Home > Magna Bank, FSB > Income and Expense
Magna Bank, FSB, Income and Expense
1996-12-31 (YTD Data) | Rank | |
Total interest income | $29,790,000 | 1,155 |
Total interest expense | $17,136,000 | 969 |
Net interest income | $12,654,000 | 1,416 |
Provision for loan and lease losses | $500,000 | 1,732 |
Total noninterest income | $3,571,000 | 1,205 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $3,571,000 | 795 |
Total noninterest expense | $14,192,000 | 1,061 |
Salaries and employee benefits | $6,274,000 | 1,067 |
Premises and equipment expense | $2,217,000 | 957 |
Additional noninterest expense | $5,701,000 | 1,023 |
Pre-tax net operating income | $1,533,000 | 4,260 |
Securities gains (losses) | $531,000 | 405 |
Applicable income taxes | $1,366,000 | 1,752 |
Income before extraordinary items | $698,000 | 5,770 |
Extraordinary gains, net | $0 | 53 |
Net income | $698,000 | 5,771 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $350,000 | 1,854 |
Cash dividends | $1,328,000 | 1,742 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $358,160 | 7,875 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $29,786,000 | 1,167 |
Total interest expense | $16,943,000 | 1,000 |
Net interest income | $12,843,000 | 1,399 |
Provision for loan and lease losses | $430,000 | 1,765 |
Total noninterest income | $2,601,000 | 1,497 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $2,601,000 | 964 |
Total noninterest expense | $12,003,000 | 1,215 |
Salaries and employee benefits | $5,652,000 | 1,185 |
Premises and equipment expense | $2,150,000 | 996 |
Additional noninterest expense | $4,201,000 | 1,287 |
Pre-tax net operating income | $3,011,000 | 2,424 |
Securities gains (losses) | $432,000 | 396 |
Applicable income taxes | $1,717,000 | 1,451 |
Income before extraordinary items | $1,726,000 | 2,856 |
Extraordinary gains, net | $0 | 65 |
Net income | $1,726,000 | 2,854 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $295,000 | 1,961 |
Cash dividends | $2,000,000 | 1,219 |
Sale, conversion, retirement of capital stock, net | NA | NA |
Net operating income | $1,449,520 | 3,317 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $16,439,000 | 1,875 |
Total interest expense | $8,330,000 | 1,539 |
Net interest income | $8,109,000 | 2,227 |
Provision for loan and lease losses | $161,000 | 3,456 |
Total noninterest income | $1,223,000 | 2,698 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $1,223,000 | 1,608 |
Total noninterest expense | $6,933,000 | 2,061 |
Salaries and employee benefits | $3,283,000 | 2,020 |
Premises and equipment expense | $1,143,000 | 1,798 |
Additional noninterest expense | $2,507,000 | 2,129 |
Pre-tax net operating income | $2,238,000 | 3,126 |
Securities gains (losses) | $103,000 | 767 |
Applicable income taxes | $1,072,000 | 2,087 |
Income before extraordinary items | $1,269,000 | 3,665 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,269,000 | 3,674 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $96,000 | 3,814 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $32,611,000 | 35 |
Net operating income | $1,203,080 | 3,876 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $25,228,000 | 1,262 |
Total interest expense | $14,132,000 | 968 |
Net interest income | $11,096,000 | 1,623 |
Provision for loan and lease losses | $177,000 | 4,239 |
Total noninterest income | $3,656,000 | 1,253 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $3,656,000 | 839 |
Total noninterest expense | $10,186,000 | 1,501 |
Salaries and employee benefits | $5,941,000 | 1,141 |
Premises and equipment expense | $1,754,000 | 1,222 |
Additional noninterest expense | $2,491,000 | 2,238 |
Pre-tax net operating income | $4,389,000 | 1,587 |
Securities gains (losses) | $1,127,000 | 498 |
Applicable income taxes | $719,000 | 3,038 |
Income before extraordinary items | $4,797,000 | 1,082 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $4,797,000 | 1,110 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $152,000 | 3,647 |
Cash dividends | $4,300,000 | 544 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $3,816,510 | 1,242 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $29,122,000 | 1,257 |
Total interest expense | $17,442,000 | 1,039 |
Net interest income | $11,680,000 | 1,583 |
Provision for loan and lease losses | $165,000 | 5,823 |
Total noninterest income | $3,426,000 | 1,292 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $3,426,000 | 866 |
Total noninterest expense | $10,349,000 | 1,480 |
Salaries and employee benefits | $5,661,000 | 1,182 |
Premises and equipment expense | $1,681,000 | 1,304 |
Additional noninterest expense | $3,007,000 | 1,994 |
Pre-tax net operating income | $4,592,000 | 1,388 |
Securities gains (losses) | $288,000 | 1,572 |
Applicable income taxes | $114,000 | 9,543 |
Income before extraordinary items | $4,766,000 | 995 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $4,766,000 | 1,001 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $317,000 | 3,233 |
Cash dividends | $4,820,000 | 396 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $4,483,760 | 960 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.