Home > Magna Bank > Income and Expense
Magna Bank, Income and Expense
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $10,992,000 | 1,171 |
| Total interest expense | $1,713,000 | 828 |
| Net interest income | $9,279,000 | 1,229 |
| Provision for loan and lease losses | $-367,000 | 6,168 |
| Total noninterest income | $6,820,000 | 554 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $103,000 | 3,682 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $6,717,000 | 407 |
| Total noninterest expense | $12,450,000 | 849 |
| Salaries and employee benefits | $7,770,000 | 754 |
| Premises and equipment expense | $1,227,000 | 1,001 |
| Additional noninterest expense | $3,453,000 | 948 |
| Pre-tax net operating income | $4,016,000 | 1,081 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $1,445,000 | 794 |
| Income before extraordinary items | $2,571,000 | 1,317 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,571,000 | 1,319 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,571,000 | 1,318 |
| Net charge-offs | $89,000 | 1,830 |
| Cash dividends | $838,000 | 1,418 |
| Sale, conversion, retirement of capital stock, net | $162,000 | 317 |
| Net operating income | $2,571,000 | 1,291 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $5,371,000 | 1,188 |
| Total interest expense | $858,000 | 832 |
| Net interest income | $4,513,000 | 1,258 |
| Provision for loan and lease losses | $-312,000 | 6,293 |
| Total noninterest income | $3,191,000 | 557 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $51,000 | 3,672 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,140,000 | 410 |
| Total noninterest expense | $5,756,000 | 908 |
| Salaries and employee benefits | $3,715,000 | 789 |
| Premises and equipment expense | $591,000 | 1,030 |
| Additional noninterest expense | $1,450,000 | 1,106 |
| Pre-tax net operating income | $2,260,000 | 957 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $847,000 | 701 |
| Income before extraordinary items | $1,413,000 | 1,193 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,413,000 | 1,194 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,413,000 | 1,194 |
| Net charge-offs | $165,000 | 825 |
| Cash dividends | $416,000 | 1,269 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 529 |
| Net operating income | $1,413,000 | 1,152 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $21,514,000 | 1,188 |
| Total interest expense | $3,569,000 | 830 |
| Net interest income | $17,945,000 | 1,246 |
| Provision for loan and lease losses | $237,000 | 2,303 |
| Total noninterest income | $11,658,000 | 579 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $198,000 | 3,923 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $11,460,000 | 412 |
| Total noninterest expense | $21,573,000 | 936 |
| Salaries and employee benefits | $13,669,000 | 809 |
| Premises and equipment expense | $2,337,000 | 1,034 |
| Additional noninterest expense | $5,567,000 | 1,178 |
| Pre-tax net operating income | $7,793,000 | 1,053 |
| Securities gains (losses) | $249,000 | 695 |
| Applicable income taxes | $2,935,000 | 733 |
| Income before extraordinary items | $5,107,000 | 1,278 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $5,107,000 | 1,276 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,107,000 | 1,277 |
| Net charge-offs | $151,000 | 2,776 |
| Cash dividends | $1,682,000 | 1,450 |
| Sale, conversion, retirement of capital stock, net | $-776,000 | 6,478 |
| Net operating income | $4,947,640 | 1,293 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $16,151,000 | 1,200 |
| Total interest expense | $2,641,000 | 856 |
| Net interest income | $13,510,000 | 1,252 |
| Provision for loan and lease losses | $51,000 | 3,370 |
| Total noninterest income | $9,358,000 | 548 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $151,000 | 3,946 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $9,207,000 | 379 |
| Total noninterest expense | $16,318,000 | 920 |
| Salaries and employee benefits | $10,329,000 | 802 |
| Premises and equipment expense | $1,751,000 | 1,037 |
| Additional noninterest expense | $4,238,000 | 1,167 |
| Pre-tax net operating income | $6,499,000 | 972 |
| Securities gains (losses) | $249,000 | 546 |
| Applicable income taxes | $2,476,000 | 674 |
| Income before extraordinary items | $4,272,000 | 1,167 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,272,000 | 1,165 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,272,000 | 1,166 |
| Net charge-offs | $128,000 | 2,445 |
| Cash dividends | $1,267,000 | 1,306 |
| Sale, conversion, retirement of capital stock, net | $-819,000 | 6,568 |
| Net operating income | $4,112,640 | 1,177 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $10,622,000 | 1,203 |
| Total interest expense | $1,742,000 | 866 |
| Net interest income | $8,880,000 | 1,251 |
| Provision for loan and lease losses | $26,000 | 3,479 |
| Total noninterest income | $5,911,000 | 562 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $98,000 | 3,982 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $5,813,000 | 396 |
| Total noninterest expense | $10,521,000 | 955 |
| Salaries and employee benefits | $6,614,000 | 825 |
| Premises and equipment expense | $1,161,000 | 1,050 |
| Additional noninterest expense | $2,746,000 | 1,183 |
| Pre-tax net operating income | $4,244,000 | 963 |
| Securities gains (losses) | $249,000 | 418 |
| Applicable income taxes | $1,653,000 | 671 |
| Income before extraordinary items | $2,840,000 | 1,133 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,840,000 | 1,134 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,840,000 | 1,134 |
| Net charge-offs | $113,000 | 2,069 |
| Cash dividends | $845,000 | 1,324 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 635 |
| Net operating income | $2,680,640 | 1,163 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $5,222,000 | 1,222 |
| Total interest expense | $866,000 | 886 |
| Net interest income | $4,356,000 | 1,277 |
| Provision for loan and lease losses | $147,000 | 1,331 |
| Total noninterest income | $2,342,000 | 643 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $46,000 | 4,076 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $2,296,000 | 455 |
| Total noninterest expense | $5,095,000 | 1,004 |
| Salaries and employee benefits | $3,201,000 | 869 |
| Premises and equipment expense | $583,000 | 1,071 |
| Additional noninterest expense | $1,311,000 | 1,221 |
| Pre-tax net operating income | $1,456,000 | 1,284 |
| Securities gains (losses) | $248,000 | 245 |
| Applicable income taxes | $642,000 | 778 |
| Income before extraordinary items | $1,062,000 | 1,422 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,062,000 | 1,424 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,062,000 | 1,424 |
| Net charge-offs | $58,000 | 1,752 |
| Cash dividends | $422,000 | 1,170 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 607 |
| Net operating income | $903,280 | 1,590 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $20,409,000 | 1,240 |
| Total interest expense | $3,607,000 | 946 |
| Net interest income | $16,802,000 | 1,302 |
| Provision for loan and lease losses | $500,000 | 1,831 |
| Total noninterest income | $13,384,000 | 543 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $184,000 | 4,230 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $13,200,000 | 393 |
| Total noninterest expense | $22,163,000 | 917 |
| Salaries and employee benefits | $14,261,000 | 759 |
| Premises and equipment expense | $2,365,000 | 1,011 |
| Additional noninterest expense | $5,537,000 | 1,215 |
| Pre-tax net operating income | $7,523,000 | 1,017 |
| Securities gains (losses) | $13,000 | 2,535 |
| Applicable income taxes | $2,790,000 | 702 |
| Income before extraordinary items | $4,746,000 | 1,286 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,746,000 | 1,287 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,746,000 | 1,289 |
| Net charge-offs | $990,000 | 1,278 |
| Cash dividends | $308,000 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $-375,000 | 6,760 |
| Net operating income | $4,737,680 | 1,267 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $15,271,000 | 1,252 |
| Total interest expense | $2,719,000 | 976 |
| Net interest income | $12,552,000 | 1,301 |
| Provision for loan and lease losses | $114,000 | 3,236 |
| Total noninterest income | $10,874,000 | 522 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $134,000 | 4,325 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $10,740,000 | 381 |
| Total noninterest expense | $16,974,000 | 904 |
| Salaries and employee benefits | $10,928,000 | 749 |
| Premises and equipment expense | $1,767,000 | 1,022 |
| Additional noninterest expense | $4,279,000 | 1,169 |
| Pre-tax net operating income | $6,338,000 | 923 |
| Securities gains (losses) | $13,000 | 2,404 |
| Applicable income taxes | $2,345,000 | 648 |
| Income before extraordinary items | $4,006,000 | 1,164 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,006,000 | 1,164 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,006,000 | 1,165 |
| Net charge-offs | $171,000 | 2,732 |
| Cash dividends | $263,000 | 2,731 |
| Sale, conversion, retirement of capital stock, net | $-381,000 | 6,852 |
| Net operating income | $3,997,680 | 1,131 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $10,122,000 | 1,251 |
| Total interest expense | $1,828,000 | 995 |
| Net interest income | $8,294,000 | 1,297 |
| Provision for loan and lease losses | $66,000 | 3,329 |
| Total noninterest income | $7,914,000 | 498 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $85,000 | 4,396 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $7,829,000 | 376 |
| Total noninterest expense | $11,452,000 | 897 |
| Salaries and employee benefits | $7,330,000 | 745 |
| Premises and equipment expense | $1,153,000 | 1,041 |
| Additional noninterest expense | $2,969,000 | 1,130 |
| Pre-tax net operating income | $4,690,000 | 818 |
| Securities gains (losses) | $13,000 | 2,195 |
| Applicable income taxes | $1,749,000 | 596 |
| Income before extraordinary items | $2,954,000 | 1,054 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,954,000 | 1,055 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,954,000 | 1,057 |
| Net charge-offs | $44,000 | 3,462 |
| Cash dividends | $217,000 | 2,503 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 694 |
| Net operating income | $2,945,680 | 1,015 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $5,219,000 | 1,232 |
| Total interest expense | $919,000 | 1,017 |
| Net interest income | $4,300,000 | 1,261 |
| Provision for loan and lease losses | $-134,000 | 6,866 |
| Total noninterest income | $3,239,000 | 577 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $40,000 | 4,477 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,199,000 | 426 |
| Total noninterest expense | $5,426,000 | 945 |
| Salaries and employee benefits | $3,371,000 | 816 |
| Premises and equipment expense | $591,000 | 1,039 |
| Additional noninterest expense | $1,464,000 | 1,132 |
| Pre-tax net operating income | $2,247,000 | 835 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $847,000 | 608 |
| Income before extraordinary items | $1,400,000 | 1,089 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,400,000 | 1,091 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,400,000 | 1,091 |
| Net charge-offs | $33,000 | 2,726 |
| Cash dividends | $171,000 | 1,728 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 626 |
| Net operating income | $1,400,000 | 1,032 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $19,461,000 | 1,370 |
| Total interest expense | $3,989,000 | 1,116 |
| Net interest income | $15,472,000 | 1,420 |
| Provision for loan and lease losses | $160,000 | 4,210 |
| Total noninterest income | $14,612,000 | 515 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $139,000 | 4,902 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $14,473,000 | 380 |
| Total noninterest expense | $24,645,000 | 808 |
| Salaries and employee benefits | $14,457,000 | 720 |
| Premises and equipment expense | $2,483,000 | 961 |
| Additional noninterest expense | $7,705,000 | 904 |
| Pre-tax net operating income | $5,279,000 | 1,310 |
| Securities gains (losses) | $-371,000 | 6,995 |
| Applicable income taxes | $1,838,000 | 936 |
| Income before extraordinary items | $3,070,000 | 1,821 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,070,000 | 1,820 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,070,000 | 1,821 |
| Net charge-offs | $437,000 | 2,828 |
| Cash dividends | $2,609,000 | 977 |
| Sale, conversion, retirement of capital stock, net | $-595,000 | 7,044 |
| Net operating income | $3,307,440 | 1,620 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $14,517,000 | 1,404 |
| Total interest expense | $3,021,000 | 1,172 |
| Net interest income | $11,496,000 | 1,447 |
| Provision for loan and lease losses | $314,000 | 2,920 |
| Total noninterest income | $9,983,000 | 550 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $100,000 | 5,044 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $9,883,000 | 402 |
| Total noninterest expense | $16,858,000 | 893 |
| Salaries and employee benefits | $10,054,000 | 779 |
| Premises and equipment expense | $1,899,000 | 954 |
| Additional noninterest expense | $4,905,000 | 1,051 |
| Pre-tax net operating income | $4,307,000 | 1,248 |
| Securities gains (losses) | $-96,000 | 7,012 |
| Applicable income taxes | $1,619,000 | 844 |
| Income before extraordinary items | $2,592,000 | 1,695 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,592,000 | 1,694 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,592,000 | 1,696 |
| Net charge-offs | $476,000 | 2,261 |
| Cash dividends | $846,000 | 1,487 |
| Sale, conversion, retirement of capital stock, net | $-611,000 | 7,149 |
| Net operating income | $2,653,440 | 1,563 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,472,000 | 1,447 |
| Total interest expense | $2,042,000 | 1,197 |
| Net interest income | $7,430,000 | 1,504 |
| Provision for loan and lease losses | $271,000 | 2,577 |
| Total noninterest income | $6,347,000 | 558 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $64,000 | 5,123 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,283,000 | 400 |
| Total noninterest expense | $10,926,000 | 919 |
| Salaries and employee benefits | $6,493,000 | 795 |
| Premises and equipment expense | $1,256,000 | 963 |
| Additional noninterest expense | $3,177,000 | 1,088 |
| Pre-tax net operating income | $2,580,000 | 1,361 |
| Securities gains (losses) | $24,000 | 2,423 |
| Applicable income taxes | $1,005,000 | 886 |
| Income before extraordinary items | $1,599,000 | 1,786 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,599,000 | 1,783 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,599,000 | 1,786 |
| Net charge-offs | $362,000 | 2,113 |
| Cash dividends | $582,000 | 1,460 |
| Sale, conversion, retirement of capital stock, net | $-631,000 | 7,220 |
| Net operating income | $1,583,640 | 1,719 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,660,000 | 1,480 |
| Total interest expense | $1,032,000 | 1,232 |
| Net interest income | $3,628,000 | 1,541 |
| Provision for loan and lease losses | $145,000 | 2,473 |
| Total noninterest income | $3,099,000 | 569 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $31,000 | 5,167 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,068,000 | 406 |
| Total noninterest expense | $5,522,000 | 903 |
| Salaries and employee benefits | $3,135,000 | 823 |
| Premises and equipment expense | $600,000 | 1,002 |
| Additional noninterest expense | $1,787,000 | 947 |
| Pre-tax net operating income | $1,060,000 | 1,598 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $410,000 | 1,052 |
| Income before extraordinary items | $650,000 | 2,125 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $650,000 | 2,126 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $650,000 | 2,127 |
| Net charge-offs | $435,000 | 1,189 |
| Cash dividends | $296,000 | 1,307 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 443 |
| Net operating income | $650,000 | 2,024 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $18,800,000 | 1,513 |
| Total interest expense | $4,618,000 | 1,323 |
| Net interest income | $14,182,000 | 1,573 |
| Provision for loan and lease losses | $744,000 | 2,845 |
| Total noninterest income | $10,908,000 | 568 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $333,000 | 3,396 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $10,575,000 | 411 |
| Total noninterest expense | $20,198,000 | 972 |
| Salaries and employee benefits | $12,383,000 | 803 |
| Premises and equipment expense | $3,704,000 | 664 |
| Additional noninterest expense | $4,111,000 | 1,671 |
| Pre-tax net operating income | $4,148,000 | 1,387 |
| Securities gains (losses) | $-129,000 | 7,104 |
| Applicable income taxes | $1,540,000 | 975 |
| Income before extraordinary items | $2,479,000 | 1,889 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,479,000 | 1,890 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,479,000 | 1,890 |
| Net charge-offs | $-582,000 | 7,333 |
| Cash dividends | $636,000 | 2,155 |
| Sale, conversion, retirement of capital stock, net | $7,320,000 | 92 |
| Net operating income | $2,561,560 | 1,764 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $14,116,000 | 1,533 |
| Total interest expense | $3,541,000 | 1,349 |
| Net interest income | $10,575,000 | 1,592 |
| Provision for loan and lease losses | $611,000 | 2,617 |
| Total noninterest income | $8,346,000 | 572 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $242,000 | 3,467 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $8,104,000 | 411 |
| Total noninterest expense | $14,603,000 | 1,015 |
| Salaries and employee benefits | $9,018,000 | 824 |
| Premises and equipment expense | $2,797,000 | 677 |
| Additional noninterest expense | $2,788,000 | 1,823 |
| Pre-tax net operating income | $3,707,000 | 1,241 |
| Securities gains (losses) | $-26,000 | 7,083 |
| Applicable income taxes | $1,409,000 | 836 |
| Income before extraordinary items | $2,272,000 | 1,656 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,272,000 | 1,657 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,272,000 | 1,657 |
| Net charge-offs | $-715,000 | 7,416 |
| Cash dividends | $414,000 | 1,992 |
| Sale, conversion, retirement of capital stock, net | $7,320,000 | 78 |
| Net operating income | $2,288,640 | 1,568 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,393,000 | 1,551 |
| Total interest expense | $2,358,000 | 1,388 |
| Net interest income | $7,035,000 | 1,603 |
| Provision for loan and lease losses | $15,000 | 5,808 |
| Total noninterest income | $5,200,000 | 603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $153,000 | 3,553 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,047,000 | 426 |
| Total noninterest expense | $9,748,000 | 1,029 |
| Salaries and employee benefits | $5,947,000 | 839 |
| Premises and equipment expense | $1,862,000 | 682 |
| Additional noninterest expense | $1,939,000 | 1,774 |
| Pre-tax net operating income | $2,472,000 | 1,200 |
| Securities gains (losses) | $-26,000 | 7,162 |
| Applicable income taxes | $943,000 | 798 |
| Income before extraordinary items | $1,503,000 | 1,618 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,503,000 | 1,618 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,503,000 | 1,618 |
| Net charge-offs | $-669,000 | 7,492 |
| Cash dividends | $279,000 | 2,005 |
| Sale, conversion, retirement of capital stock, net | $-3,455,000 | 7,510 |
| Net operating income | $1,519,640 | 1,537 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,643,000 | 1,578 |
| Total interest expense | $1,198,000 | 1,421 |
| Net interest income | $3,445,000 | 1,627 |
| Provision for loan and lease losses | $-165,000 | 7,516 |
| Total noninterest income | $2,394,000 | 636 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 3,534 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,318,000 | 466 |
| Total noninterest expense | $4,909,000 | 1,014 |
| Salaries and employee benefits | $3,084,000 | 825 |
| Premises and equipment expense | $943,000 | 688 |
| Additional noninterest expense | $882,000 | 1,920 |
| Pre-tax net operating income | $1,095,000 | 1,327 |
| Securities gains (losses) | $30,000 | 956 |
| Applicable income taxes | $436,000 | 824 |
| Income before extraordinary items | $689,000 | 1,700 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $689,000 | 1,700 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $689,000 | 1,700 |
| Net charge-offs | $-340,000 | 7,541 |
| Cash dividends | $145,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $669,800 | 1,699 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $21,011,000 | 1,460 |
| Total interest expense | $6,973,000 | 1,176 |
| Net interest income | $14,038,000 | 1,587 |
| Provision for loan and lease losses | $5,281,000 | 1,099 |
| Total noninterest income | $10,633,000 | 611 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $10,633,000 | 436 |
| Total noninterest expense | $21,446,000 | 934 |
| Salaries and employee benefits | $12,976,000 | 747 |
| Premises and equipment expense | $3,774,000 | 680 |
| Additional noninterest expense | $4,696,000 | 1,533 |
| Pre-tax net operating income | $-2,056,000 | 6,784 |
| Securities gains (losses) | $-560,000 | 7,439 |
| Applicable income taxes | $-974,000 | 7,312 |
| Income before extraordinary items | $-1,642,000 | 6,773 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,642,000 | 6,774 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,642,000 | 6,774 |
| Net charge-offs | $4,931,000 | 1,031 |
| Cash dividends | $580,000 | 2,173 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 1,077 |
| Net operating income | $-1,283,600 | 6,660 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $15,946,000 | 1,479 |
| Total interest expense | $5,383,000 | 1,190 |
| Net interest income | $10,563,000 | 1,603 |
| Provision for loan and lease losses | $3,652,000 | 1,112 |
| Total noninterest income | $7,497,000 | 615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $7,497,000 | 435 |
| Total noninterest expense | $15,293,000 | 963 |
| Salaries and employee benefits | $9,559,000 | 751 |
| Premises and equipment expense | $2,828,000 | 687 |
| Additional noninterest expense | $2,906,000 | 1,825 |
| Pre-tax net operating income | $-885,000 | 6,741 |
| Securities gains (losses) | $189,000 | 1,415 |
| Applicable income taxes | $-248,000 | 7,244 |
| Income before extraordinary items | $-448,000 | 6,643 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-448,000 | 6,643 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-448,000 | 6,643 |
| Net charge-offs | $3,691,000 | 969 |
| Cash dividends | $435,000 | 1,941 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 1,073 |
| Net operating income | $-568,960 | 6,650 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,586,000 | 1,510 |
| Total interest expense | $3,620,000 | 1,227 |
| Net interest income | $6,966,000 | 1,618 |
| Provision for loan and lease losses | $1,944,000 | 1,302 |
| Total noninterest income | $4,469,000 | 662 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $4,469,000 | 456 |
| Total noninterest expense | $10,151,000 | 968 |
| Salaries and employee benefits | $6,199,000 | 777 |
| Premises and equipment expense | $1,877,000 | 697 |
| Additional noninterest expense | $2,075,000 | 1,703 |
| Pre-tax net operating income | $-660,000 | 6,847 |
| Securities gains (losses) | $189,000 | 984 |
| Applicable income taxes | $-184,000 | 7,307 |
| Income before extraordinary items | $-287,000 | 6,677 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-287,000 | 6,679 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-287,000 | 6,678 |
| Net charge-offs | $2,146,000 | 1,076 |
| Cash dividends | $290,000 | 1,941 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 978 |
| Net operating income | $-407,960 | 6,748 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,244,000 | 1,551 |
| Total interest expense | $1,830,000 | 1,271 |
| Net interest income | $3,414,000 | 1,666 |
| Provision for loan and lease losses | $261,000 | 2,610 |
| Total noninterest income | $2,114,000 | 674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,114,000 | 467 |
| Total noninterest expense | $4,712,000 | 1,056 |
| Salaries and employee benefits | $2,906,000 | 845 |
| Premises and equipment expense | $937,000 | 717 |
| Additional noninterest expense | $869,000 | 1,954 |
| Pre-tax net operating income | $555,000 | 2,230 |
| Securities gains (losses) | $-19,000 | 7,553 |
| Applicable income taxes | $212,000 | 1,370 |
| Income before extraordinary items | $324,000 | 2,987 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $324,000 | 2,983 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $324,000 | 2,987 |
| Net charge-offs | $135,000 | 2,830 |
| Cash dividends | $145,000 | 1,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $336,160 | 2,794 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $24,274,000 | 1,420 |
| Total interest expense | $10,591,000 | 1,118 |
| Net interest income | $13,683,000 | 1,641 |
| Provision for loan and lease losses | $1,382,000 | 3,011 |
| Total noninterest income | $11,446,000 | 586 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $11,446,000 | 410 |
| Total noninterest expense | $21,306,000 | 983 |
| Salaries and employee benefits | $13,401,000 | 724 |
| Premises and equipment expense | $3,955,000 | 671 |
| Additional noninterest expense | $3,950,000 | 1,865 |
| Pre-tax net operating income | $2,441,000 | 1,608 |
| Securities gains (losses) | $2,296,000 | 244 |
| Applicable income taxes | $1,903,000 | 587 |
| Income before extraordinary items | $2,834,000 | 1,185 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,834,000 | 1,183 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,834,000 | 1,184 |
| Net charge-offs | $700,000 | 3,349 |
| Cash dividends | $870,000 | 1,810 |
| Sale, conversion, retirement of capital stock, net | $-3,054,000 | 8,003 |
| Net operating income | $1,364,560 | 2,234 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $18,833,000 | 1,388 |
| Total interest expense | $8,648,000 | 1,078 |
| Net interest income | $10,185,000 | 1,656 |
| Provision for loan and lease losses | $861,000 | 3,005 |
| Total noninterest income | $8,799,000 | 579 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $8,799,000 | 401 |
| Total noninterest expense | $16,025,000 | 973 |
| Salaries and employee benefits | $10,025,000 | 738 |
| Premises and equipment expense | $2,997,000 | 683 |
| Additional noninterest expense | $3,003,000 | 1,784 |
| Pre-tax net operating income | $2,098,000 | 1,549 |
| Securities gains (losses) | $2,318,000 | 195 |
| Applicable income taxes | $1,728,000 | 532 |
| Income before extraordinary items | $2,688,000 | 1,007 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,688,000 | 1,006 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,688,000 | 1,007 |
| Net charge-offs | $394,000 | 3,363 |
| Cash dividends | $682,000 | 1,657 |
| Sale, conversion, retirement of capital stock, net | $379,000 | 482 |
| Net operating income | $1,204,480 | 2,124 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $12,923,000 | 1,383 |
| Total interest expense | $6,307,000 | 1,051 |
| Net interest income | $6,616,000 | 1,689 |
| Provision for loan and lease losses | $815,000 | 2,314 |
| Total noninterest income | $4,344,000 | 728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $4,344,000 | 493 |
| Total noninterest expense | $10,604,000 | 1,001 |
| Salaries and employee benefits | $6,843,000 | 733 |
| Premises and equipment expense | $2,008,000 | 699 |
| Additional noninterest expense | $1,753,000 | 2,029 |
| Pre-tax net operating income | $-459,000 | 6,596 |
| Securities gains (losses) | $2,458,000 | 150 |
| Applicable income taxes | $797,000 | 754 |
| Income before extraordinary items | $1,202,000 | 1,548 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,202,000 | 1,545 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,202,000 | 1,547 |
| Net charge-offs | $336,000 | 2,799 |
| Cash dividends | $462,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $345,000 | 394 |
| Net operating income | $-371,120 | 6,607 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,536,000 | 1,384 |
| Total interest expense | $3,347,000 | 1,028 |
| Net interest income | $3,189,000 | 1,733 |
| Provision for loan and lease losses | $416,000 | 1,959 |
| Total noninterest income | $602,000 | 1,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $602,000 | 1,234 |
| Total noninterest expense | $5,125,000 | 983 |
| Salaries and employee benefits | $3,379,000 | 746 |
| Premises and equipment expense | $974,000 | 733 |
| Additional noninterest expense | $772,000 | 2,053 |
| Pre-tax net operating income | $-1,750,000 | 7,787 |
| Securities gains (losses) | $2,458,000 | 105 |
| Applicable income taxes | $296,000 | 1,065 |
| Income before extraordinary items | $412,000 | 2,514 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $412,000 | 2,514 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $412,000 | 2,516 |
| Net charge-offs | $187,000 | 2,196 |
| Cash dividends | $235,000 | 1,582 |
| Sale, conversion, retirement of capital stock, net | $310,000 | 233 |
| Net operating income | $-1,161,120 | 7,742 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $28,722,000 | 1,354 |
| Total interest expense | $15,729,000 | 1,023 |
| Net interest income | $12,993,000 | 1,709 |
| Provision for loan and lease losses | $9,013,000 | 645 |
| Total noninterest income | $2,107,000 | 2,059 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,107,000 | 1,257 |
| Total noninterest expense | $19,996,000 | 993 |
| Salaries and employee benefits | $13,434,000 | 739 |
| Premises and equipment expense | $3,764,000 | 730 |
| Additional noninterest expense | $2,798,000 | 2,139 |
| Pre-tax net operating income | $-13,909,000 | 8,047 |
| Securities gains (losses) | $6,975,000 | 56 |
| Applicable income taxes | $-2,632,000 | 7,991 |
| Income before extraordinary items | $-4,302,000 | 7,765 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-4,302,000 | 7,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $980,000 | 1,984 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $13,995,000 | 122 |
| Net operating income | $-8,766,000 | 8,005 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $21,646,000 | 1,367 |
| Total interest expense | $11,955,000 | 1,050 |
| Net interest income | $9,691,000 | 1,732 |
| Provision for loan and lease losses | $3,794,000 | 790 |
| Total noninterest income | $2,492,000 | 1,503 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,492,000 | 935 |
| Total noninterest expense | $15,074,000 | 987 |
| Salaries and employee benefits | $10,245,000 | 742 |
| Premises and equipment expense | $2,748,000 | 764 |
| Additional noninterest expense | $2,081,000 | 2,081 |
| Pre-tax net operating income | $-6,685,000 | 8,180 |
| Securities gains (losses) | $5,625,000 | 61 |
| Applicable income taxes | $508,000 | 1,887 |
| Income before extraordinary items | $-1,568,000 | 7,728 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,568,000 | 7,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $595,000 | 1,773 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 576 |
| Net operating income | $-7,193,000 | 8,213 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $14,352,000 | 1,399 |
| Total interest expense | $8,019,000 | 1,090 |
| Net interest income | $6,333,000 | 1,763 |
| Provision for loan and lease losses | $894,000 | 1,323 |
| Total noninterest income | $1,572,000 | 1,588 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,572,000 | 1,012 |
| Total noninterest expense | $10,329,000 | 958 |
| Salaries and employee benefits | $7,218,000 | 698 |
| Premises and equipment expense | $1,775,000 | 783 |
| Additional noninterest expense | $1,336,000 | 2,114 |
| Pre-tax net operating income | $-3,318,000 | 8,243 |
| Securities gains (losses) | $3,814,000 | 81 |
| Applicable income taxes | $194,000 | 2,718 |
| Income before extraordinary items | $302,000 | 4,988 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $302,000 | 4,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $437,000 | 1,441 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-2,138,960 | 8,216 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,327,000 | 1,404 |
| Total interest expense | $4,197,000 | 1,117 |
| Net interest income | $3,130,000 | 1,789 |
| Provision for loan and lease losses | $410,000 | 1,125 |
| Total noninterest income | $669,000 | 1,809 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $669,000 | 1,155 |
| Total noninterest expense | $5,088,000 | 956 |
| Salaries and employee benefits | $3,572,000 | 711 |
| Premises and equipment expense | $831,000 | 838 |
| Additional noninterest expense | $685,000 | 2,046 |
| Pre-tax net operating income | $-1,699,000 | 8,350 |
| Securities gains (losses) | $1,723,000 | 94 |
| Applicable income taxes | $13,000 | 4,639 |
| Income before extraordinary items | $11,000 | 7,128 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $11,000 | 7,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 1,023 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-1,091,720 | 8,308 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $26,859,000 | 1,604 |
| Total interest expense | $15,571,000 | 1,286 |
| Net interest income | $11,288,000 | 2,012 |
| Provision for loan and lease losses | $1,070,000 | 1,359 |
| Total noninterest income | $3,518,000 | 1,449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,518,000 | 904 |
| Total noninterest expense | $19,960,000 | 943 |
| Salaries and employee benefits | $14,310,000 | 676 |
| Premises and equipment expense | $2,848,000 | 914 |
| Additional noninterest expense | $2,802,000 | 1,972 |
| Pre-tax net operating income | $-6,224,000 | 8,453 |
| Securities gains (losses) | $7,127,000 | 51 |
| Applicable income taxes | $370,000 | 3,122 |
| Income before extraordinary items | $533,000 | 5,569 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $533,000 | 5,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,101 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,257 |
| Net operating income | $-4,028,280 | 8,425 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $19,349,000 | 1,676 |
| Total interest expense | $11,232,000 | 1,334 |
| Net interest income | $8,117,000 | 2,103 |
| Provision for loan and lease losses | $632,000 | 1,300 |
| Total noninterest income | $2,942,000 | 1,318 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,942,000 | 839 |
| Total noninterest expense | $14,927,000 | 934 |
| Salaries and employee benefits | $10,835,000 | 667 |
| Premises and equipment expense | $2,133,000 | 914 |
| Additional noninterest expense | $1,959,000 | 2,053 |
| Pre-tax net operating income | $-4,500,000 | 8,515 |
| Securities gains (losses) | $5,448,000 | 51 |
| Applicable income taxes | $378,000 | 2,878 |
| Income before extraordinary items | $570,000 | 5,120 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $570,000 | 5,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,346 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,090 |
| Net operating income | $-2,916,720 | 8,492 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $12,350,000 | 1,752 |
| Total interest expense | $7,185,000 | 1,402 |
| Net interest income | $5,165,000 | 2,226 |
| Provision for loan and lease losses | $332,000 | 1,425 |
| Total noninterest income | $2,129,000 | 1,265 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,129,000 | 817 |
| Total noninterest expense | $9,988,000 | 947 |
| Salaries and employee benefits | $7,207,000 | 686 |
| Premises and equipment expense | $1,375,000 | 950 |
| Additional noninterest expense | $1,406,000 | 1,923 |
| Pre-tax net operating income | $-3,026,000 | 8,580 |
| Securities gains (losses) | $3,644,000 | 51 |
| Applicable income taxes | $246,000 | 2,988 |
| Income before extraordinary items | $372,000 | 5,227 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $372,000 | 5,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,811 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 989 |
| Net operating income | $-1,960,160 | 8,553 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,985,000 | 1,806 |
| Total interest expense | $3,482,000 | 1,426 |
| Net interest income | $2,503,000 | 2,293 |
| Provision for loan and lease losses | $140,000 | 1,574 |
| Total noninterest income | $811,000 | 1,565 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $811,000 | 986 |
| Total noninterest expense | $4,548,000 | 1,033 |
| Salaries and employee benefits | $3,224,000 | 784 |
| Premises and equipment expense | $656,000 | 1,006 |
| Additional noninterest expense | $668,000 | 1,980 |
| Pre-tax net operating income | $-1,374,000 | 8,608 |
| Securities gains (losses) | $1,582,000 | 56 |
| Applicable income taxes | $81,000 | 3,561 |
| Income before extraordinary items | $127,000 | 5,974 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $127,000 | 5,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,660 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 817 |
| Net operating income | $-885,480 | 8,584 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $19,637,000 | 2,016 |
| Total interest expense | $10,066,000 | 1,672 |
| Net interest income | $9,571,000 | 2,378 |
| Provision for loan and lease losses | $812,000 | 1,255 |
| Total noninterest income | $5,951,000 | 950 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,951,000 | 598 |
| Total noninterest expense | $17,614,000 | 1,021 |
| Salaries and employee benefits | $12,656,000 | 744 |
| Premises and equipment expense | $2,260,000 | 1,134 |
| Additional noninterest expense | $2,698,000 | 1,956 |
| Pre-tax net operating income | $-2,904,000 | 8,628 |
| Securities gains (losses) | $4,902,000 | 59 |
| Applicable income taxes | $776,000 | 2,520 |
| Income before extraordinary items | $1,222,000 | 4,245 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,222,000 | 4,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,266 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 998 |
| Net operating income | $-1,915,280 | 8,581 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,927,000 | 2,112 |
| Total interest expense | $6,940,000 | 1,765 |
| Net interest income | $6,987,000 | 2,460 |
| Provision for loan and lease losses | $177,000 | 3,136 |
| Total noninterest income | $4,611,000 | 936 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,611,000 | 587 |
| Total noninterest expense | $13,159,000 | 1,036 |
| Salaries and employee benefits | $9,516,000 | 760 |
| Premises and equipment expense | $1,606,000 | 1,211 |
| Additional noninterest expense | $2,037,000 | 1,917 |
| Pre-tax net operating income | $-1,738,000 | 8,678 |
| Securities gains (losses) | $3,930,000 | 62 |
| Applicable income taxes | $851,000 | 2,108 |
| Income before extraordinary items | $1,341,000 | 3,451 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,341,000 | 3,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,234 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 797 |
| Net operating income | $-1,174,200 | 8,621 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,747,000 | 2,193 |
| Total interest expense | $4,284,000 | 1,799 |
| Net interest income | $4,463,000 | 2,561 |
| Provision for loan and lease losses | $99,000 | 3,359 |
| Total noninterest income | $3,058,000 | 933 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,058,000 | 590 |
| Total noninterest expense | $8,526,000 | 1,056 |
| Salaries and employee benefits | $6,191,000 | 785 |
| Premises and equipment expense | $989,000 | 1,312 |
| Additional noninterest expense | $1,346,000 | 1,950 |
| Pre-tax net operating income | $-1,104,000 | 8,705 |
| Securities gains (losses) | $2,627,000 | 61 |
| Applicable income taxes | $585,000 | 2,095 |
| Income before extraordinary items | $938,000 | 3,356 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $938,000 | 3,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,282 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 690 |
| Net operating income | $-743,280 | 8,647 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,104,000 | 2,272 |
| Total interest expense | $1,943,000 | 1,874 |
| Net interest income | $2,161,000 | 2,621 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $1,502,000 | 931 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,502,000 | 600 |
| Total noninterest expense | $3,993,000 | 1,134 |
| Salaries and employee benefits | $2,854,000 | 859 |
| Premises and equipment expense | $491,000 | 1,322 |
| Additional noninterest expense | $648,000 | 2,012 |
| Pre-tax net operating income | $-390,000 | 8,659 |
| Securities gains (losses) | $1,206,000 | 64 |
| Applicable income taxes | $314,000 | 1,961 |
| Income before extraordinary items | $502,000 | 3,150 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $502,000 | 3,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 8,522 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 558 |
| Net operating income | $-269,840 | 8,613 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,748,000 | 2,405 |
| Total interest expense | $6,402,000 | 1,774 |
| Net interest income | $7,346,000 | 2,915 |
| Provision for loan and lease losses | $226,000 | 3,370 |
| Total noninterest income | $5,943,000 | 948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,943,000 | 606 |
| Total noninterest expense | $14,957,000 | 1,157 |
| Salaries and employee benefits | $10,157,000 | 891 |
| Premises and equipment expense | $2,020,000 | 1,222 |
| Additional noninterest expense | $2,780,000 | 1,819 |
| Pre-tax net operating income | $-1,894,000 | 8,754 |
| Securities gains (losses) | $4,227,000 | 91 |
| Applicable income taxes | $899,000 | 2,412 |
| Income before extraordinary items | $1,434,000 | 3,892 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,434,000 | 3,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,406 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $20,389,000 | 70 |
| Net operating income | $-1,271,280 | 8,696 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,913,000 | 2,440 |
| Total interest expense | $4,597,000 | 1,748 |
| Net interest income | $5,316,000 | 2,998 |
| Provision for loan and lease losses | $151,000 | 3,457 |
| Total noninterest income | $4,527,000 | 935 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,527,000 | 603 |
| Total noninterest expense | $10,988,000 | 1,167 |
| Salaries and employee benefits | $7,632,000 | 884 |
| Premises and equipment expense | $1,523,000 | 1,197 |
| Additional noninterest expense | $1,833,000 | 2,034 |
| Pre-tax net operating income | $-1,296,000 | 8,767 |
| Securities gains (losses) | $3,258,000 | 92 |
| Applicable income taxes | $756,000 | 2,291 |
| Income before extraordinary items | $1,206,000 | 3,653 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,206,000 | 3,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 2,732 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 615 |
| Net operating income | $-879,120 | 8,707 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,336,000 | 2,478 |
| Total interest expense | $2,891,000 | 1,751 |
| Net interest income | $3,445,000 | 3,036 |
| Provision for loan and lease losses | $68,000 | 3,982 |
| Total noninterest income | $2,913,000 | 951 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,913,000 | 607 |
| Total noninterest expense | $7,011,000 | 1,210 |
| Salaries and employee benefits | $4,942,000 | 904 |
| Premises and equipment expense | $1,015,000 | 1,186 |
| Additional noninterest expense | $1,054,000 | 2,309 |
| Pre-tax net operating income | $-721,000 | 8,734 |
| Securities gains (losses) | $2,060,000 | 106 |
| Applicable income taxes | $516,000 | 2,233 |
| Income before extraordinary items | $823,000 | 3,578 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $823,000 | 3,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,591 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 479 |
| Net operating income | $-495,400 | 8,685 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,968,000 | 2,592 |
| Total interest expense | $1,351,000 | 1,767 |
| Net interest income | $1,617,000 | 3,195 |
| Provision for loan and lease losses | $44,000 | 3,508 |
| Total noninterest income | $1,232,000 | 1,064 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,232,000 | 685 |
| Total noninterest expense | $3,390,000 | 1,250 |
| Salaries and employee benefits | $2,339,000 | 956 |
| Premises and equipment expense | $506,000 | 1,198 |
| Additional noninterest expense | $545,000 | 2,238 |
| Pre-tax net operating income | $-585,000 | 8,865 |
| Securities gains (losses) | $857,000 | 110 |
| Applicable income taxes | $108,000 | 3,649 |
| Income before extraordinary items | $164,000 | 5,905 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $164,000 | 5,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 340 |
| Net operating income | $-384,480 | 8,820 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,665,000 | 2,656 |
| Total interest expense | $4,545,000 | 1,787 |
| Net interest income | $6,120,000 | 3,246 |
| Provision for loan and lease losses | $42,000 | 6,127 |
| Total noninterest income | $5,492,000 | 1,004 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,492,000 | 629 |
| Total noninterest expense | $14,184,000 | 1,151 |
| Salaries and employee benefits | $9,861,000 | 871 |
| Premises and equipment expense | $1,901,000 | 1,202 |
| Additional noninterest expense | $2,422,000 | 2,027 |
| Pre-tax net operating income | $-2,614,000 | 8,923 |
| Securities gains (losses) | $3,697,000 | 137 |
| Applicable income taxes | $418,000 | 3,646 |
| Income before extraordinary items | $665,000 | 5,722 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $665,000 | 5,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,397 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-1,701,080 | 8,883 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,859,000 | 2,683 |
| Total interest expense | $3,290,000 | 1,824 |
| Net interest income | $4,569,000 | 3,243 |
| Provision for loan and lease losses | $42,000 | 5,667 |
| Total noninterest income | $4,277,000 | 977 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,277,000 | 620 |
| Total noninterest expense | $10,899,000 | 1,111 |
| Salaries and employee benefits | $7,658,000 | 844 |
| Premises and equipment expense | $1,437,000 | 1,197 |
| Additional noninterest expense | $1,804,000 | 1,991 |
| Pre-tax net operating income | $-2,095,000 | 8,974 |
| Securities gains (losses) | $2,875,000 | 142 |
| Applicable income taxes | $301,000 | 3,797 |
| Income before extraordinary items | $479,000 | 5,916 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $479,000 | 5,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,426 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-1,361,000 | 8,942 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,156,000 | 2,709 |
| Total interest expense | $2,138,000 | 1,852 |
| Net interest income | $3,018,000 | 3,262 |
| Provision for loan and lease losses | $42,000 | 4,959 |
| Total noninterest income | $2,872,000 | 962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,872,000 | 615 |
| Total noninterest expense | $7,365,000 | 1,093 |
| Salaries and employee benefits | $5,258,000 | 810 |
| Premises and equipment expense | $906,000 | 1,271 |
| Additional noninterest expense | $1,201,000 | 1,996 |
| Pre-tax net operating income | $-1,517,000 | 9,028 |
| Securities gains (losses) | $2,007,000 | 149 |
| Applicable income taxes | $180,000 | 3,964 |
| Income before extraordinary items | $310,000 | 5,965 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $310,000 | 5,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,897 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-974,480 | 8,993 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,482,000 | 2,808 |
| Total interest expense | $1,044,000 | 1,919 |
| Net interest income | $1,438,000 | 3,371 |
| Provision for loan and lease losses | $42,000 | 3,681 |
| Total noninterest income | $1,261,000 | 1,045 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,261,000 | 671 |
| Total noninterest expense | $3,641,000 | 1,108 |
| Salaries and employee benefits | $2,561,000 | 856 |
| Premises and equipment expense | $456,000 | 1,281 |
| Additional noninterest expense | $624,000 | 1,891 |
| Pre-tax net operating income | $-984,000 | 9,084 |
| Securities gains (losses) | $821,000 | 193 |
| Applicable income taxes | $-60,000 | 8,987 |
| Income before extraordinary items | $-103,000 | 8,843 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-103,000 | 8,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,417 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-628,440 | 9,055 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,795,000 | 2,618 |
| Total interest expense | $4,497,000 | 1,986 |
| Net interest income | $6,298,000 | 3,050 |
| Provision for loan and lease losses | $442,000 | 2,400 |
| Total noninterest income | $5,169,000 | 1,101 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $5,169,000 | 744 |
| Total noninterest expense | $16,055,000 | 1,021 |
| Salaries and employee benefits | $11,622,000 | 734 |
| Premises and equipment expense | $1,854,000 | 1,210 |
| Additional noninterest expense | $2,579,000 | 1,868 |
| Pre-tax net operating income | $-5,030,000 | 9,140 |
| Securities gains (losses) | $7,659,000 | 133 |
| Applicable income taxes | $989,000 | 2,189 |
| Income before extraordinary items | $1,640,000 | 3,327 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,640,000 | 3,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,561 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 702 |
| Net operating income | $-3,261,760 | 9,118 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,160,000 | 2,645 |
| Total interest expense | $3,454,000 | 2,018 |
| Net interest income | $4,706,000 | 3,067 |
| Provision for loan and lease losses | $412,000 | 1,980 |
| Total noninterest income | $3,291,000 | 1,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,291,000 | 870 |
| Total noninterest expense | $12,445,000 | 994 |
| Salaries and employee benefits | $9,131,000 | 717 |
| Premises and equipment expense | $1,406,000 | 1,220 |
| Additional noninterest expense | $1,908,000 | 1,881 |
| Pre-tax net operating income | $-4,860,000 | 9,200 |
| Securities gains (losses) | $6,623,000 | 137 |
| Applicable income taxes | $658,000 | 2,491 |
| Income before extraordinary items | $1,105,000 | 3,724 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,105,000 | 3,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,053 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 624 |
| Net operating income | $-3,133,720 | 9,184 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,267,000 | 2,751 |
| Total interest expense | $2,331,000 | 2,064 |
| Net interest income | $2,936,000 | 3,252 |
| Provision for loan and lease losses | $362,000 | 1,530 |
| Total noninterest income | $1,568,000 | 1,665 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,568,000 | 1,097 |
| Total noninterest expense | $8,315,000 | 988 |
| Salaries and employee benefits | $6,206,000 | 703 |
| Premises and equipment expense | $905,000 | 1,258 |
| Additional noninterest expense | $1,204,000 | 1,988 |
| Pre-tax net operating income | $-4,173,000 | 9,245 |
| Securities gains (losses) | $4,732,000 | 145 |
| Applicable income taxes | $204,000 | 3,932 |
| Income before extraordinary items | $355,000 | 5,695 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $355,000 | 5,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 1,989 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 496 |
| Net operating income | $-2,673,480 | 9,226 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,491,000 | 2,927 |
| Total interest expense | $1,158,000 | 2,114 |
| Net interest income | $1,333,000 | 3,509 |
| Provision for loan and lease losses | $268,000 | 1,051 |
| Total noninterest income | $910,000 | 1,428 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $910,000 | 955 |
| Total noninterest expense | $4,004,000 | 1,013 |
| Salaries and employee benefits | $2,989,000 | 731 |
| Premises and equipment expense | $455,000 | 1,265 |
| Additional noninterest expense | $560,000 | 2,105 |
| Pre-tax net operating income | $-2,029,000 | 9,292 |
| Securities gains (losses) | $2,113,000 | 142 |
| Applicable income taxes | $17,000 | 6,213 |
| Income before extraordinary items | $67,000 | 7,552 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $67,000 | 7,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 2,011 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 319 |
| Net operating income | $-1,623,400 | 9,276 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,478,000 | 3,161 |
| Total interest expense | $4,508,000 | 2,465 |
| Net interest income | $4,970,000 | 3,693 |
| Provision for loan and lease losses | $534,000 | 2,280 |
| Total noninterest income | $7,668,000 | 752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,668,000 | 518 |
| Total noninterest expense | $14,981,000 | 1,034 |
| Salaries and employee benefits | $11,203,000 | 722 |
| Premises and equipment expense | $1,708,000 | 1,281 |
| Additional noninterest expense | $2,070,000 | 2,234 |
| Pre-tax net operating income | $-2,877,000 | 9,278 |
| Securities gains (losses) | $5,734,000 | 143 |
| Applicable income taxes | $1,059,000 | 2,122 |
| Income before extraordinary items | $1,798,000 | 3,043 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,798,000 | 3,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,970 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 688 |
| Net operating income | $-1,871,760 | 9,244 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,239,000 | 3,546 |
| Total interest expense | $5,653,000 | 2,820 |
| Net interest income | $3,586,000 | 4,486 |
| Provision for loan and lease losses | $376,000 | 2,747 |
| Total noninterest income | $7,587,000 | 721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $7,587,000 | 486 |
| Total noninterest expense | $13,814,000 | 1,072 |
| Salaries and employee benefits | $9,040,000 | 816 |
| Premises and equipment expense | $1,814,000 | 1,176 |
| Additional noninterest expense | $2,960,000 | 1,565 |
| Pre-tax net operating income | $-3,017,000 | 9,531 |
| Securities gains (losses) | $5,194,000 | 140 |
| Applicable income taxes | $814,000 | 2,390 |
| Income before extraordinary items | $1,363,000 | 3,472 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,363,000 | 3,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,597 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $662,000 | 465 |
| Net operating income | $-1,961,160 | 9,499 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,774,000 | 4,707 |
| Total interest expense | $4,551,000 | 3,583 |
| Net interest income | $2,223,000 | 6,232 |
| Provision for loan and lease losses | $310,000 | 2,759 |
| Total noninterest income | $5,472,000 | 875 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $5,472,000 | 604 |
| Total noninterest expense | $10,682,000 | 1,293 |
| Salaries and employee benefits | $6,682,000 | 1,053 |
| Premises and equipment expense | $1,435,000 | 1,451 |
| Additional noninterest expense | $2,565,000 | 1,732 |
| Pre-tax net operating income | $-3,297,000 | 9,855 |
| Securities gains (losses) | $3,724,000 | 66 |
| Applicable income taxes | $149,000 | 5,935 |
| Income before extraordinary items | $278,000 | 7,603 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $278,000 | 7,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 9,537 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $7,460,000 | 113 |
| Net operating income | $-2,142,600 | 9,831 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,420,000 | 6,909 |
| Total interest expense | $2,561,000 | 5,122 |
| Net interest income | $859,000 | 8,931 |
| Provision for loan and lease losses | $53,000 | 6,446 |
| Total noninterest income | $4,998,000 | 948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $4,998,000 | 650 |
| Total noninterest expense | $9,408,000 | 1,475 |
| Salaries and employee benefits | $6,731,000 | 1,025 |
| Premises and equipment expense | $1,130,000 | 1,808 |
| Additional noninterest expense | $1,547,000 | 2,790 |
| Pre-tax net operating income | $-3,604,000 | 10,190 |
| Securities gains (losses) | $3,088,000 | 95 |
| Applicable income taxes | $-172,000 | 10,003 |
| Income before extraordinary items | $-344,000 | 9,803 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-344,000 | 9,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 2,656 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $867,000 | 535 |
| Net operating income | $-2,412,960 | 10,164 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.