Home > Magna Bank > Loan Charge- Offs and Recoveries
Magna Bank, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,243,000 | 666 |
| Loans secured by real estate, total | $12,000 | 3,708 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $12,000 | 3,708 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,217 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $12,000 | 1,483 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $25,000 | 152 |
| Commercial and industrial loans | $30,000 | 4,381 |
| Loans to individuals | $2,176,000 | 394 |
| Credit card loan charge offs | $246,000 | 491 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,930,000 | 283 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,629,000 | 361 |
| Loans secured by real estate, total | $20,000 | 2,000 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $20,000 | 2,000 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $10,000 | 1,686 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $10,000 | 1,205 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $644,000 | 254 |
| Loans to individuals | $965,000 | 284 |
| Credit card loan recoveries | $29,000 | 521 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $936,000 | 200 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $614,000 | 1,229 |
| Loans secured by real estate, total | $-8,000 | 10,240 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $-8,000 | 10,264 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $-10,000 | 10,865 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $2,000 | 1,457 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $25,000 | 117 |
| Commercial and industrial loans | $-614,000 | 11,404 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $1,211,000 | 456 |
| Credit card loan net charge offs | $217,000 | 483 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $994,000 | 360 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,248,000 | 979 |
| Loans secured by real estate, total | $223,000 | 1,107 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $223,000 | 1,106 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $21,000 | 2,357 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $202,000 | 633 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $247,000 | 1,188 |
| Loans to individuals | $778,000 | 631 |
| Credit card loan charge offs | $116,000 | 665 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $662,000 | 522 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $157,000 | 1,819 |
| Loans secured by real estate, total | $84,000 | 1,001 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $84,000 | 1,000 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $29,000 | 964 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $55,000 | 688 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $4,000 | 175 |
| Commercial and industrial loans | $9,000 | 4,826 |
| Loans to individuals | $60,000 | 1,524 |
| Credit card loan recoveries | $22,000 | 634 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $38,000 | 1,933 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,091,000 | 838 |
| Loans secured by real estate, total | $139,000 | 1,180 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $139,000 | 1,178 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $-8,000 | 11,189 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $147,000 | 616 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $-4,000 | 1,118 |
| Commercial and industrial loans | $238,000 | 858 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $718,000 | 536 |
| Credit card loan net charge offs | $94,000 | 664 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $624,000 | 386 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,094,000 | 1,081 |
| Loans secured by real estate, total | $53,000 | 2,663 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $53,000 | 2,663 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $19,000 | 2,748 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $34,000 | 1,586 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $508,000 | 693 |
| Loans to individuals | $283,000 | 1,050 |
| Credit card loan charge offs | $78,000 | 769 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $205,000 | 1,076 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $250,000 | 91 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $870,000 | 598 |
| Loans secured by real estate, total | $706,000 | 272 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $706,000 | 271 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $10,000 | 1,953 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $696,000 | 156 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $44,000 | 95 |
| Commercial and industrial loans | $73,000 | 1,726 |
| Loans to individuals | $47,000 | 1,918 |
| Credit card loan recoveries | $14,000 | 808 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $33,000 | 2,311 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $224,000 | 2,313 |
| Loans secured by real estate, total | $-653,000 | 12,551 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $-653,000 | 12,589 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $9,000 | 2,920 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $-662,000 | 12,559 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-44,000 | 1,135 |
| Commercial and industrial loans | $435,000 | 535 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $236,000 | 888 |
| Credit card loan net charge offs | $64,000 | 755 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $172,000 | 820 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $250,000 | 64 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,338,000 | 1,165 |
| Loans secured by real estate, total | $931,000 | 715 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $931,000 | 713 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $17,000 | 3,447 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $914,000 | 401 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $75,000 | 82 |
| Commercial and industrial loans | $144,000 | 2,489 |
| Loans to individuals | $188,000 | 1,598 |
| Credit card loan charge offs | $58,000 | 948 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $130,000 | 1,750 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $370,000 | 1,142 |
| Loans secured by real estate, total | $15,000 | 2,954 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $15,000 | 2,954 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $1,000 | 4,016 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $14,000 | 1,408 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $8,000 | 160 |
| Commercial and industrial loans | $217,000 | 791 |
| Loans to individuals | $130,000 | 984 |
| Credit card loan recoveries | $3,000 | 1,624 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $127,000 | 863 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $968,000 | 1,172 |
| Loans secured by real estate, total | $916,000 | 648 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $916,000 | 646 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $16,000 | 3,035 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $900,000 | 360 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $67,000 | 58 |
| Commercial and industrial loans | $-73,000 | 12,759 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $58,000 | 2,591 |
| Credit card loan net charge offs | $55,000 | 877 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $3,000 | 7,204 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,116,000 | 1,694 |
| Loans secured by real estate, total | $200,000 | 2,159 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $200,000 | 2,159 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $22,000 | 435 |
| Total charge-offs secured by 1-4 family residential properties | $31,000 | 3,165 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $147,000 | 1,432 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $22,000 | 139 |
| Commercial and industrial loans | $796,000 | 945 |
| Loans to individuals | $98,000 | 3,085 |
| Credit card loan charge offs | $32,000 | 1,390 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $66,000 | 3,533 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $548,000 | 860 |
| Loans secured by real estate, total | $4,000 | 4,592 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $4,000 | 4,591 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $4,000 | 3,108 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $22,000 | 121 |
| Commercial and industrial loans | $474,000 | 396 |
| Loans to individuals | $37,000 | 2,596 |
| Credit card loan recoveries | $3,000 | 1,679 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $34,000 | 2,524 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $11,000 | 244 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $568,000 | 2,258 |
| Loans secured by real estate, total | $196,000 | 1,961 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $196,000 | 1,961 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $22,000 | 371 |
| Secured by 1-4 family residential properties- net charge-offs | $27,000 | 2,930 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $147,000 | 1,324 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $322,000 | 1,632 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $61,000 | 3,268 |
| Credit card loan net charge offs | $29,000 | 1,339 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $32,000 | 4,194 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $-11,000 | 11,933 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.