Home > Main Street Bank & Trust > Assets and Liabilities
Main Street Bank & Trust, Assets and Liabilities
| 2007-09-30 | Rank | |
| # of Employees: | 381 | 403 |
| Assets and Liabilities | ||
| Total Assets: | $1,679,876,000 | 420 |
| Cash and due from depository institutions | $42,948,000 | 403 |
| Interest-bearing balances | $141,000 | 4,209 |
| Securities | $342,347,000 | 380 |
| Federal funds sold & reverse repurchase agreements | $55,400,000 | 254 |
| Net loans & leases | $1,000,986,000 | 487 |
| Loan loss allowance | $13,001,000 | 426 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $23,373,000 | 450 |
| Other real estate owned | $71,000 | 403 |
| Goodwill and other intangibles | $166,015,000 | 120 |
| All other assets | $48,736,000 | 453 |
| Life insurance assets | $11,521,000 | 546 |
| Total liabilities and capital | $1,679,876,000 | 420 |
| Total liabilities | $1,395,846,000 | 437 |
| Total deposits | $1,276,392,000 | 402 |
| Interest-bearing deposits | $1,055,247,000 | 419 |
| Deposits held in domestic offices | $1,276,392,000 | 401 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $89,200,000 | 328 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $13,023,000 | 2,265 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $17,231,000 | 440 |
| Total equity capital | $284,030,000 | 288 |
| Total bank equity capital | $284,030,000 | 288 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,500,000 | 1,662 |
| Surplus | $277,481,000 | 187 |
| Undivided profits | $4,049,000 | 5,139 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,508,000 | 728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $27,000 | 1,000 |
| Income earned, not collected on loans | $10,917,000 | 371 |
| Earning assets | $1,398,874,000 | 442 |
| Long-term assets (5+ years) | $82,949,000 | 1,326 |
| Average Assets, year-to-date | $1,560,529,500 | 434 |
| Average Assets, quarterly | $1,600,194,500 | 433 |
| Volatile liabilities | $272,670,000 | 549 |
| Insider loans | $74,509,000 | 55 |
| FHLB advances | $13,000,000 | 2,161 |
| Loans and leases held for sale | $1,491,000 | 724 |
| Unused loan commitments | $346,125,000 | 413 |
| Tier 1 (core) risk-based capital | $130,108,000 | 491 |
| Tier 2 risk-based capital | $13,001,000 | 454 |
| Total risk weighted assets | $1,171,388,000 | 446 |
| Total unused commitments | $346,125,000 | 413 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 397 | 406 |
| Assets and Liabilities | ||
| Total Assets: | $1,520,513,000 | 464 |
| Cash and due from depository institutions | $41,003,000 | 406 |
| Interest-bearing balances | $240,000 | 3,756 |
| Securities | $335,383,000 | 387 |
| Federal funds sold & reverse repurchase agreements | $57,800,000 | 288 |
| Net loans & leases | $997,720,000 | 493 |
| Loan loss allowance | $13,311,000 | 417 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $21,406,000 | 509 |
| Other real estate owned | $72,000 | 406 |
| Goodwill and other intangibles | $25,298,000 | 391 |
| All other assets | $41,831,000 | 499 |
| Life insurance assets | $11,387,000 | 543 |
| Total liabilities and capital | $1,520,513,000 | 464 |
| Total liabilities | $1,381,183,000 | 453 |
| Total deposits | $1,264,091,000 | 426 |
| Interest-bearing deposits | $1,049,342,000 | 435 |
| Deposits held in domestic offices | $1,264,091,000 | 424 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $89,632,000 | 343 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $13,023,000 | 2,178 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $14,437,000 | 502 |
| Total equity capital | $139,330,000 | 514 |
| Total bank equity capital | $139,330,000 | 514 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,500,000 | 1,654 |
| Surplus | $83,803,000 | 420 |
| Undivided profits | $53,027,000 | 702 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,309,000 | 461 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $28,000 | 999 |
| Income earned, not collected on loans | $9,336,000 | 415 |
| Earning assets | $1,391,143,000 | 453 |
| Long-term assets (5+ years) | $89,887,000 | 1,200 |
| Average Assets, year-to-date | $1,520,747,330 | 462 |
| Average Assets, quarterly | $1,518,726,000 | 466 |
| Volatile liabilities | $261,780,000 | 572 |
| Insider loans | $72,938,000 | 57 |
| FHLB advances | $13,000,000 | 2,062 |
| Loans and leases held for sale | $3,010,000 | 588 |
| Unused loan commitments | $364,693,000 | 412 |
| Tier 1 (core) risk-based capital | $117,606,000 | 539 |
| Tier 2 risk-based capital | $13,311,000 | 458 |
| Total risk weighted assets | $1,152,180,000 | 464 |
| Total unused commitments | $364,693,000 | 412 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 392 | 409 |
| Assets and Liabilities | ||
| Total Assets: | $1,516,939,000 | 465 |
| Cash and due from depository institutions | $46,121,000 | 409 |
| Interest-bearing balances | $367,000 | 3,443 |
| Securities | $382,167,000 | 359 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 4,570 |
| Net loans & leases | $994,796,000 | 488 |
| Loan loss allowance | $13,681,000 | 399 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $21,096,000 | 507 |
| Other real estate owned | $75,000 | 409 |
| Goodwill and other intangibles | $25,508,000 | 377 |
| All other assets | $44,476,000 | 466 |
| Life insurance assets | $11,220,000 | 540 |
| Total liabilities and capital | $1,516,939,000 | 465 |
| Total liabilities | $1,377,856,000 | 451 |
| Total deposits | $1,247,934,000 | 423 |
| Interest-bearing deposits | $1,032,249,000 | 438 |
| Deposits held in domestic offices | $1,247,934,000 | 420 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $95,056,000 | 319 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $18,023,000 | 1,755 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $16,843,000 | 468 |
| Total equity capital | $139,083,000 | 510 |
| Total bank equity capital | $139,083,000 | 510 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,500,000 | 1,642 |
| Surplus | $83,803,000 | 410 |
| Undivided profits | $52,780,000 | 713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,508,000 | 441 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $28,000 | 1,015 |
| Income earned, not collected on loans | $11,654,000 | 337 |
| Earning assets | $1,380,030,000 | 457 |
| Long-term assets (5+ years) | $99,778,000 | 1,097 |
| Average Assets, year-to-date | $1,520,864,500 | 460 |
| Average Assets, quarterly | $1,520,864,500 | 460 |
| Volatile liabilities | $262,688,000 | 566 |
| Insider loans | $73,085,000 | 62 |
| FHLB advances | $18,000,000 | 1,669 |
| Loans and leases held for sale | $1,690,000 | 776 |
| Unused loan commitments | $370,530,000 | 407 |
| Tier 1 (core) risk-based capital | $117,115,000 | 534 |
| Tier 2 risk-based capital | $13,681,000 | 437 |
| Total risk weighted assets | $1,131,830,000 | 466 |
| Total unused commitments | $370,530,000 | 407 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 398 | 408 |
| Assets and Liabilities | ||
| Total Assets: | $1,524,790,000 | 458 |
| Cash and due from depository institutions | $52,073,000 | 408 |
| Interest-bearing balances | $3,477,000 | 1,381 |
| Securities | $388,052,000 | 350 |
| Federal funds sold & reverse repurchase agreements | $9,300,000 | 1,778 |
| Net loans & leases | $986,360,000 | 487 |
| Loan loss allowance | $14,387,000 | 377 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $20,536,000 | 508 |
| Other real estate owned | $171,000 | 408 |
| Goodwill and other intangibles | $25,716,000 | 359 |
| All other assets | $42,582,000 | 481 |
| Life insurance assets | $11,085,000 | 537 |
| Total liabilities and capital | $1,524,790,000 | 458 |
| Total liabilities | $1,386,283,000 | 448 |
| Total deposits | $1,238,533,000 | 424 |
| Interest-bearing deposits | $1,012,391,000 | 438 |
| Deposits held in domestic offices | $1,238,533,000 | 423 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $108,323,000 | 302 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $23,477,000 | 1,530 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $15,950,000 | 486 |
| Total equity capital | $138,507,000 | 495 |
| Total bank equity capital | $138,507,000 | 495 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,500,000 | 1,632 |
| Surplus | $83,803,000 | 398 |
| Undivided profits | $52,204,000 | 702 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,213,000 | 406 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $29,000 | 963 |
| Income earned, not collected on loans | $9,640,000 | 406 |
| Earning assets | $1,387,189,000 | 451 |
| Long-term assets (5+ years) | $99,154,000 | 1,096 |
| Average Assets, year-to-date | $1,557,834,400 | 438 |
| Average Assets, quarterly | $1,534,841,500 | 450 |
| Volatile liabilities | $256,657,000 | 646 |
| Insider loans | $76,827,000 | 60 |
| FHLB advances | $23,431,000 | 1,449 |
| Loans and leases held for sale | $1,116,000 | 914 |
| Unused loan commitments | $328,102,000 | 426 |
| Tier 1 (core) risk-based capital | $116,716,000 | 526 |
| Tier 2 risk-based capital | $14,289,000 | 423 |
| Total risk weighted assets | $1,133,271,000 | 460 |
| Total unused commitments | $328,102,000 | 427 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 399 | 409 |
| Assets and Liabilities | ||
| Total Assets: | $1,544,893,000 | 454 |
| Cash and due from depository institutions | $53,595,000 | 409 |
| Interest-bearing balances | $178,000 | 4,175 |
| Securities | $411,552,000 | 329 |
| Federal funds sold & reverse repurchase agreements | $5,700,000 | 2,239 |
| Net loans & leases | $979,865,000 | 492 |
| Loan loss allowance | $14,183,000 | 397 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $20,552,000 | 498 |
| Other real estate owned | $219,000 | 409 |
| Goodwill and other intangibles | $25,922,000 | 359 |
| All other assets | $47,488,000 | 454 |
| Life insurance assets | $10,916,000 | 522 |
| Total liabilities and capital | $1,544,893,000 | 454 |
| Total liabilities | $1,406,937,000 | 444 |
| Total deposits | $1,256,271,000 | 415 |
| Interest-bearing deposits | $1,041,244,000 | 428 |
| Deposits held in domestic offices | $1,256,271,000 | 415 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $110,956,000 | 299 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $25,574,000 | 1,518 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $14,136,000 | 523 |
| Total equity capital | $137,956,000 | 502 |
| Total bank equity capital | $137,956,000 | 502 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,500,000 | 1,626 |
| Surplus | $83,803,000 | 404 |
| Undivided profits | $51,653,000 | 718 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,479,000 | 374 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $11,335,000 | 345 |
| Earning assets | $1,397,295,000 | 457 |
| Long-term assets (5+ years) | $90,720,000 | 1,170 |
| Average Assets, year-to-date | $1,566,095,500 | 444 |
| Average Assets, quarterly | $1,543,526,000 | 454 |
| Volatile liabilities | $255,843,000 | 669 |
| Insider loans | $71,838,000 | 63 |
| FHLB advances | $25,528,000 | 1,424 |
| Loans and leases held for sale | $1,912,000 | 688 |
| Unused loan commitments | $322,399,000 | 454 |
| Tier 1 (core) risk-based capital | $116,186,000 | 535 |
| Tier 2 risk-based capital | $14,175,000 | 435 |
| Total risk weighted assets | $1,124,091,000 | 466 |
| Total unused commitments | $322,399,000 | 454 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 403 | 404 |
| Assets and Liabilities | ||
| Total Assets: | $1,542,159,000 | 454 |
| Cash and due from depository institutions | $44,285,000 | 404 |
| Interest-bearing balances | $469,000 | 3,181 |
| Securities | $430,999,000 | 323 |
| Federal funds sold & reverse repurchase agreements | $2,300,000 | 3,459 |
| Net loans & leases | $972,579,000 | 490 |
| Loan loss allowance | $13,845,000 | 397 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $20,802,000 | 483 |
| Other real estate owned | $422,000 | 404 |
| Goodwill and other intangibles | $26,153,000 | 356 |
| All other assets | $44,619,000 | 467 |
| Life insurance assets | $10,817,000 | 520 |
| Total liabilities and capital | $1,542,159,000 | 454 |
| Total liabilities | $1,405,848,000 | 444 |
| Total deposits | $1,211,365,000 | 425 |
| Interest-bearing deposits | $998,037,000 | 443 |
| Deposits held in domestic offices | $1,211,365,000 | 425 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $141,716,000 | 263 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $38,670,000 | 1,134 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $14,097,000 | 490 |
| Total equity capital | $136,311,000 | 494 |
| Total bank equity capital | $136,311,000 | 494 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,500,000 | 1,620 |
| Surplus | $83,803,000 | 401 |
| Undivided profits | $50,008,000 | 705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,182,000 | 356 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $9,452,000 | 370 |
| Earning assets | $1,406,347,000 | 452 |
| Long-term assets (5+ years) | $106,159,000 | 998 |
| Average Assets, year-to-date | $1,573,163,000 | 442 |
| Average Assets, quarterly | $1,554,788,500 | 449 |
| Volatile liabilities | $283,330,000 | 612 |
| Insider loans | $62,285,000 | 70 |
| FHLB advances | $38,624,000 | 1,048 |
| Loans and leases held for sale | $2,064,000 | 673 |
| Unused loan commitments | $356,225,000 | 423 |
| Tier 1 (core) risk-based capital | $115,834,000 | 528 |
| Tier 2 risk-based capital | $13,847,000 | 432 |
| Total risk weighted assets | $1,097,806,000 | 471 |
| Total unused commitments | $356,225,000 | 423 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 401 | 397 |
| Assets and Liabilities | ||
| Total Assets: | $1,567,418,000 | 439 |
| Cash and due from depository institutions | $42,045,000 | 397 |
| Interest-bearing balances | $458,000 | 3,330 |
| Securities | $452,822,000 | 317 |
| Federal funds sold & reverse repurchase agreements | $11,300,000 | 1,315 |
| Net loans & leases | $960,569,000 | 480 |
| Loan loss allowance | $13,549,000 | 397 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $20,948,000 | 467 |
| Other real estate owned | $685,000 | 397 |
| Goodwill and other intangibles | $26,385,000 | 344 |
| All other assets | $52,664,000 | 408 |
| Life insurance assets | $10,657,000 | 508 |
| Total liabilities and capital | $1,567,418,000 | 439 |
| Total liabilities | $1,431,070,000 | 428 |
| Total deposits | $1,257,879,000 | 406 |
| Interest-bearing deposits | $1,038,059,000 | 416 |
| Deposits held in domestic offices | $1,257,879,000 | 406 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $115,346,000 | 275 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $41,766,000 | 1,027 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $16,079,000 | 453 |
| Total equity capital | $136,348,000 | 486 |
| Total bank equity capital | $136,348,000 | 486 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,500,000 | 1,609 |
| Surplus | $83,803,000 | 384 |
| Undivided profits | $50,045,000 | 705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,723,000 | 379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $10,889,000 | 320 |
| Earning assets | $1,425,149,000 | 434 |
| Long-term assets (5+ years) | $108,792,000 | 953 |
| Average Assets, year-to-date | $1,588,665,000 | 439 |
| Average Assets, quarterly | $1,588,665,000 | 439 |
| Volatile liabilities | $256,762,000 | 627 |
| Insider loans | $66,667,000 | 62 |
| FHLB advances | $41,720,000 | 960 |
| Loans and leases held for sale | $1,696,000 | 653 |
| Unused loan commitments | $341,281,000 | 428 |
| Tier 1 (core) risk-based capital | $115,326,000 | 514 |
| Tier 2 risk-based capital | $13,677,000 | 425 |
| Total risk weighted assets | $1,097,616,000 | 460 |
| Total unused commitments | $341,281,000 | 428 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 406 | 386 |
| Assets and Liabilities | ||
| Total Assets: | $1,609,912,000 | 436 |
| Cash and due from depository institutions | $61,856,000 | 386 |
| Interest-bearing balances | $9,859,000 | 592 |
| Securities | $416,870,000 | 349 |
| Federal funds sold & reverse repurchase agreements | $32,200,000 | 394 |
| Net loans & leases | $1,001,906,000 | 460 |
| Loan loss allowance | $13,422,000 | 392 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $21,168,000 | 447 |
| Other real estate owned | $188,000 | 386 |
| Goodwill and other intangibles | $26,616,000 | 332 |
| All other assets | $49,108,000 | 427 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $1,609,912,000 | 436 |
| Total liabilities | $1,473,513,000 | 420 |
| Total deposits | $1,278,474,000 | 399 |
| Interest-bearing deposits | $1,037,262,000 | 406 |
| Deposits held in domestic offices | $1,278,474,000 | 397 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $118,452,000 | 285 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $59,886,000 | 797 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $16,701,000 | 442 |
| Total equity capital | $136,399,000 | 485 |
| Total bank equity capital | $136,399,000 | 485 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,500,000 | 1,596 |
| Surplus | $83,803,000 | 377 |
| Undivided profits | $50,096,000 | 703 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,999,000 | 877 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $8,423,000 | 394 |
| Earning assets | $1,460,835,000 | 427 |
| Long-term assets (5+ years) | $111,764,000 | 919 |
| Average Assets, year-to-date | $1,535,109,800 | 419 |
| Average Assets, quarterly | $1,564,450,500 | 437 |
| Volatile liabilities | $276,678,000 | 573 |
| Insider loans | $73,525,000 | 58 |
| FHLB advances | $59,817,000 | 722 |
| Loans and leases held for sale | $1,661,000 | 662 |
| Unused loan commitments | $277,085,000 | 474 |
| Tier 1 (core) risk-based capital | $114,652,000 | 514 |
| Tier 2 risk-based capital | $13,575,000 | 415 |
| Total risk weighted assets | $1,137,619,000 | 443 |
| Total unused commitments | $277,085,000 | 474 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 333 | 466 |
| Assets and Liabilities | ||
| Total Assets: | $1,202,161,000 | 535 |
| Cash and due from depository institutions | $37,363,000 | 466 |
| Interest-bearing balances | $435,000 | 3,595 |
| Securities | $283,347,000 | 482 |
| Federal funds sold & reverse repurchase agreements | $50,200,000 | 270 |
| Net loans & leases | $787,731,000 | 545 |
| Loan loss allowance | $10,109,000 | 490 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $14,386,000 | 676 |
| Other real estate owned | $0 | 466 |
| Goodwill and other intangibles | $994,000 | 1,666 |
| All other assets | $28,140,000 | 631 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $1,202,161,000 | 535 |
| Total liabilities | $1,116,782,000 | 517 |
| Total deposits | $961,726,000 | 491 |
| Interest-bearing deposits | $779,670,000 | 509 |
| Deposits held in domestic offices | $961,726,000 | 490 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $117,130,000 | 266 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $27,532,000 | 1,426 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $10,394,000 | 581 |
| Total equity capital | $85,379,000 | 718 |
| Total bank equity capital | $85,379,000 | 718 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,500,000 | 1,568 |
| Surplus | $30,316,000 | 864 |
| Undivided profits | $52,563,000 | 670 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,896,000 | 691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $7,743,000 | 397 |
| Earning assets | $1,121,713,000 | 518 |
| Long-term assets (5+ years) | $46,799,000 | 1,856 |
| Average Assets, year-to-date | $1,202,041,000 | 513 |
| Average Assets, quarterly | $1,193,275,500 | 536 |
| Volatile liabilities | $218,539,000 | 697 |
| Insider loans | $58,097,000 | 73 |
| FHLB advances | $27,463,000 | 1,342 |
| Loans and leases held for sale | $1,127,000 | 904 |
| Unused loan commitments | $251,026,000 | 497 |
| Tier 1 (core) risk-based capital | $86,775,000 | 648 |
| Tier 2 risk-based capital | $10,250,000 | 499 |
| Total risk weighted assets | $917,797,000 | 505 |
| Total unused commitments | $251,026,000 | 497 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 346 | 448 |
| Assets and Liabilities | ||
| Total Assets: | $1,184,390,000 | 529 |
| Cash and due from depository institutions | $34,933,000 | 448 |
| Interest-bearing balances | $220,000 | 4,171 |
| Securities | $311,565,000 | 444 |
| Federal funds sold & reverse repurchase agreements | $2,475,000 | 3,220 |
| Net loans & leases | $791,998,000 | 527 |
| Loan loss allowance | $10,158,000 | 484 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $14,611,000 | 645 |
| Other real estate owned | $0 | 448 |
| Goodwill and other intangibles | $1,015,000 | 1,646 |
| All other assets | $27,793,000 | 624 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $1,184,390,000 | 529 |
| Total liabilities | $1,100,611,000 | 509 |
| Total deposits | $920,934,000 | 499 |
| Interest-bearing deposits | $733,617,000 | 528 |
| Deposits held in domestic offices | $920,934,000 | 497 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $121,854,000 | 267 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $47,552,000 | 953 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $10,271,000 | 558 |
| Total equity capital | $83,779,000 | 714 |
| Total bank equity capital | $83,779,000 | 714 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,500,000 | 1,549 |
| Surplus | $30,316,000 | 846 |
| Undivided profits | $50,963,000 | 674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,266,000 | 791 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $7,073,000 | 391 |
| Earning assets | $1,106,258,000 | 512 |
| Long-term assets (5+ years) | $48,731,000 | 1,820 |
| Average Assets, year-to-date | $1,202,001,000 | 509 |
| Average Assets, quarterly | $1,198,398,000 | 514 |
| Volatile liabilities | $245,050,000 | 606 |
| Insider loans | $55,884,000 | 72 |
| FHLB advances | $47,483,000 | 884 |
| Loans and leases held for sale | $2,290,000 | 675 |
| Unused loan commitments | $235,781,000 | 506 |
| Tier 1 (core) risk-based capital | $84,753,000 | 648 |
| Tier 2 risk-based capital | $10,291,000 | 494 |
| Total risk weighted assets | $918,257,000 | 495 |
| Total unused commitments | $235,781,000 | 506 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 342 | 448 |
| Assets and Liabilities | ||
| Total Assets: | $1,212,406,000 | 507 |
| Cash and due from depository institutions | $34,758,000 | 448 |
| Interest-bearing balances | $1,110,000 | 2,601 |
| Securities | $311,647,000 | 444 |
| Federal funds sold & reverse repurchase agreements | $59,500,000 | 225 |
| Net loans & leases | $764,647,000 | 532 |
| Loan loss allowance | $9,955,000 | 489 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $14,814,000 | 622 |
| Other real estate owned | $0 | 448 |
| Goodwill and other intangibles | $1,029,000 | 1,636 |
| All other assets | $26,011,000 | 648 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $1,212,406,000 | 507 |
| Total liabilities | $1,130,938,000 | 484 |
| Total deposits | $983,616,000 | 456 |
| Interest-bearing deposits | $796,578,000 | 481 |
| Deposits held in domestic offices | $983,616,000 | 455 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $108,818,000 | 281 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $27,571,000 | 1,370 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $10,933,000 | 535 |
| Total equity capital | $81,468,000 | 710 |
| Total bank equity capital | $81,468,000 | 710 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,500,000 | 1,551 |
| Surplus | $30,316,000 | 818 |
| Undivided profits | $48,652,000 | 680 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,477,000 | 1,068 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $6,853,000 | 400 |
| Earning assets | $1,136,904,000 | 489 |
| Long-term assets (5+ years) | $46,038,000 | 1,953 |
| Average Assets, year-to-date | $1,210,806,500 | 502 |
| Average Assets, quarterly | $1,210,806,500 | 502 |
| Volatile liabilities | $222,035,000 | 637 |
| Insider loans | $55,170,000 | 66 |
| FHLB advances | $27,502,000 | 1,284 |
| Loans and leases held for sale | $577,000 | 1,116 |
| Unused loan commitments | $264,275,000 | 451 |
| Tier 1 (core) risk-based capital | $83,238,000 | 646 |
| Tier 2 risk-based capital | $10,065,000 | 504 |
| Total risk weighted assets | $895,562,000 | 496 |
