Home > MainSource Bank > Net charge- offs to loans
MainSource Bank, Net charge- offs to loans
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4835% | 316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0566% | 666 |
| Percentage Net Loans Charged-off:Construction & development | -0.0041% | 4,490 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0738% | 283 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0053% | 4,361 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0180% | 952 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0048% | 284 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0223% | 863 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7632% | 192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6293% | 1,159 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6293% | 1,055 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0418% | 2,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 2,641 |
| Percentage Net Loans Charged-off:Construction & development | -0.0245% | 4,561 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0209% | 4,946 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0638% | 4,479 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0538% | 1,493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0749% | 477 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0470% | 1,512 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1095% | 1,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0033% | 882 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0033% | 791 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0308% | 2,813 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0159% | 4,726 |
| Percentage Net Loans Charged-off:Construction & development | -0.0313% | 4,634 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0477% | 5,167 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0884% | 4,519 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0486% | 1,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0745% | 423 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0401% | 1,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1060% | 1,498 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0662% | 768 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0662% | 673 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0211% | 2,800 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0380% | 5,091 |
| Percentage Net Loans Charged-off:Construction & development | 0.0174% | 300 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0792% | 5,345 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1346% | 4,571 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0394% | 1,348 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0124% | 3,804 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0563% | 1,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1538% | 1,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9443% | 852 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9443% | 758 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0198% | 2,392 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0574% | 5,339 |
| Percentage Net Loans Charged-off:Construction & development | -0.0034% | 4,635 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1643% | 5,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2982% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0275% | 5,016 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0544% | 4,057 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0186% | 4,908 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2996% | 639 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6704% | 1,169 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6704% | 1,045 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0505% | 3,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0293% | 2,179 |
| Percentage Net Loans Charged-off:Construction & development | -0.4440% | 5,192 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0048% | 1,419 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0315% | 4,609 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1105% | 1,272 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1197% | 521 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1072% | 1,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0714% | 4,877 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4211% | 571 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4211% | 518 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0466% | 1,342 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0589% | 2,507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0362% | 1,779 |
| Percentage Net Loans Charged-off:Construction & development | -0.6377% | 5,305 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0469% | 845 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0415% | 4,646 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1099% | 1,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1280% | 446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1035% | 1,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0761% | 4,873 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4973% | 491 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4973% | 437 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0628% | 1,106 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1095% | 1,731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0975% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | -1.0132% | 5,407 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1896% | 446 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0331% | 4,667 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1626% | 865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1480% | 375 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1679% | 812 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0379% | 4,615 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3188% | 566 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3188% | 504 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0856% | 893 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2663% | 784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3020% | 371 |
| Percentage Net Loans Charged-off:Construction & development | 0.1342% | 181 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3907% | 222 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0097% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2245% | 587 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2474% | 237 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2154% | 576 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1139% | 5,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3972% | 582 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3972% | 519 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1771% | 598 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1398% | 1,952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0392% | 2,439 |
| Percentage Net Loans Charged-off:Construction & development | 0.3015% | 434 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2826% | 5,846 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1332% | 4,839 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2428% | 905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1844% | 537 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2648% | 832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1877% | 1,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8834% | 112 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8834% | 96 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0340% | 5,246 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1344% | 1,789 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0184% | 2,599 |
| Percentage Net Loans Charged-off:Construction & development | 0.4394% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3683% | 5,968 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1771% | 4,895 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2424% | 844 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1811% | 493 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2652% | 766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3126% | 1,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8650% | 112 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8650% | 96 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0335% | 5,305 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0782% | 2,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 2,686 |
| Percentage Net Loans Charged-off:Construction & development | 0.6803% | 242 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4362% | 6,050 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2581% | 4,935 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2823% | 748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2029% | 442 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3114% | 676 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0573% | 1,526 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3113% | 157 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3113% | 142 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0255% | 5,298 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1238% | 1,523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0619% | 1,416 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0136% | 5,532 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4842% | 4,978 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1801% | 904 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2246% | 317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1640% | 914 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1477% | 848 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7961% | 243 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7961% | 219 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0263% | 5,343 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3329% | 1,323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3386% | 931 |
| Percentage Net Loans Charged-off:Construction & development | 0.3369% | 683 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5202% | 643 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0921% | 5,045 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2893% | 1,215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1751% | 761 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3287% | 1,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4870% | 5,913 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6197% | 170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6197% | 159 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2001% | 890 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3559% | 1,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4019% | 739 |
| Percentage Net Loans Charged-off:Construction & development | 0.0287% | 922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6343% | 491 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1375% | 5,110 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3580% | 925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2013% | 689 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4113% | 771 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6856% | 6,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5653% | 168 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5652% | 151 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1155% | 5,684 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6198% | 637 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6295% | 466 |
| Percentage Net Loans Charged-off:Construction & development | -0.0161% | 5,144 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1561% | 264 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1958% | 5,151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4423% | 775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2015% | 605 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5224% | 657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1436% | 1,503 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1382% | 216 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1382% | 194 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2641% | 1,282 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1833% | 1,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0493% | 533 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0682% | 846 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3825% | 5,194 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3338% | 881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1903% | 466 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3805% | 784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2951% | 824 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3430% | 220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3430% | 201 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0385% | 836 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5706% | 1,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4920% | 1,128 |
| Percentage Net Loans Charged-off:Construction & development | 0.9615% | 840 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5942% | 929 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0027% | 5,133 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4299% | 1,303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4011% | 769 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4385% | 1,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6356% | 1,372 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7120% | 204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7120% | 189 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1081% | 1,102 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6822% | 884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5970% | 896 |
| Percentage Net Loans Charged-off:Construction & development | 1.4066% | 660 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7108% | 749 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0708% | 442 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5090% | 1,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4129% | 711 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5371% | 968 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8723% | 1,008 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7965% | 205 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7965% | 191 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1561% | 925 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8837% | 710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8067% | 698 |
| Percentage Net Loans Charged-off:Construction & development | 2.6759% | 434 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0332% | 521 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1195% | 347 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5975% | 927 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4359% | 656 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6440% | 838 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2543% | 755 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5021% | 241 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5021% | 223 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2493% | 724 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5707% | 1,068 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5066% | 1,016 |
| Percentage Net Loans Charged-off:Construction & development | 0.1595% | 814 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5203% | 687 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0209% | 5,287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5566% | 920 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3302% | 566 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6215% | 801 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1906% | 1,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5651% | 248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5651% | 229 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4966% | 472 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1247% | 928 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1029% | 884 |
| Percentage Net Loans Charged-off:Construction & development | 3.6817% | 724 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0506% | 862 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3936% | 222 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9848% | 909 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4057% | 1,130 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1490% | 763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8995% | 1,538 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4221% | 320 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4221% | 300 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1553% | 1,120 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0507% | 1,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0713% | 897 |
| Percentage Net Loans Charged-off:Construction & development | 6.2702% | 443 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8879% | 910 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8068% | 430 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0527% | 842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3863% | 1,040 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2415% | 695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0894% | 2,859 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2369% | 342 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2369% | 320 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2168% | 913 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9271% | 1,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9632% | 1,019 |
| Percentage Net Loans Charged-off:Construction & development | 9.4649% | 283 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9949% | 787 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7044% | 375 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6264% | 1,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3171% | 987 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7143% | 1,210 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1944% | 6,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7073% | 447 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7073% | 417 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2479% | 803 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1470% | 901 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2310% | 749 |
| Percentage Net Loans Charged-off:Construction & development | 18.4658% | 123 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0356% | 656 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0221% | 5,543 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7075% | 1,161 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5534% | 666 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7514% | 1,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2363% | 1,561 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2938% | 918 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2938% | 821 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4589% | 516 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2710% | 1,303 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2890% | 1,232 |
| Percentage Net Loans Charged-off:Construction & development | 9.9090% | 463 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8131% | 1,475 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.5280% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7821% | 1,563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2787% | 1,509 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9243% | 1,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2068% | 1,773 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3715% | 659 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0742% | 649 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2399% | 6,313 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2902% | 1,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2519% | 1,159 |
| Percentage Net Loans Charged-off:Construction & development | 12.4286% | 302 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5381% | 1,617 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.6771% | 283 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8498% | 1,379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2499% | 1,359 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0184% | 1,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2489% | 968 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9607% | 779 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6710% | 772 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3209% | 6,376 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3018% | 1,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4257% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | 14.8973% | 252 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5657% | 1,425 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.8021% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8474% | 1,339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3293% | 1,128 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9914% | 1,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6309% | 1,980 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4076% | 1,084 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1580% | 1,034 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4897% | 6,422 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1888% | 1,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2513% | 1,003 |
