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Main Street Bank, Income and Expense

2020-12-31 (YTD Data)Rank
Total interest income$15,041,0001,886
Total interest expense$2,513,0001,698
Net interest income$12,528,0001,880
Provision for loan and lease losses$3,341,000738
Total noninterest income$19,941,000499
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$435,0001,775
Trading account gains and feesNANA
Additional Noninterest Income$19,506,000413
Total noninterest expense$21,458,0001,057
Salaries and employee benefits$16,250,000847
Premises and equipment expense$1,533,0001,493
Additional noninterest expense$3,675,0001,637
Pre-tax net operating income$7,670,0001,294
Securities gains (losses)$02,675
Applicable income taxes$1,691,0001,041
Income before extraordinary items$5,979,0001,427
Extraordinary gains, net$04
Net income$5,979,0001,427
Minority interest net income$072
Net income of bank and minority interests.$5,979,0001,428
Net charge-offs$20,0002,800
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,979,0001,387
2020-09-30 (YTD Data)Rank
Total interest income$11,185,0001,911
Total interest expense$2,105,0001,649
Net interest income$9,080,0001,937
Provision for loan and lease losses$2,176,000846
Total noninterest income$13,458,000512
Gross Fiduciary activities income$0981
Service charges on deposit accounts$365,0001,644
Trading account gains and feesNANA
Additional Noninterest Income$13,093,000423
Total noninterest expense$15,220,0001,097
Salaries and employee benefits$11,570,000866
Premises and equipment expense$1,113,0001,526
Additional noninterest expense$2,537,0001,725
Pre-tax net operating income$5,142,0001,361
Securities gains (losses)$02,494
Applicable income taxes$1,080,0001,123
Income before extraordinary items$4,062,0001,496
Extraordinary gains, net$04
Net income$4,062,0001,497
Minority interest net income$065
Net income of bank and minority interests.$4,062,0001,497
Net charge-offs$22,0002,453
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,062,0001,452
2020-06-30 (YTD Data)Rank
Total interest income$6,956,0002,021
Total interest expense$1,490,0001,647
Net interest income$5,466,0002,108
Provision for loan and lease losses$976,0001,115
Total noninterest income$9,097,000481
Gross Fiduciary activities income$0970
Service charges on deposit accounts$304,0001,401
Trading account gains and feesNANA
Additional Noninterest Income$8,793,000387
Total noninterest expense$10,635,0001,044
Salaries and employee benefits$7,212,000912
Premises and equipment expense$738,0001,531
Additional noninterest expense$2,685,0001,165
Pre-tax net operating income$2,952,0001,470
Securities gains (losses)$02,249
Applicable income taxes$620,0001,169
Income before extraordinary items$2,332,0001,620
Extraordinary gains, net$04
Net income$2,332,0001,621
Minority interest net income$065
Net income of bank and minority interests.$2,332,0001,621
Net charge-offs$7,0002,562
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,332,0001,577
2020-03-31 (YTD Data)Rank
Total interest income$2,312,0002,686
Total interest expense$678,0001,884
Net interest income$1,634,0002,933
Provision for loan and lease losses$03,711
Total noninterest income$2,165,000771
Gross Fiduciary activities income$0941
Service charges on deposit accounts$122,0001,896
Trading account gains and feesNANA
Additional Noninterest Income$2,043,000599
Total noninterest expense$2,722,0001,828
Salaries and employee benefits$1,950,0001,534
Premises and equipment expense$223,0002,185
Additional noninterest expense$549,0002,378
Pre-tax net operating income$1,077,0001,730
Securities gains (losses)$01,705
Applicable income taxes$212,0001,354
Income before extraordinary items$865,0001,861
Extraordinary gains, net$04
Net income$865,0001,861
Minority interest net income$056
Net income of bank and minority interests.$865,0001,861
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$865,0001,834
2019-12-31 (YTD Data)Rank
Total interest income$14,416,0001,982
Total interest expense$4,483,0001,352
Net interest income$9,933,0002,252
Provision for loan and lease losses$620,0001,309
Total noninterest income$10,411,000675
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$474,0001,997
Trading account gains and feesNANA
Additional Noninterest Income$9,937,000522
Total noninterest expense$17,367,0001,207
Salaries and employee benefits$12,522,0001,002
Premises and equipment expense$1,387,0001,600
Additional noninterest expense$3,458,0001,686
Pre-tax net operating income$2,357,0002,821
Securities gains (losses)$02,379
Applicable income taxes$265,0002,446
Income before extraordinary items$2,092,0002,829
Extraordinary gains, net$011
Net income$2,092,0002,830
Minority interest net income$076
Net income of bank and minority interests.$2,092,0002,831
Net charge-offs$203,0001,677
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,092,0002,796
2019-09-30 (YTD Data)Rank
Total interest income$10,724,0002,015
Total interest expense$3,349,0001,362
Net interest income$7,375,0002,300
Provision for loan and lease losses$224,0001,877
Total noninterest income$7,077,000719
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$307,0002,203
Trading account gains and feesNANA
Additional Noninterest Income$6,770,000559
Total noninterest expense$12,786,0001,230
Salaries and employee benefits$9,066,0001,028
Premises and equipment expense$1,046,0001,610
Additional noninterest expense$2,674,0001,647
Pre-tax net operating income$1,442,0003,154
Securities gains (losses)$02,167
Applicable income taxes$175,0002,582
Income before extraordinary items$1,267,0003,180
Extraordinary gains, net$011
Net income$1,267,0003,179
Minority interest net income$072
Net income of bank and minority interests.$1,267,0003,180
Net charge-offs$204,0001,278
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,267,0003,150
2019-06-30 (YTD Data)Rank
Total interest income$7,020,0002,047
Total interest expense$2,152,0001,380
Net interest income$4,868,0002,324
Provision for loan and lease losses$03,685
Total noninterest income$3,701,000847
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$189,0002,284
Trading account gains and feesNANA
Additional Noninterest Income$3,512,000655
Total noninterest expense$8,259,0001,260
Salaries and employee benefits$5,682,0001,085
Premises and equipment expense$704,0001,603
Additional noninterest expense$1,873,0001,600
Pre-tax net operating income$310,0004,410
Securities gains (losses)$01,702
Applicable income taxes$-63,0005,227
Income before extraordinary items$373,0004,169
Extraordinary gains, net$011
Net income$373,0004,167
Minority interest net income$069
Net income of bank and minority interests.$373,0004,168
Net charge-offs$-15,0004,594
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$373,0004,157
2019-03-31 (YTD Data)Rank
Total interest income$3,464,0002,061
Total interest expense$1,024,0001,413
Net interest income$2,440,0002,323
Provision for loan and lease losses$03,406
Total noninterest income$1,387,000996
Gross Fiduciary activities income$0972
Service charges on deposit accounts$93,0002,307
Trading account gains and feesNANA
Additional Noninterest Income$1,294,000748
Total noninterest expense$3,860,0001,344
Salaries and employee benefits$2,691,0001,146
Premises and equipment expense$353,0001,622
Additional noninterest expense$816,0001,789
Pre-tax net operating income$-33,0005,203
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$-33,0005,199
Extraordinary gains, net$05
Net income$-33,0005,198
Minority interest net income$052
Net income of bank and minority interests.$-33,0005,198
Net charge-offs$-14,0004,769
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$-33,0005,200
2018-12-31 (YTD Data)Rank
Total interest income$12,541,0002,139
Total interest expense$3,096,0001,396
Net interest income$9,445,0002,350
Provision for loan and lease losses$54,0003,459
Total noninterest income$8,975,000741
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$368,0002,415
Trading account gains and fees$0126
Additional Noninterest Income$8,607,000554
Total noninterest expense$15,855,0001,280
Salaries and employee benefits$11,100,0001,082
Premises and equipment expense$1,499,0001,500
Additional noninterest expense$3,256,0001,783
Pre-tax net operating income$2,511,0002,775
Securities gains (losses)$01,125
Applicable income taxes$527,0001,935
Income before extraordinary items$1,984,0002,949
Extraordinary gains, net$06
Net income$1,984,0002,948
Minority interest net income$072
Net income of bank and minority interests.$1,984,0002,948
Net charge-offs$76,0002,344
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,984,0002,946
2018-09-30 (YTD Data)Rank
Total interest income$9,154,0002,172
Total interest expense$2,143,0001,422
Net interest income$7,011,0002,375
Provision for loan and lease losses$54,0003,128
Total noninterest income$6,748,000748
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$264,0002,496
Trading account gains and fees$0138
Additional Noninterest Income$6,484,000561
Total noninterest expense$11,766,0001,283
Salaries and employee benefits$8,229,0001,090
Premises and equipment expense$1,129,0001,507
Additional noninterest expense$2,408,0001,808
Pre-tax net operating income$1,939,0002,791
Securities gains (losses)$01,118
Applicable income taxes$407,0001,968
Income before extraordinary items$1,532,0002,958
Extraordinary gains, net$05
Net income$1,532,0002,956
Minority interest net income$066
Net income of bank and minority interests.$1,532,0002,957
Net charge-offs$49,0002,224
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,532,0002,946
2018-06-30 (YTD Data)Rank
Total interest income$5,874,0002,216
Total interest expense$1,308,0001,447
Net interest income$4,566,0002,418
Provision for loan and lease losses$03,782
Total noninterest income$3,654,000858
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$154,0002,722
Trading account gains and fees$0130
Additional Noninterest Income$3,500,000659
Total noninterest expense$7,744,0001,309
Salaries and employee benefits$5,432,0001,110
Premises and equipment expense$747,0001,530
Additional noninterest expense$1,565,0001,846
Pre-tax net operating income$476,0004,154
Securities gains (losses)$0961
Applicable income taxes$100,0002,730
Income before extraordinary items$376,0004,278
Extraordinary gains, net$06
Net income$376,0004,277
Minority interest net income$065
Net income of bank and minority interests.$376,0004,277
Net charge-offs$-3,0004,144
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$376,0004,282
2018-03-31 (YTD Data)Rank
Total interest income$2,835,0002,270
Total interest expense$587,0001,513
Net interest income$2,248,0002,444
Provision for loan and lease losses$03,508
Total noninterest income$1,562,000938
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$72,0002,839
Trading account gains and fees$0123
Additional Noninterest Income$1,490,000707
Total noninterest expense$3,794,0001,347
Salaries and employee benefits$2,632,0001,144
Premises and equipment expense$375,0001,551
Additional noninterest expense$787,0001,842
Pre-tax net operating income$16,0005,336
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$16,0005,320
Extraordinary gains, net$07
Net income$16,0005,320
Minority interest net income$052
Net income of bank and minority interests.$16,0005,320
Net charge-offs$-2,0004,048
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$16,0005,323
2017-12-31 (YTD Data)Rank
Total interest income$10,595,0002,326
Total interest expense$1,816,0001,658
Net interest income$8,779,0002,458
Provision for loan and lease losses$188,0002,442
Total noninterest income$10,073,000680
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$264,0003,043
Trading account gains and fees$0151
Additional Noninterest Income$9,809,000518
Total noninterest expense$16,933,0001,199
Salaries and employee benefits$11,771,0001,013
Premises and equipment expense$1,681,0001,365
Additional noninterest expense$3,481,0001,722
Pre-tax net operating income$1,731,0003,336
Securities gains (losses)$02,243
Applicable income taxes$588,0002,298
Income before extraordinary items$1,143,0003,545
Extraordinary gains, net$09
Net income$1,143,0003,544
Minority interest net income$076
Net income of bank and minority interests.$1,143,0003,545
Net charge-offs$152,0002,063
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,143,0003,523
2017-09-30 (YTD Data)Rank
Total interest income$7,818,0002,361
Total interest expense$1,295,0001,706
Net interest income$6,523,0002,491
Provision for loan and lease losses$-112,0005,534
Total noninterest income$7,808,000675
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$188,0003,144
Trading account gains and fees$0145
Additional Noninterest Income$7,620,000517
Total noninterest expense$12,659,0001,213
Salaries and employee benefits$8,951,0001,002
Premises and equipment expense$1,287,0001,352
Additional noninterest expense$2,421,0001,828
Pre-tax net operating income$1,784,0002,883
Securities gains (losses)$02,274
Applicable income taxes$606,0001,917
Income before extraordinary items$1,178,0003,246
Extraordinary gains, net$09
Net income$1,178,0003,245
Minority interest net income$071
Net income of bank and minority interests.$1,178,0003,246
Net charge-offs$-137,0005,421
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,178,0003,222
2017-06-30 (YTD Data)Rank
Total interest income$5,126,0002,381
Total interest expense$816,0001,748
Net interest income$4,310,0002,492
Provision for loan and lease losses$-112,0005,625
Total noninterest income$5,205,000670
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$117,0003,267
Trading account gains and fees$0139
Additional Noninterest Income$5,088,000518
Total noninterest expense$8,144,0001,250
Salaries and employee benefits$5,871,0001,024
Premises and equipment expense$855,0001,355
Additional noninterest expense$1,418,0002,018
Pre-tax net operating income$1,483,0002,508
Securities gains (losses)$01,906
Applicable income taxes$504,0001,692
Income before extraordinary items$979,0002,860
Extraordinary gains, net$011
Net income$979,0002,860
Minority interest net income$071
Net income of bank and minority interests.$979,0002,860
Net charge-offs$-136,0005,502
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$979,0002,840
2017-03-31 (YTD Data)Rank
Total interest income$2,547,0002,393
Total interest expense$394,0001,775
Net interest income$2,153,0002,493
Provision for loan and lease losses$-112,0005,753
Total noninterest income$2,358,000709
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$52,0003,444
Trading account gains and fees$0142
Additional Noninterest Income$2,306,000535
Total noninterest expense$4,017,0001,271
Salaries and employee benefits$2,859,0001,060
Premises and equipment expense$398,0001,458
Additional noninterest expense$760,0001,917
Pre-tax net operating income$606,0002,791
Securities gains (losses)$01,153
Applicable income taxes$206,0001,839
Income before extraordinary items$400,0003,136
Extraordinary gains, net$08
Net income$400,0003,134
Minority interest net income$055
Net income of bank and minority interests.$400,0003,136
Net charge-offs$-126,0005,648
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$400,0003,119
2016-12-31 (YTD Data)Rank
Total interest income$9,861,0002,427
Total interest expense$1,632,0001,686
Net interest income$8,229,0002,559
Provision for loan and lease losses$400,0001,679
Total noninterest income$12,253,000600
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$208,0003,508
Trading account gains and fees$0170
Additional Noninterest Income$12,045,000447
Total noninterest expense$16,079,0001,248
Salaries and employee benefits$12,314,000956
Premises and equipment expense$1,242,0001,806
Additional noninterest expense$2,523,0002,297
Pre-tax net operating income$4,003,0001,942
Securities gains (losses)$03,212
Applicable income taxes$1,361,0001,355
Income before extraordinary items$2,642,0002,319
Extraordinary gains, net$05
Net income$2,642,0002,316
Minority interest net income$082
Net income of bank and minority interests.$2,642,0002,318
Net charge-offs$470,0001,126
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,642,0002,267
2016-09-30 (YTD Data)Rank
Total interest income$7,326,0002,453
Total interest expense$1,205,0001,703
Net interest income$6,121,0002,582
Provision for loan and lease losses$325,0001,538
Total noninterest income$9,345,000594
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$161,0003,507
Trading account gains and fees$0169
Additional Noninterest Income$9,184,000439
Total noninterest expense$11,737,0001,289
Salaries and employee benefits$9,008,000976
Premises and equipment expense$932,0001,817
Additional noninterest expense$1,797,0002,394
Pre-tax net operating income$3,404,0001,780
Securities gains (losses)$03,160
Applicable income taxes$1,157,0001,284
Income before extraordinary items$2,247,0002,151
Extraordinary gains, net$05
Net income$2,247,0002,150
Minority interest net income$071
Net income of bank and minority interests.$2,247,0002,151
Net charge-offs$471,000834
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,247,0002,082
2016-06-30 (YTD Data)Rank
Total interest income$4,846,0002,470
Total interest expense$787,0001,726
Net interest income$4,059,0002,601
Provision for loan and lease losses$325,0001,174
Total noninterest income$6,211,000588
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$110,0003,478
Trading account gains and fees$0157
Additional Noninterest Income$6,101,000428
Total noninterest expense$8,044,0001,250
Salaries and employee benefits$5,753,0001,014
Premises and equipment expense$633,0001,773
Additional noninterest expense$1,658,0001,813
Pre-tax net operating income$1,901,0002,024
Securities gains (losses)$02,835
Applicable income taxes$646,0001,428
Income before extraordinary items$1,255,0002,426
Extraordinary gains, net$016
Net income$1,255,0002,425
Minority interest net income$071
Net income of bank and minority interests.$1,255,0002,425
Net charge-offs$351,000771
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,255,0002,360
2016-03-31 (YTD Data)Rank
Total interest income$2,389,0002,498
Total interest expense$375,0001,808
Net interest income$2,014,0002,623
Provision for loan and lease losses$03,656
Total noninterest income$2,569,000660
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$59,0003,355
Trading account gains and fees$0142
Additional Noninterest Income$2,510,000479
Total noninterest expense$3,694,0001,343
Salaries and employee benefits$2,861,0001,025
Premises and equipment expense$301,0001,871
Additional noninterest expense$532,0002,644
Pre-tax net operating income$889,0002,097
Securities gains (losses)$02,077
Applicable income taxes$302,0001,472
Income before extraordinary items$587,0002,479
Extraordinary gains, net$012
Net income$587,0002,479
Minority interest net income$062
Net income of bank and minority interests.$587,0002,479
Net charge-offs$48,0001,450
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$587,0002,433
2015-12-31 (YTD Data)Rank
Total interest income$9,056,0002,581
Total interest expense$1,238,0002,065
Net interest income$7,818,0002,653
Provision for loan and lease losses$325,0001,818
Total noninterest income$11,664,000601
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$223,0003,549
Trading account gains and fees$0159
Additional Noninterest Income$11,441,000444
Total noninterest expense$14,832,0001,329
Salaries and employee benefits$11,353,000989
Premises and equipment expense$1,130,0001,976
Additional noninterest expense$2,349,0002,465
Pre-tax net operating income$4,325,0001,767
Securities gains (losses)$03,216
Applicable income taxes$1,481,0001,248
Income before extraordinary items$2,844,0002,134
Extraordinary gains, net$023
Net income$2,844,0002,134
Minority interest net income$081
Net income of bank and minority interests.$2,844,0002,135
Net charge-offs$78,0002,873
Cash dividends$66,0004,104
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,844,0002,093
2015-09-30 (YTD Data)Rank
Total interest income$6,716,0002,625
Total interest expense$881,0002,176
Net interest income$5,835,0002,680
Provision for loan and lease losses$220,0001,874
Total noninterest income$9,398,000584
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$166,0003,584
Trading account gains and fees$0153
Additional Noninterest Income$9,232,000431
Total noninterest expense$11,214,0001,321
Salaries and employee benefits$8,653,000982
Premises and equipment expense$856,0001,988
Additional noninterest expense$1,705,0002,530
Pre-tax net operating income$3,799,0001,588
Securities gains (losses)$03,031
Applicable income taxes$1,298,0001,154
Income before extraordinary items$2,501,0001,893
Extraordinary gains, net$021
Net income$2,501,0001,895
Minority interest net income$078
Net income of bank and minority interests.$2,501,0001,895
Net charge-offs$80,0002,366
Cash dividends$54,0003,642
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,501,0001,855
2015-06-30 (YTD Data)Rank
Total interest income$4,269,0002,727
Total interest expense$573,0002,224
Net interest income$3,696,0002,776
Provision for loan and lease losses$220,0001,405
Total noninterest income$5,975,000612
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$110,0003,572
Trading account gains and fees$0157
Additional Noninterest Income$5,865,000452
Total noninterest expense$7,237,0001,362
Salaries and employee benefits$5,594,0001,013
Premises and equipment expense$562,0002,017
Additional noninterest expense$1,081,0002,650
Pre-tax net operating income$2,214,0001,755
Securities gains (losses)$02,636
Applicable income taxes$751,0001,284
Income before extraordinary items$1,463,0002,091
Extraordinary gains, net$022
Net income$1,463,0002,093
Minority interest net income$075
Net income of bank and minority interests.$1,463,0002,093
Net charge-offs$82,0001,906
Cash dividends$38,0003,508
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,463,0002,042
2015-03-31 (YTD Data)Rank
Total interest income$2,099,0002,760
Total interest expense$279,0002,291
Net interest income$1,820,0002,804
Provision for loan and lease losses$170,0001,007
Total noninterest income$2,885,000609
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$51,0003,672
Trading account gains and fees$0152
Additional Noninterest Income$2,834,000442
Total noninterest expense$3,448,0001,419
Salaries and employee benefits$2,714,0001,054
Premises and equipment expense$282,0002,043
Additional noninterest expense$452,0003,020
Pre-tax net operating income$1,087,0001,730
Securities gains (losses)$02,027
Applicable income taxes$368,0001,257
Income before extraordinary items$719,0002,098
Extraordinary gains, net$013
Net income$719,0002,099
Minority interest net income$064
Net income of bank and minority interests.$719,0002,099
Net charge-offs$-2,0004,668
Cash dividends$23,0002,768
Sale, conversion, retirement of capital stock, net$0697
Net operating income$719,0002,032
2014-12-31 (YTD Data)Rank
Total interest income$7,985,0002,893
Total interest expense$1,111,0002,404
Net interest income$6,874,0002,931
Provision for loan and lease losses$30,0004,054
Total noninterest income$9,190,000682
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$223,0003,747
Trading account gains and fees$0180
Additional Noninterest Income$8,967,000493
Total noninterest expense$12,760,0001,492
Salaries and employee benefits$9,601,0001,138
Premises and equipment expense$955,0002,325
Additional noninterest expense$2,204,0002,661
Pre-tax net operating income$3,274,0002,134
Securities gains (losses)$03,259
Applicable income taxes$1,114,0001,439
Income before extraordinary items$2,160,0002,552
Extraordinary gains, net$017
Net income$2,160,0002,552
Minority interest net income$084
Net income of bank and minority interests.$2,160,0002,552
Net charge-offs$86,0003,322
Cash dividends$129,0003,954
Sale, conversion, retirement of capital stock, net$-40,0006,421
Net operating income$2,160,0002,512
2014-09-30 (YTD Data)Rank
Total interest income$5,831,0002,969
Total interest expense$822,0002,468
Net interest income$5,009,0003,011
Provision for loan and lease losses$-20,0006,094
Total noninterest income$6,487,000714
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$170,0003,759
Trading account gains and fees$0174
Additional Noninterest Income$6,317,000513
Total noninterest expense$9,290,0001,548
Salaries and employee benefits$6,950,0001,171
Premises and equipment expense$699,0002,397
Additional noninterest expense$1,641,0002,690
Pre-tax net operating income$2,226,0002,337
Securities gains (losses)$02,980
Applicable income taxes$758,0001,568
Income before extraordinary items$1,468,0002,778
Extraordinary gains, net$015
Net income$1,468,0002,778
Minority interest net income$081
Net income of bank and minority interests.$1,468,0002,778
Net charge-offs$89,0002,797
Cash dividends$88,0003,515
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,468,0002,733
2014-06-30 (YTD Data)Rank
Total interest income$3,765,0003,041
Total interest expense$545,0002,494
Net interest income$3,220,0003,096
Provision for loan and lease losses$04,196
Total noninterest income$3,836,000778
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$118,0003,660
Trading account gains and fees$0172
Additional Noninterest Income$3,718,000557
Total noninterest expense$5,834,0001,637
Salaries and employee benefits$4,360,0001,235
Premises and equipment expense$460,0002,441
Additional noninterest expense$1,014,0002,846
Pre-tax net operating income$1,222,0002,615
Securities gains (losses)$02,580
Applicable income taxes$416,0001,725
Income before extraordinary items$806,0003,077
Extraordinary gains, net$020
Net income$806,0003,083
Minority interest net income$080
Net income of bank and minority interests.$806,0003,083
Net charge-offs$-7,0005,559
Cash dividends$84,0003,262
Sale, conversion, retirement of capital stock, net$0794
Net operating income$806,0003,025
2014-03-31 (YTD Data)Rank
Total interest income$1,870,0003,065
Total interest expense$273,0002,513
Net interest income$1,597,0003,125
Provision for loan and lease losses$03,817
Total noninterest income$1,653,000843
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$57,0003,721
Trading account gains and fees$0147
Additional Noninterest Income$1,596,000598
Total noninterest expense$2,794,0001,710
Salaries and employee benefits$2,094,0001,300
Premises and equipment expense$228,0002,501
Additional noninterest expense$472,0003,016
Pre-tax net operating income$456,0003,066
Securities gains (losses)$01,715
Applicable income taxes$156,0001,962
Income before extraordinary items$300,0003,541
Extraordinary gains, net$016
Net income$300,0003,544
Minority interest net income$066
Net income of bank and minority interests.$300,0003,544
Net charge-offs$-3,0005,214
Cash dividends$41,0002,608
Sale, conversion, retirement of capital stock, net$0747
Net operating income$300,0003,497
2013-12-31 (YTD Data)Rank
Total interest income$7,031,0003,239
Total interest expense$1,195,0002,570
Net interest income$5,836,0003,336
Provision for loan and lease losses$692,0001,490
Total noninterest income$10,905,000618
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$202,0004,084
Trading account gains and fees$0184
Additional Noninterest Income$10,703,000456
Total noninterest expense$12,559,0001,539
Salaries and employee benefits$10,061,0001,078
Premises and equipment expense$804,0002,695
Additional noninterest expense$1,694,0003,361
Pre-tax net operating income$3,490,0001,908
Securities gains (losses)$03,182
Applicable income taxes$1,123,0001,363
Income before extraordinary items$2,367,0002,298
Extraordinary gains, net$029
Net income$2,367,0002,302
Minority interest net income$090
Net income of bank and minority interests.$2,367,0002,301
Net charge-offs$722,0001,606
Cash dividends$187,0003,643
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,367,0002,245
2013-09-30 (YTD Data)Rank
Total interest income$5,127,0003,343
Total interest expense$909,0002,615
Net interest income$4,218,0003,438
Provision for loan and lease losses$430,0001,697
Total noninterest income$9,001,000594
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$143,0004,212
Trading account gains and fees$0180
Additional Noninterest Income$8,858,000438
Total noninterest expense$9,530,0001,526
Salaries and employee benefits$7,707,0001,052
Premises and equipment expense$578,0002,801
Additional noninterest expense$1,245,0003,400
Pre-tax net operating income$3,259,0001,625
Securities gains (losses)$03,040
Applicable income taxes$1,023,0001,223
Income before extraordinary items$2,236,0001,943
Extraordinary gains, net$025
Net income$2,236,0001,950
Minority interest net income$084
Net income of bank and minority interests.$2,236,0001,949
Net charge-offs$306,0002,097
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,236,0001,888
2013-06-30 (YTD Data)Rank
Total interest income$3,334,0003,424
Total interest expense$599,0002,707
Net interest income$2,735,0003,507
Provision for loan and lease losses$356,0001,484
Total noninterest income$6,316,000589
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$89,0004,315
Trading account gains and fees$0157
Additional Noninterest Income$6,227,000439
Total noninterest expense$7,044,0001,398
Salaries and employee benefits$5,337,0001,015
Premises and equipment expense$360,0002,932
Additional noninterest expense$1,347,0002,278
Pre-tax net operating income$1,651,0002,034
Securities gains (losses)$02,791
Applicable income taxes$561,0001,411
Income before extraordinary items$1,090,0002,453
Extraordinary gains, net$022
Net income$1,090,0002,460
Minority interest net income$082
Net income of bank and minority interests.$1,090,0002,459
Net charge-offs$308,0001,660
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,090,0002,364
2013-03-31 (YTD Data)Rank
Total interest income$1,608,0003,525
Total interest expense$294,0002,824
Net interest income$1,314,0003,622
Provision for loan and lease losses$244,0001,176
Total noninterest income$3,133,000590
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$40,0004,477
Trading account gains and fees$0148
Additional Noninterest Income$3,093,000442
Total noninterest expense$3,182,0001,541
Salaries and employee benefits$2,543,0001,074
Premises and equipment expense$169,0003,112
Additional noninterest expense$470,0003,122
Pre-tax net operating income$1,021,0001,672
Securities gains (losses)$01,966
Applicable income taxes$291,0001,362
Income before extraordinary items$730,0001,939
Extraordinary gains, net$010
Net income$730,0001,940
Minority interest net income$076
Net income of bank and minority interests.$730,0001,941
Net charge-offs$207,0001,331
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$730,0001,854
2012-12-31 (YTD Data)Rank
Total interest income$5,906,0003,877
Total interest expense$1,094,0003,400
Net interest income$4,812,0003,914
Provision for loan and lease losses$221,0003,815
Total noninterest income$12,781,000566
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$177,0004,492
Trading account gains and fees$0166
Additional Noninterest Income$12,604,000421
Total noninterest expense$12,030,0001,603
Salaries and employee benefits$10,166,0001,039
Premises and equipment expense$545,0003,609
Additional noninterest expense$1,319,0004,111
Pre-tax net operating income$5,342,0001,296
Securities gains (losses)$03,810
Applicable income taxes$1,000,0001,473
Income before extraordinary items$4,342,0001,359
Extraordinary gains, net$029
Net income$4,342,0001,360
Minority interest net income$093
Net income of bank and minority interests.$4,342,0001,360
Net charge-offs$267,0003,446
Cash dividends$150,0003,779
Sale, conversion, retirement of capital stock, net$3,000967
Net operating income$4,342,0001,292
2012-09-30 (YTD Data)Rank
Total interest income$4,258,0004,047
Total interest expense$807,0003,568
Net interest income$3,451,0004,084
Provision for loan and lease losses$179,0003,692
Total noninterest income$8,757,000599
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$126,0004,637
Trading account gains and fees$0157
Additional Noninterest Income$8,631,000442
Total noninterest expense$8,160,0001,762
Salaries and employee benefits$6,867,0001,146
Premises and equipment expense$390,0003,769
Additional noninterest expense$903,0004,372
Pre-tax net operating income$3,869,0001,363
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$3,869,0001,166
Extraordinary gains, net$020
Net income$3,869,0001,167
Minority interest net income$086
Net income of bank and minority interests.$3,869,0001,167
Net charge-offs$90,0004,071
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$3,000920
Net operating income$3,869,0001,094
2012-06-30 (YTD Data)Rank
Total interest income$2,744,0004,176
Total interest expense$533,0003,669
Net interest income$2,211,0004,227
Provision for loan and lease losses$110,0003,752
Total noninterest income$5,174,000663
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$84,0004,638
Trading account gains and fees$0153
Additional Noninterest Income$5,090,000468
Total noninterest expense$4,966,0001,938
Salaries and employee benefits$4,124,0001,264
Premises and equipment expense$262,0003,753
Additional noninterest expense$580,0004,475
Pre-tax net operating income$2,309,0001,504
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$2,309,0001,289
Extraordinary gains, net$019
Net income$2,309,0001,289
Minority interest net income$084
Net income of bank and minority interests.$2,309,0001,289
Net charge-offs$64,0003,807
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$3,000880
Net operating income$2,309,0001,214
2012-03-31 (YTD Data)Rank
Total interest income$1,330,0004,297
Total interest expense$268,0003,765
Net interest income$1,062,0004,354
Provision for loan and lease losses$10,0004,833
Total noninterest income$2,164,000750
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$41,0004,661
Trading account gains and fees$0148
Additional Noninterest Income$2,123,000527
Total noninterest expense$2,330,0002,058
Salaries and employee benefits$1,912,0001,352
Premises and equipment expense$137,0003,677
Additional noninterest expense$281,0004,543
Pre-tax net operating income$886,0001,859
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$886,0001,641
Extraordinary gains, net$019
Net income$886,0001,642
Minority interest net income$078
Net income of bank and minority interests.$886,0001,642
Net charge-offs$29,0003,446
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$3,000776
Net operating income$886,0001,539
2011-12-31 (YTD Data)Rank
Total interest income$4,720,0004,712
Total interest expense$1,106,0004,163
Net interest income$3,614,0004,800
Provision for loan and lease losses$82,0005,513
Total noninterest income$5,090,0001,029
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$200,0004,372
Trading account gains and fees$0146
Additional Noninterest Income$4,890,000713
Total noninterest expense$6,820,0002,724
Salaries and employee benefits$5,195,0001,879
Premises and equipment expense$402,0004,554
Additional noninterest expense$1,223,0004,396
Pre-tax net operating income$1,802,0002,698
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$1,802,0002,451
Extraordinary gains, net$029
Net income$1,802,0002,451
Minority interest net income$096
Net income of bank and minority interests.$1,802,0002,452
Net charge-offs$132,0004,733
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$36,000862
Net operating income$1,802,0002,372
2011-09-30 (YTD Data)Rank
Total interest income$3,364,0004,900
Total interest expense$835,0004,262
Net interest income$2,529,0005,027
Provision for loan and lease losses$121,0004,765
Total noninterest income$2,919,0001,250
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$142,0004,492
Trading account gains and fees$0145
Additional Noninterest Income$2,777,000882
Total noninterest expense$4,589,0003,004
Salaries and employee benefits$3,452,0002,111
Premises and equipment expense$280,0004,779
Additional noninterest expense$857,0004,582
Pre-tax net operating income$738,0003,870
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$738,0003,646
Extraordinary gains, net$021
Net income$738,0003,648
Minority interest net income$087
Net income of bank and minority interests.$738,0003,648
Net charge-offs$104,0004,397
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$27,000811
Net operating income$738,0003,542
2011-06-30 (YTD Data)Rank
Total interest income$2,182,0005,017
Total interest expense$579,0004,268
Net interest income$1,603,0005,174
Provision for loan and lease losses$101,0004,360
Total noninterest income$1,819,0001,309
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$96,0004,453
Trading account gains and fees$0153
Additional Noninterest Income$1,723,000922
Total noninterest expense$3,095,0003,015
Salaries and employee benefits$2,319,0002,104
Premises and equipment expense$171,0005,030
Additional noninterest expense$605,0004,508
Pre-tax net operating income$226,0004,964
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$226,0004,847
Extraordinary gains, net$015
Net income$226,0004,846
Minority interest net income$089
Net income of bank and minority interests.$226,0004,847
Net charge-offs$104,0003,802
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$18,000752
Net operating income$226,0004,758
2011-03-31 (YTD Data)Rank
Total interest income$1,097,0005,022
Total interest expense$305,0004,250
Net interest income$792,0005,204
Provision for loan and lease losses$23,0004,913
Total noninterest income$822,0001,394
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$44,0004,568
Trading account gains and fees$0158
Additional Noninterest Income$778,000994
Total noninterest expense$1,557,0003,004
Salaries and employee benefits$1,162,0002,118
Premises and equipment expense$100,0004,697
Additional noninterest expense$295,0004,584
Pre-tax net operating income$34,0005,952
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$34,0005,938
Extraordinary gains, net$09
Net income$34,0005,937
Minority interest net income$086
Net income of bank and minority interests.$34,0005,938
Net charge-offs$79,0002,965
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$9,000709
Net operating income$34,0005,909
2010-12-31 (YTD Data)Rank
Total interest income$3,928,0005,441
Total interest expense$955,0005,324
Net interest income$2,973,0005,375
Provision for loan and lease losses$829,0003,358
Total noninterest income$1,346,0002,708
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$203,0004,374
Trading account gains and fees$0175
Additional Noninterest Income$1,143,0002,018
Total noninterest expense$3,929,0004,261
Salaries and employee benefits$2,378,0003,726
Premises and equipment expense$294,0005,456
Additional noninterest expense$1,257,0004,486
Pre-tax net operating income$-439,0006,224
Securities gains (losses)$3,0003,556
Applicable income taxes$04,655
Income before extraordinary items$-436,0006,335
Extraordinary gains, net$029
Net income$-436,0006,336
Minority interest net income$0111
Net income of bank and minority interests.$-436,0006,336
Net charge-offs$535,0003,567
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$2,189,000248
Net operating income$-439,0006,288
2010-09-30 (YTD Data)Rank
Total interest income$2,661,0005,788
Total interest expense$664,0005,662
Net interest income$1,997,0005,702
Provision for loan and lease losses$689,0003,055
Total noninterest income$364,0004,703
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$143,0004,574
Trading account gains and fees$0165
Additional Noninterest Income$221,0004,007
Total noninterest expense$2,075,0005,262
Salaries and employee benefits$1,257,0004,777
Premises and equipment expense$190,0005,832
Additional noninterest expense$628,0005,540
Pre-tax net operating income$-403,0006,479
Securities gains (losses)$3,0003,393
Applicable income taxes$04,726
Income before extraordinary items$-400,0006,613
Extraordinary gains, net$023
Net income$-400,0006,613
Minority interest net income$0110
Net income of bank and minority interests.$-400,0006,613
Net charge-offs$368,0003,463
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$1,398,000259
Net operating income$-403,0006,531
2010-06-30 (YTD Data)Rank
Total interest income$1,674,0005,964
Total interest expense$425,0005,840
Net interest income$1,249,0005,868
Provision for loan and lease losses$232,0004,020
Total noninterest income$156,0005,424
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$92,0004,638
Trading account gains and fees$0152
Additional Noninterest Income$64,0005,284
Total noninterest expense$1,185,0005,700
Salaries and employee benefits$701,0005,313
Premises and equipment expense$99,0006,324
Additional noninterest expense$385,0005,743
Pre-tax net operating income$-12,0006,094
Securities gains (losses)$3,0002,902
Applicable income taxes$04,691
Income before extraordinary items$-9,0006,207
Extraordinary gains, net$019
Net income$-9,0006,209
Minority interest net income$0105
Net income of bank and minority interests.$-9,0006,208
Net charge-offs$197,0003,564
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$1,387,000181
Net operating income$-12,0006,112
2010-03-31 (YTD Data)Rank
Total interest income$779,0006,180
Total interest expense$205,0006,022
Net interest income$574,0006,111
Provision for loan and lease losses$82,0004,224
Total noninterest income$43,0006,327
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$42,0004,797
Trading account gains and fees$0175
Additional Noninterest Income$1,0007,328
Total noninterest expense$497,0006,177
Salaries and employee benefits$308,0005,743
Premises and equipment expense$46,0006,540
Additional noninterest expense$143,0006,431
Pre-tax net operating income$38,0005,799
Securities gains (losses)$3,0001,999
Applicable income taxes$04,611
Income before extraordinary items$41,0005,825
Extraordinary gains, net$016
Net income$41,0005,827
Minority interest net income$091
Net income of bank and minority interests.$41,0005,825
Net charge-offs$-3,0007,154
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$1,339,000109
Net operating income$38,0005,756
2009-12-31 (YTD Data)Rank
Total interest income$2,406,0006,755
Total interest expense$766,0006,552
Net interest income$1,640,0006,732
Provision for loan and lease losses$484,0004,589
Total noninterest income$161,0006,494
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$159,0005,057
Trading account gains and fees$0211
Additional Noninterest Income$2,0007,361
Total noninterest expense$1,776,0006,472
Salaries and employee benefits$1,024,0006,185
Premises and equipment expense$199,0006,492
Additional noninterest expense$553,0006,615
Pre-tax net operating income$-459,0005,954
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$-459,0006,056
Extraordinary gains, net$034
