Home > Magnolia State Bank > Income and Expense
Magnolia State Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $2,813,000 | 2,888 |
| Total interest expense | $208,000 | 4,024 |
| Net interest income | $2,605,000 | 2,427 |
| Provision for loan and lease losses | $0 | 2,775 |
| Total noninterest income | $242,000 | 2,679 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $180,000 | 1,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 3,389 |
| Total noninterest expense | $1,816,000 | 2,593 |
| Salaries and employee benefits | $486,000 | 3,484 |
| Premises and equipment expense | $219,000 | 2,232 |
| Additional noninterest expense | $62,000 | 3,389 |
| Pre-tax net operating income | $1,031,000 | 2,200 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $0 | 3,151 |
| Income before extraordinary items | $1,031,000 | 2,006 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $1,031,000 | 2,030 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,031,000 | 2,006 |
| Net charge-offs | $-9,000 | 4,034 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $1,031,000 | 2,021 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $12,199,000 | 2,747 |
| Total interest expense | $904,000 | 4,006 |
| Net interest income | $11,295,000 | 2,216 |
| Provision for loan and lease losses | $-172,000 | 4,285 |
| Total noninterest income | $738,000 | 3,048 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $752,000 | 1,261 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-14,000 | 4,486 |
| Total noninterest expense | $6,712,000 | 2,681 |
| Salaries and employee benefits | $1,880,000 | 3,513 |
| Premises and equipment expense | $894,000 | 2,184 |
| Additional noninterest expense | $-14,000 | 4,486 |
| Pre-tax net operating income | $5,493,000 | 1,755 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $0 | 3,278 |
| Income before extraordinary items | $5,493,000 | 1,590 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,493,000 | 1,607 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $5,493,000 | 1,590 |
| Net charge-offs | $-216,000 | 4,401 |
| Cash dividends | $3,676,000 | 1,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $5,493,000 | 1,597 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $9,031,000 | 2,753 |
| Total interest expense | $676,000 | 4,014 |
| Net interest income | $8,355,000 | 2,232 |
| Provision for loan and lease losses | $-172,000 | 4,357 |
| Total noninterest income | $557,000 | 3,007 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $565,000 | 1,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-8,000 | 4,522 |
| Total noninterest expense | $4,757,000 | 2,745 |
| Salaries and employee benefits | $1,334,000 | 3,567 |
| Premises and equipment expense | $605,000 | 2,298 |
| Additional noninterest expense | $-8,000 | 4,522 |
| Pre-tax net operating income | $4,327,000 | 1,692 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $0 | 3,278 |
| Income before extraordinary items | $4,327,000 | 1,517 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,327,000 | 1,534 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,327,000 | 1,519 |
| Net charge-offs | $-248,000 | 4,457 |
| Cash dividends | $872,000 | 1,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $4,327,000 | 1,522 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $6,013,000 | 2,735 |
| Total interest expense | $445,000 | 4,026 |
| Net interest income | $5,568,000 | 2,209 |
| Provision for loan and lease losses | $-172,000 | 4,401 |
| Total noninterest income | $380,000 | 2,955 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $371,000 | 1,252 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 4,319 |
| Total noninterest expense | $3,107,000 | 2,759 |
| Salaries and employee benefits | $868,000 | 3,592 |
| Premises and equipment expense | $393,000 | 2,320 |
| Additional noninterest expense | $9,000 | 4,336 |
| Pre-tax net operating income | $3,013,000 | 1,602 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $0 | 3,283 |
| Income before extraordinary items | $3,013,000 | 1,449 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,013,000 | 1,470 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,013,000 | 1,451 |
| Net charge-offs | $-255,000 | 4,488 |
| Cash dividends | $872,000 | 1,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $3,013,000 | 1,453 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $2,782,000 | 2,833 |
| Total interest expense | $226,000 | 4,017 |
| Net interest income | $2,556,000 | 2,344 |
| Provision for loan and lease losses | $-77,000 | 4,324 |
| Total noninterest income | $203,000 | 2,864 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $186,000 | 1,242 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 4,064 |
| Total noninterest expense | $1,509,000 | 2,804 |
| Salaries and employee benefits | $404,000 | 3,688 |
| Premises and equipment expense | $205,000 | 2,290 |
| Additional noninterest expense | $17,000 | 4,070 |
| Pre-tax net operating income | $1,327,000 | 1,711 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $0 | 3,183 |
| Income before extraordinary items | $1,327,000 | 1,553 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,327,000 | 1,571 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,327,000 | 1,552 |
| Net charge-offs | $-126,000 | 4,499 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $1,327,000 | 1,550 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $11,638,000 | 2,633 |
| Total interest expense | $579,000 | 4,048 |
| Net interest income | $11,059,000 | 2,242 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $667,000 | 3,167 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $753,000 | 1,253 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-86,000 | 4,591 |
| Total noninterest expense | $6,426,000 | 2,675 |
| Salaries and employee benefits | $1,614,000 | 3,687 |
| Premises and equipment expense | $778,000 | 2,339 |
| Additional noninterest expense | $-86,000 | 4,591 |
| Pre-tax net operating income | $5,300,000 | 1,850 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $5,300,000 | 1,666 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,300,000 | 1,686 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $5,300,000 | 1,669 |
| Net charge-offs | $-552,000 | 4,542 |
| Cash dividends | $1,870,000 | 1,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $5,300,000 | 1,694 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $8,852,000 | 2,595 |
| Total interest expense | $362,000 | 4,088 |
| Net interest income | $8,490,000 | 2,213 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $604,000 | 2,977 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $564,000 | 1,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 4,211 |
| Total noninterest expense | $4,728,000 | 2,701 |
| Salaries and employee benefits | $1,195,000 | 3,694 |
| Premises and equipment expense | $522,000 | 2,507 |
| Additional noninterest expense | $40,000 | 4,206 |
| Pre-tax net operating income | $4,366,000 | 1,802 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $4,366,000 | 1,609 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,366,000 | 1,621 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,366,000 | 1,609 |
| Net charge-offs | $-542,000 | 4,564 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $4,366,000 | 1,630 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $6,226,000 | 2,484 |
| Total interest expense | $178,000 | 4,174 |
| Net interest income | $6,048,000 | 2,140 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $417,000 | 2,908 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $374,000 | 1,239 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 4,099 |
| Total noninterest expense | $3,079,000 | 2,730 |
| Salaries and employee benefits | $798,000 | 3,711 |
| Premises and equipment expense | $330,000 | 2,567 |
| Additional noninterest expense | $43,000 | 4,077 |
| Pre-tax net operating income | $3,386,000 | 1,625 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $3,386,000 | 1,430 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,386,000 | 1,446 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,386,000 | 1,430 |
| Net charge-offs | $-540,000 | 4,608 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,386,000 | 1,437 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,442,000 | 2,802 |
| Total interest expense | $67,000 | 4,243 |
| Net interest income | $2,375,000 | 2,508 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $204,000 | 2,925 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $183,000 | 1,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 4,118 |
| Total noninterest expense | $1,560,000 | 2,752 |
| Salaries and employee benefits | $403,000 | 3,750 |
| Premises and equipment expense | $168,000 | 2,569 |
| Additional noninterest expense | $21,000 | 4,118 |
| Pre-tax net operating income | $1,019,000 | 2,279 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $1,019,000 | 2,068 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,019,000 | 2,067 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,019,000 | 2,068 |
| Net charge-offs | $-25,000 | 4,279 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,019,000 | 2,095 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $7,607,000 | 2,930 |
| Total interest expense | $233,000 | 3,945 |
| Net interest income | $7,374,000 | 2,800 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,094,000 | 2,693 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $764,000 | 1,257 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $330,000 | 3,438 |
| Total noninterest expense | $6,041,000 | 2,749 |
| Salaries and employee benefits | $1,574,000 | 3,779 |
| Premises and equipment expense | $752,000 | 2,403 |
| Additional noninterest expense | $330,000 | 3,438 |
| Pre-tax net operating income | $2,427,000 | 2,902 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $2,427,000 | 2,725 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,427,000 | 2,721 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,427,000 | 2,724 |
| Net charge-offs | $-251,000 | 4,479 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,427,000 | 2,751 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $5,227,000 | 2,991 |
| Total interest expense | $174,000 | 3,840 |
| Net interest income | $5,053,000 | 2,904 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $940,000 | 2,574 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $572,000 | 1,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $368,000 | 3,104 |
| Total noninterest expense | $4,385,000 | 2,778 |
| Salaries and employee benefits | $1,133,000 | 3,825 |
| Premises and equipment expense | $510,000 | 2,529 |
| Additional noninterest expense | $368,000 | 3,104 |
| Pre-tax net operating income | $1,608,000 | 3,034 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $1,608,000 | 2,846 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,608,000 | 2,844 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,608,000 | 2,845 |
| Net charge-offs | $-359,000 | 4,591 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,608,000 | 2,881 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,010,000 | 3,175 |
| Total interest expense | $120,000 | 3,777 |
| Net interest income | $2,890,000 | 3,103 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $638,000 | 2,547 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $386,000 | 1,229 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $252,000 | 3,105 |
| Total noninterest expense | $2,888,000 | 2,782 |
| Salaries and employee benefits | $739,000 | 3,863 |
| Premises and equipment expense | $349,000 | 2,511 |
| Additional noninterest expense | $1,800,000 | 1,738 |
| Pre-tax net operating income | $640,000 | 3,479 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $640,000 | 3,317 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $640,000 | 3,316 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $640,000 | 3,317 |
| Net charge-offs | $-82,000 | 4,331 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $640,000 | 3,347 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,451,000 | 3,188 |
| Total interest expense | $62,000 | 3,729 |
| Net interest income | $1,389,000 | 3,124 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $281,000 | 2,670 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $184,000 | 1,252 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 3,304 |
| Total noninterest expense | $1,430,000 | 2,798 |
| Salaries and employee benefits | $357,000 | 3,908 |
| Premises and equipment expense | $167,000 | 2,563 |
| Additional noninterest expense | $906,000 | 1,709 |
| Pre-tax net operating income | $240,000 | 3,621 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $240,000 | 3,484 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $240,000 | 3,483 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $240,000 | 3,484 |
| Net charge-offs | $-63,000 | 4,448 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $240,000 | 3,505 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $7,454,000 | 2,907 |
| Total interest expense | $316,000 | 3,711 |
| Net interest income | $7,138,000 | 2,822 |
| Provision for loan and lease losses | $-150,000 | 4,275 |
| Total noninterest income | $720,000 | 3,317 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $757,000 | 1,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-37,000 | 4,826 |
| Total noninterest expense | $6,056,000 | 2,719 |
| Salaries and employee benefits | $1,355,000 | 3,990 |
| Premises and equipment expense | $847,000 | 2,236 |
| Additional noninterest expense | $3,854,000 | 1,619 |
| Pre-tax net operating income | $1,952,000 | 3,172 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $1,952,000 | 3,054 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,952,000 | 3,054 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,952,000 | 3,054 |
| Net charge-offs | $-266,000 | 4,610 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,952,000 | 3,033 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,881,000 | 2,896 |
| Total interest expense | $250,000 | 3,738 |
| Net interest income | $5,631,000 | 2,792 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $448,000 | 3,531 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $559,000 | 1,192 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-111,000 | 4,905 |
| Total noninterest expense | $4,545,000 | 2,721 |
| Salaries and employee benefits | $983,000 | 4,063 |
| Premises and equipment expense | $624,000 | 2,289 |
| Additional noninterest expense | $2,938,000 | 1,614 |
| Pre-tax net operating income | $1,534,000 | 3,225 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $1,534,000 | 3,099 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,534,000 | 3,099 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,534,000 | 3,099 |
| Net charge-offs | $-278,000 | 4,732 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,534,000 | 3,086 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,630,000 | 3,004 |
| Total interest expense | $173,000 | 3,769 |
| Net interest income | $3,457,000 | 2,919 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $285,000 | 3,568 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $401,000 | 1,098 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-116,000 | 4,941 |
| Total noninterest expense | $2,968,000 | 2,746 |
| Salaries and employee benefits | $647,000 | 4,092 |
| Premises and equipment expense | $395,000 | 2,352 |
| Additional noninterest expense | $1,926,000 | 1,619 |
| Pre-tax net operating income | $774,000 | 3,558 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $774,000 | 3,435 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $774,000 | 3,434 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $774,000 | 3,435 |
| Net charge-offs | $81,000 | 987 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $774,000 | 3,412 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,816,000 | 3,008 |
| Total interest expense | $92,000 | 3,771 |
| Net interest income | $1,724,000 | 2,898 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $94,000 | 3,922 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $176,000 | 1,202 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-82,000 | 4,964 |
| Total noninterest expense | $1,409,000 | 2,839 |
| Salaries and employee benefits | $311,000 | 4,156 |
| Premises and equipment expense | $198,000 | 2,367 |
| Additional noninterest expense | $900,000 | 1,669 |
| Pre-tax net operating income | $409,000 | 3,469 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $409,000 | 3,355 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $409,000 | 3,356 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $409,000 | 3,355 |
| Net charge-offs | $-26,000 | 4,430 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $409,000 | 3,324 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $7,892,000 | 2,902 |
| Total interest expense | $610,000 | 3,606 |
| Net interest income | $7,282,000 | 2,762 |
| Provision for loan and lease losses | $150,000 | 3,250 |
| Total noninterest income | $1,141,000 | 2,730 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $685,000 | 1,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $456,000 | 3,241 |
| Total noninterest expense | $6,446,000 | 2,591 |
| Salaries and employee benefits | $1,586,000 | 3,894 |
| Premises and equipment expense | $875,000 | 2,205 |
| Additional noninterest expense | $3,985,000 | 1,539 |
| Pre-tax net operating income | $1,827,000 | 3,053 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $1,827,000 | 2,933 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,827,000 | 2,932 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,827,000 | 2,933 |
| Net charge-offs | $262,000 | 1,367 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,827,000 | 2,886 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,983,000 | 2,904 |
| Total interest expense | $498,000 | 3,609 |
| Net interest income | $5,485,000 | 2,754 |
| Provision for loan and lease losses | $150,000 | 2,982 |
| Total noninterest income | $810,000 | 2,757 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $540,000 | 1,225 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $270,000 | 3,451 |
| Total noninterest expense | $4,982,000 | 2,515 |
| Salaries and employee benefits | $1,212,000 | 3,866 |
| Premises and equipment expense | $598,000 | 2,344 |
| Additional noninterest expense | $3,172,000 | 1,447 |
| Pre-tax net operating income | $1,163,000 | 3,270 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $1,163,000 | 3,161 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,163,000 | 3,160 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,163,000 | 3,161 |
| Net charge-offs | $183,000 | 1,307 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,163,000 | 3,102 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,882,000 | 2,985 |
| Total interest expense | $364,000 | 3,594 |
| Net interest income | $3,518,000 | 2,830 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $571,000 | 2,665 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $329,000 | 1,303 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $242,000 | 3,119 |
| Total noninterest expense | $3,445,000 | 2,475 |
| Salaries and employee benefits | $848,000 | 3,803 |
| Premises and equipment expense | $402,000 | 2,325 |
| Additional noninterest expense | $2,195,000 | 1,385 |
| Pre-tax net operating income | $644,000 | 3,483 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $644,000 | 3,395 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $644,000 | 3,394 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $644,000 | 3,395 |
| Net charge-offs | $76,000 | 1,499 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $644,000 | 3,342 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,998,000 | 2,932 |
| Total interest expense | $189,000 | 3,663 |
| Net interest income | $1,809,000 | 2,761 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $204,000 | 2,988 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $178,000 | 1,430 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 4,301 |
| Total noninterest expense | $1,644,000 | 2,570 |
| Salaries and employee benefits | $439,000 | 3,790 |
| Premises and equipment expense | $211,000 | 2,262 |
| Additional noninterest expense | $994,000 | 1,524 |
| Pre-tax net operating income | $369,000 | 3,156 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $369,000 | 3,027 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $369,000 | 3,028 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $369,000 | 3,028 |
| Net charge-offs | $81,000 | 977 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $369,000 | 3,006 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $8,481,000 | 2,865 |
| Total interest expense | $837,000 | 3,560 |
| Net interest income | $7,644,000 | 2,703 |
| Provision for loan and lease losses | $175,000 | 2,481 |
| Total noninterest income | $989,000 | 2,836 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $774,000 | 1,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 3,884 |
| Total noninterest expense | $7,153,000 | 2,407 |
| Salaries and employee benefits | $1,906,000 | 3,693 |
| Premises and equipment expense | $877,000 | 2,216 |
| Additional noninterest expense | $4,370,000 | 1,410 |
| Pre-tax net operating income | $1,305,000 | 3,565 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $1,305,000 | 3,452 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,305,000 | 3,453 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,305,000 | 3,453 |
| Net charge-offs | $396,000 | 1,195 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,305,000 | 3,418 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,403,000 | 2,892 |
| Total interest expense | $638,000 | 3,560 |
| Net interest income | $5,765,000 | 2,735 |
| Provision for loan and lease losses | $100,000 | 2,579 |
| Total noninterest income | $910,000 | 2,573 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $581,000 | 1,384 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $329,000 | 3,182 |
| Total noninterest expense | $5,414,000 | 2,410 |
| Salaries and employee benefits | $1,477,000 | 3,653 |
| Premises and equipment expense | $635,000 | 2,279 |
| Additional noninterest expense | $3,302,000 | 1,402 |
| Pre-tax net operating income | $1,161,000 | 3,439 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $1,161,000 | 3,289 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,161,000 | 3,288 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,161,000 | 3,289 |
| Net charge-offs | $247,000 | 1,146 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,161,000 | 3,266 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,217,000 | 2,926 |
| Total interest expense | $430,000 | 3,534 |
| Net interest income | $3,787,000 | 2,770 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $478,000 | 2,868 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $375,000 | 1,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 3,959 |
| Total noninterest expense | $3,636,000 | 2,408 |
| Salaries and employee benefits | $990,000 | 3,660 |
| Premises and equipment expense | $448,000 | 2,215 |
| Additional noninterest expense | $2,198,000 | 1,415 |
| Pre-tax net operating income | $629,000 | 3,714 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $629,000 | 3,574 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $629,000 | 3,573 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $629,000 | 3,573 |
| Net charge-offs | $-18,000 | 4,642 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $629,000 | 3,551 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,040,000 | 2,985 |
| Total interest expense | $223,000 | 3,456 |
| Net interest income | $1,817,000 | 2,853 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $353,000 | 2,323 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $175,000 | 1,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $178,000 | 2,541 |
| Total noninterest expense | $1,806,000 | 2,427 |
| Salaries and employee benefits | $501,000 | 3,686 |
| Premises and equipment expense | $217,000 | 2,285 |
| Additional noninterest expense | $1,088,000 | 1,417 |
| Pre-tax net operating income | $364,000 | 3,522 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $364,000 | 3,365 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $364,000 | 3,363 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $364,000 | 3,364 |
| Net charge-offs | $3,000 | 2,375 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $364,000 | 3,352 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,478,000 | 2,826 |
| Total interest expense | $780,000 | 3,297 |
| Net interest income | $7,698,000 | 2,716 |
| Provision for loan and lease losses | $780,000 | 1,068 |
| Total noninterest income | $698,000 | 3,341 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $793,000 | 1,385 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-95,000 | 5,363 |
| Total noninterest expense | $6,929,000 | 2,486 |
| Salaries and employee benefits | $1,995,000 | 3,692 |
| Premises and equipment expense | $845,000 | 2,282 |
| Additional noninterest expense | $4,089,000 | 1,476 |
| Pre-tax net operating income | $687,000 | 4,403 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $687,000 | 4,290 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $687,000 | 4,289 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $687,000 | 4,289 |
| Net charge-offs | $685,000 | 787 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $687,000 | 4,301 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,272,000 | 2,852 |
| Total interest expense | $566,000 | 3,291 |
| Net interest income | $5,706,000 | 2,750 |
| Provision for loan and lease losses | $630,000 | 946 |
| Total noninterest income | $660,000 | 3,058 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $601,000 | 1,379 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 4,776 |
| Total noninterest expense | $5,077,000 | 2,528 |
| Salaries and employee benefits | $1,515,000 | 3,684 |
| Premises and equipment expense | $561,000 | 2,482 |
| Additional noninterest expense | $3,001,000 | 1,511 |
| Pre-tax net operating income | $659,000 | 4,240 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $659,000 | 4,104 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $659,000 | 4,103 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $659,000 | 4,103 |
| Net charge-offs | $665,000 | 603 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $659,000 | 4,105 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,149,000 | 2,848 |
| Total interest expense | $365,000 | 3,265 |
| Net interest income | $3,784,000 | 2,766 |
| Provision for loan and lease losses | $535,000 | 776 |
| Total noninterest income | $751,000 | 2,351 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $400,000 | 1,378 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $351,000 | 2,700 |
| Total noninterest expense | $3,365,000 | 2,549 |
| Salaries and employee benefits | $1,039,000 | 3,643 |
| Premises and equipment expense | $354,000 | 2,583 |
| Additional noninterest expense | $1,972,000 | 1,527 |
| Pre-tax net operating income | $635,000 | 3,818 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $635,000 | 3,639 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $635,000 | 3,637 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $635,000 | 3,638 |
| Net charge-offs | $526,000 | 508 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $635,000 | 3,640 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,006,000 | 2,921 |
| Total interest expense | $184,000 | 3,212 |
| Net interest income | $1,822,000 | 2,855 |
| Provision for loan and lease losses | $450,000 | 507 |
| Total noninterest income | $484,000 | 2,027 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $200,000 | 1,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $284,000 | 2,086 |
| Total noninterest expense | $1,549,000 | 2,727 |
| Salaries and employee benefits | $503,000 | 3,744 |
| Premises and equipment expense | $160,000 | 2,789 |
| Additional noninterest expense | $886,000 | 1,660 |
| Pre-tax net operating income | $307,000 | 3,829 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $307,000 | 3,640 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $307,000 | 3,640 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $307,000 | 3,640 |
| Net charge-offs | $505,000 | 312 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $307,000 | 3,644 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,984,000 | 2,868 |
| Total interest expense | $800,000 | 2,915 |
| Net interest income | $7,184,000 | 2,838 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $1,515,000 | 2,389 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $778,000 | 1,447 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $737,000 | 2,663 |
| Total noninterest expense | $6,996,000 | 2,514 |
| Salaries and employee benefits | $2,050,000 | 3,705 |
| Premises and equipment expense | $829,000 | 2,396 |
| Additional noninterest expense | $4,117,000 | 1,474 |
| Pre-tax net operating income | $1,703,000 | 3,365 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $1,703,000 | 2,944 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,703,000 | 2,943 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,703,000 | 2,944 |
| Net charge-offs | $153,000 | 2,055 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,703,000 | 2,922 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,912,000 | 2,912 |
| Total interest expense | $611,000 | 2,889 |
| Net interest income | $5,301,000 | 2,892 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $1,251,000 | 2,287 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $570,000 | 1,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $681,000 | 2,429 |
| Total noninterest expense | $5,034,000 | 2,583 |
| Salaries and employee benefits | $1,547,000 | 3,710 |
| Premises and equipment expense | $580,000 | 2,525 |
| Additional noninterest expense | $2,907,000 | 1,552 |
| Pre-tax net operating income | $1,518,000 | 3,147 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $1,518,000 | 2,841 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,518,000 | 2,840 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,518,000 | 2,841 |
| Net charge-offs | $99,000 | 1,948 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,518,000 | 2,822 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,885,000 | 2,931 |
| Total interest expense | $413,000 | 2,812 |
| Net interest income | $3,472,000 | 2,911 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $582,000 | 2,755 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $374,000 | 1,493 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 3,426 |
| Total noninterest expense | $3,341,000 | 2,604 |
| Salaries and employee benefits | $1,032,000 | 3,723 |
| Premises and equipment expense | $381,000 | 2,557 |
| Additional noninterest expense | $1,928,000 | 1,556 |
| Pre-tax net operating income | $713,000 | 3,630 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $713,000 | 3,373 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $713,000 | 3,372 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $713,000 | 3,373 |
| Net charge-offs | $9,000 | 2,932 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $713,000 | 3,345 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,899,000 | 2,982 |
| Total interest expense | $209,000 | 2,773 |
| Net interest income | $1,690,000 | 2,976 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $385,000 | 2,384 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $187,000 | 1,487 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 2,585 |
| Total noninterest expense | $1,703,000 | 2,588 |
| Salaries and employee benefits | $507,000 | 3,824 |
| Premises and equipment expense | $173,000 | 2,751 |
| Additional noninterest expense | $1,023,000 | 1,468 |
| Pre-tax net operating income | $372,000 | 3,519 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $372,000 | 3,262 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $372,000 | 3,260 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $372,000 | 3,262 |
| Net charge-offs | $-17,000 | 5,196 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $372,000 | 3,238 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,703,000 | 2,928 |
| Total interest expense | $887,000 | 2,617 |
| Net interest income | $6,816,000 | 2,937 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,480,000 | 2,515 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $800,000 | 1,438 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $680,000 | 2,875 |
| Total noninterest expense | $7,095,000 | 2,529 |
| Salaries and employee benefits | $1,986,000 | 3,844 |
| Premises and equipment expense | $815,000 | 2,462 |
| Additional noninterest expense | $4,294,000 | 1,429 |
| Pre-tax net operating income | $1,201,000 | 3,810 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $1,201,000 | 3,641 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,201,000 | 3,639 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,201,000 | 3,640 |
| Net charge-offs | $-314,000 | 5,739 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,201,000 | 3,573 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,738,000 | 2,948 |
| Total interest expense | $676,000 | 2,594 |
| Net interest income | $5,062,000 | 2,969 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $814,000 | 2,920 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $600,000 | 1,436 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $214,000 | 4,025 |
| Total noninterest expense | $5,188,000 | 2,564 |
| Salaries and employee benefits | $1,496,000 | 3,838 |
| Premises and equipment expense | $554,000 | 2,637 |
| Additional noninterest expense | $3,138,000 | 1,472 |
| Pre-tax net operating income | $688,000 | 4,257 |
| Securities gains (losses) | $7,000 | 2,695 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $695,000 | 4,052 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $695,000 | 4,050 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $695,000 | 4,052 |
| Net charge-offs | $-354,000 | 5,820 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $688,000 | 3,992 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,750,000 | 2,998 |
| Total interest expense | $460,000 | 2,568 |
| Net interest income | $3,290,000 | 3,041 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $579,000 | 2,802 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $390,000 | 1,464 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $189,000 | 3,687 |
| Total noninterest expense | $3,457,000 | 2,585 |
| Salaries and employee benefits | $995,000 | 3,859 |
| Premises and equipment expense | $382,000 | 2,599 |
| Additional noninterest expense | $2,080,000 | 1,486 |
| Pre-tax net operating income | $412,000 | 4,410 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $412,000 | 4,225 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $412,000 | 4,222 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $412,000 | 4,224 |
| Net charge-offs | $-342,000 | 5,935 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $412,000 | 4,162 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,852,000 | 3,039 |
| Total interest expense | $237,000 | 2,522 |
| Net interest income | $1,615,000 | 3,082 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $292,000 | 2,765 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $186,000 | 1,515 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $106,000 | 3,472 |
| Total noninterest expense | $1,689,000 | 2,637 |
| Salaries and employee benefits | $502,000 | 3,877 |
| Premises and equipment expense | $173,000 | 2,807 |
| Additional noninterest expense | $1,014,000 | 1,505 |
| Pre-tax net operating income | $218,000 | 4,327 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $218,000 | 4,122 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $218,000 | 4,120 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $218,000 | 4,121 |
| Net charge-offs | $-21,000 | 5,480 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $218,000 | 4,063 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,215,000 | 2,780 |
| Total interest expense | $1,299,000 | 1,983 |
| Net interest income | $6,916,000 | 2,884 |
| Provision for loan and lease losses | $10,000 | 4,216 |
| Total noninterest income | $2,088,000 | 2,062 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $760,000 | 1,536 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,328,000 | 2,016 |
| Total noninterest expense | $7,293,000 | 2,485 |
| Salaries and employee benefits | $1,989,000 | 3,915 |
| Premises and equipment expense | $790,000 | 2,586 |
| Additional noninterest expense | $4,514,000 | 1,388 |
| Pre-tax net operating income | $1,701,000 | 3,287 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $1,701,000 | 3,009 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,701,000 | 3,010 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,701,000 | 3,011 |
| Net charge-offs | $355,000 | 1,464 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,701,000 | 2,968 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,092,000 | 2,823 |
| Total interest expense | $1,016,000 | 1,942 |
| Net interest income | $5,076,000 | 2,957 |
| Provision for loan and lease losses | $10,000 | 4,009 |
| Total noninterest income | $1,822,000 | 1,880 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $573,000 | 1,550 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,249,000 | 1,742 |
| Total noninterest expense | $5,347,000 | 2,542 |
| Salaries and employee benefits | $1,489,000 | 3,934 |
