Home > Magnolia State Bank > Income and Expense
Magnolia State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $19,680,000 | 1,915 |
| Total interest expense | $4,627,000 | 2,117 |
| Net interest income | $15,053,000 | 1,807 |
| Provision for loan and lease losses | $731,000 | 1,018 |
| Total noninterest income | $5,508,000 | 1,122 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $756,000 | 1,245 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,752,000 | 911 |
| Total noninterest expense | $13,494,000 | 1,663 |
| Salaries and employee benefits | $6,231,000 | 1,911 |
| Premises and equipment expense | $2,044,000 | 1,198 |
| Additional noninterest expense | $4,752,000 | 911 |
| Pre-tax net operating income | $6,336,000 | 1,663 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $6,336,000 | 1,462 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,336,000 | 1,478 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $6,336,000 | 1,465 |
| Net charge-offs | $433,000 | 814 |
| Cash dividends | $2,821,000 | 1,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $6,336,000 | 1,493 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $14,369,000 | 1,915 |
| Total interest expense | $3,144,000 | 2,108 |
| Net interest income | $11,225,000 | 1,826 |
| Provision for loan and lease losses | $731,000 | 809 |
| Total noninterest income | $4,518,000 | 1,062 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $551,000 | 1,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,967,000 | 866 |
| Total noninterest expense | $9,460,000 | 1,743 |
| Salaries and employee benefits | $4,195,000 | 2,048 |
| Premises and equipment expense | $1,427,000 | 1,278 |
| Additional noninterest expense | $3,967,000 | 866 |
| Pre-tax net operating income | $5,552,000 | 1,525 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $5,552,000 | 1,322 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $5,552,000 | 1,332 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,552,000 | 1,322 |
| Net charge-offs | $443,000 | 613 |
| Cash dividends | $2,457,000 | 1,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $5,552,000 | 1,346 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $9,331,000 | 1,926 |
| Total interest expense | $1,868,000 | 2,105 |
| Net interest income | $7,463,000 | 1,836 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $1,319,000 | 1,678 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $394,000 | 1,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $925,000 | 1,612 |
| Total noninterest expense | $6,233,000 | 1,751 |
| Salaries and employee benefits | $2,821,000 | 2,039 |
| Premises and equipment expense | $920,000 | 1,307 |
| Additional noninterest expense | $925,000 | 1,610 |
| Pre-tax net operating income | $2,549,000 | 1,936 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $2,549,000 | 1,760 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,549,000 | 1,781 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,549,000 | 1,760 |
| Net charge-offs | $493,000 | 444 |
| Cash dividends | $1,368,000 | 1,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,549,000 | 1,769 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,478,000 | 1,964 |
| Total interest expense | $772,000 | 2,137 |
| Net interest income | $3,706,000 | 1,851 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $647,000 | 1,709 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $197,000 | 1,199 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $450,000 | 1,614 |
| Total noninterest expense | $3,062,000 | 1,802 |
| Salaries and employee benefits | $1,394,000 | 2,078 |
| Premises and equipment expense | $439,000 | 1,381 |
| Additional noninterest expense | $450,000 | 1,614 |
| Pre-tax net operating income | $1,291,000 | 1,979 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $1,291,000 | 1,765 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,291,000 | 1,764 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,291,000 | 1,765 |
| Net charge-offs | $-90,000 | 4,533 |
| Cash dividends | $693,000 | 1,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,291,000 | 1,789 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $14,978,000 | 1,967 |
| Total interest expense | $1,392,000 | 2,005 |
| Net interest income | $13,586,000 | 1,926 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $3,290,000 | 1,546 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $791,000 | 1,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,499,000 | 1,417 |
| Total noninterest expense | $12,274,000 | 1,747 |
| Salaries and employee benefits | $5,997,000 | 1,957 |
| Premises and equipment expense | $1,758,000 | 1,366 |
| Additional noninterest expense | $2,499,000 | 1,417 |
| Pre-tax net operating income | $4,602,000 | 2,129 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $4,602,000 | 1,929 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,602,000 | 1,928 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,602,000 | 1,928 |
| Net charge-offs | $12,000 | 2,093 |
| Cash dividends | $2,356,000 | 1,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $4,602,000 | 1,964 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $10,799,000 | 1,966 |
| Total interest expense | $933,000 | 1,856 |
| Net interest income | $9,866,000 | 1,949 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $2,696,000 | 1,486 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $590,000 | 1,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,106,000 | 1,335 |
| Total noninterest expense | $9,096,000 | 1,758 |
| Salaries and employee benefits | $4,222,000 | 2,023 |
| Premises and equipment expense | $1,392,000 | 1,300 |
| Additional noninterest expense | $2,106,000 | 1,335 |
| Pre-tax net operating income | $3,466,000 | 2,107 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $3,466,000 | 1,904 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,466,000 | 1,903 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,466,000 | 1,903 |
| Net charge-offs | $38,000 | 1,338 |
| Cash dividends | $1,979,000 | 1,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,466,000 | 1,936 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $6,845,000 | 1,988 |
| Total interest expense | $599,000 | 1,733 |
| Net interest income | $6,246,000 | 1,987 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $1,575,000 | 1,596 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $382,000 | 1,242 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,193,000 | 1,500 |
| Total noninterest expense | $5,945,000 | 1,765 |
| Salaries and employee benefits | $2,713,000 | 2,072 |
| Premises and equipment expense | $907,000 | 1,322 |
| Additional noninterest expense | $2,325,000 | 1,443 |
| Pre-tax net operating income | $1,876,000 | 2,291 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $1,876,000 | 2,065 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,876,000 | 2,066 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,876,000 | 2,065 |
| Net charge-offs | $13,000 | 1,486 |
| Cash dividends | $1,221,000 | 1,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,876,000 | 2,102 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,315,000 | 1,979 |
| Total interest expense | $303,000 | 1,660 |
| Net interest income | $3,012,000 | 1,998 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $707,000 | 1,711 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $188,000 | 1,230 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $519,000 | 1,634 |
| Total noninterest expense | $2,846,000 | 1,819 |
| Salaries and employee benefits | $1,332,000 | 2,090 |
| Premises and equipment expense | $437,000 | 1,361 |
| Additional noninterest expense | $1,077,000 | 1,494 |
| Pre-tax net operating income | $873,000 | 2,287 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $873,000 | 2,087 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $873,000 | 2,086 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $873,000 | 2,087 |
| Net charge-offs | $-9,000 | 3,881 |
| Cash dividends | $660,000 | 1,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $873,000 | 2,105 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $12,935,000 | 2,078 |
| Total interest expense | $1,426,000 | 1,732 |
| Net interest income | $11,509,000 | 2,093 |
| Provision for loan and lease losses | $862,000 | 687 |
| Total noninterest income | $5,158,000 | 1,289 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $649,000 | 1,329 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,509,000 | 1,148 |
| Total noninterest expense | $11,354,000 | 1,810 |
| Salaries and employee benefits | $5,613,000 | 2,021 |
| Premises and equipment expense | $1,693,000 | 1,388 |
| Additional noninterest expense | $4,048,000 | 1,574 |
| Pre-tax net operating income | $4,451,000 | 2,196 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $4,451,000 | 2,032 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,451,000 | 2,033 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,451,000 | 2,034 |
| Net charge-offs | $63,000 | 1,556 |
| Cash dividends | $2,737,000 | 1,265 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $4,451,000 | 2,010 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $9,637,000 | 2,123 |
| Total interest expense | $1,114,000 | 1,759 |
| Net interest income | $8,523,000 | 2,147 |
| Provision for loan and lease losses | $862,000 | 521 |
| Total noninterest income | $4,393,000 | 1,200 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $459,000 | 1,382 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,934,000 | 1,064 |
| Total noninterest expense | $8,286,000 | 1,848 |
| Salaries and employee benefits | $3,992,000 | 2,099 |
| Premises and equipment expense | $1,298,000 | 1,383 |
| Additional noninterest expense | $2,996,000 | 1,595 |
| Pre-tax net operating income | $3,768,000 | 2,125 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $3,768,000 | 1,953 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,768,000 | 1,952 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,768,000 | 1,953 |
| Net charge-offs | $63,000 | 1,269 |
| Cash dividends | $1,874,000 | 1,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,768,000 | 1,927 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $6,392,000 | 2,125 |
| Total interest expense | $771,000 | 1,776 |
| Net interest income | $5,621,000 | 2,156 |
| Provision for loan and lease losses | $294,000 | 935 |
| Total noninterest income | $1,647,000 | 1,707 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $277,000 | 1,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,370,000 | 1,594 |
| Total noninterest expense | $5,349,000 | 1,887 |
| Salaries and employee benefits | $2,568,000 | 2,142 |
| Premises and equipment expense | $853,000 | 1,399 |
| Additional noninterest expense | $1,928,000 | 1,617 |
| Pre-tax net operating income | $1,625,000 | 2,676 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $1,625,000 | 2,521 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,625,000 | 2,521 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,625,000 | 2,521 |
| Net charge-offs | $34,000 | 1,287 |
| Cash dividends | $1,266,000 | 1,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,625,000 | 2,483 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,174,000 | 2,120 |
| Total interest expense | $396,000 | 1,811 |
| Net interest income | $2,778,000 | 2,143 |
| Provision for loan and lease losses | $170,000 | 894 |
| Total noninterest income | $777,000 | 1,764 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $136,000 | 1,451 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $641,000 | 1,662 |
| Total noninterest expense | $2,628,000 | 1,894 |
| Salaries and employee benefits | $1,273,000 | 2,135 |
| Premises and equipment expense | $411,000 | 1,455 |
| Additional noninterest expense | $944,000 | 1,601 |
| Pre-tax net operating income | $757,000 | 2,731 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $757,000 | 2,591 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $757,000 | 2,589 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $757,000 | 2,591 |
| Net charge-offs | $10,000 | 1,363 |
| Cash dividends | $228,000 | 1,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $757,000 | 2,560 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $13,547,000 | 2,035 |
| Total interest expense | $2,236,000 | 1,839 |
| Net interest income | $11,311,000 | 2,046 |
| Provision for loan and lease losses | $157,000 | 3,228 |
| Total noninterest income | $2,151,000 | 2,039 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $572,000 | 1,474 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,579,000 | 2,039 |
| Total noninterest expense | $10,630,000 | 1,868 |
| Salaries and employee benefits | $5,335,000 | 2,052 |
| Premises and equipment expense | $1,632,000 | 1,426 |
| Additional noninterest expense | $3,663,000 | 1,642 |
| Pre-tax net operating income | $2,675,000 | 2,577 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $2,675,000 | 2,449 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,675,000 | 2,449 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,675,000 | 2,449 |
| Net charge-offs | $361,000 | 1,179 |
| Cash dividends | $2,171,000 | 1,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,675,000 | 2,398 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $10,305,000 | 2,019 |
| Total interest expense | $1,753,000 | 1,859 |
| Net interest income | $8,552,000 | 2,035 |
| Provision for loan and lease losses | $105,000 | 3,242 |
| Total noninterest income | $1,397,000 | 2,160 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $424,000 | 1,479 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $973,000 | 2,177 |
| Total noninterest expense | $7,744,000 | 1,891 |
| Salaries and employee benefits | $3,794,000 | 2,107 |
| Premises and equipment expense | $1,295,000 | 1,351 |
| Additional noninterest expense | $2,655,000 | 1,663 |
| Pre-tax net operating income | $2,100,000 | 2,516 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $2,100,000 | 2,376 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,100,000 | 2,376 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,100,000 | 2,376 |
| Net charge-offs | $339,000 | 960 |
| Cash dividends | $1,420,000 | 1,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,100,000 | 2,328 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,883,000 | 2,041 |
| Total interest expense | $1,228,000 | 1,887 |
| Net interest income | $5,655,000 | 2,058 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $1,070,000 | 1,945 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $288,000 | 1,479 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $782,000 | 1,924 |
| Total noninterest expense | $5,009,000 | 1,931 |
| Salaries and employee benefits | $2,439,000 | 2,168 |
| Premises and equipment expense | $855,000 | 1,355 |
| Additional noninterest expense | $1,715,000 | 1,706 |
| Pre-tax net operating income | $1,716,000 | 2,216 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $1,716,000 | 2,041 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,716,000 | 2,041 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,716,000 | 2,041 |
| Net charge-offs | $48,000 | 1,753 |
| Cash dividends | $1,304,000 | 1,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,716,000 | 2,002 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,600,000 | 1,970 |
| Total interest expense | $636,000 | 1,968 |
| Net interest income | $2,964,000 | 1,930 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $488,000 | 1,970 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $173,000 | 1,474 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $315,000 | 1,952 |
| Total noninterest expense | $2,500,000 | 1,945 |
| Salaries and employee benefits | $1,231,000 | 2,168 |
| Premises and equipment expense | $424,000 | 1,378 |
| Additional noninterest expense | $845,000 | 1,746 |
| Pre-tax net operating income | $952,000 | 1,900 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $952,000 | 1,735 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $952,000 | 1,736 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $952,000 | 1,736 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $286,000 | 1,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $952,000 | 1,697 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $15,017,000 | 1,919 |
| Total interest expense | $2,606,000 | 1,989 |
| Net interest income | $12,411,000 | 1,877 |
| Provision for loan and lease losses | $205,000 | 2,324 |
| Total noninterest income | $2,161,000 | 1,896 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $704,000 | 1,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,457,000 | 1,818 |
| Total noninterest expense | $10,857,000 | 1,795 |
| Salaries and employee benefits | $5,125,000 | 2,073 |
| Premises and equipment expense | $1,745,000 | 1,310 |
| Additional noninterest expense | $3,987,000 | 1,511 |
| Pre-tax net operating income | $3,510,000 | 2,228 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $3,510,000 | 2,079 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,510,000 | 2,081 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,510,000 | 2,081 |
| Net charge-offs | $169,000 | 1,821 |
| Cash dividends | $2,594,000 | 1,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,510,000 | 2,043 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $11,301,000 | 1,924 |
| Total interest expense | $1,966,000 | 2,002 |
| Net interest income | $9,335,000 | 1,891 |
| Provision for loan and lease losses | $150,000 | 2,250 |
| Total noninterest income | $1,594,000 | 1,909 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $520,000 | 1,515 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,074,000 | 1,833 |
| Total noninterest expense | $7,978,000 | 1,832 |
| Salaries and employee benefits | $3,778,000 | 2,097 |
| Premises and equipment expense | $1,341,000 | 1,292 |
| Additional noninterest expense | $2,859,000 | 1,565 |
| Pre-tax net operating income | $2,801,000 | 2,201 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $2,801,000 | 2,037 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,801,000 | 2,037 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,801,000 | 2,038 |
| Net charge-offs | $105,000 | 1,734 |
| Cash dividends | $1,719,000 | 1,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,801,000 | 2,009 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,529,000 | 1,925 |
| Total interest expense | $1,310,000 | 1,976 |
| Net interest income | $6,219,000 | 1,902 |
| Provision for loan and lease losses | $75,000 | 2,429 |
| Total noninterest income | $1,129,000 | 1,832 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $331,000 | 1,557 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $798,000 | 1,718 |
| Total noninterest expense | $5,265,000 | 1,850 |
| Salaries and employee benefits | $2,487,000 | 2,127 |
| Premises and equipment expense | $885,000 | 1,303 |
| Additional noninterest expense | $1,893,000 | 1,588 |
| Pre-tax net operating income | $2,008,000 | 2,088 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $2,008,000 | 1,911 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,008,000 | 1,910 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,008,000 | 1,911 |
| Net charge-offs | $31,000 | 2,145 |
| Cash dividends | $1,071,000 | 1,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,008,000 | 1,883 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,700,000 | 1,959 |
| Total interest expense | $637,000 | 1,979 |
| Net interest income | $3,063,000 | 1,931 |
| Provision for loan and lease losses | $50,000 | 2,037 |
| Total noninterest income | $648,000 | 1,648 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $166,000 | 1,539 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $482,000 | 1,485 |
| Total noninterest expense | $2,627,000 | 1,857 |
| Salaries and employee benefits | $1,291,000 | 2,091 |
| Premises and equipment expense | $426,000 | 1,375 |
| Additional noninterest expense | $910,000 | 1,643 |
| Pre-tax net operating income | $1,034,000 | 2,014 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $1,034,000 | 1,819 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,034,000 | 1,817 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,034,000 | 1,818 |
| Net charge-offs | $19,000 | 1,716 |
| Cash dividends | $314,000 | 1,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,034,000 | 1,802 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $14,045,000 | 1,955 |
| Total interest expense | $1,765,000 | 2,100 |
| Net interest income | $12,280,000 | 1,914 |
| Provision for loan and lease losses | $510,000 | 1,430 |
| Total noninterest income | $2,022,000 | 1,971 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $686,000 | 1,552 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,336,000 | 1,918 |
| Total noninterest expense | $10,645,000 | 1,798 |
| Salaries and employee benefits | $5,083,000 | 2,061 |
| Premises and equipment expense | $1,823,000 | 1,275 |
| Additional noninterest expense | $3,739,000 | 1,598 |
| Pre-tax net operating income | $3,147,000 | 2,430 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $3,147,000 | 2,250 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,147,000 | 2,248 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,147,000 | 2,249 |
| Net charge-offs | $524,000 | 920 |
| Cash dividends | $2,332,000 | 1,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,147,000 | 2,250 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $10,473,000 | 1,951 |
| Total interest expense | $1,213,000 | 2,153 |
| Net interest income | $9,260,000 | 1,896 |
| Provision for loan and lease losses | $510,000 | 1,112 |
| Total noninterest income | $1,578,000 | 1,951 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $509,000 | 1,578 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,069,000 | 1,861 |
| Total noninterest expense | $7,737,000 | 1,846 |
| Salaries and employee benefits | $3,721,000 | 2,101 |
| Premises and equipment expense | $1,251,000 | 1,371 |
| Additional noninterest expense | $2,765,000 | 1,605 |
| Pre-tax net operating income | $2,591,000 | 2,341 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $2,591,000 | 2,119 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,591,000 | 2,117 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,591,000 | 2,118 |
| Net charge-offs | $465,000 | 742 |
| Cash dividends | $1,519,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,591,000 | 2,114 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,854,000 | 1,968 |
| Total interest expense | $721,000 | 2,240 |
| Net interest income | $6,133,000 | 1,907 |
| Provision for loan and lease losses | $240,000 | 1,369 |
| Total noninterest income | $889,000 | 2,145 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $329,000 | 1,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $560,000 | 2,147 |
| Total noninterest expense | $4,982,000 | 1,919 |
| Salaries and employee benefits | $2,372,000 | 2,199 |
| Premises and equipment expense | $830,000 | 1,395 |
| Additional noninterest expense | $1,780,000 | 1,669 |
| Pre-tax net operating income | $1,800,000 | 2,247 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $1,800,000 | 2,034 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,800,000 | 2,032 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,800,000 | 2,033 |
| Net charge-offs | $421,000 | 583 |
| Cash dividends | $914,000 | 1,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,800,000 | 2,026 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,399,000 | 1,968 |
| Total interest expense | $333,000 | 2,279 |
| Net interest income | $3,066,000 | 1,903 |
| Provision for loan and lease losses | $75,000 | 1,680 |
| Total noninterest income | $388,000 | 2,295 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $163,000 | 1,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $225,000 | 2,344 |
| Total noninterest expense | $2,462,000 | 1,954 |
| Salaries and employee benefits | $1,189,000 | 2,210 |
| Premises and equipment expense | $416,000 | 1,406 |
| Additional noninterest expense | $857,000 | 1,713 |
| Pre-tax net operating income | $917,000 | 2,157 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $917,000 | 1,959 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $917,000 | 1,958 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $917,000 | 1,959 |
| Net charge-offs | $342,000 | 388 |
| Cash dividends | $276,000 | 1,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $917,000 | 1,947 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $12,796,000 | 2,012 |
| Total interest expense | $1,176,000 | 2,273 |
| Net interest income | $11,620,000 | 1,966 |
| Provision for loan and lease losses | $569,000 | 1,343 |
| Total noninterest income | $1,621,000 | 2,302 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $623,000 | 1,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $998,000 | 2,294 |
| Total noninterest expense | $10,731,000 | 1,803 |
| Salaries and employee benefits | $5,256,000 | 2,010 |
| Premises and equipment expense | $1,718,000 | 1,338 |
| Additional noninterest expense | $3,757,000 | 1,604 |
| Pre-tax net operating income | $1,941,000 | 3,166 |
| Securities gains (losses) | $10,000 | 1,604 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $1,951,000 | 2,735 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,951,000 | 2,734 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,951,000 | 2,735 |
| Net charge-offs | $297,000 | 1,491 |
| Cash dividends | $802,000 | 2,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,941,000 | 2,726 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $9,383,000 | 2,059 |
| Total interest expense | $802,000 | 2,409 |
| Net interest income | $8,581,000 | 1,992 |
| Provision for loan and lease losses | $200,000 | 2,013 |
| Total noninterest income | $905,000 | 2,711 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $452,000 | 1,777 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $453,000 | 2,933 |
| Total noninterest expense | $7,931,000 | 1,823 |
| Salaries and employee benefits | $3,947,000 | 2,024 |
| Premises and equipment expense | $1,275,000 | 1,365 |
| Additional noninterest expense | $2,709,000 | 1,652 |
| Pre-tax net operating income | $1,355,000 | 3,334 |
| Securities gains (losses) | $5,000 | 1,816 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $1,360,000 | 3,010 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,360,000 | 3,009 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,360,000 | 3,010 |
| Net charge-offs | $281,000 | 1,162 |
| Cash dividends | $426,000 | 2,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,355,000 | 2,998 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,103,000 | 2,088 |
| Total interest expense | $508,000 | 2,454 |
| Net interest income | $5,595,000 | 2,015 |
| Provision for loan and lease losses | $125,000 | 1,998 |
| Total noninterest income | $602,000 | 2,711 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $295,000 | 1,790 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $307,000 | 2,908 |
| Total noninterest expense | $5,141,000 | 1,860 |
| Salaries and employee benefits | $2,646,000 | 2,026 |
| Premises and equipment expense | $826,000 | 1,398 |
| Additional noninterest expense | $1,669,000 | 1,763 |
| Pre-tax net operating income | $931,000 | 3,239 |
| Securities gains (losses) | $5,000 | 1,441 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $936,000 | 2,918 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $936,000 | 2,918 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $936,000 | 2,918 |
| Net charge-offs | $264,000 | 897 |
| Cash dividends | $271,000 | 2,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $931,000 | 2,905 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,983,000 | 2,124 |
| Total interest expense | $254,000 | 2,428 |
| Net interest income | $2,729,000 | 2,048 |
| Provision for loan and lease losses | $75,000 | 1,685 |
| Total noninterest income | $319,000 | 2,637 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $152,000 | 1,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 2,803 |
| Total noninterest expense | $2,469,000 | 1,946 |
| Salaries and employee benefits | $1,307,000 | 2,066 |
| Premises and equipment expense | $371,000 | 1,555 |
| Additional noninterest expense | $791,000 | 1,859 |
| Pre-tax net operating income | $504,000 | 3,077 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $504,000 | 2,740 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $504,000 | 2,740 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $504,000 | 2,740 |
| Net charge-offs | $261,000 | 510 |
| Cash dividends | $142,000 | 2,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $504,000 | 2,725 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $12,321,000 | 2,024 |
| Total interest expense | $973,000 | 2,466 |
| Net interest income | $11,348,000 | 1,960 |
| Provision for loan and lease losses | $525,000 | 1,418 |
| Total noninterest income | $2,418,000 | 1,894 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $591,000 | 1,816 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,827,000 | 1,675 |
| Total noninterest expense | $10,963,000 | 1,747 |
| Salaries and employee benefits | $5,514,000 | 1,942 |
| Premises and equipment expense | $1,489,000 | 1,536 |
| Additional noninterest expense | $3,960,000 | 1,546 |
| Pre-tax net operating income | $2,278,000 | 2,839 |
| Securities gains (losses) | $-162,000 | 5,833 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $2,116,000 | 2,697 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,116,000 | 2,694 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,116,000 | 2,696 |
| Net charge-offs | $408,000 | 1,238 |
| Cash dividends | $1,471,000 | 1,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,278,000 | 2,515 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,338,000 | 2,013 |
| Total interest expense | $733,000 | 2,461 |
| Net interest income | $8,605,000 | 1,948 |
| Provision for loan and lease losses | $225,000 | 1,908 |
| Total noninterest income | $1,553,000 | 2,086 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $427,000 | 1,878 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,126,000 | 1,897 |
| Total noninterest expense | $7,956,000 | 1,798 |
| Salaries and employee benefits | $4,166,000 | 1,912 |
| Premises and equipment expense | $1,138,000 | 1,506 |
| Additional noninterest expense | $2,652,000 | 1,703 |
| Pre-tax net operating income | $1,977,000 | 2,643 |
| Securities gains (losses) | $-162,000 | 5,937 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $1,815,000 | 2,502 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,815,000 | 2,503 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,815,000 | 2,503 |
| Net charge-offs | $74,000 | 2,304 |
| Cash dividends | $383,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,977,000 | 2,306 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,214,000 | 2,027 |
| Total interest expense | $485,000 | 2,477 |
| Net interest income | $5,729,000 | 1,955 |
| Provision for loan and lease losses | $150,000 | 1,887 |
| Total noninterest income | $870,000 | 2,268 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $277,000 | 1,900 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $593,000 | 2,161 |
| Total noninterest expense | $5,268,000 | 1,813 |
| Salaries and employee benefits | $2,790,000 | 1,912 |
| Premises and equipment expense | $750,000 | 1,521 |
| Additional noninterest expense | $1,728,000 | 1,754 |
| Pre-tax net operating income | $1,181,000 | 2,781 |
| Securities gains (losses) | $-162,000 | 6,026 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,019,000 | 2,768 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,019,000 | 2,766 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,019,000 | 2,767 |
| Net charge-offs | $18,000 | 2,837 |
| Cash dividends | $304,000 | 2,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,181,000 | 2,448 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,080,000 | 2,030 |
| Total interest expense | $241,000 | 2,496 |
| Net interest income | $2,839,000 | 1,964 |
| Provision for loan and lease losses | $75,000 | 1,741 |
| Total noninterest income | $422,000 | 2,291 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $137,000 | 1,905 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $285,000 | 2,157 |
| Total noninterest expense | $2,516,000 | 1,897 |
| Salaries and employee benefits | $1,363,000 | 1,960 |
| Premises and equipment expense | $351,000 | 1,628 |
| Additional noninterest expense | $802,000 | 1,851 |
| Pre-tax net operating income | $670,000 | 2,551 |
| Securities gains (losses) | $-162,000 | 6,098 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $508,000 | 2,722 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $508,000 | 2,721 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $508,000 | 2,722 |
| Net charge-offs | $4,000 | 2,652 |
| Cash dividends | $152,000 | 2,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $670,000 | 2,216 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $13,431,000 | 1,841 |
| Total interest expense | $1,051,000 | 2,337 |
| Net interest income | $12,380,000 | 1,769 |
| Provision for loan and lease losses | $22,000 | 4,026 |
| Total noninterest income | $1,776,000 | 2,263 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $590,000 | 1,851 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,186,000 | 2,157 |
| Total noninterest expense | $10,579,000 | 1,791 |
| Salaries and employee benefits | $5,218,000 | 1,988 |
| Premises and equipment expense | $1,471,000 | 1,561 |
| Additional noninterest expense | $3,890,000 | 1,574 |
| Pre-tax net operating income | $3,555,000 | 2,046 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $3,555,000 | 1,768 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,555,000 | 1,768 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,555,000 | 1,769 |
| Net charge-offs | $280,000 | 1,669 |
| Cash dividends | $2,146,000 | 1,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,555,000 | 1,731 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,150,000 | 1,841 |
| Total interest expense | $800,000 | 2,339 |
| Net interest income | $9,350,000 | 1,772 |
| Provision for loan and lease losses | $22,000 | 3,772 |
| Total noninterest income | $1,239,000 | 2,377 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $437,000 | 1,887 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $802,000 | 2,311 |
| Total noninterest expense | $7,508,000 | 1,895 |
| Salaries and employee benefits | $3,664,000 | 2,102 |
| Premises and equipment expense | $1,026,000 | 1,684 |
| Additional noninterest expense | $2,818,000 | 1,610 |
| Pre-tax net operating income | $3,059,000 | 1,871 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $3,059,000 | 1,596 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,059,000 | 1,597 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,059,000 | 1,597 |
| Net charge-offs | $112,000 | 2,054 |
| Cash dividends | $919,000 | 1,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,059,000 | 1,560 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,730,000 | 1,851 |
| Total interest expense | $543,000 | 2,323 |
| Net interest income | $6,187,000 | 1,791 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $883,000 | 2,291 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $282,000 | 1,909 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $601,000 | 2,180 |
| Total noninterest expense | $4,999,000 | 1,906 |
| Salaries and employee benefits | $2,448,000 | 2,111 |
| Premises and equipment expense | $683,000 | 1,701 |
| Additional noninterest expense | $1,868,000 | 1,637 |
| Pre-tax net operating income | $2,071,000 | 1,849 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $2,071,000 | 1,574 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,071,000 | 1,577 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,071,000 | 1,577 |
| Net charge-offs | $21,000 | 2,921 |
| Cash dividends | $620,000 | 1,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,071,000 | 1,533 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,497,000 | 1,785 |
| Total interest expense | $273,000 | 2,333 |
| Net interest income | $3,224,000 | 1,711 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $312,000 | 2,741 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $137,000 | 1,946 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $175,000 | 2,807 |
| Total noninterest expense | $2,443,000 | 1,942 |
| Salaries and employee benefits | $1,243,000 | 2,092 |
| Premises and equipment expense | $330,000 | 1,777 |
| Additional noninterest expense | $870,000 | 1,733 |
| Pre-tax net operating income | $1,093,000 | 1,722 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $1,093,000 | 1,471 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,093,000 | 1,473 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,093,000 | 1,473 |
| Net charge-offs | $17,000 | 2,218 |
| Cash dividends | $328,000 | 1,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,093,000 | 1,424 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $13,544,000 | 1,854 |
| Total interest expense | $1,197,000 | 2,265 |
| Net interest income | $12,347,000 | 1,771 |
| Provision for loan and lease losses | $45,000 | 3,862 |
| Total noninterest income | $1,919,000 | 2,166 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $603,000 | 1,952 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,316,000 | 1,942 |
| Total noninterest expense | $10,735,000 | 1,779 |
| Salaries and employee benefits | $5,668,000 | 1,817 |
| Premises and equipment expense | $1,522,000 | 1,548 |
| Additional noninterest expense | $3,545,000 | 1,751 |
| Pre-tax net operating income | $3,486,000 | 2,034 |
| Securities gains (losses) | $-83,000 | 6,313 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $3,403,000 | 1,818 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,403,000 | 1,818 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,403,000 | 1,817 |
| Net charge-offs | $36,000 | 3,998 |
| Cash dividends | $2,530,000 | 1,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,486,000 | 1,742 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,005,000 | 1,883 |
| Total interest expense | $898,000 | 2,305 |
| Net interest income | $9,107,000 | 1,816 |
| Provision for loan and lease losses | $45,000 | 3,462 |
| Total noninterest income | $1,523,000 | 2,093 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $450,000 | 1,970 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,073,000 | 1,850 |
| Total noninterest expense | $7,623,000 | 1,867 |
| Salaries and employee benefits | $3,950,000 | 1,951 |
| Premises and equipment expense | $1,053,000 | 1,686 |
| Additional noninterest expense | $2,620,000 | 1,758 |
| Pre-tax net operating income | $2,962,000 | 1,878 |
| Securities gains (losses) | $-83,000 | 6,417 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $2,879,000 | 1,645 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,879,000 | 1,646 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,879,000 | 1,645 |
| Net charge-offs | $35,000 | 3,512 |
| Cash dividends | $859,000 | 1,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,962,000 | 1,574 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,509,000 | 1,916 |
| Total interest expense | $623,000 | 2,253 |
| Net interest income | $5,886,000 | 1,862 |
| Provision for loan and lease losses | $45,000 | 3,110 |
| Total noninterest income | $1,172,000 | 1,874 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $291,000 | 1,999 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $881,000 | 1,585 |
| Total noninterest expense | $5,101,000 | 1,856 |
| Salaries and employee benefits | $2,676,000 | 1,936 |
| Premises and equipment expense | $697,000 | 1,711 |
| Additional noninterest expense | $1,728,000 | 1,775 |
| Pre-tax net operating income | $1,912,000 | 1,884 |
| Securities gains (losses) | $-83,000 | 6,530 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,829,000 | 1,653 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,829,000 | 1,656 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,829,000 | 1,655 |
| Net charge-offs | $26,000 | 3,261 |
| Cash dividends | $551,000 | 1,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,912,000 | 1,573 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,334,000 | 1,869 |
| Total interest expense | $315,000 | 2,270 |
| Net interest income | $3,019,000 | 1,805 |
| Provision for loan and lease losses | $45,000 | 2,313 |
| Total noninterest income | $409,000 | 2,332 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $140,000 | 2,053 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $269,000 | 2,162 |
| Total noninterest expense | $2,500,000 | 1,893 |
| Salaries and employee benefits | $1,331,000 | 1,947 |
| Premises and equipment expense | $344,000 | 1,748 |
| Additional noninterest expense | $825,000 | 1,838 |
| Pre-tax net operating income | $883,000 | 1,943 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $883,000 | 1,661 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $883,000 | 1,664 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $883,000 | 1,664 |
| Net charge-offs | $5,000 | 3,116 |
| Cash dividends | $266,000 | 1,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $883,000 | 1,626 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,470,000 | 1,854 |
| Total interest expense | $1,328,000 | 2,389 |
| Net interest income | $12,142,000 | 1,778 |
| Provision for loan and lease losses | $195,000 | 3,003 |
| Total noninterest income | $3,355,000 | 1,493 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $679,000 | 1,873 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,676,000 | 1,239 |
| Total noninterest expense | $11,771,000 | 1,630 |
| Salaries and employee benefits | $6,556,000 | 1,582 |
| Premises and equipment expense | $1,407,000 | 1,670 |
| Additional noninterest expense | $3,808,000 | 1,675 |
| Pre-tax net operating income | $3,531,000 | 1,895 |
| Securities gains (losses) | $175,000 | 975 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $3,706,000 | 1,602 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,706,000 | 1,605 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,706,000 | 1,606 |
| Net charge-offs | $89,000 | 3,869 |
| Cash dividends | $2,197,000 | 1,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,531,000 | 1,634 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,194,000 | 1,842 |
| Total interest expense | $1,011,000 | 2,419 |
| Net interest income | $9,183,000 | 1,759 |
| Provision for loan and lease losses | $195,000 | 2,624 |
| Total noninterest income | $2,514,000 | 1,524 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $501,000 | 1,903 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,013,000 | 1,264 |
| Total noninterest expense | $8,714,000 | 1,663 |
| Salaries and employee benefits | $4,854,000 | 1,610 |
| Premises and equipment expense | $1,057,000 | 1,676 |
| Additional noninterest expense | $2,803,000 | 1,696 |
| Pre-tax net operating income | $2,788,000 | 1,861 |
| Securities gains (losses) | $57,000 | 1,567 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $2,845,000 | 1,579 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,845,000 | 1,582 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,845,000 | 1,583 |
| Net charge-offs | $80,000 | 3,458 |
| Cash dividends | $867,000 | 1,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,788,000 | 1,571 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,447,000 | 1,930 |
| Total interest expense | $690,000 | 2,426 |
| Net interest income | $5,757,000 | 1,858 |
| Provision for loan and lease losses | $150,000 | 2,434 |
| Total noninterest income | $2,003,000 | 1,356 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $342,000 | 1,847 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,661,000 | 1,118 |
| Total noninterest expense | $5,657,000 | 1,708 |
| Salaries and employee benefits | $3,211,000 | 1,621 |
| Premises and equipment expense | $672,000 | 1,746 |
| Additional noninterest expense | $1,774,000 | 1,784 |
| Pre-tax net operating income | $1,953,000 | 1,762 |
| Securities gains (losses) | $57,000 | 1,438 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $2,010,000 | 1,494 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,010,000 | 1,497 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,010,000 | 1,499 |
| Net charge-offs | $59,000 | 3,225 |
| Cash dividends | $644,000 | 1,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,953,000 | 1,491 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,201,000 | 1,963 |
| Total interest expense | $367,000 | 2,370 |
| Net interest income | $2,834,000 | 1,880 |
| Provision for loan and lease losses | $90,000 | 2,172 |
| Total noninterest income | $974,000 | 1,383 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $177,000 | 1,781 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $797,000 | 1,156 |
| Total noninterest expense | $2,694,000 | 1,796 |
| Salaries and employee benefits | $1,562,000 | 1,678 |
| Premises and equipment expense | $331,000 | 1,799 |
| Additional noninterest expense | $801,000 | 1,956 |
| Pre-tax net operating income | $1,024,000 | 1,666 |
| Securities gains (losses) | $57,000 | 867 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $1,081,000 | 1,368 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,081,000 | 1,370 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,081,000 | 1,370 |
| Net charge-offs | $32,000 | 2,752 |
| Cash dividends | $345,000 | 1,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,024,000 | 1,389 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,853,000 | 1,908 |
| Total interest expense | $1,610,000 | 2,574 |
| Net interest income | $12,243,000 | 1,792 |
| Provision for loan and lease losses | $555,000 | 2,579 |
| Total noninterest income | $3,470,000 | 1,476 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $680,000 | 1,952 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,790,000 | 1,223 |
| Total noninterest expense | $11,122,000 | 1,734 |
| Salaries and employee benefits | $6,368,000 | 1,594 |
| Premises and equipment expense | $1,447,000 | 1,624 |
| Additional noninterest expense | $3,307,000 | 1,978 |
| Pre-tax net operating income | $4,036,000 | 1,646 |
| Securities gains (losses) | $257,000 | 1,486 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $4,293,000 | 1,371 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,293,000 | 1,372 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,293,000 | 1,372 |
| Net charge-offs | $252,000 | 3,513 |
| Cash dividends | $3,095,000 | 844 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,036,000 | 1,362 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,992,000 | 2,008 |
| Total interest expense | $1,238,000 | 2,620 |
| Net interest income | $8,754,000 | 1,896 |
| Provision for loan and lease losses | $425,000 | 2,500 |
| Total noninterest income | $2,805,000 | 1,390 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $510,000 | 1,967 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,295,000 | 1,140 |
| Total noninterest expense | $7,804,000 | 1,843 |
| Salaries and employee benefits | $4,558,000 | 1,654 |
| Premises and equipment expense | $948,000 | 1,875 |
| Additional noninterest expense | $2,298,000 | 2,117 |
| Pre-tax net operating income | $3,330,000 | 1,560 |
| Securities gains (losses) | $257,000 | 1,244 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $3,587,000 | 1,256 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,587,000 | 1,258 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,587,000 | 1,257 |
| Net charge-offs | $213,000 | 3,231 |
| Cash dividends | $1,116,000 | 1,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,330,000 | 1,283 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,827,000 | 1,968 |
| Total interest expense | $834,000 | 2,683 |
| Net interest income | $5,993,000 | 1,846 |
| Provision for loan and lease losses | $310,000 | 2,350 |
| Total noninterest income | $1,588,000 | 1,559 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $263,000 | 2,394 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,325,000 | 1,241 |
| Total noninterest expense | $5,115,000 | 1,875 |
| Salaries and employee benefits | $2,965,000 | 1,694 |
| Premises and equipment expense | $614,000 | 1,928 |
| Additional noninterest expense | $1,536,000 | 2,111 |
| Pre-tax net operating income | $2,156,000 | 1,592 |
| Securities gains (losses) | $260,000 | 943 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $2,416,000 | 1,243 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,416,000 | 1,243 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,416,000 | 1,243 |
| Net charge-offs | $237,000 | 2,560 |
| Cash dividends | $720,000 | 1,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,156,000 | 1,301 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,254,000 | 2,080 |
| Total interest expense | $424,000 | 2,740 |
| Net interest income | $2,830,000 | 1,958 |
| Provision for loan and lease losses | $220,000 | 1,918 |
| Total noninterest income | $748,000 | 1,606 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $258,000 | 1,362 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $490,000 | 1,529 |
| Total noninterest expense | $2,444,000 | 1,968 |
| Salaries and employee benefits | $1,435,000 | 1,748 |
| Premises and equipment expense | $304,000 | 1,952 |
| Additional noninterest expense | $705,000 | 2,279 |
| Pre-tax net operating income | $914,000 | 1,813 |
| Securities gains (losses) | $260,000 | 499 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $1,174,000 | 1,232 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,174,000 | 1,232 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,174,000 | 1,233 |
| Net charge-offs | $45,000 | 3,095 |
| Cash dividends | $320,000 | 1,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $914,000 | 1,493 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,253,000 | 2,104 |
| Total interest expense | $2,013,000 | 2,767 |
| Net interest income | $11,240,000 | 1,949 |
| Provision for loan and lease losses | $840,000 | 2,662 |
| Total noninterest income | $2,674,000 | 1,630 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $715,000 | 1,947 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,959,000 | 1,381 |
| Total noninterest expense | $9,407,000 | 2,030 |
| Salaries and employee benefits | $5,152,000 | 1,896 |
| Premises and equipment expense | $1,333,000 | 1,870 |
| Additional noninterest expense | $2,922,000 | 2,258 |
| Pre-tax net operating income | $3,667,000 | 1,534 |
| Securities gains (losses) | $211,000 | 1,411 |
| Applicable income taxes | $71,000 | 3,577 |
| Income before extraordinary items | $3,807,000 | 1,305 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,807,000 | 1,305 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,807,000 | 1,305 |
| Net charge-offs | $340,000 | 3,652 |
| Cash dividends | $1,989,000 | 983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,600,220 | 1,302 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,027,000 | 2,119 |
| Total interest expense | $1,569,000 | 2,780 |
| Net interest income | $8,458,000 | 1,948 |
| Provision for loan and lease losses | $695,000 | 2,452 |
| Total noninterest income | $1,781,000 | 1,758 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $539,000 | 1,950 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,242,000 | 1,521 |
| Total noninterest expense | $6,419,000 | 2,231 |
| Salaries and employee benefits | $3,424,000 | 2,128 |
| Premises and equipment expense | $912,000 | 2,053 |
| Additional noninterest expense | $2,083,000 | 2,373 |
| Pre-tax net operating income | $3,125,000 | 1,446 |
| Securities gains (losses) | $87,000 | 1,901 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $3,212,000 | 1,197 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,212,000 | 1,197 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,212,000 | 1,197 |
| Net charge-offs | $328,000 | 3,143 |
| Cash dividends | $965,000 | 1,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,125,000 | 1,170 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,693,000 | 2,134 |
| Total interest expense | $1,077,000 | 2,796 |
| Net interest income | $5,616,000 | 1,955 |
| Provision for loan and lease losses | $260,000 | 3,196 |
| Total noninterest income | $585,000 | 2,836 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $351,000 | 1,970 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $234,000 | 3,244 |
| Total noninterest expense | $4,116,000 | 2,342 |
| Salaries and employee benefits | $2,267,000 | 2,156 |
| Premises and equipment expense | $594,000 | 2,128 |
| Additional noninterest expense | $1,255,000 | 2,638 |
| Pre-tax net operating income | $1,825,000 | 1,583 |
| Securities gains (losses) | $87,000 | 1,233 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,912,000 | 1,317 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,912,000 | 1,317 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,912,000 | 1,317 |
| Net charge-offs | $190,000 | 3,170 |
| Cash dividends | $532,000 | 1,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,825,000 | 1,307 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,320,000 | 2,159 |
| Total interest expense | $545,000 | 2,846 |
| Net interest income | $2,775,000 | 1,978 |
| Provision for loan and lease losses | $80,000 | 3,622 |
| Total noninterest income | $246,000 | 3,187 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $170,000 | 1,995 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $76,000 | 3,996 |
| Total noninterest expense | $2,093,000 | 2,321 |
| Salaries and employee benefits | $1,155,000 | 2,131 |
| Premises and equipment expense | $291,000 | 2,198 |
| Additional noninterest expense | $647,000 | 2,563 |
| Pre-tax net operating income | $848,000 | 1,691 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $848,000 | 1,416 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $848,000 | 1,416 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $848,000 | 1,416 |
| Net charge-offs | $40,000 | 3,522 |
| Cash dividends | $256,000 | 1,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $848,000 | 1,378 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,476,000 | 2,239 |
| Total interest expense | $2,683,000 | 2,828 |
| Net interest income | $10,793,000 | 2,020 |
| Provision for loan and lease losses | $203,000 | 5,318 |
| Total noninterest income | $1,032,000 | 3,175 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $642,000 | 2,186 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $390,000 | 3,556 |
| Total noninterest expense | $8,447,000 | 2,293 |
| Salaries and employee benefits | $4,609,000 | 2,102 |
| Premises and equipment expense | $1,237,000 | 2,046 |
| Additional noninterest expense | $2,601,000 | 2,586 |
| Pre-tax net operating income | $3,175,000 | 1,547 |
| Securities gains (losses) | $127,000 | 1,954 |
| Applicable income taxes | $800,000 | 1,436 |
| Income before extraordinary items | $2,502,000 | 1,649 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,502,000 | 1,649 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,502,000 | 1,651 |
| Net charge-offs | $85,000 | 5,548 |
| Cash dividends | $813,000 | 1,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,405,480 | 1,650 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,106,000 | 2,293 |
| Total interest expense | $2,110,000 | 2,843 |
| Net interest income | $7,996,000 | 2,071 |
| Provision for loan and lease losses | $128,000 | 5,464 |
| Total noninterest income | $711,000 | 3,361 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $486,000 | 2,217 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $225,000 | 3,983 |
| Total noninterest expense | $5,939,000 | 2,441 |
| Salaries and employee benefits | $3,183,000 | 2,280 |
| Premises and equipment expense | $901,000 | 2,126 |
| Additional noninterest expense | $1,855,000 | 2,662 |
| Pre-tax net operating income | $2,640,000 | 1,491 |
| Securities gains (losses) | $127,000 | 1,735 |
| Applicable income taxes | $720,000 | 1,307 |
| Income before extraordinary items | $2,047,000 | 1,610 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,047,000 | 1,613 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,047,000 | 1,613 |
| Net charge-offs | $32,000 | 5,785 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,953,020 | 1,605 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,249,000 | 2,486 |
| Total interest expense | $1,443,000 | 2,877 |
| Net interest income | $4,806,000 | 2,325 |
| Provision for loan and lease losses | $83,000 | 5,362 |
| Total noninterest income | $450,000 | 3,424 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $316,000 | 2,258 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $134,000 | 4,172 |
| Total noninterest expense | $3,840,000 | 2,519 |
| Salaries and employee benefits | $2,048,000 | 2,384 |
| Premises and equipment expense | $601,000 | 2,151 |
| Additional noninterest expense | $1,191,000 | 2,737 |
| Pre-tax net operating income | $1,333,000 | 1,884 |
| Securities gains (losses) | $120,000 | 1,301 |
| Applicable income taxes | $313,000 | 1,702 |
| Income before extraordinary items | $1,140,000 | 1,884 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,140,000 | 1,883 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,140,000 | 1,884 |
| Net charge-offs | $21,000 | 5,490 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,046,400 | 1,948 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,929,000 | 2,706 |
| Total interest expense | $748,000 | 2,919 |
| Net interest income | $2,181,000 | 2,572 |
| Provision for loan and lease losses | $36,000 | 5,192 |
| Total noninterest income | $219,000 | 3,461 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $153,000 | 2,306 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $66,000 | 4,229 |
| Total noninterest expense | $1,927,000 | 2,533 |
| Salaries and employee benefits | $1,005,000 | 2,462 |
| Premises and equipment expense | $290,000 | 2,268 |
| Additional noninterest expense | $632,000 | 2,586 |
| Pre-tax net operating income | $437,000 | 2,666 |
| Securities gains (losses) | $10,000 | 1,722 |
| Applicable income taxes | $61,000 | 2,625 |
| Income before extraordinary items | $386,000 | 2,613 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $386,000 | 2,610 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $386,000 | 2,613 |
| Net charge-offs | $17,000 | 4,530 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $377,400 | 2,557 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,193,000 | 2,923 |
| Total interest expense | $3,149,000 | 3,303 |
| Net interest income | $8,044,000 | 2,717 |
| Provision for loan and lease losses | $223,000 | 5,653 |
| Total noninterest income | $953,000 | 3,434 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $641,000 | 2,423 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $312,000 | 3,928 |
| Total noninterest expense | $6,428,000 | 3,007 |
| Salaries and employee benefits | $3,367,000 | 2,886 |
| Premises and equipment expense | $976,000 | 2,631 |
| Additional noninterest expense | $2,085,000 | 3,200 |
| Pre-tax net operating income | $2,346,000 | 1,669 |
| Securities gains (losses) | $377,000 | 1,052 |
| Applicable income taxes | $707,000 | 1,236 |
| Income before extraordinary items | $2,016,000 | 1,666 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,016,000 | 1,664 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,016,000 | 1,665 |
| Net charge-offs | $206,000 | 4,963 |
| Cash dividends | $813,000 | 1,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,737,020 | 1,846 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,229,000 | 3,026 |
| Total interest expense | $2,413,000 | 3,367 |
| Net interest income | $5,816,000 | 2,816 |
| Provision for loan and lease losses | $178,000 | 5,325 |
| Total noninterest income | $668,000 | 3,619 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $478,000 | 2,447 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $190,000 | 4,369 |
| Total noninterest expense | $4,277,000 | 3,320 |
| Salaries and employee benefits | $2,194,000 | 3,280 |
| Premises and equipment expense | $709,000 | 2,744 |
| Additional noninterest expense | $1,374,000 | 3,505 |
| Pre-tax net operating income | $2,029,000 | 1,600 |
| Securities gains (losses) | $326,000 | 943 |
| Applicable income taxes | $680,000 | 1,118 |
| Income before extraordinary items | $1,675,000 | 1,598 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,675,000 | 1,596 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,675,000 | 1,598 |
| Net charge-offs | $182,000 | 4,348 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,443,540 | 1,801 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,464,000 | 3,070 |
| Total interest expense | $1,635,000 | 3,449 |
| Net interest income | $3,829,000 | 2,836 |
| Provision for loan and lease losses | $58,000 | 5,972 |
| Total noninterest income | $436,000 | 3,686 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $313,000 | 2,460 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $123,000 | 4,448 |
| Total noninterest expense | $2,788,000 | 3,416 |
| Salaries and employee benefits | $1,449,000 | 3,329 |
| Premises and equipment expense | $460,000 | 2,842 |
| Additional noninterest expense | $879,000 | 3,616 |
| Pre-tax net operating income | $1,419,000 | 1,592 |
| Securities gains (losses) | $222,000 | 954 |
| Applicable income taxes | $474,000 | 1,127 |
| Income before extraordinary items | $1,167,000 | 1,599 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,167,000 | 1,595 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,167,000 | 1,598 |
| Net charge-offs | $63,000 | 4,708 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,009,380 | 1,779 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,709,000 | 3,121 |
| Total interest expense | $851,000 | 3,456 |
| Net interest income | $1,858,000 | 2,891 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $211,000 | 3,700 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $151,000 | 2,451 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $60,000 | 4,510 |
| Total noninterest expense | $1,350,000 | 3,426 |
| Salaries and employee benefits | $704,000 | 3,446 |
| Premises and equipment expense | $220,000 | 3,005 |
| Additional noninterest expense | $426,000 | 3,409 |
| Pre-tax net operating income | $689,000 | 1,834 |
| Securities gains (losses) | $222,000 | 622 |
| Applicable income taxes | $241,000 | 1,259 |
| Income before extraordinary items | $670,000 | 1,603 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $670,000 | 1,604 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $670,000 | 1,605 |
| Net charge-offs | $6,000 | 5,032 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $505,720 | 1,982 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,173,000 | 3,229 |
| Total interest expense | $4,089,000 | 3,464 |
| Net interest income | $7,084,000 | 3,025 |
| Provision for loan and lease losses | $107,000 | 5,975 |
| Total noninterest income | $1,081,000 | 3,245 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $668,000 | 2,437 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $413,000 | 3,529 |
| Total noninterest expense | $5,587,000 | 3,276 |
| Salaries and employee benefits | $2,975,000 | 3,274 |
| Premises and equipment expense | $915,000 | 2,836 |
| Additional noninterest expense | $1,697,000 | 3,304 |
| Pre-tax net operating income | $2,471,000 | 2,109 |
| Securities gains (losses) | $94,000 | 1,179 |
| Applicable income taxes | $656,000 | 1,584 |
| Income before extraordinary items | $1,909,000 | 2,084 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,909,000 | 2,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,209 |
| Cash dividends | $650,000 | 2,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,839,440 | 2,272 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,310,000 | 3,314 |
| Total interest expense | $3,180,000 | 3,479 |
| Net interest income | $5,130,000 | 3,139 |
| Provision for loan and lease losses | $60,000 | 5,691 |
| Total noninterest income | $600,000 | 3,953 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $506,000 | 2,435 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $94,000 | 5,732 |
| Total noninterest expense | $3,775,000 | 3,534 |
| Salaries and employee benefits | $2,061,000 | 3,518 |
| Premises and equipment expense | $608,000 | 3,161 |
| Additional noninterest expense | $1,106,000 | 3,594 |
| Pre-tax net operating income | $1,895,000 | 2,390 |
| Securities gains (losses) | $75,000 | 1,148 |
| Applicable income taxes | $497,000 | 1,910 |
| Income before extraordinary items | $1,473,000 | 2,358 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,473,000 | 2,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,089 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,416,750 | 2,544 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,529,000 | 3,379 |
| Total interest expense | $2,215,000 | 3,483 |
| Net interest income | $3,314,000 | 3,225 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $394,000 | 4,039 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $330,000 | 2,456 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $64,000 | 5,772 |
| Total noninterest expense | $2,420,000 | 3,674 |
| Salaries and employee benefits | $1,371,000 | 3,578 |
| Premises and equipment expense | $393,000 | 3,257 |
| Additional noninterest expense | $656,000 | 3,898 |
| Pre-tax net operating income | $1,228,000 | 2,552 |
| Securities gains (losses) | $75,000 | 1,164 |
| Applicable income taxes | $323,000 | 2,128 |
| Income before extraordinary items | $980,000 | 2,619 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $980,000 | 2,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,853 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $923,750 | 2,698 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,792,000 | 3,434 |
| Total interest expense | $1,164,000 | 3,529 |
| Net interest income | $1,628,000 | 3,273 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $205,000 | 3,957 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $164,000 | 2,440 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $41,000 | 5,402 |
| Total noninterest expense | $1,208,000 | 3,678 |
| Salaries and employee benefits | $695,000 | 3,563 |
| Premises and equipment expense | $188,000 | 3,395 |
| Additional noninterest expense | $325,000 | 3,878 |
| Pre-tax net operating income | $595,000 | 2,720 |
| Securities gains (losses) | $26,000 | 1,452 |
| Applicable income taxes | $150,000 | 2,320 |
| Income before extraordinary items | $471,000 | 2,830 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $471,000 | 2,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,931 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $451,240 | 2,839 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,408,000 | 3,675 |
| Total interest expense | $4,200,000 | 3,891 |
| Net interest income | $6,208,000 | 3,416 |
| Provision for loan and lease losses | $100,000 | 4,892 |
| Total noninterest income | $919,000 | 3,707 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $635,000 | 2,565 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $284,000 | 4,342 |
| Total noninterest expense | $5,049,000 | 3,415 |
| Salaries and employee benefits | $2,803,000 | 3,409 |
| Premises and equipment expense | $869,000 | 2,886 |
| Additional noninterest expense | $1,377,000 | 3,669 |
| Pre-tax net operating income | $1,978,000 | 3,335 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $327,000 | 3,274 |
| Income before extraordinary items | $1,651,000 | 3,226 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,651,000 | 3,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,033 |
| Cash dividends | $650,000 | 3,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,651,000 | 3,216 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,601,000 | 3,747 |
| Total interest expense | $3,029,000 | 3,990 |
| Net interest income | $4,572,000 | 3,473 |
| Provision for loan and lease losses | $90,000 | 4,255 |
| Total noninterest income | $616,000 | 3,973 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $456,000 | 2,632 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $160,000 | 4,947 |
| Total noninterest expense | $3,493,000 | 3,629 |
| Salaries and employee benefits | $1,912,000 | 3,655 |
| Premises and equipment expense | $577,000 | 3,162 |
| Additional noninterest expense | $1,004,000 | 3,681 |
| Pre-tax net operating income | $1,605,000 | 3,317 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $205,000 | 3,696 |
| Income before extraordinary items | $1,400,000 | 3,125 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,400,000 | 3,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,451 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,400,000 | 3,107 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,959,000 | 3,806 |
| Total interest expense | $1,947,000 | 4,084 |
| Net interest income | $3,012,000 | 3,520 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $414,000 | 3,966 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $297,000 | 2,679 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $117,000 | 4,803 |
| Total noninterest expense | $2,232,000 | 3,793 |
| Salaries and employee benefits | $1,251,000 | 3,742 |
| Premises and equipment expense | $358,000 | 3,368 |
| Additional noninterest expense | $623,000 | 3,912 |
| Pre-tax net operating income | $1,134,000 | 3,233 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $163,000 | 3,535 |
| Income before extraordinary items | $971,000 | 3,098 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $971,000 | 3,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,152 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $971,000 | 3,081 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,448,000 | 3,834 |
| Total interest expense | $935,000 | 4,173 |
| Net interest income | $1,513,000 | 3,516 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $219,000 | 3,824 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $150,000 | 2,602 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $69,000 | 4,489 |
| Total noninterest expense | $1,084,000 | 3,881 |
| Salaries and employee benefits | $627,000 | 3,764 |
| Premises and equipment expense | $168,000 | 3,579 |
| Additional noninterest expense | $289,000 | 4,075 |
| Pre-tax net operating income | $618,000 | 3,053 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $104,000 | 3,212 |
| Income before extraordinary items | $514,000 | 2,971 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $514,000 | 2,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 1,876 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $514,000 | 2,955 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,932,000 | 3,887 |
| Total interest expense | $3,047,000 | 4,284 |
| Net interest income | $5,885,000 | 3,570 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $733,000 | 4,258 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $593,000 | 2,705 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $140,000 | 5,749 |
| Total noninterest expense | $4,753,000 | 3,485 |
| Salaries and employee benefits | $2,484,000 | 3,628 |
| Premises and equipment expense | $876,000 | 2,775 |
| Additional noninterest expense | $1,393,000 | 3,498 |
| Pre-tax net operating income | $1,865,000 | 3,798 |
| Securities gains (losses) | $-27,000 | 7,677 |
| Applicable income taxes | $436,000 | 3,323 |
| Income before extraordinary items | $1,402,000 | 3,936 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,402,000 | 3,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,323 |
| Cash dividends | $650,000 | 3,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,422,520 | 3,875 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,575,000 | 3,914 |
| Total interest expense | $2,169,000 | 4,324 |
| Net interest income | $4,406,000 | 3,595 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $547,000 | 4,278 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $442,000 | 2,734 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $105,000 | 5,756 |
| Total noninterest expense | $3,325,000 | 3,669 |
| Salaries and employee benefits | $1,749,000 | 3,805 |
| Premises and equipment expense | $603,000 | 2,990 |
| Additional noninterest expense | $973,000 | 3,678 |
| Pre-tax net operating income | $1,628,000 | 3,597 |
| Securities gains (losses) | $-41,000 | 8,113 |
| Applicable income taxes | $346,000 | 3,383 |
| Income before extraordinary items | $1,241,000 | 3,644 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,241,000 | 3,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,298 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,272,980 | 3,578 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,320,000 | 3,910 |
| Total interest expense | $1,359,000 | 4,361 |
| Net interest income | $2,961,000 | 3,583 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $343,000 | 4,403 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $274,000 | 2,879 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $69,000 | 5,814 |
| Total noninterest expense | $2,216,000 | 3,680 |
| Salaries and employee benefits | $1,163,000 | 3,826 |
| Premises and equipment expense | $404,000 | 2,978 |
| Additional noninterest expense | $649,000 | 3,676 |
| Pre-tax net operating income | $1,088,000 | 3,593 |
| Securities gains (losses) | $-41,000 | 8,319 |
| Applicable income taxes | $257,000 | 3,260 |
| Income before extraordinary items | $790,000 | 3,781 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $790,000 | 3,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,784 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $820,750 | 3,684 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,098,000 | 3,931 |
| Total interest expense | $645,000 | 4,389 |
| Net interest income | $1,453,000 | 3,633 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $162,000 | 4,468 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $124,000 | 3,011 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $38,000 | 5,631 |
| Total noninterest expense | $1,100,000 | 3,723 |
| Salaries and employee benefits | $575,000 | 3,885 |
| Premises and equipment expense | $197,000 | 3,066 |
| Additional noninterest expense | $328,000 | 3,629 |
| Pre-tax net operating income | $515,000 | 3,667 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $126,000 | 3,273 |
| Income before extraordinary items | $389,000 | 3,764 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $389,000 | 3,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,786 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $389,000 | 3,749 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,368,000 | 3,997 |
| Total interest expense | $2,055,000 | 4,355 |
| Net interest income | $5,313,000 | 3,784 |
| Provision for loan and lease losses | $30,000 | 6,187 |
| Total noninterest income | $634,000 | 4,646 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $529,000 | 2,937 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $105,000 | 6,333 |
| Total noninterest expense | $4,143,000 | 3,762 |
| Salaries and employee benefits | $2,177,000 | 3,877 |
| Premises and equipment expense | $822,000 | 2,830 |
| Additional noninterest expense | $1,144,000 | 4,013 |
| Pre-tax net operating income | $1,774,000 | 3,992 |
| Securities gains (losses) | $4,000 | 1,802 |
| Applicable income taxes | $454,000 | 3,521 |
| Income before extraordinary items | $1,324,000 | 4,102 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,324,000 | 4,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,564 |
| Cash dividends | $650,000 | 3,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,321,040 | 4,081 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,350,000 | 4,044 |
| Total interest expense | $1,459,000 | 4,373 |
| Net interest income | $3,891,000 | 3,845 |
| Provision for loan and lease losses | $30,000 | 5,800 |
| Total noninterest income | $501,000 | 4,540 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $424,000 | 2,787 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $77,000 | 6,377 |
| Total noninterest expense | $2,803,000 | 4,043 |
| Salaries and employee benefits | $1,488,000 | 4,124 |
| Premises and equipment expense | $527,000 | 3,206 |
| Additional noninterest expense | $788,000 | 4,226 |
| Pre-tax net operating income | $1,559,000 | 3,643 |
| Securities gains (losses) | $4,000 | 1,810 |
| Applicable income taxes | $394,000 | 3,353 |
| Income before extraordinary items | $1,169,000 | 3,737 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,169,000 | 3,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,845 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,166,000 | 3,712 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,502,000 | 4,037 |
| Total interest expense | $942,000 | 4,307 |
| Net interest income | $2,560,000 | 3,852 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $348,000 | 4,387 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $294,000 | 2,659 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $54,000 | 6,283 |
| Total noninterest expense | $1,786,000 | 4,178 |
| Salaries and employee benefits | $950,000 | 4,239 |
| Premises and equipment expense | $344,000 | 3,241 |
| Additional noninterest expense | $492,000 | 4,427 |
| Pre-tax net operating income | $1,092,000 | 3,492 |
| Securities gains (losses) | $-1,000 | 7,609 |
| Applicable income taxes | $287,000 | 3,191 |
| Income before extraordinary items | $804,000 | 3,625 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $804,000 | 3,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,392 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $804,740 | 3,576 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,732,000 | 4,040 |
| Total interest expense | $460,000 | 4,272 |
| Net interest income | $1,272,000 | 3,868 |
| Provision for loan and lease losses | $20,000 | 4,626 |
| Total noninterest income | $169,000 | 4,398 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $140,000 | 2,694 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $29,000 | 6,226 |
| Total noninterest expense | $878,000 | 4,246 |
| Salaries and employee benefits | $466,000 | 4,316 |
| Premises and equipment expense | $174,000 | 3,244 |
| Additional noninterest expense | $238,000 | 4,521 |
| Pre-tax net operating income | $543,000 | 3,462 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $152,000 | 3,074 |
| Income before extraordinary items | $392,000 | 3,672 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $392,000 | 3,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,691 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $391,280 | 3,636 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,945,000 | 3,832 |
| Total interest expense | $1,749,000 | 4,051 |
| Net interest income | $5,196,000 | 3,699 |
| Provision for loan and lease losses | $90,000 | 5,165 |
| Total noninterest income | $565,000 | 4,968 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $477,000 | 3,246 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $88,000 | 6,627 |
| Total noninterest expense | $3,652,000 | 4,032 |
| Salaries and employee benefits | $2,014,000 | 3,977 |
| Premises and equipment expense | $665,000 | 3,255 |
| Additional noninterest expense | $973,000 | 4,441 |
| Pre-tax net operating income | $2,019,000 | 3,476 |
| Securities gains (losses) | $55,000 | 1,669 |
| Applicable income taxes | $706,000 | 2,752 |
| Income before extraordinary items | $1,368,000 | 3,858 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,368,000 | 3,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,670 |
| Cash dividends | $1,300,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,331,700 | 3,863 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,183,000 | 3,820 |
| Total interest expense | $1,305,000 | 4,034 |
| Net interest income | $3,878,000 | 3,691 |
| Provision for loan and lease losses | $80,000 | 4,713 |
| Total noninterest income | $425,000 | 4,990 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $356,000 | 3,283 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $69,000 | 6,565 |
| Total noninterest expense | $2,583,000 | 4,207 |
| Salaries and employee benefits | $1,408,000 | 4,154 |
| Premises and equipment expense | $477,000 | 3,385 |
| Additional noninterest expense | $698,000 | 4,541 |
| Pre-tax net operating income | $1,640,000 | 3,386 |
| Securities gains (losses) | $55,000 | 1,589 |
| Applicable income taxes | $442,000 | 3,119 |
| Income before extraordinary items | $1,253,000 | 3,431 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,253,000 | 3,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,941 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,212,300 | 3,440 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,439,000 | 3,831 |
| Total interest expense | $871,000 | 4,029 |
| Net interest income | $2,568,000 | 3,690 |
| Provision for loan and lease losses | $50,000 | 4,677 |
| Total noninterest income | $285,000 | 4,946 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $236,000 | 3,269 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $49,000 | 6,460 |
| Total noninterest expense | $1,720,000 | 4,228 |
| Salaries and employee benefits | $942,000 | 4,160 |
| Premises and equipment expense | $315,000 | 3,411 |
| Additional noninterest expense | $463,000 | 4,583 |
| Pre-tax net operating income | $1,083,000 | 3,348 |
| Securities gains (losses) | $35,000 | 1,694 |
| Applicable income taxes | $287,000 | 3,154 |
| Income before extraordinary items | $831,000 | 3,430 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $831,000 | 3,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,797 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $805,100 | 3,424 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,705,000 | 3,865 |
| Total interest expense | $443,000 | 4,018 |
| Net interest income | $1,262,000 | 3,729 |
| Provision for loan and lease losses | $20,000 | 4,792 |
| Total noninterest income | $145,000 | 4,852 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $114,000 | 3,270 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $31,000 | 6,045 |
| Total noninterest expense | $860,000 | 4,243 |
| Salaries and employee benefits | $484,000 | 4,114 |
| Premises and equipment expense | $152,000 | 3,556 |
| Additional noninterest expense | $224,000 | 4,663 |
| Pre-tax net operating income | $527,000 | 3,386 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $128,000 | 3,374 |
| Income before extraordinary items | $399,000 | 3,519 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $399,000 | 3,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,677 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $399,000 | 3,411 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,109,000 | 3,768 |
| Total interest expense | $2,138,000 | 3,812 |
| Net interest income | $4,971,000 | 3,696 |
| Provision for loan and lease losses | $81,000 | 5,616 |
| Total noninterest income | $576,000 | 5,074 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $462,000 | 3,303 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $114,000 | 6,308 |
| Total noninterest expense | $3,574,000 | 4,038 |
| Salaries and employee benefits | $2,049,000 | 3,844 |
| Premises and equipment expense | $647,000 | 3,307 |
| Additional noninterest expense | $878,000 | 4,718 |
| Pre-tax net operating income | $1,892,000 | 3,516 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $559,000 | 3,195 |
| Income before extraordinary items | $1,335,000 | 3,849 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,335,000 | 3,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,797 |
| Cash dividends | $1,300,000 | 1,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,333,600 | 3,690 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,407,000 | 3,777 |
| Total interest expense | $1,668,000 | 3,799 |
| Net interest income | $3,739,000 | 3,707 |
| Provision for loan and lease losses | $40,000 | 6,097 |
| Total noninterest income | $412,000 | 5,229 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $339,000 | 3,368 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $73,000 | 6,631 |
| Total noninterest expense | $2,659,000 | 4,048 |
| Salaries and employee benefits | $1,522,000 | 3,862 |
| Premises and equipment expense | $488,000 | 3,286 |
| Additional noninterest expense | $649,000 | 4,739 |
| Pre-tax net operating income | $1,452,000 | 3,582 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $225,000 | 4,464 |
| Income before extraordinary items | $1,229,000 | 3,433 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,229,000 | 3,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,129 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,227,300 | 3,270 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,715,000 | 3,709 |
| Total interest expense | $1,153,000 | 3,794 |
| Net interest income | $2,562,000 | 3,632 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $276,000 | 5,204 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $221,000 | 3,380 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $55,000 | 6,401 |
| Total noninterest expense | $1,811,000 | 3,982 |
| Salaries and employee benefits | $1,016,000 | 3,861 |
| Premises and equipment expense | $328,000 | 3,255 |
| Additional noninterest expense | $467,000 | 4,465 |
| Pre-tax net operating income | $997,000 | 3,537 |
| Securities gains (losses) | $2,000 | 3,460 |
| Applicable income taxes | $145,000 | 4,551 |
| Income before extraordinary items | $854,000 | 3,336 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $854,000 | 3,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,460 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $852,300 | 3,170 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,885,000 | 3,696 |
| Total interest expense | $590,000 | 3,799 |
| Net interest income | $1,295,000 | 3,595 |
| Provision for loan and lease losses | $20,000 | 5,233 |
| Total noninterest income | $140,000 | 5,063 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $129,000 | 2,921 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 7,783 |
| Total noninterest expense | $915,000 | 3,942 |
| Salaries and employee benefits | $495,000 | 3,934 |
| Premises and equipment expense | $167,000 | 3,194 |
| Additional noninterest expense | $253,000 | 4,171 |
| Pre-tax net operating income | $500,000 | 3,494 |
| Securities gains (losses) | $2,000 | 2,590 |
| Applicable income taxes | $70,000 | 4,589 |
| Income before extraordinary items | $432,000 | 3,277 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $432,000 | 3,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 1,818 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $430,280 | 3,125 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,224,000 | 3,568 |
| Total interest expense | $2,834,000 | 3,697 |
| Net interest income | $5,390,000 | 3,438 |
| Provision for loan and lease losses | $270,000 | 3,677 |
| Total noninterest income | $550,000 | 4,960 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $547,000 | 2,754 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,000 | 9,127 |
| Total noninterest expense | $3,509,000 | 3,965 |
| Salaries and employee benefits | $1,938,000 | 3,839 |
| Premises and equipment expense | $641,000 | 3,221 |
| Additional noninterest expense | $930,000 | 4,426 |
| Pre-tax net operating income | $2,161,000 | 3,254 |
| Securities gains (losses) | $-240,000 | 9,208 |
| Applicable income taxes | $609,000 | 3,094 |
| Income before extraordinary items | $1,312,000 | 3,864 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,312,000 | 3,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 2,421 |
| Cash dividends | $1,300,000 | 1,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,475,200 | 3,442 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,128,000 | 3,596 |
| Total interest expense | $4,473,000 | 3,472 |
| Net interest income | $4,655,000 | 3,641 |
| Provision for loan and lease losses | $105,000 | 5,502 |
| Total noninterest income | $645,000 | 4,398 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $510,000 | 2,803 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $135,000 | 5,740 |
| Total noninterest expense | $3,231,000 | 4,095 |
| Salaries and employee benefits | $1,805,000 | 3,907 |
| Premises and equipment expense | $588,000 | 3,423 |
| Additional noninterest expense | $838,000 | 4,643 |
| Pre-tax net operating income | $1,964,000 | 3,211 |
| Securities gains (losses) | $14,000 | 3,398 |
| Applicable income taxes | $505,000 | 3,319 |
| Income before extraordinary items | $1,473,000 | 3,269 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,473,000 | 3,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,011 |
| Cash dividends | $650,000 | 2,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,462,640 | 3,180 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,221,000 | 3,662 |
| Total interest expense | $4,468,000 | 3,642 |
| Net interest income | $4,753,000 | 3,629 |
| Provision for loan and lease losses | $90,000 | 5,514 |
| Total noninterest income | $596,000 | 4,425 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $512,000 | 2,643 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $84,000 | 6,813 |
| Total noninterest expense | $3,258,000 | 3,950 |
| Salaries and employee benefits | $1,707,000 | 3,942 |
| Premises and equipment expense | $538,000 | 3,581 |
| Additional noninterest expense | $1,013,000 | 3,957 |
| Pre-tax net operating income | $2,001,000 | 3,326 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $583,000 | 3,170 |
| Income before extraordinary items | $1,418,000 | 3,400 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,418,000 | 3,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,034 |
| Cash dividends | $487,000 | 3,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,418,000 | 3,389 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,395,000 | 3,738 |
| Total interest expense | $3,816,000 | 3,736 |
| Net interest income | $4,579,000 | 3,728 |
| Provision for loan and lease losses | $115,000 | 4,942 |
| Total noninterest income | $551,000 | 4,679 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $482,000 | 2,718 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $69,000 | 7,453 |
| Total noninterest expense | $2,942,000 | 4,281 |
| Salaries and employee benefits | $1,613,000 | 4,098 |
| Premises and equipment expense | $522,000 | 3,631 |
| Additional noninterest expense | $807,000 | 4,760 |
| Pre-tax net operating income | $2,073,000 | 3,243 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $654,000 | 3,036 |
| Income before extraordinary items | $1,421,000 | 3,384 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,421,000 | 3,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,206 |
| Cash dividends | $488,000 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,419,640 | 3,347 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,453,000 | 3,733 |
| Total interest expense | $3,942,000 | 3,741 |
| Net interest income | $4,511,000 | 3,723 |
| Provision for loan and lease losses | $153,000 | 4,102 |
| Total noninterest income | $480,000 | 5,060 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $375,000 | 3,310 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 6,524 |
| Total noninterest expense | $3,007,000 | 4,111 |
| Salaries and employee benefits | $1,675,000 | 3,893 |
| Premises and equipment expense | $558,000 | 3,388 |
| Additional noninterest expense | $774,000 | 4,790 |
| Pre-tax net operating income | $1,831,000 | 3,586 |
| Securities gains (losses) | $56,000 | 1,658 |
| Applicable income taxes | $537,000 | 3,673 |
| Income before extraordinary items | $1,350,000 | 3,554 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,350,000 | 3,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,752 |
| Cash dividends | $488,000 | 3,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,309,680 | 3,573 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,652,000 | 4,140 |
| Total interest expense | $3,430,000 | 4,209 |
| Net interest income | $4,222,000 | 4,045 |
| Provision for loan and lease losses | $174,000 | 3,820 |
| Total noninterest income | $412,000 | 5,633 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $337,000 | 3,729 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,536 |
| Total noninterest expense | $2,586,000 | 4,655 |
| Salaries and employee benefits | $1,486,000 | 4,289 |
| Premises and equipment expense | $453,000 | 4,019 |
| Additional noninterest expense | $647,000 | 5,521 |
| Pre-tax net operating income | $1,874,000 | 3,736 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $597,000 | 3,687 |
| Income before extraordinary items | $1,277,000 | 3,857 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,277,000 | 3,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,790 |
| Cash dividends | $487,000 | 3,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,277,000 | 3,790 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,714,000 | 4,737 |
| Total interest expense | $3,006,000 | 4,784 |
| Net interest income | $3,708,000 | 4,605 |
| Provision for loan and lease losses | $172,000 | 3,795 |
| Total noninterest income | $389,000 | 6,035 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $304,000 | 4,184 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,591 |
| Total noninterest expense | $2,186,000 | 5,566 |
| Salaries and employee benefits | $1,257,000 | 4,994 |
| Premises and equipment expense | $326,000 | 5,271 |
| Additional noninterest expense | $603,000 | 6,332 |
| Pre-tax net operating income | $1,739,000 | 3,830 |
| Securities gains (losses) | $67,000 | 1,163 |
| Applicable income taxes | $653,000 | 3,350 |
| Income before extraordinary items | $1,153,000 | 4,003 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,153,000 | 4,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,813 |
| Cash dividends | $488,000 | 3,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,110,120 | 4,075 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,345,000 | 4,952 |
| Total interest expense | $2,747,000 | 5,148 |
| Net interest income | $3,598,000 | 4,735 |
| Provision for loan and lease losses | $116,000 | 4,287 |
| Total noninterest income | $357,000 | 6,395 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $296,000 | 4,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 8,706 |
| Total noninterest expense | $1,984,000 | 6,020 |
| Salaries and employee benefits | $1,124,000 | 5,508 |
| Premises and equipment expense | $287,000 | 5,828 |
| Additional noninterest expense | $573,000 | 6,701 |
| Pre-tax net operating income | $1,855,000 | 3,728 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $610,000 | 3,620 |
| Income before extraordinary items | $1,245,000 | 3,836 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,245,000 | 3,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,292 |
| Cash dividends | $487,000 | 3,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,245,000 | 3,815 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,385,000 | 5,331 |
| Total interest expense | $1,963,000 | 5,693 |
| Net interest income | $3,422,000 | 5,037 |
| Provision for loan and lease losses | $55,000 | 5,922 |
| Total noninterest income | $342,000 | 6,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $295,000 | 4,421 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,769 |
| Total noninterest expense | $1,964,000 | 6,299 |
| Salaries and employee benefits | $1,079,000 | 5,731 |
| Premises and equipment expense | $247,000 | 6,567 |
| Additional noninterest expense | $638,000 | 6,751 |
| Pre-tax net operating income | $1,745,000 | 3,859 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $519,000 | 3,942 |
| Income before extraordinary items | $1,226,000 | 3,783 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,226,000 | 3,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,150 |
| Cash dividends | $325,000 | 4,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,226,000 | 3,814 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,256,000 | 5,532 |
| Total interest expense | $1,941,000 | 5,983 |
| Net interest income | $3,315,000 | 5,193 |
| Provision for loan and lease losses | $55,000 | 7,245 |
| Total noninterest income | $320,000 | 7,375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $272,000 | 4,796 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 10,209 |
| Total noninterest expense | $1,920,000 | 6,563 |
| Salaries and employee benefits | $1,008,000 | 6,088 |
| Premises and equipment expense | $209,000 | 7,512 |
| Additional noninterest expense | $703,000 | 6,530 |
| Pre-tax net operating income | $1,660,000 | 3,947 |
| Securities gains (losses) | $31,000 | 4,064 |
| Applicable income taxes | $403,000 | 4,976 |
| Income before extraordinary items | $1,288,000 | 3,749 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,288,000 | 3,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 6,866 |
| Cash dividends | $325,000 | 4,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,264,440 | 3,613 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,187,000 | 6,192 |
| Total interest expense | $2,318,000 | 6,363 |
| Net interest income | $2,869,000 | 5,927 |
| Provision for loan and lease losses | $70,000 | 8,246 |
| Total noninterest income | $344,000 | 7,186 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $292,000 | 4,546 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 10,289 |
| Total noninterest expense | $1,793,000 | 6,970 |
| Salaries and employee benefits | $940,000 | 6,392 |
| Premises and equipment expense | $222,000 | 7,346 |
| Additional noninterest expense | $631,000 | 7,246 |
| Pre-tax net operating income | $1,350,000 | 4,475 |
| Securities gains (losses) | $-82,000 | 13,755 |
| Applicable income taxes | $386,000 | 4,927 |
| Income before extraordinary items | $882,000 | 4,998 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $882,000 | 5,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 8,345 |
| Cash dividends | $325,000 | 3,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $939,400 | 4,436 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.