Net income$-459,0006,054
Minority interest net income$0115
Net income of bank and minority interests.$-459,0006,056
Net charge-offs$433,0003,979
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$60,0001,017
Net operating income$-459,0006,050
2009-09-30 (YTD Data)Rank
Total interest income$1,714,0006,933
Total interest expense$590,0006,635
Net interest income$1,124,0006,954
Provision for loan and lease losses$371,0004,292
Total noninterest income$123,0006,596
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$121,0005,060
Trading account gains and fees$0212
Additional Noninterest Income$2,0007,528
Total noninterest expense$1,268,0006,600
Salaries and employee benefits$742,0006,297
Premises and equipment expense$149,0006,540
Additional noninterest expense$377,0006,797
Pre-tax net operating income$-392,0006,232
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$-392,0006,325
Extraordinary gains, net$027
Net income$-392,0006,326
Minority interest net income$0118
Net income of bank and minority interests.$-392,0006,325
Net charge-offs$200,0004,244
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$45,000949
Net operating income$-392,0006,322
2009-06-30 (YTD Data)Rank
Total interest income$1,092,0007,078
Total interest expense$420,0006,618
Net interest income$672,0007,155
Provision for loan and lease losses$317,0003,613
Total noninterest income$84,0006,628
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$83,0005,005
Trading account gains and fees$0193
Additional Noninterest Income$1,0007,675
Total noninterest expense$821,0006,708
Salaries and employee benefits$478,0006,433
Premises and equipment expense$99,0006,592
Additional noninterest expense$244,0006,890
Pre-tax net operating income$-382,0006,523
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-382,0006,633
Extraordinary gains, net$021
Net income$-382,0006,634
Minority interest net income$0112
Net income of bank and minority interests.$-382,0006,634
Net charge-offs$194,0003,456
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$30,000928
Net operating income$-382,0006,618
2009-03-31 (YTD Data)Rank
Total interest income$550,0007,110
Total interest expense$223,0006,610
Net interest income$327,0007,228
Provision for loan and lease losses$82,0004,202
Total noninterest income$46,0006,486
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$45,0004,805
Trading account gains and fees$0171
Additional Noninterest Income$1,0007,715
Total noninterest expense$383,0006,830
Salaries and employee benefits$225,0006,621
Premises and equipment expense$49,0006,650
Additional noninterest expense$109,0006,952
Pre-tax net operating income$-92,0006,625
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-92,0006,791
Extraordinary gains, net$015
Net income$-92,0006,792
Minority interest net income$0102
Net income of bank and minority interests.$-92,0006,792
Net charge-offs$-6,0007,754
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$15,000814
Net operating income$-92,0006,701
2008-12-31 (YTD Data)Rank
Total interest income$2,003,0007,330
Total interest expense$942,0006,887
Net interest income$1,061,0007,512
Provision for loan and lease losses$847,0002,955
Total noninterest income$161,0006,795
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$153,0005,280
Trading account gains and fees$0154
Additional Noninterest Income$8,0007,741
Total noninterest expense$1,561,0006,789
Salaries and employee benefits$905,0006,638
Premises and equipment expense$202,0006,662
Additional noninterest expense$454,0006,829
Pre-tax net operating income$-1,186,0007,101
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-1,186,0007,079
Extraordinary gains, net$039
Net income$-1,186,0007,080
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0004,964
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$80,0001,029
Net operating income$-1,186,0007,197
2008-09-30 (YTD Data)Rank
Total interest income$1,507,0007,410
Total interest expense$729,0006,936
Net interest income$778,0007,604
Provision for loan and lease losses$75,0005,494
Total noninterest income$105,0007,066
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$101,0005,512
Trading account gains and fees$0148
Additional Noninterest Income$4,0007,959
Total noninterest expense$1,129,0006,863
Salaries and employee benefits$653,0006,722
Premises and equipment expense$152,0006,689
Additional noninterest expense$324,0006,900
Pre-tax net operating income$-321,0007,129
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-321,0007,045
Extraordinary gains, net$031
Net income$-321,0007,042
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$45,000973
Net operating income$-321,0007,190
2008-06-30 (YTD Data)Rank
Total interest income$999,0007,483
Total interest expense$504,0006,997
Net interest income$495,0007,715
Provision for loan and lease losses$53,0005,129
Total noninterest income$64,0007,231
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$59,0005,727
Trading account gains and fees$0149
Additional Noninterest Income$5,0007,937
Total noninterest expense$716,0007,026
Salaries and employee benefits$422,0006,856
Premises and equipment expense$99,0006,767
Additional noninterest expense$195,0007,105
Pre-tax net operating income$-210,0007,337
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-210,0007,417
Extraordinary gains, net$021
Net income$-210,0007,416
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$25,000909
Net operating income$-210,0007,400
2008-03-31 (YTD Data)Rank
Total interest income$523,0007,494
Total interest expense$268,0007,028
Net interest income$255,0007,718
Provision for loan and lease losses$52,0003,746
Total noninterest income$30,0007,325
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$27,0005,833
Trading account gains and fees$0158
Additional Noninterest Income$3,0007,909
Total noninterest expense$372,0006,971
Salaries and employee benefits$218,0006,816
Premises and equipment expense$50,0006,769
Additional noninterest expense$104,0007,005
Pre-tax net operating income$-139,0007,647
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-139,0007,735
Extraordinary gains, net$015
Net income$-139,0007,734
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$12,000800
Net operating income$-139,0007,698
2007-12-31 (YTD Data)Rank
Total interest income$1,988,0007,567
Total interest expense$1,032,0007,117
Net interest income$956,0007,801
Provision for loan and lease losses$132,0004,503
Total noninterest income$70,0007,849
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$61,0006,585
Trading account gains and fees$0178
Additional Noninterest Income$9,0008,086
Total noninterest expense$1,452,0006,986
Salaries and employee benefits$813,0006,941
Premises and equipment expense$194,0006,796
Additional noninterest expense$445,0006,851
Pre-tax net operating income$-558,0007,841
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-558,0007,912
Extraordinary gains, net$039
Net income$-558,0007,910
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$30,0001,136
Net operating income$-558,0007,906
2007-09-30 (YTD Data)Rank
Total interest income$1,457,0007,645
Total interest expense$758,0007,190
Net interest income$699,0007,874
Provision for loan and lease losses$90,0004,255
Total noninterest income$46,0007,980
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$39,0006,750
Trading account gains and fees$0184
Additional Noninterest Income$7,0008,132
Total noninterest expense$1,132,0006,893
Salaries and employee benefits$623,0006,870
Premises and equipment expense$148,0006,748
Additional noninterest expense$361,0006,654
Pre-tax net operating income$-477,0008,062
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-477,0008,128
Extraordinary gains, net$033
Net income$-477,0008,124
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$18,0001,036
Net operating income$-477,0008,114
2007-06-30 (YTD Data)Rank
Total interest income$956,0007,705
Total interest expense$502,0007,219
Net interest income$454,0007,970
Provision for loan and lease losses$58,0004,221
Total noninterest income$25,0008,136
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$19,0007,003
Trading account gains and fees$0168
Additional Noninterest Income$6,0008,115
Total noninterest expense$760,0006,913
Salaries and employee benefits$433,0006,817
Premises and equipment expense$102,0006,740
Additional noninterest expense$225,0006,841
Pre-tax net operating income$-339,0008,182
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-339,0008,235
Extraordinary gains, net$029
Net income$-339,0008,234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$18,000921
Net operating income$-339,0008,225
2007-03-31 (YTD Data)Rank
Total interest income$485,0007,729
Total interest expense$262,0007,165
Net interest income$223,0008,047
Provision for loan and lease losses$24,0004,189
Total noninterest income$13,0008,149
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$10,0006,985
Trading account gains and fees$0195
Additional Noninterest Income$3,0008,103
Total noninterest expense$382,0006,942
Salaries and employee benefits$229,0006,735
Premises and equipment expense$47,0006,906
Additional noninterest expense$106,0006,983
Pre-tax net operating income$-170,0008,262
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-170,0008,294
Extraordinary gains, net$022
Net income$-170,0008,292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$12,000742
Net operating income$-170,0008,283
2006-12-31 (YTD Data)Rank
Total interest income$1,307,0008,059
Total interest expense$617,0007,671
Net interest income$690,0008,216
Provision for loan and lease losses$73,0005,124
Total noninterest income$41,0008,280
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$33,0007,126
Trading account gains and fees$0130
Additional Noninterest Income$8,0008,318
Total noninterest expense$1,492,0006,910
Salaries and employee benefits$908,0006,638
Premises and equipment expense$188,0006,842
Additional noninterest expense$396,0007,084
Pre-tax net operating income$-834,0008,377
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-834,0008,420
Extraordinary gains, net$051
Net income$-834,0008,420
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$50,0001,014
Net operating income$-834,0008,406
2006-09-30 (YTD Data)Rank
Total interest income$845,0008,250
Total interest expense$376,0007,947
Net interest income$469,0008,369
Provision for loan and lease losses$73,0004,614
Total noninterest income$31,0008,353
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$25,0007,196
Trading account gains and fees$0126
Additional Noninterest Income$6,0008,383
Total noninterest expense$1,117,0006,931
Salaries and employee benefits$679,0006,648
Premises and equipment expense$141,0006,877
Additional noninterest expense$297,0007,106
Pre-tax net operating income$-690,0008,503
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-690,0008,534
Extraordinary gains, net$045
Net income$-690,0008,533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$38,000850
Net operating income$-690,0008,527
2006-06-30 (YTD Data)Rank
Total interest income$447,0008,462
Total interest expense$193,0008,170
Net interest income$254,0008,533
Provision for loan and lease losses$54,0004,368
Total noninterest income$20,0008,420
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$15,0007,286
Trading account gains and fees$0126
Additional Noninterest Income$5,0008,374
Total noninterest expense$731,0007,007
Salaries and employee benefits$452,0006,675
Premises and equipment expense$94,0006,899
Additional noninterest expense$185,0007,235
Pre-tax net operating income$-511,0008,568
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-511,0008,587
Extraordinary gains, net$039
Net income$-511,0008,587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$25,000723
Net operating income$-511,0008,585
2006-03-31 (YTD Data)Rank
Total interest income$178,0008,579
Total interest expense$70,0008,389
Net interest income$108,0008,615
Provision for loan and lease losses$20,0004,517
Total noninterest income$10,0008,429
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$8,0007,290
Trading account gains and fees$0115
Additional Noninterest Income$2,0008,382
Total noninterest expense$354,0007,082
Salaries and employee benefits$225,0006,705
Premises and equipment expense$43,0007,055
Additional noninterest expense$86,0007,378
Pre-tax net operating income$-256,0008,591
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-256,0008,614
Extraordinary gains, net$021
Net income$-256,0008,613
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$12,000539
Net operating income$-256,0008,607
2005-12-31 (YTD Data)Rank
Total interest income$152,0008,774
Total interest expense$54,0008,688
Net interest income$98,0008,785
Provision for loan and lease losses$10,0006,810
Total noninterest income$25,0008,579
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$6,0007,647
Trading account gains and fees$0138
Additional Noninterest Income$19,0008,165
Total noninterest expense$449,0008,625
Salaries and employee benefits$262,0008,570
Premises and equipment expense$54,0008,416
Additional noninterest expense$133,0008,571
Pre-tax net operating income$-336,0008,442
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$-336,0008,477
Extraordinary gains, net$046
Net income$-336,0008,477
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$7,554,000247
Net operating income$-336,0008,458
2005-09-30 (YTD Data)Rank
Total interest income$21,0008,849
Total interest expense$3,0008,828
Net interest income$18,0008,845
Provision for loan and lease losses$2,0006,852
Total noninterest income$18,0008,638
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$07,794
Trading account gains and fees$0126
Additional Noninterest Income$18,0008,051
Total noninterest expense$101,0008,835
Salaries and employee benefits$57,0008,818
Premises and equipment expense$11,0008,771
Additional noninterest expense$33,0008,825
Pre-tax net operating income$-67,0008,405
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$-67,0008,428
Extraordinary gains, net$035
Net income$-67,0008,429
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$7,554,000172
Net operating income$-67,0008,398

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.