| Percentage Net Loans Charged-off:Construction & development | 11.7448% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2800% | 1,349 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.4398% | 109 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6529% | 1,309 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4511% | 754 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7089% | 1,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9552% | 1,285 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3338% | 1,065 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0141% | 1,058 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0068% | 999 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2079% | 884 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1366% | 855 |
| Percentage Net Loans Charged-off:Construction & development | 16.7635% | 231 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0072% | 1,284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4800% | 861 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5932% | 2,049 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2532% | 1,552 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6850% | 1,822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6290% | 918 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9795% | 1,089 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9804% | 800 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4731% | 687 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5013% | 639 |
| Percentage Net Loans Charged-off:Construction & development | 19.7439% | 160 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9980% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6449% | 654 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6366% | 1,792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2003% | 1,445 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7533% | 1,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0427% | 997 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9573% | 1,075 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2837% | 647 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0073% | 523 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0659% | 467 |
| Percentage Net Loans Charged-off:Construction & development | 23.8775% | 137 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2787% | 820 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0004% | 469 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6547% | 1,607 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1221% | 1,299 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7952% | 1,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0974% | 706 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8205% | 1,117 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9826% | 655 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8238% | 564 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4302% | 603 |
| Percentage Net Loans Charged-off:Construction & development | 10.8672% | 411 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3917% | 394 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9945% | 254 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9566% | 1,063 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1065% | 913 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1761% | 870 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.9534% | 325 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6053% | 1,243 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8512% | 416 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7430% | 1,438 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4140% | 1,442 |
| Percentage Net Loans Charged-off:Construction & development | 9.0578% | 679 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3825% | 1,978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4893% | 2,116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2740% | 1,509 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5379% | 1,904 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2620% | 705 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7468% | 909 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0737% | 1,853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9402% | 1,640 |
| Percentage Net Loans Charged-off:Construction & development | 4.5288% | 1,072 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2467% | 1,830 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5728% | 1,620 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2395% | 1,306 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6531% | 1,410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9147% | 1,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7435% | 870 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9118% | 1,882 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7211% | 1,724 |
| Percentage Net Loans Charged-off:Construction & development | 3.7280% | 1,020 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3717% | 1,212 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2769% | 2,151 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2120% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2922% | 1,985 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3653% | 1,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3395% | 1,010 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5259% | 2,142 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1165% | 2,782 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1024% | 1,114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1658% | 1,952 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1118% | 766 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1785% | 1,760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0375% | 559 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6543% | 1,393 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3473% | 3,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1363% | 3,338 |
| Percentage Net Loans Charged-off:Construction & development | 0.1669% | 2,460 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1161% | 1,688 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1560% | 2,434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0373% | 1,323 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1828% | 2,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0230% | 1,795 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9096% | 1,088 |
| Percentage Net Loans Charged-off: Credit card loans | -1,000.0000% | 1,879 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3401% | 2,340 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1016% | 2,923 |
| Percentage Net Loans Charged-off:Construction & development | 0.2423% | 1,727 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0580% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1096% | 2,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1341% | 1,954 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2440% | 1,130 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7373% | 1,005 |
| Percentage Net Loans Charged-off: Credit card loans | -1,068.0000% | 1,871 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2780% | 2,250 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0393% | 3,090 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0024% | 1,317 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0721% | 2,140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0878% | 1,857 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2832% | 874 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4429% | 1,160 |
| Percentage Net Loans Charged-off: Credit card loans | -1,212.1212% | 1,866 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3015% | 1,639 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0266% | 2,351 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0489% | 1,643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0594% | 1,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5421% | 595 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4601% | 1,077 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2831% | 1,928 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0325% | 3,210 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0584% | 2,322 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0710% | 2,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9630% | 1,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7016% | 822 |
| Percentage Net Loans Charged-off: Credit card loans | -8.0321% | 1,994 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2043% | 1,947 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0214% | 2,654 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0383% | 2,035 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0465% | 1,805 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3090% | 1,880 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6909% | 722 |
| Percentage Net Loans Charged-off: Credit card loans | -6.4516% | 1,975 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1844% | 1,823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0239% | 2,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0456% | 1,571 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0598% | 1,335 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1684% | 1,943 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3086% | 945 |
| Percentage Net Loans Charged-off: Credit card loans | -128.4797% | 1,976 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1469% | 1,756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0098% | 1,703 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0192% | 1,319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0258% | 1,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0800% | 7,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2739% | 981 |
| Percentage Net Loans Charged-off: Credit card loans | -171.4286% | 1,960 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3216% | 1,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0326% | 2,341 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0623% | 1,823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0863% | 1,486 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2209% | 837 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1478% | 1,232 |
| Percentage Net Loans Charged-off: Credit card loans | -358.9744% | 2,090 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2621% | 1,267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0385% | 1,820 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0732% | 1,396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1022% | 1,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9523% | 820 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9106% | 1,469 |
| Percentage Net Loans Charged-off: Credit card loans | -597.2800% | 2,074 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2209% | 1,406 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0316% | 1,704 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0600% | 1,315 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0846% | 1,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8417% | 869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7176% | 1,759 |
| Percentage Net Loans Charged-off: Credit card loans | 26.0756% | 24 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1675% | 1,499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0151% | 1,395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0285% | 1,112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0404% | 947 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5875% | 786 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6330% | 1,864 |
| Percentage Net Loans Charged-off: Credit card loans | 160.0000% | 2 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3106% | 1,499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0989% | 1,290 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1858% | 897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2566% | 675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0592% | 1,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6874% | 2,762 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0120% | 271 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2328% | 1,700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0757% | 1,345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1444% | 957 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2047% | 724 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6465% | 1,336 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6433% | 2,558 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0099% | 150 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1773% | 2,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0791% | 1,196 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1510% | 862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2107% | 671 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2869% | 1,771 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6322% | 2,408 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2290% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1356% | 2,066 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0942% | 862 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1810% | 666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2503% | 528 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0031% | 1,969 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6058% | 2,262 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1336% | 205 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2484% | 2,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0805% | 1,818 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1612% | 1,136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2072% | 937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7050% | 1,736 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6767% | 3,070 |
| Percentage Net Loans Charged-off: Credit card loans | 8.7675% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1509% | 2,868 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0980% | 1,357 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1977% | 833 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2568% | 663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1330% | 2,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5875% | 3,061 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1443% | 2,789 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0889% | 1,331 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1792% | 854 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2301% | 712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2071% | 2,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5043% | 3,208 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0539% | 3,641 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0144% | 1,725 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0289% | 1,353 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0366% | 1,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0316% | 2,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3673% | 3,335 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1461% | 4,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0708% | 2,193 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1414% | 1,454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7715% | 113 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3957% | 2,921 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4878% | 4,309 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9432% | 873 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1422% | 3,644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0506% | 2,138 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1011% | 1,461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5690% | 109 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5145% | 2,185 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4798% | 3,931 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7701% | 891 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0955% | 4,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0159% | 2,456 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0316% | 1,871 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1846% | 217 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5384% | 1,886 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2446% | 4,744 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6620% | 1,124 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0195% | 7,837 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0162% | 1,779 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0319% | 1,355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1936% | 147 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3661% | 8,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0939% | 4,735 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3850% | 1,012 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3664% | 2,289 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0318% | 2,972 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0622% | 2,145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3002% | 226 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0229% | 2,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0537% | 672 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5372% | 4,135 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7241% | 1,376 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3702% | 2,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0134% | 3,353 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0239% | 2,601 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0268% | 2,424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5141% | 395 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6130% | 3,626 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4120% | 779 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1124% | 4,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0251% | 601 |
| Percentage Net Loans Charged-off:Construction & development | 0.2022% | 100 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0077% | 782 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0084% | 732 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9828% | 247 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4248% | 855 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2242% | 283 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1991% | 3,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2182% | 114 |
| Percentage Net Loans Charged-off:Construction & development | 1.3155% | 26 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2970% | 89 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0236% | 715 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0256% | 648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1292% | 753 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2045% | 1,146 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3482% | 470 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0977% | 5,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0311% | 594 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0585% | 441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1075% | 223 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0550% | 430 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4982% | 345 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4031% | 926 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7991% | 300 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3691% | 2,210 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 954 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0059% | 914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 852 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4407% | 35 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5913% | 816 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3371% | 396 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3024% | 2,955 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3609% | 2,381 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1397% | 4,940 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1846% | 5,609 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3033% | 5,999 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |