Home > Main Street Bank > Income and Expense
Main Street Bank, Income and Expense
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $13,662,000 | 1,419 |
| Total interest expense | $5,493,000 | 1,402 |
| Net interest income | $8,169,000 | 1,413 |
| Provision for loan and lease losses | $-458,000 | 8,709 |
| Total noninterest income | $1,317,000 | 1,822 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $641,000 | 1,379 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $676,000 | 1,806 |
| Total noninterest expense | $4,974,000 | 1,792 |
| Salaries and employee benefits | $2,315,000 | 2,117 |
| Premises and equipment expense | $966,000 | 1,345 |
| Additional noninterest expense | $1,693,000 | 1,562 |
| Pre-tax net operating income | $4,970,000 | 1,030 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,543,000 | 968 |
| Income before extraordinary items | $3,427,000 | 1,122 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,427,000 | 1,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,102 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,427,000 | 1,100 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $37,867,000 | 300 |
| Total interest expense | $14,909,000 | 303 |
| Net interest income | $22,958,000 | 289 |
| Provision for loan and lease losses | $1,180,000 | 234 |
| Total noninterest income | $4,418,000 | 425 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,819,000 | 233 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,599,000 | 421 |
| Total noninterest expense | $13,764,000 | 363 |
| Salaries and employee benefits | $7,414,000 | 346 |
| Premises and equipment expense | $2,527,000 | 271 |
| Additional noninterest expense | $3,823,000 | 408 |
| Pre-tax net operating income | $12,432,000 | 291 |
| Securities gains (losses) | $9,000 | 604 |
| Applicable income taxes | $3,723,000 | 307 |
| Income before extraordinary items | $8,718,000 | 286 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,718,000 | 285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,163,000 | 198 |
| Cash dividends | $3,900,000 | 265 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $8,711,700 | 283 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $143,900,000 | 284 |
| Total interest expense | $49,510,000 | 281 |
| Net interest income | $94,390,000 | 276 |
| Provision for loan and lease losses | $8,210,000 | 166 |
| Total noninterest income | $19,257,000 | 415 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $7,876,000 | 224 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $11,381,000 | 404 |
| Total noninterest expense | $56,099,000 | 351 |
| Salaries and employee benefits | $31,350,000 | 304 |
| Premises and equipment expense | $9,988,000 | 268 |
| Additional noninterest expense | $14,761,000 | 421 |
| Pre-tax net operating income | $49,338,000 | 283 |
| Securities gains (losses) | $-1,938,000 | 8,775 |
| Applicable income taxes | $15,266,000 | 298 |
| Income before extraordinary items | $32,134,000 | 292 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $32,134,000 | 293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,154,000 | 151 |
| Cash dividends | $15,000,000 | 294 |
| Sale, conversion, retirement of capital stock, net | $-294,000 | 8,786 |
| Net operating income | $33,451,840 | 282 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $105,200,000 | 283 |
| Total interest expense | $35,424,000 | 278 |
| Net interest income | $69,776,000 | 279 |
| Provision for loan and lease losses | $7,040,000 | 144 |
| Total noninterest income | $14,716,000 | 409 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $5,817,000 | 223 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,899,000 | 394 |
| Total noninterest expense | $40,689,000 | 355 |
| Salaries and employee benefits | $22,961,000 | 312 |
| Premises and equipment expense | $7,256,000 | 274 |
| Additional noninterest expense | $10,472,000 | 430 |
| Pre-tax net operating income | $36,763,000 | 283 |
| Securities gains (losses) | $-25,000 | 8,266 |
| Applicable income taxes | $12,152,000 | 289 |
| Income before extraordinary items | $24,586,000 | 289 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $24,586,000 | 290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,104,000 | 133 |
| Cash dividends | $10,400,000 | 287 |
| Sale, conversion, retirement of capital stock, net | $-294,000 | 8,829 |
| Net operating income | $24,602,750 | 284 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $68,450,000 | 278 |
| Total interest expense | $22,276,000 | 275 |
| Net interest income | $46,174,000 | 270 |
| Provision for loan and lease losses | $6,250,000 | 108 |
| Total noninterest income | $9,800,000 | 403 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $3,762,000 | 222 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $6,038,000 | 380 |
| Total noninterest expense | $26,479,000 | 356 |
| Salaries and employee benefits | $14,744,000 | 319 |
| Premises and equipment expense | $4,763,000 | 273 |
| Additional noninterest expense | $6,972,000 | 426 |
| Pre-tax net operating income | $23,245,000 | 290 |
| Securities gains (losses) | $247,000 | 364 |
| Applicable income taxes | $8,076,000 | 288 |
| Income before extraordinary items | $15,416,000 | 299 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $15,416,000 | 299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,177,000 | 114 |
| Cash dividends | $5,800,000 | 304 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $15,252,980 | 297 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $32,980,000 | 281 |
| Total interest expense | $10,617,000 | 273 |
| Net interest income | $22,363,000 | 275 |
| Provision for loan and lease losses | $2,200,000 | 133 |
| Total noninterest income | $4,469,000 | 415 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $1,774,000 | 222 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,695,000 | 399 |
| Total noninterest expense | $12,493,000 | 371 |
| Salaries and employee benefits | $7,131,000 | 328 |
| Premises and equipment expense | $2,289,000 | 280 |
| Additional noninterest expense | $3,073,000 | 458 |
| Pre-tax net operating income | $12,139,000 | 273 |
| Securities gains (losses) | $224,000 | 231 |
| Applicable income taxes | $3,852,000 | 296 |
| Income before extraordinary items | $8,511,000 | 265 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $8,511,000 | 265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,413,000 | 135 |
| Cash dividends | $4,000,000 | 204 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $8,356,440 | 266 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $117,693,000 | 290 |
| Total interest expense | $32,751,000 | 288 |
| Net interest income | $84,942,000 | 289 |
| Provision for loan and lease losses | $7,414,000 | 184 |
| Total noninterest income | $18,817,000 | 407 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $7,766,000 | 229 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $11,051,000 | 385 |
| Total noninterest expense | $52,562,000 | 353 |
| Salaries and employee benefits | $30,476,000 | 307 |
| Premises and equipment expense | $8,807,000 | 285 |
| Additional noninterest expense | $13,279,000 | 433 |
| Pre-tax net operating income | $43,783,000 | 282 |
| Securities gains (losses) | $1,111,000 | 263 |
| Applicable income taxes | $12,526,000 | 324 |
| Income before extraordinary items | $32,368,000 | 269 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $32,368,000 | 269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,383,000 | 310 |
| Cash dividends | $12,300,000 | 304 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $31,568,080 | 264 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $86,038,000 | 294 |
| Total interest expense | $23,239,000 | 294 |
| Net interest income | $62,799,000 | 295 |
| Provision for loan and lease losses | $4,474,000 | 225 |
| Total noninterest income | $13,734,000 | 429 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $5,836,000 | 237 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,898,000 | 404 |
| Total noninterest expense | $39,738,000 | 355 |
| Salaries and employee benefits | $23,014,000 | 306 |
| Premises and equipment expense | $6,520,000 | 289 |
| Additional noninterest expense | $10,204,000 | 427 |
| Pre-tax net operating income | $32,321,000 | 288 |
| Securities gains (losses) | $1,098,000 | 249 |
| Applicable income taxes | $9,292,000 | 325 |
| Income before extraordinary items | $24,127,000 | 272 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $24,127,000 | 273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,370,000 | 455 |
| Cash dividends | $9,200,000 | 292 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $23,336,440 | 271 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $56,254,000 | 288 |
| Total interest expense | $14,858,000 | 298 |
| Net interest income | $41,396,000 | 290 |
| Provision for loan and lease losses | $2,871,000 | 237 |
| Total noninterest income | $8,728,000 | 433 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $3,820,000 | 232 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,908,000 | 422 |
