and fees	$0	123
Additional Noninterest Income	$7,007,000	248
Total noninterest expense	$34,166,000	216
Salaries and employee benefits	$16,778,000	223
Premises and equipment expense	$5,360,000	162
Additional noninterest expense	$12,028,000	207
Pre-tax net operating income	$15,624,000	259
Securities gains (losses)	$20,000	339
Applicable income taxes	$2,341,000	315
Income before extraordinary items	$13,303,000	246
Extraordinary gains, net	$0	7
Net income	$13,303,000	245
Minority interest net income	$0	52
Net income of bank and minority interests.	$13,303,000	246
Net charge-offs	$3,677,000	104
Cash dividends	$12,000,000	120
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$13,286,000	246
2017-12-31 (YTD Data)		Rank
Total interest income	$158,153,000	228
Total interest expense	$12,831,000	320
Net interest income	$145,322,000	220
Provision for loan and lease losses	$1,250,000	746
Total noninterest income	$53,580,000	214
Gross Fiduciary activities income	$1,260,000	419
Service charges on deposit accounts	$21,592,000	91
Trading account gains and fees	$0	151
Additional Noninterest Income	$30,728,000	228
Total noninterest expense	$120,696,000	227
Salaries and employee benefits	$58,165,000	238
Premises and equipment expense	$20,381,000	158
Additional noninterest expense	$42,150,000	220
Pre-tax net operating income	$76,956,000	213
Securities gains (losses)	$82,000	693
Applicable income taxes	$18,871,000	276
Income before extraordinary items	$58,167,000	194
Extraordinary gains, net	$0	9
Net income	$58,167,000	194
Minority interest net income	$0	76
Net income of bank and minority interests.	$58,167,000	194
Net charge-offs	$1,207,000	600
Cash dividends	$47,000,000	133
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$58,104,680	193
2017-09-30 (YTD Data)		Rank
Total interest income	$115,898,000	229
Total interest expense	$8,951,000	328
Net interest income	$106,947,000	221
Provision for loan and lease losses	$700,000	922
Total noninterest income	$40,877,000	211
Gross Fiduciary activities income	$930,000	424
Service charges on deposit accounts	$15,974,000	88
Trading account gains and fees	$0	145
Additional Noninterest Income	$23,973,000	224
Total noninterest expense	$92,020,000	221
Salaries and employee benefits	$43,833,000	241
Premises and equipment expense	$15,100,000	159
Additional noninterest expense	$33,087,000	207
Pre-tax net operating income	$55,104,000	224
Securities gains (losses)	$11,000	1,579
Applicable income taxes	$15,070,000	233
Income before extraordinary items	$40,045,000	216
Extraordinary gains, net	$0	9
Net income	$40,045,000	216
Minority interest net income	$0	71
Net income of bank and minority interests.	$40,045,000	217
Net charge-offs	$656,000	664
Cash dividends	$35,000,000	122
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$40,036,970	216
2017-06-30 (YTD Data)		Rank
Total interest income	$74,200,000	236
Total interest expense	$5,361,000	332
Net interest income	$68,839,000	225
Provision for loan and lease losses	$100,000	2,230
Total noninterest income	$26,686,000	213
Gross Fiduciary activities income	$620,000	425
Service charges on deposit accounts	$10,331,000	90
Trading account gains and fees	$0	139
Additional Noninterest Income	$15,735,000	231
Total noninterest expense	$61,587,000	222
Salaries and employee benefits	$29,125,000	239
Premises and equipment expense	$9,817,000	160
Additional noninterest expense	$22,645,000	204
Pre-tax net operating income	$33,838,000	233
Securities gains (losses)	$19,000	1,018
Applicable income taxes	$9,148,000	249
Income before extraordinary items	$24,709,000	232
Extraordinary gains, net	$0	11
Net income	$24,709,000	232
Minority interest net income	$0	71
Net income of bank and minority interests.	$24,709,000	232
Net charge-offs	$293,000	845
Cash dividends	$23,000,000	121
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$24,695,130	231
2017-03-31 (YTD Data)		Rank
Total interest income	$35,106,000	246
Total interest expense	$2,394,000	340
Net interest income	$32,712,000	234
Provision for loan and lease losses	$0	3,537
Total noninterest income	$13,054,000	214
Gross Fiduciary activities income	$300,000	431
Service charges on deposit accounts	$4,951,000	95
Trading account gains and fees	$0	142
Additional Noninterest Income	$7,803,000	226
Total noninterest expense	$27,057,000	241
Salaries and employee benefits	$14,409,000	244
Premises and equipment expense	$4,762,000	162
Additional noninterest expense	$7,886,000	267
Pre-tax net operating income	$18,709,000	215
Securities gains (losses)	$13,000	600
Applicable income taxes	$5,150,000	227
Income before extraordinary items	$13,572,000	215
Extraordinary gains, net	$0	8
Net income	$13,572,000	215
Minority interest net income	$0	55
Net income of bank and minority interests.	$13,572,000	215
Net charge-offs	$131,000	773
Cash dividends	$12,000,000	104
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$13,562,640	212
2016-12-31 (YTD Data)		Rank
Total interest income	$127,880,000	255
Total interest expense	$8,849,000	342
Net interest income	$119,031,000	246
Provision for loan and lease losses	$1,705,000	585
Total noninterest income	$52,291,000	214
Gross Fiduciary activities income	$1,163,000	431
Service charges on deposit accounts	$21,666,000	89
Trading account gains and fees	$0	170
Additional Noninterest Income	$29,462,000	238
Total noninterest expense	$108,113,000	238
Salaries and employee benefits	$50,921,000	257
Premises and equipment expense	$17,836,000	169
Additional noninterest expense	$39,356,000	230
Pre-tax net operating income	$61,504,000	231
Securities gains (losses)	$170,000	961
Applicable income taxes	$16,488,000	250
Income before extraordinary items	$45,186,000	231
Extraordinary gains, net	$0	5
Net income	$45,186,000	229
Minority interest net income	$0	82
Net income of bank and minority interests.	$45,186,000	230
Net charge-offs	$1,226,000	565
Cash dividends	$42,000,000	135
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$45,061,900	230
2016-09-30 (YTD Data)		Rank
Total interest income	$93,130,000	260
Total interest expense	$6,554,000	342
Net interest income	$86,576,000	246
Provision for loan and lease losses	$855,000	783
Total noninterest income	$38,859,000	216
Gross Fiduciary activities income	$855,000	432
Service charges on deposit accounts	$16,088,000	91
Trading account gains and fees	$0	169
Additional Noninterest Income	$21,916,000	240
Total noninterest expense	$81,849,000	230
Salaries and employee benefits	$37,560,000	260
Premises and equipment expense	$13,228,000	169
Additional noninterest expense	$31,061,000	217
Pre-tax net operating income	$42,731,000	243
Securities gains (losses)	$144,000	1,016
Applicable income taxes	$11,340,000	263
Income before extraordinary items	$31,535,000	237
Extraordinary gains, net	$0	5
Net income	$31,535,000	237
Minority interest net income	$0	71
Net income of bank and minority interests.	$31,535,000	237
Net charge-offs	$1,047,000	467
Cash dividends	$31,000,000	131
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$31,428,440	234
2016-06-30 (YTD Data)		Rank
Total interest income	$59,402,000	269
Total interest expense	$4,246,000	352
Net interest income	$55,156,000	258
Provision for loan and lease losses	$705,000	647
Total noninterest income	$24,985,000	214
Gross Fiduciary activities income	$570,000	437
Service charges on deposit accounts	$10,215,000	94
Trading account gains and fees	$0	157
Additional Noninterest Income	$14,200,000	241
Total noninterest expense	$55,504,000	228
Salaries and employee benefits	$24,457,000	269
Premises and equipment expense	$8,521,000	172
Additional noninterest expense	$22,526,000	202
Pre-tax net operating income	$23,932,000	268
Securities gains (losses)	$121,000	844
Applicable income taxes	$6,044,000	294
Income before extraordinary items	$18,009,000	258
Extraordinary gains, net	$0	16
Net income	$18,009,000	257
Minority interest net income	$0	71
Net income of bank and minority interests.	$18,009,000	257
Net charge-offs	$1,257,000	302
Cash dividends	$31,000,000	98
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$17,918,250	256
2016-03-31 (YTD Data)		Rank
Total interest income	$28,656,000	274
Total interest expense	$2,032,000	363
Net interest income	$26,624,000	264
Provision for loan and lease losses	$500,000	456
Total noninterest income	$11,490,000	223
Gross Fiduciary activities income	$285,000	440
Service charges on deposit accounts	$4,829,000	95
Trading account gains and fees	$0	142
Additional Noninterest Income	$6,376,000	246
Total noninterest expense	$24,260,000	262
Salaries and employee benefits	$11,957,000	271
Premises and equipment expense	$4,272,000	176
Additional noninterest expense	$8,031,000	257
Pre-tax net operating income	$13,354,000	243
Securities gains (losses)	$17,000	1,296
Applicable income taxes	$3,364,000	275
Income before extraordinary items	$10,007,000	240
Extraordinary gains, net	$0	12
Net income	$10,007,000	240
Minority interest net income	$0	62
Net income of bank and minority interests.	$10,007,000	240
Net charge-offs	$1,441,000	173
Cash dividends	$10,000,000	134
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$9,994,250	236
2015-12-31 (YTD Data)		Rank
