Home > Magna Bank > Assets and Liabilities
Magna Bank, Assets and Liabilities
| 2015-06-30 | Rank | |
| # of Employees: | 150 | 987 |
| Assets and Liabilities | ||
| Total Assets: | $587,884,000 | 1,189 |
| Cash and due from depository institutions | $14,050,000 | 987 |
| Interest-bearing balances | $91,000 | 5,991 |
| Securities | $61,444,000 | 2,180 |
| Federal funds sold & reverse repurchase agreements | $1,946,000 | 1,260 |
| Net loans & leases | $475,667,000 | 992 |
| Loan loss allowance | $4,716,000 | 1,330 |
| Trading account assets | $0 | 255 |
| Bank premises and fixed assets | $3,809,000 | 2,631 |
| Other real estate owned | $2,044,000 | 987 |
| Goodwill and other intangibles | $6,476,000 | 652 |
| All other assets | $22,448,000 | 934 |
| Life insurance assets | $9,703,000 | 928 |
| Total liabilities and capital | $587,884,000 | 1,189 |
| Total liabilities | $517,400,000 | 1,198 |
| Total deposits | $447,654,000 | 1,279 |
| Interest-bearing deposits | $377,007,000 | 1,203 |
| Deposits held in domestic offices | $447,654,000 | 1,277 |
| % insured | 86.96% | 2,485 |
| Federal funds purchased & repurchase agreements | $0 | 2,081 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $62,500,000 | 534 |
| Subordinated debt | $0 | 123 |
| All other liabilities | $7,246,000 | 790 |
| Total equity capital | $70,484,000 | 1,108 |
| Total bank equity capital | $70,484,000 | 1,107 |
| Perpetual preferred stock | $18,703,000 | 28 |
| Common stock | $4,929,000 | 762 |
| Surplus | $30,431,000 | 1,043 |
| Undivided profits | $16,421,000 | 2,256 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 143 |
| Memoranda | ||
| Noncurrent loans and leases | $3,183,000 | 1,574 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,057,000 | 256 |
| Income earned, not collected on loans | $1,471,000 | 1,740 |
| Earning assets | $539,148,000 | 1,186 |
| Long-term assets (5+ years) | $191,386,000 | 1,192 |
| Average Assets, year-to-date | $580,815,330 | 1,181 |
| Average Assets, quarterly | $588,542,500 | 1,182 |
| Volatile liabilities | $75,128,000 | 724 |
| Insider loans | $21,944,000 | 242 |
| FHLB advances | $62,500,000 | 501 |
| Loans and leases held for sale | $26,481,000 | 228 |
| Unused loan commitments | $141,628,000 | 717 |
| Tier 1 (core) risk-based capital | $70,119,000 | 1,061 |
| Tier 2 risk-based capital | $4,723,000 | 1,162 |
| Total risk weighted assets | $465,489,000 | 1,074 |
| Total unused commitments | $141,628,000 | 717 |
| Derivatives | $48,610,000 | 429 |
| 2015-03-31 | Rank | |
| # of Employees: | 153 | 958 |
| Assets and Liabilities | ||
| Total Assets: | $589,201,000 | 1,179 |
| Cash and due from depository institutions | $12,530,000 | 958 |
| Interest-bearing balances | $97,000 | 6,070 |
| Securities | $65,011,000 | 2,115 |
| Federal funds sold & reverse repurchase agreements | $2,246,000 | 1,400 |
| Net loans & leases | $475,336,000 | 977 |
| Loan loss allowance | $4,695,000 | 1,344 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,790,000 | 2,657 |
| Other real estate owned | $3,553,000 | 958 |
| Goodwill and other intangibles | $6,543,000 | 639 |
| All other assets | $20,192,000 | 1,019 |
| Life insurance assets | $9,621,000 | 925 |
| Total liabilities and capital | $589,201,000 | 1,179 |
| Total liabilities | $519,121,000 | 1,187 |
| Total deposits | $451,792,000 | 1,279 |
| Interest-bearing deposits | $391,443,000 | 1,178 |
| Deposits held in domestic offices | $451,792,000 | 1,278 |
| % insured | 87.83% | 2,340 |
| Federal funds purchased & repurchase agreements | $0 | 1,864 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $60,200,000 | 514 |
| Subordinated debt | $0 | 128 |
| All other liabilities | $7,129,000 | 806 |
| Total equity capital | $70,080,000 | 1,120 |
| Total bank equity capital | $70,080,000 | 1,119 |
| Perpetual preferred stock | $18,703,000 | 29 |
| Common stock | $4,917,000 | 773 |
| Surplus | $30,292,000 | 1,053 |
| Undivided profits | $16,168,000 | 2,316 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $2,510,000 | 1,913 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $974,000 | 279 |
| Income earned, not collected on loans | $1,431,000 | 1,738 |
| Earning assets | $542,690,000 | 1,183 |
| Long-term assets (5+ years) | $193,516,000 | 1,181 |
| Average Assets, year-to-date | $577,281,000 | 1,192 |
| Average Assets, quarterly | $577,281,000 | 1,192 |
| Volatile liabilities | $42,210,000 | 1,107 |
| Insider loans | $20,064,000 | 270 |
| FHLB advances | $60,200,000 | 481 |
| Loans and leases held for sale | $28,654,000 | 208 |
| Unused loan commitments | $135,778,000 | 725 |
| Tier 1 (core) risk-based capital | $69,745,000 | 1,052 |
| Tier 2 risk-based capital | $4,702,000 | 1,159 |
| Total risk weighted assets | $492,685,000 | 1,013 |