| Total unused commitments | $264,275,000 | 452 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 268 | 581 |
| Assets and Liabilities | ||
| Total Assets: | $1,209,207,000 | 511 |
| Cash and due from depository institutions | $34,620,000 | 581 |
| Interest-bearing balances | $1,495,000 | 2,366 |
| Securities | $344,875,000 | 409 |
| Federal funds sold & reverse repurchase agreements | $30,300,000 | 389 |
| Net loans & leases | $762,232,000 | 536 |
| Loan loss allowance | $9,650,000 | 513 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $14,352,000 | 645 |
| Other real estate owned | $0 | 581 |
| Goodwill and other intangibles | $1,039,000 | 1,618 |
| All other assets | $21,789,000 | 752 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $1,209,207,000 | 511 |
| Total liabilities | $1,118,025,000 | 486 |
| Total deposits | $986,030,000 | 455 |
| Interest-bearing deposits | $812,792,000 | 468 |
| Deposits held in domestic offices | $986,030,000 | 454 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $96,900,000 | 311 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $27,615,000 | 1,389 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $7,480,000 | 669 |
| Total equity capital | $91,182,000 | 646 |
| Total bank equity capital | $91,182,000 | 646 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,500,000 | 1,534 |
| Surplus | $30,316,000 | 809 |
| Undivided profits | $58,366,000 | 569 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,236,000 | 1,174 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $6,570,000 | 407 |
| Earning assets | $1,138,902,000 | 489 |
| Long-term assets (5+ years) | $50,905,000 | 1,838 |
| Average Assets, year-to-date | $1,182,361,200 | 483 |
| Average Assets, quarterly | $1,215,388,500 | 492 |
| Volatile liabilities | $204,048,000 | 658 |
| Insider loans | $55,249,000 | 65 |
| FHLB advances | $27,523,000 | 1,296 |
| Loans and leases held for sale | $1,005,000 | 873 |
| Unused loan commitments | $235,826,000 | 487 |
| Tier 1 (core) risk-based capital | $91,654,000 | 587 |
| Tier 2 risk-based capital | $9,774,000 | 519 |
| Total risk weighted assets | $912,602,000 | 490 |
| Total unused commitments | $235,826,000 | 487 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 165 | 974 |
| Assets and Liabilities | ||
| Total Assets: | $779,318,000 | 742 |
| Cash and due from depository institutions | $16,869,000 | 974 |
| Interest-bearing balances | $25,000 | 6,170 |
| Securities | $225,758,000 | 601 |
| Federal funds sold & reverse repurchase agreements | $44,250,000 | 271 |
| Net loans & leases | $465,960,000 | 816 |
| Loan loss allowance | $5,870,000 | 803 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $10,531,000 | 919 |
| Other real estate owned | $40,000 | 974 |
| Goodwill and other intangibles | $444,000 | 2,135 |
| All other assets | $15,466,000 | 1,001 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $779,318,000 | 742 |
| Total liabilities | $721,833,000 | 717 |
| Total deposits | $640,425,000 | 680 |
| Interest-bearing deposits | $540,037,000 | 702 |
| Deposits held in domestic offices | $640,425,000 | 675 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $71,123,000 | 353 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $5,092,000 | 3,532 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,193,000 | 884 |
| Total equity capital | $57,485,000 | 997 |
| Total bank equity capital | $57,485,000 | 997 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,500,000 | 1,524 |
| Surplus | $22,626,000 | 1,010 |
| Undivided profits | $32,359,000 | 1,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,027,000 | 1,389 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $4,499,000 | 595 |
| Earning assets | $735,993,000 | 724 |
| Long-term assets (5+ years) | $25,353,000 | 3,072 |
| Average Assets, year-to-date | $738,451,250 | 755 |
| Average Assets, quarterly | $760,631,000 | 753 |
| Volatile liabilities | $121,795,000 | 978 |
| Insider loans | $30,040,000 | 136 |
| FHLB advances | $5,000,000 | 3,388 |
| Loans and leases held for sale | $458,000 | 1,225 |
| Unused loan commitments | $220,336,000 | 511 |
| Tier 1 (core) risk-based capital | $57,542,000 | 914 |
| Tier 2 risk-based capital | $5,971,000 | 785 |
| Total risk weighted assets | $566,021,000 | 709 |
| Total unused commitments | $220,336,000 | 511 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 164 | 985 |
| Assets and Liabilities | ||
| Total Assets: | $741,944,000 | 765 |
| Cash and due from depository institutions | $19,257,000 | 985 |
| Interest-bearing balances | $25,000 | 6,192 |
| Securities | $238,358,000 | 577 |
| Federal funds sold & reverse repurchase agreements | $9,800,000 | 1,112 |
| Net loans & leases | $447,871,000 | 820 |
| Loan loss allowance | $6,085,000 | 770 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $10,600,000 | 886 |
| Other real estate owned | $0 | 985 |
| Goodwill and other intangibles | $453,000 | 2,122 |
| All other assets | $15,605,000 | 1,002 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $741,944,000 | 765 |
| Total liabilities | $686,037,000 | 749 |
| Total deposits | $613,757,000 | 710 |
| Interest-bearing deposits | $516,730,000 | 730 |
| Deposits held in domestic offices | $613,757,000 | 706 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $62,213,000 | 391 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,092,000 | 3,479 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $4,975,000 | 866 |
| Total equity capital | $55,907,000 | 985 |
| Total bank equity capital | $55,907,000 | 985 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,500,000 | 1,525 |
| Surplus | $22,626,000 | 987 |
| Undivided profits | $30,781,000 | 1,018 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,084,000 | 1,363 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $4,136,000 | 611 |
| Earning assets | $696,054,000 | 748 |
| Long-term assets (5+ years) | $28,813,000 | 2,901 |
| Average Assets, year-to-date | $724,829,000 | 764 |
| Average Assets, quarterly | $733,468,000 | 772 |
| Volatile liabilities | $118,165,000 | 977 |
| Insider loans | $30,706,000 | 133 |
| FHLB advances | $5,000,000 | 3,333 |
| Loans and leases held for sale | $592,000 | 1,125 |
| Unused loan commitments | $157,872,000 | 635 |
| Tier 1 (core) risk-based capital | $56,308,000 | 915 |
| Tier 2 risk-based capital | $6,181,000 | 751 |
| Total risk weighted assets | $544,316,000 | 720 |
| Total unused commitments | $157,872,000 | 635 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 163 | 996 |
| Assets and Liabilities | ||
| Total Assets: | $724,992,000 | 786 |
| Cash and due from depository institutions | $16,230,000 | 996 |
| Interest-bearing balances | $25,000 | 6,282 |
| Securities | $236,332,000 | 595 |
| Federal funds sold & reverse repurchase agreements | $13,175,000 | 1,105 |
| Net loans & leases | $435,147,000 | 832 |
| Loan loss allowance | $6,038,000 | 780 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $10,545,000 | 866 |
| Other real estate owned | $0 | 996 |
| Goodwill and other intangibles | $446,000 | 2,113 |
| All other assets | $13,117,000 | 1,105 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $724,992,000 | 786 |
| Total liabilities | $668,724,000 | 764 |
| Total deposits | $575,143,000 | 753 |
| Interest-bearing deposits | $476,637,000 | 789 |
| Deposits held in domestic offices | $575,143,000 | 747 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $79,205,000 | 336 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $5,092,000 | 3,339 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $9,284,000 | 617 |
| Total equity capital | $56,268,000 | 1,001 |
| Total bank equity capital | $56,268,000 | 1,001 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,500,000 | 1,519 |
| Surplus | $22,626,000 | 972 |
| Undivided profits | $31,142,000 | 1,060 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,118,000 | 1,420 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $4,142,000 | 607 |
| Earning assets | $684,679,000 | 764 |
| Long-term assets (5+ years) | $33,196,000 | 2,574 |
| Average Assets, year-to-date | $716,271,500 | 779 |
| Average Assets, quarterly | $716,271,500 | 779 |
| Volatile liabilities | $132,817,000 | 841 |
| Insider loans | $30,491,000 | 138 |
| FHLB advances | $5,000,000 | 3,195 |
| Loans and leases held for sale | $1,689,000 | 771 |
| Unused loan commitments | $185,437,000 | 554 |
| Tier 1 (core) risk-based capital | $54,968,000 | 936 |
| Tier 2 risk-based capital | $6,137,000 | 755 |
| Total risk weighted assets | $528,418,000 | 730 |
| Total unused commitments | $185,437,000 | 554 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 159 | 1,024 |
| Assets and Liabilities | ||
| Total Assets: | $707,551,000 | 799 |
| Cash and due from depository institutions | $19,585,000 | 1,024 |
| Interest-bearing balances | $25,000 | 6,265 |
| Securities | $229,923,000 | 612 |
| Federal funds sold & reverse repurchase agreements | $17,700,000 | 639 |
| Net loans & leases | $415,087,000 | 857 |
| Loan loss allowance | $5,962,000 | 788 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $11,096,000 | 809 |
| Other real estate owned | $0 | 1,024 |
| Goodwill and other intangibles | $442,000 | 2,113 |
| All other assets | $13,718,000 | 1,090 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $707,551,000 | 799 |
| Total liabilities | $652,077,000 | 787 |
| Total deposits | $570,180,000 | 756 |
| Interest-bearing deposits | $467,447,000 | 801 |
| Deposits held in domestic offices | $570,180,000 | 753 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $71,975,000 | 354 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,115,000 | 3,322 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,807,000 | 955 |
| Total equity capital | $55,474,000 | 1,005 |
| Total bank equity capital | $55,474,000 | 1,005 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,500,000 | 1,527 |
| Surplus | $22,626,000 | 951 |
| Undivided profits | $30,348,000 | 1,054 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $614,000 | 3,683 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $3,958,000 | 637 |
| Earning assets | $662,735,000 | 778 |
| Long-term assets (5+ years) | $24,527,000 | 3,198 |
| Average Assets, year-to-date | $686,426,400 | 793 |
| Average Assets, quarterly | $705,620,000 | 799 |
| Volatile liabilities | $121,516,000 | 916 |
| Insider loans | $30,283,000 | 138 |
| FHLB advances | $5,000,000 | 3,183 |
| Loans and leases held for sale | $577,000 | 1,083 |
| Unused loan commitments | $170,978,000 | 576 |
| Tier 1 (core) risk-based capital | $54,460,000 | 944 |
| Tier 2 risk-based capital | $6,060,000 | 764 |
| Total risk weighted assets | $510,013,000 | 752 |
| Total unused commitments | $170,978,000 | 576 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 161 | 1,031 |
| Assets and Liabilities | ||
| Total Assets: | $703,689,000 | 815 |
| Cash and due from depository institutions | $17,485,000 | 1,031 |
| Interest-bearing balances | $25,000 | 6,300 |
| Securities | $226,239,000 | 622 |
| Federal funds sold & reverse repurchase agreements | $32,400,000 | 443 |
| Net loans & leases | $401,110,000 | 882 |
| Loan loss allowance | $5,874,000 | 818 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $11,289,000 | 795 |
| Other real estate owned | $0 | 1,031 |
| Goodwill and other intangibles | $439,000 | 2,093 |
| All other assets | $14,727,000 | 1,013 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $703,689,000 | 815 |
| Total liabilities | $647,873,000 | 802 |
| Total deposits | $565,622,000 | 773 |
| Interest-bearing deposits | $474,553,000 | 809 |
| Deposits held in domestic offices | $565,622,000 | 770 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $72,100,000 | 366 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,115,000 | 3,272 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $5,036,000 | 954 |
| Total equity capital | $55,816,000 | 1,012 |
| Total bank equity capital | $55,816,000 | 1,012 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,500,000 | 1,526 |
| Surplus | $22,626,000 | 951 |
| Undivided profits | $30,690,000 | 1,049 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,922,000 | 1,686 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $4,524,000 | 583 |
| Earning assets | $659,774,000 | 796 |
| Long-term assets (5+ years) | $28,190,000 | 2,899 |
| Average Assets, year-to-date | $681,145,250 | 817 |
| Average Assets, quarterly | $690,745,000 | 825 |
| Volatile liabilities | $121,937,000 | 903 |
| Insider loans | $31,970,000 | 123 |
| FHLB advances | $5,000,000 | 3,127 |
| Loans and leases held for sale | $1,345,000 | 995 |
| Unused loan commitments | $145,939,000 | 655 |
| Tier 1 (core) risk-based capital | $54,328,000 | 950 |
| Tier 2 risk-based capital | $5,976,000 | 779 |
| Total risk weighted assets | $486,501,000 | 790 |
| Total unused commitments | $145,939,000 | 656 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 165 | 1,008 |
| Assets and Liabilities | ||
| Total Assets: | $677,801,000 | 833 |
| Cash and due from depository institutions | $17,831,000 | 1,008 |
| Interest-bearing balances | $25,000 | 6,352 |
| Securities | $227,383,000 | 607 |
| Federal funds sold & reverse repurchase agreements | $15,400,000 | 1,014 |
| Net loans & leases | $392,019,000 | 889 |
| Loan loss allowance | $5,922,000 | 799 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $11,453,000 | 770 |
| Other real estate owned | $0 | 1,008 |
| Goodwill and other intangibles | $318,000 | 2,228 |
| All other assets | $13,397,000 | 1,062 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $677,801,000 | 833 |
| Total liabilities | $606,566,000 | 836 |
| Total deposits | $526,403,000 | 825 |
| Interest-bearing deposits | $438,457,000 | 854 |
| Deposits held in domestic offices | $526,403,000 | 822 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $69,840,000 | 360 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,115,000 | 3,246 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $5,208,000 | 981 |
| Total equity capital | $71,235,000 | 778 |
| Total bank equity capital | $71,235,000 | 778 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,500,000 | 1,519 |
| Surplus | $22,626,000 | 929 |
| Undivided profits | $46,109,000 | 714 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,415,000 | 2,197 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $3,969,000 | 658 |
| Earning assets | $634,827,000 | 812 |
| Long-term assets (5+ years) | $73,255,000 | 1,355 |
| Average Assets, year-to-date | $673,630,670 | 819 |
| Average Assets, quarterly | $672,801,500 | 831 |
| Volatile liabilities | $118,877,000 | 908 |
| Insider loans | $31,756,000 | 122 |
| FHLB advances | $5,000,000 | 3,090 |
| Loans and leases held for sale | $6,203,000 | 625 |
| Unused loan commitments | $153,163,000 | 630 |
| Tier 1 (core) risk-based capital | $68,742,000 | 725 |
| Tier 2 risk-based capital | $5,930,000 | 756 |
| Total risk weighted assets | $466,662,000 | 813 |
| Total unused commitments | $153,163,000 | 631 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 162 | 1,016 |
| Assets and Liabilities | ||
| Total Assets: | $667,802,000 | 831 |
| Cash and due from depository institutions | $18,262,000 | 1,016 |
| Interest-bearing balances | $25,000 | 6,283 |
| Securities | $222,065,000 | 615 |
| Federal funds sold & reverse repurchase agreements | $5,325,000 | 3,058 |
| Net loans & leases | $397,716,000 | 861 |
| Loan loss allowance | $5,805,000 | 799 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $11,658,000 | 746 |
| Other real estate owned | $0 | 1,016 |
| Goodwill and other intangibles | $236,000 | 2,380 |
| All other assets | $12,540,000 | 1,110 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $667,802,000 | 831 |
| Total liabilities | $597,169,000 | 838 |
| Total deposits | $524,493,000 | 820 |
| Interest-bearing deposits | $433,859,000 | 855 |
| Deposits held in domestic offices | $524,493,000 | 817 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $61,733,000 | 384 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $5,115,000 | 3,166 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,828,000 | 916 |
| Total equity capital | $70,633,000 | 776 |
| Total bank equity capital | $70,633,000 | 776 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,500,000 | 1,525 |
| Surplus | $22,626,000 | 917 |
| Undivided profits | $45,507,000 | 699 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,645,000 | 1,922 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $4,398,000 | 604 |
| Earning assets | $625,131,000 | 816 |
| Long-term assets (5+ years) | $37,586,000 | 2,162 |
| Average Assets, year-to-date | $671,545,500 | 812 |
| Average Assets, quarterly | $671,545,500 | 812 |
| Volatile liabilities | $104,385,000 | 1,000 |
| Insider loans | $26,567,000 | 149 |
| FHLB advances | $5,000,000 | 3,011 |
| Loans and leases held for sale | $2,418,000 | 922 |
| Unused loan commitments | $142,903,000 | 644 |
| Tier 1 (core) risk-based capital | $68,327,000 | 723 |
| Tier 2 risk-based capital | $5,895,000 | 743 |
| Total risk weighted assets | $465,905,000 | 792 |
| Total unused commitments | $142,903,000 | 646 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 213 | 755 |
| Assets and Liabilities | ||
| Total Assets: | $675,289,000 | 804 |
| Cash and due from depository institutions | $24,215,000 | 755 |
| Interest-bearing balances | $25,000 | 6,229 |
| Securities | $184,979,000 | 692 |
| Federal funds sold & reverse repurchase agreements | $37,800,000 | 376 |
| Net loans & leases | $402,888,000 | 840 |
| Loan loss allowance | $5,567,000 | 813 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $12,199,000 | 697 |
| Other real estate owned | $0 | 755 |
| Goodwill and other intangibles | $158,000 | 2,516 |
| All other assets | $13,050,000 | 1,044 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $675,289,000 | 804 |
| Total liabilities | $604,007,000 | 811 |
| Total deposits | $533,402,000 | 776 |
| Interest-bearing deposits | $442,322,000 | 821 |
| Deposits held in domestic offices | $533,402,000 | 773 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $59,127,000 | 388 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,138,000 | 3,204 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,340,000 | 831 |
| Total equity capital | $71,282,000 | 750 |
| Total bank equity capital | $71,282,000 | 750 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,500,000 | 1,516 |
| Surplus | $22,626,000 | 897 |
| Undivided profits | $46,156,000 | 680 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,768,000 | 1,732 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $4,510,000 | 614 |
| Earning assets | $625,692,000 | 794 |
| Long-term assets (5+ years) | $38,157,000 | 2,110 |
| Average Assets, year-to-date | $669,955,200 | 764 |
| Average Assets, quarterly | $662,797,500 | 806 |
| Volatile liabilities | $107,724,000 | 964 |
| Insider loans | $33,481,000 | 116 |
| FHLB advances | $5,000,000 | 3,024 |
| Loans and leases held for sale | $1,842,000 | 1,095 |
| Unused loan commitments | $145,045,000 | 608 |
| Tier 1 (core) risk-based capital | $68,739,000 | 710 |
| Tier 2 risk-based capital | $5,657,000 | 758 |
| Total risk weighted assets | $471,068,000 | 777 |
| Total unused commitments | $145,045,000 | 608 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 194 | 831 |
| Assets and Liabilities | ||
| Total Assets: | $634,845,000 | 817 |
| Cash and due from depository institutions | $52,665,000 | 831 |
| Interest-bearing balances | $26,000 | 6,126 |
| Securities | $171,740,000 | 683 |
| Federal funds sold & reverse repurchase agreements | $6,300,000 | 2,287 |
| Net loans & leases | $379,230,000 | 879 |
| Loan loss allowance | $5,138,000 | 844 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $11,599,000 | 715 |
| Other real estate owned | $0 | 831 |
| Goodwill and other intangibles | $56,000 | 2,787 |
| All other assets | $13,255,000 | 972 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $634,845,000 | 817 |
| Total liabilities | $573,567,000 | 810 |
| Total deposits | $487,268,000 | 809 |
| Interest-bearing deposits | $403,146,000 | 857 |
| Deposits held in domestic offices | $487,268,000 | 806 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $67,979,000 | 374 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $12,161,000 | 1,927 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $6,159,000 | 861 |
| Total equity capital | $61,278,000 | 813 |
| Total bank equity capital | $61,278,000 | 813 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,500,000 | 1,512 |
| Surplus | $21,500,000 | 908 |
| Undivided profits | $37,278,000 | 765 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $832,000 | 3,067 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $125,000 | 805 |
| Income earned, not collected on loans | $4,400,000 | 693 |
| Earning assets | $557,296,000 | 840 |
| Long-term assets (5+ years) | $34,592,000 | 2,249 |
| Average Assets, year-to-date | $589,600,400 | 834 |
| Average Assets, quarterly | $614,855,500 | 829 |
| Volatile liabilities | $145,689,000 | 727 |
| Insider loans | $30,459,000 | 118 |
| FHLB advances | $12,000,000 | 1,794 |
| Loans and leases held for sale | $4,581,000 | 624 |
| Unused loan commitments | $111,798,000 | 698 |
| Tier 1 (core) risk-based capital | $59,983,000 | 772 |
| Tier 2 risk-based capital | $5,225,000 | 773 |
| Total risk weighted assets | $436,244,000 | 797 |
| Total unused commitments | $111,798,000 | 698 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 184 | 857 |
| Assets and Liabilities | ||
| Total Assets: | $579,791,000 | 859 |
| Cash and due from depository institutions | $25,274,000 | 857 |
| Interest-bearing balances | $25,000 | 5,834 |
| Securities | $154,240,000 | 726 |
| Federal funds sold & reverse repurchase agreements | $18,025,000 | 668 |
| Net loans & leases | $358,105,000 | 898 |
| Loan loss allowance | $5,115,000 | 809 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $12,554,000 | 614 |
| Other real estate owned | $0 | 857 |
| Goodwill and other intangibles | $65,000 | 2,735 |
| All other assets | $11,528,000 | 883 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $579,791,000 | 859 |
| Total liabilities | $519,735,000 | 865 |
| Total deposits | $445,209,000 | 863 |
| Interest-bearing deposits | $369,503,000 | 903 |
| Deposits held in domestic offices | $445,209,000 | 860 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $54,614,000 | 427 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $13,184,000 | 1,733 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $6,728,000 | 801 |
| Total equity capital | $60,056,000 | 793 |
| Total bank equity capital | $60,056,000 | 793 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,500,000 | 1,522 |
| Surplus | $21,500,000 | 885 |
| Undivided profits | $36,056,000 | 748 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $904,000 | 2,502 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $3,055,000 | 810 |
| Earning assets | $530,395,000 | 856 |
| Long-term assets (5+ years) | $30,506,000 | 2,381 |
| Average Assets, year-to-date | $559,820,200 | 853 |
| Average Assets, quarterly | $566,833,500 | 865 |
| Volatile liabilities | $97,255,000 | 1,014 |
| Insider loans | $19,541,000 | 203 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $1,144,000 | 663 |
| Unused loan commitments | $67,844,000 | 934 |
| Tier 1 (core) risk-based capital | $59,697,500 | 750 |
| Tier 2 risk-based capital | $5,089,560 | 774 |
| Total risk weighted assets | $402,401,160 | 837 |
| Total unused commitments | $67,844,000 | 935 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 191 | 878 |
| Assets and Liabilities | ||
| Total Assets: | $567,376,000 | 877 |
| Cash and due from depository institutions | $15,389,000 | 878 |
| Interest-bearing balances | $25,000 | 5,890 |
| Securities | $143,520,000 | 822 |
| Federal funds sold & reverse repurchase agreements | $34,000,000 | 339 |
| Net loans & leases | $350,550,000 | 906 |
| Loan loss allowance | $5,058,000 | 807 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $12,997,000 | 584 |
| Other real estate owned | $235,000 | 878 |
| Goodwill and other intangibles | $82,000 | 2,753 |
