Home > Main Line Bank > Income and Expense
Main Line Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $149,925,000 | 290 |
| Total interest expense | $96,910,000 | 235 |
| Net interest income | $53,015,000 | 390 |
| Provision for loan and lease losses | $4,005,000 | 362 |
| Total noninterest income | $15,340,000 | 421 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $15,340,000 | 310 |
| Total noninterest expense | $46,543,000 | 346 |
| Salaries and employee benefits | $25,793,000 | 278 |
| Premises and equipment expense | $8,583,000 | 272 |
| Additional noninterest expense | $12,167,000 | 496 |
| Pre-tax net operating income | $17,807,000 | 500 |
| Securities gains (losses) | $6,149,000 | 73 |
| Applicable income taxes | $8,656,000 | 394 |
| Income before extraordinary items | $15,300,000 | 424 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $15,300,000 | 424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 2,040 |
| Cash dividends | $10,500,000 | 354 |
| Sale, conversion, retirement of capital stock, net | $10,835,000 | 78 |
| Net operating income | $11,364,640 | 508 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $133,600,000 | 348 |
| Total interest expense | $86,679,000 | 284 |
| Net interest income | $46,921,000 | 452 |
| Provision for loan and lease losses | $5,310,000 | 325 |
| Total noninterest income | $11,979,000 | 531 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $11,979,000 | 389 |
| Total noninterest expense | $46,323,000 | 408 |
| Salaries and employee benefits | $20,665,000 | 372 |
| Premises and equipment expense | $7,444,000 | 343 |
| Additional noninterest expense | $18,214,000 | 438 |
| Pre-tax net operating income | $7,267,000 | 1,035 |
| Securities gains (losses) | $4,733,000 | 84 |
| Applicable income taxes | $-528,000 | 11,358 |
| Income before extraordinary items | $12,528,000 | 480 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $12,528,000 | 481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,597,000 | 657 |
| Cash dividends | $26,500,000 | 229 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $7,795,000 | 690 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $115,191,000 | 408 |
| Total interest expense | $77,185,000 | 328 |
| Net interest income | $38,006,000 | 551 |
| Provision for loan and lease losses | $4,300,000 | 353 |
| Total noninterest income | $15,151,000 | 474 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $15,151,000 | 340 |
| Total noninterest expense | $30,241,000 | 578 |
| Salaries and employee benefits | $12,707,000 | 563 |
| Premises and equipment expense | $4,758,000 | 508 |
| Additional noninterest expense | $12,776,000 | 565 |
| Pre-tax net operating income | $18,616,000 | 508 |
| Securities gains (losses) | $-1,719,000 | 11,902 |
| Applicable income taxes | $5,724,000 | 561 |
| Income before extraordinary items | $11,173,000 | 540 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $11,173,000 | 540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,712 |
| Cash dividends | $17,000,000 | 291 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $12,307,540 | 509 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $75,712,000 | 492 |
| Total interest expense | $47,771,000 | 380 |
| Net interest income | $27,941,000 | 711 |
| Provision for loan and lease losses | $2,400,000 | 500 |
| Total noninterest income | $9,487,000 | 615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $9,487,000 | 431 |
| Total noninterest expense | $22,924,000 | 719 |
| Salaries and employee benefits | $12,018,000 | 603 |
| Premises and equipment expense | $4,329,000 | 551 |
| Additional noninterest expense | $6,577,000 | 943 |
| Pre-tax net operating income | $12,104,000 | 681 |
| Securities gains (losses) | $-1,221,000 | 12,426 |
| Applicable income taxes | $3,581,000 | 745 |
| Income before extraordinary items | $7,302,000 | 737 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $7,302,000 | 740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,531,000 | 678 |
| Cash dividends | $2,000,000 | 1,095 |
| Sale, conversion, retirement of capital stock, net | $85,572,000 | 16 |
| Net operating income | $8,120,070 | 684 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $63,092,000 | 568 |
| Total interest expense | $42,460,000 | 399 |
| Net interest income | $20,632,000 | 901 |
| Provision for loan and lease losses | $870,000 | 1,437 |
| Total noninterest income | $8,748,000 | 672 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $8,748,000 | 465 |
| Total noninterest expense | $22,346,000 | 757 |
| Salaries and employee benefits | $10,552,000 | 686 |
| Premises and equipment expense | $3,755,000 | 631 |
| Additional noninterest expense | $8,039,000 | 893 |
| Pre-tax net operating income | $6,164,000 | 1,130 |
| Securities gains (losses) | $2,826,000 | 250 |
| Applicable income taxes | $6,431,000 | 452 |
| Income before extraordinary items | $2,559,000 | 1,954 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,559,000 | 2,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,200,000 | 1,012 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $750,360 | 5,577 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $71,664,000 | 575 |
| Total interest expense | $50,620,000 | 433 |
| Net interest income | $21,044,000 | 899 |
| Provision for loan and lease losses | $2,878,000 | 866 |
| Total noninterest income | $8,708,000 | 659 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $8,708,000 | 477 |
| Total noninterest expense | $25,774,000 | 695 |
| Salaries and employee benefits | $9,880,000 | 709 |
| Premises and equipment expense | $3,915,000 | 639 |
| Additional noninterest expense | $11,979,000 | 672 |
| Pre-tax net operating income | $1,100,000 | 5,262 |
| Securities gains (losses) | $6,469,000 | 165 |
| Applicable income taxes | $3,570,000 | 662 |
| Income before extraordinary items | $3,999,000 | 1,172 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,999,000 | 1,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 3,828 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-141,160 | 12,973 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.