Total interest income	$110,699,000	268
Total interest expense	$7,120,000	385
Net interest income	$103,579,000	256
Provision for loan and lease losses	$1,625,000	541
Total noninterest income	$49,381,000	222
Gross Fiduciary activities income	$1,181,000	435
Service charges on deposit accounts	$22,589,000	89
Trading account gains and fees	$0	159
Additional Noninterest Income	$25,611,000	263
Total noninterest expense	$98,865,000	247
Salaries and employee benefits	$47,419,000	261
Premises and equipment expense	$15,698,000	184
Additional noninterest expense	$35,748,000	239
Pre-tax net operating income	$52,470,000	241
Securities gains (losses)	$386,000	443
Applicable income taxes	$13,126,000	266
Income before extraordinary items	$39,730,000	244
Extraordinary gains, net	$0	23
Net income	$39,730,000	243
Minority interest net income	$0	81
Net income of bank and minority interests.	$39,730,000	244
Net charge-offs	$2,855,000	282
Cash dividends	$28,000,000	174
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$39,440,500	245
2015-09-30 (YTD Data)		Rank
Total interest income	$82,364,000	276
Total interest expense	$5,246,000	393
Net interest income	$77,118,000	265
Provision for loan and lease losses	$800,000	711
Total noninterest income	$36,827,000	226
Gross Fiduciary activities income	$894,000	435
Service charges on deposit accounts	$16,617,000	93
Trading account gains and fees	$0	153
Additional Noninterest Income	$19,316,000	261
Total noninterest expense	$73,535,000	258
Salaries and employee benefits	$34,579,000	274
Premises and equipment expense	$11,693,000	188
Additional noninterest expense	$27,263,000	243
Pre-tax net operating income	$39,610,000	238
Securities gains (losses)	$360,000	413
Applicable income taxes	$9,590,000	280
Income before extraordinary items	$30,380,000	242
Extraordinary gains, net	$0	21
Net income	$30,380,000	241
Minority interest net income	$0	78
Net income of bank and minority interests.	$30,380,000	242
Net charge-offs	$2,027,000	279
Cash dividends	$18,000,000	190
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$30,106,400	242
2015-06-30 (YTD Data)		Rank
Total interest income	$54,370,000	276
Total interest expense	$3,538,000	383
Net interest income	$50,832,000	268
Provision for loan and lease losses	$0	4,069
Total noninterest income	$23,619,000	232
Gross Fiduciary activities income	$608,000	435
Service charges on deposit accounts	$10,368,000	95
Trading account gains and fees	$0	157
Additional Noninterest Income	$12,643,000	271
Total noninterest expense	$49,208,000	255
Salaries and employee benefits	$22,925,000	280
Premises and equipment expense	$7,792,000	190
Additional noninterest expense	$18,491,000	241
Pre-tax net operating income	$25,243,000	249
Securities gains (losses)	$315,000	367
Applicable income taxes	$6,035,000	294
Income before extraordinary items	$19,523,000	253
Extraordinary gains, net	$0	22
Net income	$19,523,000	253
Minority interest net income	$0	75
Net income of bank and minority interests.	$19,523,000	253
Net charge-offs	$777,000	433
Cash dividends	$8,000,000	242
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$19,283,600	251
2015-03-31 (YTD Data)		Rank
Total interest income	$27,189,000	272
Total interest expense	$1,903,000	362
Net interest income	$25,286,000	268
Provision for loan and lease losses	$0	3,703
Total noninterest income	$10,960,000	238
Gross Fiduciary activities income	$324,000	424
Service charges on deposit accounts	$4,733,000	98
Trading account gains and fees	$0	152
Additional Noninterest Income	$5,903,000	268
Total noninterest expense	$25,575,000	251
Salaries and employee benefits	$11,365,000	279
Premises and equipment expense	$3,926,000	185
Additional noninterest expense	$10,284,000	217
Pre-tax net operating income	$10,671,000	275
Securities gains (losses)	$252,000	293
Applicable income taxes	$2,370,000	335
Income before extraordinary items	$8,553,000	259
Extraordinary gains, net	$0	13
Net income	$8,553,000	259
Minority interest net income	$0	64
Net income of bank and minority interests.	$8,553,000	259
Net charge-offs	$612,000	288
Cash dividends	$8,000,000	146
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$8,356,440	262
2014-12-31 (YTD Data)		Rank
Total interest income	$102,791,000	274
Total interest expense	$7,320,000	376
Net interest income	$95,471,000	269
Provision for loan and lease losses	$1,500,000	609
Total noninterest income	$42,516,000	228
Gross Fiduciary activities income	$1,200,000	433
Service charges on deposit accounts	$21,075,000	94
Trading account gains and fees	$0	180
Additional Noninterest Income	$20,241,000	270
Total noninterest expense	$92,084,000	266
Salaries and employee benefits	$42,661,000	285
Premises and equipment expense	$13,741,000	198
Additional noninterest expense	$35,682,000	242
Pre-tax net operating income	$44,403,000	254
Securities gains (losses)	$-476,000	6,448
Applicable income taxes	$10,190,000	299
Income before extraordinary items	$33,737,000	254
Extraordinary gains, net	$0	17
Net income	$33,737,000	252
Minority interest net income	$0	84
Net income of bank and minority interests.	$33,737,000	253
Net charge-offs	$5,859,000	207
Cash dividends	$24,000,000	190
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$34,103,520	251
2014-09-30 (YTD Data)		Rank
Total interest income	$75,710,000	276
Total interest expense	$5,387,000	389
Net interest income	$70,323,000	269
Provision for loan and lease losses	$1,500,000	449
Total noninterest income	$31,089,000	231
Gross Fiduciary activities income	$900,000	431
Service charges on deposit accounts	$15,600,000	96
Trading account gains and fees	$0	174
Additional Noninterest Income	$14,589,000	273
Total noninterest expense	$64,794,000	278
Salaries and employee benefits	$30,810,000	290
Premises and equipment expense	$10,145,000	200
Additional noninterest expense	$23,839,000	262
Pre-tax net operating income	$35,118,000	246
Securities gains (losses)	$-503,000	6,537
Applicable income taxes	$8,305,000	284
Income before extraordinary items	$26,310,000	237
Extraordinary gains, net	$0	15
Net income	$26,310,000	238
Minority interest net income	$0	81
Net income of bank and minority interests.	$26,310,000	238
Net charge-offs	$4,560,000	194
Cash dividends	$16,000,000	193
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$26,692,280	236
2014-06-30 (YTD Data)		Rank
Total interest income	$50,678,000	274
Total interest expense	$3,660,000	381
Net interest income	$47,018,000	267
Provision for loan and lease losses	$1,500,000	318
Total noninterest income	$20,127,000	240
Gross Fiduciary activities income	$600,000	430
Service charges on deposit accounts	$10,073,000	96
Trading account gains and fees	$0	172
Additional Noninterest Income	$9,454,000	272
Total noninterest expense	$43,544,000	273
Salaries and employee benefits	$20,698,000	284
Premises and equipment expense	$6,724,000	203
Additional noninterest expense	$16,122,000	259
Pre-tax net operating income	$22,101,000	244
Securities gains (losses)	$-504,000	6,618
Applicable income taxes	$4,999,000	297
Income before extraordinary items	$16,598,000	244
Extraordinary gains, net	$0	20
Net income	$16,598,000	244
Minority interest net income	$0	80
Net income of bank and minority interests.	$16,598,000	244
Net charge-offs	$5,242,000	134
Cash dividends	$8,000,000	217
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$16,986,080	241
2014-03-31 (YTD Data)		Rank
Total interest income	$25,433,000	274
Total interest expense	$1,868,000	374
Net interest income	$23,565,000	270
Provision for loan and lease losses	$750,000	310
Total noninterest income	$9,084,000	249
Gross Fiduciary activities income	$300,000	435
Service charges on deposit accounts	$4,668,000	101
Trading account gains and fees	$0	147
Additional Noninterest Income	$4,116,000	301
Total noninterest expense	$22,115,000	266
Salaries and employee benefits	$10,404,000	279
Premises and equipment expense	$3,546,000	198
Additional noninterest expense	$8,165,000	253
Pre-tax net operating income	$9,784,000	262
Securities gains (losses)	$0	1,715
Applicable income taxes	$2,170,000	313
Income before extraordinary items	$7,614,000	259
Extraordinary gains, net	$0	16
Net income	$7,614,000	259
Minority interest net income	$0	66
Net income of bank and minority interests.	$7,614,000	259
Net charge-offs	$1,112,000	280
Cash dividends	$8,000,000	124
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$7,614,000	253
2013-12-31 (YTD Data)		Rank
Total interest income	$101,273,000	274
Total interest expense	$8,303,000	377
Net interest income	$92,970,000	266
Provision for loan and lease losses	$4,534,000	292
Total noninterest income	$41,008,000	246
Gross Fiduciary activities income	$1,140,000	432
Service charges on deposit accounts	$20,762,000	92
Trading account gains and fees	$0	184
Additional Noninterest Income	$19,106,000	297
Total noninterest expense	$91,800,000	263
Salaries and employee benefits	$41,805,000	276
Premises and equipment expense	$12,549,000	204
Additional noninterest expense	$37,446,000	234
Pre-tax net operating income	$37,644,000	266
Securities gains (losses)	$835,000	279
Applicable income taxes	$7,228,000	352
Income before extraordinary items	$31,251,000	257
Extraordinary gains, net	$0	29
Net income	$31,251,000	256
Minority interest net income	$0	90
Net income of bank and minority interests.	$31,251,000	257
Net charge-offs	$9,151,000	200
Cash dividends	$34,000,000	141
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$30,574,650	260
2013-09-30 (YTD Data)		Rank
Total interest income	$75,723,000	272
Total interest expense	$6,358,000	371
Net interest income	$69,365,000	267
Provision for loan and lease losses	$3,734,000	274
Total noninterest income	$30,874,000	250
Gross Fiduciary activities income	$855,000	430
Service charges on deposit accounts	$15,372,000	92
Trading account gains and fees	$0	180
Additional Noninterest Income	$14,647,000	304
Total noninterest expense	$69,262,000	254
Salaries and employee benefits	$31,425,000	278
Premises and equipment expense	$9,274,000	207
Additional noninterest expense	$28,563,000	227
Pre-tax net operating income	$27,243,000	276
Securities gains (losses)	$835,000	253
Applicable income taxes	$5,204,000	376
Income before extraordinary items	$22,874,000	264
Extraordinary gains, net	$0	25
Net income	$22,874,000	264
Minority interest net income	$0	84
Net income of bank and minority interests.	$22,874,000	264
Net charge-offs	$8,111,000	170
Cash dividends	$26,000,000	123
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$22,197,650	268
2013-06-30 (YTD Data)		Rank
Total interest income	$50,349,000	274
Total interest expense	$4,356,000	371
Net interest income	$45,993,000	266
Provision for loan and lease losses	$2,734,000	271
Total noninterest income	$19,954,000	257
Gross Fiduciary activities income	$570,000	430
Service charges on deposit accounts	$9,757,000	95
Trading account gains and fees	$0	157
Additional Noninterest Income	$9,627,000	313
Total noninterest expense	$47,409,000	252
Salaries and employee benefits	$21,169,000	278
Premises and equipment expense	$6,183,000	208
Additional noninterest expense	$20,057,000	219
Pre-tax net operating income	$15,804,000	303
Securities gains (losses)	$833,000	216
Applicable income taxes	$2,694,000	442
Income before extraordinary items	$13,943,000	272
Extraordinary gains, net	$0	22
Net income	$13,943,000	273
Minority interest net income	$0	82
Net income of bank and minority interests.	$13,943,000	273
Net charge-offs	$6,958,000	144
Cash dividends	$18,000,000	122
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$13,243,280	278
2013-03-31 (YTD Data)		Rank
Total interest income	$25,315,000	279
Total interest expense	$2,290,000	364
Net interest income	$23,025,000	271
Provision for loan and lease losses	$1,734,000	236
Total noninterest income	$9,014,000	271
Gross Fiduciary activities income	$285,000	435
Service charges on deposit accounts	$4,550,000	101
Trading account gains and fees	$0	148
Additional Noninterest Income	$4,179,000	350
Total noninterest expense	$25,303,000	233
Salaries and employee benefits	$10,987,000	271
Premises and equipment expense	$3,099,000	210
Additional noninterest expense	$11,217,000	212
Pre-tax net operating income	$5,002,000	439
Securities gains (losses)	$844,000	125
Applicable income taxes	$506,000	902
Income before extraordinary items	$5,340,000	329
Extraordinary gains, net	$0	10
Net income	$5,340,000	330
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,340,000	330
Net charge-offs	$2,232,000	238
Cash dividends	$10,000,000	91
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$4,571,960	370
2012-12-31 (YTD Data)		Rank
Total interest income	$108,763,000	265
Total interest expense	$12,860,000	317
Net interest income	$95,903,000	257
Provision for loan and lease losses	$9,850,000	275
Total noninterest income	$41,397,000	253
Gross Fiduciary activities income	$1,114,000	427
Service charges on deposit accounts	$20,042,000	95
Trading account gains and fees	$0	166
Additional Noninterest Income	$20,241,000	305
Total noninterest expense	$86,796,000	272
Salaries and employee benefits	$37,308,000	297
Premises and equipment expense	$9,268,000	278
Additional noninterest expense	$40,220,000	230
Pre-tax net operating income	$40,654,000	245
Securities gains (losses)	$1,868,000	288
Applicable income taxes	$8,992,000	299
Income before extraordinary items	$33,530,000	240
Extraordinary gains, net	$0	29
Net income	$33,530,000	239
Minority interest net income	$0	93
Net income of bank and minority interests.	$33,530,000	240
Net charge-offs	$17,513,000	207
Cash dividends	$47,500,000	122
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$32,054,280	242
2012-09-30 (YTD Data)		Rank
Total interest income	$82,416,000	267
Total interest expense	$10,178,000	318
Net interest income	$72,238,000	258
Provision for loan and lease losses	$7,600,000	286
Total noninterest income	$28,570,000	262
Gross Fiduciary activities income	$827,000	426
Service charges on deposit accounts	$14,735,000	97
Trading account gains and fees	$0	157
Additional Noninterest Income	$13,008,000	321
Total noninterest expense	$65,123,000	269
Salaries and employee benefits	$28,137,000	294
Premises and equipment expense	$6,930,000	276
Additional noninterest expense	$30,056,000	228
Pre-tax net operating income	$28,085,000	263
Securities gains (losses)	$1,867,000	215
Applicable income taxes	$6,087,000	329
Income before extraordinary items	$23,865,000	248
Extraordinary gains, net	$0	20
Net income	$23,865,000	247
Minority interest net income	$0	86
Net income of bank and minority interests.	$23,865,000	248
Net charge-offs	$12,244,000	220
Cash dividends	$32,500,000	99
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$22,371,400	246
2012-06-30 (YTD Data)		Rank
Total interest income	$55,588,000	264
Total interest expense	$7,136,000	310
Net interest income	$48,452,000	258
Provision for loan and lease losses	$5,600,000	268
Total noninterest income	$18,187,000	274
Gross Fiduciary activities income	$540,000	428
Service charges on deposit accounts	$9,400,000	100
Trading account gains and fees	$0	153
Additional Noninterest Income	$8,247,000	328
Total noninterest expense	$42,484,000	272
Salaries and employee benefits	$18,708,000	292
Premises and equipment expense	$4,571,000	287
Additional noninterest expense	$19,205,000	232
Pre-tax net operating income	$18,555,000	256
Securities gains (losses)	$1,035,000	272
Applicable income taxes	$3,944,000	333
Income before extraordinary items	$15,646,000	252
Extraordinary gains, net	$0	19
Net income	$15,646,000	251
Minority interest net income	$0	84
Net income of bank and minority interests.	$15,646,000	252
Net charge-offs	$7,200,000	248
Cash dividends	$32,500,000	75
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$14,818,000	244
2012-03-31 (YTD Data)		Rank
Total interest income	$27,908,000	264
Total interest expense	$3,664,000	312
Net interest income	$24,244,000	258
Provision for loan and lease losses	$3,100,000	243
Total noninterest income	$8,361,000	280
Gross Fiduciary activities income	$266,000	429
Service charges on deposit accounts	$4,431,000	103
Trading account gains and fees	$0	148
Additional Noninterest Income	$3,664,000	351
Total noninterest expense	$21,145,000	268
Salaries and employee benefits	$9,352,000	291
Premises and equipment expense	$2,187,000	294
Additional noninterest expense	$9,606,000	231
Pre-tax net operating income	$8,360,000	272
Securities gains (losses)	$987,000	145
Applicable income taxes	$1,792,000	352
Income before extraordinary items	$7,555,000	244
Extraordinary gains, net	$0	19
Net income	$7,555,000	245
Minority interest net income	$0	78
Net income of bank and minority interests.	$7,555,000	245
Net charge-offs	$4,448,000	213
Cash dividends	$2,500,000	218
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$6,755,530	252
2011-12-31 (YTD Data)		Rank
Total interest income	$121,608,000	244
Total interest expense	$20,027,000	275
Net interest income	$101,581,000	246
Provision for loan and lease losses	$17,800,000	257
Total noninterest income	$32,711,000	255
Gross Fiduciary activities income	$892,000	426
Service charges on deposit accounts	$18,384,000	107
Trading account gains and fees	$0	146
Additional Noninterest Income	$13,435,000	350
Total noninterest expense	$91,694,000	239
Salaries and employee benefits	$38,166,000	265
Premises and equipment expense	$8,817,000	303
Additional noninterest expense	$44,711,000	208
Pre-tax net operating income	$24,798,000	311
Securities gains (losses)	$11,357,000	58
Applicable income taxes	$6,600,000	337
Income before extraordinary items	$29,555,000	234
Extraordinary gains, net	$0	29
Net income	$29,555,000	234
Minority interest net income	$0	96
Net income of bank and minority interests.	$29,555,000	235
Net charge-offs	$20,516,000	252
Cash dividends	$2,500,000	785
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$20,242,260	283
2011-09-30 (YTD Data)		Rank
Total interest income	$92,640,000	242
Total interest expense	$15,936,000	269
Net interest income	$76,704,000	242
Provision for loan and lease losses	$14,600,000	235
Total noninterest income	$25,253,000	251
Gross Fiduciary activities income	$711,000	406
Service charges on deposit accounts	$13,469,000	107
Trading account gains and fees	$0	145
Additional Noninterest Income	$11,073,000	331
Total noninterest expense	$65,130,000	249
Salaries and employee benefits	$28,994,000	257
Premises and equipment expense	$6,588,000	304
Additional noninterest expense	$29,548,000	223
Pre-tax net operating income	$22,227,000	275
Securities gains (losses)	$4,917,000	91
Applicable income taxes	$5,197,000	326
Income before extraordinary items	$21,947,000	233
Extraordinary gains, net	$0	21
Net income	$21,947,000	233
Minority interest net income	$0	87
Net income of bank and minority interests.	$21,947,000	234
Net charge-offs	$15,773,000	233
Cash dividends	$2,500,000	533
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$17,964,230	260
2011-06-30 (YTD Data)		Rank
Total interest income	$62,296,000	244
Total interest expense	$11,093,000	278
Net interest income	$51,203,000	244
Provision for loan and lease losses	$9,600,000	249
Total noninterest income	$17,073,000	246
Gross Fiduciary activities income	$485,000	408
Service charges on deposit accounts	$8,537,000	111
Trading account gains and fees	$0	153
Additional Noninterest Income	$8,051,000	314
Total noninterest expense	$43,639,000	253
Salaries and employee benefits	$19,483,000	259
Premises and equipment expense	$4,474,000	303
Additional noninterest expense	$19,682,000	228
Pre-tax net operating income	$15,037,000	269
Securities gains (losses)	$3,654,000	73
Applicable income taxes	$3,676,000	310
Income before extraordinary items	$15,015,000	220
Extraordinary gains, net	$0	15
Net income	$15,015,000	219
Minority interest net income	$0	89
Net income of bank and minority interests.	$15,015,000	220
Net charge-offs	$10,742,000	251
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$12,091,800	252
2011-03-31 (YTD Data)		Rank
Total interest income	$31,175,000	242
Total interest expense	$5,798,000	279
Net interest income	$25,377,000	245
Provision for loan and lease losses	$5,600,000	216
Total noninterest income	$8,322,000	256
Gross Fiduciary activities income	$242,000	412
Service charges on deposit accounts	$3,953,000	119
Trading account gains and fees	$0	158
Additional Noninterest Income	$4,127,000	305
Total noninterest expense	$22,244,000	252
Salaries and employee benefits	$9,812,000	260
Premises and equipment expense	$2,324,000	304
Additional noninterest expense	$10,108,000	228
Pre-tax net operating income	$5,855,000	320
Securities gains (losses)	$1,133,000	88
Applicable income taxes	$1,058,000	436
Income before extraordinary items	$5,930,000	258
Extraordinary gains, net	$0	9
Net income	$5,930,000	257
Minority interest net income	$0	86
Net income of bank and minority interests.	$5,930,000	258
Net charge-offs	$4,950,000	275
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$4,966,950	284
2010-12-31 (YTD Data)		Rank
Total interest income	$134,564,000	235
Total interest expense	$31,564,000	250
Net interest income	$103,000,000	240
Provision for loan and lease losses	$35,250,000	230
Total noninterest income	$34,822,000	258
Gross Fiduciary activities income	$972,000	402
Service charges on deposit accounts	$17,713,000	109
Trading account gains and fees	$0	175
Additional Noninterest Income	$16,137,000	324
Total noninterest expense	$83,893,000	259
Salaries and employee benefits	$37,511,000	255
Premises and equipment expense	$8,807,000	309
Additional noninterest expense	$37,575,000	248
Pre-tax net operating income	$18,679,000	318
Securities gains (losses)	$2,979,000	177
Applicable income taxes	$2,353,000	646
Income before extraordinary items	$19,305,000	257
Extraordinary gains, net	$0	29
Net income	$19,305,000	257
Minority interest net income	$0	111
Net income of bank and minority interests.	$19,305,000	258
Net charge-offs	$39,292,000	201
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$16,653,690	283
2010-09-30 (YTD Data)		Rank
Total interest income	$102,323,000	233
Total interest expense	$24,616,000	250
Net interest income	$77,707,000	235
Provision for loan and lease losses	$29,250,000	211
Total noninterest income	$24,860,000	265
Gross Fiduciary activities income	$710,000	411
Service charges on deposit accounts	$13,069,000	111
Trading account gains and fees	$0	165
Additional Noninterest Income	$11,081,000	336
Total noninterest expense	$61,919,000	260
Salaries and employee benefits	$28,079,000	250
Premises and equipment expense	$6,614,000	315
Additional noninterest expense	$27,226,000	247
Pre-tax net operating income	$11,398,000	383
Securities gains (losses)	$2,978,000	144
Applicable income taxes	$1,150,000	911
Income before extraordinary items	$13,226,000	280
Extraordinary gains, net	$0	23
Net income	$13,226,000	281
Minority interest net income	$0	110
Net income of bank and minority interests.	$13,226,000	282
Net charge-offs	$33,439,000	185
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$10,486,240	321
2010-06-30 (YTD Data)		Rank
Total interest income	$68,307,000	235
Total interest expense	$16,859,000	244
Net interest income	$51,448,000	239
Provision for loan and lease losses	$22,250,000	199
Total noninterest income	$16,329,000	265
Gross Fiduciary activities income	$525,000	388
Service charges on deposit accounts	$8,367,000	119
Trading account gains and fees	$0	152
Additional Noninterest Income	$7,437,000	327
Total noninterest expense	$41,194,000	258
Salaries and employee benefits	$18,617,000	250
Premises and equipment expense	$4,454,000	312
Additional noninterest expense	$18,123,000	247
Pre-tax net operating income	$4,333,000	640
Securities gains (losses)	$2,978,000	88
Applicable income taxes	$-46,000	7,064
Income before extraordinary items	$7,357,000	303
Extraordinary gains, net	$0	19
Net income	$7,357,000	302
Minority interest net income	$0	105
Net income of bank and minority interests.	$7,357,000	303
Net charge-offs	$27,462,000	159
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$4,379,000	487
2010-03-31 (YTD Data)		Rank
Total interest income	$34,270,000	244
Total interest expense	$8,616,000	258
Net interest income	$25,654,000	248
Provision for loan and lease losses	$9,500,000	231
Total noninterest income	$8,000,000	272
Gross Fiduciary activities income	$263,000	394
Service charges on deposit accounts	$3,912,000	121
Trading account gains and fees	$0	175
Additional Noninterest Income	$3,825,000	319
Total noninterest expense	$20,539,000	261
Salaries and employee benefits	$9,271,000	259
Premises and equipment expense	$2,413,000	297
Additional noninterest expense	$8,855,000	256
Pre-tax net operating income	$3,615,000	374
Securities gains (losses)	$1,053,000	127
Applicable income taxes	$331,000	965
Income before extraordinary items	$4,337,000	258
Extraordinary gains, net	$0	16
Net income	$4,337,000	260
Minority interest net income	$0	91
Net income of bank and minority interests.	$4,337,000	260
Net charge-offs	$13,124,000	171
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$3,357,710	310
2009-12-31 (YTD Data)		Rank
Total interest income	$143,164,000	247
Total interest expense	$43,161,000	266
Net interest income	$100,003,000	244
Provision for loan and lease losses	$46,310,000	260
Total noninterest income	$34,594,000	265
Gross Fiduciary activities income	$982,000	389
Service charges on deposit accounts	$16,723,000	123
Trading account gains and fees	$0	211
Additional Noninterest Income	$16,889,000	308
Total noninterest expense	$159,450,000	155
Salaries and employee benefits	$35,083,000	270
Premises and equipment expense	$8,933,000	313
Additional noninterest expense	$115,434,000	115
Pre-tax net operating income	$-71,163,000	7,902
Securities gains (losses)	$1,363,000	379
Applicable income taxes	$-9,217,000	7,859
Income before extraordinary items	$-60,583,000	7,892
Extraordinary gains, net	$0	34
Net income	$-60,583,000	7,891
Minority interest net income	$0	115
Net income of bank and minority interests.	$-60,583,000	7,891
Net charge-offs	$34,245,000	262
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-61,768,810	7,897
2009-09-30 (YTD Data)		Rank
Total interest income	$92,260,000	296
Total interest expense	$28,646,000	323
Net interest income	$63,614,000	281
Provision for loan and lease losses	$30,425,000	288
Total noninterest income	$22,646,000	296
Gross Fiduciary activities income	$647,000	418
Service charges on deposit accounts	$10,187,000	142
Trading account gains and fees	$0	212
Additional Noninterest Income	$11,812,000	327
Total noninterest expense	$93,823,000	205
Salaries and employee benefits	$22,920,000	324
Premises and equipment expense	$5,986,000	353
Additional noninterest expense	$64,917,000	146
Pre-tax net operating income	$-37,988,000	7,951
Securities gains (losses)	$213,000	1,245
Applicable income taxes	$-5,024,000	7,901
Income before extraordinary items	$-32,751,000	7,956
Extraordinary gains, net	$0	27
Net income	$-32,751,000	7,955
Minority interest net income	$0	118
Net income of bank and minority interests.	$-32,751,000	7,955
Net charge-offs	$13,719,000	406
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-32,936,310	7,957
2009-06-30 (YTD Data)		Rank
Total interest income	$61,145,000	306
Total interest expense	$19,211,000	340
Net interest income	$41,934,000	288
Provision for loan and lease losses	$18,350,000	319
Total noninterest income	$14,459,000	303
Gross Fiduciary activities income	$412,000	433
Service charges on deposit accounts	$6,294,000	151
Trading account gains and fees	$0	193
Additional Noninterest Income	$7,753,000	334
Total noninterest expense	$76,853,000	176
Salaries and employee benefits	$15,161,000	335
Premises and equipment expense	$4,066,000	351
Additional noninterest expense	$57,626,000	132
Pre-tax net operating income	$-38,810,000	8,080
Securities gains (losses)	$179,000	1,081
Applicable income taxes	$-4,331,000	8,018
Income before extraordinary items	$-34,300,000	8,088
Extraordinary gains, net	$0	21
Net income	$-34,300,000	8,086
Minority interest net income	$0	112
Net income of bank and minority interests.	$-34,300,000	8,087
Net charge-offs	$7,803,000	443
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-34,459,310	8,086
2009-03-31 (YTD Data)		Rank
Total interest income	$30,125,000	310
Total interest expense	$9,639,000	351
Net interest income	$20,486,000	288
Provision for loan and lease losses	$10,625,000	241
Total noninterest income	$6,609,000	305
Gross Fiduciary activities income	$200,000	442
Service charges on deposit accounts	$2,837,000	164
Trading account gains and fees	$0	171
Additional Noninterest Income	$3,572,000	329
Total noninterest expense	$16,236,000	330
Salaries and employee benefits	$7,506,000	340
Premises and equipment expense	$2,121,000	343
Additional noninterest expense	$6,609,000	311
Pre-tax net operating income	$234,000	3,772
Securities gains (losses)	$33,000	1,486
Applicable income taxes	$-836,000	7,964
Income before extraordinary items	$1,103,000	971
Extraordinary gains, net	$0	15
Net income	$1,103,000	972
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,103,000	973
Net charge-offs	$2,245,000	561
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,070,000	941
2008-12-31 (YTD Data)		Rank
Total interest income	$122,692,000	328
Total interest expense	$45,928,000	351
Net interest income	$76,764,000	307
Provision for loan and lease losses	$18,525,000	387
Total noninterest income	$21,919,000	333
Gross Fiduciary activities income	$1,147,000	377
Service charges on deposit accounts	$12,256,000	158
Trading account gains and fees	$0	154
Additional Noninterest Income	$8,516,000	426
Total noninterest expense	$55,251,000	401
Salaries and employee benefits	$26,116,000	370
Premises and equipment expense	$7,017,000	391
Additional noninterest expense	$22,118,000	363
Pre-tax net operating income	$24,907,000	229
Securities gains (losses)	$729,000	279
Applicable income taxes	$5,104,000	316
Income before extraordinary items	$20,532,000	192
Extraordinary gains, net	$0	39
Net income	$20,532,000	192
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,149,000	673
Cash dividends	$24,300,000	155
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$19,948,800	215
2008-09-30 (YTD Data)		Rank
Total interest income	$89,077,000	356
Total interest expense	$34,542,000	366
Net interest income	$54,535,000	333
Provision for loan and lease losses	$10,225,000	399
Total noninterest income	$17,508,000	336
Gross Fiduciary activities income	$891,000	371
Service charges on deposit accounts	$8,871,000	174
Trading account gains and fees	$0	148
Additional Noninterest Income	$7,746,000	402
Total noninterest expense	$39,084,000	412
Salaries and employee benefits	$18,832,000	403
Premises and equipment expense	$4,804,000	435
Additional noninterest expense	$15,448,000	358
Pre-tax net operating income	$22,734,000	254
Securities gains (losses)	$167,000	696
Applicable income taxes	$4,921,000	321
Income before extraordinary items	$17,980,000	219
Extraordinary gains, net	$0	31
Net income	$17,980,000	219
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,633,000	559
Cash dividends	$18,300,000	158
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$17,848,070	238
2008-06-30 (YTD Data)		Rank
Total interest income	$59,746,000	360
Total interest expense	$23,965,000	369
Net interest income	$35,781,000	336
Provision for loan and lease losses	$5,380,000	409
Total noninterest income	$11,616,000	351
Gross Fiduciary activities income	$600,000	379
Service charges on deposit accounts	$5,669,000	176
Trading account gains and fees	$0	149
Additional Noninterest Income	$5,347,000	417
Total noninterest expense	$26,075,000	410
Salaries and employee benefits	$12,573,000	405
Premises and equipment expense	$3,233,000	434
Additional noninterest expense	$10,269,000	354
Pre-tax net operating income	$15,942,000	259
Securities gains (losses)	$161,000	701
Applicable income taxes	$3,401,000	355
Income before extraordinary items	$12,702,000	244
Extraordinary gains, net	$0	21
Net income	$12,702,000	243
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,972,000	563
Cash dividends	$11,900,000	165
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$12,574,810	238
2008-03-31 (YTD Data)		Rank
Total interest income	$30,463,000	362
Total interest expense	$13,048,000	368
Net interest income	$17,415,000	343
Provision for loan and lease losses	$2,020,000	403
Total noninterest income	$5,656,000	358
Gross Fiduciary activities income	$300,000	379
Service charges on deposit accounts	$2,713,000	179
Trading account gains and fees	$0	158
Additional Noninterest Income	$2,643,000	428
Total noninterest expense	$13,090,000	403
Salaries and employee benefits	$6,319,000	403
Premises and equipment expense	$1,658,000	427
Additional noninterest expense	$5,113,000	341
Pre-tax net operating income	$7,961,000	275
Securities gains (losses)	$83,000	805
Applicable income taxes	$1,337,000	475
Income before extraordinary items	$6,707,000	247
Extraordinary gains, net	$0	15
Net income	$6,707,000	247
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,067,000	446
Cash dividends	$2,600,000	334
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$6,638,110	240
2007-12-31 (YTD Data)		Rank
Total interest income	$122,179,000	371
Total interest expense	$56,473,000	382
Net interest income	$65,706,000	373
Provision for loan and lease losses	$4,860,000	415
Total noninterest income	$22,109,000	352
Gross Fiduciary activities income	$1,140,000	386
Service charges on deposit accounts	$11,206,000	173
Trading account gains and fees	$0	178
Additional Noninterest Income	$9,763,000	412
Total noninterest expense	$52,797,000	387
Salaries and employee benefits	$24,929,000	402
Premises and equipment expense	$6,549,000	405
Additional noninterest expense	$21,319,000	333
Pre-tax net operating income	$30,158,000	351
Securities gains (losses)	$98,000	614
Applicable income taxes	$7,754,000	397
Income before extraordinary items	$22,502,000	331
Extraordinary gains, net	$0	39
Net income	$22,502,000	328
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,626,000	397
Cash dividends	$10,180,000	408
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$22,429,480	329
2007-09-30 (YTD Data)		Rank
Total interest income	$91,017,000	377
Total interest expense	$41,970,000	389
Net interest income	$49,047,000	375
Provision for loan and lease losses	$2,173,000	486
Total noninterest income	$16,423,000	355
Gross Fiduciary activities income	$945,000	361
Service charges on deposit accounts	$8,165,000	171
Trading account gains and fees	$0	184
Additional Noninterest Income	$7,313,000	422
Total noninterest expense	$39,530,000	385
Salaries and employee benefits	$18,763,000	398
Premises and equipment expense	$4,968,000	403
Additional noninterest expense	$15,799,000	318
Pre-tax net operating income	$23,767,000	360
Securities gains (losses)	$229,000	353
Applicable income taxes	$6,486,000	394
Income before extraordinary items	$17,510,000	349
Extraordinary gains, net	$0	33
Net income	$17,510,000	347
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,910,000	419
Cash dividends	$8,700,000	362
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$17,342,830	350
2007-06-30 (YTD Data)		Rank
Total interest income	$52,143,000	436
Total interest expense	$22,504,000	469
Net interest income	$29,639,000	417
Provision for loan and lease losses	$1,150,000	530
Total noninterest income	$10,029,000	402
Gross Fiduciary activities income	$630,000	364
Service charges on deposit accounts	$4,976,000	192
Trading account gains and fees	$0	168
Additional Noninterest Income	$4,423,000	471
Total noninterest expense	$23,335,000	438
Salaries and employee benefits	$11,197,000	447
Premises and equipment expense	$3,043,000	449
Additional noninterest expense	$9,095,000	363
Pre-tax net operating income	$15,183,000	401
Securities gains (losses)	$229,000	289
Applicable income taxes	$4,423,000	418
Income before extraordinary items	$10,989,000	391
Extraordinary gains, net	$0	29
Net income	$10,989,000	390
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$905,000	478
Cash dividends	$2,300,000	775
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$10,826,410	392
2007-03-31 (YTD Data)		Rank
Total interest income	$22,276,000	499
Total interest expense	$9,397,000	533
Net interest income	$12,879,000	459
Provision for loan and lease losses	$460,000	560
Total noninterest income	$4,285,000	437
Gross Fiduciary activities income	$315,000	368
Service charges on deposit accounts	$2,055,000	216
Trading account gains and fees	$0	195
Additional Noninterest Income	$1,915,000	514
Total noninterest expense	$10,178,000	484
Salaries and employee benefits	$4,972,000	515
Premises and equipment expense	$1,359,000	499
Additional noninterest expense	$3,847,000	406
Pre-tax net operating income	$6,526,000	443
Securities gains (losses)	$39,000	451
Applicable income taxes	$1,752,000	486
Income before extraordinary items	$4,813,000	433
Extraordinary gains, net	$0	22
Net income	$4,813,000	432
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$334,000	539
Cash dividends	$2,300,000	405
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$4,784,530	425
2006-12-31 (YTD Data)		Rank
Total interest income	$83,679,000	498
Total interest expense	$32,418,000	535
Net interest income	$51,261,000	451
Provision for loan and lease losses	$1,275,000	820
Total noninterest income	$16,355,000	440
Gross Fiduciary activities income	$956,000	414
Service charges on deposit accounts	$7,628,000	230
Trading account gains and fees	$0	130
Additional Noninterest Income	$7,771,000	487
Total noninterest expense	$39,918,000	477
Salaries and employee benefits	$17,898,000	528
Premises and equipment expense	$5,062,000	506
Additional noninterest expense	$16,958,000	365
Pre-tax net operating income	$26,423,000	447
Securities gains (losses)	$29,000	809
Applicable income taxes	$7,263,000	483
Income before extraordinary items	$19,189,000	443
Extraordinary gains, net	$0	51
Net income	$19,189,000	442
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,853,000	289
Cash dividends	$16,000,000	272
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$19,167,830	433
2006-09-30 (YTD Data)		Rank
Total interest income	$61,669,000	507
Total interest expense	$23,248,000	552
Net interest income	$38,421,000	464
Provision for loan and lease losses	$863,000	882
Total noninterest income	$12,339,000	453
Gross Fiduciary activities income	$712,000	414
Service charges on deposit accounts	$5,630,000	238
Trading account gains and fees	$0	126
Additional Noninterest Income	$5,997,000	501
Total noninterest expense	$30,267,000	484
Salaries and employee benefits	$13,917,000	530
Premises and equipment expense	$3,757,000	515
Additional noninterest expense	$12,593,000	378
Pre-tax net operating income	$19,630,000	468
Securities gains (losses)	$21,000	729
Applicable income taxes	$5,402,000	510
Income before extraordinary items	$14,249,000	464
Extraordinary gains, net	$0	45
Net income	$14,249,000	463
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,732,000	299
Cash dividends	$16,000,000	217
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$14,233,670	452
2006-06-30 (YTD Data)		Rank
Total interest income	$40,135,000	507
Total interest expense	$14,564,000	556
Net interest income	$25,571,000	465
Provision for loan and lease losses	$549,000	905
Total noninterest income	$7,827,000	466
Gross Fiduciary activities income	$458,000	436
Service charges on deposit accounts	$3,583,000	246
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,786,000	514
Total noninterest expense	$20,015,000	494
Salaries and employee benefits	$9,354,000	532
Premises and equipment expense	$2,533,000	509
Additional noninterest expense	$8,128,000	398
Pre-tax net operating income	$12,834,000	471
Securities gains (losses)	$19,000	610
Applicable income taxes	$3,523,000	519
Income before extraordinary items	$9,330,000	469
Extraordinary gains, net	$0	39
Net income	$9,330,000	468
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$962,000	350
Cash dividends	$14,500,000	179
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$9,316,130	457
2006-03-31 (YTD Data)		Rank
Total interest income	$19,759,000	494
Total interest expense	$6,788,000	560
Net interest income	$12,971,000	454
Provision for loan and lease losses	$275,000	852
Total noninterest income	$3,852,000	465
Gross Fiduciary activities income	$233,000	430
Service charges on deposit accounts	$1,674,000	257
Trading account gains and fees	$0	115
Additional Noninterest Income	$1,945,000	501
Total noninterest expense	$9,912,000	497
Salaries and employee benefits	$4,650,000	535
Premises and equipment expense	$1,290,000	504
Additional noninterest expense	$3,972,000	393
Pre-tax net operating income	$6,636,000	457
Securities gains (losses)	$19,000	485
Applicable income taxes	$1,845,000	492
Income before extraordinary items	$4,810,000	450
Extraordinary gains, net	$0	21
Net income	$4,810,000	449
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$363,000	408
Cash dividends	$8,600,000	148
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$4,796,320	440
2005-12-31 (YTD Data)		Rank
Total interest income	$72,001,000	487
Total interest expense	$22,121,000	538
Net interest income	$49,880,000	455
Provision for loan and lease losses	$760,000	1,323
Total noninterest income	$15,415,000	468
Gross Fiduciary activities income	$834,000	437
Service charges on deposit accounts	$6,786,000	256
Trading account gains and fees	$0	138
Additional Noninterest Income	$7,795,000	503
Total noninterest expense	$39,398,000	475
Salaries and employee benefits	$17,576,000	532
Premises and equipment expense	$4,582,000	539
Additional noninterest expense	$17,240,000	382
Pre-tax net operating income	$25,137,000	454
Securities gains (losses)	$-1,528,000	8,768
Applicable income taxes	$6,786,000	513
Income before extraordinary items	$16,823,000	474
Extraordinary gains, net	$0	46
Net income	$16,823,000	474
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,651,000	314
Cash dividends	$25,746,000	199
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$17,907,880	440
2005-09-30 (YTD Data)		Rank
Total interest income	$48,676,000	519
Total interest expense	$15,116,000	549
Net interest income	$33,560,000	489
Provision for loan and lease losses	$800,000	940
Total noninterest income	$10,890,000	490
Gross Fiduciary activities income	$625,000	431
Service charges on deposit accounts	$4,585,000	276
Trading account gains and fees	$0	126
Additional Noninterest Income	$5,680,000	515
Total noninterest expense	$26,948,000	506
Salaries and employee benefits	$12,507,000	550
Premises and equipment expense	$2,855,000	640
Additional noninterest expense	$11,586,000	404
Pre-tax net operating income	$16,702,000	494
Securities gains (losses)	$261,000	416
Applicable income taxes	$4,795,000	540
Income before extraordinary items	$12,168,000	486
Extraordinary gains, net	$0	35
Net income	$12,168,000	486
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,353,000	409
Cash dividends	$10,746,000	279
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$11,980,080	477
2005-06-30 (YTD Data)		Rank
Total interest income	$31,533,000	517
Total interest expense	$9,604,000	544
Net interest income	$21,929,000	493
Provision for loan and lease losses	$380,000	1,233
Total noninterest income	$7,170,000	485
Gross Fiduciary activities income	$417,000	431
Service charges on deposit accounts	$2,919,000	282
Trading account gains and fees	$0	116
Additional Noninterest Income	$3,834,000	502
Total noninterest expense	$17,989,000	503
Salaries and employee benefits	$8,470,000	536
Premises and equipment expense	$1,899,000	635
Additional noninterest expense	$7,620,000	402
Pre-tax net operating income	$10,730,000	499
Securities gains (losses)	$253,000	358
Applicable income taxes	$3,144,000	535
Income before extraordinary items	$7,839,000	490
Extraordinary gains, net	$0	30
Net income	$7,839,000	490
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$674,000	486
Cash dividends	$7,546,000	249
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$7,659,370	484
2005-03-31 (YTD Data)		Rank
Total interest income	$15,370,000	519
Total interest expense	$4,625,000	531
Net interest income	$10,745,000	495
Provision for loan and lease losses	$100,000	2,031
Total noninterest income	$3,793,000	455
Gross Fiduciary activities income	$208,000	441
Service charges on deposit accounts	$1,406,000	275
Trading account gains and fees	$0	115
Additional Noninterest Income	$2,179,000	452
Total noninterest expense	$9,232,000	483
Salaries and employee benefits	$4,398,000	512
Premises and equipment expense	$962,000	616
Additional noninterest expense	$3,872,000	385
Pre-tax net operating income	$5,206,000	504
Securities gains (losses)	$2,000	1,406
Applicable income taxes	$1,486,000	560
Income before extraordinary items	$3,722,000	513
Extraordinary gains, net	$0	24
Net income	$3,722,000	513
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$258,000	576
Cash dividends	$7,546,000	139
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$3,720,580	494
2004-12-31 (YTD Data)		Rank
Total interest income	$47,364,000	602
Total interest expense	$12,099,000	675
Net interest income	$35,265,000	578
Provision for loan and lease losses	$480,000	2,016
Total noninterest income	$15,310,000	456
Gross Fiduciary activities income	$682,000	463
Service charges on deposit accounts	$4,760,000	362
Trading account gains and fees	$0	138
Additional Noninterest Income	$9,868,000	415
Total noninterest expense	$31,946,000	539
Salaries and employee benefits	$14,952,000	573
Premises and equipment expense	$3,119,000	739
Additional noninterest expense	$13,875,000	426
Pre-tax net operating income	$18,149,000	534
Securities gains (losses)	$633,000	387
Applicable income taxes	$5,544,000	564
Income before extraordinary items	$13,238,000	534
Extraordinary gains, net	$0	34
Net income	$13,238,000	535
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,547,000	559
Cash dividends	$14,750,000	264
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$12,794,900	527
2004-09-30 (YTD Data)		Rank
Total interest income	$29,710,000	701
Total interest expense	$7,553,000	796
Net interest income	$22,157,000	669
Provision for loan and lease losses	$150,000	3,509
Total noninterest income	$10,150,000	497
Gross Fiduciary activities income	$507,000	469
Service charges on deposit accounts	$2,910,000	464
Trading account gains and fees	$0	134
Additional Noninterest Income	$6,733,000	455
Total noninterest expense	$19,263,000	641
Salaries and employee benefits	$9,240,000	690
Premises and equipment expense	$1,728,000	992
Additional noninterest expense	$8,295,000	497
Pre-tax net operating income	$12,894,000	555
Securities gains (losses)	$623,000	368
Applicable income taxes	$4,005,000	585
Income before extraordinary items	$9,512,000	554
Extraordinary gains, net	$0	26
Net income	$9,512,000	555
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$580,000	843
Cash dividends	$8,150,000	323
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$9,075,900	552
2004-06-30 (YTD Data)		Rank
Total interest income	$19,694,000	692
Total interest expense	$5,023,000	784
Net interest income	$14,671,000	664
Provision for loan and lease losses	$0	6,885
Total noninterest income	$6,733,000	497
Gross Fiduciary activities income	$350,000	458
Service charges on deposit accounts	$1,840,000	492
Trading account gains and fees	$0	130
Additional Noninterest Income	$4,543,000	441
Total noninterest expense	$12,974,000	638
Salaries and employee benefits	$6,327,000	667
Premises and equipment expense	$1,155,000	993
Additional noninterest expense	$5,492,000	495
Pre-tax net operating income	$8,430,000	558
Securities gains (losses)	$601,000	314
Applicable income taxes	$2,700,000	571
Income before extraordinary items	$6,331,000	558
Extraordinary gains, net	$0	21
Net income	$6,331,000	557
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$369,000	895
Cash dividends	$4,750,000	347
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$5,910,300	558
2004-03-31 (YTD Data)		Rank
Total interest income	$9,755,000	712
Total interest expense	$2,583,000	784
Net interest income	$7,172,000	686
Provision for loan and lease losses	$0	6,501
Total noninterest income	$3,248,000	515
Gross Fiduciary activities income	$175,000	468
Service charges on deposit accounts	$873,000	504
Trading account gains and fees	$0	121
Additional Noninterest Income	$2,200,000	454
Total noninterest expense	$6,392,000	646
Salaries and employee benefits	$3,140,000	684
Premises and equipment expense	$588,000	991
Additional noninterest expense	$2,664,000	501
Pre-tax net operating income	$4,028,000	573
Securities gains (losses)	$230,000	450
Applicable income taxes	$1,352,000	574
Income before extraordinary items	$2,906,000	593
Extraordinary gains, net	$0	16
Net income	$2,906,000	592
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$69,000	1,653
Cash dividends	$1,200,000	567
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$2,749,600	577
2003-12-31 (YTD Data)		Rank
Total interest income	$40,814,000	686
Total interest expense	$12,199,000	721
Net interest income	$28,615,000	663
Provision for loan and lease losses	$950,000	1,246
Total noninterest income	$15,235,000	488
Gross Fiduciary activities income	$600,000	503
Service charges on deposit accounts	$2,952,000	579
Trading account gains and fees	$0	160
Additional Noninterest Income	$11,683,000	399
Total noninterest expense	$24,610,000	674
Salaries and employee benefits	$11,665,000	731
Premises and equipment expense	$2,632,000	849
Additional noninterest expense	$10,313,000	548
Pre-tax net operating income	$18,290,000	519
Securities gains (losses)	$733,000	589
Applicable income taxes	$6,225,000	523
Income before extraordinary items	$12,798,000	549
Extraordinary gains, net	$0	54
Net income	$12,798,000	549
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$767,000	1,135
Cash dividends	$11,220,000	354
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$12,306,890	529
2003-09-30 (YTD Data)		Rank
Total interest income	$30,806,000	698
Total interest expense	$9,444,000	728
Net interest income	$21,362,000	670
Provision for loan and lease losses	$1,250,000	742
Total noninterest income	$11,742,000	498
Gross Fiduciary activities income	$450,000	509
Service charges on deposit accounts	$2,037,000	638
Trading account gains and fees	$0	153
Additional Noninterest Income	$9,255,000	401
Total noninterest expense	$18,373,000	693
Salaries and employee benefits	$8,808,000	741
Premises and equipment expense	$2,001,000	858
Additional noninterest expense	$7,564,000	556
Pre-tax net operating income	$13,481,000	532
Securities gains (losses)	$733,000	547
Applicable income taxes	$4,579,000	549
Income before extraordinary items	$9,635,000	563
Extraordinary gains, net	$0	40
Net income	$9,635,000	562
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$562,000	1,070
Cash dividends	$8,070,000	351
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$9,136,560	540
2003-06-30 (YTD Data)		Rank
Total interest income	$20,939,000	688
Total interest expense	$6,479,000	737
Net interest income	$14,460,000	665
Provision for loan and lease losses	$600,000	971
Total noninterest income	$7,640,000	496
Gross Fiduciary activities income	$300,000	511
Service charges on deposit accounts	$1,267,000	673
Trading account gains and fees	$0	150
Additional Noninterest Income	$6,073,000	408
Total noninterest expense	$12,245,000	692
Salaries and employee benefits	$5,846,000	746
Premises and equipment expense	$1,334,000	854
Additional noninterest expense	$5,065,000	556
Pre-tax net operating income	$9,255,000	517
Securities gains (losses)	$426,000	636
Applicable income taxes	$3,108,000	541
Income before extraordinary items	$6,573,000	557
Extraordinary gains, net	$0	30
Net income	$6,573,000	557
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$254,000	1,396
Cash dividends	$5,150,000	332
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$6,283,320	523
2003-03-31 (YTD Data)		Rank
Total interest income	$10,792,000	674
Total interest expense	$3,305,000	735
Net interest income	$7,487,000	645
Provision for loan and lease losses	$300,000	910
Total noninterest income	$3,614,000	517
Gross Fiduciary activities income	$150,000	522
Service charges on deposit accounts	$605,000	685
Trading account gains and fees	$0	134
Additional Noninterest Income	$2,859,000	432
Total noninterest expense	$6,239,000	674
Salaries and employee benefits	$3,000,000	721
Premises and equipment expense	$685,000	846
Additional noninterest expense	$2,554,000	552
Pre-tax net operating income	$4,562,000	522
Securities gains (losses)	$384,000	427
Applicable income taxes	$1,575,000	543
Income before extraordinary items	$3,371,000	530
Extraordinary gains, net	$0	21
Net income	$3,371,000	529
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-26,000	8,953
Cash dividends	$1,700,000	432
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$3,109,880	532
2002-12-31 (YTD Data)		Rank
Total interest income	$48,017,000	640
Total interest expense	$15,091,000	744
Net interest income	$32,926,000	583
Provision for loan and lease losses	$2,270,000	672
Total noninterest income	$11,771,000	567
Gross Fiduciary activities income	$417,000	638
Service charges on deposit accounts	$2,593,000	627
Trading account gains and fees	$0	153
Additional Noninterest Income	$8,761,000	474
Total noninterest expense	$23,185,000	698
Salaries and employee benefits	$10,899,000	745
Premises and equipment expense	$2,553,000	852
Additional noninterest expense	$9,733,000	570
Pre-tax net operating income	$19,242,000	488
Securities gains (losses)	$127,000	1,537
Applicable income taxes	$6,855,000	467
Income before extraordinary items	$12,514,000	540
Extraordinary gains, net	$0	70
Net income	$12,514,000	543
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,006,000	564
Cash dividends	$14,247,000	283
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$12,431,450	512
2001-12-31 (YTD Data)		Rank
Total interest income	$33,578,000	1,017
Total interest expense	$15,671,000	1,035
Net interest income	$17,907,000	1,016
Provision for loan and lease losses	$1,330,000	1,002
Total noninterest income	$5,304,000	944
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$1,566,000	946
Trading account gains and fees	$0	177
Additional Noninterest Income	$3,738,000	812
Total noninterest expense	$12,716,000	1,155
Salaries and employee benefits	$5,995,000	1,240
Premises and equipment expense	$1,292,000	1,669
Additional noninterest expense	$5,429,000	898
Pre-tax net operating income	$9,165,000	830
Securities gains (losses)	$36,000	2,670
Applicable income taxes	$3,149,000	806
Income before extraordinary items	$6,052,000	907
Extraordinary gains, net	$0	105
Net income	$6,052,000	908
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,258,000	795
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$6,028,240	867
2000-12-31 (YTD Data)		Rank
Total interest income	$34,995,000	1,012
Total interest expense	$17,761,000	995
Net interest income	$17,234,000	1,014
Provision for loan and lease losses	$720,000	1,376
Total noninterest income	$3,429,000	1,197
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$1,552,000	867
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,877,000	1,190
Total noninterest expense	$12,410,000	1,124
Salaries and employee benefits	$6,548,000	1,077
Premises and equipment expense	$1,546,000	1,323
Additional noninterest expense	$4,316,000	1,086
Pre-tax net operating income	$7,533,000	1,009
Securities gains (losses)	$-38,000	9,069
Applicable income taxes	$2,444,000	983
Income before extraordinary items	$5,051,000	1,057
Extraordinary gains, net	$0	38
Net income	$5,051,000	1,056
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$372,000	1,561
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$5,076,460	1,048
1999-12-31 (YTD Data)		Rank
Total interest income	$30,011,000	1,091
Total interest expense	$14,172,000	1,069
Net interest income	$15,839,000	1,109
Provision for loan and lease losses	$867,000	1,099
Total noninterest income	$2,863,000	1,408
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,390,000	953
Trading account gains and fees	$0	173
Additional Noninterest Income	$1,473,000	1,417
Total noninterest expense	$11,197,000	1,231
Salaries and employee benefits	$6,044,000	1,139
Premises and equipment expense	$1,388,000	1,479
Additional noninterest expense	$3,765,000	1,223
Pre-tax net operating income	$6,638,000	1,166
Securities gains (losses)	$-12,000	9,370
Applicable income taxes	$2,039,000	1,212
Income before extraordinary items	$4,587,000	1,196
Extraordinary gains, net	$0	35
Net income	$4,587,000	1,196
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$564,000	1,112
Cash dividends	$3,520,000	847
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$4,595,280	1,173
1998-12-31 (YTD Data)		Rank
Total interest income	$25,236,000	1,282
Total interest expense	$12,394,000	1,260
Net interest income	$12,842,000	1,319
Provision for loan and lease losses	$600,000	1,475
Total noninterest income	$3,055,000	1,324
Gross Fiduciary activities income	$43,000	1,135
Service charges on deposit accounts	$1,181,000	1,060
Trading account gains and fees	$0	224
Additional Noninterest Income	$1,831,000	1,227
Total noninterest expense	$8,867,000	1,496
Salaries and employee benefits	$5,198,000	1,262
Premises and equipment expense	$1,151,000	1,713
Additional noninterest expense	$2,518,000	1,697
Pre-tax net operating income	$6,430,000	1,164
Securities gains (losses)	$-13,000	10,228
Applicable income taxes	$2,055,000	1,230
Income before extraordinary items	$4,362,000	1,222
Extraordinary gains, net	$0	32
Net income	$4,362,000	1,221
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$236,000	2,189
Cash dividends	$250,000	4,929
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$4,370,840	1,182
1997-12-31 (YTD Data)		Rank
Total interest income	$23,407,000	1,399
Total interest expense	$11,757,000	1,344
Net interest income	$11,650,000	1,480
Provision for loan and lease losses	$1,506,000	725
Total noninterest income	$2,761,000	1,365
Gross Fiduciary activities income	$35,000	1,219
Service charges on deposit accounts	$1,156,000	1,088
Trading account gains and fees	$0	239
Additional Noninterest Income	$1,570,000	1,285
Total noninterest expense	$7,943,000	1,645
Salaries and employee benefits	$4,498,000	1,455
Premises and equipment expense	$1,103,000	1,792
Additional noninterest expense	$2,342,000	1,817
Pre-tax net operating income	$4,962,000	1,563
Securities gains (losses)	$3,000	3,097
Applicable income taxes	$1,478,000	1,729
Income before extraordinary items	$3,487,000	1,544
Extraordinary gains, net	$0	44
Net income	$3,487,000	1,545
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$785,000	929
Cash dividends	$1,350,000	1,741
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$3,484,900	1,508
1996-12-31 (YTD Data)		Rank
Total interest income	$21,193,000	1,586
Total interest expense	$10,722,000	1,504
Net interest income	$10,471,000	1,686
Provision for loan and lease losses	$828,000	1,175
Total noninterest income	$2,240,000	1,675
Gross Fiduciary activities income	$31,000	1,302
Service charges on deposit accounts	$1,136,000	1,168
Trading account gains and fees	$0	262
Additional Noninterest Income	$1,073,000	1,725
Total noninterest expense	$7,032,000	1,995
Salaries and employee benefits	$4,087,000	1,629
Premises and equipment expense	$845,000	2,329
Additional noninterest expense	$2,100,000	2,348
Pre-tax net operating income	$4,851,000	1,495
Securities gains (losses)	$-14,000	10,446
Applicable income taxes	$1,556,000	1,556
Income before extraordinary items	$3,281,000	1,511
Extraordinary gains, net	$0	53
Net income	$3,281,000	1,513
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$560,000	1,310
Cash dividends	$1,295,000	1,775
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$3,290,520	1,473
1995-12-31 (YTD Data)		Rank
Total interest income	$19,350,000	1,760
Total interest expense	$9,617,000	1,651
Net interest income	$9,733,000	1,831
Provision for loan and lease losses	$740,000	1,175
Total noninterest income	$1,856,000	1,949
Gross Fiduciary activities income	$27,000	1,376
Service charges on deposit accounts	$1,120,000	1,195
Trading account gains and fees	$0	522
Additional Noninterest Income	$709,000	2,273
Total noninterest expense	$6,454,000	2,134
Salaries and employee benefits	$3,574,000	1,855
Premises and equipment expense	$721,000	2,731
Additional noninterest expense	$2,159,000	2,256
Pre-tax net operating income	$4,395,000	1,672
Securities gains (losses)	$-77,000	11,384
Applicable income taxes	$1,274,000	1,920
Income before extraordinary items	$3,044,000	1,674
Extraordinary gains, net	$0	65
Net income	$3,044,000	1,673
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$609,000	1,218
Cash dividends	$2,075,000	1,198
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$3,097,900	1,627
1994-12-31 (YTD Data)		Rank
Total interest income	$15,903,000	1,938
Total interest expense	$7,018,000	1,803
Net interest income	$8,885,000	2,035
Provision for loan and lease losses	$450,000	1,666
Total noninterest income	$1,729,000	2,055
Gross Fiduciary activities income	$38,000	1,356
Service charges on deposit accounts	$961,000	1,402
Trading account gains and fees	$0	475
Additional Noninterest Income	$730,000	2,263
Total noninterest expense	$6,432,000	2,191
Salaries and employee benefits	$3,182,000	2,077
Premises and equipment expense	$896,000	2,252
Additional noninterest expense	$2,354,000	2,247
Pre-tax net operating income	$3,732,000	1,905
Securities gains (losses)	$-14,000	10,078
Applicable income taxes	$1,175,000	1,913
Income before extraordinary items	$2,543,000	1,914
Extraordinary gains, net	$0	249
Net income	$2,543,000	1,913
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$208,000	2,436
Cash dividends	$530,000	3,058
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$2,552,520	1,900
1993-12-31 (YTD Data)		Rank
Total interest income	$13,790,000	2,250
Total interest expense	$6,031,000	2,159
Net interest income	$7,759,000	2,308
Provision for loan and lease losses	$560,000	1,944
Total noninterest income	$1,682,000	2,232
Gross Fiduciary activities income	$16,000	1,465
Service charges on deposit accounts	$777,000	1,763
Trading account gains and fees	$0	532
Additional Noninterest Income	$889,000	2,221
Total noninterest expense	$5,362,000	2,665
Salaries and employee benefits	$2,536,000	2,601
Premises and equipment expense	$834,000	2,452
Additional noninterest expense	$1,992,000	2,747
Pre-tax net operating income	$3,519,000	1,937
Securities gains (losses)	$-51,000	13,093
Applicable income taxes	$1,152,000	1,986
Income before extraordinary items	$2,316,000	2,158
Extraordinary gains, net	$17,000	2,772
Net income	$2,333,000	2,227
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$227,000	2,895
Cash dividends	$559,000	2,817
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$2,350,170	2,004
1992-12-31 (YTD Data)		Rank
Total interest income	$12,484,000	2,810
Total interest expense	$6,011,000	2,769
Net interest income	$6,473,000	2,830
Provision for loan and lease losses	$505,000	2,972
Total noninterest income	$993,000	3,339
Gross Fiduciary activities income	$27,000	1,450
Service charges on deposit accounts	$612,000	2,235
Trading account gains and fees	$0	504
Additional Noninterest Income	$354,000	4,011
Total noninterest expense	$4,571,000	3,114
Salaries and employee benefits	$2,047,000	3,156
Premises and equipment expense	$671,000	3,033
Additional noninterest expense	$1,853,000	2,992
Pre-tax net operating income	$2,390,000	2,606
Securities gains (losses)	$16,000	5,884
Applicable income taxes	$607,000	3,404
Income before extraordinary items	$1,799,000	2,554
Extraordinary gains, net	$0	1,422
Net income	$1,799,000	2,592
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$306,000	3,289
Cash dividends	$470,000	2,949
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,787,000	2,375

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.