| Premises and equipment expense | $542,000 | 2,812 |
| Additional noninterest expense | $3,316,000 | 1,413 |
| Pre-tax net operating income | $1,541,000 | 3,024 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,541,000 | 2,716 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,541,000 | 2,716 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,541,000 | 2,717 |
| Net charge-offs | $495,000 | 865 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,541,000 | 2,662 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,100,000 | 2,806 |
| Total interest expense | $719,000 | 1,858 |
| Net interest income | $3,381,000 | 2,956 |
| Provision for loan and lease losses | $10,000 | 3,765 |
| Total noninterest income | $617,000 | 2,785 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $376,000 | 1,551 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $241,000 | 3,359 |
| Total noninterest expense | $3,555,000 | 2,565 |
| Salaries and employee benefits | $988,000 | 3,979 |
| Premises and equipment expense | $362,000 | 2,808 |
| Additional noninterest expense | $2,205,000 | 1,421 |
| Pre-tax net operating income | $433,000 | 4,373 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $433,000 | 4,189 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $433,000 | 4,191 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $433,000 | 4,192 |
| Net charge-offs | $164,000 | 1,319 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $433,000 | 4,130 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,103,000 | 2,756 |
| Total interest expense | $361,000 | 1,864 |
| Net interest income | $1,742,000 | 2,901 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $350,000 | 2,574 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $186,000 | 1,535 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $164,000 | 2,898 |
| Total noninterest expense | $1,760,000 | 2,594 |
| Salaries and employee benefits | $491,000 | 4,018 |
| Premises and equipment expense | $186,000 | 2,791 |
| Additional noninterest expense | $1,083,000 | 1,421 |
| Pre-tax net operating income | $332,000 | 3,725 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $332,000 | 3,464 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $332,000 | 3,467 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $332,000 | 3,467 |
| Net charge-offs | $110,000 | 1,050 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $332,000 | 3,381 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,941,000 | 2,901 |
| Total interest expense | $1,565,000 | 1,825 |
| Net interest income | $6,376,000 | 3,099 |
| Provision for loan and lease losses | $112,000 | 3,090 |
| Total noninterest income | $4,090,000 | 1,266 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $864,000 | 1,478 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,226,000 | 1,045 |
| Total noninterest expense | $7,564,000 | 2,421 |
| Salaries and employee benefits | $1,911,000 | 4,078 |
| Premises and equipment expense | $742,000 | 2,799 |
| Additional noninterest expense | $4,911,000 | 1,315 |
| Pre-tax net operating income | $2,790,000 | 2,390 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $2,790,000 | 2,132 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,790,000 | 2,132 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,790,000 | 2,131 |
| Net charge-offs | $1,382,000 | 691 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,790,000 | 2,083 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,981,000 | 2,920 |
| Total interest expense | $1,189,000 | 1,833 |
| Net interest income | $4,792,000 | 3,121 |
| Provision for loan and lease losses | $112,000 | 2,687 |
| Total noninterest income | $3,636,000 | 1,128 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $644,000 | 1,491 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,992,000 | 899 |
| Total noninterest expense | $5,491,000 | 2,515 |
| Salaries and employee benefits | $1,435,000 | 4,084 |
| Premises and equipment expense | $530,000 | 2,923 |
| Additional noninterest expense | $3,526,000 | 1,370 |
| Pre-tax net operating income | $2,825,000 | 1,951 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $2,825,000 | 1,670 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,825,000 | 1,671 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,825,000 | 1,670 |
| Net charge-offs | $861,000 | 757 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,825,000 | 1,643 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,916,000 | 2,965 |
| Total interest expense | $802,000 | 1,831 |
| Net interest income | $3,114,000 | 3,183 |
| Provision for loan and lease losses | $112,000 | 2,251 |
| Total noninterest income | $3,389,000 | 866 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $424,000 | 1,491 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $2,965,000 | 657 |
| Total noninterest expense | $3,566,000 | 2,580 |
| Salaries and employee benefits | $953,000 | 4,127 |
| Premises and equipment expense | $356,000 | 2,923 |
| Additional noninterest expense | $2,257,000 | 1,418 |
| Pre-tax net operating income | $2,825,000 | 1,350 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $2,825,000 | 1,136 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,825,000 | 1,137 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,825,000 | 1,137 |
| Net charge-offs | $295,000 | 1,265 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,825,000 | 1,108 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,966,000 | 2,962 |
| Total interest expense | $404,000 | 1,843 |
| Net interest income | $1,562,000 | 3,176 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $236,000 | 3,157 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $211,000 | 1,485 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $25,000 | 5,334 |
| Total noninterest expense | $1,633,000 | 2,788 |
| Salaries and employee benefits | $487,000 | 4,109 |
| Premises and equipment expense | $178,000 | 2,986 |
| Additional noninterest expense | $968,000 | 1,594 |
| Pre-tax net operating income | $165,000 | 4,749 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $165,000 | 4,540 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $165,000 | 4,544 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $165,000 | 4,544 |
| Net charge-offs | $155,000 | 1,102 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $165,000 | 4,491 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,122,000 | 2,908 |
| Total interest expense | $1,788,000 | 1,885 |
| Net interest income | $6,334,000 | 3,129 |
| Provision for loan and lease losses | $200,000 | 2,943 |
| Total noninterest income | $-246,000 | 6,741 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $829,000 | 1,605 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-1,075,000 | 6,782 |
| Total noninterest expense | $7,667,000 | 2,437 |
| Salaries and employee benefits | $2,084,000 | 3,977 |
| Premises and equipment expense | $701,000 | 2,966 |
| Additional noninterest expense | $4,882,000 | 1,369 |
| Pre-tax net operating income | $-1,779,000 | 6,642 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-1,779,000 | 6,658 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,779,000 | 6,658 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-1,779,000 | 6,658 |
| Net charge-offs | $1,209,000 | 1,089 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-1,779,000 | 6,650 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,211,000 | 2,885 |
| Total interest expense | $1,371,000 | 1,905 |
| Net interest income | $4,840,000 | 3,113 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $-54,000 | 6,798 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $620,000 | 1,607 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-674,000 | 6,854 |
| Total noninterest expense | $5,466,000 | 2,542 |
| Salaries and employee benefits | $1,593,000 | 3,956 |
| Premises and equipment expense | $513,000 | 3,052 |
| Additional noninterest expense | $3,360,000 | 1,475 |
| Pre-tax net operating income | $-680,000 | 6,661 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-680,000 | 6,680 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-680,000 | 6,681 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-680,000 | 6,681 |
| Net charge-offs | $422,000 | 1,776 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-680,000 | 6,666 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,203,000 | 2,846 |
| Total interest expense | $938,000 | 1,886 |
| Net interest income | $3,265,000 | 3,089 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $-367,000 | 6,908 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $401,000 | 1,619 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-768,000 | 6,915 |
| Total noninterest expense | $3,603,000 | 2,580 |
| Salaries and employee benefits | $1,087,000 | 3,920 |
| Premises and equipment expense | $354,000 | 2,967 |
| Additional noninterest expense | $2,162,000 | 1,511 |
| Pre-tax net operating income | $-705,000 | 6,739 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-705,000 | 6,763 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-705,000 | 6,765 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-705,000 | 6,764 |
| Net charge-offs | $583,000 | 1,128 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-705,000 | 6,744 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,138,000 | 2,830 |
| Total interest expense | $484,000 | 1,886 |
| Net interest income | $1,654,000 | 3,069 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $244,000 | 3,318 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $194,000 | 1,655 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $50,000 | 4,707 |
| Total noninterest expense | $1,890,000 | 2,489 |
| Salaries and employee benefits | $545,000 | 3,951 |
| Premises and equipment expense | $190,000 | 2,859 |
| Additional noninterest expense | $1,155,000 | 1,413 |
| Pre-tax net operating income | $8,000 | 6,264 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $8,000 | 6,343 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $8,000 | 6,344 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $8,000 | 6,344 |
| Net charge-offs | $453,000 | 820 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $8,000 | 6,267 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,887,000 | 2,592 |
| Total interest expense | $2,364,000 | 1,845 |
| Net interest income | $7,523,000 | 2,804 |
| Provision for loan and lease losses | $1,740,000 | 1,196 |
| Total noninterest income | $487,000 | 4,534 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $857,000 | 1,603 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-370,000 | 6,890 |
| Total noninterest expense | $7,668,000 | 2,462 |
| Salaries and employee benefits | $2,153,000 | 3,953 |
| Premises and equipment expense | $791,000 | 2,775 |
| Additional noninterest expense | $4,724,000 | 1,436 |
| Pre-tax net operating income | $-1,398,000 | 6,730 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-1,398,000 | 6,774 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,398,000 | 6,771 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,398,000 | 6,772 |
| Net charge-offs | $7,037,000 | 429 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,398,000 | 6,745 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,656,000 | 2,575 |
| Total interest expense | $1,837,000 | 1,852 |
| Net interest income | $5,819,000 | 2,776 |
| Provision for loan and lease losses | $1,740,000 | 971 |
| Total noninterest income | $413,000 | 4,373 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $656,000 | 1,595 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-243,000 | 7,005 |
| Total noninterest expense | $5,672,000 | 2,500 |
| Salaries and employee benefits | $1,621,000 | 3,945 |
| Premises and equipment expense | $559,000 | 2,923 |
| Additional noninterest expense | $3,492,000 | 1,453 |
| Pre-tax net operating income | $-1,180,000 | 6,877 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-1,180,000 | 6,911 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,180,000 | 6,907 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,180,000 | 6,909 |
| Net charge-offs | $5,528,000 | 425 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-1,180,000 | 6,889 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,114,000 | 2,579 |
| Total interest expense | $1,256,000 | 1,867 |
| Net interest income | $3,858,000 | 2,793 |
| Provision for loan and lease losses | $1,740,000 | 718 |
| Total noninterest income | $141,000 | 5,397 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $444,000 | 1,568 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-303,000 | 7,119 |
| Total noninterest expense | $3,688,000 | 2,554 |
| Salaries and employee benefits | $1,093,000 | 3,938 |
| Premises and equipment expense | $367,000 | 2,966 |
| Additional noninterest expense | $2,228,000 | 1,521 |
| Pre-tax net operating income | $-1,429,000 | 7,032 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-1,429,000 | 7,057 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,429,000 | 7,056 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,429,000 | 7,057 |
| Net charge-offs | $4,841,000 | 346 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-1,429,000 | 7,043 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,623,000 | 2,544 |
| Total interest expense | $647,000 | 1,896 |
| Net interest income | $1,976,000 | 2,749 |
| Provision for loan and lease losses | $1,465,000 | 457 |
| Total noninterest income | $162,000 | 4,068 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $226,000 | 1,534 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-64,000 | 7,121 |
| Total noninterest expense | $1,896,000 | 2,487 |
| Salaries and employee benefits | $555,000 | 3,922 |
| Premises and equipment expense | $182,000 | 3,006 |
| Additional noninterest expense | $1,159,000 | 1,449 |
| Pre-tax net operating income | $-1,223,000 | 7,175 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-1,223,000 | 7,192 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,223,000 | 7,192 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,223,000 | 7,192 |
| Net charge-offs | $3,072,000 | 280 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-1,223,000 | 7,183 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,548,000 | 2,233 |
| Total interest expense | $3,909,000 | 1,555 |
| Net interest income | $8,639,000 | 2,543 |
| Provision for loan and lease losses | $10,510,000 | 400 |
| Total noninterest income | $-420,000 | 7,179 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,117,000 | 1,327 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-1,537,000 | 7,240 |
| Total noninterest expense | $7,500,000 | 2,517 |
| Salaries and employee benefits | $2,377,000 | 3,706 |
| Premises and equipment expense | $821,000 | 2,854 |
| Additional noninterest expense | $4,302,000 | 1,584 |
| Pre-tax net operating income | $-9,791,000 | 7,207 |
| Securities gains (losses) | $827,000 | 527 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-8,964,000 | 7,195 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-8,964,000 | 7,195 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-8,964,000 | 7,195 |
| Net charge-offs | $6,606,000 | 636 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-9,791,000 | 7,204 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,663,000 | 2,196 |
| Total interest expense | $2,831,000 | 1,661 |
| Net interest income | $6,832,000 | 2,412 |
| Provision for loan and lease losses | $7,340,000 | 427 |
| Total noninterest income | $-605,000 | 7,312 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $865,000 | 1,285 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-1,470,000 | 7,357 |
| Total noninterest expense | $5,764,000 | 2,465 |
| Salaries and employee benefits | $1,791,000 | 3,690 |
| Premises and equipment expense | $678,000 | 2,647 |
| Additional noninterest expense | $3,295,000 | 1,549 |
| Pre-tax net operating income | $-6,877,000 | 7,284 |
| Securities gains (losses) | $-11,000 | 7,020 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-6,888,000 | 7,295 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-6,888,000 | 7,293 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-6,888,000 | 7,294 |
| Net charge-offs | $5,565,000 | 581 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-6,877,000 | 7,292 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,539,000 | 2,179 |
| Total interest expense | $1,982,000 | 1,645 |
| Net interest income | $4,557,000 | 2,409 |
| Provision for loan and lease losses | $3,090,000 | 658 |
| Total noninterest income | $160,000 | 5,206 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $557,000 | 1,307 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-397,000 | 7,355 |
| Total noninterest expense | $3,686,000 | 2,571 |
| Salaries and employee benefits | $1,163,000 | 3,803 |
| Premises and equipment expense | $449,000 | 2,675 |
| Additional noninterest expense | $2,074,000 | 1,663 |
| Pre-tax net operating income | $-2,059,000 | 7,178 |
| Securities gains (losses) | $-11,000 | 7,087 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-2,070,000 | 7,215 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,070,000 | 7,216 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-2,070,000 | 7,216 |
| Net charge-offs | $1,426,000 | 1,169 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-2,059,000 | 7,203 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,407,000 | 2,098 |
| Total interest expense | $1,053,000 | 1,608 |
| Net interest income | $2,354,000 | 2,319 |
| Provision for loan and lease losses | $990,000 | 870 |
| Total noninterest income | $34,000 | 6,366 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $261,000 | 1,371 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-227,000 | 7,445 |
| Total noninterest expense | $1,825,000 | 2,601 |
| Salaries and employee benefits | $582,000 | 3,814 |
| Premises and equipment expense | $230,000 | 2,664 |
| Additional noninterest expense | $1,013,000 | 1,695 |
| Pre-tax net operating income | $-427,000 | 7,045 |
| Securities gains (losses) | $-16,000 | 7,222 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-443,000 | 7,099 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-443,000 | 7,100 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-443,000 | 7,100 |
| Net charge-offs | $555,000 | 1,256 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-427,000 | 7,081 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $15,720,000 | 1,928 |
| Total interest expense | $5,301,000 | 1,566 |
| Net interest income | $10,419,000 | 2,094 |
| Provision for loan and lease losses | $11,600,000 | 594 |
| Total noninterest income | $256,000 | 5,635 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,231,000 | 1,219 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-975,000 | 7,487 |
| Total noninterest expense | $7,735,000 | 2,494 |
| Salaries and employee benefits | $2,453,000 | 3,632 |
| Premises and equipment expense | $912,000 | 2,673 |
| Additional noninterest expense | $4,370,000 | 1,648 |
| Pre-tax net operating income | $-8,660,000 | 7,317 |
| Securities gains (losses) | $724,000 | 647 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-7,936,000 | 7,318 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-7,936,000 | 7,318 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-7,936,000 | 7,318 |
| Net charge-offs | $10,574,000 | 583 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-8,660,000 | 7,330 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,143,000 | 1,905 |
| Total interest expense | $4,071,000 | 1,597 |
| Net interest income | $8,072,000 | 2,055 |
| Provision for loan and lease losses | $9,310,000 | 522 |
| Total noninterest income | $448,000 | 4,287 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $920,000 | 1,259 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-472,000 | 7,573 |
| Total noninterest expense | $5,866,000 | 2,471 |
| Salaries and employee benefits | $1,881,000 | 3,615 |
| Premises and equipment expense | $734,000 | 2,561 |
| Additional noninterest expense | $3,251,000 | 1,638 |
| Pre-tax net operating income | $-6,656,000 | 7,449 |
| Securities gains (losses) | $222,000 | 1,296 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-6,434,000 | 7,488 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-6,434,000 | 7,488 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-6,434,000 | 7,488 |
| Net charge-offs | $5,464,000 | 730 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-6,656,000 | 7,480 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,364,000 | 1,876 |
| Total interest expense | $2,744,000 | 1,648 |
| Net interest income | $5,620,000 | 1,971 |
| Provision for loan and lease losses | $4,810,000 | 651 |
| Total noninterest income | $594,000 | 2,889 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $585,000 | 1,340 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $9,000 | 6,884 |
| Total noninterest expense | $4,043,000 | 2,402 |
| Salaries and employee benefits | $1,271,000 | 3,593 |
| Premises and equipment expense | $461,000 | 2,700 |
| Additional noninterest expense | $2,311,000 | 1,539 |
| Pre-tax net operating income | $-2,639,000 | 7,371 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-2,639,000 | 7,411 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,639,000 | 7,411 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,639,000 | 7,411 |
| Net charge-offs | $2,609,000 | 925 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,639,000 | 7,399 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,238,000 | 1,895 |
| Total interest expense | $1,395,000 | 1,689 |
| Net interest income | $2,843,000 | 1,988 |
| Provision for loan and lease losses | $2,125,000 | 718 |
| Total noninterest income | $256,000 | 3,175 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $273,000 | 1,437 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-17,000 | 7,594 |
| Total noninterest expense | $2,126,000 | 2,296 |
| Salaries and employee benefits | $648,000 | 3,598 |
| Premises and equipment expense | $241,000 | 2,662 |
| Additional noninterest expense | $1,237,000 | 1,435 |
| Pre-tax net operating income | $-1,152,000 | 7,460 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,152,000 | 7,507 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,152,000 | 7,508 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,152,000 | 7,508 |
| Net charge-offs | $664,000 | 1,375 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,152,000 | 7,502 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $17,709,000 | 1,906 |
| Total interest expense | $7,079,000 | 1,673 |
| Net interest income | $10,630,000 | 2,065 |
| Provision for loan and lease losses | $2,863,000 | 2,039 |
| Total noninterest income | $925,000 | 3,497 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,303,000 | 1,326 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-378,000 | 7,771 |
| Total noninterest expense | $8,562,000 | 2,310 |
| Salaries and employee benefits | $2,818,000 | 3,367 |
| Premises and equipment expense | $1,016,000 | 2,533 |
| Additional noninterest expense | $4,728,000 | 1,579 |
| Pre-tax net operating income | $130,000 | 4,999 |
| Securities gains (losses) | $-1,766,000 | 7,790 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-1,636,000 | 6,629 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,636,000 | 6,629 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,636,000 | 6,629 |
| Net charge-offs | $2,448,000 | 1,816 |
| Cash dividends | $175,000 | 3,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $130,000 | 4,997 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,544,000 | 1,910 |
| Total interest expense | $5,470,000 | 1,693 |
| Net interest income | $8,074,000 | 2,038 |
| Provision for loan and lease losses | $1,146,000 | 2,581 |
| Total noninterest income | $725,000 | 3,462 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $961,000 | 1,340 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-236,000 | 7,887 |
| Total noninterest expense | $6,287,000 | 2,348 |
| Salaries and employee benefits | $2,114,000 | 3,385 |
| Premises and equipment expense | $759,000 | 2,576 |
| Additional noninterest expense | $3,414,000 | 1,586 |
| Pre-tax net operating income | $1,366,000 | 2,209 |
| Securities gains (losses) | $-1,768,000 | 7,917 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-402,000 | 6,336 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-402,000 | 6,337 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-402,000 | 6,336 |
| Net charge-offs | $217,000 | 4,152 |
| Cash dividends | $175,000 | 3,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,366,000 | 1,897 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,941,000 | 1,969 |
| Total interest expense | $3,712,000 | 1,751 |
| Net interest income | $5,229,000 | 2,096 |
| Provision for loan and lease losses | $620,000 | 2,652 |
| Total noninterest income | $485,000 | 3,479 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $621,000 | 1,369 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-136,000 | 7,988 |
| Total noninterest expense | $4,302,000 | 2,322 |
