Home > Magna Bank of St. Clair County > Loan Charge- Offs and Recoveries
Magna Bank of St. Clair County, Loan Charge- Offs and Recoveries
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $21,696,000 | 236 |
| Loans secured by real estate, total | $7,010,000 | 219 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $7,010,000 | 218 |
| Construction and land development | $575,000 | 364 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $662,000 | 417 |
| Secured by multifamily residential properties | $199,000 | 353 |
| Secured by nonfarm nonresidential properties | $5,574,000 | 146 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $3,785,000 | 284 |
| Loans to individuals | $1,668,000 | 483 |
| Credit card loan charge offs | $507,000 | 428 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,161,000 | 419 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $9,224,000 | 13 |
| Lease financing receivables | $9,000 | 369 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,202,000 | 481 |
| Loans secured by real estate, total | $398,000 | 357 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $398,000 | 357 |
| Construction and land development | $10,000 | 636 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $63,000 | 601 |
| Secured by multifamily residential properties | $19,000 | 228 |
| Secured by nonfarm nonresidential properties | $306,000 | 221 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $387,000 | 470 |
| Loans to individuals | $411,000 | 503 |
| Credit card loan recoveries | $33,000 | 571 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $378,000 | 429 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $4,000 | 286 |
| Lease financing receivables | $2,000 | 337 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $20,494,000 | 203 |
| Loans secured by real estate, total | $6,612,000 | 212 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $6,612,000 | 211 |
| Construction and land development | $565,000 | 351 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $599,000 | 394 |
| Secured by multifamily residential properties | $180,000 | 361 |
| Secured by nonfarm nonresidential properties | $5,268,000 | 143 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $3,398,000 | 263 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $1,257,000 | 459 |
| Credit card loan net charge offs | $474,000 | 409 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $783,000 | 417 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $9,220,000 | 13 |
| Lease financing receivables | $7,000 | 334 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.