Magna Bank of St. Charles County, St. Charles, MO., Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$16,062,000	2,201
Total interest expense	$6,984,000	2,409
Net interest income	$9,078,000	2,014
Provision for loan and lease losses	$510,000	2,951
Total noninterest income	$1,979,000	1,948
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$1,273,000	1,022
Trading account gains and fees	$0	504
Additional Noninterest Income	$706,000	2,525
Total noninterest expense	$7,314,000	2,013
Salaries and employee benefits	$2,565,000	2,516
Premises and equipment expense	$1,075,000	1,968
Additional noninterest expense	$3,674,000	1,694
Pre-tax net operating income	$3,233,000	1,924
Securities gains (losses)	$6,000	6,913
Applicable income taxes	$1,013,000	2,090
Income before extraordinary items	$2,226,000	2,061
Extraordinary gains, net	$0	1,422
Net income	$2,226,000	2,089
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,519,000	827
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$2,221,860	1,899

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.