Home > Main Street Bank > Assets and Liabilities
Main Street Bank, Assets and Liabilities
| 2006-06-30 | Rank | |
| # of Employees: | 390 | 422 |
| Assets and Liabilities | ||
| Total Assets: | $2,570,248,000 | 307 |
| Cash and due from depository institutions | $54,019,000 | 422 |
| Interest-bearing balances | $2,261,000 | 1,686 |
| Securities | $8,064,000 | 6,658 |
| Federal funds sold & reverse repurchase agreements | $198,828,000 | 107 |
| Net loans & leases | $1,726,116,000 | 298 |
| Loan loss allowance | $23,134,000 | 255 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $45,272,000 | 204 |
| Other real estate owned | $8,206,000 | 422 |
| Goodwill and other intangibles | $439,809,000 | 66 |
| All other assets | $89,934,000 | 281 |
| Life insurance assets | $62,614,000 | 117 |
| Total liabilities and capital | $2,570,248,000 | 307 |
| Total liabilities | $1,932,878,000 | 339 |
| Total deposits | $1,651,674,000 | 320 |
| Interest-bearing deposits | $1,397,917,000 | 318 |
| Deposits held in domestic offices | $1,651,674,000 | 319 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $190,543,000 | 225 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $64,385,000 | 763 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $26,276,000 | 351 |
| Total equity capital | $637,370,000 | 179 |
| Total bank equity capital | $637,370,000 | 179 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $4,333,000 | 1,042 |
| Surplus | $629,616,000 | 106 |
| Undivided profits | $3,421,000 | 5,387 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,929,000 | 125 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,912,000 | 63 |
| Income earned, not collected on loans | $10,104,000 | 347 |
| Earning assets | $1,935,269,000 | 347 |
| Long-term assets (5+ years) | $98,199,000 | 1,073 |
| Average Assets, year-to-date | $2,408,588,330 | 309 |
| Average Assets, quarterly | $2,444,434,500 | 309 |
| Volatile liabilities | $659,323,000 | 314 |
| Insider loans | $4,490,000 | 1,543 |
| FHLB advances | $64,216,000 | 695 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $327,773,000 | 438 |
| Tier 1 (core) risk-based capital | $197,561,000 | 342 |
| Tier 2 risk-based capital | $23,134,000 | 281 |
| Total risk weighted assets | $1,888,541,000 | 306 |
| Total unused commitments | $327,773,000 | 438 |
| Derivatives | $100,000,000 | 212 |
| 2006-03-31 | Rank | |
| # of Employees: | 433 | 373 |
| Assets and Liabilities | ||
| Total Assets: | $2,318,621,000 | 319 |
| Cash and due from depository institutions | $48,300,000 | 373 |
| Interest-bearing balances | $2,399,000 | 1,758 |
| Securities | $237,749,000 | 562 |
| Federal funds sold & reverse repurchase agreements | $4,430,000 | 2,877 |
| Net loans & leases | $1,780,242,000 | 281 |
| Loan loss allowance | $25,256,000 | 232 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $49,433,000 | 183 |
| Other real estate owned | $6,106,000 | 373 |
| Goodwill and other intangibles | $93,432,000 | 175 |
| All other assets | $98,929,000 | 257 |
| Life insurance assets | $60,899,000 | 117 |
| Total liabilities and capital | $2,318,621,000 | 319 |
| Total liabilities | $1,989,846,000 | 324 |
| Total deposits | $1,736,697,000 | 297 |
| Interest-bearing deposits | $1,478,247,000 | 295 |
| Deposits held in domestic offices | $1,736,697,000 | 296 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $71,579,000 | 378 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $163,075,000 | 357 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $18,495,000 | 424 |
| Total equity capital | $328,775,000 | 265 |
| Total bank equity capital | $328,775,000 | 265 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,333,000 | 1,028 |
| Surplus | $232,235,000 | 212 |
| Undivided profits | $92,207,000 | 379 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,750,000 | 165 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,528,000 | 98 |
| Income earned, not collected on loans | $10,774,000 | 324 |
| Earning assets | $2,024,820,000 | 322 |
| Long-term assets (5+ years) | $172,012,000 | 622 |
| Average Assets, year-to-date | $2,327,758,500 | 315 |
| Average Assets, quarterly | $2,327,758,500 | 315 |
| Volatile liabilities | $597,887,000 | 329 |
| Insider loans | $4,437,000 | 1,528 |
| FHLB advances | $162,902,000 | 308 |
| Loans and leases held for sale | $4,184,000 | 373 |
| Unused loan commitments | $343,236,000 | 425 |
| Tier 1 (core) risk-based capital | $239,732,000 | 288 |
| Tier 2 risk-based capital | $24,478,000 | 266 |
| Total risk weighted assets | $1,957,351,000 | 288 |
| Total unused commitments | $343,236,000 | 425 |
| Derivatives | $150,000,000 | 172 |
| 2005-12-31 | Rank | |
| # of Employees: | 477 | 334 |
| Assets and Liabilities | ||
| Total Assets: | $2,336,896,000 | 317 |
| Cash and due from depository institutions | $46,022,000 | 334 |
| Interest-bearing balances | $2,324,000 | 1,781 |
| Securities | $245,656,000 | 548 |
| Federal funds sold & reverse repurchase agreements | $12,400,000 | 1,093 |
| Net loans & leases | $1,785,345,000 | 275 |
| Loan loss allowance | $25,239,000 | 228 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $50,229,000 | 174 |
| Other real estate owned | $4,302,000 | 334 |
| Goodwill and other intangibles | $93,482,000 | 174 |
| All other assets | $99,460,000 | 260 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $2,336,896,000 | 317 |
| Total liabilities | $2,012,361,000 | 318 |
| Total deposits | $1,739,451,000 | 290 |
| Interest-bearing deposits | $1,483,202,000 | 289 |
| Deposits held in domestic offices | $1,739,451,000 | 289 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,706,000 | 573 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $224,747,000 | 290 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $13,457,000 | 503 |
| Total equity capital | $324,535,000 | 264 |
| Total bank equity capital | $324,535,000 | 264 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $4,333,000 | 1,013 |
| Surplus | $232,235,000 | 212 |
| Undivided profits | $87,967,000 | 387 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,401,000 | 168 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $133,000 | 649 |
| Income earned, not collected on loans | $10,736,000 | 316 |
| Earning assets | $2,045,725,000 | 316 |
| Long-term assets (5+ years) | $174,513,000 | 603 |
| Average Assets, year-to-date | $2,355,604,200 | 303 |
| Average Assets, quarterly | $2,398,171,000 | 305 |
| Volatile liabilities | $582,049,000 | 332 |
| Insider loans | $4,757,000 | 1,418 |
| FHLB advances | $224,570,000 | 244 |
| Loans and leases held for sale | $8,072,000 | 280 |
| Unused loan commitments | $348,455,000 | 409 |
| Tier 1 (core) risk-based capital | $234,900,000 | 289 |
| Tier 2 risk-based capital | $24,482,000 | 258 |
| Total risk weighted assets | $1,957,809,000 | 279 |
| Total unused commitments | $348,455,000 | 409 |
| Derivatives | $150,000,000 | 169 |
| 2005-09-30 | Rank | |
| # of Employees: | 456 | 340 |
| Assets and Liabilities | ||
| Total Assets: | $2,459,446,000 | 300 |
| Cash and due from depository institutions | $51,033,000 | 340 |
| Interest-bearing balances | $2,502,000 | 1,757 |
| Securities | $335,724,000 | 422 |
| Federal funds sold & reverse repurchase agreements | $33,250,000 | 395 |
| Net loans & leases | $1,774,268,000 | 267 |
| Loan loss allowance | $25,119,000 | 229 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $50,493,000 | 174 |
| Other real estate owned | $5,898,000 | 340 |
| Goodwill and other intangibles | $93,532,000 | 168 |
| All other assets | $115,248,000 | 231 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $2,459,446,000 | 300 |
| Total liabilities | $2,137,271,000 | 307 |
| Total deposits | $1,775,942,000 | 286 |
| Interest-bearing deposits | $1,515,713,000 | 284 |
| Deposits held in domestic offices | $1,775,942,000 | 285 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $47,008,000 | 478 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $298,350,000 | 248 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $15,971,000 | 437 |
| Total equity capital | $322,175,000 | 264 |
| Total bank equity capital | $322,175,000 | 264 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,333,000 | 979 |
| Surplus | $232,235,000 | 209 |
| Undivided profits | $85,607,000 | 399 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,616,000 | 220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,504,000 | 58 |
| Income earned, not collected on loans | $10,137,000 | 322 |
| Earning assets | $2,145,744,000 | 310 |
| Long-term assets (5+ years) | $221,028,000 | 477 |
| Average Assets, year-to-date | $2,360,281,250 | 300 |
| Average Assets, quarterly | $2,408,361,000 | 301 |
| Volatile liabilities | $674,042,000 | 295 |
| Insider loans | $4,370,000 | 1,493 |
| FHLB advances | $298,169,000 | 202 |
| Loans and leases held for sale | $7,119,000 | 333 |
| Unused loan commitments | $395,008,000 | 374 |
| Tier 1 (core) risk-based capital | $231,875,000 | 287 |
| Tier 2 risk-based capital | $24,733,000 | 253 |
| Total risk weighted assets | $1,986,698,000 | 271 |
| Total unused commitments | $395,008,000 | 374 |
| Derivatives | $150,000,000 | 176 |
| 2005-06-30 | Rank | |
| # of Employees: | 436 | 356 |
| Assets and Liabilities | ||
| Total Assets: | $2,357,276,000 | 301 |
| Cash and due from depository institutions | $36,036,000 | 356 |
| Interest-bearing balances | $2,314,000 | 1,839 |
| Securities | $325,598,000 | 431 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $1,747,158,000 | 263 |
| Loan loss allowance | $25,256,000 | 224 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $51,004,000 | 168 |
| Other real estate owned | $4,095,000 | 356 |
| Goodwill and other intangibles | $93,582,000 | 163 |
| All other assets | $99,803,000 | 246 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $2,357,276,000 | 301 |
| Total liabilities | $2,037,808,000 | 309 |
| Total deposits | $1,683,170,000 | 286 |
| Interest-bearing deposits | $1,433,162,000 | 286 |
| Deposits held in domestic offices | $1,683,170,000 | 285 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $47,038,000 | 463 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $290,987,000 | 247 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $16,613,000 | 425 |
| Total equity capital | $319,468,000 | 264 |
| Total bank equity capital | $319,468,000 | 264 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,626,000 | 907 |
| Surplus | $232,236,000 | 207 |
| Undivided profits | $82,606,000 | 405 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,914,000 | 222 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,131,000 | 98 |
| Income earned, not collected on loans | $9,988,000 | 303 |
| Earning assets | $2,075,070,000 | 309 |
| Long-term assets (5+ years) | $222,795,000 | 476 |
| Average Assets, year-to-date | $2,327,226,330 | 299 |
| Average Assets, quarterly | $2,335,359,500 | 304 |
| Volatile liabilities | $606,041,000 | 313 |
| Insider loans | $1,060,000 | 4,013 |
| FHLB advances | $290,803,000 | 200 |
| Loans and leases held for sale | $8,633,000 | 301 |
| Unused loan commitments | $370,492,000 | 378 |
| Tier 1 (core) risk-based capital | $227,682,000 | 287 |
| Tier 2 risk-based capital | $24,044,000 | 255 |
| Total risk weighted assets | $1,922,352,000 | 272 |
| Total unused commitments | $370,492,000 | 378 |
| Derivatives | $150,000,000 | 173 |
| 2005-03-31 | Rank | |
| # of Employees: | 442 | 349 |
| Assets and Liabilities | ||
| Total Assets: | $2,313,443,000 | 304 |
| Cash and due from depository institutions | $37,813,000 | 349 |
| Interest-bearing balances | $3,001,000 | 1,569 |
| Securities | $307,809,000 | 448 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 5,999 |
| Net loans & leases | $1,724,535,000 | 264 |
| Loan loss allowance | $24,970,000 | 230 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $51,135,000 | 162 |
| Other real estate owned | $1,889,000 | 349 |
| Goodwill and other intangibles | $93,633,000 | 161 |
| All other assets | $96,429,000 | 244 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $2,313,443,000 | 304 |
| Total liabilities | $2,001,650,000 | 308 |
| Total deposits | $1,751,901,000 | 275 |
| Interest-bearing deposits | $1,439,971,000 | 281 |
| Deposits held in domestic offices | $1,751,901,000 | 272 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,376,000 | 686 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $219,124,000 | 301 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $7,249,000 | 713 |
| Total equity capital | $311,793,000 | 262 |
| Total bank equity capital | $311,793,000 | 262 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,627,000 | 892 |
| Surplus | $232,236,000 | 202 |
| Undivided profits | $74,930,000 | 427 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,259,000 | 165 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $139,000 | 681 |
| Income earned, not collected on loans | $9,565,000 | 312 |
| Earning assets | $2,035,545,000 | 308 |
| Long-term assets (5+ years) | $222,267,000 | 493 |
| Average Assets, year-to-date | $2,312,201,500 | 300 |
| Average Assets, quarterly | $2,312,201,500 | 300 |
| Volatile liabilities | $495,715,000 | 344 |
| Insider loans | $1,109,000 | 3,929 |
| FHLB advances | $218,936,000 | 254 |
| Loans and leases held for sale | $5,916,000 | 347 |
| Unused loan commitments | $409,170,000 | 342 |
| Tier 1 (core) risk-based capital | $222,310,000 | 286 |
| Tier 2 risk-based capital | $23,692,000 | 261 |
| Total risk weighted assets | $1,893,340,000 | 264 |
| Total unused commitments | $409,170,000 | 343 |
| Derivatives | $270,000,000 | 130 |
| 2004-12-31 | Rank | |
| # of Employees: | 421 | 372 |
| Assets and Liabilities | ||
| Total Assets: | $2,310,960,000 | 304 |
| Cash and due from depository institutions | $36,085,000 | 372 |
| Interest-bearing balances | $3,098,000 | 1,553 |
| Securities | $335,618,000 | 420 |
| Federal funds sold & reverse repurchase agreements | $34,250,000 | 355 |
| Net loans & leases | $1,678,415,000 | 269 |
| Loan loss allowance | $25,183,000 | 240 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $51,315,000 | 169 |
| Other real estate owned | $2,141,000 | 372 |
| Goodwill and other intangibles | $93,683,000 | 157 |
| All other assets | $79,453,000 | 271 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $2,310,960,000 | 304 |
| Total liabilities | $1,999,361,000 | 308 |
| Total deposits | $1,713,517,000 | 283 |
| Interest-bearing deposits | $1,479,165,000 | 281 |
| Deposits held in domestic offices | $1,713,517,000 | 280 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,177,000 | 699 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $251,260,000 | 274 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $11,407,000 | 523 |
| Total equity capital | $311,599,000 | 269 |
| Total bank equity capital | $311,599,000 | 269 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,626,000 | 871 |
| Surplus | $232,235,000 | 203 |
| Undivided profits | $74,738,000 | 440 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,216,000 | 214 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $154,000 | 626 |
| Income earned, not collected on loans | $9,739,000 | 310 |
| Earning assets | $2,051,381,000 | 311 |
| Long-term assets (5+ years) | $225,330,000 | 491 |
| Average Assets, year-to-date | $2,138,016,600 | 310 |
| Average Assets, quarterly | $2,276,999,000 | 307 |
| Volatile liabilities | $506,335,000 | 341 |
| Insider loans | $1,073,000 | 3,967 |
| FHLB advances | $251,070,000 | 228 |
| Loans and leases held for sale | $4,563,000 | 374 |
| Unused loan commitments | $378,386,000 | 359 |
| Tier 1 (core) risk-based capital | $218,188,000 | 290 |
| Tier 2 risk-based capital | $22,933,000 | 272 |
| Total risk weighted assets | $1,832,352,000 | 277 |
| Total unused commitments | $378,386,000 | 359 |
| Derivatives | $270,000,000 | 132 |
| 2004-09-30 | Rank | |
| # of Employees: | 429 | 368 |
| Assets and Liabilities | ||
| Total Assets: | $2,243,038,000 | 312 |
| Cash and due from depository institutions | $55,915,000 | 368 |
| Interest-bearing balances | $2,532,000 | 1,822 |
| Securities | $303,043,000 | 470 |
| Federal funds sold & reverse repurchase agreements | $24,410,000 | 461 |
| Net loans & leases | $1,636,292,000 | 267 |
| Loan loss allowance | $24,256,000 | 259 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $50,915,000 | 173 |
| Other real estate owned | $1,082,000 | 368 |
| Goodwill and other intangibles | $94,833,000 | 156 |
| All other assets | $76,548,000 | 287 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $2,243,038,000 | 312 |
| Total liabilities | $1,986,271,000 | 310 |
| Total deposits | $1,633,681,000 | 287 |
| Interest-bearing deposits | $1,387,553,000 | 291 |
| Deposits held in domestic offices | $1,633,681,000 | 283 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $59,997,000 | 389 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $281,398,000 | 259 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $11,195,000 | 528 |
| Total equity capital | $256,767,000 | 296 |
| Total bank equity capital | $256,767,000 | 296 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $5,194,000 | 724 |
| Surplus | $181,135,000 | 232 |
| Undivided profits | $70,438,000 | 457 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,275,000 | 371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,359,000 | 144 |
| Income earned, not collected on loans | $9,199,000 | 321 |
| Earning assets | $1,966,277,000 | 316 |
| Long-term assets (5+ years) | $244,603,000 | 463 |
| Average Assets, year-to-date | $2,094,780,750 | 317 |
| Average Assets, quarterly | $2,189,343,000 | 315 |
| Volatile liabilities | $546,725,000 | 316 |
| Insider loans | $1,075,000 | 3,941 |
| FHLB advances | $281,204,000 | 209 |
| Loans and leases held for sale | $6,932,000 | 305 |
| Unused loan commitments | $342,696,000 | 374 |
| Tier 1 (core) risk-based capital | $160,797,000 | 364 |
| Tier 2 risk-based capital | $22,225,000 | 284 |
| Total risk weighted assets | $1,775,934,000 | 282 |
| Total unused commitments | $342,696,000 | 374 |
| Derivatives | $270,000,000 | 138 |
| 2004-06-30 | Rank | |
| # of Employees: | 482 | 332 |
| Assets and Liabilities | ||
| Total Assets: | $2,135,648,000 | 317 |
| Cash and due from depository institutions | $42,582,000 | 332 |
| Interest-bearing balances | $2,630,000 | 1,794 |
| Securities | $292,774,000 | 493 |
| Federal funds sold & reverse repurchase agreements | $713,000 | 4,755 |
| Net loans & leases | $1,577,393,000 | 273 |
| Loan loss allowance | $23,119,000 | 260 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $47,989,000 | 178 |
| Other real estate owned | $1,915,000 | 332 |
| Goodwill and other intangibles | $94,883,000 | 150 |
| All other assets | $77,399,000 | 291 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $2,135,648,000 | 317 |
| Total liabilities | $1,887,970,000 | 315 |
| Total deposits | $1,569,706,000 | 294 |
| Interest-bearing deposits | $1,329,808,000 | 298 |
| Deposits held in domestic offices | $1,569,706,000 | 290 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,100,000 | 692 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $286,562,000 | 257 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $9,602,000 | 552 |
| Total equity capital | $247,678,000 | 294 |
| Total bank equity capital | $247,678,000 | 294 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $5,194,000 | 705 |
| Surplus | $181,135,000 | 221 |
| Undivided profits | $61,349,000 | 503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,276,000 | 389 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,888,000 | 113 |
| Income earned, not collected on loans | $9,028,000 | 312 |
| Earning assets | $1,873,510,000 | 324 |
| Long-term assets (5+ years) | $205,493,000 | 549 |
| Average Assets, year-to-date | $2,045,361,670 | 320 |
| Average Assets, quarterly | $2,083,390,000 | 319 |
| Volatile liabilities | $555,396,000 | 313 |
| Insider loans | $492,000 | 5,462 |
| FHLB advances | $286,338,000 | 210 |
| Loans and leases held for sale | $6,221,000 | 328 |
| Unused loan commitments | $296,103,000 | 397 |
| Tier 1 (core) risk-based capital | $155,375,000 | 367 |
| Tier 2 risk-based capital | $21,307,000 | 285 |
| Total risk weighted assets | $1,702,719,000 | 286 |
| Total unused commitments | $296,103,000 | 397 |
| Derivatives | $270,000,000 | 131 |
| 2004-03-31 | Rank | |
| # of Employees: | 474 | 349 |
| Assets and Liabilities | ||
| Total Assets: | $2,031,132,000 | 325 |
| Cash and due from depository institutions | $31,997,000 | 349 |
| Interest-bearing balances | $414,000 | 3,921 |
| Securities | $283,911,000 | 522 |
| Federal funds sold & reverse repurchase agreements | $5,644,000 | 2,553 |
| Net loans & leases | $1,496,494,000 | 277 |
| Loan loss allowance | $22,151,000 | 262 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $44,861,000 | 186 |
| Other real estate owned | $2,256,000 | 349 |
| Goodwill and other intangibles | $95,071,000 | 136 |
| All other assets | $70,898,000 | 302 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $2,031,132,000 | 325 |
| Total liabilities | $1,782,002,000 | 328 |
| Total deposits | $1,535,489,000 | 303 |
| Interest-bearing deposits | $1,299,223,000 | 304 |
| Deposits held in domestic offices | $1,535,489,000 | 300 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,705,000 | 473 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $197,697,000 | 319 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $6,111,000 | 811 |
| Total equity capital | $249,130,000 | 289 |
| Total bank equity capital | $249,130,000 | 289 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,398,000 | 1,165 |
| Surplus | $181,135,000 | 211 |
| Undivided profits | $64,597,000 | 502 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,926,000 | 340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,872,000 | 113 |
| Income earned, not collected on loans | $8,294,000 | 333 |
| Earning assets | $1,786,463,000 | 334 |
| Long-term assets (5+ years) | $253,488,000 | 448 |
| Average Assets, year-to-date | $2,000,218,500 | 326 |
| Average Assets, quarterly | $2,000,218,500 | 326 |
| Volatile liabilities | $441,972,000 | 355 |
| Insider loans | $524,000 | 5,348 |
| FHLB advances | $197,471,000 | 269 |
| Loans and leases held for sale | $7,208,000 | 327 |
| Unused loan commitments | $289,992,000 | 396 |
| Tier 1 (core) risk-based capital | $148,369,000 | 377 |
| Tier 2 risk-based capital | $20,060,000 | 293 |
| Total risk weighted assets | $1,602,721,000 | 293 |
| Total unused commitments | $289,992,000 | 396 |
| Derivatives | $285,000,000 | 136 |
| 2003-12-31 | Rank | |
| # of Employees: | 497 | 336 |
| Assets and Liabilities | ||
| Total Assets: | $1,969,305,000 | 333 |
| Cash and due from depository institutions | $40,574,000 | 336 |
| Interest-bearing balances | $446,000 | 3,781 |
| Securities | $266,584,000 | 551 |
| Federal funds sold & reverse repurchase agreements | $31,820,000 | 365 |
| Net loans & leases | $1,427,845,000 | 291 |
| Loan loss allowance | $21,152,000 | 280 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $42,046,000 | 202 |
| Other real estate owned | $1,845,000 | 336 |
| Goodwill and other intangibles | $95,122,000 | 136 |
| All other assets | $63,469,000 | 328 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,969,305,000 | 333 |
| Total liabilities | $1,726,540,000 | 334 |
| Total deposits | $1,461,383,000 | 314 |
| Interest-bearing deposits | $1,230,507,000 | 321 |
| Deposits held in domestic offices | $1,461,383,000 | 310 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,633,000 | 482 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $210,832,000 | 310 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $10,692,000 | 551 |
| Total equity capital | $242,765,000 | 291 |
| Total bank equity capital | $242,765,000 | 291 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,398,000 | 1,170 |
| Surplus | $181,135,000 | 213 |
| Undivided profits | $58,232,000 | 539 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,467,000 | 276 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $573,000 | 304 |
| Income earned, not collected on loans | $8,182,000 | 339 |
| Earning assets | $1,726,695,000 | 337 |
| Long-term assets (5+ years) | $191,875,000 | 568 |
| Average Assets, year-to-date | $1,704,593,600 | 356 |
| Average Assets, quarterly | $1,938,981,000 | 333 |
| Volatile liabilities | $365,217,000 | 407 |
| Insider loans | $604,000 | 5,088 |
| FHLB advances | $210,605,000 | 252 |
| Loans and leases held for sale | $5,671,000 | 357 |
| Unused loan commitments | $249,411,000 | 444 |
| Tier 1 (core) risk-based capital | $143,710,000 | 386 |
| Tier 2 risk-based capital | $19,139,000 | 309 |
| Total risk weighted assets | $1,529,095,000 | 302 |
| Total unused commitments | $249,411,000 | 444 |
| Derivatives | $285,000,000 | 128 |
| 2003-09-30 | Rank | |
| # of Employees: | 479 | 360 |
| Assets and Liabilities | ||
| Total Assets: | $1,908,657,000 | 345 |
| Cash and due from depository institutions | $39,167,000 | 360 |
| Interest-bearing balances | $226,000 | 4,558 |
| Securities | $256,940,000 | 551 |
| Federal funds sold & reverse repurchase agreements | $15,920,000 | 905 |
| Net loans & leases | $1,397,676,000 | 298 |
| Loan loss allowance | $20,765,000 | 297 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $41,502,000 | 212 |
| Other real estate owned | $1,367,000 | 360 |
| Goodwill and other intangibles | $93,859,000 | 147 |
| All other assets | $62,226,000 | 340 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,908,657,000 | 345 |
| Total liabilities | $1,673,476,000 | 350 |
| Total deposits | $1,443,640,000 | 328 |
| Interest-bearing deposits | $1,214,332,000 | 326 |
| Deposits held in domestic offices | $1,443,640,000 | 324 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $61,348,000 | 400 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $159,967,000 | 373 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $8,521,000 | 671 |
| Total equity capital | $235,181,000 | 306 |
| Total bank equity capital | $235,181,000 | 306 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,398,000 | 1,162 |
| Surplus | $181,135,000 | 209 |
| Undivided profits | $50,648,000 | 646 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,255,000 | 276 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $601,000 | 318 |
| Income earned, not collected on loans | $8,069,000 | 349 |
| Earning assets | $1,670,762,000 | 351 |
| Long-term assets (5+ years) | $170,260,000 | 653 |
| Average Assets, year-to-date | $1,638,415,750 | 374 |
| Average Assets, quarterly | $1,887,043,000 | 348 |
| Volatile liabilities | $381,118,000 | 409 |
| Insider loans | $216,000 | 6,716 |
| FHLB advances | $159,739,000 | 313 |
| Loans and leases held for sale | $6,490,000 | 440 |
| Unused loan commitments | $256,510,000 | 440 |
| Tier 1 (core) risk-based capital | $137,018,000 | 403 |
| Tier 2 risk-based capital | $18,728,000 | 318 |
| Total risk weighted assets | $1,496,176,000 | 307 |
| Total unused commitments | $256,510,000 | 440 |
| Derivatives | $285,000,000 | 138 |
| 2003-06-30 | Rank | |
| # of Employees: | 481 | 364 |
| Assets and Liabilities | ||
| Total Assets: | $1,865,429,000 | 349 |
| Cash and due from depository institutions | $44,588,000 | 364 |
| Interest-bearing balances | $1,060,000 | 3,174 |
| Securities | $251,068,000 | 558 |
| Federal funds sold & reverse repurchase agreements | $6,453,000 | 2,432 |
| Net loans & leases | $1,369,417,000 | 300 |
| Loan loss allowance | $20,272,000 | 295 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $38,238,000 | 227 |
| Other real estate owned | $1,065,000 | 364 |
| Goodwill and other intangibles | $93,742,000 | 135 |
| All other assets | $60,858,000 | 345 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,865,429,000 | 349 |
| Total liabilities | $1,630,926,000 | 356 |
| Total deposits | $1,414,513,000 | 326 |
| Interest-bearing deposits | $1,191,753,000 | 334 |
| Deposits held in domestic offices | $1,414,513,000 | 324 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,586,000 | 482 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $168,101,000 | 349 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $8,726,000 | 688 |
| Total equity capital | $234,503,000 | 296 |
| Total bank equity capital | $234,503,000 | 296 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,398,000 | 1,147 |
| Surplus | $181,147,000 | 202 |
| Undivided profits | $49,958,000 | 654 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,310,000 | 376 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,205,000 | 183 |
| Income earned, not collected on loans | $8,112,000 | 347 |
| Earning assets | $1,627,998,000 | 356 |
| Long-term assets (5+ years) | $193,560,000 | 559 |
| Average Assets, year-to-date | $1,548,335,330 | 397 |
| Average Assets, quarterly | $1,633,414,000 | 383 |
| Volatile liabilities | $334,371,000 | 430 |
| Insider loans | $212,000 | 6,761 |
| FHLB advances | $167,873,000 | 294 |
| Loans and leases held for sale | $6,927,000 | 591 |
| Unused loan commitments | $262,634,000 | 441 |
| Tier 1 (core) risk-based capital | $134,623,000 | 399 |
| Tier 2 risk-based capital | $18,266,000 | 313 |
| Total risk weighted assets | $1,459,234,000 | 319 |
| Total unused commitments | $262,634,000 | 443 |
| Derivatives | $185,000,000 | 160 |
| 2003-03-31 | Rank | |
| # of Employees: | 461 | 367 |
| Assets and Liabilities | ||
| Total Assets: | $1,401,399,000 | 434 |
| Cash and due from depository institutions | $36,691,000 | 367 |
| Interest-bearing balances | $497,000 | 3,870 |
| Securities | $221,290,000 | 618 |
| Federal funds sold & reverse repurchase agreements | $5,455,000 | 2,999 |
| Net loans & leases | $1,037,879,000 | 373 |
| Loan loss allowance | $15,391,000 | 350 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $33,610,000 | 250 |
| Other real estate owned | $797,000 | 367 |
| Goodwill and other intangibles | $16,992,000 | 339 |
| All other assets | $48,685,000 | 392 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,401,399,000 | 434 |
| Total liabilities | $1,269,078,000 | 434 |
| Total deposits | $1,140,440,000 | 391 |
| Interest-bearing deposits | $956,221,000 | 401 |
| Deposits held in domestic offices | $1,140,440,000 | 389 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $46,991,000 | 443 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $74,729,000 | 612 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $6,918,000 | 810 |
| Total equity capital | $132,321,000 | 451 |
| Total bank equity capital | $132,321,000 | 451 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $8,368,000 | 371 |
| Surplus | $80,191,000 | 352 |
| Undivided profits | $43,762,000 | 724 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,429,000 | 609 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $118,000 | 878 |
| Income earned, not collected on loans | $6,633,000 | 424 |
| Earning assets | $1,265,121,000 | 432 |
| Long-term assets (5+ years) | $175,440,000 | 599 |
| Average Assets, year-to-date | $1,389,788,500 | 435 |
| Average Assets, quarterly | $1,389,788,500 | 435 |
| Volatile liabilities | $239,588,000 | 540 |
| Insider loans | $431,000 | 5,698 |
| FHLB advances | $74,500,000 | 539 |
| Loans and leases held for sale | $4,720,000 | 643 |
| Unused loan commitments | $212,299,000 | 497 |
| Tier 1 (core) risk-based capital | $110,636,000 | 463 |
| Tier 2 risk-based capital | $13,992,000 | 370 |
| Total risk weighted assets | $1,117,979,000 | 376 |
| Total unused commitments | $212,299,000 | 497 |
| Derivatives | $50,000,000 | 239 |
| 2002-12-31 | Rank | |
| # of Employees: | 386 | 429 |
| Assets and Liabilities | ||
| Total Assets: | $1,378,178,000 | 441 |
| Cash and due from depository institutions | $44,293,000 | 429 |
| Interest-bearing balances | $606,000 | 3,558 |
| Securities | $209,152,000 | 626 |
| Federal funds sold & reverse repurchase agreements | $54,656,000 | 276 |
| Net loans & leases | $976,074,000 | 391 |
| Loan loss allowance | $14,589,000 | 360 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $31,499,000 | 256 |
| Other real estate owned | $816,000 | 429 |
| Goodwill and other intangibles | $15,242,000 | 344 |
| All other assets | $46,446,000 | 402 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,378,178,000 | 441 |
| Total liabilities | $1,235,587,000 | 441 |
| Total deposits | $1,130,561,000 | 386 |
| Interest-bearing deposits | $945,394,000 | 398 |
| Deposits held in domestic offices | $1,130,561,000 | 384 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $47,166,000 | 446 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $50,230,000 | 796 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $7,630,000 | 733 |
| Total equity capital | $142,591,000 | 405 |
| Total bank equity capital | $142,591,000 | 405 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $8,368,000 | 369 |
| Surplus | $80,191,000 | 345 |
| Undivided profits | $54,032,000 | 564 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,542,000 | 702 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $82,000 | 943 |
| Income earned, not collected on loans | $8,807,000 | 341 |
| Earning assets | $1,240,488,000 | 437 |
| Long-term assets (5+ years) | $147,925,000 | 670 |
| Average Assets, year-to-date | $1,219,489,200 | 462 |
| Average Assets, quarterly | $1,312,603,500 | 454 |
| Volatile liabilities | $244,265,000 | 525 |
| Insider loans | $928,000 | 4,134 |
| FHLB advances | $50,000,000 | 704 |
| Loans and leases held for sale | $8,176,000 | 516 |
| Unused loan commitments | $161,470,000 | 560 |
| Tier 1 (core) risk-based capital | $121,845,000 | 417 |
| Tier 2 risk-based capital | $13,398,000 | 382 |
| Total risk weighted assets | $1,070,633,000 | 386 |
| Total unused commitments | $161,470,000 | 561 |
| Derivatives | $50,000,000 | 222 |
| 2001-12-31 | Rank | |
| # of Employees: | 366 | 444 |
| Assets and Liabilities | ||
| Total Assets: | $1,109,219,000 | 498 |
| Cash and due from depository institutions | $49,807,000 | 444 |
| Interest-bearing balances | $14,509,000 | 463 |
| Securities | $119,016,000 | 962 |
| Federal funds sold & reverse repurchase agreements | $60,432,000 | 270 |
| Net loans & leases | $808,623,000 | 449 |
| Loan loss allowance | $12,017,000 | 405 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $26,766,000 | 302 |
| Other real estate owned | $1,267,000 | 444 |
| Goodwill and other intangibles | $706,000 | 1,658 |
| All other assets | $42,602,000 | 413 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,109,219,000 | 498 |
| Total liabilities | $1,006,265,000 | 497 |
| Total deposits | $909,411,000 | 449 |
| Interest-bearing deposits | $738,461,000 | 467 |
| Deposits held in domestic offices | $909,411,000 | 447 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $77,625,000 | 342 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $13,234,000 | 1,818 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $5,995,000 | 874 |
| Total equity capital | $102,954,000 | 498 |
| Total bank equity capital | $102,954,000 | 498 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,398,000 | 1,129 |
| Surplus | $54,693,000 | 444 |
| Undivided profits | $44,863,000 | 621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,414,000 | 675 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $89,000 | 941 |
| Income earned, not collected on loans | $5,644,000 | 538 |
| Earning assets | $1,002,580,000 | 499 |
| Long-term assets (5+ years) | $97,883,000 | 971 |
| Average Assets, year-to-date | $1,073,605,600 | 497 |
| Average Assets, quarterly | $1,092,539,500 | 499 |
| Volatile liabilities | $243,608,000 | 509 |
| Insider loans | $644,000 | 4,888 |
| FHLB advances | $13,000,000 | 1,698 |
| Loans and leases held for sale | $9,194,000 | 413 |
| Unused loan commitments | $141,280,000 | 593 |
| Tier 1 (core) risk-based capital | $100,519,000 | 469 |
| Tier 2 risk-based capital | $11,094,000 | 422 |
| Total risk weighted assets | $886,601,000 | 436 |
| Total unused commitments | $141,280,000 | 593 |
| Derivatives | $50,000,000 | 204 |
| 2000-12-31 | Rank | |
| # of Employees: | 357 | 444 |
| Assets and Liabilities | ||
| Total Assets: | $1,007,939,000 | 541 |
| Cash and due from depository institutions | $39,172,000 | 444 |
| Interest-bearing balances | $1,146,000 | 2,240 |
| Securities | $156,984,000 | 712 |
| Federal funds sold & reverse repurchase agreements | $85,097,000 | 194 |
| Net loans & leases | $686,488,000 | 505 |
| Loan loss allowance | $10,400,000 | 450 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $25,857,000 | 308 |
| Other real estate owned | $2,250,000 | 444 |
| Goodwill and other intangibles | $945,000 | 1,469 |
| All other assets | $11,146,000 | 914 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,007,939,000 | 541 |
| Total liabilities | $923,492,000 | 538 |
| Total deposits | $832,886,000 | 481 |
| Interest-bearing deposits | $699,469,000 | 489 |
| Deposits held in domestic offices | $832,886,000 | 478 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,616,000 | 560 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $52,365,000 | 717 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $5,625,000 | 921 |
| Total equity capital | $84,447,000 | 582 |
| Total bank equity capital | $84,447,000 | 582 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $11,789,000 | 256 |
| Surplus | $43,291,000 | 504 |
| Undivided profits | $29,367,000 | 907 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,657,000 | 951 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $5,258,000 | 487 |
| Earning assets | $929,715,000 | 531 |
| Long-term assets (5+ years) | $134,276,000 | 695 |
| Average Assets, year-to-date | $927,455,800 | 551 |
| Average Assets, quarterly | $994,387,500 | 534 |
| Volatile liabilities | $208,945,000 | 572 |
| Insider loans | $6,086,000 | 765 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $133,430,000 | 585 |
| Tier 1 (core) risk-based capital | $83,669,000 | 545 |
| Tier 2 risk-based capital | $9,571,220 | 469 |
| Total risk weighted assets | $764,867,920 | 493 |
| Total unused commitments | $133,430,000 | 585 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 256 | 657 |
| Assets and Liabilities | ||
| Total Assets: | $503,260,000 | 965 |
| Cash and due from depository institutions | $33,684,000 | 657 |
| Interest-bearing balances | $509,000 | 3,115 |
| Securities | $64,063,000 | 1,783 |
| Federal funds sold & reverse repurchase agreements | $4,590,000 | 2,068 |
| Net loans & leases | $376,521,000 | 849 |
| Loan loss allowance | $6,244,000 | 686 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $15,568,000 | 496 |
| Other real estate owned | $685,000 | 657 |
| Goodwill and other intangibles | $1,385,000 | 1,303 |
| All other assets | $6,764,000 | 1,398 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $503,260,000 | 965 |
| Total liabilities | $458,873,000 | 961 |
| Total deposits | $404,514,000 | 920 |
| Interest-bearing deposits | $323,073,000 | 997 |
| Deposits held in domestic offices | $404,514,000 | 915 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,203 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $42,240,000 | 834 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,119,000 | 1,796 |
| Total equity capital | $44,387,000 | 1,013 |
| Total bank equity capital | $44,387,000 | 1,013 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,398,000 | 1,141 |
| Surplus | $25,328,000 | 777 |
| Undivided profits | $15,661,000 | 1,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,900,000 | 1,233 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,862,000 | 744 |
| Earning assets | $445,683,000 | 996 |
| Long-term assets (5+ years) | $72,771,000 | 1,267 |
| Average Assets, year-to-date | $469,371,600 | 981 |
| Average Assets, quarterly | $502,477,000 | 955 |
| Volatile liabilities | $74,474,000 | 1,214 |
| Insider loans | $2,034,000 | 2,198 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $64,416,000 | 1,000 |
| Tier 1 (core) risk-based capital | $43,834,000 | 988 |
| Tier 2 risk-based capital | $4,914,220 | 789 |
| Total risk weighted assets | $391,807,920 | 836 |
| Total unused commitments | $64,416,000 | 1,001 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 285 | 601 |
| Assets and Liabilities | ||
| Total Assets: | $432,290,000 | 1,071 |
| Cash and due from depository institutions | $22,294,000 | 601 |
| Interest-bearing balances | $143,000 | 4,561 |
| Securities | $62,115,000 | 1,874 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $318,767,000 | 905 |
| Loan loss allowance | $5,850,000 | 709 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $15,410,000 | 478 |
| Other real estate owned | $832,000 | 601 |
| Goodwill and other intangibles | $1,823,000 | 1,097 |
| All other assets | $11,049,000 | 815 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $432,290,000 | 1,071 |
| Total liabilities | $391,437,000 | 1,074 |
| Total deposits | $367,959,000 | 992 |
| Interest-bearing deposits | $288,887,000 | 1,102 |
| Deposits held in domestic offices | $367,959,000 | 989 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,720,000 | 1,605 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $17,243,000 | 1,142 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,515,000 | 1,627 |
| Total equity capital | $40,853,000 | 1,098 |
| Total bank equity capital | $40,853,000 | 1,098 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,398,000 | 1,095 |
| Surplus | $25,319,000 | 727 |
| Undivided profits | $12,136,000 | 2,146 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,789,000 | 1,432 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,240,000 | 918 |
| Earning assets | $381,025,000 | 1,120 |
| Long-term assets (5+ years) | $63,264,000 | 1,308 |
| Average Assets, year-to-date | $417,490,200 | 1,053 |
| Average Assets, quarterly | $427,169,500 | 1,066 |
| Volatile liabilities | $49,336,000 | 1,402 |
| Insider loans | $2,155,000 | 1,980 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $47,172,000 | 1,187 |
| Tier 1 (core) risk-based capital | $38,969,000 | 1,073 |
| Tier 2 risk-based capital | $4,117,060 | 861 |
| Total risk weighted assets | $327,631,960 | 905 |
| Total unused commitments | $47,172,000 | 1,191 |
| Derivatives | $10,000,000 | 385 |
| 1997-12-31 | Rank | |
| # of Employees: | 271 | 651 |
| Assets and Liabilities | ||
| Total Assets: | $400,313,000 | 1,169 |
| Cash and due from depository institutions | $16,711,000 | 651 |
| Interest-bearing balances | $103,000 | 4,488 |
| Securities | $68,266,000 | 1,681 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $293,000,000 | 1,013 |
| Loan loss allowance | $5,092,000 | 824 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $12,711,000 | 581 |
| Other real estate owned | $1,313,000 | 651 |
| Goodwill and other intangibles | $2,261,000 | 915 |
| All other assets | $6,051,000 | 1,285 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $400,313,000 | 1,169 |
| Total liabilities | $363,770,000 | 1,168 |
| Total deposits | $358,039,000 | 1,053 |
| Interest-bearing deposits | $296,028,000 | 1,096 |
| Deposits held in domestic offices | $358,039,000 | 1,047 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,362 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,246,000 | 2,747 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,985,000 | 2,040 |
| Total equity capital | $36,543,000 | 1,226 |
| Total bank equity capital | $36,543,000 | 1,226 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,398,000 | 1,071 |
| Surplus | $24,639,000 | 744 |
| Undivided profits | $8,506,000 | 2,940 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,604,000 | 1,649 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,132,000 | 1,022 |
| Earning assets | $361,369,000 | 1,186 |
| Long-term assets (5+ years) | $44,317,000 | 1,525 |
| Average Assets, year-to-date | $397,280,600 | 1,123 |
| Average Assets, quarterly | $405,127,000 | 1,141 |
| Volatile liabilities | $45,677,000 | 1,518 |
| Insider loans | $2,060,000 | 2,005 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $28,561,000 | 1,638 |
| Tier 1 (core) risk-based capital | $34,199,000 | 1,231 |
| Tier 2 risk-based capital | $3,623,310 | 925 |
| Total risk weighted assets | $288,396,110 | 1,032 |
| Total unused commitments | $28,561,000 | 1,641 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 244 | 778 |
| Assets and Liabilities | ||
| Total Assets: | $363,368,000 | 1,312 |
| Cash and due from depository institutions | $20,029,000 | 778 |
| Interest-bearing balances | $116,000 | 4,431 |
| Securities | $61,884,000 | 1,963 |
| Federal funds sold & reverse repurchase agreements | $4,570,000 | 2,797 |
| Net loans & leases | $254,323,000 | 1,201 |
| Loan loss allowance | $4,508,000 | 961 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $13,986,000 | 545 |
| Other real estate owned | $673,000 | 778 |
| Goodwill and other intangibles | $2,700,000 | 788 |
| All other assets | $5,203,000 | 1,539 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $363,368,000 | 1,312 |
| Total liabilities | $330,952,000 | 1,298 |
| Total deposits | $329,358,000 | 1,181 |
| Interest-bearing deposits | $274,065,000 | 1,218 |
| Deposits held in domestic offices | $329,358,000 | 1,175 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $248,000 | 4,425 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,346,000 | 2,815 |
| Total equity capital | $32,416,000 | 1,395 |
| Total bank equity capital | $32,416,000 | 1,395 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,399,000 | 1,126 |
| Surplus | $16,506,000 | 1,051 |
| Undivided profits | $12,511,000 | 2,063 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,149,000 | 2,427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $73,000 | 1,100 |
| Income earned, not collected on loans | $1,764,000 | 1,218 |
| Earning assets | $320,893,000 | 1,355 |
| Long-term assets (5+ years) | $42,021,000 | 1,495 |
| Average Assets, year-to-date | $346,539,000 | 1,313 |
| Average Assets, quarterly | $366,008,500 | 1,288 |
| Volatile liabilities | $41,419,000 | 1,597 |
| Insider loans | $3,258,000 | 1,324 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $27,622,000 | 1,637 |
| Tier 1 (core) risk-based capital | $29,946,000 | 1,428 |
| Tier 2 risk-based capital | $3,126,740 | 1,083 |
| Total risk weighted assets | $248,757,540 | 1,187 |
| Total unused commitments | $27,622,000 | 1,653 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 132 | 1,445 |
| Assets and Liabilities | ||
| Total Assets: | $193,996,000 | 2,422 |
| Cash and due from depository institutions | $8,169,000 | 1,445 |
| Interest-bearing balances | $6,000 | 6,568 |
| Securities | $49,854,000 | 2,527 |
| Federal funds sold & reverse repurchase agreements | $8,220,000 | 1,777 |
| Net loans & leases | $121,130,000 | 2,288 |
| Loan loss allowance | $2,578,000 | 1,559 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,287,000 | 2,349 |
| Other real estate owned | $84,000 | 1,445 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,252,000 | 2,360 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $193,996,000 | 2,422 |
| Total liabilities | $176,977,000 | 2,395 |
| Total deposits | $175,447,000 | 2,248 |
| Interest-bearing deposits | $139,341,000 | 2,438 |
| Deposits held in domestic offices | $175,447,000 | 2,237 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $249,000 | 3,917 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,281,000 | 2,972 |
| Total equity capital | $17,019,000 | 2,623 |