| Salaries and employee benefits | $1,433,000 | 3,367 |
| Premises and equipment expense | $501,000 | 2,632 |
| Additional noninterest expense | $2,368,000 | 1,543 |
| Pre-tax net operating income | $792,000 | 2,533 |
| Securities gains (losses) | $-1,279,000 | 8,027 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-487,000 | 6,759 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-487,000 | 6,760 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-487,000 | 6,760 |
| Net charge-offs | $82,000 | 4,457 |
| Cash dividends | $175,000 | 2,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $792,000 | 2,189 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,404,000 | 2,020 |
| Total interest expense | $1,912,000 | 1,766 |
| Net interest income | $2,492,000 | 2,208 |
| Provision for loan and lease losses | $300,000 | 2,285 |
| Total noninterest income | $346,000 | 2,751 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $308,000 | 1,340 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $38,000 | 5,265 |
| Total noninterest expense | $2,080,000 | 2,332 |
| Salaries and employee benefits | $712,000 | 3,417 |
| Premises and equipment expense | $249,000 | 2,686 |
| Additional noninterest expense | $1,119,000 | 1,451 |
| Pre-tax net operating income | $458,000 | 2,533 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $458,000 | 2,294 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $458,000 | 2,294 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $458,000 | 2,296 |
| Net charge-offs | $-82,000 | 8,176 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $458,000 | 2,162 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $19,232,000 | 1,983 |
| Total interest expense | $8,608,000 | 1,850 |
| Net interest income | $10,624,000 | 2,085 |
| Provision for loan and lease losses | $3,625,000 | 1,233 |
| Total noninterest income | $1,233,000 | 2,992 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,359,000 | 1,327 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-126,000 | 8,144 |
| Total noninterest expense | $7,295,000 | 2,589 |
| Salaries and employee benefits | $2,986,000 | 3,259 |
| Premises and equipment expense | $963,000 | 2,716 |
| Additional noninterest expense | $3,346,000 | 1,832 |
| Pre-tax net operating income | $937,000 | 3,879 |
| Securities gains (losses) | $266,000 | 593 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,203,000 | 2,913 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,203,000 | 2,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,832,000 | 1,046 |
| Cash dividends | $1,425,000 | 1,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $937,000 | 3,560 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $14,606,000 | 1,998 |
| Total interest expense | $6,612,000 | 1,870 |
| Net interest income | $7,994,000 | 2,095 |
| Provision for loan and lease losses | $2,125,000 | 1,137 |
| Total noninterest income | $852,000 | 3,211 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $997,000 | 1,364 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-145,000 | 8,279 |
| Total noninterest expense | $5,408,000 | 2,607 |
| Salaries and employee benefits | $2,254,000 | 3,276 |
| Premises and equipment expense | $779,000 | 2,556 |
| Additional noninterest expense | $2,375,000 | 1,867 |
| Pre-tax net operating income | $1,313,000 | 3,124 |
| Securities gains (losses) | $31,000 | 1,730 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,344,000 | 2,536 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,344,000 | 2,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $610,000 | 1,752 |
| Cash dividends | $1,425,000 | 1,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,313,000 | 2,704 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,937,000 | 1,997 |
| Total interest expense | $4,604,000 | 1,873 |
| Net interest income | $5,333,000 | 2,082 |
| Provision for loan and lease losses | $1,375,000 | 1,008 |
| Total noninterest income | $633,000 | 3,035 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $631,000 | 1,413 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,000 | 8,087 |
| Total noninterest expense | $3,581,000 | 2,627 |
| Salaries and employee benefits | $1,551,000 | 3,237 |
| Premises and equipment expense | $504,000 | 2,619 |
| Additional noninterest expense | $1,526,000 | 1,892 |
| Pre-tax net operating income | $1,010,000 | 2,923 |
| Securities gains (losses) | $31,000 | 1,759 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,041,000 | 2,489 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,041,000 | 2,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $349,000 | 1,642 |
| Cash dividends | $1,250,000 | 1,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,010,000 | 2,509 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,101,000 | 1,994 |
| Total interest expense | $2,478,000 | 1,879 |
| Net interest income | $2,623,000 | 2,120 |
| Provision for loan and lease losses | $725,000 | 779 |
| Total noninterest income | $322,000 | 2,986 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $304,000 | 1,439 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $18,000 | 6,579 |
| Total noninterest expense | $1,801,000 | 2,617 |
| Salaries and employee benefits | $822,000 | 3,090 |
| Premises and equipment expense | $230,000 | 2,853 |
| Additional noninterest expense | $749,000 | 1,882 |
| Pre-tax net operating income | $419,000 | 3,443 |
| Securities gains (losses) | $15,000 | 1,758 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $434,000 | 3,008 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $434,000 | 3,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 1,427 |
| Cash dividends | $500,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $419,000 | 3,014 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $21,384,000 | 1,975 |
| Total interest expense | $9,756,000 | 1,974 |
| Net interest income | $11,628,000 | 1,957 |
| Provision for loan and lease losses | $1,430,000 | 1,098 |
| Total noninterest income | $1,549,000 | 2,646 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,306,000 | 1,369 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $243,000 | 4,656 |
| Total noninterest expense | $7,125,000 | 2,544 |
| Salaries and employee benefits | $3,139,000 | 3,107 |
| Premises and equipment expense | $954,000 | 2,670 |
| Additional noninterest expense | $3,032,000 | 1,819 |
| Pre-tax net operating income | $4,622,000 | 1,758 |
| Securities gains (losses) | $-11,000 | 7,582 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $4,611,000 | 1,403 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,611,000 | 1,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,213,000 | 877 |
| Cash dividends | $2,481,000 | 1,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,622,000 | 1,385 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $15,994,000 | 1,983 |
| Total interest expense | $7,272,000 | 1,986 |
| Net interest income | $8,722,000 | 1,969 |
| Provision for loan and lease losses | $1,130,000 | 815 |
| Total noninterest income | $1,205,000 | 2,578 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $984,000 | 1,337 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $221,000 | 4,304 |
| Total noninterest expense | $5,357,000 | 2,530 |
| Salaries and employee benefits | $2,412,000 | 3,020 |
| Premises and equipment expense | $711,000 | 2,677 |
| Additional noninterest expense | $2,234,000 | 1,805 |
| Pre-tax net operating income | $3,440,000 | 1,873 |
| Securities gains (losses) | $-18,000 | 7,926 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $3,422,000 | 1,485 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,422,000 | 1,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $801,000 | 765 |
| Cash dividends | $1,931,000 | 1,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,440,000 | 1,469 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,451,000 | 2,032 |
| Total interest expense | $4,710,000 | 2,042 |
| Net interest income | $5,741,000 | 2,027 |
| Provision for loan and lease losses | $900,000 | 635 |
| Total noninterest income | $717,000 | 2,780 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $669,000 | 1,322 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $48,000 | 6,340 |
| Total noninterest expense | $3,570,000 | 2,559 |
| Salaries and employee benefits | $1,576,000 | 3,112 |
| Premises and equipment expense | $474,000 | 2,699 |
| Additional noninterest expense | $1,520,000 | 1,787 |
| Pre-tax net operating income | $1,988,000 | 2,169 |
| Securities gains (losses) | $-18,000 | 8,116 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,970,000 | 1,758 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,970,000 | 1,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $807,000 | 522 |
| Cash dividends | $1,506,000 | 1,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,988,000 | 1,723 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,300,000 | 2,002 |
| Total interest expense | $2,370,000 | 2,024 |
| Net interest income | $2,930,000 | 1,982 |
| Provision for loan and lease losses | $450,000 | 568 |
| Total noninterest income | $378,000 | 2,665 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $333,000 | 1,296 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $45,000 | 5,315 |
| Total noninterest expense | $1,754,000 | 2,605 |
| Salaries and employee benefits | $793,000 | 3,110 |
| Premises and equipment expense | $246,000 | 2,623 |
| Additional noninterest expense | $715,000 | 1,863 |
| Pre-tax net operating income | $1,104,000 | 2,001 |
| Securities gains (losses) | $4,000 | 855 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $1,108,000 | 1,554 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,108,000 | 1,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $650,000 | 339 |
| Cash dividends | $1,081,000 | 749 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,104,000 | 1,548 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $19,562,000 | 2,025 |
| Total interest expense | $7,836,000 | 2,081 |
| Net interest income | $11,726,000 | 1,979 |
| Provision for loan and lease losses | $1,227,000 | 852 |
| Total noninterest income | $1,361,000 | 2,885 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,308,000 | 1,364 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $53,000 | 7,187 |
| Total noninterest expense | $6,731,000 | 2,599 |
| Salaries and employee benefits | $2,908,000 | 3,221 |
| Premises and equipment expense | $919,000 | 2,674 |
| Additional noninterest expense | $2,904,000 | 1,817 |
| Pre-tax net operating income | $5,129,000 | 1,835 |
| Securities gains (losses) | $-95,000 | 8,183 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $5,034,000 | 1,445 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,034,000 | 1,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,621,000 | 464 |
| Cash dividends | $3,100,000 | 1,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,129,000 | 1,409 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,404,000 | 2,049 |
| Total interest expense | $5,585,000 | 2,117 |
| Net interest income | $8,819,000 | 1,992 |
| Provision for loan and lease losses | $795,000 | 950 |
| Total noninterest income | $1,053,000 | 2,830 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $974,000 | 1,376 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $79,000 | 6,242 |
| Total noninterest expense | $5,003,000 | 2,623 |
| Salaries and employee benefits | $2,201,000 | 3,191 |
| Premises and equipment expense | $752,000 | 2,473 |
| Additional noninterest expense | $2,050,000 | 1,905 |
| Pre-tax net operating income | $4,074,000 | 1,807 |
| Securities gains (losses) | $-95,000 | 8,385 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $3,979,000 | 1,420 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,979,000 | 1,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 1,444 |
| Cash dividends | $2,525,000 | 949 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,074,000 | 1,377 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,334,000 | 2,063 |
| Total interest expense | $3,385,000 | 2,203 |
| Net interest income | $5,949,000 | 1,970 |
| Provision for loan and lease losses | $420,000 | 1,131 |
| Total noninterest income | $677,000 | 2,886 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $621,000 | 1,433 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $56,000 | 6,195 |
| Total noninterest expense | $3,438,000 | 2,568 |
| Salaries and employee benefits | $1,497,000 | 3,119 |
| Premises and equipment expense | $519,000 | 2,390 |
| Additional noninterest expense | $1,422,000 | 1,845 |
| Pre-tax net operating income | $2,768,000 | 1,800 |
| Securities gains (losses) | $-47,000 | 8,360 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $2,721,000 | 1,382 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,721,000 | 1,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 1,480 |
| Cash dividends | $1,975,000 | 842 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,768,000 | 1,345 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,485,000 | 2,097 |
| Total interest expense | $1,565,000 | 2,248 |
| Net interest income | $2,920,000 | 1,987 |
| Provision for loan and lease losses | $225,000 | 1,018 |
| Total noninterest income | $346,000 | 2,811 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $283,000 | 1,515 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $63,000 | 4,642 |
| Total noninterest expense | $1,627,000 | 2,693 |
| Salaries and employee benefits | $699,000 | 3,341 |
| Premises and equipment expense | $272,000 | 2,293 |
| Additional noninterest expense | $656,000 | 1,982 |
| Pre-tax net operating income | $1,414,000 | 1,716 |
| Securities gains (losses) | $-47,000 | 8,558 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $1,367,000 | 1,342 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,367,000 | 1,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,102 |
| Cash dividends | $675,000 | 1,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,414,000 | 1,274 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,963,000 | 2,220 |
| Total interest expense | $4,864,000 | 2,255 |
| Net interest income | $10,099,000 | 2,195 |
| Provision for loan and lease losses | $710,000 | 1,400 |
| Total noninterest income | $1,702,000 | 2,477 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,173,000 | 1,495 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $529,000 | 3,269 |
| Total noninterest expense | $6,297,000 | 2,627 |
| Salaries and employee benefits | $2,726,000 | 3,238 |
| Premises and equipment expense | $866,000 | 2,683 |
| Additional noninterest expense | $2,705,000 | 1,871 |
| Pre-tax net operating income | $4,794,000 | 1,931 |
| Securities gains (losses) | $-62,000 | 8,268 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $4,732,000 | 1,487 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,732,000 | 1,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $394,000 | 1,421 |
| Cash dividends | $3,105,000 | 994 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,794,000 | 1,457 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,973,000 | 2,217 |
| Total interest expense | $3,478,000 | 2,234 |
| Net interest income | $7,495,000 | 2,195 |
| Provision for loan and lease losses | $160,000 | 3,373 |
| Total noninterest income | $1,363,000 | 2,365 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $870,000 | 1,491 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $493,000 | 2,917 |
| Total noninterest expense | $4,769,000 | 2,582 |
| Salaries and employee benefits | $2,046,000 | 3,217 |
| Premises and equipment expense | $714,000 | 2,464 |
| Additional noninterest expense | $2,009,000 | 1,855 |
| Pre-tax net operating income | $3,929,000 | 1,794 |
| Securities gains (losses) | $-62,000 | 8,537 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $3,867,000 | 1,385 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,867,000 | 1,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 2,275 |
| Cash dividends | $2,605,000 | 841 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,929,000 | 1,345 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,026,000 | 2,245 |
| Total interest expense | $2,185,000 | 2,239 |
| Net interest income | $4,841,000 | 2,233 |
| Provision for loan and lease losses | $160,000 | 2,526 |
| Total noninterest income | $1,039,000 | 2,113 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $571,000 | 1,482 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $468,000 | 2,284 |
| Total noninterest expense | $3,214,000 | 2,533 |
| Salaries and employee benefits | $1,382,000 | 3,151 |
| Premises and equipment expense | $496,000 | 2,346 |
| Additional noninterest expense | $1,336,000 | 1,850 |
| Pre-tax net operating income | $2,506,000 | 1,838 |
| Securities gains (losses) | $-15,000 | 8,274 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $2,491,000 | 1,400 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,491,000 | 1,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,020 |
| Cash dividends | $2,005,000 | 709 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,506,000 | 1,370 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,403,000 | 2,269 |
| Total interest expense | $1,060,000 | 2,213 |
| Net interest income | $2,343,000 | 2,290 |
| Provision for loan and lease losses | $120,000 | 1,733 |
| Total noninterest income | $323,000 | 2,884 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $261,000 | 1,557 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $62,000 | 4,706 |
| Total noninterest expense | $1,569,000 | 2,600 |
| Salaries and employee benefits | $660,000 | 3,280 |
| Premises and equipment expense | $257,000 | 2,299 |
| Additional noninterest expense | $652,000 | 1,880 |
| Pre-tax net operating income | $977,000 | 2,203 |
| Securities gains (losses) | $-16,000 | 8,628 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $961,000 | 1,750 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $961,000 | 1,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,116 |
| Cash dividends | $700,000 | 908 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $977,000 | 1,687 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,284,000 | 2,344 |
| Total interest expense | $3,577,000 | 2,259 |
| Net interest income | $8,707,000 | 2,349 |
| Provision for loan and lease losses | $870,000 | 1,195 |
| Total noninterest income | $1,082,000 | 3,355 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,128,000 | 1,558 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-46,000 | 8,955 |
| Total noninterest expense | $5,868,000 | 2,706 |
| Salaries and employee benefits | $2,379,000 | 3,481 |
| Premises and equipment expense | $832,000 | 2,695 |
| Additional noninterest expense | $2,657,000 | 1,826 |
| Pre-tax net operating income | $3,051,000 | 2,544 |
| Securities gains (losses) | $30,000 | 2,118 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $3,081,000 | 2,029 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,081,000 | 2,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $621,000 | 1,124 |
| Cash dividends | $1,218,000 | 2,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,051,000 | 2,001 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,976,000 | 2,367 |
| Total interest expense | $2,592,000 | 2,275 |
| Net interest income | $6,384,000 | 2,374 |
| Provision for loan and lease losses | $680,000 | 1,117 |
| Total noninterest income | $814,000 | 3,361 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $830,000 | 1,587 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-16,000 | 8,999 |
| Total noninterest expense | $4,399,000 | 2,676 |
| Salaries and employee benefits | $1,776,000 | 3,473 |
| Premises and equipment expense | $649,000 | 2,599 |
| Additional noninterest expense | $1,974,000 | 1,816 |
| Pre-tax net operating income | $2,119,000 | 2,742 |
| Securities gains (losses) | $27,000 | 2,115 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $2,146,000 | 2,181 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,146,000 | 2,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $358,000 | 1,267 |
| Cash dividends | $1,045,000 | 1,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,119,000 | 2,155 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,742,000 | 2,443 |
| Total interest expense | $1,668,000 | 2,326 |
| Net interest income | $4,074,000 | 2,449 |
| Provision for loan and lease losses | $508,000 | 974 |
| Total noninterest income | $488,000 | 3,631 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $555,000 | 1,577 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $-67,000 | 9,078 |
| Total noninterest expense | $2,941,000 | 2,664 |
| Salaries and employee benefits | $1,161,000 | 3,546 |
| Premises and equipment expense | $436,000 | 2,575 |
| Additional noninterest expense | $1,344,000 | 1,775 |
| Pre-tax net operating income | $1,113,000 | 3,290 |
| Securities gains (losses) | $27,000 | 1,860 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,140,000 | 2,635 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,140,000 | 2,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 1,189 |
| Cash dividends | $748,000 | 1,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,113,000 | 2,609 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,854,000 | 2,458 |
| Total interest expense | $830,000 | 2,359 |
| Net interest income | $2,024,000 | 2,467 |
| Provision for loan and lease losses | $258,000 | 928 |
| Total noninterest income | $270,000 | 3,339 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $263,000 | 1,622 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $1,461,000 | 2,698 |
| Salaries and employee benefits | $567,000 | 3,627 |
| Premises and equipment expense | $210,000 | 2,683 |
| Additional noninterest expense | $684,000 | 1,743 |
| Pre-tax net operating income | $575,000 | 3,187 |
| Securities gains (losses) | $23,000 | 1,635 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $598,000 | 2,502 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $598,000 | 2,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,144 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $575,000 | 2,514 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,854,000 | 2,409 |
| Total interest expense | $4,078,000 | 2,177 |
| Net interest income | $7,776,000 | 2,484 |
| Provision for loan and lease losses | $1,531,000 | 810 |
| Total noninterest income | $1,121,000 | 3,459 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,050,000 | 1,639 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $71,000 | 7,063 |
| Total noninterest expense | $5,470,000 | 2,827 |
| Salaries and employee benefits | $2,350,000 | 3,436 |
| Premises and equipment expense | $714,000 | 3,036 |
| Additional noninterest expense | $2,406,000 | 1,996 |
| Pre-tax net operating income | $1,896,000 | 3,508 |
| Securities gains (losses) | $11,000 | 3,560 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,907,000 | 2,966 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,907,000 | 2,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,202,000 | 795 |
| Cash dividends | $450,000 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,896,000 | 2,856 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,911,000 | 2,441 |
| Total interest expense | $3,187,000 | 2,178 |
| Net interest income | $5,724,000 | 2,543 |
| Provision for loan and lease losses | $1,290,000 | 723 |
| Total noninterest income | $894,000 | 3,389 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $805,000 | 1,607 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $89,000 | 6,283 |
| Total noninterest expense | $4,062,000 | 2,863 |
| Salaries and employee benefits | $1,829,000 | 3,332 |
| Premises and equipment expense | $531,000 | 3,052 |
| Additional noninterest expense | $1,702,000 | 2,110 |
| Pre-tax net operating income | $1,266,000 | 3,929 |
| Securities gains (losses) | $11,000 | 3,280 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,277,000 | 3,332 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,277,000 | 3,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $521,000 | 1,122 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,266,000 | 3,193 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,972,000 | 2,448 |
| Total interest expense | $2,205,000 | 2,167 |
| Net interest income | $3,767,000 | 2,571 |
| Provision for loan and lease losses | $885,000 | 707 |
| Total noninterest income | $623,000 | 3,256 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $528,000 | 1,601 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $95,000 | 5,412 |
| Total noninterest expense | $2,698,000 | 2,865 |
| Salaries and employee benefits | $1,189,000 | 3,388 |
| Premises and equipment expense | $358,000 | 3,023 |
| Additional noninterest expense | $1,151,000 | 2,074 |
| Pre-tax net operating income | $807,000 | 4,031 |
| Securities gains (losses) | $3,000 | 3,367 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $810,000 | 3,481 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $810,000 | 3,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 1,374 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $807,000 | 3,301 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,964,000 | 2,481 |
| Total interest expense | $1,128,000 | 2,168 |
| Net interest income | $1,836,000 | 2,638 |
| Provision for loan and lease losses | $495,000 | 623 |
| Total noninterest income | $299,000 | 3,247 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $260,000 | 1,581 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $39,000 | 5,739 |
| Total noninterest expense | $1,315,000 | 2,904 |
| Salaries and employee benefits | $600,000 | 3,368 |
| Premises and equipment expense | $182,000 | 2,985 |
| Additional noninterest expense | $533,000 | 2,198 |
| Pre-tax net operating income | $325,000 | 4,584 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $325,000 | 4,016 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $325,000 | 4,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 1,083 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $325,000 | 3,825 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,590,000 | 2,459 |
| Total interest expense | $4,857,000 | 2,305 |
| Net interest income | $7,733,000 | 2,476 |
| Provision for loan and lease losses | $1,972,000 | 739 |
| Total noninterest income | $1,222,000 | 3,037 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,001,000 | 1,617 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $221,000 | 4,825 |
| Total noninterest expense | $4,991,000 | 2,931 |
| Salaries and employee benefits | $2,224,000 | 3,432 |
| Premises and equipment expense | $581,000 | 3,503 |
| Additional noninterest expense | $2,186,000 | 2,122 |
| Pre-tax net operating income | $1,992,000 | 3,436 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $486,000 | 3,502 |
| Income before extraordinary items | $1,506,000 | 3,492 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,506,000 | 3,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,697,000 | 619 |
| Cash dividends | $679,000 | 2,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,506,000 | 3,389 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,571,000 | 2,709 |
| Total interest expense | $6,354,000 | 2,518 |
| Net interest income | $6,217,000 | 2,858 |
| Provision for loan and lease losses | $1,126,000 | 1,139 |
| Total noninterest income | $1,145,000 | 3,028 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $989,000 | 1,492 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $156,000 | 5,469 |
| Total noninterest expense | $4,652,000 | 3,002 |
| Salaries and employee benefits | $2,128,000 | 3,409 |
| Premises and equipment expense | $521,000 | 3,743 |
| Additional noninterest expense | $2,003,000 | 2,238 |
| Pre-tax net operating income | $1,584,000 | 3,723 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $608,000 | 2,947 |
| Income before extraordinary items | $976,000 | 4,345 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $976,000 | 4,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $829,000 | 1,076 |
| Cash dividends | $525,000 | 3,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $976,000 | 4,231 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,340,000 | 3,309 |
| Total interest expense | $4,919,000 | 3,374 |
| Net interest income | $5,421,000 | 3,244 |
| Provision for loan and lease losses | $1,021,000 | 1,033 |
| Total noninterest income | $1,831,000 | 2,008 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $976,000 | 1,395 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $855,000 | 2,065 |
| Total noninterest expense | $4,061,000 | 3,293 |
| Salaries and employee benefits | $1,799,000 | 3,782 |
| Premises and equipment expense | $416,000 | 4,386 |
| Additional noninterest expense | $1,846,000 | 2,326 |
| Pre-tax net operating income | $2,170,000 | 3,116 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $750,000 | 2,633 |
| Income before extraordinary items | $1,420,000 | 3,397 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,420,000 | 3,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,032,000 | 730 |
| Cash dividends | $525,000 | 3,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,420,000 | 3,385 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,453,000 | 3,714 |
| Total interest expense | $3,751,000 | 3,794 |
| Net interest income | $4,702,000 | 3,647 |
| Provision for loan and lease losses | $685,000 | 1,345 |
| Total noninterest income | $1,433,000 | 2,369 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 6,320 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,311,000 | 1,525 |
| Total noninterest expense | $3,361,000 | 3,834 |
| Salaries and employee benefits | $1,564,000 | 4,189 |
| Premises and equipment expense | $349,000 | 4,971 |
| Additional noninterest expense | $1,448,000 | 2,953 |
| Pre-tax net operating income | $2,089,000 | 3,216 |
| Securities gains (losses) | $-16,000 | 9,482 |
| Applicable income taxes | $684,000 | 2,950 |
| Income before extraordinary items | $1,389,000 | 3,442 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,389,000 | 3,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 1,765 |
| Cash dividends | $525,000 | 3,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,399,720 | 3,389 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,544,000 | 4,141 |
| Total interest expense | $3,379,000 | 4,280 |
| Net interest income | $4,165,000 | 3,991 |
| Provision for loan and lease losses | $496,000 | 1,736 |
| Total noninterest income | $1,097,000 | 2,879 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 6,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $973,000 | 1,890 |
| Total noninterest expense | $2,955,000 | 4,169 |
| Salaries and employee benefits | $1,551,000 | 4,136 |
| Premises and equipment expense | $490,000 | 3,763 |
| Additional noninterest expense | $914,000 | 4,241 |
| Pre-tax net operating income | $1,811,000 | 3,613 |
| Securities gains (losses) | $17,000 | 2,560 |
| Applicable income taxes | $559,000 | 3,584 |
| Income before extraordinary items | $1,269,000 | 3,753 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,269,000 | 3,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 1,807 |
| Cash dividends | $2,000,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,257,270 | 3,697 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,923,000 | 4,537 |
| Total interest expense | $2,977,000 | 4,749 |
| Net interest income | $3,946,000 | 4,286 |
| Provision for loan and lease losses | $400,000 | 2,088 |
| Total noninterest income | $823,000 | 3,508 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $376,000 | 3,395 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $447,000 | 3,058 |
| Total noninterest expense | $2,423,000 | 4,904 |
| Salaries and employee benefits | $1,334,000 | 4,681 |
| Premises and equipment expense | $313,000 | 5,314 |
| Additional noninterest expense | $776,000 | 4,836 |
| Pre-tax net operating income | $1,946,000 | 3,631 |
| Securities gains (losses) | $-23,000 | 10,419 |
| Applicable income taxes | $528,000 | 4,051 |
| Income before extraordinary items | $1,395,000 | 3,583 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,395,000 | 3,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $367,000 | 1,707 |
| Cash dividends | $638,000 | 2,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,411,790 | 3,470 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,056,000 | 4,541 |
| Total interest expense | $2,927,000 | 4,882 |
| Net interest income | $4,129,000 | 4,204 |
| Provision for loan and lease losses | $408,000 | 2,054 |
| Total noninterest income | $528,000 | 4,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $416,000 | 3,231 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 6,807 |
| Total noninterest expense | $2,439,000 | 5,105 |
| Salaries and employee benefits | $1,360,000 | 4,687 |
| Premises and equipment expense | $349,000 | 5,021 |
| Additional noninterest expense | $730,000 | 5,571 |
| Pre-tax net operating income | $1,810,000 | 3,703 |
| Securities gains (losses) | $-4,000 | 9,823 |
| Applicable income taxes | $530,000 | 3,962 |
| Income before extraordinary items | $1,276,000 | 3,677 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,276,000 | 3,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,000 | 1,989 |
| Cash dividends | $2,504,000 | 1,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,278,840 | 3,622 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,747,000 | 4,711 |
| Total interest expense | $2,674,000 | 5,273 |
| Net interest income | $4,073,000 | 4,242 |
| Provision for loan and lease losses | $630,000 | 1,292 |
| Total noninterest income | $550,000 | 4,860 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $440,000 | 3,064 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 6,935 |
| Total noninterest expense | $2,548,000 | 4,919 |
| Salaries and employee benefits | $1,387,000 | 4,599 |
| Premises and equipment expense | $396,000 | 4,583 |
| Additional noninterest expense | $765,000 | 5,443 |
| Pre-tax net operating income | $1,445,000 | 4,594 |
| Securities gains (losses) | $21,000 | 1,877 |
| Applicable income taxes | $327,000 | 5,700 |
| Income before extraordinary items | $1,139,000 | 4,120 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,139,000 | 4,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $506,000 | 1,375 |
| Cash dividends | $450,000 | 3,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,122,620 | 4,162 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,059,000 | 4,828 |
| Total interest expense | $2,160,000 | 5,256 |
| Net interest income | $3,899,000 | 4,488 |
| Provision for loan and lease losses | $215,000 | 2,891 |
| Total noninterest income | $506,000 | 5,255 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $404,000 | 3,350 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 7,454 |
| Total noninterest expense | $2,553,000 | 5,065 |
| Salaries and employee benefits | $1,398,000 | 4,572 |
| Premises and equipment expense | $369,000 | 4,900 |
| Additional noninterest expense | $786,000 | 5,775 |
| Pre-tax net operating income | $1,637,000 | 4,089 |
| Securities gains (losses) | $59,000 | 1,053 |
| Applicable income taxes | $392,000 | 4,832 |
| Income before extraordinary items | $1,304,000 | 3,576 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,304,000 | 3,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 2,231 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,258,570 | 3,729 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,147,000 | 4,844 |
| Total interest expense | $2,249,000 | 5,269 |
| Net interest income | $3,898,000 | 4,512 |
| Provision for loan and lease losses | $510,000 | 2,055 |
| Total noninterest income | $516,000 | 5,478 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $380,000 | 3,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 6,879 |
| Total noninterest expense | $2,489,000 | 5,298 |
| Salaries and employee benefits | $1,384,000 | 4,607 |
| Premises and equipment expense | $346,000 | 5,285 |
| Additional noninterest expense | $759,000 | 6,181 |
| Pre-tax net operating income | $1,415,000 | 4,560 |
| Securities gains (losses) | $-24,000 | 12,957 |
| Applicable income taxes | $263,000 | 6,600 |
| Income before extraordinary items | $1,128,000 | 4,230 |
| Extraordinary gains, net | $319,000 | 671 |
| Net income | $1,447,000 | 3,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $335,000 | 2,304 |
| Cash dividends | $350,000 | 3,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,147,440 | 3,975 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,524,000 | 5,125 |
| Total interest expense | $2,950,000 | 5,240 |
| Net interest income | $3,574,000 | 4,920 |
| Provision for loan and lease losses | $738,000 | 2,283 |
| Total noninterest income | $558,000 | 5,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $402,000 | 3,469 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $156,000 | 6,504 |
| Total noninterest expense | $2,427,000 | 5,445 |
| Salaries and employee benefits | $1,312,000 | 4,775 |
| Premises and equipment expense | $342,000 | 5,454 |
| Additional noninterest expense | $773,000 | 6,261 |
| Pre-tax net operating income | $967,000 | 5,768 |
| Securities gains (losses) | $-14,000 | 13,390 |
| Applicable income taxes | $157,000 | 8,451 |
| Income before extraordinary items | $796,000 | 5,384 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $796,000 | 5,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $628,000 | 2,112 |
| Cash dividends | $250,000 | 4,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $807,760 | 5,022 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.