Home > Mainland Bank > Income and Expense
Mainland Bank, Income and Expense
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,852,000 | 3,478 |
| Total interest expense | $259,000 | 4,642 |
| Net interest income | $5,593,000 | 3,286 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $469,000 | 3,859 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $247,000 | 3,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $222,000 | 3,987 |
| Total noninterest expense | $4,211,000 | 3,391 |
| Salaries and employee benefits | $2,527,000 | 3,265 |
| Premises and equipment expense | $500,000 | 3,147 |
| Additional noninterest expense | $1,184,000 | 3,607 |
| Pre-tax net operating income | $1,851,000 | 3,247 |
| Securities gains (losses) | $5,000 | 828 |
| Applicable income taxes | $387,000 | 2,199 |
| Income before extraordinary items | $1,469,000 | 3,389 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,469,000 | 3,387 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,469,000 | 3,388 |
| Net charge-offs | $-51,000 | 4,886 |
| Cash dividends | $654,000 | 2,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,465,050 | 3,400 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,344,000 | 3,503 |
| Total interest expense | $195,000 | 4,639 |
| Net interest income | $4,149,000 | 3,332 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $388,000 | 3,762 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $184,000 | 3,054 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 3,819 |
| Total noninterest expense | $3,036,000 | 3,483 |
| Salaries and employee benefits | $1,904,000 | 3,253 |
| Premises and equipment expense | $381,000 | 3,156 |
| Additional noninterest expense | $751,000 | 3,925 |
| Pre-tax net operating income | $1,501,000 | 3,192 |
| Securities gains (losses) | $5,000 | 822 |
| Applicable income taxes | $316,000 | 2,189 |
| Income before extraordinary items | $1,190,000 | 3,327 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,190,000 | 3,326 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,190,000 | 3,326 |
| Net charge-offs | $-51,000 | 4,934 |
| Cash dividends | $654,000 | 2,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,186,050 | 3,332 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,881,000 | 3,506 |
| Total interest expense | $125,000 | 4,665 |
| Net interest income | $2,756,000 | 3,339 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $158,000 | 4,342 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $117,000 | 3,124 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 4,798 |
| Total noninterest expense | $2,014,000 | 3,502 |
| Salaries and employee benefits | $1,303,000 | 3,240 |
| Premises and equipment expense | $254,000 | 3,179 |
| Additional noninterest expense | $457,000 | 4,102 |
| Pre-tax net operating income | $900,000 | 3,311 |
| Securities gains (losses) | $5,000 | 702 |
| Applicable income taxes | $190,000 | 2,266 |
| Income before extraordinary items | $715,000 | 3,468 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $715,000 | 3,467 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $715,000 | 3,467 |
| Net charge-offs | $-51,000 | 5,023 |
| Cash dividends | $654,000 | 1,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $711,050 | 3,476 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,425,000 | 3,543 |
| Total interest expense | $58,000 | 4,744 |
| Net interest income | $1,367,000 | 3,363 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $78,000 | 4,371 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $59,000 | 3,140 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 4,867 |
| Total noninterest expense | $1,045,000 | 3,461 |
| Salaries and employee benefits | $650,000 | 3,255 |
| Premises and equipment expense | $131,000 | 3,148 |
| Additional noninterest expense | $264,000 | 3,884 |
| Pre-tax net operating income | $400,000 | 3,432 |
| Securities gains (losses) | $5,000 | 534 |
| Applicable income taxes | $93,000 | 2,233 |
| Income before extraordinary items | $312,000 | 3,614 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $312,000 | 3,614 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $312,000 | 3,614 |
| Net charge-offs | $-29,000 | 5,080 |
| Cash dividends | $653,000 | 985 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $308,050 | 3,634 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,926,000 | 3,444 |
| Total interest expense | $276,000 | 4,499 |
| Net interest income | $5,650,000 | 3,299 |
| Provision for loan and lease losses | $165,000 | 2,565 |
| Total noninterest income | $476,000 | 3,998 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $240,000 | 3,203 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $236,000 | 4,056 |
| Total noninterest expense | $4,041,000 | 3,530 |
| Salaries and employee benefits | $2,539,000 | 3,306 |
| Premises and equipment expense | $495,000 | 3,284 |
| Additional noninterest expense | $1,007,000 | 4,000 |
| Pre-tax net operating income | $1,920,000 | 3,180 |
| Securities gains (losses) | $46,000 | 933 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $1,966,000 | 2,727 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,966,000 | 2,726 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,966,000 | 2,727 |
| Net charge-offs | $220,000 | 1,750 |
| Cash dividends | $1,930,000 | 1,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,920,000 | 2,741 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,434,000 | 3,470 |
| Total interest expense | $215,000 | 4,479 |
| Net interest income | $4,219,000 | 3,323 |
| Provision for loan and lease losses | $100,000 | 2,645 |
| Total noninterest income | $350,000 | 4,063 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $187,000 | 3,153 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 4,190 |
| Total noninterest expense | $3,017,000 | 3,544 |
| Salaries and employee benefits | $1,900,000 | 3,321 |
| Premises and equipment expense | $374,000 | 3,314 |
| Additional noninterest expense | $743,000 | 4,031 |
| Pre-tax net operating income | $1,452,000 | 3,241 |
| Securities gains (losses) | $40,000 | 975 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $1,492,000 | 2,871 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,492,000 | 2,870 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,492,000 | 2,871 |
| Net charge-offs | $210,000 | 1,364 |
| Cash dividends | $1,398,000 | 1,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,452,000 | 2,887 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,989,000 | 3,436 |
| Total interest expense | $152,000 | 4,406 |
| Net interest income | $2,837,000 | 3,307 |
| Provision for loan and lease losses | $60,000 | 2,608 |
| Total noninterest income | $205,000 | 4,240 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $125,000 | 3,140 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 4,496 |
| Total noninterest expense | $2,045,000 | 3,537 |
| Salaries and employee benefits | $1,272,000 | 3,324 |
| Premises and equipment expense | $244,000 | 3,360 |
| Additional noninterest expense | $529,000 | 3,948 |
| Pre-tax net operating income | $937,000 | 3,229 |
| Securities gains (losses) | $21,000 | 972 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $958,000 | 2,885 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $958,000 | 2,885 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $958,000 | 2,885 |
| Net charge-offs | $59,000 | 1,873 |
| Cash dividends | $860,000 | 1,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $937,000 | 2,894 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,479,000 | 3,459 |
| Total interest expense | $68,000 | 4,566 |
| Net interest income | $1,411,000 | 3,320 |
| Provision for loan and lease losses | $60,000 | 1,878 |
| Total noninterest income | $99,000 | 4,289 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $59,000 | 3,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 4,538 |
| Total noninterest expense | $1,034,000 | 3,552 |
| Salaries and employee benefits | $628,000 | 3,394 |
| Premises and equipment expense | $123,000 | 3,380 |
| Additional noninterest expense | $283,000 | 3,854 |
| Pre-tax net operating income | $416,000 | 3,366 |
| Securities gains (losses) | $3,000 | 889 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $419,000 | 3,059 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $419,000 | 3,059 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $419,000 | 3,059 |
| Net charge-offs | $24,000 | 1,775 |
| Cash dividends | $440,000 | 1,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $416,000 | 3,049 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,711,000 | 3,538 |
| Total interest expense | $274,000 | 4,573 |
| Net interest income | $5,437,000 | 3,382 |
| Provision for loan and lease losses | $430,000 | 1,621 |
| Total noninterest income | $1,658,000 | 2,350 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $266,000 | 3,159 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,392,000 | 1,976 |
| Total noninterest expense | $3,933,000 | 3,671 |
| Salaries and employee benefits | $2,435,000 | 3,451 |
| Premises and equipment expense | $519,000 | 3,299 |
| Additional noninterest expense | $979,000 | 4,190 |
| Pre-tax net operating income | $2,732,000 | 2,535 |
| Securities gains (losses) | $109,000 | 1,277 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $2,841,000 | 2,197 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,841,000 | 2,195 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,841,000 | 2,196 |
| Net charge-offs | $387,000 | 1,294 |
| Cash dividends | $1,722,000 | 1,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,732,000 | 2,208 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,266,000 | 3,557 |
| Total interest expense | $205,000 | 4,619 |
| Net interest income | $4,061,000 | 3,413 |
| Provision for loan and lease losses | $380,000 | 1,391 |
| Total noninterest income | $1,575,000 | 2,061 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $203,000 | 3,140 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,372,000 | 1,679 |
| Total noninterest expense | $2,964,000 | 3,677 |
| Salaries and employee benefits | $1,819,000 | 3,458 |
| Premises and equipment expense | $387,000 | 3,341 |
| Additional noninterest expense | $758,000 | 4,163 |
| Pre-tax net operating income | $2,292,000 | 2,397 |
| Securities gains (losses) | $109,000 | 1,191 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $2,401,000 | 2,006 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,401,000 | 2,006 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,401,000 | 2,006 |
| Net charge-offs | $343,000 | 1,043 |
| Cash dividends | $1,335,000 | 1,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,292,000 | 2,038 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,837,000 | 3,581 |
| Total interest expense | $137,000 | 4,645 |
| Net interest income | $2,700,000 | 3,433 |
| Provision for loan and lease losses | $230,000 | 1,499 |
| Total noninterest income | $1,479,000 | 1,640 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $132,000 | 3,168 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,347,000 | 1,274 |
| Total noninterest expense | $2,004,000 | 3,674 |
| Salaries and employee benefits | $1,243,000 | 3,421 |
| Premises and equipment expense | $251,000 | 3,400 |
| Additional noninterest expense | $510,000 | 4,193 |
| Pre-tax net operating income | $1,945,000 | 1,986 |
| Securities gains (losses) | $71,000 | 1,194 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $2,016,000 | 1,653 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,016,000 | 1,654 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,016,000 | 1,654 |
| Net charge-offs | $264,000 | 946 |
| Cash dividends | $990,000 | 1,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,945,000 | 1,655 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,418,000 | 3,592 |
| Total interest expense | $70,000 | 4,661 |
| Net interest income | $1,348,000 | 3,451 |
| Provision for loan and lease losses | $90,000 | 1,597 |
| Total noninterest income | $1,387,000 | 1,023 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $68,000 | 3,097 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,319,000 | 773 |
| Total noninterest expense | $1,017,000 | 3,670 |
| Salaries and employee benefits | $646,000 | 3,369 |
| Premises and equipment expense | $127,000 | 3,407 |
| Additional noninterest expense | $244,000 | 4,291 |
| Pre-tax net operating income | $1,628,000 | 1,312 |
| Securities gains (losses) | $43,000 | 893 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $1,671,000 | 1,072 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,671,000 | 1,073 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,671,000 | 1,073 |
| Net charge-offs | $99,000 | 1,018 |
| Cash dividends | $616,000 | 1,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,628,000 | 1,074 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,709,000 | 3,555 |
| Total interest expense | $278,000 | 4,741 |
| Net interest income | $5,431,000 | 3,399 |
| Provision for loan and lease losses | $140,000 | 2,701 |
| Total noninterest income | $409,000 | 4,453 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $250,000 | 3,352 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $159,000 | 4,687 |
| Total noninterest expense | $3,883,000 | 3,778 |
| Salaries and employee benefits | $2,403,000 | 3,509 |
| Premises and equipment expense | $514,000 | 3,424 |
| Additional noninterest expense | $966,000 | 4,357 |
| Pre-tax net operating income | $1,817,000 | 3,188 |
| Securities gains (losses) | $214,000 | 707 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $2,031,000 | 2,710 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,031,000 | 2,711 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,031,000 | 2,712 |
| Net charge-offs | $41,000 | 3,392 |
| Cash dividends | $2,199,000 | 1,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,817,000 | 2,853 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,246,000 | 3,607 |
| Total interest expense | $209,000 | 4,812 |
| Net interest income | $4,037,000 | 3,455 |
| Provision for loan and lease losses | $30,000 | 3,604 |
| Total noninterest income | $313,000 | 4,468 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $182,000 | 3,417 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $131,000 | 4,636 |
| Total noninterest expense | $2,915,000 | 3,801 |
| Salaries and employee benefits | $1,801,000 | 3,516 |
| Premises and equipment expense | $382,000 | 3,485 |
| Additional noninterest expense | $732,000 | 4,361 |
| Pre-tax net operating income | $1,405,000 | 3,193 |
| Securities gains (losses) | $185,000 | 687 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,590,000 | 2,671 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,590,000 | 2,671 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,590,000 | 2,672 |
| Net charge-offs | $39,000 | 2,950 |
| Cash dividends | $1,727,000 | 1,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,405,000 | 2,836 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,826,000 | 3,623 |
| Total interest expense | $142,000 | 4,822 |
| Net interest income | $2,684,000 | 3,477 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $222,000 | 4,384 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $119,000 | 3,432 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $103,000 | 4,489 |
| Total noninterest expense | $1,965,000 | 3,810 |
| Salaries and employee benefits | $1,220,000 | 3,505 |
| Premises and equipment expense | $254,000 | 3,503 |
| Additional noninterest expense | $491,000 | 4,386 |
| Pre-tax net operating income | $941,000 | 3,174 |
| Securities gains (losses) | $177,000 | 575 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,118,000 | 2,551 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,118,000 | 2,553 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,118,000 | 2,553 |
| Net charge-offs | $32,000 | 2,648 |
| Cash dividends | $1,244,000 | 1,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $941,000 | 2,805 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,421,000 | 3,615 |
| Total interest expense | $71,000 | 4,880 |
| Net interest income | $1,350,000 | 3,464 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $88,000 | 4,679 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $59,000 | 3,409 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $29,000 | 5,084 |
| Total noninterest expense | $976,000 | 3,852 |
| Salaries and employee benefits | $623,000 | 3,488 |
| Premises and equipment expense | $119,000 | 3,675 |
| Additional noninterest expense | $234,000 | 4,498 |
| Pre-tax net operating income | $462,000 | 3,148 |
| Securities gains (losses) | $172,000 | 405 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $634,000 | 2,302 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $634,000 | 2,303 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $634,000 | 2,303 |
| Net charge-offs | $8,000 | 2,565 |
| Cash dividends | $611,000 | 960 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $462,000 | 2,797 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,715,000 | 3,634 |
| Total interest expense | $300,000 | 4,953 |
| Net interest income | $5,415,000 | 3,470 |
| Provision for loan and lease losses | $310,000 | 1,948 |
| Total noninterest income | $329,000 | 4,885 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $246,000 | 3,573 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $83,000 | 5,396 |
| Total noninterest expense | $3,636,000 | 4,046 |
| Salaries and employee benefits | $2,171,000 | 3,822 |
| Premises and equipment expense | $482,000 | 3,718 |
| Additional noninterest expense | $983,000 | 4,482 |
| Pre-tax net operating income | $1,798,000 | 3,172 |
| Securities gains (losses) | $193,000 | 822 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,991,000 | 2,719 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,991,000 | 2,717 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,991,000 | 2,719 |
| Net charge-offs | $182,000 | 2,568 |
| Cash dividends | $1,380,000 | 1,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,798,000 | 2,848 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,251,000 | 3,689 |
| Total interest expense | $229,000 | 4,996 |
| Net interest income | $4,022,000 | 3,521 |
| Provision for loan and lease losses | $310,000 | 1,604 |
| Total noninterest income | $238,000 | 4,988 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $184,000 | 3,619 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $54,000 | 5,570 |
| Total noninterest expense | $2,680,000 | 4,109 |
| Salaries and employee benefits | $1,593,000 | 3,878 |
| Premises and equipment expense | $357,000 | 3,797 |
| Additional noninterest expense | $730,000 | 4,529 |
| Pre-tax net operating income | $1,270,000 | 3,319 |
| Securities gains (losses) | $111,000 | 924 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,381,000 | 2,897 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,381,000 | 2,898 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,381,000 | 2,898 |
| Net charge-offs | $169,000 | 2,178 |
| Cash dividends | $817,000 | 1,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,270,000 | 2,987 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,826,000 | 3,694 |
| Total interest expense | $154,000 | 5,030 |
| Net interest income | $2,672,000 | 3,528 |
| Provision for loan and lease losses | $310,000 | 1,195 |
| Total noninterest income | $147,000 | 5,067 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $125,000 | 3,569 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $22,000 | 5,906 |
| Total noninterest expense | $1,766,000 | 4,159 |
| Salaries and employee benefits | $1,044,000 | 3,930 |
| Premises and equipment expense | $229,000 | 3,908 |
| Additional noninterest expense | $493,000 | 4,513 |
| Pre-tax net operating income | $743,000 | 3,514 |
| Securities gains (losses) | $74,000 | 947 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $817,000 | 3,046 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $817,000 | 3,052 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $817,000 | 3,052 |
| Net charge-offs | $145,000 | 1,864 |
| Cash dividends | $372,000 | 2,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $743,000 | 3,194 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,402,000 | 3,725 |
| Total interest expense | $78,000 | 5,075 |
| Net interest income | $1,324,000 | 3,557 |
| Provision for loan and lease losses | $170,000 | 1,116 |
| Total noninterest income | $56,000 | 5,389 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $65,000 | 3,474 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-9,000 | 6,571 |
| Total noninterest expense | $857,000 | 4,256 |
| Salaries and employee benefits | $515,000 | 4,001 |
| Premises and equipment expense | $118,000 | 3,868 |
| Additional noninterest expense | $224,000 | 4,744 |
| Pre-tax net operating income | $353,000 | 3,530 |
| Securities gains (losses) | $17,000 | 1,007 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $370,000 | 3,163 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $370,000 | 3,164 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $370,000 | 3,165 |
| Net charge-offs | $66,000 | 1,651 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $353,000 | 3,197 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,148,000 | 3,994 |
| Total interest expense | $306,000 | 5,364 |
| Net interest income | $4,842,000 | 3,774 |
| Provision for loan and lease losses | $750,000 | 1,404 |
| Total noninterest income | $-61,000 | 6,697 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $272,000 | 3,532 |
| Trading account gains and fees | $-444,000 | 6,798 |
| Additional Noninterest Income | $111,000 | 5,277 |
| Total noninterest expense | $3,140,000 | 4,510 |
| Salaries and employee benefits | $1,806,000 | 4,304 |
| Premises and equipment expense | $356,000 | 4,494 |
| Additional noninterest expense | $978,000 | 4,625 |
| Pre-tax net operating income | $891,000 | 4,253 |
| Securities gains (losses) | $7,000 | 2,738 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $898,000 | 4,087 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $898,000 | 4,090 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $898,000 | 4,090 |
| Net charge-offs | $989,000 | 1,279 |
| Cash dividends | $1,059,000 | 1,855 |
| Sale, conversion, retirement of capital stock, net | $3,998,000 | 102 |
| Net operating income | $891,000 | 4,046 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,817,000 | 4,060 |
| Total interest expense | $228,000 | 5,464 |
| Net interest income | $3,589,000 | 3,825 |
| Provision for loan and lease losses | $660,000 | 1,246 |
| Total noninterest income | $-152,000 | 6,827 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $209,000 | 3,503 |
| Trading account gains and fees | $-444,000 | 6,878 |
| Additional Noninterest Income | $83,000 | 5,362 |
| Total noninterest expense | $2,268,000 | 4,602 |
| Salaries and employee benefits | $1,346,000 | 4,341 |
| Premises and equipment expense | $247,000 | 4,674 |
| Additional noninterest expense | $675,000 | 4,838 |
| Pre-tax net operating income | $509,000 | 4,746 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $509,000 | 4,579 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $509,000 | 4,583 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $509,000 | 4,584 |
| Net charge-offs | $809,000 | 1,168 |
| Cash dividends | $1,059,000 | 1,381 |
| Sale, conversion, retirement of capital stock, net | $3,998,000 | 73 |
| Net operating income | $509,000 | 4,496 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,570,000 | 4,050 |
| Total interest expense | $149,000 | 5,569 |
| Net interest income | $2,421,000 | 3,797 |
| Provision for loan and lease losses | $145,000 | 2,542 |
| Total noninterest income | $-258,000 | 6,894 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $136,000 | 3,522 |
| Trading account gains and fees | $-444,000 | 6,929 |
| Additional Noninterest Income | $50,000 | 5,498 |
| Total noninterest expense | $1,540,000 | 4,583 |
| Salaries and employee benefits | $919,000 | 4,314 |
| Premises and equipment expense | $154,000 | 4,833 |
| Additional noninterest expense | $467,000 | 4,763 |
| Pre-tax net operating income | $478,000 | 4,219 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $478,000 | 4,020 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $478,000 | 4,022 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $478,000 | 4,023 |
| Net charge-offs | $268,000 | 1,799 |
| Cash dividends | $1,059,000 | 1,034 |
| Sale, conversion, retirement of capital stock, net | $3,998,000 | 52 |
| Net operating income | $478,000 | 3,921 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,319,000 | 4,017 |
| Total interest expense | $74,000 | 5,670 |
| Net interest income | $1,245,000 | 3,743 |
| Provision for loan and lease losses | $70,000 | 2,504 |
| Total noninterest income | $184,000 | 3,811 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $65,000 | 3,595 |
| Trading account gains and fees | $93,000 | 99 |
| Additional Noninterest Income | $26,000 | 5,453 |
| Total noninterest expense | $805,000 | 4,521 |
| Salaries and employee benefits | $514,000 | 4,092 |
| Premises and equipment expense | $74,000 | 4,957 |
| Additional noninterest expense | $217,000 | 4,975 |
| Pre-tax net operating income | $554,000 | 2,692 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $554,000 | 2,395 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $554,000 | 2,397 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $554,000 | 2,397 |
| Net charge-offs | $266,000 | 1,152 |
| Cash dividends | $721,000 | 721 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $554,000 | 2,300 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,001,000 | 4,295 |
| Total interest expense | $334,000 | 5,828 |
| Net interest income | $4,667,000 | 3,983 |
| Provision for loan and lease losses | $950,000 | 1,829 |
| Total noninterest income | $848,000 | 3,547 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $326,000 | 3,338 |
| Trading account gains and fees | $351,000 | 90 |
| Additional Noninterest Income | $171,000 | 4,779 |
| Total noninterest expense | $3,189,000 | 4,595 |
| Salaries and employee benefits | $1,883,000 | 4,274 |
| Premises and equipment expense | $346,000 | 4,635 |
| Additional noninterest expense | $960,000 | 4,889 |
| Pre-tax net operating income | $1,376,000 | 3,477 |
| Securities gains (losses) | $170,000 | 1,834 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,546,000 | 3,068 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,546,000 | 3,066 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,546,000 | 3,067 |
| Net charge-offs | $758,000 | 2,119 |
| Cash dividends | $1,475,000 | 1,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,376,000 | 3,143 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,746,000 | 4,372 |
| Total interest expense | $253,000 | 5,951 |
| Net interest income | $3,493,000 | 4,047 |
| Provision for loan and lease losses | $875,000 | 1,611 |
| Total noninterest income | $366,000 | 4,583 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $246,000 | 3,358 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $120,000 | 4,892 |
| Total noninterest expense | $2,365,000 | 4,652 |
| Salaries and employee benefits | $1,374,000 | 4,372 |
| Premises and equipment expense | $265,000 | 4,647 |
| Additional noninterest expense | $726,000 | 4,910 |
| Pre-tax net operating income | $619,000 | 4,408 |
| Securities gains (losses) | $316,000 | 1,072 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $935,000 | 3,561 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $935,000 | 3,561 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $935,000 | 3,563 |
| Net charge-offs | $733,000 | 1,770 |
| Cash dividends | $1,133,000 | 1,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $619,000 | 4,140 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,511,000 | 4,396 |
| Total interest expense | $168,000 | 6,041 |
| Net interest income | $2,343,000 | 4,045 |
| Provision for loan and lease losses | $800,000 | 1,285 |
| Total noninterest income | $219,000 | 4,744 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $158,000 | 3,413 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $61,000 | 5,258 |
| Total noninterest expense | $1,526,000 | 4,762 |
| Salaries and employee benefits | $873,000 | 4,519 |
| Premises and equipment expense | $177,000 | 4,663 |
| Additional noninterest expense | $476,000 | 4,986 |
| Pre-tax net operating income | $236,000 | 5,125 |
| Securities gains (losses) | $238,000 | 995 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $474,000 | 4,081 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $474,000 | 4,085 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $474,000 | 4,085 |
| Net charge-offs | $725,000 | 1,403 |
| Cash dividends | $581,000 | 1,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $236,000 | 4,936 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,284,000 | 4,393 |
| Total interest expense | $85,000 | 6,118 |
| Net interest income | $1,199,000 | 4,011 |
| Provision for loan and lease losses | $750,000 | 765 |
| Total noninterest income | $117,000 | 4,670 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $87,000 | 3,218 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $30,000 | 5,349 |
| Total noninterest expense | $705,000 | 4,981 |
| Salaries and employee benefits | $383,000 | 4,885 |
| Premises and equipment expense | $90,000 | 4,629 |
| Additional noninterest expense | $232,000 | 5,036 |
| Pre-tax net operating income | $-139,000 | 6,786 |
| Securities gains (losses) | $34,000 | 1,396 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-105,000 | 6,812 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-105,000 | 6,813 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-105,000 | 6,813 |
| Net charge-offs | $127,000 | 2,244 |
| Cash dividends | $581,000 | 775 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-139,000 | 6,799 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,164,000 | 4,489 |
| Total interest expense | $364,000 | 6,338 |
| Net interest income | $4,800,000 | 4,009 |
| Provision for loan and lease losses | $120,000 | 5,149 |
| Total noninterest income | $525,000 | 4,308 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $473,000 | 2,693 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $52,000 | 5,899 |
| Total noninterest expense | $3,035,000 | 4,850 |
| Salaries and employee benefits | $1,742,000 | 4,551 |
| Premises and equipment expense | $364,000 | 4,779 |
| Additional noninterest expense | $929,000 | 5,078 |
| Pre-tax net operating income | $2,170,000 | 2,358 |
| Securities gains (losses) | $235,000 | 1,328 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $2,405,000 | 1,936 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,405,000 | 1,936 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,405,000 | 1,936 |
| Net charge-offs | $71,000 | 5,253 |
| Cash dividends | $2,445,000 | 809 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,170,000 | 2,033 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,888,000 | 4,522 |
| Total interest expense | $276,000 | 6,431 |
| Net interest income | $3,612,000 | 4,024 |
| Provision for loan and lease losses | $60,000 | 5,396 |
| Total noninterest income | $462,000 | 4,039 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $361,000 | 2,669 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $101,000 | 5,082 |
| Total noninterest expense | $2,304,000 | 4,826 |
| Salaries and employee benefits | $1,307,000 | 4,548 |
| Premises and equipment expense | $274,000 | 4,832 |
| Additional noninterest expense | $723,000 | 5,011 |
| Pre-tax net operating income | $1,710,000 | 2,349 |
| Securities gains (losses) | $74,000 | 2,036 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,784,000 | 2,014 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,784,000 | 2,014 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,784,000 | 2,014 |
| Net charge-offs | $100,000 | 4,433 |
| Cash dividends | $1,857,000 | 684 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,710,000 | 1,984 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,616,000 | 4,539 |
| Total interest expense | $186,000 | 6,515 |
| Net interest income | $2,430,000 | 4,008 |
| Provision for loan and lease losses | $60,000 | 4,872 |
| Total noninterest income | $321,000 | 3,980 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $252,000 | 2,545 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $69,000 | 5,099 |
| Total noninterest expense | $1,544,000 | 4,864 |
| Salaries and employee benefits | $874,000 | 4,576 |
| Premises and equipment expense | $193,000 | 4,745 |
| Additional noninterest expense | $477,000 | 5,110 |
| Pre-tax net operating income | $1,147,000 | 2,309 |
| Securities gains (losses) | $43,000 | 1,678 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,190,000 | 1,969 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,190,000 | 1,969 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,190,000 | 1,969 |
| Net charge-offs | $-21,000 | 7,167 |
| Cash dividends | $1,251,000 | 671 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,147,000 | 1,955 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,328,000 | 4,515 |
| Total interest expense | $98,000 | 6,545 |
| Net interest income | $1,230,000 | 3,986 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $167,000 | 3,950 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $127,000 | 2,507 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $40,000 | 4,994 |
| Total noninterest expense | $775,000 | 4,881 |
| Salaries and employee benefits | $442,000 | 4,564 |
| Premises and equipment expense | $91,000 | 4,936 |
| Additional noninterest expense | $242,000 | 5,081 |
| Pre-tax net operating income | $622,000 | 2,163 |
| Securities gains (losses) | $16,000 | 1,172 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $638,000 | 1,822 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $638,000 | 1,821 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $638,000 | 1,822 |
| Net charge-offs | $-12,000 | 7,063 |
| Cash dividends | $598,000 | 631 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $622,000 | 1,805 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,218,000 | 4,700 |
| Total interest expense | $498,000 | 6,525 |
| Net interest income | $4,720,000 | 4,114 |
| Provision for loan and lease losses | $60,000 | 6,354 |
| Total noninterest income | $788,000 | 3,684 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $611,000 | 2,257 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $177,000 | 4,759 |
| Total noninterest expense | $3,212,000 | 4,820 |
| Salaries and employee benefits | $1,773,000 | 4,571 |
| Premises and equipment expense | $411,000 | 4,689 |
| Additional noninterest expense | $1,028,000 | 5,016 |
| Pre-tax net operating income | $2,236,000 | 2,050 |
| Securities gains (losses) | $154,000 | 1,808 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $2,390,000 | 1,717 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,390,000 | 1,718 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,390,000 | 1,719 |
| Net charge-offs | $-9,000 | 7,431 |
| Cash dividends | $2,310,000 | 719 |
| Sale, conversion, retirement of capital stock, net | $552,000 | 450 |
| Net operating income | $2,236,000 | 1,763 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,865,000 | 4,827 |
| Total interest expense | $381,000 | 6,639 |
| Net interest income | $3,484,000 | 4,218 |
| Provision for loan and lease losses | $60,000 | 6,111 |
| Total noninterest income | $607,000 | 3,654 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $462,000 | 2,302 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $145,000 | 4,699 |
| Total noninterest expense | $2,375,000 | 4,883 |
| Salaries and employee benefits | $1,305,000 | 4,658 |
| Premises and equipment expense | $310,000 | 4,751 |
| Additional noninterest expense | $760,000 | 5,058 |
| Pre-tax net operating income | $1,656,000 | 2,202 |
| Securities gains (losses) | $154,000 | 1,578 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,810,000 | 1,822 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,810,000 | 1,823 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,810,000 | 1,824 |
| Net charge-offs | $-6,000 | 7,411 |
| Cash dividends | $1,697,000 | 640 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,656,000 | 1,881 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,603,000 | 4,841 |
| Total interest expense | $257,000 | 6,713 |
| Net interest income | $2,346,000 | 4,196 |
| Provision for loan and lease losses | $60,000 | 5,595 |
| Total noninterest income | $419,000 | 3,547 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $308,000 | 2,308 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $111,000 | 4,471 |
| Total noninterest expense | $1,626,000 | 4,813 |
| Salaries and employee benefits | $884,000 | 4,640 |
| Premises and equipment expense | $212,000 | 4,704 |
| Additional noninterest expense | $530,000 | 4,934 |
| Pre-tax net operating income | $1,079,000 | 2,232 |
| Securities gains (losses) | $125,000 | 1,266 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,204,000 | 1,800 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,204,000 | 1,799 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,204,000 | 1,800 |
| Net charge-offs | $-3,000 | 7,284 |
| Cash dividends | $929,000 | 782 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,079,000 | 1,889 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,297,000 | 4,907 |
| Total interest expense | $131,000 | 6,802 |
| Net interest income | $1,166,000 | 4,239 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $182,000 | 3,864 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $149,000 | 2,354 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $33,000 | 5,318 |
| Total noninterest expense | $864,000 | 4,702 |
| Salaries and employee benefits | $428,000 | 4,805 |
| Premises and equipment expense | $115,000 | 4,583 |
| Additional noninterest expense | $321,000 | 4,404 |
| Pre-tax net operating income | $424,000 | 2,735 |
| Securities gains (losses) | $8,000 | 1,783 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $432,000 | 2,423 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $432,000 | 2,422 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $432,000 | 2,423 |
| Net charge-offs | $-3,000 | 7,154 |
| Cash dividends | $473,000 | 728 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $424,000 | 2,361 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,194,000 | 5,028 |
| Total interest expense | $677,000 | 6,739 |
| Net interest income | $4,517,000 | 4,214 |
| Provision for loan and lease losses | $180,000 | 5,882 |
| Total noninterest income | $610,000 | 4,332 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $478,000 | 2,990 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $132,000 | 5,282 |
| Total noninterest expense | $3,229,000 | 4,967 |
| Salaries and employee benefits | $1,701,000 | 4,819 |
| Premises and equipment expense | $471,000 | 4,531 |
