Home > Main Street Bank > Net charge- offs to loans
Main Street Bank, Net charge- offs to loans
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0023% | 6,899 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 7,555 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0180% | 8,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0233% | 8,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0287% | 2,458 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0736% | 7,199 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1238% | 7,239 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2573% | 1,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1763% | 476 |
| Percentage Net Loans Charged-off:Construction & development | 0.4971% | 78 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0273% | 427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5015% | 239 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3389% | 49 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2615% | 421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8005% | 668 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2903% | 277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4682% | 341 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4614% | 944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3156% | 414 |
| Percentage Net Loans Charged-off:Construction & development | 0.0369% | 534 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2555% | 504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0698% | 115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2171% | 270 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3029% | 93 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9182% | 357 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4517% | 1,121 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0379% | 1,468 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5393% | 670 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3698% | 308 |
| Percentage Net Loans Charged-off:Construction & development | 0.0488% | 392 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2720% | 404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3582% | 83 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0245% | 499 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7196% | 66 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5841% | 268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9863% | 1,644 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0499% | 1,247 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7093% | 491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4421% | 255 |
| Percentage Net Loans Charged-off:Construction & development | 0.0494% | 314 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4285% | 275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1791% | 112 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0740% | 5,966 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5138% | 89 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4331% | 178 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2140% | 1,260 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1634% | 866 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5590% | 611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1235% | 733 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0288% | 432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7380% | 192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9328% | 154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.3214% | 119 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8587% | 406 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3121% | 556 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2132% | 2,617 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0620% | 2,113 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3972% | 475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4943% | 394 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8517% | 803 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5796% | 1,129 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1173% | 3,387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0642% | 1,730 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4038% | 425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5003% | 349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1756% | 2,681 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9229% | 749 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1187% | 3,113 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0597% | 1,641 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3666% | 469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4513% | 382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2437% | 2,091 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8502% | 814 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1515% | 2,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0688% | 1,206 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4094% | 377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4978% | 320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6178% | 1,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6508% | 1,114 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2337% | 3,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0240% | 3,160 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1322% | 1,514 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1572% | 1,344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9647% | 922 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9980% | 848 |
| Percentage Net Loans Charged-off: Credit card loans | 5,277.7778% | 1 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2297% | 2,682 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0195% | 2,753 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1054% | 1,421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1248% | 1,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8781% | 802 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1333% | 714 |
| Percentage Net Loans Charged-off: Credit card loans | 4,770.2222% | 1 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2511% | 2,371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0314% | 2,132 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1653% | 971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1954% | 869 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1574% | 715 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8402% | 925 |
| Percentage Net Loans Charged-off: Credit card loans | 4,066.6667% | 1 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0955% | 3,424 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 8,035 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 8,302 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 8,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3374% | 1,642 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9945% | 876 |
| Percentage Net Loans Charged-off: Credit card loans | 3,555.5556% | 2 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3308% | 2,518 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0499% | 2,564 |
| Percentage Net Loans Charged-off:Construction & development | 0.1915% | 513 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 8,308 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 8,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4043% | 874 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7167% | 541 |
| Percentage Net Loans Charged-off: Credit card loans | 773.5043% | 3 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1722% | 3,975 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0593% | 2,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2421% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2791% | 690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3095% | 3,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5661% | 1,195 |
| Percentage Net Loans Charged-off: Credit card loans | 20.2276% | 60 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2089% | 8,129 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1445% | 3,851 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0733% | 327 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2864% | 99 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0236% | 1,324 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3308% | 86 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3779% | 532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5611% | 721 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8387% | 342 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0114% | 368 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1524% | 3,863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 863 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0243% | 706 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0254% | 651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9210% | 95 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7465% | 595 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4497% | 680 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0346% | 6,841 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0250% | 1,335 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0633% | 1,424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0653% | 1,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6629% | 270 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2904% | 1,033 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0527% | 267 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2939% | 2,822 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0840% | 395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 1,109 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4522% | 89 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1771% | 184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1794% | 169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6236% | 286 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6387% | 304 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9337% | 870 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2789% | 3,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1098% | 403 |
| Percentage Net Loans Charged-off:Construction & development | -0.0298% | 1,317 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0015% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2400% | 168 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2400% | 163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0009% | 188 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9813% | 542 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2122% | 3,713 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3703% | 2,468 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2075% | 5,292 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3180% | 5,863 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |