Home > Magnolia Federal Bank for Savings > Income and Expense
Magnolia Federal Bank for Savings, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $108,552,000 | 399 |
| Total interest expense | $44,214,000 | 464 |
| Net interest income | $64,338,000 | 362 |
| Provision for loan and lease losses | $2,527,000 | 516 |
| Total noninterest income | $32,221,000 | 295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-173,000 | 4,688 |
| Additional Noninterest Income | $32,394,000 | 214 |
| Total noninterest expense | $69,485,000 | 310 |
| Salaries and employee benefits | $28,087,000 | 294 |
| Premises and equipment expense | $12,325,000 | 239 |
| Additional noninterest expense | $29,073,000 | 338 |
| Pre-tax net operating income | $24,547,000 | 396 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $8,111,000 | 413 |
| Income before extraordinary items | $16,436,000 | 397 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $16,436,000 | 398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,664,000 | 646 |
| Cash dividends | $7,889,000 | 509 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $16,436,000 | 393 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $101,809,000 | 445 |
| Total interest expense | $39,828,000 | 527 |
| Net interest income | $61,981,000 | 379 |
| Provision for loan and lease losses | $700,000 | 1,215 |
| Total noninterest income | $23,542,000 | 362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-186,000 | 4,826 |
| Additional Noninterest Income | $23,728,000 | 249 |
| Total noninterest expense | $55,702,000 | 362 |
| Salaries and employee benefits | $21,105,000 | 382 |
| Premises and equipment expense | $11,843,000 | 252 |
| Additional noninterest expense | $22,754,000 | 396 |
| Pre-tax net operating income | $29,121,000 | 362 |
| Securities gains (losses) | $1,990,000 | 136 |
| Applicable income taxes | $11,572,000 | 342 |
| Income before extraordinary items | $19,539,000 | 358 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $19,539,000 | 357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,377,000 | 725 |
| Cash dividends | $6,819,000 | 503 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $18,265,400 | 372 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $88,717,000 | 443 |
| Total interest expense | $28,175,000 | 554 |
| Net interest income | $60,542,000 | 380 |
| Provision for loan and lease losses | $567,000 | 1,405 |
| Total noninterest income | $21,409,000 | 364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-1,577,000 | 4,948 |
| Additional Noninterest Income | $22,986,000 | 249 |
| Total noninterest expense | $55,719,000 | 374 |
| Salaries and employee benefits | $23,763,000 | 349 |
| Premises and equipment expense | $11,448,000 | 262 |
| Additional noninterest expense | $20,508,000 | 433 |
| Pre-tax net operating income | $25,665,000 | 376 |
| Securities gains (losses) | $6,000 | 2,522 |
| Applicable income taxes | $9,996,000 | 342 |
| Income before extraordinary items | $15,675,000 | 395 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $15,675,000 | 396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,227,000 | 769 |
| Cash dividends | $4,647,000 | 593 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 171 |
| Net operating income | $15,671,160 | 401 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $84,709,000 | 451 |
| Total interest expense | $26,472,000 | 576 |
| Net interest income | $58,237,000 | 383 |
| Provision for loan and lease losses | $431,000 | 2,331 |
| Total noninterest income | $19,564,000 | 386 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $2,612,000 | 95 |
| Additional Noninterest Income | $16,952,000 | 305 |
| Total noninterest expense | $53,547,000 | 386 |
| Salaries and employee benefits | $23,465,000 | 347 |
| Premises and equipment expense | $9,635,000 | 301 |
| Additional noninterest expense | $20,447,000 | 452 |
| Pre-tax net operating income | $23,823,000 | 352 |
| Securities gains (losses) | $3,311,000 | 219 |
| Applicable income taxes | $9,743,000 | 316 |
| Income before extraordinary items | $17,391,000 | 347 |
| Extraordinary gains, net | $2,939,000 | 102 |
| Net income | $20,330,000 | 321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $414,000 | 2,011 |
| Cash dividends | $6,357,000 | 390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $15,271,960 | 361 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $89,505,000 | 481 |
| Total interest expense | $35,382,000 | 581 |
| Net interest income | $54,123,000 | 417 |
| Provision for loan and lease losses | $2,795,000 | 887 |
| Total noninterest income | $14,700,000 | 468 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $14,700,000 | 343 |
| Total noninterest expense | $43,782,000 | 455 |
| Salaries and employee benefits | $20,443,000 | 379 |
| Premises and equipment expense | $8,060,000 | 350 |
| Additional noninterest expense | $15,279,000 | 566 |
| Pre-tax net operating income | $22,246,000 | 316 |
| Securities gains (losses) | $2,971,000 | 314 |
| Applicable income taxes | $10,549,000 | 263 |
| Income before extraordinary items | $14,668,000 | 355 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $14,668,000 | 356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,143,000 | 921 |
| Cash dividends | $3,650,000 | 490 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $12,766,560 | 360 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.