| Additional noninterest expense | $1,057,000 | 5,092 |
| Pre-tax net operating income | $1,718,000 | 2,159 |
| Securities gains (losses) | $107,000 | 2,084 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,825,000 | 1,820 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,825,000 | 1,817 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,825,000 | 1,819 |
| Net charge-offs | $3,000 | 7,105 |
| Cash dividends | $1,866,000 | 975 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,718,000 | 1,865 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,914,000 | 5,072 |
| Total interest expense | $536,000 | 6,781 |
| Net interest income | $3,378,000 | 4,242 |
| Provision for loan and lease losses | $120,000 | 5,761 |
| Total noninterest income | $454,000 | 4,416 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $351,000 | 3,043 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $103,000 | 5,351 |
| Total noninterest expense | $2,430,000 | 4,963 |
| Salaries and employee benefits | $1,288,000 | 4,822 |
| Premises and equipment expense | $354,000 | 4,577 |
| Additional noninterest expense | $788,000 | 5,104 |
| Pre-tax net operating income | $1,282,000 | 2,331 |
| Securities gains (losses) | $117,000 | 1,699 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,399,000 | 1,899 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,399,000 | 1,898 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,399,000 | 1,899 |
| Net charge-offs | $-1,000 | 7,629 |
| Cash dividends | $1,320,000 | 983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,282,000 | 2,022 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,589,000 | 5,143 |
| Total interest expense | $388,000 | 6,775 |
| Net interest income | $2,201,000 | 4,293 |
| Provision for loan and lease losses | $50,000 | 6,064 |
| Total noninterest income | $293,000 | 4,477 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $224,000 | 3,103 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $69,000 | 5,381 |
| Total noninterest expense | $1,602,000 | 5,048 |
| Salaries and employee benefits | $834,000 | 4,973 |
| Premises and equipment expense | $234,000 | 4,645 |
| Additional noninterest expense | $534,000 | 5,063 |
| Pre-tax net operating income | $842,000 | 2,422 |
| Securities gains (losses) | $48,000 | 1,930 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $890,000 | 2,047 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $890,000 | 2,044 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $890,000 | 2,046 |
| Net charge-offs | $2,000 | 6,442 |
| Cash dividends | $887,000 | 1,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $842,000 | 2,091 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,285,000 | 5,197 |
| Total interest expense | $232,000 | 6,538 |
| Net interest income | $1,053,000 | 4,429 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $145,000 | 4,467 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $109,000 | 3,102 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $36,000 | 5,346 |
| Total noninterest expense | $767,000 | 5,106 |
| Salaries and employee benefits | $406,000 | 5,099 |
| Premises and equipment expense | $121,000 | 4,594 |
| Additional noninterest expense | $240,000 | 5,062 |
| Pre-tax net operating income | $431,000 | 2,660 |
| Securities gains (losses) | $48,000 | 1,321 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $479,000 | 2,217 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $479,000 | 2,218 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $479,000 | 2,219 |
| Net charge-offs | $8,000 | 4,870 |
| Cash dividends | $450,000 | 974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $431,000 | 2,274 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,198,000 | 5,348 |
| Total interest expense | $1,145,000 | 6,538 |
| Net interest income | $4,053,000 | 4,547 |
| Provision for loan and lease losses | $277,000 | 4,766 |
| Total noninterest income | $716,000 | 4,083 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $592,000 | 2,672 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $124,000 | 5,626 |
| Total noninterest expense | $2,789,000 | 5,341 |
| Salaries and employee benefits | $1,468,000 | 5,397 |
| Premises and equipment expense | $473,000 | 4,610 |
| Additional noninterest expense | $848,000 | 5,322 |
| Pre-tax net operating income | $1,703,000 | 2,795 |
| Securities gains (losses) | $2,000 | 2,962 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,705,000 | 2,298 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,705,000 | 2,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 5,443 |
| Cash dividends | $1,776,000 | 1,505 |
| Sale, conversion, retirement of capital stock, net | $396,000 | 607 |
| Net operating income | $1,703,000 | 2,431 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,873,000 | 5,430 |
| Total interest expense | $839,000 | 6,692 |
| Net interest income | $3,034,000 | 4,583 |
| Provision for loan and lease losses | $186,000 | 4,312 |
| Total noninterest income | $556,000 | 4,106 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $456,000 | 2,640 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $100,000 | 5,625 |
| Total noninterest expense | $2,118,000 | 5,294 |
| Salaries and employee benefits | $1,131,000 | 5,334 |
| Premises and equipment expense | $357,000 | 4,601 |
| Additional noninterest expense | $630,000 | 5,283 |
| Pre-tax net operating income | $1,286,000 | 3,180 |
| Securities gains (losses) | $2,000 | 2,845 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,288,000 | 2,619 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,288,000 | 2,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,500 |
| Cash dividends | $1,276,000 | 1,516 |
| Sale, conversion, retirement of capital stock, net | $396,000 | 440 |
| Net operating income | $1,286,000 | 2,754 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,497,000 | 5,602 |
| Total interest expense | $550,000 | 6,849 |
| Net interest income | $1,947,000 | 4,705 |
| Provision for loan and lease losses | $146,000 | 3,706 |
| Total noninterest income | $377,000 | 4,130 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $307,000 | 2,595 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $70,000 | 5,638 |
| Total noninterest expense | $1,436,000 | 5,259 |
| Salaries and employee benefits | $771,000 | 5,336 |
| Premises and equipment expense | $246,000 | 4,549 |
| Additional noninterest expense | $419,000 | 5,283 |
| Pre-tax net operating income | $742,000 | 3,591 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $749,000 | 3,185 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $749,000 | 3,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,143 |
| Cash dividends | $768,000 | 1,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $742,000 | 3,157 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,202,000 | 5,798 |
| Total interest expense | $272,000 | 7,012 |
| Net interest income | $930,000 | 4,857 |
| Provision for loan and lease losses | $111,000 | 2,585 |
| Total noninterest income | $190,000 | 4,101 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $155,000 | 2,548 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $35,000 | 5,679 |
| Total noninterest expense | $729,000 | 5,230 |
| Salaries and employee benefits | $390,000 | 5,322 |
| Premises and equipment expense | $123,000 | 4,560 |
| Additional noninterest expense | $216,000 | 5,137 |
| Pre-tax net operating income | $280,000 | 4,305 |
| Securities gains (losses) | $7,000 | 2,110 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $287,000 | 3,900 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $287,000 | 3,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,393 |
| Cash dividends | $480,000 | 1,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $280,000 | 3,883 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,688,000 | 5,881 |
| Total interest expense | $1,106,000 | 7,010 |
| Net interest income | $3,582,000 | 4,963 |
| Provision for loan and lease losses | $92,000 | 5,022 |
| Total noninterest income | $854,000 | 3,869 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $706,000 | 2,356 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $148,000 | 5,594 |
| Total noninterest expense | $2,681,000 | 5,382 |
| Salaries and employee benefits | $1,277,000 | 5,803 |
| Premises and equipment expense | $422,000 | 4,860 |
| Additional noninterest expense | $982,000 | 4,719 |
| Pre-tax net operating income | $1,663,000 | 3,708 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,665,000 | 3,212 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,665,000 | 3,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,314 |
| Cash dividends | $1,254,000 | 2,273 |
| Sale, conversion, retirement of capital stock, net | $404,000 | 576 |
| Net operating income | $1,663,000 | 3,202 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,452,000 | 5,965 |
| Total interest expense | $822,000 | 7,052 |
| Net interest income | $2,630,000 | 5,036 |
| Provision for loan and lease losses | $30,000 | 5,532 |
| Total noninterest income | $635,000 | 3,904 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $524,000 | 2,355 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $111,000 | 5,616 |
| Total noninterest expense | $2,001,000 | 5,352 |
| Salaries and employee benefits | $1,069,000 | 5,440 |
| Premises and equipment expense | $309,000 | 4,926 |
| Additional noninterest expense | $623,000 | 5,168 |
| Pre-tax net operating income | $1,234,000 | 3,878 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,235,000 | 3,397 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,235,000 | 3,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,289 |
| Cash dividends | $866,000 | 2,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,234,000 | 3,382 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,256,000 | 6,031 |
| Total interest expense | $536,000 | 7,115 |
| Net interest income | $1,720,000 | 5,134 |
| Provision for loan and lease losses | $26,000 | 5,117 |
| Total noninterest income | $411,000 | 3,976 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $337,000 | 2,420 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $74,000 | 5,653 |
| Total noninterest expense | $1,328,000 | 5,406 |
| Salaries and employee benefits | $660,000 | 5,748 |
| Premises and equipment expense | $205,000 | 4,959 |
| Additional noninterest expense | $463,000 | 4,828 |
| Pre-tax net operating income | $777,000 | 4,082 |
| Securities gains (losses) | $1,000 | 1,305 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $778,000 | 3,585 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $778,000 | 3,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,211 |
| Cash dividends | $579,000 | 2,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $777,000 | 3,561 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,121,000 | 6,057 |
| Total interest expense | $259,000 | 7,186 |
| Net interest income | $862,000 | 5,137 |
| Provision for loan and lease losses | $26,000 | 4,092 |
| Total noninterest income | $194,000 | 4,094 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $156,000 | 2,528 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $38,000 | 5,593 |
| Total noninterest expense | $660,000 | 5,455 |
| Salaries and employee benefits | $322,000 | 5,854 |
| Premises and equipment expense | $104,000 | 4,929 |
| Additional noninterest expense | $234,000 | 4,753 |
| Pre-tax net operating income | $370,000 | 4,183 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $370,000 | 3,677 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $370,000 | 3,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,057 |
| Cash dividends | $320,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $370,000 | 3,656 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,976,000 | 6,138 |
| Total interest expense | $978,000 | 6,981 |
| Net interest income | $2,998,000 | 5,527 |
| Provision for loan and lease losses | $26,000 | 6,122 |
| Total noninterest income | $868,000 | 3,862 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $725,000 | 2,302 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $143,000 | 5,703 |
| Total noninterest expense | $2,554,000 | 5,417 |
| Salaries and employee benefits | $1,233,000 | 5,819 |
| Premises and equipment expense | $479,000 | 4,387 |
| Additional noninterest expense | $842,000 | 5,070 |
| Pre-tax net operating income | $1,286,000 | 4,642 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,287,000 | 4,127 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,287,000 | 4,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,073 |
| Cash dividends | $816,000 | 2,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,286,000 | 4,095 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,877,000 | 6,251 |
| Total interest expense | $721,000 | 7,008 |
| Net interest income | $2,156,000 | 5,696 |
| Provision for loan and lease losses | $25,000 | 5,821 |
| Total noninterest income | $651,000 | 3,865 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $586,000 | 2,164 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $65,000 | 6,548 |
| Total noninterest expense | $1,875,000 | 5,470 |
| Salaries and employee benefits | $931,000 | 5,777 |
| Premises and equipment expense | $350,000 | 4,462 |
| Additional noninterest expense | $594,000 | 5,252 |
| Pre-tax net operating income | $907,000 | 4,940 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $908,000 | 4,394 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $908,000 | 4,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,141 |
| Cash dividends | $606,000 | 2,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $907,000 | 4,390 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,870,000 | 6,294 |
| Total interest expense | $466,000 | 6,988 |
| Net interest income | $1,404,000 | 5,795 |
| Provision for loan and lease losses | $19,000 | 5,586 |
| Total noninterest income | $445,000 | 3,796 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $397,000 | 2,118 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $48,000 | 6,430 |
| Total noninterest expense | $1,222,000 | 5,549 |
| Salaries and employee benefits | $619,000 | 5,797 |
| Premises and equipment expense | $230,000 | 4,507 |
| Additional noninterest expense | $373,000 | 5,444 |
| Pre-tax net operating income | $608,000 | 4,960 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $609,000 | 4,406 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $609,000 | 4,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 8,432 |
| Cash dividends | $387,000 | 2,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $608,000 | 4,404 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $891,000 | 6,376 |
| Total interest expense | $227,000 | 6,988 |
| Net interest income | $664,000 | 5,966 |
| Provision for loan and lease losses | $18,000 | 4,638 |
| Total noninterest income | $212,000 | 3,854 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $191,000 | 2,123 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,631 |
| Total noninterest expense | $563,000 | 5,816 |
| Salaries and employee benefits | $291,000 | 6,034 |
| Premises and equipment expense | $93,000 | 5,175 |
| Additional noninterest expense | $179,000 | 5,526 |
| Pre-tax net operating income | $295,000 | 5,014 |
| Securities gains (losses) | $1,000 | 856 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $296,000 | 4,454 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $296,000 | 4,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,228 |
| Cash dividends | $180,000 | 2,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $295,000 | 4,450 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,282,000 | 6,358 |
| Total interest expense | $721,000 | 6,976 |
| Net interest income | $2,561,000 | 5,974 |
| Provision for loan and lease losses | $106,000 | 4,730 |
| Total noninterest income | $950,000 | 3,682 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $851,000 | 2,005 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $99,000 | 6,420 |
| Total noninterest expense | $2,315,000 | 5,617 |
| Salaries and employee benefits | $1,246,000 | 5,666 |
| Premises and equipment expense | $374,000 | 5,070 |
| Additional noninterest expense | $695,000 | 5,608 |
| Pre-tax net operating income | $1,090,000 | 5,124 |
| Securities gains (losses) | $9,000 | 1,510 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,099,000 | 4,563 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,099,000 | 4,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 2,044 |
| Cash dividends | $801,000 | 2,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,090,000 | 4,553 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,445,000 | 6,375 |
| Total interest expense | $508,000 | 7,050 |
| Net interest income | $1,937,000 | 5,981 |
| Provision for loan and lease losses | $93,000 | 4,273 |
| Total noninterest income | $732,000 | 3,634 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $660,000 | 1,945 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $72,000 | 6,477 |
| Total noninterest expense | $1,724,000 | 5,608 |
| Salaries and employee benefits | $936,000 | 5,646 |
| Premises and equipment expense | $267,000 | 5,208 |
| Additional noninterest expense | $521,000 | 5,583 |
| Pre-tax net operating income | $852,000 | 5,169 |
| Securities gains (losses) | $9,000 | 1,516 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $861,000 | 4,565 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $861,000 | 4,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 1,598 |
| Cash dividends | $570,000 | 2,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $852,000 | 4,549 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,624,000 | 6,340 |
| Total interest expense | $304,000 | 7,163 |
| Net interest income | $1,320,000 | 5,904 |
| Provision for loan and lease losses | $86,000 | 3,665 |
| Total noninterest income | $503,000 | 3,503 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $459,000 | 1,825 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $44,000 | 6,606 |
| Total noninterest expense | $1,164,000 | 5,567 |
| Salaries and employee benefits | $619,000 | 5,652 |
| Premises and equipment expense | $157,000 | 5,574 |
| Additional noninterest expense | $388,000 | 5,189 |
| Pre-tax net operating income | $573,000 | 5,113 |
| Securities gains (losses) | $7,000 | 1,472 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $580,000 | 4,504 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $580,000 | 4,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 1,190 |
| Cash dividends | $422,000 | 2,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $573,000 | 4,486 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $800,000 | 6,380 |
| Total interest expense | $145,000 | 7,235 |
| Net interest income | $655,000 | 5,940 |
| Provision for loan and lease losses | $28,000 | 4,295 |
| Total noninterest income | $267,000 | 3,327 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $241,000 | 1,693 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $26,000 | 6,409 |
| Total noninterest expense | $591,000 | 5,559 |
| Salaries and employee benefits | $323,000 | 5,558 |
| Premises and equipment expense | $72,000 | 5,866 |
| Additional noninterest expense | $196,000 | 5,154 |
| Pre-tax net operating income | $303,000 | 4,967 |
| Securities gains (losses) | $7,000 | 1,110 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $310,000 | 4,275 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $310,000 | 4,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,584 |
| Cash dividends | $206,000 | 2,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $303,000 | 4,308 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,170,000 | 6,270 |
| Total interest expense | $500,000 | 7,308 |
| Net interest income | $2,670,000 | 5,791 |
| Provision for loan and lease losses | $293,000 | 2,988 |
| Total noninterest income | $1,148,000 | 3,222 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,045,000 | 1,681 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $103,000 | 6,364 |
| Total noninterest expense | $2,640,000 | 5,106 |
| Salaries and employee benefits | $1,223,000 | 5,634 |
| Premises and equipment expense | $281,000 | 5,870 |
| Additional noninterest expense | $1,136,000 | 3,916 |
| Pre-tax net operating income | $885,000 | 5,532 |
| Securities gains (losses) | $65,000 | 1,541 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $950,000 | 4,831 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $950,000 | 4,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $434,000 | 1,501 |
| Cash dividends | $516,000 | 3,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $885,000 | 4,942 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,362,000 | 6,294 |
| Total interest expense | $360,000 | 7,403 |
| Net interest income | $2,002,000 | 5,794 |
| Provision for loan and lease losses | $277,000 | 2,394 |
| Total noninterest income | $859,000 | 3,250 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $781,000 | 1,697 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $78,000 | 6,347 |
| Total noninterest expense | $1,997,000 | 5,037 |
| Salaries and employee benefits | $926,000 | 5,576 |
| Premises and equipment expense | $276,000 | 5,029 |
| Additional noninterest expense | $795,000 | 4,110 |
| Pre-tax net operating income | $587,000 | 5,958 |
| Securities gains (losses) | $62,000 | 1,498 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $649,000 | 5,158 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $649,000 | 5,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $354,000 | 1,278 |
| Cash dividends | $322,000 | 3,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $587,000 | 5,334 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,553,000 | 6,353 |
| Total interest expense | $240,000 | 7,464 |
| Net interest income | $1,313,000 | 5,844 |
| Provision for loan and lease losses | $211,000 | 2,087 |
| Total noninterest income | $577,000 | 3,265 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $517,000 | 1,692 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $60,000 | 6,128 |
| Total noninterest expense | $1,353,000 | 5,004 |
| Salaries and employee benefits | $626,000 | 5,556 |
| Premises and equipment expense | $169,000 | 5,333 |
| Additional noninterest expense | $558,000 | 3,967 |
| Pre-tax net operating income | $326,000 | 6,331 |
| Securities gains (losses) | $47,000 | 1,505 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $373,000 | 5,504 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $373,000 | 5,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 1,165 |
| Cash dividends | $181,000 | 3,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $326,000 | 5,764 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $778,000 | 6,368 |
| Total interest expense | $121,000 | 7,511 |
| Net interest income | $657,000 | 5,839 |
| Provision for loan and lease losses | $110,000 | 1,956 |
| Total noninterest income | $278,000 | 3,279 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $256,000 | 1,663 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $22,000 | 6,653 |
| Total noninterest expense | $683,000 | 4,997 |
| Salaries and employee benefits | $320,000 | 5,527 |
| Premises and equipment expense | $84,000 | 5,376 |
| Additional noninterest expense | $279,000 | 3,970 |
| Pre-tax net operating income | $142,000 | 6,549 |
| Securities gains (losses) | $43,000 | 1,278 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $185,000 | 5,527 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $185,000 | 5,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 874 |
| Cash dividends | $181,000 | 2,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $142,000 | 6,021 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,331,000 | 6,186 |
| Total interest expense | $591,000 | 7,420 |
| Net interest income | $2,740,000 | 5,595 |
| Provision for loan and lease losses | $597,000 | 1,889 |
| Total noninterest income | $992,000 | 3,741 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $871,000 | 1,970 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $121,000 | 6,209 |
| Total noninterest expense | $2,516,000 | 5,191 |
| Salaries and employee benefits | $1,115,000 | 5,889 |
| Premises and equipment expense | $435,000 | 4,462 |
| Additional noninterest expense | $966,000 | 4,390 |
| Pre-tax net operating income | $619,000 | 6,272 |
| Securities gains (losses) | $51,000 | 2,493 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $670,000 | 5,708 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $670,000 | 5,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $635,000 | 1,326 |
| Cash dividends | $298,000 | 4,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $619,000 | 5,709 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,523,000 | 6,228 |
| Total interest expense | $461,000 | 7,486 |
| Net interest income | $2,062,000 | 5,622 |
| Provision for loan and lease losses | $419,000 | 1,961 |
| Total noninterest income | $701,000 | 3,939 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $612,000 | 2,103 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $89,000 | 6,283 |
| Total noninterest expense | $1,822,000 | 5,291 |
| Salaries and employee benefits | $819,000 | 5,944 |
| Premises and equipment expense | $277,000 | 4,989 |
| Additional noninterest expense | $726,000 | 4,354 |
| Pre-tax net operating income | $522,000 | 6,186 |
| Securities gains (losses) | $27,000 | 2,773 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $549,000 | 5,615 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $549,000 | 5,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $463,000 | 1,243 |
| Cash dividends | $196,000 | 4,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $522,000 | 5,561 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,704,000 | 6,232 |
| Total interest expense | $321,000 | 7,507 |
| Net interest income | $1,383,000 | 5,596 |
| Provision for loan and lease losses | $347,000 | 1,614 |
| Total noninterest income | $380,000 | 4,373 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $329,000 | 2,473 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $51,000 | 6,530 |
| Total noninterest expense | $1,198,000 | 5,339 |
| Salaries and employee benefits | $528,000 | 6,056 |
| Premises and equipment expense | $128,000 | 6,096 |
| Additional noninterest expense | $542,000 | 3,997 |
| Pre-tax net operating income | $218,000 | 7,062 |
| Securities gains (losses) | $27,000 | 2,433 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $245,000 | 6,562 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $245,000 | 6,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 1,214 |
| Cash dividends | $108,000 | 4,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $218,000 | 6,603 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $862,000 | 6,234 |
| Total interest expense | $164,000 | 7,562 |
| Net interest income | $698,000 | 5,558 |
| Provision for loan and lease losses | $147,000 | 1,834 |
| Total noninterest income | $181,000 | 4,403 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $158,000 | 2,474 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $23,000 | 6,700 |
| Total noninterest expense | $593,000 | 5,380 |
| Salaries and employee benefits | $272,000 | 5,952 |
| Premises and equipment expense | $103,000 | 4,610 |
| Additional noninterest expense | $218,000 | 4,659 |
| Pre-tax net operating income | $139,000 | 6,622 |
| Securities gains (losses) | $27,000 | 1,749 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $166,000 | 5,781 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $166,000 | 5,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 935 |
| Cash dividends | $108,000 | 2,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $139,000 | 6,015 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,744,000 | 6,122 |
| Total interest expense | $1,016,000 | 6,892 |
| Net interest income | $2,728,000 | 5,617 |
| Provision for loan and lease losses | $908,000 | 1,464 |
| Total noninterest income | $772,000 | 4,089 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $685,000 | 2,283 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $87,000 | 6,718 |
| Total noninterest expense | $2,246,000 | 5,471 |
| Salaries and employee benefits | $868,000 | 6,623 |
| Premises and equipment expense | $392,000 | 4,722 |
| Additional noninterest expense | $986,000 | 4,223 |
| Pre-tax net operating income | $346,000 | 7,377 |
| Securities gains (losses) | $7,000 | 3,799 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $353,000 | 7,057 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $353,000 | 7,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $551,000 | 1,553 |
| Cash dividends | $632,000 | 3,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $346,000 | 6,979 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,051,000 | 6,311 |
| Total interest expense | $1,365,000 | 7,264 |
| Net interest income | $2,686,000 | 5,479 |
| Provision for loan and lease losses | $262,000 | 3,508 |
| Total noninterest income | $706,000 | 4,172 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $612,000 | 2,398 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $94,000 | 6,569 |
| Total noninterest expense | $2,079,000 | 5,598 |
| Salaries and employee benefits | $890,000 | 6,412 |