| All other assets | $10,603,000 | 946 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $567,376,000 | 877 |
| Total liabilities | $514,547,000 | 873 |
| Total deposits | $427,591,000 | 879 |
| Interest-bearing deposits | $359,766,000 | 905 |
| Deposits held in domestic offices | $427,591,000 | 873 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $66,249,000 | 429 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $14,207,000 | 1,636 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $6,500,000 | 791 |
| Total equity capital | $52,829,000 | 857 |
| Total bank equity capital | $52,829,000 | 857 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,500,000 | 1,519 |
| Surplus | $21,500,000 | 882 |
| Undivided profits | $28,829,000 | 875 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $227,000 | 5,407 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,637,000 | 799 |
| Earning assets | $528,095,000 | 864 |
| Long-term assets (5+ years) | $37,463,000 | 2,158 |
| Average Assets, year-to-date | $543,357,000 | 863 |
| Average Assets, quarterly | $549,870,500 | 890 |
| Volatile liabilities | $103,613,000 | 942 |
| Insider loans | $10,599,000 | 387 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $771,000 | 780 |
| Unused loan commitments | $77,822,000 | 860 |
| Tier 1 (core) risk-based capital | $53,382,800 | 835 |
| Tier 2 risk-based capital | $5,045,350 | 776 |
| Total risk weighted assets | $400,845,150 | 820 |
| Total unused commitments | $77,822,000 | 860 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 196 | 859 |
| Assets and Liabilities | ||
| Total Assets: | $534,245,000 | 886 |
| Cash and due from depository institutions | $19,080,000 | 859 |
| Interest-bearing balances | $25,000 | 5,927 |
| Securities | $187,957,000 | 653 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 2,656 |
| Net loans & leases | $298,278,000 | 964 |
| Loan loss allowance | $5,279,000 | 765 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $12,195,000 | 594 |
| Other real estate owned | $239,000 | 859 |
| Goodwill and other intangibles | $93,000 | 2,702 |
| All other assets | $9,903,000 | 887 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $534,245,000 | 886 |
| Total liabilities | $480,616,000 | 891 |
| Total deposits | $414,091,000 | 895 |
| Interest-bearing deposits | $351,046,000 | 903 |
| Deposits held in domestic offices | $414,091,000 | 892 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $49,963,000 | 474 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,021,000 | 1,543 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $6,541,000 | 835 |
| Total equity capital | $53,629,000 | 856 |
| Total bank equity capital | $53,629,000 | 856 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,500,000 | 1,467 |
| Surplus | $21,500,000 | 824 |
| Undivided profits | $29,629,000 | 878 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,541,000 | 1,644 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,335,000 | 882 |
| Earning assets | $492,760,000 | 884 |
| Long-term assets (5+ years) | $67,854,000 | 1,240 |
| Average Assets, year-to-date | $526,511,200 | 870 |
| Average Assets, quarterly | $527,901,000 | 882 |
| Volatile liabilities | $87,566,000 | 924 |
| Insider loans | $11,007,000 | 356 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $10,951,000 | 330 |
| Unused loan commitments | $66,927,000 | 924 |
| Tier 1 (core) risk-based capital | $52,649,800 | 801 |
| Tier 2 risk-based capital | $4,251,110 | 844 |
| Total risk weighted assets | $336,546,010 | 878 |
| Total unused commitments | $66,927,000 | 930 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 182 | 964 |
| Assets and Liabilities | ||
| Total Assets: | $536,540,000 | 889 |
| Cash and due from depository institutions | $28,958,000 | 964 |
| Interest-bearing balances | $25,000 | 5,749 |
| Securities | $152,792,000 | 782 |
| Federal funds sold & reverse repurchase agreements | $19,600,000 | 675 |
| Net loans & leases | $311,270,000 | 961 |
| Loan loss allowance | $5,306,000 | 787 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $11,125,000 | 649 |
| Other real estate owned | $3,186,000 | 964 |
| Goodwill and other intangibles | $133,000 | 2,474 |
| All other assets | $9,476,000 | 902 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $536,540,000 | 889 |
| Total liabilities | $486,166,000 | 897 |
| Total deposits | $421,845,000 | 896 |
| Interest-bearing deposits | $362,122,000 | 896 |
| Deposits held in domestic offices | $421,845,000 | 891 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $49,857,000 | 479 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $8,133,000 | 1,551 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $6,331,000 | 842 |
| Total equity capital | $50,374,000 | 910 |
| Total bank equity capital | $50,374,000 | 910 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,500,000 | 1,450 |
| Surplus | $19,500,000 | 888 |
| Undivided profits | $28,374,000 | 932 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,009,000 | 945 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,627,000 | 828 |
| Earning assets | $483,687,000 | 907 |
| Long-term assets (5+ years) | $40,451,000 | 1,663 |
| Average Assets, year-to-date | $515,368,800 | 884 |
| Average Assets, quarterly | $525,037,000 | 895 |
| Volatile liabilities | $94,053,000 | 870 |
| Insider loans | $12,072,000 | 326 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,408,000 | 704 |
| Unused loan commitments | $63,913,000 | 895 |
| Tier 1 (core) risk-based capital | $50,134,800 | 849 |
| Tier 2 risk-based capital | $4,375,640 | 792 |
| Total risk weighted assets | $349,120,840 | 859 |
| Total unused commitments | $63,913,000 | 899 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 198 | 941 |
| Assets and Liabilities | ||
| Total Assets: | $513,382,000 | 952 |
| Cash and due from depository institutions | $31,195,000 | 941 |
| Interest-bearing balances | $11,000 | 6,170 |
| Securities | $151,398,000 | 822 |
| Federal funds sold & reverse repurchase agreements | $28,000,000 | 475 |
| Net loans & leases | $281,694,000 | 1,074 |
| Loan loss allowance | $5,587,000 | 806 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $10,593,000 | 707 |
| Other real estate owned | $1,040,000 | 941 |
| Goodwill and other intangibles | $135,000 | 2,348 |
| All other assets | $9,327,000 | 951 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $513,382,000 | 952 |
| Total liabilities | $463,739,000 | 964 |
| Total deposits | $404,375,000 | 965 |
| Interest-bearing deposits | $339,382,000 | 1,001 |
| Deposits held in domestic offices | $404,375,000 | 958 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,941,000 | 557 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $9,136,000 | 1,404 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $6,287,000 | 849 |
| Total equity capital | $49,643,000 | 933 |
| Total bank equity capital | $49,643,000 | 933 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,500,000 | 1,513 |
| Surplus | $19,500,000 | 941 |
| Undivided profits | $27,643,000 | 935 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,191,000 | 1,045 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,367,000 | 931 |
| Earning assets | $461,103,000 | 979 |
| Long-term assets (5+ years) | $44,966,000 | 1,403 |
| Average Assets, year-to-date | $498,577,800 | 950 |
| Average Assets, quarterly | $495,523,000 | 974 |
| Volatile liabilities | $79,491,000 | 1,013 |
| Insider loans | $21,304,000 | 234 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,277,000 | 678 |
| Unused loan commitments | $66,295,000 | 887 |
| Tier 1 (core) risk-based capital | $49,724,000 | 883 |
| Tier 2 risk-based capital | $4,005,960 | 891 |
| Total risk weighted assets | $318,895,660 | 955 |
| Total unused commitments | $66,295,000 | 893 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 215 | 894 |
| Assets and Liabilities | ||
| Total Assets: | $518,975,000 | 962 |
| Cash and due from depository institutions | $26,925,000 | 894 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $95,787,000 | 1,298 |
