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Magna Bank, Net charge- offs to loans

1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1710%4,506
Percentage Net Loans Charged-off: Total real estate loans-0.0046%1,278
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0033%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential-0.0128%1,411
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net-0.0147%1,403
Percentage Net Loans Charged-off: Commercial and industrial-0.9743%1,421
Percentage Net Loans Charged-off: Loans to individuals1.7144%272
Percentage Net Loans Charged-off: Credit card loans3.5127%340
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0495%374
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3318%2,591
Percentage Net Loans Charged-off: Total real estate loans0.0862%543
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.2878%317
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential-0.0099%1,389
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net-0.0113%1,395
Percentage Net Loans Charged-off: Commercial and industrial0.4431%332
Percentage Net Loans Charged-off: Loans to individuals1.2973%279
Percentage Net Loans Charged-off: Credit card loans1.6360%623
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0068%1,164
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0789%6,196
Percentage Net Loans Charged-off: Total real estate loans-0.4766%1,489
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate-1.4839%1,466
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.0138%865
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net0.0162%798
Percentage Net Loans Charged-off: Commercial and industrial0.9975%215
Percentage Net Loans Charged-off: Loans to individuals0.6001%538
Percentage Net Loans Charged-off: Credit card loans1.1522%677
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3216%151
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%53
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3803%3,484
Percentage Net Loans Charged-off: Total real estate loans0.7466%234
Percentage Net Loans Charged-off:Construction & development0.0000%485
Percentage Net Loans Charged-off: Commercial real estate2.2362%136
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential0.0265%843
Percentage Net Loans Charged-off: Home equity loans0.0000%462
All other 1-4 family - Percent of loans charged-off, net0.0313%773
Percentage Net Loans Charged-off: Commercial and industrial-0.1727%1,270
Percentage Net Loans Charged-off: Loans to individuals0.2169%1,069
Percentage Net Loans Charged-off: Credit card loans0.9598%789
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1066%317
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2204%7,015
Percentage Net Loans Charged-off: Total real estate loans0.1564%820
Percentage Net Loans Charged-off:Construction & development0.0000%639
Percentage Net Loans Charged-off: Commercial real estate0.3462%652
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.0436%826
Percentage Net Loans Charged-off: Home equity loans0.0936%341
All other 1-4 family - Percent of loans charged-off, net0.0367%814
Percentage Net Loans Charged-off: Commercial and industrial0.7168%691
Percentage Net Loans Charged-off: Loans to individuals0.2617%1,187
Percentage Net Loans Charged-off: Credit card loans0.6584%953
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0171%1,168
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%144