| Premises and equipment expense | $341,000 | 5,123 |
| Additional noninterest expense | $848,000 | 4,608 |
| Pre-tax net operating income | $1,051,000 | 4,785 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,000 | 7,858 |
| Income before extraordinary items | $1,050,000 | 4,147 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,050,000 | 4,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,000 | 2,158 |
| Cash dividends | $960,000 | 2,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,050,000 | 4,041 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,227,000 | 6,306 |
| Total interest expense | $1,328,000 | 7,513 |
| Net interest income | $2,899,000 | 5,272 |
| Provision for loan and lease losses | $176,000 | 4,067 |
| Total noninterest income | $687,000 | 4,050 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $602,000 | 2,283 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 6,788 |
| Total noninterest expense | $2,159,000 | 5,405 |
| Salaries and employee benefits | $946,000 | 6,142 |
| Premises and equipment expense | $315,000 | 5,278 |
| Additional noninterest expense | $898,000 | 4,343 |
| Pre-tax net operating income | $1,251,000 | 4,621 |
| Securities gains (losses) | $-21,000 | 8,768 |
| Applicable income taxes | $34,000 | 7,524 |
| Income before extraordinary items | $1,193,000 | 3,876 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,193,000 | 3,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $407,000 | 1,452 |
| Cash dividends | $1,031,000 | 2,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,213,370 | 3,816 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,974,000 | 6,390 |
| Total interest expense | $1,317,000 | 7,370 |
| Net interest income | $2,657,000 | 5,591 |
| Provision for loan and lease losses | $616,000 | 1,468 |
| Total noninterest income | $738,000 | 3,828 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $642,000 | 2,069 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 6,735 |
| Total noninterest expense | $2,039,000 | 5,622 |
| Salaries and employee benefits | $870,000 | 6,454 |
| Premises and equipment expense | $307,000 | 5,394 |
| Additional noninterest expense | $862,000 | 4,532 |
| Pre-tax net operating income | $740,000 | 6,169 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $18,000 | 8,260 |
| Income before extraordinary items | $722,000 | 5,377 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $722,000 | 5,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $292,000 | 1,855 |
| Cash dividends | $966,000 | 2,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $722,000 | 5,343 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,935,000 | 6,535 |
| Total interest expense | $1,302,000 | 7,669 |
| Net interest income | $2,633,000 | 5,648 |
| Provision for loan and lease losses | $153,000 | 4,102 |
| Total noninterest income | $675,000 | 4,089 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $585,000 | 2,198 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 6,875 |
| Total noninterest expense | $1,952,000 | 5,686 |
| Salaries and employee benefits | $823,000 | 6,582 |
| Premises and equipment expense | $294,000 | 5,443 |
| Additional noninterest expense | $835,000 | 4,539 |
| Pre-tax net operating income | $1,203,000 | 4,874 |
| Securities gains (losses) | $10,000 | 2,952 |
| Applicable income taxes | $14,000 | 8,997 |
| Income before extraordinary items | $1,199,000 | 3,937 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,199,000 | 3,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,049 |
| Cash dividends | $1,302,000 | 1,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,189,100 | 3,866 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,551,000 | 7,109 |
| Total interest expense | $1,221,000 | 8,056 |
| Net interest income | $2,330,000 | 6,317 |
| Provision for loan and lease losses | $-30,000 | 10,678 |
| Total noninterest income | $691,000 | 4,001 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $603,000 | 2,176 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 7,136 |
| Total noninterest expense | $1,836,000 | 5,999 |
| Salaries and employee benefits | $820,000 | 6,678 |
| Premises and equipment expense | $281,000 | 5,637 |
| Additional noninterest expense | $735,000 | 5,034 |
| Pre-tax net operating income | $1,215,000 | 5,206 |
| Securities gains (losses) | $-6,000 | 9,765 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $1,209,000 | 4,025 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,209,000 | 4,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,640 |
| Cash dividends | $1,043,000 | 2,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,215,000 | 3,937 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,434,000 | 7,468 |
| Total interest expense | $1,186,000 | 8,419 |
| Net interest income | $2,248,000 | 6,664 |
| Provision for loan and lease losses | $130,000 | 4,417 |
| Total noninterest income | $770,000 | 3,811 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $640,000 | 2,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 6,382 |
| Total noninterest expense | $2,212,000 | 5,514 |
| Salaries and employee benefits | $768,000 | 7,149 |
| Premises and equipment expense | $329,000 | 5,238 |
| Additional noninterest expense | $1,115,000 | 4,016 |
| Pre-tax net operating income | $676,000 | 7,045 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $260,000 | 6,310 |
| Income before extraordinary items | $416,000 | 7,489 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $416,000 | 7,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,367 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 834 |
| Net operating income | $416,000 | 7,434 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,515,000 | 7,537 |
| Total interest expense | $1,150,000 | 8,755 |
| Net interest income | $2,365,000 | 6,548 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $821,000 | 3,619 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $643,000 | 2,116 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $178,000 | 5,476 |
| Total noninterest expense | $2,285,000 | 5,390 |
| Salaries and employee benefits | $881,000 | 6,653 |
| Premises and equipment expense | $311,000 | 5,475 |
| Additional noninterest expense | $1,093,000 | 4,048 |
| Pre-tax net operating income | $901,000 | 6,410 |
| Securities gains (losses) | $-293,000 | 11,748 |
| Applicable income taxes | $25,000 | 10,670 |
| Income before extraordinary items | $583,000 | 6,713 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $583,000 | 6,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,566 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $864,280 | 5,137 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,260,000 | 7,686 |
| Total interest expense | $1,053,000 | 8,469 |
| Net interest income | $2,207,000 | 7,076 |
| Provision for loan and lease losses | $140,000 | 3,750 |
| Total noninterest income | $709,000 | 4,080 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $540,000 | 2,522 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 5,830 |
| Total noninterest expense | $2,207,000 | 5,720 |
| Salaries and employee benefits | $836,000 | 7,004 |
| Premises and equipment expense | $297,000 | 5,766 |
| Additional noninterest expense | $1,074,000 | 4,436 |
| Pre-tax net operating income | $568,000 | 8,198 |
| Securities gains (losses) | $-193,000 | 11,928 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $375,000 | 8,409 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $375,000 | 8,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,134 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,129 |
| Net operating income | $568,000 | 6,833 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,126,000 | 8,129 |
| Total interest expense | $1,114,000 | 8,614 |
| Net interest income | $2,012,000 | 7,636 |
| Provision for loan and lease losses | $170,000 | 4,340 |
| Total noninterest income | $796,000 | 4,006 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $533,000 | 2,606 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $263,000 | 4,852 |
| Total noninterest expense | $2,564,000 | 5,162 |
| Salaries and employee benefits | $953,000 | 6,403 |
| Premises and equipment expense | $321,000 | 5,564 |
| Additional noninterest expense | $1,290,000 | 3,958 |
| Pre-tax net operating income | $74,000 | 12,028 |
| Securities gains (losses) | $18,000 | 4,806 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $92,000 | 11,876 |
| Extraordinary gains, net | $306,000 | 702 |
| Net income | $398,000 | 8,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $666,000 | 1,480 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $-10,000 | 13,160 |
| Net operating income | $74,000 | 11,895 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,528,000 | 8,142 |
| Total interest expense | $1,439,000 | 8,707 |
| Net interest income | $2,089,000 | 7,520 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $755,000 | 4,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $565,000 | 2,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 5,835 |
| Total noninterest expense | $2,329,000 | 5,629 |
| Salaries and employee benefits | $993,000 | 6,069 |
| Premises and equipment expense | $295,000 | 6,046 |
| Additional noninterest expense | $1,041,000 | 4,889 |
| Pre-tax net operating income | $515,000 | 8,307 |
| Securities gains (losses) | $11,000 | 6,349 |
| Applicable income taxes | $173,000 | 8,114 |
| Income before extraordinary items | $353,000 | 8,684 |
| Extraordinary gains, net | $122,000 | 646 |
| Net income | $475,000 | 7,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 3,619 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $181,000 | 753 |
| Net operating income | $345,630 | 8,405 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.