Home > Mainline National Bank > Income and Expense
Mainline National Bank, Income and Expense
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,980,000 | 2,761 |
| Total interest expense | $2,798,000 | 2,076 |
| Net interest income | $7,182,000 | 3,002 |
| Provision for loan and lease losses | $459,000 | 3,570 |
| Total noninterest income | $1,385,000 | 2,576 |
| Gross Fiduciary activities income | $241,000 | 698 |
| Service charges on deposit accounts | $393,000 | 3,071 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $751,000 | 2,537 |
| Total noninterest expense | $7,294,000 | 2,574 |
| Salaries and employee benefits | $3,651,000 | 2,642 |
| Premises and equipment expense | $938,000 | 2,540 |
| Additional noninterest expense | $2,705,000 | 2,435 |
| Pre-tax net operating income | $814,000 | 4,067 |
| Securities gains (losses) | $-503,000 | 7,236 |
| Applicable income taxes | $-93,000 | 6,809 |
| Income before extraordinary items | $404,000 | 4,928 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $404,000 | 4,930 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $404,000 | 4,929 |
| Net charge-offs | $421,000 | 3,377 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $907,000 | 3,607 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,576,000 | 2,763 |
| Total interest expense | $2,132,000 | 2,132 |
| Net interest income | $5,444,000 | 2,986 |
| Provision for loan and lease losses | $392,000 | 3,264 |
| Total noninterest income | $1,043,000 | 2,552 |
| Gross Fiduciary activities income | $177,000 | 692 |
| Service charges on deposit accounts | $289,000 | 3,111 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $577,000 | 2,479 |
| Total noninterest expense | $5,424,000 | 2,588 |
| Salaries and employee benefits | $2,759,000 | 2,608 |
| Premises and equipment expense | $705,000 | 2,553 |
| Additional noninterest expense | $1,960,000 | 2,516 |
| Pre-tax net operating income | $671,000 | 4,045 |
| Securities gains (losses) | $-496,000 | 7,344 |
| Applicable income taxes | $-62,000 | 6,951 |
| Income before extraordinary items | $237,000 | 5,344 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $237,000 | 5,344 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $237,000 | 5,344 |
| Net charge-offs | $347,000 | 3,085 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $733,000 | 3,560 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,076,000 | 2,772 |
| Total interest expense | $1,439,000 | 2,188 |
| Net interest income | $3,637,000 | 2,981 |
| Provision for loan and lease losses | $314,000 | 2,894 |
| Total noninterest income | $700,000 | 2,543 |
| Gross Fiduciary activities income | $118,000 | 704 |
| Service charges on deposit accounts | $184,000 | 3,179 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $398,000 | 2,448 |
| Total noninterest expense | $3,663,000 | 2,584 |
| Salaries and employee benefits | $1,845,000 | 2,612 |
| Premises and equipment expense | $502,000 | 2,442 |
| Additional noninterest expense | $1,316,000 | 2,525 |
| Pre-tax net operating income | $360,000 | 4,358 |
| Securities gains (losses) | $-342,000 | 7,413 |
| Applicable income taxes | $-80,000 | 7,077 |
| Income before extraordinary items | $98,000 | 5,716 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $98,000 | 5,714 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $98,000 | 5,716 |
| Net charge-offs | $332,000 | 2,572 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $440,000 | 3,702 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,532,000 | 2,793 |
| Total interest expense | $722,000 | 2,251 |
| Net interest income | $1,810,000 | 2,982 |
| Provision for loan and lease losses | $162,000 | 2,678 |
| Total noninterest income | $349,000 | 2,578 |
| Gross Fiduciary activities income | $58,000 | 711 |
| Service charges on deposit accounts | $90,000 | 3,191 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $201,000 | 2,468 |
| Total noninterest expense | $1,792,000 | 2,651 |
| Salaries and employee benefits | $927,000 | 2,615 |
| Premises and equipment expense | $256,000 | 2,441 |
| Additional noninterest expense | $609,000 | 2,690 |
| Pre-tax net operating income | $205,000 | 4,202 |
| Securities gains (losses) | $-247,000 | 7,477 |
| Applicable income taxes | $-58,000 | 7,214 |
| Income before extraordinary items | $16,000 | 6,170 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $16,000 | 6,169 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $16,000 | 6,170 |
| Net charge-offs | $314,000 | 1,706 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $174,080 | 4,149 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,146,000 | 2,697 |
| Total interest expense | $3,701,000 | 2,141 |
| Net interest income | $7,445,000 | 2,919 |
| Provision for loan and lease losses | $385,000 | 4,504 |
| Total noninterest income | $1,142,000 | 2,987 |
| Gross Fiduciary activities income | $218,000 | 745 |
| Service charges on deposit accounts | $364,000 | 3,257 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $560,000 | 3,016 |
| Total noninterest expense | $7,440,000 | 2,604 |
| Salaries and employee benefits | $3,613,000 | 2,650 |
| Premises and equipment expense | $1,341,000 | 1,911 |
| Additional noninterest expense | $2,486,000 | 2,699 |
| Pre-tax net operating income | $762,000 | 3,803 |
| Securities gains (losses) | $-2,025,000 | 7,568 |
| Applicable income taxes | $-584,000 | 7,205 |
| Income before extraordinary items | $-679,000 | 6,451 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-679,000 | 6,452 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-679,000 | 6,452 |
| Net charge-offs | $43,000 | 6,009 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $617,000 | 3,888 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,497,000 | 2,704 |
| Total interest expense | $2,937,000 | 2,119 |
| Net interest income | $5,560,000 | 2,968 |
| Provision for loan and lease losses | $304,000 | 4,300 |
| Total noninterest income | $956,000 | 2,820 |
| Gross Fiduciary activities income | $161,000 | 737 |
| Service charges on deposit accounts | $270,000 | 3,355 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $525,000 | 2,684 |
| Total noninterest expense | $5,331,000 | 2,688 |
| Salaries and employee benefits | $2,689,000 | 2,674 |
| Premises and equipment expense | $1,020,000 | 1,906 |
| Additional noninterest expense | $1,622,000 | 2,997 |
| Pre-tax net operating income | $881,000 | 3,312 |
| Securities gains (losses) | $-1,894,000 | 7,689 |
| Applicable income taxes | $-419,000 | 7,336 |
| Income before extraordinary items | $-594,000 | 6,722 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-594,000 | 6,723 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-594,000 | 6,723 |
| Net charge-offs | $45,000 | 5,579 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $618,160 | 3,589 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,661,000 | 2,727 |
| Total interest expense | $1,971,000 | 2,195 |
| Net interest income | $3,690,000 | 2,974 |
| Provision for loan and lease losses | $217,000 | 4,106 |
| Total noninterest income | $610,000 | 2,841 |
| Gross Fiduciary activities income | $107,000 | 742 |
| Service charges on deposit accounts | $175,000 | 3,417 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $328,000 | 2,713 |
| Total noninterest expense | $3,575,000 | 2,682 |
| Salaries and employee benefits | $1,773,000 | 2,728 |
| Premises and equipment expense | $730,000 | 1,789 |
| Additional noninterest expense | $1,072,000 | 3,015 |
| Pre-tax net operating income | $508,000 | 3,596 |
| Securities gains (losses) | $-966,000 | 7,740 |
| Applicable income taxes | $-130,000 | 7,242 |
| Income before extraordinary items | $-328,000 | 6,719 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-328,000 | 6,721 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-328,000 | 6,720 |
| Net charge-offs | $22,000 | 5,472 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $367,520 | 3,821 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,799,000 | 2,818 |
| Total interest expense | $983,000 | 2,295 |
| Net interest income | $1,816,000 | 3,046 |
| Provision for loan and lease losses | $114,000 | 3,807 |
| Total noninterest income | $289,000 | 2,945 |
| Gross Fiduciary activities income | $53,000 | 749 |
| Service charges on deposit accounts | $87,000 | 3,420 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $149,000 | 2,846 |
| Total noninterest expense | $1,813,000 | 2,680 |
| Salaries and employee benefits | $895,000 | 2,737 |
| Premises and equipment expense | $411,000 | 1,645 |
| Additional noninterest expense | $507,000 | 3,151 |
| Pre-tax net operating income | $178,000 | 4,280 |
| Securities gains (losses) | $-749,000 | 7,860 |
| Applicable income taxes | $-113,000 | 7,464 |
| Income before extraordinary items | $-458,000 | 7,227 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-458,000 | 7,228 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-458,000 | 7,228 |
| Net charge-offs | $23,000 | 4,330 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $141,200 | 4,381 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,227,000 | 2,700 |
| Total interest expense | $4,404,000 | 2,529 |
| Net interest income | $7,823,000 | 2,783 |
| Provision for loan and lease losses | $662,000 | 4,115 |
| Total noninterest income | $1,321,000 | 2,782 |
| Gross Fiduciary activities income | $194,000 | 766 |
| Service charges on deposit accounts | $417,000 | 3,247 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $710,000 | 2,636 |
| Total noninterest expense | $7,020,000 | 2,790 |
| Salaries and employee benefits | $3,518,000 | 2,771 |
| Premises and equipment expense | $1,225,000 | 2,177 |
| Additional noninterest expense | $2,277,000 | 2,983 |
| Pre-tax net operating income | $1,462,000 | 2,387 |
| Securities gains (losses) | $-1,208,000 | 7,739 |
| Applicable income taxes | $-82,000 | 6,531 |
| Income before extraordinary items | $336,000 | 4,360 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $336,000 | 4,360 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $336,000 | 4,361 |
| Net charge-offs | $129,000 | 5,470 |
| Cash dividends | $105,000 | 4,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,544,000 | 2,036 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,177,000 | 2,731 |
| Total interest expense | $3,375,000 | 2,590 |
| Net interest income | $5,802,000 | 2,822 |
| Provision for loan and lease losses | $529,000 | 3,718 |
| Total noninterest income | $937,000 | 2,944 |
| Gross Fiduciary activities income | $142,000 | 765 |
| Service charges on deposit accounts | $306,000 | 3,303 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $489,000 | 2,849 |
| Total noninterest expense | $5,352,000 | 2,753 |
| Salaries and employee benefits | $2,632,000 | 2,799 |
| Premises and equipment expense | $921,000 | 2,191 |
| Additional noninterest expense | $1,799,000 | 2,805 |
| Pre-tax net operating income | $858,000 | 3,004 |
| Securities gains (losses) | $-322,000 | 7,670 |
| Applicable income taxes | $136,000 | 2,650 |
| Income before extraordinary items | $400,000 | 4,050 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $400,000 | 4,046 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $400,000 | 4,049 |
| Net charge-offs | $94,000 | 5,110 |
| Cash dividends | $105,000 | 3,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $641,500 | 3,182 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,118,000 | 2,769 |
| Total interest expense | $2,324,000 | 2,613 |
| Net interest income | $3,794,000 | 2,856 |
| Provision for loan and lease losses | $391,000 | 3,313 |
| Total noninterest income | $629,000 | 2,948 |
| Gross Fiduciary activities income | $92,000 | 786 |
| Service charges on deposit accounts | $196,000 | 3,358 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $341,000 | 2,785 |
| Total noninterest expense | $3,592,000 | 2,768 |
| Salaries and employee benefits | $1,748,000 | 2,844 |
| Premises and equipment expense | $624,000 | 2,191 |
| Additional noninterest expense | $1,220,000 | 2,775 |
| Pre-tax net operating income | $440,000 | 3,520 |
| Securities gains (losses) | $13,000 | 2,499 |
| Applicable income taxes | $113,000 | 2,523 |
| Income before extraordinary items | $340,000 | 3,753 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $340,000 | 3,753 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $340,000 | 3,753 |
| Net charge-offs | $63,000 | 4,708 |
| Cash dividends | $105,000 | 3,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $330,250 | 3,679 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,066,000 | 2,800 |
| Total interest expense | $1,164,000 | 2,702 |
| Net interest income | $1,902,000 | 2,828 |
| Provision for loan and lease losses | $203,000 | 2,830 |
| Total noninterest income | $291,000 | 3,077 |
| Gross Fiduciary activities income | $46,000 | 791 |
| Service charges on deposit accounts | $97,000 | 3,322 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $148,000 | 2,984 |
| Total noninterest expense | $1,678,000 | 2,848 |
| Salaries and employee benefits | $877,000 | 2,872 |
| Premises and equipment expense | $314,000 | 2,215 |
| Additional noninterest expense | $487,000 | 3,072 |
| Pre-tax net operating income | $312,000 | 3,271 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $74,000 | 2,496 |
| Income before extraordinary items | $238,000 | 3,543 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $238,000 | 3,543 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $238,000 | 3,544 |
| Net charge-offs | $26,000 | 4,134 |
| Cash dividends | $52,000 | 2,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $238,000 | 3,399 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,813,000 | 2,860 |
| Total interest expense | $5,610,000 | 2,671 |
| Net interest income | $7,203,000 | 2,971 |
| Provision for loan and lease losses | $295,000 | 4,660 |
| Total noninterest income | $1,322,000 | 2,863 |
| Gross Fiduciary activities income | $228,000 | 760 |
| Service charges on deposit accounts | $507,000 | 2,978 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $587,000 | 2,923 |
| Total noninterest expense | $6,802,000 | 2,754 |
| Salaries and employee benefits | $3,622,000 | 2,737 |
| Premises and equipment expense | $1,271,000 | 2,126 |
| Additional noninterest expense | $1,909,000 | 2,971 |
| Pre-tax net operating income | $1,428,000 | 3,106 |
| Securities gains (losses) | $-226,000 | 7,375 |
| Applicable income taxes | $262,000 | 2,546 |
| Income before extraordinary items | $940,000 | 3,403 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $940,000 | 3,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 5,195 |
| Cash dividends | $180,000 | 4,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,116,280 | 3,226 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,700,000 | 2,891 |
| Total interest expense | $4,378,000 | 2,677 |
| Net interest income | $5,322,000 | 3,038 |
| Provision for loan and lease losses | $258,000 | 3,802 |
| Total noninterest income | $1,011,000 | 2,887 |
| Gross Fiduciary activities income | $177,000 | 748 |
| Service charges on deposit accounts | $388,000 | 2,960 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $446,000 | 2,998 |
| Total noninterest expense | $4,993,000 | 2,782 |
| Salaries and employee benefits | $2,575,000 | 2,900 |
| Premises and equipment expense | $956,000 | 2,128 |
| Additional noninterest expense | $1,462,000 | 2,840 |
| Pre-tax net operating income | $1,082,000 | 3,525 |
| Securities gains (losses) | $-11,000 | 7,345 |
| Applicable income taxes | $137,000 | 3,306 |
| Income before extraordinary items | $934,000 | 3,246 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $934,000 | 3,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,400 |
| Cash dividends | $133,000 | 4,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $943,570 | 3,367 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,497,000 | 2,926 |
| Total interest expense | $3,020,000 | 2,696 |
| Net interest income | $3,477,000 | 3,076 |
| Provision for loan and lease losses | $190,000 | 3,238 |
| Total noninterest income | $719,000 | 2,792 |
| Gross Fiduciary activities income | $121,000 | 758 |
| Service charges on deposit accounts | $267,000 | 2,866 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $331,000 | 2,873 |
| Total noninterest expense | $3,285,000 | 2,810 |
| Salaries and employee benefits | $1,670,000 | 3,011 |
| Premises and equipment expense | $653,000 | 2,070 |
| Additional noninterest expense | $962,000 | 2,842 |
| Pre-tax net operating income | $721,000 | 3,648 |
| Securities gains (losses) | $-11,000 | 8,128 |
| Applicable income taxes | $85,000 | 3,616 |
| Income before extraordinary items | $625,000 | 3,555 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $625,000 | 3,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,654 |
| Cash dividends | $87,000 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $634,680 | 3,460 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,178,000 | 3,062 |
| Total interest expense | $1,572,000 | 2,760 |
| Net interest income | $1,606,000 | 3,315 |
| Provision for loan and lease losses | $65,000 | 3,393 |
| Total noninterest income | $379,000 | 2,699 |
| Gross Fiduciary activities income | $63,000 | 755 |
| Service charges on deposit accounts | $133,000 | 2,851 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $183,000 | 2,703 |
| Total noninterest expense | $1,551,000 | 2,954 |
| Salaries and employee benefits | $811,000 | 3,125 |
| Premises and equipment expense | $320,000 | 2,129 |
| Additional noninterest expense | $420,000 | 3,171 |
| Pre-tax net operating income | $369,000 | 3,721 |
| Securities gains (losses) | $-11,000 | 8,328 |
| Applicable income taxes | $45,000 | 3,671 |
| Income before extraordinary items | $313,000 | 3,710 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $313,000 | 3,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,625 |
| Cash dividends | $40,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $322,570 | 3,547 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,216,000 | 3,231 |
| Total interest expense | $6,248,000 | 2,913 |
| Net interest income | $5,968,000 | 3,505 |
| Provision for loan and lease losses | $200,000 | 3,846 |
| Total noninterest income | $1,383,000 | 2,853 |
| Gross Fiduciary activities income | $237,000 | 763 |
| Service charges on deposit accounts | $567,000 | 2,794 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $579,000 | 3,063 |
| Total noninterest expense | $6,450,000 | 2,771 |
| Salaries and employee benefits | $3,252,000 | 3,022 |
| Premises and equipment expense | $1,396,000 | 1,872 |
| Additional noninterest expense | $1,802,000 | 2,925 |
| Pre-tax net operating income | $701,000 | 5,446 |
| Securities gains (losses) | $27,000 | 1,002 |
| Applicable income taxes | $63,000 | 4,803 |
| Income before extraordinary items | $665,000 | 5,157 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $665,000 | 5,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,182,000 | 905 |
| Cash dividends | $250,000 | 4,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $640,430 | 5,208 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,092,000 | 3,255 |
| Total interest expense | $4,695,000 | 2,901 |
| Net interest income | $4,397,000 | 3,572 |
| Provision for loan and lease losses | $150,000 | 3,464 |
| Total noninterest income | $1,001,000 | 2,918 |
| Gross Fiduciary activities income | $176,000 | 756 |
| Service charges on deposit accounts | $418,000 | 2,810 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $407,000 | 3,172 |
| Total noninterest expense | $4,861,000 | 2,731 |
| Salaries and employee benefits | $2,450,000 | 2,981 |
| Premises and equipment expense | $1,070,000 | 1,825 |
| Additional noninterest expense | $1,341,000 | 2,890 |
| Pre-tax net operating income | $387,000 | 6,210 |
| Securities gains (losses) | $-3,000 | 7,511 |
| Applicable income taxes | $25,000 | 5,354 |
| Income before extraordinary items | $359,000 | 6,019 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $359,000 | 6,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,157 |
| Cash dividends | $209,000 | 4,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $361,790 | 5,988 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,085,000 | 3,256 |
| Total interest expense | $3,162,000 | 2,870 |
| Net interest income | $2,923,000 | 3,609 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $678,000 | 2,898 |
| Gross Fiduciary activities income | $119,000 | 770 |
| Service charges on deposit accounts | $280,000 | 2,802 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $279,000 | 3,143 |
| Total noninterest expense | $3,290,000 | 2,743 |
| Salaries and employee benefits | $1,654,000 | 2,987 |
| Premises and equipment expense | $743,000 | 1,780 |
| Additional noninterest expense | $893,000 | 2,901 |
| Pre-tax net operating income | $311,000 | 5,963 |
| Securities gains (losses) | $-3,000 | 7,770 |
| Applicable income taxes | $40,000 | 4,929 |
| Income before extraordinary items | $268,000 | 5,888 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $268,000 | 5,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,601 |
| Cash dividends | $148,000 | 3,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $270,610 | 5,859 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,958,000 | 3,322 |
| Total interest expense | $1,533,000 | 2,931 |
| Net interest income | $1,425,000 | 3,687 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $334,000 | 2,901 |
| Gross Fiduciary activities income | $61,000 | 775 |
| Service charges on deposit accounts | $140,000 | 2,738 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $133,000 | 3,224 |
| Total noninterest expense | $1,595,000 | 2,820 |
| Salaries and employee benefits | $831,000 | 2,973 |
| Premises and equipment expense | $338,000 | 1,928 |
| Additional noninterest expense | $426,000 | 3,006 |
| Pre-tax net operating income | $164,000 | 5,887 |
| Securities gains (losses) | $-4,000 | 8,145 |
| Applicable income taxes | $25,000 | 4,759 |
| Income before extraordinary items | $135,000 | 5,860 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $135,000 | 5,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,890 |
| Cash dividends | $61,000 | 3,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $138,360 | 5,791 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,227,000 | 3,262 |
| Total interest expense | $5,598,000 | 2,753 |
| Net interest income | $5,629,000 | 3,690 |
| Provision for loan and lease losses | $-150,000 | 8,505 |
| Total noninterest income | $1,256,000 | 3,033 |
| Gross Fiduciary activities income | $228,000 | 771 |
| Service charges on deposit accounts | $552,000 | 2,859 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $476,000 | 3,426 |
| Total noninterest expense | $6,176,000 | 2,810 |
| Salaries and employee benefits | $3,064,000 | 3,077 |
| Premises and equipment expense | $1,407,000 | 1,799 |
| Additional noninterest expense | $1,705,000 | 2,955 |
| Pre-tax net operating income | $859,000 | 5,512 |
| Securities gains (losses) | $-8,000 | 7,211 |
| Applicable income taxes | $49,000 | 5,462 |
| Income before extraordinary items | $802,000 | 5,205 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $802,000 | 5,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,089 |
| Cash dividends | $383,000 | 4,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $809,520 | 5,177 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,247,000 | 3,291 |
| Total interest expense | $4,029,000 | 2,766 |
| Net interest income | $4,218,000 | 3,714 |
| Provision for loan and lease losses | $-100,000 | 8,571 |
| Total noninterest income | $917,000 | 3,104 |
| Gross Fiduciary activities income | $169,000 | 766 |
| Service charges on deposit accounts | $407,000 | 2,924 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $341,000 | 3,493 |
| Total noninterest expense | $4,506,000 | 2,866 |
| Salaries and employee benefits | $2,298,000 | 3,059 |
| Premises and equipment expense | $938,000 | 2,015 |
| Additional noninterest expense | $1,270,000 | 2,971 |
| Pre-tax net operating income | $729,000 | 5,420 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $115,000 | 4,785 |
| Income before extraordinary items | $614,000 | 5,306 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $614,000 | 5,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,511 |
| Cash dividends | $320,000 | 3,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $614,000 | 5,299 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,309,000 | 3,339 |
| Total interest expense | $2,543,000 | 2,777 |
| Net interest income | $2,766,000 | 3,766 |
| Provision for loan and lease losses | $-50,000 | 8,582 |
| Total noninterest income | $599,000 | 3,122 |
| Gross Fiduciary activities income | $112,000 | 778 |
| Service charges on deposit accounts | $265,000 | 2,944 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $222,000 | 3,537 |
| Total noninterest expense | $2,971,000 | 2,898 |
| Salaries and employee benefits | $1,534,000 | 3,064 |
| Premises and equipment expense | $597,000 | 2,090 |
| Additional noninterest expense | $840,000 | 2,994 |
| Pre-tax net operating income | $444,000 | 5,681 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $92,000 | 4,613 |
| Income before extraordinary items | $352,000 | 5,675 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $352,000 | 5,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $271,000 | 3,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $352,000 | 5,674 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,635,000 | 3,300 |
| Total interest expense | $1,238,000 | 2,727 |
| Net interest income | $1,397,000 | 3,739 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $303,000 | 3,071 |
| Gross Fiduciary activities income | $56,000 | 785 |
| Service charges on deposit accounts | $136,000 | 2,805 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $111,000 | 3,525 |
| Total noninterest expense | $1,479,000 | 2,910 |
| Salaries and employee benefits | $778,000 | 3,049 |
| Premises and equipment expense | $300,000 | 2,103 |
| Additional noninterest expense | $401,000 | 3,109 |
| Pre-tax net operating income | $221,000 | 5,622 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $39,000 | 4,751 |
| Income before extraordinary items | $182,000 | 5,549 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $182,000 | 5,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,562 |
| Cash dividends | $136,000 | 2,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $182,000 | 5,543 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,277,000 | 3,083 |
| Total interest expense | $4,598,000 | 2,382 |
| Net interest income | $5,679,000 | 3,583 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $1,331,000 | 2,906 |
| Gross Fiduciary activities income | $222,000 | 774 |
| Service charges on deposit accounts | $518,000 | 2,979 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $591,000 | 3,082 |
| Total noninterest expense | $5,842,000 | 2,815 |
| Salaries and employee benefits | $2,971,000 | 2,992 |
| Premises and equipment expense | $1,220,000 | 1,969 |
| Additional noninterest expense | $1,651,000 | 2,997 |
| Pre-tax net operating income | $1,168,000 | 4,962 |
| Securities gains (losses) | $-99,000 | 8,421 |
| Applicable income taxes | $167,000 | 4,892 |
| Income before extraordinary items | $902,000 | 5,081 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $902,000 | 5,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 2,089 |
| Cash dividends | $457,000 | 3,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $985,160 | 4,839 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,649,000 | 3,056 |
| Total interest expense | $3,373,000 | 2,305 |
| Net interest income | $4,276,000 | 3,564 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $976,000 | 2,955 |
| Gross Fiduciary activities income | $163,000 | 773 |
| Service charges on deposit accounts | $371,000 | 3,069 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $442,000 | 3,101 |
| Total noninterest expense | $4,333,000 | 2,817 |
| Salaries and employee benefits | $2,224,000 | 2,963 |
| Premises and equipment expense | $914,000 | 1,964 |
| Additional noninterest expense | $1,195,000 | 3,050 |
| Pre-tax net operating income | $919,000 | 4,984 |
| Securities gains (losses) | $50,000 | 878 |
| Applicable income taxes | $183,000 | 4,545 |
| Income before extraordinary items | $786,000 | 4,805 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $786,000 | 4,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,382 |
| Cash dividends | $407,000 | 3,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $745,500 | 4,895 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,101,000 | 2,985 |
| Total interest expense | $2,231,000 | 2,203 |
| Net interest income | $2,870,000 | 3,523 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $678,000 | 2,832 |
| Gross Fiduciary activities income | $108,000 | 784 |
| Service charges on deposit accounts | $228,000 | 3,223 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $342,000 | 2,817 |
| Total noninterest expense | $2,788,000 | 2,892 |
| Salaries and employee benefits | $1,475,000 | 2,970 |
| Premises and equipment expense | $546,000 | 2,175 |
| Additional noninterest expense | $767,000 | 3,129 |
| Pre-tax net operating income | $760,000 | 4,409 |
| Securities gains (losses) | $47,000 | 802 |
| Applicable income taxes | $153,000 | 4,217 |
| Income before extraordinary items | $654,000 | 4,189 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $654,000 | 4,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,682 |
| Cash dividends | $271,000 | 3,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $615,930 | 4,295 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,530,000 | 2,968 |
| Total interest expense | $1,082,000 | 2,164 |
| Net interest income | $1,448,000 | 3,497 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $368,000 | 2,641 |
| Gross Fiduciary activities income | $54,000 | 790 |
| Service charges on deposit accounts | $103,000 | 3,372 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $211,000 | 2,401 |
| Total noninterest expense | $1,363,000 | 2,962 |
| Salaries and employee benefits | $754,000 | 2,914 |
| Premises and equipment expense | $256,000 | 2,307 |
| Additional noninterest expense | $353,000 | 3,336 |
| Pre-tax net operating income | $453,000 | 3,937 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $95,000 | 3,849 |
| Income before extraordinary items | $358,000 | 3,908 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $358,000 | 3,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $135,000 | 2,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $358,000 | 3,858 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,240,000 | 2,771 |
| Total interest expense | $4,241,000 | 1,921 |
| Net interest income | $5,999,000 | 3,291 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $1,288,000 | 2,983 |
| Gross Fiduciary activities income | $203,000 | 785 |
| Service charges on deposit accounts | $490,000 | 3,195 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $595,000 | 2,999 |
| Total noninterest expense | $5,635,000 | 2,806 |
| Salaries and employee benefits | $3,038,000 | 2,808 |
| Premises and equipment expense | $998,000 | 2,293 |
| Additional noninterest expense | $1,599,000 | 2,975 |
| Pre-tax net operating income | $1,652,000 | 4,004 |
| Securities gains (losses) | $15,000 | 2,589 |
| Applicable income taxes | $345,000 | 3,958 |
| Income before extraordinary items | $1,322,000 | 3,944 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,322,000 | 3,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,344 |
| Cash dividends | $578,000 | 3,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,310,150 | 3,907 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,693,000 | 2,729 |
| Total interest expense | $3,145,000 | 1,904 |
| Net interest income | $4,548,000 | 3,250 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $875,000 | 3,206 |
| Gross Fiduciary activities income | $147,000 | 786 |
| Service charges on deposit accounts | $377,000 | 3,145 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $351,000 | 3,429 |
| Total noninterest expense | $4,194,000 | 2,798 |
| Salaries and employee benefits | $2,234,000 | 2,829 |
| Premises and equipment expense | $759,000 | 2,268 |
| Additional noninterest expense | $1,201,000 | 2,934 |
| Pre-tax net operating income | $1,229,000 | 4,103 |
| Securities gains (losses) | $15,000 | 2,477 |
| Applicable income taxes | $253,000 | 4,061 |
| Income before extraordinary items | $991,000 | 4,029 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $991,000 | 4,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,217 |
| Cash dividends | $428,000 | 2,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $979,000 | 3,994 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,142,000 | 2,715 |
| Total interest expense | $2,086,000 | 1,896 |
| Net interest income | $3,056,000 | 3,236 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $582,000 | 3,241 |
| Gross Fiduciary activities income | $96,000 | 805 |
| Service charges on deposit accounts | $253,000 | 3,116 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $233,000 | 3,446 |
| Total noninterest expense | $2,788,000 | 2,802 |
| Salaries and employee benefits | $1,484,000 | 2,858 |
| Premises and equipment expense | $516,000 | 2,218 |
| Additional noninterest expense | $788,000 | 2,975 |
| Pre-tax net operating income | $850,000 | 3,953 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $174,000 | 4,006 |
| Income before extraordinary items | $676,000 | 3,928 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $676,000 | 3,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,672 |
| Cash dividends | $294,000 | 2,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $676,000 | 3,846 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,652,000 | 2,625 |
| Total interest expense | $1,054,000 | 1,896 |
| Net interest income | $1,598,000 | 3,099 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $295,000 | 3,149 |
| Gross Fiduciary activities income | $48,000 | 809 |
| Service charges on deposit accounts | $123,000 | 3,105 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $124,000 | 3,282 |
| Total noninterest expense | $1,411,000 | 2,791 |
| Salaries and employee benefits | $762,000 | 2,812 |
| Premises and equipment expense | $272,000 | 2,131 |
| Additional noninterest expense | $377,000 | 3,070 |
| Pre-tax net operating income | $482,000 | 3,621 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $104,000 | 3,719 |
| Income before extraordinary items | $378,000 | 3,663 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $378,000 | 3,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,346 |
| Cash dividends | $159,000 | 2,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $378,000 | 3,537 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,245,000 | 2,769 |
| Total interest expense | $4,344,000 | 2,045 |
| Net interest income | $5,901,000 | 3,239 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $1,480,000 | 2,868 |
| Gross Fiduciary activities income | $178,000 | 835 |
| Service charges on deposit accounts | $522,000 | 2,985 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $780,000 | 2,780 |
| Total noninterest expense | $5,848,000 | 2,652 |
| Salaries and employee benefits | $3,150,000 | 2,670 |
| Premises and equipment expense | $1,192,000 | 1,918 |
| Additional noninterest expense | $1,506,000 | 3,070 |
| Pre-tax net operating income | $1,533,000 | 4,072 |
| Securities gains (losses) | $67,000 | 2,251 |
| Applicable income taxes | $358,000 | 3,997 |
| Income before extraordinary items | $1,242,000 | 4,042 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,242,000 | 4,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,837 |
| Cash dividends | $553,000 | 3,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,189,740 | 3,996 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,739,000 | 2,789 |
| Total interest expense | $3,281,000 | 2,121 |
| Net interest income | $4,458,000 | 3,225 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $1,217,000 | 2,749 |
| Gross Fiduciary activities income | $129,000 | 848 |
| Service charges on deposit accounts | $399,000 | 2,953 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $689,000 | 2,589 |
| Total noninterest expense | $4,443,000 | 2,638 |
| Salaries and employee benefits | $2,346,000 | 2,688 |
| Premises and equipment expense | $905,000 | 1,892 |
| Additional noninterest expense | $1,192,000 | 2,895 |
| Pre-tax net operating income | $1,232,000 | 3,997 |
| Securities gains (losses) | $67,000 | 2,074 |
| Applicable income taxes | $292,000 | 3,962 |
| Income before extraordinary items | $1,007,000 | 3,963 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,007,000 | 3,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,943 |
| Cash dividends | $403,000 | 3,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $954,740 | 3,927 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,305,000 | 2,732 |
| Total interest expense | $2,191,000 | 2,179 |
| Net interest income | $3,114,000 | 3,082 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $671,000 | 3,102 |
| Gross Fiduciary activities income | $85,000 | 854 |
| Service charges on deposit accounts | $262,000 | 2,954 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $324,000 | 3,145 |
| Total noninterest expense | $2,936,000 | 2,654 |
| Salaries and employee benefits | $1,549,000 | 2,709 |
| Premises and equipment expense | $554,000 | 2,066 |
| Additional noninterest expense | $833,000 | 2,789 |
| Pre-tax net operating income | $849,000 | 3,900 |
| Securities gains (losses) | $62,000 | 1,873 |
| Applicable income taxes | $265,000 | 3,450 |
| Income before extraordinary items | $646,000 | 4,081 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $646,000 | 4,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,877 |
| Cash dividends | $269,000 | 3,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $601,980 | 4,083 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,792,000 | 2,637 |
| Total interest expense | $1,096,000 | 2,228 |
| Net interest income | $1,696,000 | 2,843 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $359,000 | 2,869 |
| Gross Fiduciary activities income | $43,000 | 848 |
| Service charges on deposit accounts | $130,000 | 2,900 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $186,000 | 2,848 |
| Total noninterest expense | $1,548,000 | 2,501 |
| Salaries and employee benefits | $834,000 | 2,525 |
| Premises and equipment expense | $276,000 | 2,067 |
| Additional noninterest expense | $438,000 | 2,633 |
| Pre-tax net operating income | $507,000 | 3,452 |
| Securities gains (losses) | $38,000 | 1,549 |
| Applicable income taxes | $214,000 | 2,581 |
| Income before extraordinary items | $331,000 | 3,968 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $331,000 | 3,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,840 |
| Cash dividends | $134,000 | 2,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $306,680 | 3,989 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,037,000 | 2,760 |
| Total interest expense | $5,570,000 | 2,029 |
| Net interest income | $5,467,000 | 3,393 |
| Provision for loan and lease losses | $80,000 | 6,062 |
| Total noninterest income | $1,317,000 | 2,879 |
| Gross Fiduciary activities income | $252,000 | 763 |
| Service charges on deposit accounts | $511,000 | 2,923 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $554,000 | 3,102 |
| Total noninterest expense | $5,433,000 | 2,710 |
| Salaries and employee benefits | $2,675,000 | 2,946 |
| Premises and equipment expense | $1,039,000 | 2,105 |
| Additional noninterest expense | $1,719,000 | 2,642 |
| Pre-tax net operating income | $1,271,000 | 4,557 |
| Securities gains (losses) | $3,000 | 4,139 |
| Applicable income taxes | $141,000 | 5,595 |
| Income before extraordinary items | $1,133,000 | 4,239 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,133,000 | 4,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $443,000 | 1,816 |
| Cash dividends | $514,000 | 3,393 |
| Sale, conversion, retirement of capital stock, net | $207,000 | 563 |
| Net operating income | $1,130,330 | 4,144 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,676,000 | 2,686 |
| Total interest expense | $6,807,000 | 2,351 |
| Net interest income | $5,869,000 | 2,995 |
| Provision for loan and lease losses | $325,000 | 3,038 |
| Total noninterest income | $1,400,000 | 2,649 |
| Gross Fiduciary activities income | $260,000 | 761 |
| Service charges on deposit accounts | $453,000 | 3,073 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $687,000 | 2,607 |
| Total noninterest expense | $6,034,000 | 2,367 |
| Salaries and employee benefits | $3,113,000 | 2,413 |
| Premises and equipment expense | $901,000 | 2,359 |
| Additional noninterest expense | $2,020,000 | 2,219 |
| Pre-tax net operating income | $910,000 | 5,164 |
| Securities gains (losses) | $335,000 | 834 |
| Applicable income taxes | $140,000 | 5,550 |
| Income before extraordinary items | $1,105,000 | 4,019 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,105,000 | 4,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $571,000 | 1,415 |
| Cash dividends | $533,000 | 3,350 |
| Sale, conversion, retirement of capital stock, net | $542,000 | 489 |
| Net operating income | $806,850 | 4,738 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,374,000 | 2,602 |
| Total interest expense | $7,036,000 | 2,404 |
| Net interest income | $6,338,000 | 2,801 |
| Provision for loan and lease losses | $2,094,000 | 596 |
| Total noninterest income | $1,266,000 | 2,652 |
| Gross Fiduciary activities income | $257,000 | 751 |
| Service charges on deposit accounts | $451,000 | 2,959 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $558,000 | 2,756 |
| Total noninterest expense | $5,274,000 | 2,577 |
| Salaries and employee benefits | $2,620,000 | 2,716 |
| Premises and equipment expense | $877,000 | 2,358 |
| Additional noninterest expense | $1,777,000 | 2,412 |
| Pre-tax net operating income | $236,000 | 8,208 |
| Securities gains (losses) | $-17,000 | 8,651 |
| Applicable income taxes | $-175,000 | 9,676 |
| Income before extraordinary items | $394,000 | 6,892 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $394,000 | 6,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,559 |
| Cash dividends | $390,000 | 4,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $411,000 | 6,793 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,186,000 | 2,891 |
| Total interest expense | $5,341,000 | 2,739 |
| Net interest income | $5,845,000 | 2,992 |
| Provision for loan and lease losses | $240,000 | 3,119 |
| Total noninterest income | $1,124,000 | 2,832 |
| Gross Fiduciary activities income | $249,000 | 813 |
| Service charges on deposit accounts | $397,000 | 3,232 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $478,000 | 3,040 |
| Total noninterest expense | $5,059,000 | 2,662 |
| Salaries and employee benefits | $2,465,000 | 2,844 |
| Premises and equipment expense | $819,000 | 2,478 |
| Additional noninterest expense | $1,775,000 | 2,452 |
| Pre-tax net operating income | $1,670,000 | 3,812 |
| Securities gains (losses) | $94,000 | 748 |
| Applicable income taxes | $350,000 | 4,472 |
| Income before extraordinary items | $1,414,000 | 3,388 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,414,000 | 3,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,426 |
| Cash dividends | $506,000 | 3,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,338,800 | 3,519 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,130,000 | 3,195 |
| Total interest expense | $4,733,000 | 3,157 |
| Net interest income | $5,397,000 | 3,183 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $910,000 | 3,294 |
| Gross Fiduciary activities income | $245,000 | 829 |
| Service charges on deposit accounts | $309,000 | 3,850 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $356,000 | 3,672 |
| Total noninterest expense | $4,490,000 | 2,897 |
| Salaries and employee benefits | $2,180,000 | 3,075 |
| Premises and equipment expense | $708,000 | 2,740 |
| Additional noninterest expense | $1,602,000 | 2,626 |
| Pre-tax net operating income | $1,697,000 | 3,800 |
| Securities gains (losses) | $10,000 | 2,952 |
| Applicable income taxes | $361,000 | 4,689 |
| Income before extraordinary items | $1,346,000 | 3,562 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,346,000 | 3,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,219 |
| Cash dividends | $805,000 | 2,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,338,100 | 3,485 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,454,000 | 3,414 |
| Total interest expense | $4,168,000 | 3,524 |
| Net interest income | $5,286,000 | 3,297 |
| Provision for loan and lease losses | $105,000 | 5,052 |
| Total noninterest income | $760,000 | 3,729 |
| Gross Fiduciary activities income | $210,000 | 883 |
| Service charges on deposit accounts | $276,000 | 4,331 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $274,000 | 4,129 |
| Total noninterest expense | $4,211,000 | 3,027 |
| Salaries and employee benefits | $2,010,000 | 3,292 |
| Premises and equipment expense | $714,000 | 2,687 |
| Additional noninterest expense | $1,487,000 | 2,758 |
| Pre-tax net operating income | $1,730,000 | 3,984 |
| Securities gains (losses) | $58,000 | 1,255 |
| Applicable income taxes | $469,000 | 4,408 |
| Income before extraordinary items | $1,319,000 | 3,754 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,319,000 | 3,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,815 |
| Cash dividends | $50,000 | 7,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,276,080 | 3,792 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,229,000 | 3,529 |
| Total interest expense | $4,109,000 | 3,617 |
| Net interest income | $5,120,000 | 3,463 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $715,000 | 4,053 |
| Gross Fiduciary activities income | $185,000 | 992 |
| Service charges on deposit accounts | $203,000 | 5,503 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $327,000 | 3,872 |
| Total noninterest expense | $3,881,000 | 3,435 |
| Salaries and employee benefits | $1,868,000 | 3,552 |
| Premises and equipment expense | $611,000 | 3,149 |
| Additional noninterest expense | $1,402,000 | 3,304 |
| Pre-tax net operating income | $1,894,000 | 3,555 |
| Securities gains (losses) | $55,000 | 1,274 |
| Applicable income taxes | $619,000 | 3,498 |
| Income before extraordinary items | $1,330,000 | 3,563 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,330,000 | 3,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,315 |
| Cash dividends | $2,454,000 | 1,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,292,600 | 3,584 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,193,000 | 3,553 |
| Total interest expense | $4,111,000 | 3,593 |
| Net interest income | $5,082,000 | 3,476 |
| Provision for loan and lease losses | $40,000 | 6,618 |
| Total noninterest income | $556,000 | 4,831 |
| Gross Fiduciary activities income | $154,000 | 1,058 |
| Service charges on deposit accounts | $176,000 | 6,147 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $226,000 | 4,773 |
| Total noninterest expense | $3,756,000 | 3,513 |
| Salaries and employee benefits | $1,743,000 | 3,743 |
| Premises and equipment expense | $473,000 | 3,934 |
| Additional noninterest expense | $1,540,000 | 3,019 |
| Pre-tax net operating income | $1,842,000 | 3,758 |
| Securities gains (losses) | $7,000 | 2,620 |
| Applicable income taxes | $569,000 | 3,799 |
| Income before extraordinary items | $1,280,000 | 3,732 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,280,000 | 3,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,540 |
| Cash dividends | $563,000 | 3,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,275,170 | 3,723 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,423,000 | 3,561 |
| Total interest expense | $3,072,000 | 3,878 |
| Net interest income | $5,351,000 | 3,350 |
| Provision for loan and lease losses | $71,000 | 5,291 |
| Total noninterest income | $529,000 | 5,080 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 6,639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $368,000 | 3,589 |
| Total noninterest expense | $3,881,000 | 3,520 |
| Salaries and employee benefits | $1,616,000 | 3,995 |
| Premises and equipment expense | $486,000 | 3,899 |
| Additional noninterest expense | $1,779,000 | 2,862 |
| Pre-tax net operating income | $1,928,000 | 3,538 |
| Securities gains (losses) | $-16,000 | 10,174 |
| Applicable income taxes | $620,000 | 3,415 |
| Income before extraordinary items | $1,292,000 | 3,611 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,292,000 | 3,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,134 |
| Cash dividends | $461,000 | 3,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,302,880 | 3,630 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,229,000 | 4,193 |
| Total interest expense | $2,913,000 | 4,221 |
| Net interest income | $4,316,000 | 4,111 |
| Provision for loan and lease losses | $294,000 | 3,079 |
| Total noninterest income | $388,000 | 6,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 7,832 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $268,000 | 4,789 |
| Total noninterest expense | $3,051,000 | 4,442 |
| Salaries and employee benefits | $1,120,000 | 5,555 |
| Premises and equipment expense | $447,000 | 4,290 |
| Additional noninterest expense | $1,484,000 | 3,536 |
| Pre-tax net operating income | $1,359,000 | 4,700 |
| Securities gains (losses) | $37,000 | 3,837 |
| Applicable income taxes | $503,000 | 4,162 |
| Income before extraordinary items | $893,000 | 5,131 |
| Extraordinary gains, net | $245,000 | 853 |
| Net income | $1,138,000 | 4,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 3,669 |
| Cash dividends | $311,000 | 4,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $869,320 | 5,009 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,901,000 | 4,331 |
| Total interest expense | $3,616,000 | 4,434 |
| Net interest income | $4,285,000 | 4,187 |
| Provision for loan and lease losses | $206,000 | 5,132 |
| Total noninterest income | $220,000 | 9,031 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 10,479 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 6,145 |
| Total noninterest expense | $3,002,000 | 4,530 |
| Salaries and employee benefits | $1,374,000 | 4,581 |
| Premises and equipment expense | $378,000 | 5,014 |
| Additional noninterest expense | $1,250,000 | 4,192 |
| Pre-tax net operating income | $1,297,000 | 4,614 |
| Securities gains (losses) | $16,000 | 5,884 |
| Applicable income taxes | $300,000 | 5,919 |
| Income before extraordinary items | $1,013,000 | 4,442 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,013,000 | 4,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 5,022 |
| Cash dividends | $299,000 | 4,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,000,680 | 4,183 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.