Home > Main Street Bank > Income and Expense
Main Street Bank, Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $12,280,000 | 1,746 |
| Total interest expense | $3,300,000 | 1,438 |
| Net interest income | $8,980,000 | 1,854 |
| Provision for loan and lease losses | $-7,438,000 | 7,424 |
| Total noninterest income | $-6,055,000 | 7,422 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $182,000 | 4,038 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-6,237,000 | 7,427 |
| Total noninterest expense | $9,749,000 | 1,499 |
| Salaries and employee benefits | $4,811,000 | 1,541 |
| Premises and equipment expense | $947,000 | 1,983 |
| Additional noninterest expense | $3,991,000 | 1,288 |
| Pre-tax net operating income | $614,000 | 4,183 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $253,000 | 2,439 |
| Income before extraordinary items | $361,000 | 4,808 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $361,000 | 4,809 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $361,000 | 4,809 |
| Net charge-offs | $1,477,000 | 1,505 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $361,000 | 4,680 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $10,396,000 | 1,407 |
| Total interest expense | $2,468,000 | 1,331 |
| Net interest income | $7,928,000 | 1,414 |
| Provision for loan and lease losses | $-2,163,000 | 7,493 |
| Total noninterest income | $-1,833,000 | 7,475 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $121,000 | 4,021 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-1,954,000 | 7,473 |
| Total noninterest expense | $6,559,000 | 1,497 |
| Salaries and employee benefits | $3,659,000 | 1,364 |
| Premises and equipment expense | $749,000 | 1,689 |
| Additional noninterest expense | $2,151,000 | 1,606 |
| Pre-tax net operating income | $1,699,000 | 1,671 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $663,000 | 1,064 |
| Income before extraordinary items | $1,036,000 | 2,209 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,036,000 | 2,209 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,036,000 | 2,209 |
| Net charge-offs | $1,340,000 | 1,222 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,036,000 | 2,136 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,679,000 | 1,286 |
| Total interest expense | $1,473,000 | 1,138 |
| Net interest income | $4,206,000 | 1,331 |
| Provision for loan and lease losses | $-2,143,000 | 7,560 |
| Total noninterest income | $-2,121,000 | 7,559 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $60,000 | 4,009 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-2,181,000 | 7,565 |
| Total noninterest expense | $3,144,000 | 1,573 |
| Salaries and employee benefits | $1,846,000 | 1,375 |
| Premises and equipment expense | $384,000 | 1,681 |
| Additional noninterest expense | $914,000 | 1,844 |
| Pre-tax net operating income | $1,084,000 | 1,337 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $397,000 | 898 |
| Income before extraordinary items | $687,000 | 1,704 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $687,000 | 1,704 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $687,000 | 1,704 |
| Net charge-offs | $674,000 | 1,116 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $687,000 | 1,656 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $35,890,000 | 840 |
| Total interest expense | $11,310,000 | 706 |
| Net interest income | $24,580,000 | 897 |
| Provision for loan and lease losses | $-109,000 | 7,602 |
| Total noninterest income | $128,000 | 6,453 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $236,000 | 4,117 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-108,000 | 7,204 |
| Total noninterest expense | $17,294,000 | 1,171 |
| Salaries and employee benefits | $8,396,000 | 1,172 |
| Premises and equipment expense | $1,779,000 | 1,440 |
| Additional noninterest expense | $7,119,000 | 1,033 |
| Pre-tax net operating income | $7,523,000 | 717 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $2,681,000 | 587 |
| Income before extraordinary items | $4,842,000 | 913 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,842,000 | 914 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,842,000 | 915 |
| Net charge-offs | $3,408,000 | 1,358 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $4,842,000 | 870 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $28,114,000 | 814 |
| Total interest expense | $8,238,000 | 757 |
| Net interest income | $19,876,000 | 829 |
| Provision for loan and lease losses | $1,245,000 | 2,232 |
| Total noninterest income | $1,546,000 | 2,046 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $177,000 | 4,183 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,369,000 | 1,432 |
| Total noninterest expense | $13,517,000 | 1,086 |
| Salaries and employee benefits | $6,547,000 | 1,126 |
| Premises and equipment expense | $1,422,000 | 1,373 |
| Additional noninterest expense | $5,548,000 | 968 |
| Pre-tax net operating income | $6,660,000 | 642 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $2,362,000 | 519 |
| Income before extraordinary items | $4,298,000 | 806 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,298,000 | 804 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $4,298,000 | 807 |
| Net charge-offs | $2,809,000 | 1,204 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $4,298,000 | 766 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $19,253,000 | 801 |
| Total interest expense | $5,567,000 | 781 |
| Net interest income | $13,686,000 | 807 |
| Provision for loan and lease losses | $1,486,000 | 1,537 |
| Total noninterest income | $936,000 | 2,142 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $118,000 | 4,180 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $818,000 | 1,501 |
| Total noninterest expense | $9,085,000 | 1,081 |
| Salaries and employee benefits | $4,234,000 | 1,162 |
| Premises and equipment expense | $956,000 | 1,385 |
| Additional noninterest expense | $3,895,000 | 904 |
| Pre-tax net operating income | $4,051,000 | 684 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,413,000 | 531 |
| Income before extraordinary items | $2,638,000 | 837 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,638,000 | 836 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,638,000 | 838 |
| Net charge-offs | $2,293,000 | 1,023 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,638,000 | 811 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $10,072,000 | 781 |
| Total interest expense | $2,834,000 | 813 |
| Net interest income | $7,238,000 | 764 |
| Provision for loan and lease losses | $350,000 | 2,221 |
| Total noninterest income | $450,000 | 2,194 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $58,000 | 4,200 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $392,000 | 1,529 |
| Total noninterest expense | $4,988,000 | 996 |
| Salaries and employee benefits | $2,367,000 | 1,040 |
| Premises and equipment expense | $493,000 | 1,381 |
| Additional noninterest expense | $2,128,000 | 841 |
| Pre-tax net operating income | $2,350,000 | 581 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $855,000 | 430 |
| Income before extraordinary items | $1,495,000 | 748 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,495,000 | 751 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,495,000 | 752 |
| Net charge-offs | $445,000 | 1,669 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,495,000 | 718 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $34,330,000 | 987 |
| Total interest expense | $10,704,000 | 1,105 |
| Net interest income | $23,626,000 | 915 |
| Provision for loan and lease losses | $15,212,000 | 598 |
| Total noninterest income | $1,946,000 | 2,157 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $226,000 | 4,420 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,720,000 | 1,517 |
| Total noninterest expense | $12,964,000 | 1,598 |
| Salaries and employee benefits | $5,545,000 | 1,788 |
| Premises and equipment expense | $1,818,000 | 1,487 |
| Additional noninterest expense | $5,601,000 | 1,340 |
| Pre-tax net operating income | $-2,604,000 | 6,798 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-756,000 | 7,182 |
| Income before extraordinary items | $-1,848,000 | 6,701 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,848,000 | 6,700 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,848,000 | 6,700 |
| Net charge-offs | $7,053,000 | 894 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,848,000 | 6,694 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $23,952,000 | 1,099 |
| Total interest expense | $7,757,000 | 1,205 |
| Net interest income | $16,195,000 | 1,013 |
| Provision for loan and lease losses | $5,821,000 | 941 |
| Total noninterest income | $1,263,000 | 2,427 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $161,000 | 4,539 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,102,000 | 1,712 |
| Total noninterest expense | $8,601,000 | 1,757 |
| Salaries and employee benefits | $3,877,000 | 1,930 |
| Premises and equipment expense | $1,336,000 | 1,535 |
| Additional noninterest expense | $3,388,000 | 1,599 |
| Pre-tax net operating income | $3,036,000 | 1,078 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,144,000 | 761 |
| Income before extraordinary items | $1,892,000 | 1,413 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,892,000 | 1,411 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,892,000 | 1,413 |
| Net charge-offs | $2,472,000 | 1,332 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,892,000 | 1,385 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $13,398,000 | 1,340 |
| Total interest expense | $4,848,000 | 1,370 |
| Net interest income | $8,550,000 | 1,301 |
| Provision for loan and lease losses | $4,661,000 | 788 |
| Total noninterest income | $879,000 | 2,380 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $102,000 | 4,629 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $777,000 | 1,690 |
| Total noninterest expense | $5,605,000 | 1,834 |
| Salaries and employee benefits | $2,685,000 | 1,887 |
| Premises and equipment expense | $890,000 | 1,566 |
| Additional noninterest expense | $2,030,000 | 1,794 |
| Pre-tax net operating income | $-837,000 | 6,922 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-244,000 | 7,360 |
| Income before extraordinary items | $-593,000 | 6,849 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-593,000 | 6,849 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-593,000 | 6,849 |
| Net charge-offs | $1,743,000 | 1,231 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-593,000 | 6,835 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,922,000 | 1,531 |
| Total interest expense | $2,349,000 | 1,477 |
| Net interest income | $3,573,000 | 1,559 |
| Provision for loan and lease losses | $725,000 | 1,435 |
| Total noninterest income | $435,000 | 2,353 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $49,000 | 4,651 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $386,000 | 1,656 |
| Total noninterest expense | $2,764,000 | 1,793 |
| Salaries and employee benefits | $1,482,000 | 1,751 |
| Premises and equipment expense | $451,000 | 1,576 |
| Additional noninterest expense | $831,000 | 1,928 |
| Pre-tax net operating income | $519,000 | 2,306 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $185,000 | 1,539 |
| Income before extraordinary items | $334,000 | 2,922 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $334,000 | 2,923 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $334,000 | 2,923 |
| Net charge-offs | $429,000 | 1,474 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $334,000 | 2,788 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $19,855,000 | 1,925 |
| Total interest expense | $8,186,000 | 1,924 |
| Net interest income | $11,669,000 | 1,910 |
| Provision for loan and lease losses | $2,200,000 | 1,694 |
| Total noninterest income | $2,889,000 | 1,624 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $242,000 | 4,423 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,647,000 | 1,070 |
| Total noninterest expense | $10,849,000 | 1,793 |
| Salaries and employee benefits | $5,493,000 | 1,854 |
| Premises and equipment expense | $1,786,000 | 1,547 |
| Additional noninterest expense | $3,570,000 | 1,717 |
| Pre-tax net operating income | $1,509,000 | 3,023 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-675,000 | 7,593 |
| Income before extraordinary items | $2,184,000 | 1,833 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,184,000 | 1,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,832,000 | 1,372 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,184,000 | 1,952 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $14,042,000 | 2,088 |
| Total interest expense | $5,855,000 | 2,087 |
| Net interest income | $8,187,000 | 2,043 |
| Provision for loan and lease losses | $1,225,000 | 1,628 |
| Total noninterest income | $2,270,000 | 1,612 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $185,000 | 4,410 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,085,000 | 1,077 |
| Total noninterest expense | $7,940,000 | 1,818 |
| Salaries and employee benefits | $3,820,000 | 2,014 |
| Premises and equipment expense | $1,322,000 | 1,584 |
| Additional noninterest expense | $2,798,000 | 1,599 |
| Pre-tax net operating income | $1,292,000 | 3,172 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-664,000 | 7,946 |
| Income before extraordinary items | $1,956,000 | 1,816 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,956,000 | 1,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $927,000 | 1,376 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,956,000 | 1,911 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,466,000 | 2,308 |
| Total interest expense | $3,645,000 | 2,290 |
| Net interest income | $4,821,000 | 2,290 |
| Provision for loan and lease losses | $805,000 | 1,413 |
| Total noninterest income | $1,440,000 | 1,700 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $122,000 | 4,441 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,318,000 | 1,160 |
| Total noninterest expense | $5,019,000 | 1,914 |
| Salaries and employee benefits | $2,205,000 | 2,347 |
| Premises and equipment expense | $835,000 | 1,665 |
| Additional noninterest expense | $1,979,000 | 1,483 |
| Pre-tax net operating income | $437,000 | 4,626 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-991,000 | 8,269 |
| Income before extraordinary items | $1,428,000 | 1,881 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,428,000 | 1,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $627,000 | 1,144 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,428,000 | 1,850 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,869,000 | 2,537 |
| Total interest expense | $1,613,000 | 2,700 |
| Net interest income | $2,256,000 | 2,431 |
| Provision for loan and lease losses | $445,000 | 1,081 |
| Total noninterest income | $675,000 | 1,798 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $62,000 | 4,381 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $613,000 | 1,218 |
| Total noninterest expense | $2,150,000 | 2,220 |
| Salaries and employee benefits | $1,037,000 | 2,503 |
| Premises and equipment expense | $390,000 | 1,761 |
| Additional noninterest expense | $723,000 | 1,946 |
| Pre-tax net operating income | $336,000 | 3,904 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-1,045,000 | 8,399 |
| Income before extraordinary items | $1,381,000 | 1,097 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,381,000 | 1,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $356,000 | 879 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,381,000 | 1,052 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,300,000 | 2,991 |
| Total interest expense | $5,129,000 | 3,406 |
| Net interest income | $8,171,000 | 2,670 |
| Provision for loan and lease losses | $1,421,000 | 1,101 |
| Total noninterest income | $2,718,000 | 1,763 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $271,000 | 4,298 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,447,000 | 1,183 |
| Total noninterest expense | $8,092,000 | 2,264 |
| Salaries and employee benefits | $3,939,000 | 2,513 |
| Premises and equipment expense | $1,327,000 | 1,969 |
| Additional noninterest expense | $2,826,000 | 1,948 |
| Pre-tax net operating income | $1,376,000 | 4,059 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,376,000 | 3,617 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,376,000 | 3,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $787,000 | 1,224 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 1,122 |
| Net operating income | $1,376,000 | 3,607 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,634,000 | 3,091 |
| Total interest expense | $3,614,000 | 3,555 |
| Net interest income | $6,020,000 | 2,714 |
| Provision for loan and lease losses | $1,111,000 | 829 |
| Total noninterest income | $1,983,000 | 1,800 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $207,000 | 4,270 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,776,000 | 1,225 |
| Total noninterest expense | $6,023,000 | 2,256 |
| Salaries and employee benefits | $3,133,000 | 2,407 |
| Premises and equipment expense | $978,000 | 1,980 |
| Additional noninterest expense | $1,912,000 | 2,095 |
| Pre-tax net operating income | $869,000 | 4,671 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $869,000 | 4,189 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $869,000 | 4,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $568,000 | 986 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 968 |
| Net operating income | $869,000 | 4,173 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,066,000 | 3,265 |
| Total interest expense | $2,200,000 | 3,768 |
| Net interest income | $3,866,000 | 2,843 |
| Provision for loan and lease losses | $700,000 | 777 |
| Total noninterest income | $1,277,000 | 1,866 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $141,000 | 4,215 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,136,000 | 1,282 |
| Total noninterest expense | $3,953,000 | 2,312 |
| Salaries and employee benefits | $2,124,000 | 2,404 |
| Premises and equipment expense | $648,000 | 2,005 |
| Additional noninterest expense | $1,181,000 | 2,245 |
| Pre-tax net operating income | $490,000 | 5,076 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $490,000 | 4,589 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $490,000 | 4,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $398,000 | 837 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 822 |
| Net operating income | $490,000 | 4,586 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,865,000 | 3,403 |
| Total interest expense | $1,017,000 | 3,964 |
| Net interest income | $1,848,000 | 2,968 |
| Provision for loan and lease losses | $300,000 | 788 |
| Total noninterest income | $671,000 | 1,788 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $69,000 | 4,205 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $602,000 | 1,198 |
| Total noninterest expense | $1,972,000 | 2,315 |
| Salaries and employee benefits | $1,027,000 | 2,491 |
| Premises and equipment expense | $328,000 | 1,990 |
| Additional noninterest expense | $617,000 | 2,127 |
| Pre-tax net operating income | $247,000 | 5,084 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $247,000 | 4,589 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $247,000 | 4,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 657 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 670 |
| Net operating income | $247,000 | 4,575 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,360,000 | 4,425 |
| Total interest expense | $2,467,000 | 4,860 |
| Net interest income | $4,893,000 | 4,068 |
| Provision for loan and lease losses | $1,493,000 | 718 |
| Total noninterest income | $2,091,000 | 2,156 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $323,000 | 3,973 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,768,000 | 1,479 |
| Total noninterest expense | $6,787,000 | 2,587 |
| Salaries and employee benefits | $3,288,000 | 2,888 |
| Premises and equipment expense | $1,317,000 | 1,912 |
| Additional noninterest expense | $2,182,000 | 2,375 |
| Pre-tax net operating income | $-1,296,000 | 8,495 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-1,296,000 | 8,524 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,296,000 | 8,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $481,000 | 1,207 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $111,000 | 873 |
| Net operating income | $-1,296,000 | 8,518 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,950,000 | 4,721 |
| Total interest expense | $1,610,000 | 5,160 |
| Net interest income | $3,340,000 | 4,403 |
| Provision for loan and lease losses | $790,000 | 954 |
| Total noninterest income | $1,473,000 | 2,257 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $247,000 | 3,968 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,226,000 | 1,566 |
| Total noninterest expense | $4,982,000 | 2,633 |
| Salaries and employee benefits | $2,431,000 | 2,915 |
| Premises and equipment expense | $1,019,000 | 1,856 |
| Additional noninterest expense | $1,532,000 | 2,507 |
| Pre-tax net operating income | $-959,000 | 8,576 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-959,000 | 8,597 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-959,000 | 8,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $284,000 | 1,191 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 728 |
| Net operating income | $-959,000 | 8,590 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,975,000 | 4,982 |
| Total interest expense | $897,000 | 5,518 |
| Net interest income | $2,078,000 | 4,604 |
| Provision for loan and lease losses | $540,000 | 917 |
| Total noninterest income | $860,000 | 2,474 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $163,000 | 3,974 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $697,000 | 1,770 |
| Total noninterest expense | $3,025,000 | 2,860 |
| Salaries and employee benefits | $1,457,000 | 3,215 |
| Premises and equipment expense | $671,000 | 1,876 |
| Additional noninterest expense | $897,000 | 2,822 |
| Pre-tax net operating income | $-627,000 | 8,610 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-627,000 | 8,626 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-627,000 | 8,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 1,628 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 608 |
| Net operating income | $-627,000 | 8,620 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,350,000 | 5,242 |
| Total interest expense | $366,000 | 5,920 |
| Net interest income | $984,000 | 4,760 |
| Provision for loan and lease losses | $130,000 | 1,639 |
| Total noninterest income | $407,000 | 2,523 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $81,000 | 3,912 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $326,000 | 1,820 |
| Total noninterest expense | $1,446,000 | 2,974 |
| Salaries and employee benefits | $756,000 | 3,125 |
| Premises and equipment expense | $334,000 | 1,892 |
| Additional noninterest expense | $356,000 | 3,419 |
| Pre-tax net operating income | $-185,000 | 8,529 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-185,000 | 8,553 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-185,000 | 8,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 1,896 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 461 |
| Net operating income | $-185,000 | 8,545 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,756,000 | 6,004 |
| Total interest expense | $799,000 | 6,785 |
| Net interest income | $2,957,000 | 5,560 |
| Provision for loan and lease losses | $651,000 | 1,529 |
| Total noninterest income | $1,267,000 | 3,016 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $383,000 | 3,659 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $884,000 | 2,393 |
| Total noninterest expense | $7,369,000 | 2,273 |
| Salaries and employee benefits | $4,048,000 | 2,267 |
| Premises and equipment expense | $1,411,000 | 1,726 |
| Additional noninterest expense | $1,910,000 | 2,603 |
| Pre-tax net operating income | $-3,796,000 | 8,810 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-3,796,000 | 8,815 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-3,796,000 | 8,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,305 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $238,000 | 629 |
| Net operating income | $-3,796,000 | 8,803 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,491,000 | 6,331 |
| Total interest expense | $511,000 | 7,040 |
| Net interest income | $1,980,000 | 5,913 |
| Provision for loan and lease losses | $464,000 | 1,501 |
| Total noninterest income | $985,000 | 2,936 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $300,000 | 3,557 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $685,000 | 2,351 |
| Total noninterest expense | $4,940,000 | 2,507 |
| Salaries and employee benefits | $2,682,000 | 2,511 |
| Premises and equipment expense | $956,000 | 1,883 |
| Additional noninterest expense | $1,302,000 | 2,822 |
| Pre-tax net operating income | $-2,439,000 | 8,827 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-2,439,000 | 8,835 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-2,439,000 | 8,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 2,196 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-2,439,000 | 8,820 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,502,000 | 6,558 |
| Total interest expense | $290,000 | 7,253 |
| Net interest income | $1,212,000 | 6,152 |
| Provision for loan and lease losses | $335,000 | 1,382 |
| Total noninterest income | $681,000 | 2,823 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $205,000 | 3,456 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $476,000 | 2,267 |
| Total noninterest expense | $2,953,000 | 2,736 |
| Salaries and employee benefits | $1,599,000 | 2,762 |
| Premises and equipment expense | $513,000 | 2,281 |
| Additional noninterest expense | $841,000 | 2,883 |
| Pre-tax net operating income | $-1,395,000 | 8,813 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-1,395,000 | 8,833 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-1,395,000 | 8,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 2,361 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-1,395,000 | 8,818 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $664,000 | 6,863 |
| Total interest expense | $122,000 | 7,539 |
| Net interest income | $542,000 | 6,493 |
| Provision for loan and lease losses | $99,000 | 2,094 |
| Total noninterest income | $248,000 | 3,487 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $97,000 | 3,512 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $151,000 | 2,964 |
| Total noninterest expense | $1,288,000 | 3,117 |
| Salaries and employee benefits | $686,000 | 3,180 |
| Premises and equipment expense | $149,000 | 3,665 |
| Additional noninterest expense | $453,000 | 2,675 |
| Pre-tax net operating income | $-597,000 | 8,867 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-597,000 | 8,882 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-597,000 | 8,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 1,446 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-597,000 | 8,869 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,938,000 | 7,447 |
| Total interest expense | $362,000 | 7,833 |
| Net interest income | $1,576,000 | 7,214 |
| Provision for loan and lease losses | $277,000 | 3,069 |
| Total noninterest income | $494,000 | 5,300 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $449,000 | 3,389 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $45,000 | 7,534 |
| Total noninterest expense | $2,206,000 | 5,688 |
| Salaries and employee benefits | $1,018,000 | 6,218 |
| Premises and equipment expense | $335,000 | 5,363 |
| Additional noninterest expense | $853,000 | 4,881 |
| Pre-tax net operating income | $-413,000 | 8,620 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-413,000 | 8,678 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-413,000 | 8,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,277 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $17,030,000 | 43 |
| Net operating income | $-413,000 | 8,649 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,395,000 | 7,556 |
| Total interest expense | $267,000 | 7,888 |
| Net interest income | $1,128,000 | 7,332 |
| Provision for loan and lease losses | $119,000 | 4,010 |
| Total noninterest income | $379,000 | 5,270 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $343,000 | 3,352 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $36,000 | 7,481 |
| Total noninterest expense | $1,320,000 | 6,401 |
| Salaries and employee benefits | $615,000 | 6,835 |
| Premises and equipment expense | $227,000 | 5,621 |
| Additional noninterest expense | $478,000 | 5,766 |
| Pre-tax net operating income | $68,000 | 8,250 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $46,000 | 6,019 |
| Income before extraordinary items | $22,000 | 8,431 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $22,000 | 8,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,920 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $22,000 | 8,388 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $925,000 | 7,602 |
| Total interest expense | $175,000 | 7,981 |
| Net interest income | $750,000 | 7,366 |
| Provision for loan and lease losses | $81,000 | 3,895 |
| Total noninterest income | $250,000 | 5,290 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $230,000 | 3,329 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $20,000 | 7,733 |
| Total noninterest expense | $882,000 | 6,418 |
| Salaries and employee benefits | $401,000 | 6,939 |
| Premises and equipment expense | $158,000 | 5,516 |
| Additional noninterest expense | $323,000 | 5,746 |
| Pre-tax net operating income | $37,000 | 8,317 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $32,000 | 5,987 |
| Income before extraordinary items | $5,000 | 8,538 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,000 | 8,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,091 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $5,000 | 8,489 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $472,000 | 7,617 |
| Total interest expense | $89,000 | 8,022 |
| Net interest income | $383,000 | 7,371 |
| Provision for loan and lease losses | $42,000 | 3,681 |
| Total noninterest income | $125,000 | 5,224 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $117,000 | 3,205 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $450,000 | 6,407 |
| Salaries and employee benefits | $201,000 | 6,973 |
| Premises and equipment expense | $80,000 | 5,517 |
| Additional noninterest expense | $169,000 | 5,625 |
| Pre-tax net operating income | $16,000 | 8,360 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $12,000 | 6,136 |
| Income before extraordinary items | $4,000 | 8,544 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,000 | 8,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,075 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $4,000 | 8,488 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,780,000 | 7,790 |
| Total interest expense | $314,000 | 8,420 |
| Net interest income | $1,466,000 | 7,416 |
| Provision for loan and lease losses | $109,000 | 5,199 |
| Total noninterest income | $524,000 | 5,315 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $485,000 | 3,161 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $39,000 | 7,855 |
| Total noninterest expense | $1,645,000 | 6,622 |
| Salaries and employee benefits | $731,000 | 7,183 |
| Premises and equipment expense | $313,000 | 5,544 |
| Additional noninterest expense | $601,000 | 5,982 |
| Pre-tax net operating income | $236,000 | 7,694 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $97,000 | 5,754 |
| Income before extraordinary items | $139,000 | 8,055 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $139,000 | 8,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,330 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $203,000 | 597 |
| Net operating income | $139,000 | 7,936 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,302,000 | 7,928 |
| Total interest expense | $229,000 | 8,549 |
| Net interest income | $1,073,000 | 7,516 |
| Provision for loan and lease losses | $76,000 | 5,192 |
| Total noninterest income | $384,000 | 5,413 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $361,000 | 3,192 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,000 | 8,129 |
| Total noninterest expense | $1,211,000 | 6,670 |
| Salaries and employee benefits | $547,000 | 7,142 |
| Premises and equipment expense | $228,000 | 5,602 |
| Additional noninterest expense | $436,000 | 6,085 |
| Pre-tax net operating income | $170,000 | 7,875 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $66,000 | 5,975 |
| Income before extraordinary items | $104,000 | 8,193 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $104,000 | 8,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,212 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $203,000 | 448 |
| Net operating income | $104,000 | 8,059 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $836,000 | 8,045 |
| Total interest expense | $146,000 | 8,670 |
| Net interest income | $690,000 | 7,622 |
| Provision for loan and lease losses | $44,000 | 5,358 |
| Total noninterest income | $253,000 | 5,434 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $231,000 | 3,259 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $22,000 | 7,723 |
| Total noninterest expense | $794,000 | 6,735 |
| Salaries and employee benefits | $363,000 | 7,188 |
| Premises and equipment expense | $151,000 | 5,624 |
| Additional noninterest expense | $280,000 | 6,186 |
| Pre-tax net operating income | $105,000 | 7,962 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $36,000 | 6,202 |
| Income before extraordinary items | $69,000 | 8,234 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $69,000 | 8,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,723 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $220,000 | 324 |
| Net operating income | $69,000 | 8,086 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $406,000 | 8,150 |
| Total interest expense | $67,000 | 8,811 |
| Net interest income | $339,000 | 7,665 |
| Provision for loan and lease losses | $20,000 | 5,233 |
| Total noninterest income | $114,000 | 5,579 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $105,000 | 3,424 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 7,987 |
| Total noninterest expense | $386,000 | 6,823 |
| Salaries and employee benefits | $176,000 | 7,306 |
| Premises and equipment expense | $76,000 | 5,602 |
| Additional noninterest expense | $134,000 | 6,334 |
| Pre-tax net operating income | $47,000 | 8,037 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $11,000 | 6,507 |
| Income before extraordinary items | $36,000 | 8,167 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $36,000 | 8,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,802 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $36,000 | 8,026 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,638,000 | 8,227 |
| Total interest expense | $308,000 | 8,869 |
| Net interest income | $1,330,000 | 7,714 |
| Provision for loan and lease losses | $70,000 | 6,288 |
| Total noninterest income | $464,000 | 5,425 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $404,000 | 3,511 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $60,000 | 7,355 |
| Total noninterest expense | $1,567,000 | 6,714 |
| Salaries and employee benefits | $709,000 | 7,235 |
| Premises and equipment expense | $313,000 | 5,433 |
| Additional noninterest expense | $545,000 | 6,254 |
| Pre-tax net operating income | $157,000 | 8,089 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $51,000 | 6,516 |
| Income before extraordinary items | $106,000 | 8,300 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $106,000 | 8,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,091 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $106,000 | 8,204 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,673,000 | 8,556 |
| Total interest expense | $542,000 | 8,938 |
| Net interest income | $1,131,000 | 8,028 |
| Provision for loan and lease losses | $36,000 | 7,043 |
| Total noninterest income | $499,000 | 5,077 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $405,000 | 3,358 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $94,000 | 6,569 |
| Total noninterest expense | $1,506,000 | 6,784 |
| Salaries and employee benefits | $648,000 | 7,440 |
| Premises and equipment expense | $296,000 | 5,556 |
| Additional noninterest expense | $562,000 | 6,082 |
| Pre-tax net operating income | $88,000 | 8,385 |
| Securities gains (losses) | $17,000 | 3,266 |
| Applicable income taxes | $25,000 | 7,184 |
| Income before extraordinary items | $80,000 | 8,446 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $80,000 | 8,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,195 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $230,000 | 570 |
| Net operating income | $67,080 | 8,426 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,526,000 | 8,928 |
| Total interest expense | $536,000 | 9,176 |
| Net interest income | $990,000 | 8,504 |
| Provision for loan and lease losses | $32,000 | 7,167 |
| Total noninterest income | $420,000 | 5,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $384,000 | 3,357 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 8,303 |
| Total noninterest expense | $1,366,000 | 7,077 |
| Salaries and employee benefits | $553,000 | 7,954 |
| Premises and equipment expense | $271,000 | 5,760 |
| Additional noninterest expense | $542,000 | 6,118 |
| Pre-tax net operating income | $12,000 | 9,076 |
| Securities gains (losses) | $-3,000 | 7,730 |
| Applicable income taxes | $2,000 | 8,274 |
| Income before extraordinary items | $7,000 | 9,119 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $7,000 | 9,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 9,334 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $9,340 | 9,097 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,255,000 | 9,361 |
| Total interest expense | $373,000 | 9,692 |
| Net interest income | $882,000 | 8,879 |
| Provision for loan and lease losses | $13,000 | 7,957 |
| Total noninterest income | $368,000 | 5,850 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $333,000 | 3,698 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 8,625 |
| Total noninterest expense | $1,160,000 | 7,670 |
| Salaries and employee benefits | $484,000 | 8,431 |
| Premises and equipment expense | $237,000 | 6,230 |
| Additional noninterest expense | $439,000 | 6,980 |
| Pre-tax net operating income | $77,000 | 9,158 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $16,000 | 8,309 |
| Income before extraordinary items | $62,000 | 9,185 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $62,000 | 9,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,212 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $61,210 | 9,160 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,028,000 | 9,829 |
| Total interest expense | $335,000 | 10,003 |
| Net interest income | $693,000 | 9,513 |
| Provision for loan and lease losses | $10,000 | 8,212 |
| Total noninterest income | $289,000 | 6,578 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $259,000 | 4,381 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 9,010 |
| Total noninterest expense | $1,019,000 | 8,057 |
| Salaries and employee benefits | $413,000 | 8,885 |
| Premises and equipment expense | $201,000 | 6,704 |
| Additional noninterest expense | $405,000 | 7,178 |
| Pre-tax net operating income | $-47,000 | 9,865 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-12,000 | 10,030 |
| Income before extraordinary items | $-35,000 | 9,890 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-35,000 | 9,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 9,741 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-35,000 | 9,848 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $929,000 | 10,376 |
| Total interest expense | $287,000 | 10,539 |
| Net interest income | $642,000 | 10,088 |
| Provision for loan and lease losses | $24,000 | 7,686 |
| Total noninterest income | $240,000 | 7,333 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 9,236 |
| Total noninterest expense | $761,000 | 9,188 |
| Salaries and employee benefits | $335,000 | 9,695 |
| Premises and equipment expense | $128,000 | 8,292 |
| Additional noninterest expense | $298,000 | 8,337 |
| Pre-tax net operating income | $97,000 | 10,080 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $21,000 | 9,704 |
| Income before extraordinary items | $75,000 | 10,111 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $75,000 | 10,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,448 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $217,000 | 669 |
| Net operating income | $75,780 | 10,069 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $875,000 | 10,955 |
| Total interest expense | $263,000 | 11,141 |
| Net interest income | $612,000 | 10,626 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $216,000 | 8,007 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 5,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 10,117 |
| Total noninterest expense | $639,000 | 10,034 |
| Salaries and employee benefits | $280,000 | 10,504 |
| Premises and equipment expense | $113,000 | 8,958 |
| Additional noninterest expense | $246,000 | 9,438 |
| Pre-tax net operating income | $189,000 | 9,853 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $57,000 | 9,572 |
| Income before extraordinary items | $132,000 | 9,950 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $132,000 | 9,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,336 |
| Cash dividends | $87,000 | 6,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $132,000 | 9,898 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $455,000 | 11,809 |
| Total interest expense | $147,000 | 11,815 |
| Net interest income | $308,000 | 11,753 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $105,000 | 10,171 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 7,891 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 11,559 |
| Total noninterest expense | $317,000 | 11,672 |
| Salaries and employee benefits | $144,000 | 11,759 |
| Premises and equipment expense | $48,000 | 11,142 |
| Additional noninterest expense | $125,000 | 11,377 |
| Pre-tax net operating income | $96,000 | 11,108 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $21,000 | 10,738 |
| Income before extraordinary items | $75,000 | 11,140 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $75,000 | 11,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $75,000 | 11,116 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $876,000 | 11,936 |
| Total interest expense | $267,000 | 12,153 |
| Net interest income | $609,000 | 11,679 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $232,000 | 8,222 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $200,000 | 5,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 10,653 |
| Total noninterest expense | $658,000 | 10,874 |
| Salaries and employee benefits | $269,000 | 11,490 |
| Premises and equipment expense | $101,000 | 9,993 |
| Additional noninterest expense | $288,000 | 10,093 |
| Pre-tax net operating income | $183,000 | 11,026 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $183,000 | 10,464 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $183,000 | 10,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,113 |
| Cash dividends | $29,000 | 8,415 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,118 |
| Net operating income | $183,000 | 10,511 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $938,000 | 12,418 |
| Total interest expense | $304,000 | 12,664 |
| Net interest income | $634,000 | 12,096 |
| Provision for loan and lease losses | $-50,000 | 12,736 |
| Total noninterest income | $251,000 | 8,347 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $231,000 | 5,403 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,038 |
| Total noninterest expense | $705,000 | 11,134 |
| Salaries and employee benefits | $285,000 | 11,821 |
| Premises and equipment expense | $120,000 | 9,793 |
| Additional noninterest expense | $300,000 | 10,450 |
| Pre-tax net operating income | $230,000 | 10,786 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $6,000 | 11,928 |
| Income before extraordinary items | $224,000 | 10,357 |
| Extraordinary gains, net | $22,000 | 2,659 |
| Net income | $246,000 | 10,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 6,769 |
| Cash dividends | $17,000 | 8,750 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 1,141 |
| Net operating income | $224,000 | 10,115 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,065,000 | 12,902 |
| Total interest expense | $406,000 | 13,159 |
| Net interest income | $659,000 | 12,479 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $265,000 | 8,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 5,383 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 11,632 |
| Total noninterest expense | $823,000 | 10,895 |
| Salaries and employee benefits | $286,000 | 12,181 |
| Premises and equipment expense | $135,000 | 9,539 |
| Additional noninterest expense | $402,000 | 9,542 |
| Pre-tax net operating income | $101,000 | 12,017 |
| Securities gains (losses) | $46,000 | 4,268 |
| Applicable income taxes | $37,000 | 11,601 |
| Income before extraordinary items | $110,000 | 11,805 |
| Extraordinary gains, net | $37,000 | 1,082 |
| Net income | $147,000 | 11,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 6,002 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $215,000 | 715 |
| Net operating income | $75,500 | 11,988 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.