Home > Magna Bank of St. Clair County > Income and Expense
Magna Bank of St. Clair County, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $74,527,000 | 558 |
| Total interest expense | $34,084,000 | 601 |
| Net interest income | $40,443,000 | 525 |
| Provision for loan and lease losses | $8,241,000 | 426 |
| Total noninterest income | $13,078,000 | 499 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $4,239,000 | 357 |
| Trading account gains and fees | $12,000 | 403 |
| Additional Noninterest Income | $8,827,000 | 471 |
| Total noninterest expense | $38,538,000 | 495 |
| Salaries and employee benefits | $13,489,000 | 548 |
| Premises and equipment expense | $6,103,000 | 435 |
| Additional noninterest expense | $18,946,000 | 472 |
| Pre-tax net operating income | $6,742,000 | 965 |
| Securities gains (losses) | $71,000 | 3,566 |
| Applicable income taxes | $1,035,000 | 2,040 |
| Income before extraordinary items | $5,778,000 | 827 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,778,000 | 829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,494,000 | 203 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,717,650 | 760 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.