Home > Main Street Bank > Net charge- offs to loans
Main Street Bank, Net charge- offs to loans
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3200% | 2,533 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1007% | 1,657 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1782% | 771 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0869% | 1,665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0844% | 444 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0879% | 1,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0018% | 1,804 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5444% | 1,229 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8633% | 655 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2562% | 2,569 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0563% | 398 |
| Percentage Net Loans Charged-off:Construction & development | -0.0014% | 1,351 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0388% | 288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7354% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0583% | 391 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0146% | 1,311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0747% | 307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0844% | 225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9518% | 431 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9540% | 502 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0325% | 345 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2359% | 2,822 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1752% | 150 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2043% | 127 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1416% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1889% | 155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2959% | 108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1720% | 171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2464% | 614 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1675% | 372 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1698% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1707% | 3,884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1439% | 206 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2109% | 167 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4901% | 44 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1364% | 218 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1202% | 1,292 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1646% | 164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2989% | 506 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3706% | 963 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6784% | 881 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1809% | 1,294 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4255% | 470 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1570% | 4,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1266% | 278 |
| Percentage Net Loans Charged-off:Construction & development | 0.0278% | 211 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1617% | 221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1385% | 241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2982% | 124 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1191% | 255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1999% | 583 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9543% | 577 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2078% | 3,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2061% | 262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2961% | 60 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0510% | 540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3779% | 103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0052% | 923 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1398% | 642 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6458% | 768 |
| Percentage Net Loans Charged-off: Credit card loans | 26.5957% | 12 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2136% | 24 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2057% | 3,800 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0267% | 7,786 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6876% | 2,003 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1316% | 1,788 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |