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Main Street Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$74,457,000	666
Total interest expense	$31,796,000	554
Net interest income	$42,661,000	766
Provision for loan and lease losses	$1,600,000	619
Total noninterest income	$3,576,000	1,461
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,147,000	905
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,429,000	1,441
Total noninterest expense	$36,406,000	752
Salaries and employee benefits	$21,212,000	718
Premises and equipment expense	$3,288,000	795
Additional noninterest expense	$2,429,000	1,441
Pre-tax net operating income	$8,231,000	1,366
Securities gains (losses)	$-302,000	4,073
Applicable income taxes	$1,734,000	1,077
Income before extraordinary items	$6,195,000	1,485
Extraordinary gains, net	$0	54
Net income	$6,195,000	1,501
Minority interest net income	$0	88
Net income of bank and minority interests.	$6,195,000	1,488
Net charge-offs	$41,000	1,898
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$6,433,580	1,474
2023-09-30 (YTD Data)		Rank
Total interest income	$52,857,000	695
Total interest expense	$21,216,000	581
Net interest income	$31,641,000	779
Provision for loan and lease losses	$1,050,000	632
Total noninterest income	$2,928,000	1,375
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$883,000	886
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,045,000	1,336
Total noninterest expense	$27,120,000	758
Salaries and employee benefits	$16,079,000	717
Premises and equipment expense	$2,464,000	797
Additional noninterest expense	$2,045,000	1,336
Pre-tax net operating income	$6,399,000	1,377
Securities gains (losses)	$-406,000	4,338
Applicable income taxes	$1,312,000	1,092
Income before extraordinary items	$4,681,000	1,535
Extraordinary gains, net	$0	52
Net income	$4,681,000	1,547
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,681,000	1,535
Net charge-offs	$45,000	1,528
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$5,001,740	1,466
2023-06-30 (YTD Data)		Rank
Total interest income	$33,465,000	700
Total interest expense	$12,291,000	580
Net interest income	$21,174,000	777
Provision for loan and lease losses	$600,000	689
Total noninterest income	$1,805,000	1,391
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$632,000	825
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,173,000	1,392
Total noninterest expense	$18,123,000	740
Salaries and employee benefits	$10,539,000	720
Premises and equipment expense	$1,737,000	755
Additional noninterest expense	$1,173,000	1,391
Pre-tax net operating income	$4,256,000	1,353
Securities gains (losses)	$-368,000	4,444
Applicable income taxes	$778,000	1,181
Income before extraordinary items	$3,110,000	1,521
Extraordinary gains, net	$0	51
Net income	$3,110,000	1,539
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,110,000	1,521
Net charge-offs	$85,000	981
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$3,404,400	1,433
2023-03-31 (YTD Data)		Rank
Total interest income	$15,901,000	725
Total interest expense	$5,065,000	601
Net interest income	$10,836,000	773
Provision for loan and lease losses	$300,000	662
Total noninterest income	$964,000	1,328
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$352,000	767
Trading account gains and fees	NA	NA
Additional Noninterest Income	$612,000	1,345
Total noninterest expense	$8,724,000	778
Salaries and employee benefits	$4,880,000	797
Premises and equipment expense	$933,000	743
Additional noninterest expense	$612,000	1,345
Pre-tax net operating income	$2,776,000	1,140
Securities gains (losses)	$-391,000	4,529
Applicable income taxes	$519,000	1,023
Income before extraordinary items	$1,866,000	1,350
Extraordinary gains, net	$0	4
Net income	$1,866,000	1,350
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,866,000	1,350
Net charge-offs	$3,000	1,707
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$2,174,890	1,221
2022-12-31 (YTD Data)		Rank
Total interest income	$49,374,000	753
Total interest expense	$6,188,000	676
Net interest income	$43,186,000	773
Provision for loan and lease losses	$800,000	938
Total noninterest income	$5,612,000	1,123
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$1,474,000	748
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,138,000	1,027
Total noninterest expense	$33,057,000	798
Salaries and employee benefits	$18,877,000	792
Premises and equipment expense	$3,736,000	706
Additional noninterest expense	$4,138,000	1,027
Pre-tax net operating income	$14,941,000	939
Securities gains (losses)	$-1,295,000	4,493
Applicable income taxes	$3,384,000	768
Income before extraordinary items	$10,262,000	1,086
Extraordinary gains, net	$0	5
Net income	$10,262,000	1,085
Minority interest net income	$0	63
Net income of bank and minority interests.	$10,262,000	1,086
Net charge-offs	$-122,000	4,333
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$11,285,050	1,031
2022-09-30 (YTD Data)		Rank
Total interest income	$35,423,000	747
Total interest expense	$3,505,000	641
Net interest income	$31,918,000	764
Provision for loan and lease losses	$800,000	721
Total noninterest income	$3,433,000	1,285
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$1,121,000	752
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,312,000	1,262
Total noninterest expense	$23,791,000	825
Salaries and employee benefits	$13,350,000	829
Premises and equipment expense	$2,854,000	700
Additional noninterest expense	$2,312,000	1,262
Pre-tax net operating income	$10,760,000	982
Securities gains (losses)	$-962,000	4,558
Applicable income taxes	$2,431,000	796
Income before extraordinary items	$7,367,000	1,113
Extraordinary gains, net	$0	4
Net income	$7,367,000	1,112
Minority interest net income	$0	57
Net income of bank and minority interests.	$7,367,000	1,113
Net charge-offs	$-95,000	4,281
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$8,126,980	1,057
2022-06-30 (YTD Data)		Rank
Total interest income	$22,231,000	757
Total interest expense	$1,876,000	632
Net interest income	$20,355,000	768
Provision for loan and lease losses	$600,000	609
Total noninterest income	$2,043,000	1,362
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$743,000	746
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,300,000	1,435
Total noninterest expense	$15,503,000	825
Salaries and employee benefits	$8,649,000	836
Premises and equipment expense	$1,936,000	686
Additional noninterest expense	$4,918,000	774
Pre-tax net operating income	$6,295,000	1,023
Securities gains (losses)	$-956,000	4,624
Applicable income taxes	$1,289,000	864
Income before extraordinary items	$4,050,000	1,225
Extraordinary gains, net	$0	4
Net income	$4,050,000	1,224
Minority interest net income	$0	60
Net income of bank and minority interests.	$4,050,000	1,225
Net charge-offs	$-113,000	4,413
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$4,805,240	1,099
2022-03-31 (YTD Data)		Rank
Total interest income	$10,834,000	753
Total interest expense	$912,000	610
Net interest income	$9,922,000	766
Provision for loan and lease losses	$300,000	484
Total noninterest income	$1,230,000	1,221
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$370,000	746
Trading account gains and fees	NA	NA
Additional Noninterest Income	$860,000	1,188
Total noninterest expense	$7,737,000	827
Salaries and employee benefits	$4,449,000	823
Premises and equipment expense	$1,012,000	664
Additional noninterest expense	$2,276,000	825
Pre-tax net operating income	$3,115,000	981
Securities gains (losses)	$-229,000	4,614
Applicable income taxes	$713,000	798
Income before extraordinary items	$2,173,000	1,132
Extraordinary gains, net	$0	4
Net income	$2,173,000	1,131
Minority interest net income	$0	50
Net income of bank and minority interests.	$2,173,000	1,132
Net charge-offs	$-10,000	3,922
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$2,353,910	1,075
2021-12-31 (YTD Data)		Rank
Total interest income	$43,532,000	761
Total interest expense	$4,465,000	605
Net interest income	$39,067,000	786
Provision for loan and lease losses	$2,250,000	247
Total noninterest income	$8,147,000	971
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$1,328,000	771
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,819,000	867
Total noninterest expense	$33,714,000	759
Salaries and employee benefits	$19,031,000	762
Premises and equipment expense	$3,860,000	685
Additional noninterest expense	$10,823,000	724
Pre-tax net operating income	$11,250,000	1,177
Securities gains (losses)	$184,000	642
Applicable income taxes	$2,854,000	888
Income before extraordinary items	$8,580,000	1,278
Extraordinary gains, net	$0	10
Net income	$8,580,000	1,277
Minority interest net income	$0	74
Net income of bank and minority interests.	$8,580,000	1,278
Net charge-offs	$51,000	1,646
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$8,434,640	1,280
2021-09-30 (YTD Data)		Rank
Total interest income	$32,644,000	778
Total interest expense	$3,505,000	603
Net interest income	$29,139,000	804
Provision for loan and lease losses	$2,250,000	183
Total noninterest income	$5,026,000	1,116
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$954,000	800
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,072,000	1,041
Total noninterest expense	$23,102,000	836
Salaries and employee benefits	$13,041,000	842
Premises and equipment expense	$2,928,000	689
Additional noninterest expense	$7,133,000	817
Pre-tax net operating income	$8,813,000	1,189
Securities gains (losses)	$260,000	486
Applicable income taxes	$2,294,000	905
Income before extraordinary items	$6,779,000	1,282
Extraordinary gains, net	$0	8
Net income	$6,779,000	1,282
Minority interest net income	$0	69
Net income of bank and minority interests.	$6,779,000	1,282
Net charge-offs	$93,000	1,106
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$6,573,600	1,288
2021-06-30 (YTD Data)		Rank
Total interest income	$21,563,000	781
Total interest expense	$2,477,000	591
Net interest income	$19,086,000	800
Provision for loan and lease losses	$1,500,000	193
Total noninterest income	$3,712,000	1,046
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$618,000	786
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,094,000	946
Total noninterest expense	$15,197,000	838
Salaries and employee benefits	$8,528,000	853
Premises and equipment expense	$1,973,000	686
Additional noninterest expense	$4,696,000	816
Pre-tax net operating income	$6,101,000	1,133
Securities gains (losses)	$375,000	334
Applicable income taxes	$1,660,000	835
Income before extraordinary items	$4,816,000	1,213
Extraordinary gains, net	$0	6
Net income	$4,816,000	1,214
Minority interest net income	$0	67
Net income of bank and minority interests.	$4,816,000	1,214
Net charge-offs	$-2,000	3,249
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$4,519,750	1,253
2021-03-31 (YTD Data)		Rank
Total interest income	$10,930,000	768
Total interest expense	$1,307,000	597
Net interest income	$9,623,000	790
Provision for loan and lease losses	$750,000	237
Total noninterest income	$2,403,000	877
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$312,000	764
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,091,000	796
Total noninterest expense	$7,617,000	830
Salaries and employee benefits	$4,239,000	851
Premises and equipment expense	$1,023,000	674
Additional noninterest expense	$2,355,000	791
Pre-tax net operating income	$3,659,000	984
Securities gains (losses)	$128,000	416
Applicable income taxes	$987,000	755
Income before extraordinary items	$2,800,000	1,085
Extraordinary gains, net	$0	3
Net income	$2,800,000	1,085
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,800,000	1,085
Net charge-offs	$9,000	1,389
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,698,880	1,096
2020-12-31 (YTD Data)		Rank
Total interest income	$42,372,000	795
Total interest expense	$7,414,000	654
Net interest income	$34,958,000	822
Provision for loan and lease losses	$5,000,000	574
Total noninterest income	$8,939,000	860
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$1,100,000	871
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,839,000	755
Total noninterest expense	$30,552,000	803
Salaries and employee benefits	$16,664,000	832
Premises and equipment expense	$3,909,000	676
Additional noninterest expense	$9,979,000	744
Pre-tax net operating income	$8,345,000	1,220
Securities gains (losses)	$916,000	400
Applicable income taxes	$2,364,000	834
Income before extraordinary items	$6,897,000	1,275
Extraordinary gains, net	$0	4
Net income	$6,897,000	1,276
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,897,000	1,276
Net charge-offs	$1,402,000	529
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$6,173,360	1,354
2020-09-30 (YTD Data)		Rank
Total interest income	$31,833,000	791
Total interest expense	$5,784,000	676
Net interest income	$26,049,000	820
Provision for loan and lease losses	$4,100,000	579
Total noninterest income	$5,437,000	970
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$801,000	892
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,636,000	855
Total noninterest expense	$22,365,000	811
Salaries and employee benefits	$12,424,000	824
Premises and equipment expense	$2,937,000	659
Additional noninterest expense	$7,004,000	767
Pre-tax net operating income	$5,021,000	1,387
Securities gains (losses)	$-15,000	4,829
Applicable income taxes	$1,237,000	1,023
Income before extraordinary items	$3,769,000	1,587
Extraordinary gains, net	$0	4
Net income	$3,769,000	1,587
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,769,000	1,588
Net charge-offs	$1,333,000	427
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$3,780,850	1,545
2020-06-30 (YTD Data)		Rank
Total interest income	$21,295,000	795
Total interest expense	$4,032,000	689
Net interest income	$17,263,000	821
Provision for loan and lease losses	$2,500,000	619
Total noninterest income	$2,948,000	1,054
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$538,000	894
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,410,000	945
Total noninterest expense	$14,512,000	812
Salaries and employee benefits	$8,007,000	835
Premises and equipment expense	$1,949,000	658
Additional noninterest expense	$4,556,000	781
Pre-tax net operating income	$3,199,000	1,373
Securities gains (losses)	$-524,000	5,006
Applicable income taxes	$668,000	1,115
Income before extraordinary items	$2,007,000	1,839
Extraordinary gains, net	$0	4
Net income	$2,007,000	1,840
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,007,000	1,840
Net charge-offs	$882,000	424
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,420,960	1,529
2020-03-31 (YTD Data)		Rank
Total interest income	$10,606,000	801
Total interest expense	$2,161,000	732
Net interest income	$8,445,000	819
Provision for loan and lease losses	$1,600,000	454
Total noninterest income	$983,000	1,301
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$328,000	868
Trading account gains and fees	NA	NA
Additional Noninterest Income	$655,000	1,288
Total noninterest expense	$7,537,000	800
Salaries and employee benefits	$4,168,000	814
Premises and equipment expense	$1,000,000	642
Additional noninterest expense	$2,369,000	759
Pre-tax net operating income	$291,000	3,435
Securities gains (losses)	$-795,000	5,039
Applicable income taxes	$-144,000	4,974
Income before extraordinary items	$-360,000	4,931
Extraordinary gains, net	$0	4
Net income	$-360,000	4,932
Minority interest net income	$0	56
Net income of bank and minority interests.	$-360,000	4,931
Net charge-offs	$23,000	1,537
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$268,050	3,393
2019-12-31 (YTD Data)		Rank
Total interest income	$43,639,000	776
Total interest expense	$10,132,000	675
Net interest income	$33,507,000	827
Provision for loan and lease losses	$1,240,000	771
Total noninterest income	$4,685,000	1,174
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,274,000	919
Trading account gains and fees	$0	135
Additional Noninterest Income	$3,411,000	1,104
Total noninterest expense	$30,531,000	762
Salaries and employee benefits	$17,130,000	772
Premises and equipment expense	$4,345,000	585
Additional noninterest expense	$9,056,000	766
Pre-tax net operating income	$6,421,000	1,466
Securities gains (losses)	$362,000	455
Applicable income taxes	$1,503,000	1,104
Income before extraordinary items	$5,280,000	1,536
Extraordinary gains, net	$0	11
Net income	$5,280,000	1,537
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,280,000	1,538
Net charge-offs	$421,000	1,163
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$4,994,020	1,567
2019-09-30 (YTD Data)		Rank
Total interest income	$32,815,000	779
Total interest expense	$7,752,000	672
Net interest income	$25,063,000	828
Provision for loan and lease losses	$810,000	815
Total noninterest income	$3,573,000	1,160
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$942,000	934
Trading account gains and fees	$0	129
Additional Noninterest Income	$2,631,000	1,048
Total noninterest expense	$22,914,000	762
Salaries and employee benefits	$12,837,000	770
Premises and equipment expense	$3,312,000	583
Additional noninterest expense	$6,765,000	769
Pre-tax net operating income	$4,912,000	1,464
Securities gains (losses)	$812,000	231
Applicable income taxes	$1,303,000	1,032
Income before extraordinary items	$4,421,000	1,433
Extraordinary gains, net	$0	11
Net income	$4,421,000	1,433
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,421,000	1,435
Net charge-offs	$131,000	1,588
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$3,779,520	1,576
2019-06-30 (YTD Data)		Rank
Total interest income	$21,609,000	790
Total interest expense	$5,152,000	664
Net interest income	$16,457,000	834
Provision for loan and lease losses	$540,000	813
Total noninterest income	$2,407,000	1,122
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$590,000	973
Trading account gains and fees	$0	131
Additional Noninterest Income	$1,817,000	998
Total noninterest expense	$15,354,000	759
Salaries and employee benefits	$8,673,000	756
Premises and equipment expense	$2,196,000	581
Additional noninterest expense	$4,485,000	779
Pre-tax net operating income	$2,970,000	1,561
Securities gains (losses)	$649,000	190
Applicable income taxes	$781,000	1,082
Income before extraordinary items	$2,838,000	1,447
Extraordinary gains, net	$0	11
Net income	$2,838,000	1,446
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,838,000	1,447
Net charge-offs	$167,000	1,106
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,325,290	1,663
2019-03-31 (YTD Data)		Rank
Total interest income	$10,837,000	789
Total interest expense	$2,533,000	667
Net interest income	$8,304,000	823
Provision for loan and lease losses	$270,000	756
Total noninterest income	$1,182,000	1,102
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$298,000	958
Trading account gains and fees	$0	126
Additional Noninterest Income	$884,000	977
Total noninterest expense	$7,677,000	755
Salaries and employee benefits	$4,394,000	746
Premises and equipment expense	$1,157,000	562
Additional noninterest expense	$2,126,000	804
Pre-tax net operating income	$1,539,000	1,494
Securities gains (losses)	$1,412,000	68
Applicable income taxes	$683,000	719
Income before extraordinary items	$2,268,000	974
Extraordinary gains, net	$0	5
Net income	$2,268,000	973
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,268,000	973
Net charge-offs	$51,000	1,196
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,152,520	1,654
2018-12-31 (YTD Data)		Rank
Total interest income	$40,735,000	773
Total interest expense	$8,449,000	606
Net interest income	$32,286,000	831
Provision for loan and lease losses	$1,425,000	661
Total noninterest income	$4,288,000	1,209
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$981,000	1,187
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,307,000	1,063
Total noninterest expense	$29,948,000	756
Salaries and employee benefits	$16,575,000	757
Premises and equipment expense	$4,283,000	589
Additional noninterest expense	$9,090,000	762
Pre-tax net operating income	$5,201,000	1,736
Securities gains (losses)	$3,042,000	44
Applicable income taxes	$1,871,000	912
Income before extraordinary items	$6,372,000	1,299
Extraordinary gains, net	$0	6
Net income	$6,372,000	1,298
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,372,000	1,298
Net charge-offs	$282,000	1,375
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,968,820	1,918
2018-09-30 (YTD Data)		Rank
Total interest income	$29,938,000	773
Total interest expense	$6,013,000	596
Net interest income	$23,925,000	832
Provision for loan and lease losses	$800,000	777
Total noninterest income	$3,144,000	1,228
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$739,000	1,185
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,405,000	1,107
Total noninterest expense	$21,873,000	768
Salaries and employee benefits	$12,081,000	782
Premises and equipment expense	$3,109,000	607
Additional noninterest expense	$6,683,000	766
Pre-tax net operating income	$4,396,000	1,558
Securities gains (losses)	$2,216,000	51
Applicable income taxes	$1,504,000	884
Income before extraordinary items	$5,108,000	1,248
Extraordinary gains, net	$0	5
Net income	$5,108,000	1,246
Minority interest net income	$0	66
Net income of bank and minority interests.	$5,108,000	1,247
Net charge-offs	$103,000	1,712
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$3,357,360	1,730
2018-06-30 (YTD Data)		Rank
Total interest income	$19,377,000	782
Total interest expense	$3,812,000	583
Net interest income	$15,565,000	847
Provision for loan and lease losses	$575,000	737
Total noninterest income	$1,974,000	1,299
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$504,000	1,156
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,470,000	1,174
Total noninterest expense	$14,700,000	759
Salaries and employee benefits	$8,045,000	788
Premises and equipment expense	$2,070,000	608
Additional noninterest expense	$4,585,000	742
Pre-tax net operating income	$2,264,000	1,910
Securities gains (losses)	$2,163,000	39
Applicable income taxes	$987,000	882
Income before extraordinary items	$3,440,000	1,212
Extraordinary gains, net	$0	6
Net income	$3,440,000	1,211
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,440,000	1,211
Net charge-offs	$-16,000	4,670
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,731,230	2,088
2018-03-31 (YTD Data)		Rank
Total interest income	$9,557,000	785
Total interest expense	$1,791,000	581
Net interest income	$7,766,000	837
Provision for loan and lease losses	$150,000	1,106
Total noninterest income	$936,000	1,321
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$272,000	1,099
Trading account gains and fees	$0	123
Additional Noninterest Income	$664,000	1,250
Total noninterest expense	$7,833,000	725
Salaries and employee benefits	$4,320,000	750
Premises and equipment expense	$1,098,000	578
Additional noninterest expense	$2,415,000	696
Pre-tax net operating income	$719,000	2,549
Securities gains (losses)	$1,115,000	41
Applicable income taxes	$370,000	1,058
Income before extraordinary items	$1,464,000	1,351
Extraordinary gains, net	$0	7
Net income	$1,464,000	1,351
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,464,000	1,351
Net charge-offs	$-9,000	4,705
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$572,000	2,680
2017-12-31 (YTD Data)		Rank
Total interest income	$32,052,000	902
Total interest expense	$5,514,000	628
Net interest income	$26,538,000	948
Provision for loan and lease losses	$381,000	1,711
Total noninterest income	$3,242,000	1,497
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$940,000	1,247
Trading account gains and fees	$0	151
Additional Noninterest Income	$2,302,000	1,401
Total noninterest expense	$27,479,000	796
Salaries and employee benefits	$15,087,000	816
Premises and equipment expense	$3,394,000	733
Additional noninterest expense	$8,998,000	745
Pre-tax net operating income	$1,920,000	3,180
Securities gains (losses)	$4,865,000	50
Applicable income taxes	$2,138,000	1,226
Income before extraordinary items	$4,647,000	1,425
Extraordinary gains, net	$0	9
Net income	$4,647,000	1,423
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,647,000	1,425
Net charge-offs	$232,000	1,705
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,338,800	3,298
2017-09-30 (YTD Data)		Rank
Total interest income	$22,878,000	941
Total interest expense	$3,162,000	781
Net interest income	$19,716,000	955
Provision for loan and lease losses	$271,000	1,720
Total noninterest income	$1,860,000	1,805
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$683,000	1,288
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,177,000	1,779
Total noninterest expense	$21,555,000	759
Salaries and employee benefits	$10,855,000	845
Premises and equipment expense	$2,365,000	796
Additional noninterest expense	$8,335,000	612
Pre-tax net operating income	$-250,000	5,613
Securities gains (losses)	$2,550,000	75
Applicable income taxes	$567,000	1,970
Income before extraordinary items	$1,733,000	2,623
Extraordinary gains, net	$0	9
Net income	$1,733,000	2,623
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,733,000	2,623
Net charge-offs	$276,000	1,171
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$-179,500	5,602
2017-06-30 (YTD Data)		Rank
Total interest income	$13,701,000	1,029
Total interest expense	$1,833,000	862
Net interest income	$11,868,000	1,049
Provision for loan and lease losses	$158,000	1,783
Total noninterest income	$1,075,000	1,957
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$409,000	1,386
Trading account gains and fees	$0	139
Additional Noninterest Income	$666,000	1,985
Total noninterest expense	$11,008,000	978
Salaries and employee benefits	$6,396,000	947
Premises and equipment expense	$1,428,000	870
Additional noninterest expense	$3,184,000	1,014
Pre-tax net operating income	$1,777,000	2,208
Securities gains (losses)	$2,272,000	58
Applicable income taxes	$1,372,000	897
Income before extraordinary items	$2,677,000	1,364
Extraordinary gains, net	$0	11
Net income	$2,677,000	1,363
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,677,000	1,364
Net charge-offs	$71,000	1,745
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,177,480	2,542
2017-03-31 (YTD Data)		Rank
Total interest income	$4,673,000	1,407
Total interest expense	$590,000	1,263
Net interest income	$4,083,000	1,422
Provision for loan and lease losses	$45,000	2,149
Total noninterest income	$383,000	2,395
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$125,000	2,036
Trading account gains and fees	$0	142
Additional Noninterest Income	$258,000	2,277
Total noninterest expense	$3,914,000	1,296
Salaries and employee benefits	$2,435,000	1,203
Premises and equipment expense	$446,000	1,323
Additional noninterest expense	$1,033,000	1,454
Pre-tax net operating income	$507,000	3,066
Securities gains (losses)	$1,421,000	50
Applicable income taxes	$696,000	853
Income before extraordinary items	$1,232,000	1,435
Extraordinary gains, net	$0	8
Net income	$1,232,000	1,435
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,232,000	1,435
Net charge-offs	$0	2,943
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$322,560	3,474
2016-12-31 (YTD Data)		Rank
Total interest income	$17,975,000	1,418
Total interest expense	$2,363,000	1,228
Net interest income	$15,612,000	1,443
Provision for loan and lease losses	$180,000	2,550
Total noninterest income	$1,744,000	2,282
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$420,000	2,372
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,324,000	2,053
Total noninterest expense	$14,587,000	1,353
Salaries and employee benefits	$8,781,000	1,271
Premises and equipment expense	$1,548,000	1,478
Additional noninterest expense	$4,258,000	1,443
Pre-tax net operating income	$2,589,000	2,620
Securities gains (losses)	$932,000	255
Applicable income taxes	$1,029,000	1,618
Income before extraordinary items	$2,492,000	2,415
Extraordinary gains, net	$0	5
Net income	$2,492,000	2,414
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,492,000	2,415
Net charge-offs	$1,000	4,216
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,830,280	2,889
2016-09-30 (YTD Data)		Rank
Total interest income	$13,347,000	1,428
Total interest expense	$1,769,000	1,227
Net interest income	$11,578,000	1,458
Provision for loan and lease losses	$135,000	2,451
Total noninterest income	$1,308,000	2,287
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$323,000	2,338
Trading account gains and fees	$0	169
Additional Noninterest Income	$985,000	2,068
Total noninterest expense	$10,735,000	1,364
Salaries and employee benefits	$6,544,000	1,282
Premises and equipment expense	$1,128,000	1,525
Additional noninterest expense	$3,063,000	1,512
Pre-tax net operating income	$2,016,000	2,604
Securities gains (losses)	$380,000	511
Applicable income taxes	$690,000	1,770
Income before extraordinary items	$1,706,000	2,598
Extraordinary gains, net	$0	5
Net income	$1,706,000	2,599
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,706,000	2,599
Net charge-offs	$1,000	3,867
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,436,200	2,839
2016-06-30 (YTD Data)		Rank
Total interest income	$8,866,000	1,435
Total interest expense	$1,183,000	1,211
Net interest income	$7,683,000	1,477
Provision for loan and lease losses	$90,000	2,392
Total noninterest income	$816,000	2,355
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$213,000	2,333
Trading account gains and fees	$0	157
Additional Noninterest Income	$603,000	2,135
Total noninterest expense	$6,963,000	1,413
Salaries and employee benefits	$4,251,000	1,314
Premises and equipment expense	$729,000	1,569
Additional noninterest expense	$1,983,000	1,545
Pre-tax net operating income	$1,446,000	2,465
Securities gains (losses)	$302,000	425
Applicable income taxes	$524,000	1,620
Income before extraordinary items	$1,224,000	2,463
Extraordinary gains, net	$0	16
Net income	$1,224,000	2,462
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,224,000	2,462
Net charge-offs	$2,000	3,496
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,012,600	2,706
2016-03-31 (YTD Data)		Rank
Total interest income	$4,408,000	1,436
Total interest expense	$583,000	1,222
Net interest income	$3,825,000	1,473
Provision for loan and lease losses	$45,000	2,237
Total noninterest income	$391,000	2,389
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$105,000	2,349
Trading account gains and fees	$0	142
Additional Noninterest Income	$286,000	2,150
Total noninterest expense	$3,352,000	1,464
Salaries and employee benefits	$2,053,000	1,355
Premises and equipment expense	$358,000	1,594
Additional noninterest expense	$941,000	1,612
Pre-tax net operating income	$819,000	2,230
Securities gains (losses)	$82,000	617
Applicable income taxes	$285,000	1,525
Income before extraordinary items	$616,000	2,402
Extraordinary gains, net	$0	12
Net income	$616,000	2,402
Minority interest net income	$0	62
Net income of bank and minority interests.	$616,000	2,402
Net charge-offs	$2,000	2,815
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$560,240	2,511
2015-12-31 (YTD Data)		Rank
Total interest income	$17,452,000	1,421
Total interest expense	$2,177,000	1,274
Net interest income	$15,275,000	1,450
Provision for loan and lease losses	$180,000	2,436
Total noninterest income	$1,536,000	2,450
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$437,000	2,358
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,099,000	2,254
Total noninterest expense	$13,329,000	1,468
Salaries and employee benefits	$8,080,000	1,345
Premises and equipment expense	$1,475,000	1,557
Additional noninterest expense	$3,774,000	1,607
Pre-tax net operating income	$3,302,000	2,159
Securities gains (losses)	$1,550,000	131
Applicable income taxes	$1,578,000	1,201
Income before extraordinary items	$3,274,000	1,907
Extraordinary gains, net	$0	23
Net income	$3,274,000	1,906
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,274,000	1,909
Net charge-offs	$-78,000	5,673
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,235,500	2,479
2015-09-30 (YTD Data)		Rank
Total interest income	$13,093,000	1,432
Total interest expense	$1,610,000	1,304
Net interest income	$11,483,000	1,454
Provision for loan and lease losses	$135,000	2,359
Total noninterest income	$1,130,000	2,497
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$326,000	2,382
Trading account gains and fees	$0	153
Additional Noninterest Income	$804,000	2,309
Total noninterest expense	$9,725,000	1,509
Salaries and employee benefits	$5,799,000	1,399
Premises and equipment expense	$1,129,000	1,537
Additional noninterest expense	$2,797,000	1,621
Pre-tax net operating income	$2,753,000	2,046
Securities gains (losses)	$1,361,000	141
Applicable income taxes	$1,376,000	1,096
Income before extraordinary items	$2,738,000	1,766
Extraordinary gains, net	$0	21
Net income	$2,738,000	1,768
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,738,000	1,769
Net charge-offs	$-68,000	5,710
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,826,130	2,379
2015-06-30 (YTD Data)		Rank
Total interest income	$8,640,000	1,449
Total interest expense	$1,053,000	1,333
Net interest income	$7,587,000	1,475
Provision for loan and lease losses	$90,000	2,323
Total noninterest income	$721,000	2,572
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$221,000	2,329
Trading account gains and fees	$0	157
Additional Noninterest Income	$500,000	2,412
Total noninterest expense	$6,514,000	1,509
Salaries and employee benefits	$3,882,000	1,396
Premises and equipment expense	$774,000	1,510
Additional noninterest expense	$1,858,000	1,645
Pre-tax net operating income	$1,704,000	2,145
Securities gains (losses)	$1,228,000	120
Applicable income taxes	$976,000	1,050
Income before extraordinary items	$1,956,000	1,639
Extraordinary gains, net	$0	22
Net income	$1,956,000	1,642
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,956,000	1,642
Net charge-offs	$-69,000	5,838
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,133,240	2,476
2015-03-31 (YTD Data)		Rank
Total interest income	$4,252,000	1,468
Total interest expense	$516,000	1,359
Net interest income	$3,736,000	1,483
Provision for loan and lease losses	$45,000	2,176
Total noninterest income	$352,000	2,569
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$118,000	2,199
Trading account gains and fees	$0	152
Additional Noninterest Income	$234,000	2,436
Total noninterest expense	$3,141,000	1,548
Salaries and employee benefits	$1,835,000	1,468
Premises and equipment expense	$394,000	1,506
Additional noninterest expense	$912,000	1,649
Pre-tax net operating income	$902,000	2,022
Securities gains (losses)	$1,062,000	84
Applicable income taxes	$677,000	823
Income before extraordinary items	$1,287,000	1,290
Extraordinary gains, net	$0	13
Net income	$1,287,000	1,291
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,287,000	1,292
Net charge-offs	$-71,000	6,042
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$586,080	2,367
2014-12-31 (YTD Data)		Rank
Total interest income	$16,991,000	1,470
Total interest expense	$2,066,000	1,427
Net interest income	$14,925,000	1,480
Provision for loan and lease losses	$530,000	1,406
Total noninterest income	$1,369,000	2,644
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$499,000	2,294
Trading account gains and fees	$-51,000	6,488
Additional Noninterest Income	$921,000	2,432
Total noninterest expense	$12,422,000	1,540
Salaries and employee benefits	$7,155,000	1,459
Premises and equipment expense	$1,400,000	1,675
Additional noninterest expense	$3,867,000	1,611
Pre-tax net operating income	$3,342,000	2,101
Securities gains (losses)	$1,164,000	179
Applicable income taxes	$1,430,000	1,238
Income before extraordinary items	$3,076,000	1,980
Extraordinary gains, net	$0	17
Net income	$3,076,000	1,978
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,076,000	1,977
Net charge-offs	$-10,000	5,658
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,284,480	2,420
2014-09-30 (YTD Data)		Rank
Total interest income	$12,663,000	1,492
Total interest expense	$1,545,000	1,449
Net interest income	$11,118,000	1,496
Provision for loan and lease losses	$135,000	2,485
Total noninterest income	$983,000	2,718
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$378,000	2,286
Trading account gains and fees	$-37,000	6,566
Additional Noninterest Income	$642,000	2,551
Total noninterest expense	$9,264,000	1,550
Salaries and employee benefits	$5,359,000	1,472
Premises and equipment expense	$1,077,000	1,642
Additional noninterest expense	$2,828,000	1,651
Pre-tax net operating income	$2,702,000	2,017
Securities gains (losses)	$854,000	183
Applicable income taxes	$1,160,000	1,170
Income before extraordinary items	$2,396,000	1,913
Extraordinary gains, net	$0	15
Net income	$2,396,000	1,913
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,396,000	1,912
Net charge-offs	$-71,000	6,135
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,823,820	2,327
2014-06-30 (YTD Data)		Rank
Total interest income	$8,374,000	1,495
Total interest expense	$1,034,000	1,444
Net interest income	$7,340,000	1,500
Provision for loan and lease losses	$90,000	2,447
Total noninterest income	$612,000	2,796
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$253,000	2,246
Trading account gains and fees	$-37,000	6,635
Additional Noninterest Income	$396,000	2,639
Total noninterest expense	$6,297,000	1,523
Salaries and employee benefits	$3,657,000	1,432
Premises and equipment expense	$756,000	1,571
Additional noninterest expense	$1,884,000	1,650
Pre-tax net operating income	$1,565,000	2,205
Securities gains (losses)	$690,000	172
Applicable income taxes	$726,000	1,213
Income before extraordinary items	$1,529,000	1,948
Extraordinary gains, net	$0	20
Net income	$1,529,000	1,952
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,529,000	1,951
Net charge-offs	$-61,000	6,200
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,059,800	2,497
2014-03-31 (YTD Data)		Rank
Total interest income	$4,167,000	1,501
Total interest expense	$514,000	1,474
Net interest income	$3,653,000	1,494
Provision for loan and lease losses	$45,000	2,313
Total noninterest income	$306,000	2,771
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$130,000	2,181
Trading account gains and fees	$-11,000	6,707
Additional Noninterest Income	$187,000	2,656
Total noninterest expense	$3,049,000	1,580
Salaries and employee benefits	$1,754,000	1,497
Premises and equipment expense	$382,000	1,577
Additional noninterest expense	$913,000	1,673
Pre-tax net operating income	$865,000	1,982
Securities gains (losses)	$396,000	158
Applicable income taxes	$415,000	1,055
Income before extraordinary items	$846,000	1,722
Extraordinary gains, net	$0	16
Net income	$846,000	1,726
Minority interest net income	$0	66
Net income of bank and minority interests.	$846,000	1,725
Net charge-offs	$-61,000	6,367
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$580,680	2,283
2013-12-31 (YTD Data)		Rank
Total interest income	$16,580,000	1,513
Total interest expense	$2,271,000	1,499
Net interest income	$14,309,000	1,517
Provision for loan and lease losses	$480,000	1,898
Total noninterest income	$1,520,000	2,570
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$460,000	2,549
Trading account gains and fees	$-6,000	6,771
Additional Noninterest Income	$1,066,000	2,292
Total noninterest expense	$12,247,000	1,576
Salaries and employee benefits	$7,625,000	1,379
Premises and equipment expense	$1,365,000	1,718
Additional noninterest expense	$3,257,000	1,939
Pre-tax net operating income	$3,102,000	2,120
Securities gains (losses)	$1,096,000	214
Applicable income taxes	$1,361,000	1,201
Income before extraordinary items	$2,837,000	1,983
Extraordinary gains, net	$0	29
Net income	$2,837,000	1,986
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,837,000	1,987
Net charge-offs	$90,000	3,853
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,091,720	2,459
2013-09-30 (YTD Data)		Rank
Total interest income	$12,408,000	1,523
Total interest expense	$1,738,000	1,511
Net interest income	$10,670,000	1,534
Provision for loan and lease losses	$135,000	3,044
Total noninterest income	$1,202,000	2,532
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$332,000	2,637
Trading account gains and fees	$-6,000	6,854
Additional Noninterest Income	$876,000	2,231
Total noninterest expense	$8,876,000	1,632
Salaries and employee benefits	$5,508,000	1,431
Premises and equipment expense	$1,019,000	1,742
Additional noninterest expense	$2,349,000	1,997
Pre-tax net operating income	$2,861,000	1,816
Securities gains (losses)	$462,000	437
Applicable income taxes	$1,102,000	1,167
Income before extraordinary items	$2,221,000	1,955
Extraordinary gains, net	$0	25
Net income	$2,221,000	1,962
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,221,000	1,961
Net charge-offs	$-3,000	5,867
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,911,460	2,144
2013-06-30 (YTD Data)		Rank
Total interest income	$8,291,000	1,520
Total interest expense	$1,188,000	1,507
Net interest income	$7,103,000	1,518
Provision for loan and lease losses	$90,000	3,034
Total noninterest income	$845,000	2,469
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$227,000	2,556
Trading account gains and fees	$0	157
Additional Noninterest Income	$618,000	2,193
Total noninterest expense	$5,871,000	1,632
Salaries and employee benefits	$3,654,000	1,442
Premises and equipment expense	$691,000	1,710
Additional noninterest expense	$1,526,000	2,036
Pre-tax net operating income	$1,987,000	1,724
Securities gains (losses)	$162,000	844
Applicable income taxes	$712,000	1,185
Income before extraordinary items	$1,437,000	2,000
Extraordinary gains, net	$0	22
Net income	$1,437,000	2,007
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,437,000	2,006
Net charge-offs	$-2,000	5,680
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,328,460	2,047
2013-03-31 (YTD Data)		Rank
Total interest income	$4,142,000	1,530
Total interest expense	$601,000	1,535
Net interest income	$3,541,000	1,536
Provision for loan and lease losses	$45,000	2,886
Total noninterest income	$451,000	2,379
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$118,000	2,469
Trading account gains and fees	$0	148
Additional Noninterest Income	$333,000	2,084
Total noninterest expense	$2,893,000	1,671
Salaries and employee benefits	$1,733,000	1,525
Premises and equipment expense	$350,000	1,718
Additional noninterest expense	$810,000	1,936
Pre-tax net operating income	$1,054,000	1,633
Securities gains (losses)	$42,000	1,000
Applicable income taxes	$368,000	1,146
Income before extraordinary items	$728,000	1,945
Extraordinary gains, net	$0	10
Net income	$728,000	1,946
Minority interest net income	$0	76
Net income of bank and minority interests.	$728,000	1,947
Net charge-offs	$-5,000	5,894
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$700,280	1,917
2012-12-31 (YTD Data)		Rank
Total interest income	$17,197,000	1,541
Total interest expense	$2,928,000	1,513
Net interest income	$14,269,000	1,542
Provision for loan and lease losses	$480,000	2,767
Total noninterest income	$1,348,000	2,780
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$428,000	2,790
Trading account gains and fees	$-70,000	7,063
Additional Noninterest Income	$990,000	2,380
Total noninterest expense	$11,144,000	1,730
Salaries and employee benefits	$6,883,000	1,478
Premises and equipment expense	$1,258,000	1,869
Additional noninterest expense	$3,003,000	2,159
Pre-tax net operating income	$3,993,000	1,658
Securities gains (losses)	$153,000	1,927
Applicable income taxes	$1,396,000	1,154
Income before extraordinary items	$2,750,000	2,007
Extraordinary gains, net	$0	29
Net income	$2,750,000	2,006
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,750,000	2,008
Net charge-offs	$183,000	3,849
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,649,020	1,948
2012-09-30 (YTD Data)		Rank
Total interest income	$12,904,000	1,574
Total interest expense	$2,275,000	1,533
Net interest income	$10,629,000	1,570
Provision for loan and lease losses	$135,000	4,004
Total noninterest income	$1,035,000	2,746
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$315,000	2,863
Trading account gains and fees	$-30,000	7,152
Additional Noninterest Income	$750,000	2,361
Total noninterest expense	$8,077,000	1,783
Salaries and employee benefits	$4,908,000	1,536
Premises and equipment expense	$943,000	1,889
Additional noninterest expense	$2,226,000	2,180
Pre-tax net operating income	$3,452,000	1,513
Securities gains (losses)	$81,000	2,123
Applicable income taxes	$1,218,000	1,057
Income before extraordinary items	$2,315,000	1,859
Extraordinary gains, net	$0	20
Net income	$2,315,000	1,858
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,315,000	1,860
Net charge-offs	$60,000	4,391
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,261,540	1,787
2012-06-30 (YTD Data)		Rank
Total interest income	$8,635,000	1,581
Total interest expense	$1,582,000	1,529
Net interest income	$7,053,000	1,573
Provision for loan and lease losses	$90,000	3,970
Total noninterest income	$674,000	2,731
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$208,000	2,871
Trading account gains and fees	$-25,000	7,219
Additional Noninterest Income	$491,000	2,363
Total noninterest expense	$5,383,000	1,791
Salaries and employee benefits	$3,304,000	1,530
Premises and equipment expense	$637,000	1,862
Additional noninterest expense	$1,442,000	2,248
Pre-tax net operating income	$2,254,000	1,536
Securities gains (losses)	$48,000	2,076
Applicable income taxes	$800,000	1,064
Income before extraordinary items	$1,502,000	1,883
Extraordinary gains, net	$0	19
Net income	$1,502,000	1,882
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,502,000	1,883
Net charge-offs	$30,000	4,404
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,470,800	1,828
2012-03-31 (YTD Data)		Rank
Total interest income	$4,296,000	1,605
Total interest expense	$813,000	1,549
Net interest income	$3,483,000	1,603
Provision for loan and lease losses	$45,000	3,771
Total noninterest income	$382,000	2,549
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$103,000	2,869
Trading account gains and fees	$4,000	136
Additional Noninterest Income	$275,000	2,220
Total noninterest expense	$2,616,000	1,829
Salaries and employee benefits	$1,595,000	1,585
Premises and equipment expense	$331,000	1,789
Additional noninterest expense	$690,000	2,314
Pre-tax net operating income	$1,204,000	1,438
Securities gains (losses)	$-1,000	6,909
Applicable income taxes	$424,000	1,025
Income before extraordinary items	$779,000	1,845
Extraordinary gains, net	$0	19
Net income	$779,000	1,846
Minority interest net income	$0	78
Net income of bank and minority interests.	$779,000	1,846
Net charge-offs	$25,000	3,537
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$779,650	1,742
2011-12-31 (YTD Data)		Rank
Total interest income	$17,388,000	1,635
Total interest expense	$3,572,000	1,670
Net interest income	$13,816,000	1,607
Provision for loan and lease losses	$620,000	3,109
Total noninterest income	$1,192,000	2,810
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$396,000	3,046
Trading account gains and fees	$-161,000	7,316
Additional Noninterest Income	$957,000	2,199
Total noninterest expense	$10,513,000	1,833
Salaries and employee benefits	$6,066,000	1,617
Premises and equipment expense	$1,347,000	1,852
Additional noninterest expense	$3,100,000	2,148
Pre-tax net operating income	$3,875,000	1,475
Securities gains (losses)	$303,000	1,134
Applicable income taxes	$1,339,000	1,085
Income before extraordinary items	$2,839,000	1,694
Extraordinary gains, net	$0	29
Net income	$2,839,000	1,695
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,839,000	1,695
Net charge-offs	$60,000	5,376
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,632,960	1,724
2011-09-30 (YTD Data)		Rank
Total interest income	$13,028,000	1,648
Total interest expense	$2,734,000	1,706
Net interest income	$10,294,000	1,628
Provision for loan and lease losses	$180,000	4,271
Total noninterest income	$823,000	2,952
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$296,000	3,068
Trading account gains and fees	$-161,000	7,396
Additional Noninterest Income	$688,000	2,235
Total noninterest expense	$7,757,000	1,855
Salaries and employee benefits	$4,418,000	1,666
Premises and equipment expense	$1,021,000	1,839
Additional noninterest expense	$2,318,000	2,153
Pre-tax net operating income	$3,180,000	1,420
Securities gains (losses)	$276,000	967
Applicable income taxes	$1,166,000	962
Income before extraordinary items	$2,290,000	1,645
Extraordinary gains, net	$0	21
Net income	$2,290,000	1,646
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,290,000	1,646
Net charge-offs	$52,000	4,949
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,107,840	1,682
2011-06-30 (YTD Data)		Rank
Total interest income	$8,684,000	1,661
Total interest expense	$1,882,000	1,717
Net interest income	$6,802,000	1,647
Provision for loan and lease losses	$120,000	4,174
Total noninterest income	$561,000	2,914
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$195,000	3,083
Trading account gains and fees	$-139,000	7,480
Additional Noninterest Income	$505,000	2,081
Total noninterest expense	$5,132,000	1,883
Salaries and employee benefits	$2,839,000	1,729
Premises and equipment expense	$709,000	1,784
Additional noninterest expense	$1,584,000	2,137
Pre-tax net operating income	$2,111,000	1,383
Securities gains (losses)	$189,000	765
Applicable income taxes	$790,000	928
Income before extraordinary items	$1,510,000	1,608
Extraordinary gains, net	$0	15
Net income	$1,510,000	1,608
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,510,000	1,608
Net charge-offs	$39,000	4,649
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,385,260	1,661
2011-03-31 (YTD Data)		Rank
Total interest income	$4,289,000	1,700
Total interest expense	$966,000	1,738
Net interest income	$3,323,000	1,686
Provision for loan and lease losses	$60,000	3,936
Total noninterest income	$335,000	2,633
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$101,000	2,954
Trading account gains and fees	$-107,000	7,555
Additional Noninterest Income	$341,000	1,757
Total noninterest expense	$2,638,000	1,858
Salaries and employee benefits	$1,453,000	1,700
Premises and equipment expense	$379,000	1,702
Additional noninterest expense	$806,000	2,092
Pre-tax net operating income	$960,000	1,505
Securities gains (losses)	$132,000	450
Applicable income taxes	$394,000	903
Income before extraordinary items	$698,000	1,682
Extraordinary gains, net	$0	9
Net income	$698,000	1,682
Minority interest net income	$0	86
Net income of bank and minority interests.	$698,000	1,682
Net charge-offs	$33,000	3,690
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$613,520	1,834
2010-12-31 (YTD Data)		Rank
Total interest income	$17,945,000	1,684
Total interest expense	$4,637,000	1,758
Net interest income	$13,308,000	1,660
Provision for loan and lease losses	$570,000	3,947
Total noninterest income	$1,739,000	2,292
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$415,000	3,003
Trading account gains and fees	$351,000	100
Additional Noninterest Income	$973,000	2,212
Total noninterest expense	$10,085,000	1,938
Salaries and employee benefits	$6,001,000	1,620
Premises and equipment expense	$1,165,000	2,163
Additional noninterest expense	$2,919,000	2,332
Pre-tax net operating income	$4,392,000	1,155
Securities gains (losses)	$-257,000	7,345
Applicable income taxes	$1,507,000	905
Income before extraordinary items	$2,628,000	1,565
Extraordinary gains, net	$0	29
Net income	$2,628,000	1,565
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,628,000	1,567
Net charge-offs	$47,000	5,947
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,792,480	1,442
2010-09-30 (YTD Data)		Rank
Total interest income	$13,431,000	1,721
Total interest expense	$3,574,000	1,783
Net interest income	$9,857,000	1,707
Provision for loan and lease losses	$180,000	5,003
Total noninterest income	$1,017,000	2,699
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$308,000	3,106
Trading account gains and fees	$66,000	116
Additional Noninterest Income	$643,000	2,391
Total noninterest expense	$7,361,000	1,970
Salaries and employee benefits	$4,361,000	1,681
Premises and equipment expense	$819,000	2,343
Additional noninterest expense	$2,181,000	2,313
Pre-tax net operating income	$3,333,000	1,192
Securities gains (losses)	$-30,000	7,292
Applicable income taxes	$1,215,000	875
Income before extraordinary items	$2,088,000	1,587
Extraordinary gains, net	$0	23
Net income	$2,088,000	1,590
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,088,000	1,590
Net charge-offs	$-13,000	7,500
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$2,107,200	1,501
2010-06-30 (YTD Data)		Rank
Total interest income	$8,907,000	1,757
Total interest expense	$2,465,000	1,789
Net interest income	$6,442,000	1,738
Provision for loan and lease losses	$120,000	4,894
Total noninterest income	$634,000	2,765
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$205,000	3,113
Trading account gains and fees	$6,000	141
Additional Noninterest Income	$423,000	2,336
Total noninterest expense	$4,741,000	2,051
Salaries and employee benefits	$2,735,000	1,799
Premises and equipment expense	$560,000	2,301
Additional noninterest expense	$1,446,000	2,328
Pre-tax net operating income	$2,215,000	1,186
Securities gains (losses)	$12,000	2,543
Applicable income taxes	$822,000	837
Income before extraordinary items	$1,405,000	1,557
Extraordinary gains, net	$0	19
Net income	$1,405,000	1,558
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,405,000	1,558
Net charge-offs	$-13,000	7,519
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,397,320	1,490
2010-03-31 (YTD Data)		Rank
Total interest income	$4,416,000	1,812
Total interest expense	$1,293,000	1,795
Net interest income	$3,123,000	1,816
Provision for loan and lease losses	$60,000	4,570
Total noninterest income	$370,000	2,503
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$106,000	3,042
Trading account gains and fees	$12,000	142
Additional Noninterest Income	$252,000	2,051
Total noninterest expense	$2,361,000	2,069
Salaries and employee benefits	$1,381,000	1,811
Premises and equipment expense	$303,000	2,184
Additional noninterest expense	$677,000	2,442
Pre-tax net operating income	$1,072,000	1,223
Securities gains (losses)	$8,000	1,783
Applicable income taxes	$394,000	849
Income before extraordinary items	$686,000	1,591
Extraordinary gains, net	$0	16
Net income	$686,000	1,593
Minority interest net income	$0	91
Net income of bank and minority interests.	$686,000	1,593
Net charge-offs	$3,000	5,292
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$680,880	1,546
2009-12-31 (YTD Data)		Rank
Total interest income	$17,436,000	1,942
Total interest expense	$6,454,000	1,809
Net interest income	$10,982,000	2,002
Provision for loan and lease losses	$675,000	4,094
Total noninterest income	$1,868,000	2,222
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$454,000	3,078
Trading account gains and fees	$600,000	107
Additional Noninterest Income	$814,000	2,430
Total noninterest expense	$9,346,000	2,138
Salaries and employee benefits	$5,496,000	1,805
Premises and equipment expense	$1,110,000	2,361
Additional noninterest expense	$2,740,000	2,544
Pre-tax net operating income	$2,829,000	1,416
Securities gains (losses)	$-629,000	7,625
Applicable income taxes	$687,000	1,259
Income before extraordinary items	$1,513,000	2,103
Extraordinary gains, net	$0	34
Net income	$1,513,000	2,100
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,513,000	2,102
Net charge-offs	$104,000	5,655
Cash dividends	$50,000	4,393
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,947,010	1,679
2009-09-30 (YTD Data)		Rank
Total interest income	$12,993,000	1,990
Total interest expense	$4,972,000	1,832
Net interest income	$8,021,000	2,052
Provision for loan and lease losses	$155,000	5,468
Total noninterest income	$1,188,000	2,517
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$345,000	3,071
Trading account gains and fees	$280,000	119
Additional Noninterest Income	$563,000	2,616
Total noninterest expense	$6,959,000	2,149
Salaries and employee benefits	$4,081,000	1,835
Premises and equipment expense	$823,000	2,415
Additional noninterest expense	$2,055,000	2,511
Pre-tax net operating income	$2,095,000	1,552
Securities gains (losses)	$-213,000	7,599
Applicable income taxes	$650,000	1,148
Income before extraordinary items	$1,232,000	2,134
Extraordinary gains, net	$0	27
Net income	$1,232,000	2,131
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,232,000	2,134
Net charge-offs	$4,000	6,745
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,370,450	1,893
2009-06-30 (YTD Data)		Rank
Total interest income	$8,602,000	2,035
Total interest expense	$3,376,000	1,891
Net interest income	$5,226,000	2,099
Provision for loan and lease losses	$90,000	5,421
Total noninterest income	$785,000	2,551
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$231,000	3,044
Trading account gains and fees	$134,000	123
Additional Noninterest Income	$420,000	2,478
Total noninterest expense	$4,412,000	2,275
Salaries and employee benefits	$2,684,000	1,888
Premises and equipment expense	$565,000	2,380
Additional noninterest expense	$1,163,000	2,906
Pre-tax net operating income	$1,509,000	1,518
Securities gains (losses)	$-60,000	7,621
Applicable income taxes	$505,000	1,082
Income before extraordinary items	$944,000	1,940
Extraordinary gains, net	$0	21
Net income	$944,000	1,938
Minority interest net income	$0	112
Net income of bank and minority interests.	$944,000	1,939
Net charge-offs	$1,000	6,525
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$983,000	1,816
2009-03-31 (YTD Data)		Rank
Total interest income	$4,300,000	2,066
Total interest expense	$1,747,000	1,909
Net interest income	$2,553,000	2,145
Provision for loan and lease losses	$45,000	4,992
Total noninterest income	$329,000	2,853
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$120,000	2,891
Trading account gains and fees	$52,000	113
Additional Noninterest Income	$157,000	2,891
Total noninterest expense	$2,196,000	2,228
Salaries and employee benefits	$1,345,000	1,911
Premises and equipment expense	$298,000	2,310
Additional noninterest expense	$553,000	2,756
Pre-tax net operating income	$641,000	1,947
Securities gains (losses)	$-11,000	7,833
Applicable income taxes	$215,000	1,374
Income before extraordinary items	$415,000	2,493
Extraordinary gains, net	$0	15
Net income	$415,000	2,493
Minority interest net income	$0	102
Net income of bank and minority interests.	$415,000	2,495
Net charge-offs	$0	5,728
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$422,260	2,311
2008-12-31 (YTD Data)		Rank
Total interest income	$16,986,000	2,229
Total interest expense	$7,873,000	1,998
Net interest income	$9,113,000	2,395
Provision for loan and lease losses	$245,000	4,940
Total noninterest income	$1,534,000	2,584
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$478,000	3,103
Trading account gains and fees	$430,000	89
Additional Noninterest Income	$626,000	2,826
Total noninterest expense	$7,984,000	2,378
Salaries and employee benefits	$5,102,000	1,972
Premises and equipment expense	$886,000	2,910
Additional noninterest expense	$1,996,000	2,875
Pre-tax net operating income	$2,418,000	2,150
Securities gains (losses)	$-184,000	7,331
Applicable income taxes	$742,000	1,468
Income before extraordinary items	$1,492,000	2,527
Extraordinary gains, net	$0	39
Net income	$1,492,000	2,526
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	7,996
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,615,280	2,518
2008-09-30 (YTD Data)		Rank
Total interest income	$12,576,000	2,302
Total interest expense	$5,980,000	2,055
Net interest income	$6,596,000	2,504
Provision for loan and lease losses	$115,000	4,993
Total noninterest income	$967,000	2,968
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$363,000	3,107
Trading account gains and fees	$148,000	98
Additional Noninterest Income	$456,000	2,958
Total noninterest expense	$5,916,000	2,397
Salaries and employee benefits	$3,799,000	2,026
Premises and equipment expense	$657,000	2,964
Additional noninterest expense	$1,460,000	2,843
Pre-tax net operating income	$1,532,000	2,797
Securities gains (losses)	$71,000	1,185
Applicable income taxes	$528,000	1,835
Income before extraordinary items	$1,075,000	2,966
Extraordinary gains, net	$0	31
Net income	$1,075,000	2,962
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	7,890
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,027,430	3,196
2008-06-30 (YTD Data)		Rank
Total interest income	$8,163,000	2,378
Total interest expense	$4,059,000	2,103
Net interest income	$4,104,000	2,650
Provision for loan and lease losses	$85,000	4,532
Total noninterest income	$556,000	3,286
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$244,000	3,068
Trading account gains and fees	$0	149
Additional Noninterest Income	$312,000	2,962
Total noninterest expense	$3,875,000	2,448
Salaries and employee benefits	$2,446,000	2,116
Premises and equipment expense	$436,000	2,974
Additional noninterest expense	$993,000	2,758
Pre-tax net operating income	$700,000	3,694
Securities gains (losses)	$154,000	721
Applicable income taxes	$262,000	2,366
Income before extraordinary items	$592,000	3,673
Extraordinary gains, net	$0	21
Net income	$592,000	3,674
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,731
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$485,740	4,028
2008-03-31 (YTD Data)		Rank
Total interest income	$3,996,000	2,474
Total interest expense	$2,077,000	2,174
Net interest income	$1,919,000	2,806
Provision for loan and lease losses	$30,000	4,346
Total noninterest income	$300,000	3,138
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$129,000	2,906
Trading account gains and fees	$0	158
Additional Noninterest Income	$171,000	2,818
Total noninterest expense	$1,995,000	2,373
Salaries and employee benefits	$1,286,000	2,040
Premises and equipment expense	$213,000	3,047
Additional noninterest expense	$496,000	2,745
Pre-tax net operating income	$194,000	5,006
Securities gains (losses)	$14,000	1,798
Applicable income taxes	$45,000	3,671
Income before extraordinary items	$163,000	5,083
Extraordinary gains, net	$0	15
Net income	$163,000	5,087
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-22,000	8,162
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$152,080	5,081
2007-12-31 (YTD Data)		Rank
Total interest income	$15,309,000	2,624
Total interest expense	$7,807,000	2,367
Net interest income	$7,502,000	2,911
Provision for loan and lease losses	$100,000	4,892
Total noninterest income	$1,274,000	3,018
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$484,000	3,111
Trading account gains and fees	$0	178
Additional Noninterest Income	$790,000	2,572
Total noninterest expense	$7,466,000	2,445
Salaries and employee benefits	$4,733,000	2,134
Premises and equipment expense	$804,000	3,065
Additional noninterest expense	$1,929,000	2,747
Pre-tax net operating income	$1,210,000	4,343
Securities gains (losses)	$317,000	342
Applicable income taxes	$362,000	3,153
Income before extraordinary items	$1,165,000	3,999
Extraordinary gains, net	$0	39
Net income	$1,165,000	4,000
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	5,430
Cash dividends	$149,000	5,146
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$924,080	4,484
2007-09-30 (YTD Data)		Rank
Total interest income	$11,287,000	2,671
Total interest expense	$5,725,000	2,415
Net interest income	$5,562,000	2,944
Provision for loan and lease losses	$75,000	4,567
Total noninterest income	$1,015,000	2,890
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$359,000	3,124
Trading account gains and fees	$0	184
Additional Noninterest Income	$656,000	2,425
Total noninterest expense	$5,518,000	2,449
Salaries and employee benefits	$3,534,000	2,131
Premises and equipment expense	$595,000	3,086
Additional noninterest expense	$1,389,000	2,792
Pre-tax net operating income	$984,000	4,398
Securities gains (losses)	$281,000	322
Applicable income taxes	$300,000	3,203
Income before extraordinary items	$965,000	3,976
Extraordinary gains, net	$0	33
Net income	$965,000	3,975
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	4,682
Cash dividends	$149,000	4,411
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$751,440	4,474
2007-06-30 (YTD Data)		Rank
Total interest income	$7,386,000	2,734
Total interest expense	$3,726,000	2,470
Net interest income	$3,660,000	3,004
Provision for loan and lease losses	$50,000	4,348
Total noninterest income	$551,000	3,339
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$233,000	3,168
Trading account gains and fees	$0	168
Additional Noninterest Income	$318,000	2,927
Total noninterest expense	$3,671,000	2,483
Salaries and employee benefits	$2,330,000	2,202
Premises and equipment expense	$413,000	3,022
Additional noninterest expense	$928,000	2,798
Pre-tax net operating income	$490,000	5,076
Securities gains (losses)	$247,000	274
Applicable income taxes	$206,000	3,222
Income before extraordinary items	$531,000	4,437
Extraordinary gains, net	$0	29
Net income	$531,000	4,437
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$149,000	3,982
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$353,160	5,315
2007-03-31 (YTD Data)		Rank
Total interest income	$3,638,000	2,761
Total interest expense	$1,802,000	2,538
Net interest income	$1,836,000	2,988
Provision for loan and lease losses	$25,000	4,116
Total noninterest income	$280,000	3,270
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$116,000	3,150
Trading account gains and fees	$0	195
Additional Noninterest Income	$164,000	2,862
Total noninterest expense	$1,917,000	2,384
Salaries and employee benefits	$1,223,000	2,098
Premises and equipment expense	$211,000	2,983
Additional noninterest expense	$483,000	2,697
Pre-tax net operating income	$174,000	5,781
Securities gains (losses)	$77,000	351
Applicable income taxes	$63,000	3,846
Income before extraordinary items	$188,000	5,210
Extraordinary gains, net	$0	22
Net income	$188,000	5,209
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$130,250	5,912
2006-12-31 (YTD Data)		Rank
Total interest income	$13,992,000	2,688
Total interest expense	$6,014,000	2,586
Net interest income	$7,978,000	2,763
Provision for loan and lease losses	$90,000	4,875
Total noninterest income	$998,000	3,551
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$469,000	3,199
Trading account gains and fees	$0	130
Additional Noninterest Income	$529,000	3,239
Total noninterest expense	$7,248,000	2,439
Salaries and employee benefits	$4,501,000	2,174
Premises and equipment expense	$797,000	3,018
Additional noninterest expense	$1,950,000	2,624
Pre-tax net operating income	$1,638,000	4,103
Securities gains (losses)	$325,000	309
Applicable income taxes	$632,000	2,817
Income before extraordinary items	$1,331,000	4,040
Extraordinary gains, net	$0	51
Net income	$1,331,000	4,040
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,238
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,110,000	4,451
2006-09-30 (YTD Data)		Rank
Total interest income	$10,387,000	2,703
Total interest expense	$4,293,000	2,626
Net interest income	$6,094,000	2,744
Provision for loan and lease losses	$45,000	5,149
Total noninterest income	$725,000	3,638
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$352,000	3,206
Trading account gains and fees	$0	126
Additional Noninterest Income	$373,000	3,324
Total noninterest expense	$5,495,000	2,405
Salaries and employee benefits	$3,456,000	2,124
Premises and equipment expense	$602,000	2,993
Additional noninterest expense	$1,437,000	2,658
Pre-tax net operating income	$1,279,000	4,146
Securities gains (losses)	$290,000	281
Applicable income taxes	$516,000	2,823
Income before extraordinary items	$1,053,000	4,050
Extraordinary gains, net	$0	45
Net income	$1,053,000	4,053
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,141
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$858,700	4,523
2006-06-30 (YTD Data)		Rank
Total interest income	$6,865,000	2,694
Total interest expense	$2,691,000	2,658
Net interest income	$4,174,000	2,701
Provision for loan and lease losses	$30,000	4,987
Total noninterest income	$473,000	3,650
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$230,000	3,228
Trading account gains and fees	$0	126
Additional Noninterest Income	$243,000	3,370
Total noninterest expense	$3,646,000	2,429
Salaries and employee benefits	$2,269,000	2,165
Premises and equipment expense	$406,000	2,965
Additional noninterest expense	$971,000	2,633
Pre-tax net operating income	$971,000	3,867
Securities gains (losses)	$182,000	280
Applicable income taxes	$387,000	2,668
Income before extraordinary items	$766,000	3,842
Extraordinary gains, net	$0	39
Net income	$766,000	3,846
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,365
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$645,880	4,256
2006-03-31 (YTD Data)		Rank
Total interest income	$3,394,000	2,676
Total interest expense	$1,258,000	2,704
Net interest income	$2,136,000	2,640
Provision for loan and lease losses	$15,000	4,758
Total noninterest income	$229,000	3,677
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$111,000	3,255
Trading account gains and fees	$0	115
Additional Noninterest Income	$118,000	3,406
Total noninterest expense	$1,891,000	2,348
Salaries and employee benefits	$1,219,000	2,016
Premises and equipment expense	$210,000	2,897
Additional noninterest expense	$462,000	2,743
Pre-tax net operating income	$459,000	3,948
Securities gains (losses)	$84,000	273
Applicable income taxes	$179,000	2,763
Income before extraordinary items	$364,000	3,924
Extraordinary gains, net	$0	21
Net income	$364,000	3,924
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,131
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$307,720	4,350
2005-12-31 (YTD Data)		Rank
Total interest income	$12,645,000	2,590
Total interest expense	$4,023,000	2,644
Net interest income	$8,622,000	2,528
Provision for loan and lease losses	$160,000	4,008
Total noninterest income	$997,000	3,577
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$468,000	3,189
Trading account gains and fees	$0	138
Additional Noninterest Income	$529,000	3,269
Total noninterest expense	$6,843,000	2,430
Salaries and employee benefits	$4,417,000	2,090
Premises and equipment expense	$798,000	2,903
Additional noninterest expense	$1,628,000	3,036
Pre-tax net operating income	$2,616,000	3,081
Securities gains (losses)	$204,000	499
Applicable income taxes	$1,007,000	2,254
Income before extraordinary items	$1,813,000	3,340
Extraordinary gains, net	$0	46
Net income	$1,813,000	3,342
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	6,206
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,682,440	3,485
2005-09-30 (YTD Data)		Rank
Total interest income	$9,384,000	2,567
Total interest expense	$2,886,000	2,613
Net interest income	$6,498,000	2,498
Provision for loan and lease losses	$45,000	5,313
Total noninterest income	$735,000	3,624
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$352,000	3,194
Trading account gains and fees	$0	126
Additional Noninterest Income	$383,000	3,354
Total noninterest expense	$5,163,000	2,402
Salaries and employee benefits	$3,359,000	2,030
Premises and equipment expense	$593,000	2,908
Additional noninterest expense	$1,211,000	3,017
Pre-tax net operating income	$2,025,000	3,025
Securities gains (losses)	$160,000	526
Applicable income taxes	$784,000	2,229
Income before extraordinary items	$1,401,000	3,300
Extraordinary gains, net	$0	35
Net income	$1,401,000	3,301
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,608
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,298,600	3,443
2005-06-30 (YTD Data)		Rank
Total interest income	$6,172,000	2,546
Total interest expense	$1,812,000	2,622
Net interest income	$4,360,000	2,461
Provision for loan and lease losses	$30,000	5,130
Total noninterest income	$500,000	3,516
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$235,000	3,158
Trading account gains and fees	$0	116
Additional Noninterest Income	$265,000	3,287
Total noninterest expense	$3,436,000	2,384
Salaries and employee benefits	$2,206,000	2,053
Premises and equipment expense	$396,000	2,870
Additional noninterest expense	$834,000	2,901
Pre-tax net operating income	$1,394,000	2,915
Securities gains (losses)	$103,000	552
Applicable income taxes	$540,000	2,149
Income before extraordinary items	$957,000	3,192
Extraordinary gains, net	$0	30
Net income	$957,000	3,193
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,009
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$891,080	3,332
2005-03-31 (YTD Data)		Rank
Total interest income	$3,049,000	2,534
Total interest expense	$837,000	2,677
Net interest income	$2,212,000	2,419
Provision for loan and lease losses	$15,000	4,875
Total noninterest income	$252,000	3,438
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$111,000	3,214
Trading account gains and fees	$0	115
Additional Noninterest Income	$141,000	3,088
Total noninterest expense	$1,645,000	2,492
Salaries and employee benefits	$1,057,000	2,152
Premises and equipment expense	$197,000	2,917
Additional noninterest expense	$391,000	3,078
Pre-tax net operating income	$804,000	2,560
Securities gains (losses)	$71,000	454
Applicable income taxes	$321,000	1,887
Income before extraordinary items	$554,000	2,788
Extraordinary gains, net	$0	24
Net income	$554,000	2,789
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	3,609
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$508,560	2,969
2004-12-31 (YTD Data)		Rank
Total interest income	$11,903,000	2,412
Total interest expense	$3,231,000	2,465
Net interest income	$8,672,000	2,360
Provision for loan and lease losses	$100,000	4,964
Total noninterest income	$962,000	3,650
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$406,000	3,609
Trading account gains and fees	$0	138
Additional Noninterest Income	$556,000	3,110
Total noninterest expense	$6,289,000	2,529
Salaries and employee benefits	$4,004,000	2,162
Premises and equipment expense	$716,000	3,072
Additional noninterest expense	$1,569,000	3,017
Pre-tax net operating income	$3,245,000	2,416
Securities gains (losses)	$152,000	979
Applicable income taxes	$1,273,000	1,828
Income before extraordinary items	$2,124,000	2,773
Extraordinary gains, net	$0	34
Net income	$2,124,000	2,776
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,855
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,026,720	2,821
2004-09-30 (YTD Data)		Rank
Total interest income	$8,838,000	2,406
Total interest expense	$2,422,000	2,417
Net interest income	$6,416,000	2,353
Provision for loan and lease losses	$45,000	5,471
Total noninterest income	$700,000	3,733
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$304,000	3,635
Trading account gains and fees	$0	134
Additional Noninterest Income	$396,000	3,213
Total noninterest expense	$4,515,000	2,594
Salaries and employee benefits	$2,868,000	2,254
Premises and equipment expense	$536,000	3,076
Additional noninterest expense	$1,111,000	3,133
Pre-tax net operating income	$2,556,000	2,343
Securities gains (losses)	$22,000	2,247
Applicable income taxes	$973,000	1,815
Income before extraordinary items	$1,605,000	2,795
Extraordinary gains, net	$0	26
Net income	$1,605,000	2,796
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,496
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,590,920	2,739
2004-06-30 (YTD Data)		Rank
Total interest income	$5,821,000	2,412
Total interest expense	$1,611,000	2,410
Net interest income	$4,210,000	2,374
Provision for loan and lease losses	$30,000	5,293
Total noninterest income	$467,000	3,730
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$202,000	3,621
Trading account gains and fees	$0	130
Additional Noninterest Income	$265,000	3,206
Total noninterest expense	$3,010,000	2,602
Salaries and employee benefits	$1,943,000	2,226
Premises and equipment expense	$348,000	3,141
Additional noninterest expense	$719,000	3,228
Pre-tax net operating income	$1,637,000	2,403
Securities gains (losses)	$24,000	1,931
Applicable income taxes	$624,000	1,872
Income before extraordinary items	$1,037,000	2,841
Extraordinary gains, net	$0	21
Net income	$1,037,000	2,842
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,021,640	2,804
2004-03-31 (YTD Data)		Rank
Total interest income	$2,905,000	2,423
Total interest expense	$811,000	2,411
Net interest income	$2,094,000	2,387
Provision for loan and lease losses	$15,000	5,048
Total noninterest income	$212,000	3,924
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$101,000	3,555
Trading account gains and fees	$0	121
Additional Noninterest Income	$111,000	3,491
Total noninterest expense	$1,453,000	2,708
Salaries and employee benefits	$923,000	2,350
Premises and equipment expense	$177,000	3,127
Additional noninterest expense	$353,000	3,260
Pre-tax net operating income	$838,000	2,331
Securities gains (losses)	$20,000	1,707
Applicable income taxes	$325,000	1,818
Income before extraordinary items	$533,000	2,792
Extraordinary gains, net	$0	16
Net income	$533,000	2,792
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$520,200	2,750
2003-12-31 (YTD Data)		Rank
Total interest income	$12,271,000	2,346
Total interest expense	$3,872,000	2,281
Net interest income	$8,399,000	2,310
Provision for loan and lease losses	$56,000	6,140
Total noninterest income	$934,000	3,860
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$355,000	3,910
Trading account gains and fees	$0	160
Additional Noninterest Income	$579,000	3,332
Total noninterest expense	$5,669,000	2,742
Salaries and employee benefits	$3,437,000	2,451
Premises and equipment expense	$672,000	3,200
Additional noninterest expense	$1,560,000	2,968
Pre-tax net operating income	$3,608,000	2,160
Securities gains (losses)	$38,000	2,739
Applicable income taxes	$1,495,000	1,627
Income before extraordinary items	$2,151,000	2,711
Extraordinary gains, net	$0	54
Net income	$2,151,000	2,712
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	7,310
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,126,680	2,602
2003-09-30 (YTD Data)		Rank
Total interest income	$9,313,000	2,359
Total interest expense	$3,025,000	2,274
Net interest income	$6,288,000	2,321
Provision for loan and lease losses	$27,000	6,482
Total noninterest income	$721,000	3,871
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$276,000	3,853
Trading account gains and fees	$0	153
Additional Noninterest Income	$445,000	3,346
Total noninterest expense	$4,087,000	2,844
Salaries and employee benefits	$2,443,000	2,582
Premises and equipment expense	$493,000	3,256
Additional noninterest expense	$1,151,000	3,004
Pre-tax net operating income	$2,895,000	2,099
Securities gains (losses)	$60,000	2,163
Applicable income taxes	$1,239,000	1,577
Income before extraordinary items	$1,716,000	2,668
Extraordinary gains, net	$0	40
Net income	$1,716,000	2,668
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,822
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,677,600	2,569
2003-06-30 (YTD Data)		Rank
Total interest income	$6,230,000	2,356
Total interest expense	$2,094,000	2,258
Net interest income	$4,136,000	2,342
Provision for loan and lease losses	$18,000	6,396
Total noninterest income	$451,000	3,976
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$181,000	3,850
Trading account gains and fees	$0	150
Additional Noninterest Income	$270,000	3,489
Total noninterest expense	$2,787,000	2,778
Salaries and employee benefits	$1,648,000	2,548
Premises and equipment expense	$337,000	3,179
Additional noninterest expense	$802,000	2,861
Pre-tax net operating income	$1,782,000	2,260
Securities gains (losses)	$10,000	2,948
Applicable income taxes	$789,000	1,638
Income before extraordinary items	$1,003,000	2,969
