Home > Main Street Bank > Income and Expense
Main Street Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,555,000 | 3,423 |
| Total interest expense | $4,808,000 | 3,127 |
| Net interest income | $4,747,000 | 3,701 |
| Provision for loan and lease losses | $625,000 | 1,298 |
| Total noninterest income | $1,059,000 | 2,972 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,059,000 | 1,739 |
| Total noninterest expense | $4,012,000 | 3,313 |
| Salaries and employee benefits | $1,945,000 | 3,390 |
| Premises and equipment expense | $528,000 | 3,587 |
| Additional noninterest expense | $1,539,000 | 3,023 |
| Pre-tax net operating income | $1,169,000 | 5,351 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $404,000 | 4,918 |
| Income before extraordinary items | $762,000 | 5,640 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $762,000 | 5,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,236 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $763,950 | 5,616 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,829,000 | 3,826 |
| Total interest expense | $3,651,000 | 3,335 |
| Net interest income | $4,178,000 | 4,218 |
| Provision for loan and lease losses | $364,000 | 1,956 |
| Total noninterest income | $494,000 | 5,335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $494,000 | 2,970 |
| Total noninterest expense | $3,810,000 | 3,572 |
| Salaries and employee benefits | $1,708,000 | 3,813 |
| Premises and equipment expense | $526,000 | 3,639 |
| Additional noninterest expense | $1,576,000 | 3,166 |
| Pre-tax net operating income | $498,000 | 8,666 |
| Securities gains (losses) | $76,000 | 912 |
| Applicable income taxes | $212,000 | 7,149 |
| Income before extraordinary items | $362,000 | 8,531 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $362,000 | 8,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 1,070 |
| Net operating income | $313,360 | 9,072 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,027,000 | 6,850 |
| Total interest expense | $2,244,000 | 5,281 |
| Net interest income | $1,783,000 | 8,284 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $492,000 | 5,669 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $492,000 | 3,293 |
| Total noninterest expense | $1,819,000 | 6,825 |
| Salaries and employee benefits | $693,000 | 8,044 |
| Premises and equipment expense | $221,000 | 7,269 |
| Additional noninterest expense | $905,000 | 5,341 |
| Pre-tax net operating income | $336,000 | 9,932 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $130,000 | 9,087 |
| Income before extraordinary items | $206,000 | 10,572 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $206,000 | 10,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $1,257,000 | 428 |
| Net operating income | $206,000 | 10,347 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,328,000 | 7,105 |
| Total interest expense | $2,737,000 | 5,574 |
| Net interest income | $1,591,000 | 8,976 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $214,000 | 9,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $214,000 | 5,441 |
| Total noninterest expense | $1,361,000 | 8,438 |
| Salaries and employee benefits | $472,000 | 10,066 |
| Premises and equipment expense | $176,000 | 8,414 |
| Additional noninterest expense | $713,000 | 6,675 |
| Pre-tax net operating income | $324,000 | 9,918 |
| Securities gains (losses) | $58,000 | 3,883 |
| Applicable income taxes | $139,000 | 8,913 |
| Income before extraordinary items | $243,000 | 10,012 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $243,000 | 10,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $205,880 | 10,179 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.