| Total noninterest expense | $26,659,000 | 346 |
| Salaries and employee benefits | $16,138,000 | 289 |
| Premises and equipment expense | $4,298,000 | 295 |
| Additional noninterest expense | $6,223,000 | 454 |
| Pre-tax net operating income | $20,594,000 | 288 |
| Securities gains (losses) | $781,000 | 260 |
| Applicable income taxes | $5,876,000 | 336 |
| Income before extraordinary items | $15,499,000 | 281 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $15,499,000 | 282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $904,000 | 463 |
| Cash dividends | $5,700,000 | 297 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $14,928,870 | 276 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $27,667,000 | 301 |
| Total interest expense | $7,186,000 | 314 |
| Net interest income | $20,481,000 | 293 |
| Provision for loan and lease losses | $1,561,000 | 225 |
| Total noninterest income | $4,755,000 | 407 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,881,000 | 231 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,874,000 | 375 |
| Total noninterest expense | $13,118,000 | 352 |
| Salaries and employee benefits | $7,889,000 | 304 |
| Premises and equipment expense | $1,745,000 | 349 |
| Additional noninterest expense | $3,484,000 | 410 |
| Pre-tax net operating income | $10,557,000 | 283 |
| Securities gains (losses) | $300,000 | 378 |
| Applicable income taxes | $3,024,000 | 331 |
| Income before extraordinary items | $7,833,000 | 278 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $7,833,000 | 279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $562,000 | 390 |
| Cash dividends | $3,300,000 | 241 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $7,617,000 | 263 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $98,733,000 | 322 |
| Total interest expense | $26,024,000 | 367 |
| Net interest income | $72,709,000 | 311 |
| Provision for loan and lease losses | $5,235,000 | 322 |
| Total noninterest income | $18,820,000 | 418 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $7,760,000 | 233 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $11,060,000 | 416 |
| Total noninterest expense | $47,678,000 | 390 |
| Salaries and employee benefits | $27,531,000 | 335 |
| Premises and equipment expense | $6,316,000 | 388 |
| Additional noninterest expense | $13,831,000 | 430 |
| Pre-tax net operating income | $38,616,000 | 298 |
| Securities gains (losses) | $738,000 | 586 |
| Applicable income taxes | $11,301,000 | 335 |
| Income before extraordinary items | $28,053,000 | 294 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $28,053,000 | 295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,945,000 | 410 |
| Cash dividends | $17,485,000 | 265 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $27,529,020 | 277 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $71,910,000 | 336 |
| Total interest expense | $19,097,000 | 385 |
| Net interest income | $52,813,000 | 325 |
| Provision for loan and lease losses | $3,994,000 | 325 |
| Total noninterest income | $13,278,000 | 459 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $5,690,000 | 249 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,588,000 | 465 |
| Total noninterest expense | $34,477,000 | 408 |
| Salaries and employee benefits | $20,032,000 | 351 |
| Premises and equipment expense | $4,393,000 | 417 |
| Additional noninterest expense | $10,052,000 | 453 |
| Pre-tax net operating income | $27,620,000 | 310 |
| Securities gains (losses) | $634,000 | 592 |
| Applicable income taxes | $8,141,000 | 362 |
| Income before extraordinary items | $20,113,000 | 315 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $20,113,000 | 317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,090,000 | 430 |
| Cash dividends | $11,500,000 | 277 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $19,662,860 | 295 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $45,634,000 | 358 |
| Total interest expense | $12,138,000 | 419 |
| Net interest income | $33,496,000 | 338 |
| Provision for loan and lease losses | $2,848,000 | 305 |
| Total noninterest income | $8,250,000 | 475 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $3,598,000 | 261 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $4,652,000 | 496 |
| Total noninterest expense | $21,400,000 | 438 |
| Salaries and employee benefits | $12,630,000 | 368 |
| Premises and equipment expense | $2,703,000 | 450 |
| Additional noninterest expense | $6,067,000 | 489 |
| Pre-tax net operating income | $17,498,000 | 325 |
| Securities gains (losses) | $316,000 | 777 |
| Applicable income taxes | $5,321,000 | 376 |
| Income before extraordinary items | $12,493,000 | 337 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $12,493,000 | 339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,437,000 | 417 |
| Cash dividends | $6,500,000 | 278 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $12,271,800 | 314 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $21,496,000 | 375 |
| Total interest expense | $6,416,000 | 406 |
| Net interest income | $15,080,000 | 372 |
| Provision for loan and lease losses | $1,047,000 | 368 |
| Total noninterest income | $3,960,000 | 493 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,882,000 | 246 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,078,000 | 527 |
| Total noninterest expense | $10,007,000 | 461 |
| Salaries and employee benefits | $6,025,000 | 387 |
| Premises and equipment expense | $1,541,000 | 403 |
| Additional noninterest expense | $2,441,000 | 574 |
| Pre-tax net operating income | $7,986,000 | 336 |
| Securities gains (losses) | $184,000 | 691 |
| Applicable income taxes | $2,430,000 | 400 |
| Income before extraordinary items | $5,740,000 | 347 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,740,000 | 348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 823 |
| Cash dividends | $4,500,000 | 205 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $5,611,200 | 326 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $78,984,000 | 428 |
| Total interest expense | $24,816,000 | 476 |
| Net interest income | $54,168,000 | 396 |
| Provision for loan and lease losses | $4,003,000 | 450 |
| Total noninterest income | $15,092,000 | 481 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $7,367,000 | 241 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,725,000 | 514 |
| Total noninterest expense | $35,507,000 | 487 |
| Salaries and employee benefits | $20,581,000 | 419 |
| Premises and equipment expense | $5,485,000 | 437 |
| Additional noninterest expense | $9,441,000 | 579 |
| Pre-tax net operating income | $29,750,000 | 349 |
| Securities gains (losses) | $130,000 | 1,506 |
| Applicable income taxes | $9,163,000 | 383 |
| Income before extraordinary items | $20,717,000 | 362 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $20,717,000 | 361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,906,000 | 447 |
| Cash dividends | $14,505,000 | 278 |
| Sale, conversion, retirement of capital stock, net | $5,618,000 | 137 |
| Net operating income | $20,627,300 | 344 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $84,733,000 | 446 |
| Total interest expense | $35,184,000 | 492 |
| Net interest income | $49,549,000 | 407 |
| Provision for loan and lease losses | $2,452,000 | 597 |
| Total noninterest income | $11,367,000 | 555 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $6,334,000 | 258 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $5,033,000 | 661 |
| Total noninterest expense | $35,298,000 | 482 |
| Salaries and employee benefits | $18,150,000 | 441 |
| Premises and equipment expense | $4,944,000 | 465 |
| Additional noninterest expense | $12,204,000 | 496 |
| Pre-tax net operating income | $23,166,000 | 378 |
| Securities gains (losses) | $138,000 | 1,470 |
| Applicable income taxes | $7,663,000 | 403 |
| Income before extraordinary items | $15,641,000 | 390 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $15,641,000 | 390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,342,000 | 765 |
| Cash dividends | $6,119,000 | 518 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $15,548,540 | 375 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $80,139,000 | 493 |
| Total interest expense | $34,969,000 | 554 |
| Net interest income | $45,170,000 | 437 |
| Provision for loan and lease losses | $2,054,000 | 604 |
| Total noninterest income | $8,040,000 | 673 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $4,749,000 | 304 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,291,000 | 809 |
| Total noninterest expense | $28,856,000 | 553 |
| Salaries and employee benefits | $16,165,000 | 461 |
| Premises and equipment expense | $4,613,000 | 488 |
| Additional noninterest expense | $8,078,000 | 674 |
| Pre-tax net operating income | $22,300,000 | 412 |
| Securities gains (losses) | $-508,000 | 9,709 |
| Applicable income taxes | $7,591,000 | 415 |
| Income before extraordinary items | $14,201,000 | 430 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $14,201,000 | 431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $970,000 | 767 |
