Home > Main Street Bank > Assets and Liabilities
Main Street Bank, Assets and Liabilities
1995-12-31 | Rank | |
# of Employees: | 65 | 2,981 |
Assets and Liabilities | ||
Total Assets: | $119,175,000 | 3,759 |
Cash and due from depository institutions | $3,645,000 | 2,981 |
Interest-bearing balances | $59,000 | 5,655 |
Securities | $18,452,000 | 5,867 |
Federal funds sold & reverse repurchase agreements | $700,000 | 7,887 |
Net loans & leases | $87,950,000 | 3,041 |
Loan loss allowance | $1,290,000 | 2,809 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $3,696,000 | 2,098 |
Other real estate owned | $0 | 2,981 |
Goodwill and other intangibles | $2,643,000 | 743 |
All other assets | $2,089,000 | 3,502 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $119,175,000 | 3,759 |
Total liabilities | $109,218,000 | 3,703 |
Total deposits | $108,181,000 | 3,543 |
Interest-bearing deposits | $97,934,000 | 3,350 |
Deposits held in domestic offices | $108,181,000 | 3,535 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $0 | 5,136 |
Subordinated debt | $0 | 337 |
All other liabilities | $1,037,000 | 3,529 |
Total equity capital | $9,957,000 | 4,352 |
Total bank equity capital | $9,957,000 | 4,352 |
Perpetual preferred stock | $0 | 288 |
Common stock | $1,000 | 10,688 |
Surplus | $8,419,000 | 1,860 |
Undivided profits | $1,537,000 | 8,234 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $867,000 | 2,920 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $638,000 | 3,756 |
Earning assets | $107,161,000 | 3,826 |
Long-term assets (5+ years) | $0 | 10,367 |
Average Assets, year-to-date | $114,848,000 | 3,747 |
Average Assets, quarterly | $118,522,000 | 3,731 |
Volatile liabilities | $11,511,000 | 4,131 |
Insider loans | $274,000 | 7,290 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $9,630,000 | 3,364 |
Tier 1 (core) risk-based capital | $9,150,000 | 4,544 |
Tier 2 risk-based capital | $1,000,000 | 2,906 |
Total risk weighted assets | $80,076,000 | 3,320 |
Total unused commitments | $9,630,000 | 3,379 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 69 | 2,924 |
Assets and Liabilities | ||
Total Assets: | $108,211,000 | 4,064 |
Cash and due from depository institutions | $2,639,000 | 2,924 |
Interest-bearing balances | $36,000 | 6,260 |
Securities | $18,198,000 | 6,290 |
Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
Net loans & leases | $78,573,000 | 3,295 |
Loan loss allowance | $691,000 | 4,874 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $4,180,000 | 1,774 |
Other real estate owned | $35,000 | 2,924 |
Goodwill and other intangibles | $3,034,000 | 621 |
All other assets | $1,552,000 | 4,784 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $108,211,000 | 4,064 |
Total liabilities | $99,117,000 | 4,032 |
Total deposits | $92,116,000 | 4,071 |
Interest-bearing deposits | $89,380,000 | 3,625 |
Deposits held in domestic offices | $92,116,000 | 4,063 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $6,500,000 | 1,541 |
Subordinated debt | $0 | 372 |
All other liabilities | $501,000 | 5,196 |
Total equity capital | $9,094,000 | 4,436 |
Total bank equity capital | $9,094,000 | 4,436 |
Perpetual preferred stock | $0 | 310 |
Common stock | $1,000 | 11,259 |
Surplus | $8,419,000 | 1,796 |
Undivided profits | $674,000 | 9,855 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $571,000 | 3,943 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $546,000 | 3,841 |
Earning assets | $96,807,000 | 4,167 |
Long-term assets (5+ years) | $0 | 10,888 |
Average Assets, year-to-date | $104,996,600 | 4,085 |
Average Assets, quarterly | $107,320,500 | 4,061 |
Volatile liabilities | $10,770,000 | 4,117 |
Insider loans | $293,000 | 7,223 |
FHLB advances | $5,500,000 | 593 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $5,015,000 | 4,900 |
Tier 1 (core) risk-based capital | $7,575,000 | 5,239 |
Tier 2 risk-based capital | $677,000 | 4,113 |
Total risk weighted assets | $63,345,000 | 4,041 |
Total unused commitments | $5,015,000 | 4,908 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 60 | 3,482 |
Assets and Liabilities | ||
Total Assets: | $100,780,000 | 4,416 |
Cash and due from depository institutions | $4,419,000 | 3,482 |
Interest-bearing balances | $2,579,000 | 2,044 |
Securities | $17,119,000 | 6,790 |
Federal funds sold & reverse repurchase agreements | $5,800,000 | 2,413 |
Net loans & leases | $65,046,000 | 3,849 |
Loan loss allowance | $358,000 | 7,895 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $3,440,000 | 2,137 |
Other real estate owned | $0 | 3,482 |
Goodwill and other intangibles | $3,425,000 | 535 |
All other assets | $1,531,000 | 4,358 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $100,780,000 | 4,416 |
Total liabilities | $91,953,000 | 4,391 |
Total deposits | $91,260,000 | 4,232 |
Interest-bearing deposits | $88,903,000 | 3,796 |
Deposits held in domestic offices | $91,260,000 | 4,225 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $693,000 | 4,179 |
Total equity capital | $8,827,000 | 4,597 |
Total bank equity capital | $8,827,000 | 4,597 |
Perpetual preferred stock | $0 | 343 |
Common stock | $1,000 | 11,788 |
Surplus | $8,407,000 | 1,712 |
Undivided profits | $419,000 | 11,090 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $717,000 | 3,953 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $486,000 | 3,838 |
Earning assets | $90,544,000 | 4,520 |
Long-term assets (5+ years) | $0 | 11,403 |
Average Assets, year-to-date | $63,853,800 | 6,372 |
Average Assets, quarterly | $77,757,500 | 5,519 |
Volatile liabilities | $3,456,000 | 7,888 |
Insider loans | $457,000 | 5,994 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $4,392,000 | 5,263 |
Tier 1 (core) risk-based capital | $6,752,000 | 5,697 |
Tier 2 risk-based capital | $358,000 | 6,754 |
Total risk weighted assets | $53,810,000 | 4,598 |
Total unused commitments | $4,392,000 | 5,285 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 18 | 9,137 |
Assets and Liabilities | ||
Total Assets: | $54,298,000 | 7,446 |
Cash and due from depository institutions | $919,000 | 9,137 |
Interest-bearing balances | $1,000 | 8,028 |
Securities | $14,218,000 | 7,597 |
Federal funds sold & reverse repurchase agreements | $1,950,000 | 6,602 |
Net loans & leases | $32,422,000 | 6,667 |
Loan loss allowance | $240,000 | 9,777 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $1,343,000 | 5,074 |
Other real estate owned | $0 | 9,137 |
Goodwill and other intangibles | $2,517,000 | 635 |
All other assets | $929,000 | 6,694 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $54,298,000 | 7,446 |
Total liabilities | $46,934,000 | 7,701 |
Total deposits | $46,606,000 | 7,589 |
Interest-bearing deposits | $45,886,000 | 6,930 |
Deposits held in domestic offices | $46,606,000 | 7,582 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $328,000 | 7,778 |
Total equity capital | $7,364,000 | 5,154 |
Total bank equity capital | $7,364,000 | 5,154 |
Perpetual preferred stock | $0 | 346 |
Common stock | $1,000 | 12,319 |
Surplus | $7,150,000 | 1,912 |
Undivided profits | $213,000 | 11,895 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $0 | 13,091 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $226,000 | 8,062 |
Earning assets | $48,591,000 | 7,527 |
Long-term assets (5+ years) | $0 | 11,806 |
Average Assets, year-to-date | $57,089,600 | 7,034 |
Average Assets, quarterly | $55,077,000 | 7,320 |
Volatile liabilities | $2,456,000 | 9,288 |
Insider loans | $0 | 9,493 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $2,030,000 | 7,282 |
Tier 1 (core) risk-based capital | $6,058,000 | 6,009 |
Tier 2 risk-based capital | $240,000 | 8,601 |
Total risk weighted assets | $29,079,000 | 7,495 |
Total unused commitments | $2,030,000 | 7,312 |
Derivatives | $0 | 651 |