| Federal funds sold & reverse repurchase agreements | $53,800,000 | 316 |
| Net loans & leases | $321,082,000 | 939 |
| Loan loss allowance | $5,882,000 | 805 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $10,944,000 | 680 |
| Other real estate owned | $534,000 | 894 |
| Goodwill and other intangibles | $70,000 | 2,510 |
| All other assets | $9,833,000 | 951 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $518,975,000 | 962 |
| Total liabilities | $472,501,000 | 954 |
| Total deposits | $419,909,000 | 955 |
| Interest-bearing deposits | $353,702,000 | 988 |
| Deposits held in domestic offices | $419,909,000 | 943 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,273,000 | 623 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $9,143,000 | 1,242 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $7,176,000 | 799 |
| Total equity capital | $46,474,000 | 1,008 |
| Total bank equity capital | $46,474,000 | 1,008 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,500,000 | 1,550 |
| Surplus | $19,588,000 | 931 |
| Undivided profits | $24,386,000 | 1,069 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,014,000 | 910 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,984,000 | 782 |
| Earning assets | $470,669,000 | 971 |
| Long-term assets (5+ years) | $17,323,000 | 2,777 |
| Average Assets, year-to-date | $501,067,000 | 959 |
| Average Assets, quarterly | $506,205,000 | 969 |
| Volatile liabilities | $79,112,000 | 954 |
| Insider loans | $28,302,000 | 197 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $9,421,000 | 239 |
| Unused loan commitments | $52,700,000 | 993 |
| Tier 1 (core) risk-based capital | $46,303,000 | 968 |
| Tier 2 risk-based capital | $4,373,720 | 821 |
| Total risk weighted assets | $348,389,120 | 883 |
| Total unused commitments | $52,700,000 | 998 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 110 | 1,815 |
| Assets and Liabilities | ||
| Total Assets: | $215,962,000 | 2,140 |
| Cash and due from depository institutions | $9,455,000 | 1,815 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $45,999,000 | 2,844 |
| Federal funds sold & reverse repurchase agreements | $5,200,000 | 1,742 |
| Net loans & leases | $142,310,000 | 1,958 |
| Loan loss allowance | $2,928,000 | 1,427 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $6,124,000 | 1,192 |
| Other real estate owned | $357,000 | 1,815 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $6,517,000 | 1,332 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $215,962,000 | 2,140 |
| Total liabilities | $190,678,000 | 2,209 |
| Total deposits | $177,873,000 | 2,177 |
| Interest-bearing deposits | $155,328,000 | 2,130 |
| Deposits held in domestic offices | $177,873,000 | 2,167 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,134,000 | 1,410 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,645,000 | 2,712 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,026,000 | 1,295 |
| Total equity capital | $25,284,000 | 1,649 |
| Total bank equity capital | $25,284,000 | 1,649 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,500,000 | 1,583 |
| Surplus | $7,500,000 | 1,990 |
| Undivided profits | $15,284,000 | 1,544 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,055,000 | 2,532 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,088,000 | 1,801 |
| Earning assets | $193,509,000 | 2,185 |
| Long-term assets (5+ years) | $27,621,000 | 1,958 |
| Average Assets, year-to-date | $225,306,400 | 1,981 |
| Average Assets, quarterly | $215,801,500 | 2,123 |
| Volatile liabilities | $26,801,000 | 1,993 |
| Insider loans | $2,120,000 | 1,976 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $133,000 | 1,177 |
| Unused loan commitments | $18,096,000 | 2,072 |
| Tier 1 (core) risk-based capital | $26,578,000 | 1,559 |
| Tier 2 risk-based capital | $1,994,530 | 1,585 |
| Total risk weighted assets | $158,628,630 | 1,752 |
| Total unused commitments | $18,096,000 | 2,083 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 113 | 1,846 |
| Assets and Liabilities | ||
| Total Assets: | $239,659,000 | 1,936 |
| Cash and due from depository institutions | $9,203,000 | 1,846 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $58,190,000 | 2,366 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,350 |
| Net loans & leases | $147,845,000 | 1,848 |
| Loan loss allowance | $2,974,000 | 1,479 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $8,045,000 | 909 |
| Other real estate owned | $714,000 | 1,846 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $5,662,000 | 1,437 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $239,659,000 | 1,936 |
| Total liabilities | $218,283,000 | 1,952 |
| Total deposits | $201,878,000 | 1,963 |
| Interest-bearing deposits | $178,717,000 | 1,918 |
| Deposits held in domestic offices | $201,878,000 | 1,951 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,132,000 | 898 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,273,000 | 1,634 |
| Total equity capital | $21,376,000 | 1,917 |
| Total bank equity capital | $21,376,000 | 1,917 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,500,000 | 1,598 |
| Surplus | $7,500,000 | 1,902 |
| Undivided profits | $11,376,000 | 2,093 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $677,000 | 4,103 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $990,000 | 1,756 |
| Earning assets | $216,035,000 | 1,975 |
| Long-term assets (5+ years) | $37,003,000 | 1,560 |
| Average Assets, year-to-date | $247,758,800 | 1,816 |
| Average Assets, quarterly | $241,445,000 | 1,905 |
| Volatile liabilities | $32,639,000 | 1,645 |
| Insider loans | $644,000 | 4,966 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $538,000 | 1,207 |
| Unused loan commitments | $16,344,000 | 2,167 |
| Tier 1 (core) risk-based capital | $21,334,000 | 1,864 |
| Tier 2 risk-based capital | $2,157,790 | 1,466 |
| Total risk weighted assets | $171,806,890 | 1,608 |
| Total unused commitments | $16,344,000 | 2,187 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 117 | 1,841 |
| Assets and Liabilities | ||
| Total Assets: | $255,802,000 | 1,857 |
| Cash and due from depository institutions | $17,630,000 | 1,841 |
| Interest-bearing balances | $5,000,000 | 1,428 |
| Securities | $57,094,000 | 2,377 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 2,360 |
| Net loans & leases | $161,155,000 | 1,743 |
| Loan loss allowance | $2,208,000 | 1,952 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $7,798,000 | 930 |
| Other real estate owned | $722,000 | 1,841 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $4,403,000 | 1,827 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $255,802,000 | 1,857 |
| Total liabilities | $237,749,000 | 1,852 |
| Total deposits | $230,061,000 | 1,807 |
| Interest-bearing deposits | $201,234,000 | 1,808 |
| Deposits held in domestic offices | $230,061,000 | 1,797 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,804,000 | 1,283 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,884,000 | 1,975 |
| Total equity capital | $18,053,000 | 2,149 |
| Total bank equity capital | $18,053,000 | 2,149 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,500,000 | 1,641 |
| Surplus | $7,500,000 | 1,836 |
| Undivided profits | $8,053,000 | 2,736 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,680,000 | 2,540 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,044,000 | 947 |
| Earning assets | $230,249,000 | 1,888 |
| Long-term assets (5+ years) | $34,675,000 | 1,634 |
| Average Assets, year-to-date | $243,402,800 | 1,918 |
| Average Assets, quarterly | $252,219,500 | 1,867 |
| Volatile liabilities | $28,598,000 | 1,771 |
| Insider loans | $161,000 | 4,475 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $746,000 | 804 |
| Unused loan commitments | $10,496,000 | 2,856 |
| Tier 1 (core) risk-based capital | $18,053,000 | 2,093 |
| Tier 2 risk-based capital | $2,208,000 | 1,456 |
| Total risk weighted assets | $179,886,200 | 1,584 |
| Total unused commitments | $10,496,000 | 2,869 |
| Derivatives | $0 | 651 |