| Cash dividends | $5,616,000 | 567 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $14,531,200 | 424 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $38,416,000 | 889 |
| Total interest expense | $13,996,000 | 1,083 |
| Net interest income | $24,420,000 | 734 |
| Provision for loan and lease losses | $935,000 | 1,030 |
| Total noninterest income | $6,838,000 | 767 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,719,000 | 377 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $3,119,000 | 867 |
| Total noninterest expense | $19,409,000 | 777 |
| Salaries and employee benefits | $10,328,000 | 683 |
| Premises and equipment expense | $3,093,000 | 679 |
| Additional noninterest expense | $5,988,000 | 844 |
| Pre-tax net operating income | $10,914,000 | 763 |
| Securities gains (losses) | $14,000 | 1,577 |
| Applicable income taxes | $3,683,000 | 745 |
| Income before extraordinary items | $7,245,000 | 799 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,245,000 | 799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $541,000 | 1,142 |
| Cash dividends | $2,825,000 | 1,029 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 989 |
| Net operating income | $7,235,760 | 784 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $35,687,000 | 928 |
| Total interest expense | $13,264,000 | 1,164 |
| Net interest income | $22,423,000 | 770 |
| Provision for loan and lease losses | $865,000 | 1,109 |
| Total noninterest income | $5,879,000 | 831 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $3,312,000 | 393 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,567,000 | 1,000 |
| Total noninterest expense | $17,829,000 | 814 |
| Salaries and employee benefits | $9,934,000 | 693 |
| Premises and equipment expense | $2,932,000 | 704 |
| Additional noninterest expense | $4,963,000 | 959 |
| Pre-tax net operating income | $9,608,000 | 816 |
| Securities gains (losses) | $18,000 | 2,506 |
| Applicable income taxes | $3,097,000 | 844 |
| Income before extraordinary items | $6,529,000 | 842 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $6,529,000 | 841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,530 |
| Cash dividends | $2,878,000 | 1,019 |
| Sale, conversion, retirement of capital stock, net | $680,000 | 517 |
| Net operating income | $6,516,760 | 807 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $33,646,000 | 1,016 |
| Total interest expense | $13,042,000 | 1,225 |
| Net interest income | $20,604,000 | 868 |
| Provision for loan and lease losses | $1,405,000 | 764 |
| Total noninterest income | $4,477,000 | 997 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $3,072,000 | 428 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,405,000 | 1,385 |
| Total noninterest expense | $15,688,000 | 900 |
| Salaries and employee benefits | $8,649,000 | 789 |
| Premises and equipment expense | $2,401,000 | 838 |
| Additional noninterest expense | $4,638,000 | 1,025 |
| Pre-tax net operating income | $7,988,000 | 1,028 |
| Securities gains (losses) | $21,000 | 1,847 |
| Applicable income taxes | $2,505,000 | 1,097 |
| Income before extraordinary items | $5,504,000 | 1,006 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,504,000 | 1,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $821,000 | 903 |
| Cash dividends | $1,822,000 | 1,396 |
| Sale, conversion, retirement of capital stock, net | $131,000 | 733 |
| Net operating income | $5,489,510 | 983 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $27,564,000 | 1,245 |
| Total interest expense | $12,108,000 | 1,335 |
| Net interest income | $15,456,000 | 1,171 |
| Provision for loan and lease losses | $915,000 | 1,091 |
| Total noninterest income | $4,352,000 | 1,044 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $353,000 | 3,724 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $3,999,000 | 734 |
| Total noninterest expense | $13,258,000 | 1,117 |
| Salaries and employee benefits | $6,882,000 | 975 |
| Premises and equipment expense | $1,873,000 | 1,118 |
| Additional noninterest expense | $4,503,000 | 1,240 |
| Pre-tax net operating income | $5,635,000 | 1,272 |
| Securities gains (losses) | $76,000 | 1,096 |
| Applicable income taxes | $1,685,000 | 1,433 |
| Income before extraordinary items | $4,026,000 | 1,246 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,026,000 | 1,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $666,000 | 1,160 |
| Cash dividends | $1,067,000 | 2,038 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 935 |
| Net operating income | $3,972,800 | 1,233 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,871,000 | 2,117 |
| Total interest expense | $6,754,000 | 2,307 |
| Net interest income | $9,117,000 | 1,972 |
| Provision for loan and lease losses | $480,000 | 1,623 |
| Total noninterest income | $1,856,000 | 1,949 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,311,000 | 1,019 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $545,000 | 2,714 |
| Total noninterest expense | $7,718,000 | 1,819 |
| Salaries and employee benefits | $4,685,000 | 1,412 |
| Premises and equipment expense | $960,000 | 2,093 |
| Additional noninterest expense | $2,073,000 | 2,331 |
| Pre-tax net operating income | $2,775,000 | 2,603 |
| Securities gains (losses) | $-22,000 | 10,616 |
| Applicable income taxes | $572,000 | 3,790 |
| Income before extraordinary items | $2,181,000 | 2,315 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,181,000 | 2,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 2,106 |
| Cash dividends | $2,549,000 | 1,043 |
| Sale, conversion, retirement of capital stock, net | $186,000 | 495 |
| Net operating income | $2,198,380 | 2,272 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $14,314,000 | 2,140 |
| Total interest expense | $5,724,000 | 2,180 |
| Net interest income | $8,590,000 | 2,090 |
| Provision for loan and lease losses | $308,000 | 2,202 |
| Total noninterest income | $1,619,000 | 2,156 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,162,000 | 1,138 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $457,000 | 3,136 |
| Total noninterest expense | $7,214,000 | 1,983 |
| Salaries and employee benefits | $3,947,000 | 1,700 |
| Premises and equipment expense | $837,000 | 2,419 |
| Additional noninterest expense | $2,430,000 | 2,186 |
| Pre-tax net operating income | $2,687,000 | 2,639 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $577,000 | 3,630 |
| Income before extraordinary items | $2,110,000 | 2,299 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,110,000 | 2,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $442,000 | 1,481 |
| Cash dividends | $1,105,000 | 1,744 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,137 |
| Net operating income | $2,110,000 | 2,322 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,001,000 | 2,225 |
| Total interest expense | $5,756,000 | 2,253 |
| Net interest income | $8,245,000 | 2,184 |
| Provision for loan and lease losses | $450,000 | 2,259 |
| Total noninterest income | $1,468,000 | 2,481 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,189,000 | 1,125 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $279,000 | 4,672 |
| Total noninterest expense | $6,401,000 | 2,270 |
| Salaries and employee benefits | $3,625,000 | 1,849 |
| Premises and equipment expense | $814,000 | 2,517 |
| Additional noninterest expense | $1,962,000 | 2,779 |
| Pre-tax net operating income | $2,862,000 | 2,403 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $643,000 | 3,378 |
| Income before extraordinary items | $2,222,000 | 2,253 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,222,000 | 2,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 2,785 |
| Cash dividends | $900,000 | 1,932 |
| Sale, conversion, retirement of capital stock, net | $407,000 | 639 |
| Net operating income | $2,219,660 | 2,121 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,754,000 | 2,382 |
| Total interest expense | $7,277,000 | 2,328 |
| Net interest income | $7,477,000 | 2,421 |
| Provision for loan and lease losses | $720,000 | 2,319 |
| Total noninterest income | $1,369,000 | 2,569 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,117,000 | 1,188 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $252,000 | 4,933 |
| Total noninterest expense | $5,875,000 | 2,467 |
| Salaries and employee benefits | $3,335,000 | 1,966 |
| Premises and equipment expense | $810,000 | 2,560 |
| Additional noninterest expense | $1,730,000 | 3,164 |
| Pre-tax net operating income | $2,251,000 | 2,775 |
| Securities gains (losses) | $31,000 | 4,927 |
| Applicable income taxes | $449,000 | 4,374 |
| Income before extraordinary items | $1,833,000 | 2,503 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,833,000 | 2,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $361,000 | 3,001 |
| Cash dividends | $934,000 | 1,658 |
| Sale, conversion, retirement of capital stock, net | $264,000 | 678 |
| Net operating income | $1,808,200 | 2,355 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.