| Total bank equity capital | $17,019,000 | 2,623 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,398,000 | 1,146 |
| Surplus | $4,974,000 | 2,881 |
| Undivided profits | $8,647,000 | 2,936 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,015,000 | 1,505 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $991,000 | 2,331 |
| Earning assets | $179,210,000 | 2,404 |
| Long-term assets (5+ years) | $21,603,000 | 2,364 |
| Average Assets, year-to-date | $192,551,600 | 2,354 |
| Average Assets, quarterly | $194,588,500 | 2,387 |
| Volatile liabilities | $26,264,000 | 2,084 |
| Insider loans | $1,574,000 | 2,654 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,910,000 | 3,812 |
| Tier 1 (core) risk-based capital | $16,968,000 | 2,531 |
| Tier 2 risk-based capital | $1,596,510 | 1,933 |
| Total risk weighted assets | $126,739,310 | 2,181 |
| Total unused commitments | $7,910,000 | 3,825 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 132 | 1,491 |
| Assets and Liabilities | ||
| Total Assets: | $186,860,000 | 2,461 |
| Cash and due from depository institutions | $9,692,000 | 1,491 |
| Interest-bearing balances | $755,000 | 2,796 |
| Securities | $49,302,000 | 2,651 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $120,864,000 | 2,259 |
| Loan loss allowance | $2,363,000 | 1,723 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,065,000 | 2,416 |
| Other real estate owned | $836,000 | 1,491 |
| Goodwill and other intangibles | $248,000 | 1,811 |
| All other assets | $2,853,000 | 2,798 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,860,000 | 2,461 |
| Total liabilities | $169,831,000 | 2,464 |
| Total deposits | $168,824,000 | 2,279 |
| Interest-bearing deposits | $133,076,000 | 2,484 |
| Deposits held in domestic offices | $168,824,000 | 2,269 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $248,000 | 4,287 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $759,000 | 3,759 |
| Total equity capital | $17,029,000 | 2,385 |
| Total bank equity capital | $17,029,000 | 2,385 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,398,000 | 1,149 |
| Surplus | $4,789,000 | 2,878 |
| Undivided profits | $8,842,000 | 2,629 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $990,000 | 2,646 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $894,000 | 2,231 |
| Earning assets | $170,921,000 | 2,469 |
| Long-term assets (5+ years) | $16,960,000 | 2,883 |
| Average Assets, year-to-date | $187,550,800 | 2,378 |
| Average Assets, quarterly | $187,723,000 | 2,428 |
| Volatile liabilities | $25,934,000 | 2,047 |
| Insider loans | $2,033,000 | 2,057 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,919,000 | 4,435 |
| Tier 1 (core) risk-based capital | $16,902,000 | 2,433 |
| Tier 2 risk-based capital | $1,532,990 | 2,002 |
| Total risk weighted assets | $121,808,990 | 2,222 |
| Total unused commitments | $5,919,000 | 4,442 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 131 | 1,596 |
| Assets and Liabilities | ||
| Total Assets: | $186,187,000 | 2,489 |
| Cash and due from depository institutions | $8,405,000 | 1,596 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $46,581,000 | 2,983 |
| Federal funds sold & reverse repurchase agreements | $10,700,000 | 1,256 |
| Net loans & leases | $114,140,000 | 2,315 |
| Loan loss allowance | $2,497,000 | 1,744 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,574,000 | 2,839 |
| Other real estate owned | $487,000 | 1,596 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,300,000 | 2,221 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,187,000 | 2,489 |
| Total liabilities | $170,045,000 | 2,486 |
| Total deposits | $168,863,000 | 2,346 |
| Interest-bearing deposits | $136,054,000 | 2,525 |
| Deposits held in domestic offices | $168,863,000 | 2,334 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,182,000 | 2,744 |
| Total equity capital | $16,142,000 | 2,491 |
| Total bank equity capital | $16,142,000 | 2,491 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,398,000 | 1,145 |
| Surplus | $4,786,000 | 2,814 |
| Undivided profits | $7,958,000 | 2,950 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,659,000 | 2,196 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $904,000 | 1,942 |
| Earning assets | $171,421,000 | 2,482 |
| Long-term assets (5+ years) | $17,430,000 | 2,952 |
| Average Assets, year-to-date | $176,177,800 | 2,557 |
| Average Assets, quarterly | $180,521,000 | 2,541 |
| Volatile liabilities | $26,683,000 | 1,896 |
| Insider loans | $2,203,000 | 1,867 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,388,000 | 4,200 |
| Tier 1 (core) risk-based capital | $16,142,000 | 2,434 |
| Tier 2 risk-based capital | $1,453,380 | 2,076 |
| Total risk weighted assets | $115,227,080 | 2,288 |
| Total unused commitments | $6,388,000 | 4,226 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 123 | 1,758 |
| Assets and Liabilities | ||
| Total Assets: | $173,269,000 | 2,735 |
| Cash and due from depository institutions | $9,204,000 | 1,758 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $37,698,000 | 3,646 |
| Federal funds sold & reverse repurchase agreements | $7,100,000 | 2,331 |
| Net loans & leases | $113,548,000 | 2,394 |
| Loan loss allowance | $2,291,000 | 1,894 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,789,000 | 2,641 |
| Other real estate owned | $291,000 | 1,758 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,639,000 | 2,846 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $173,269,000 | 2,735 |
| Total liabilities | $158,856,000 | 2,738 |
| Total deposits | $157,834,000 | 2,608 |
| Interest-bearing deposits | $131,001,000 | 2,752 |
| Deposits held in domestic offices | $157,834,000 | 2,601 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,022,000 | 3,229 |
| Total equity capital | $14,413,000 | 2,677 |
| Total bank equity capital | $14,413,000 | 2,677 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,398,000 | 1,160 |
| Surplus | $4,380,000 | 2,919 |
| Undivided profits | $6,635,000 | 3,274 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,388,000 | 1,534 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $986,000 | 2,006 |
| Earning assets | $158,346,000 | 2,725 |
| Long-term assets (5+ years) | $18,581,000 | 2,755 |
| Average Assets, year-to-date | $171,106,000 | 2,693 |
| Average Assets, quarterly | $171,425,000 | 2,739 |
| Volatile liabilities | $22,108,000 | 2,167 |
| Insider loans | $1,012,000 | 831 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,739,000 | 4,231 |
| Tier 1 (core) risk-based capital | $14,413,000 | 2,619 |
| Tier 2 risk-based capital | $1,423,390 | 2,154 |
| Total risk weighted assets | $113,003,790 | 2,402 |
| Total unused commitments | $5,739,000 | 4,251 |
| Derivatives | $0 | 651 |