Extraordinary gains, net	$0	30
Net income	$1,003,000	2,968
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,334
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$996,600	2,834
2003-03-31 (YTD Data)		Rank
Total interest income	$3,107,000	2,368
Total interest expense	$1,098,000	2,225
Net interest income	$2,009,000	2,418
Provision for loan and lease losses	$9,000	6,152
Total noninterest income	$220,000	3,927
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$97,000	3,626
Trading account gains and fees	$0	134
Additional Noninterest Income	$123,000	3,561
Total noninterest expense	$1,388,000	2,772
Salaries and employee benefits	$789,000	2,650
Premises and equipment expense	$186,000	2,926
Additional noninterest expense	$413,000	2,781
Pre-tax net operating income	$832,000	2,397
Securities gains (losses)	$11,000	2,147
Applicable income taxes	$403,000	1,614
Income before extraordinary items	$440,000	3,236
Extraordinary gains, net	$0	21
Net income	$440,000	3,234
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$432,960	3,107
2002-12-31 (YTD Data)		Rank
Total interest income	$12,649,000	2,448
Total interest expense	$5,013,000	2,244
Net interest income	$7,636,000	2,506
Provision for loan and lease losses	$36,000	7,011
Total noninterest income	$610,000	4,680
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$303,000	4,209
Trading account gains and fees	$0	153
Additional Noninterest Income	$307,000	4,208
Total noninterest expense	$5,047,000	2,902
Salaries and employee benefits	$3,010,000	2,622
Premises and equipment expense	$618,000	3,330
Additional noninterest expense	$1,419,000	3,084
Pre-tax net operating income	$3,163,000	2,379
Securities gains (losses)	$0	4,537
Applicable income taxes	$1,222,000	1,926
Income before extraordinary items	$1,941,000	2,870
Extraordinary gains, net	$0	70
Net income	$1,941,000	2,868
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	7,185
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,941,000	2,781
2001-12-31 (YTD Data)		Rank
Total interest income	$12,634,000	2,700
Total interest expense	$6,689,000	2,396
Net interest income	$5,945,000	2,964
Provision for loan and lease losses	$18,000	7,646
Total noninterest income	$418,000	5,566
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$257,000	4,574
Trading account gains and fees	$0	177
Additional Noninterest Income	$161,000	5,396
Total noninterest expense	$4,931,000	2,860
Salaries and employee benefits	$2,963,000	2,537
Premises and equipment expense	$591,000	3,408
Additional noninterest expense	$1,377,000	3,098
Pre-tax net operating income	$1,414,000	4,018
Securities gains (losses)	$0	4,612
Applicable income taxes	$575,000	3,047
Income before extraordinary items	$839,000	4,758
Extraordinary gains, net	$0	105
Net income	$839,000	4,760
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,777
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$839,000	4,634
2000-12-31 (YTD Data)		Rank
Total interest income	$12,502,000	2,797
Total interest expense	$6,574,000	2,547
Net interest income	$5,928,000	2,980
Provision for loan and lease losses	$18,000	7,686
Total noninterest income	$446,000	5,216
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$236,000	4,674
Trading account gains and fees	$0	180
Additional Noninterest Income	$210,000	4,684
Total noninterest expense	$4,533,000	2,977
Salaries and employee benefits	$2,837,000	2,514
Premises and equipment expense	$640,000	3,098
Additional noninterest expense	$1,056,000	3,825
Pre-tax net operating income	$1,823,000	3,540
Securities gains (losses)	$911,000	169
Applicable income taxes	$1,031,000	2,070
Income before extraordinary items	$1,703,000	2,931
Extraordinary gains, net	$0	38
Net income	$1,703,000	2,929
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	8,819
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,119,960	4,046
1999-12-31 (YTD Data)		Rank
Total interest income	$11,400,000	2,836
Total interest expense	$5,988,000	2,466
Net interest income	$5,412,000	3,208
Provision for loan and lease losses	$15,000	7,855
Total noninterest income	$406,000	5,562
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$234,000	4,694
Trading account gains and fees	$0	173
Additional Noninterest Income	$172,000	5,286
Total noninterest expense	$3,978,000	3,331
Salaries and employee benefits	$2,510,000	2,794
Premises and equipment expense	$518,000	3,650
Additional noninterest expense	$950,000	4,180
Pre-tax net operating income	$1,825,000	3,575
Securities gains (losses)	$900,000	236
Applicable income taxes	$1,022,000	2,185
Income before extraordinary items	$1,703,000	2,932
Extraordinary gains, net	$0	35
Net income	$1,703,000	2,933
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	7,271
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,127,000	4,026
1998-12-31 (YTD Data)		Rank
Total interest income	$10,649,000	3,033
Total interest expense	$5,468,000	2,760
Net interest income	$5,181,000	3,275
Provision for loan and lease losses	$12,000	8,074
Total noninterest income	$388,000	5,721
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$215,000	4,944
Trading account gains and fees	$0	224
Additional Noninterest Income	$173,000	5,322
Total noninterest expense	$3,731,000	3,426
Salaries and employee benefits	$2,399,000	2,839
Premises and equipment expense	$444,000	4,065
Additional noninterest expense	$888,000	4,335
Pre-tax net operating income	$1,826,000	3,589
Securities gains (losses)	$1,234,000	334
Applicable income taxes	$1,193,000	2,001
Income before extraordinary items	$1,867,000	2,718
Extraordinary gains, net	$0	32
Net income	$1,867,000	2,719
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	7,985
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,077,240	4,152
1997-12-31 (YTD Data)		Rank
Total interest income	$10,024,000	3,228
Total interest expense	$4,926,000	3,027
Net interest income	$5,098,000	3,431
Provision for loan and lease losses	$12,000	8,256
Total noninterest income	$382,000	5,879
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$195,000	5,414
Trading account gains and fees	$0	239
Additional Noninterest Income	$187,000	5,119
Total noninterest expense	$3,688,000	3,426
Salaries and employee benefits	$2,325,000	2,849
Premises and equipment expense	$479,000	3,851
Additional noninterest expense	$884,000	4,382
Pre-tax net operating income	$1,780,000	3,895
Securities gains (losses)	$1,501,000	227
Applicable income taxes	$1,091,000	2,264
Income before extraordinary items	$2,190,000	2,377
Extraordinary gains, net	$0	44
Net income	$2,190,000	2,377
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	9,638
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,184,330	4,038
1996-12-31 (YTD Data)		Rank
Total interest income	$9,428,000	3,454
Total interest expense	$4,530,000	3,295
Net interest income	$4,898,000	3,599
Provision for loan and lease losses	$16,000	8,168
Total noninterest income	$379,000	6,125
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$193,000	5,685
Trading account gains and fees	$0	262
Additional Noninterest Income	$186,000	5,374
Total noninterest expense	$3,442,000	3,835
Salaries and employee benefits	$2,174,000	3,073
Premises and equipment expense	$429,000	4,292
Additional noninterest expense	$839,000	5,018
Pre-tax net operating income	$1,819,000	3,684
Securities gains (losses)	$734,000	329
Applicable income taxes	$830,000	2,758
Income before extraordinary items	$1,723,000	2,820
Extraordinary gains, net	$0	53
Net income	$1,723,000	2,822
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	7,500
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,231,220	3,750
1995-12-31 (YTD Data)		Rank
Total interest income	$9,219,000	3,544
Total interest expense	$4,200,000	3,533
Net interest income	$5,019,000	3,518
Provision for loan and lease losses	$14,000	8,034
Total noninterest income	$345,000	6,540
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$201,000	5,674
Trading account gains and fees	$0	522
Additional Noninterest Income	$144,000	6,108
Total noninterest expense	$3,392,000	3,855
Salaries and employee benefits	$1,967,000	3,355
Premises and equipment expense	$369,000	4,840
Additional noninterest expense	$1,056,000	4,171
Pre-tax net operating income	$1,958,000	3,563
Securities gains (losses)	$857,000	250
Applicable income taxes	$1,054,000	2,266
Income before extraordinary items	$1,761,000	2,799
Extraordinary gains, net	$0	65
Net income	$1,761,000	2,798
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	10,004
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,212,520	3,909
1994-12-31 (YTD Data)		Rank
Total interest income	$8,896,000	3,367
Total interest expense	$4,054,000	3,006
Net interest income	$4,842,000	3,668
Provision for loan and lease losses	$18,000	7,907
Total noninterest income	$325,000	6,951
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$188,000	6,107
Trading account gains and fees	$0	475
Additional Noninterest Income	$137,000	6,499
Total noninterest expense	$3,486,000	3,860
Salaries and employee benefits	$1,836,000	3,551
Premises and equipment expense	$387,000	4,716
Additional noninterest expense	$1,263,000	3,876
Pre-tax net operating income	$1,663,000	4,033
Securities gains (losses)	$258,000	424
Applicable income taxes	$404,000	4,721
Income before extraordinary items	$1,517,000	3,144
Extraordinary gains, net	$0	249
Net income	$1,517,000	3,155
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	5,073
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,313,180	3,598
1993-12-31 (YTD Data)		Rank
Total interest income	$9,101,000	3,385
Total interest expense	$4,704,000	2,739
Net interest income	$4,397,000	4,037
Provision for loan and lease losses	$148,000	4,714
Total noninterest income	$322,000	7,357
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$167,000	6,671
Trading account gains and fees	$0	532
Additional Noninterest Income	$155,000	6,451
Total noninterest expense	$3,454,000	3,957
Salaries and employee benefits	$1,850,000	3,523
Premises and equipment expense	$421,000	4,510
Additional noninterest expense	$1,183,000	4,239
Pre-tax net operating income	$1,117,000	5,461
Securities gains (losses)	$741,000	680
Applicable income taxes	$713,000	3,063
Income before extraordinary items	$1,145,000	4,191
Extraordinary gains, net	$0	3,149
Net income	$1,145,000	4,313
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$159,000	3,560
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$670,760	6,059
1992-12-31 (YTD Data)		Rank
Total interest income	$9,957,000	3,497
Total interest expense	$5,990,000	2,781
Net interest income	$3,967,000	4,481
Provision for loan and lease losses	$81,000	7,858
Total noninterest income	$289,000	7,873
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$163,000	6,783
Trading account gains and fees	$0	504
Additional Noninterest Income	$126,000	7,283
Total noninterest expense	$3,652,000	3,789
Salaries and employee benefits	$1,734,000	3,686
Premises and equipment expense	$400,000	4,795
Additional noninterest expense	$1,518,000	3,562
Pre-tax net operating income	$523,000	8,239
Securities gains (losses)	$331,000	1,448
Applicable income taxes	$325,000	5,633
Income before extraordinary items	$529,000	7,090
Extraordinary gains, net	$0	1,422
Net income	$529,000	7,185
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$83,000	6,366
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$317,160	8,710

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.