| Total unused commitments | $135,778,000 | 725 |
| Derivatives | $49,146,000 | 426 |
| 2014-12-31 | Rank | |
| # of Employees: | 153 | 959 |
| Assets and Liabilities | ||
| Total Assets: | $565,361,000 | 1,219 |
| Cash and due from depository institutions | $15,562,000 | 959 |
| Interest-bearing balances | $117,000 | 6,066 |
| Securities | $63,172,000 | 2,201 |
| Federal funds sold & reverse repurchase agreements | $1,758,000 | 1,405 |
| Net loans & leases | $450,390,000 | 1,012 |
| Loan loss allowance | $5,172,000 | 1,241 |
| Trading account assets | $0 | 249 |
| Bank premises and fixed assets | $3,835,000 | 2,684 |
| Other real estate owned | $3,291,000 | 959 |
| Goodwill and other intangibles | $6,599,000 | 640 |
| All other assets | $20,754,000 | 1,006 |
| Life insurance assets | $9,538,000 | 923 |
| Total liabilities and capital | $565,361,000 | 1,219 |
| Total liabilities | $496,539,000 | 1,232 |
| Total deposits | $435,713,000 | 1,299 |
| Interest-bearing deposits | $385,556,000 | 1,183 |
| Deposits held in domestic offices | $435,713,000 | 1,298 |
| % insured | 86.50% | 2,740 |
| Federal funds purchased & repurchase agreements | $0 | 2,134 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $55,000,000 | 581 |
| Subordinated debt | $0 | 126 |
| All other liabilities | $5,826,000 | 915 |
| Total equity capital | $68,822,000 | 1,122 |
| Total bank equity capital | $68,822,000 | 1,121 |
| Perpetual preferred stock | $18,703,000 | 29 |
| Common stock | $4,917,000 | 786 |
| Surplus | $31,020,000 | 1,050 |
| Undivided profits | $14,182,000 | 2,526 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $3,666,000 | 1,501 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,114,000 | 253 |
| Income earned, not collected on loans | $1,534,000 | 1,709 |
| Earning assets | $515,437,000 | 1,236 |
| Long-term assets (5+ years) | $182,691,000 | 1,232 |
| Average Assets, year-to-date | $550,284,200 | 1,213 |
| Average Assets, quarterly | $564,333,500 | 1,214 |
| Volatile liabilities | $39,548,000 | 1,193 |
| Insider loans | $19,482,000 | 278 |
| FHLB advances | $55,000,000 | 538 |
| Loans and leases held for sale | $13,940,000 | 261 |
| Unused loan commitments | $109,853,000 | 835 |
| Tier 1 (core) risk-based capital | $68,735,000 | 1,052 |
| Tier 2 risk-based capital | $5,172,000 | 1,053 |
| Total risk weighted assets | $461,855,000 | 1,042 |
| Total unused commitments | $109,853,000 | 835 |
| Derivatives | $49,687,000 | 383 |
| 2014-09-30 | Rank | |
| # of Employees: | 153 | 962 |
| Assets and Liabilities | ||
| Total Assets: | $563,306,000 | 1,219 |
| Cash and due from depository institutions | $12,915,000 | 962 |
| Interest-bearing balances | $98,000 | 6,139 |
| Securities | $55,350,000 | 2,452 |
| Federal funds sold & reverse repurchase agreements | $9,904,000 | 373 |
| Net loans & leases | $452,079,000 | 999 |
| Loan loss allowance | $5,009,000 | 1,319 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,848,000 | 2,706 |
| Other real estate owned | $2,086,000 | 962 |
| Goodwill and other intangibles | $6,715,000 | 626 |
| All other assets | $20,409,000 | 1,026 |
| Life insurance assets | $9,460,000 | 919 |
| Total liabilities and capital | $563,306,000 | 1,219 |
| Total liabilities | $495,210,000 | 1,231 |
| Total deposits | $445,674,000 | 1,264 |
| Interest-bearing deposits | $387,229,000 | 1,184 |
| Deposits held in domestic offices | $445,674,000 | 1,262 |
| % insured | 86.30% | 3,009 |
| Federal funds purchased & repurchase agreements | $0 | 2,181 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $45,000,000 | 649 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $4,536,000 | 1,105 |
| Total equity capital | $68,096,000 | 1,126 |
| Total bank equity capital | $68,096,000 | 1,125 |
| Perpetual preferred stock | $18,703,000 | 31 |
| Common stock | $4,912,000 | 800 |
| Surplus | $30,982,000 | 1,056 |
| Undivided profits | $13,499,000 | 2,617 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $5,012,000 | 1,244 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,686,000 | 189 |
| Income earned, not collected on loans | $1,438,000 | 1,909 |
| Earning assets | $517,431,000 | 1,213 |
| Long-term assets (5+ years) | $175,056,000 | 1,285 |
| Average Assets, year-to-date | $546,515,000 | 1,231 |
| Average Assets, quarterly | $555,765,000 | 1,226 |
| Volatile liabilities | $33,520,000 | 1,375 |
| Insider loans | $18,585,000 | 288 |
| FHLB advances | $45,000,000 | 612 |
| Loans and leases held for sale | $30,787,000 | 170 |
| Unused loan commitments | $121,415,000 | 776 |
| Tier 1 (core) risk-based capital | $68,272,000 | 1,055 |
| Tier 2 risk-based capital | $5,009,000 | 1,086 |
| Total risk weighted assets | $459,445,000 | 1,033 |
| Total unused commitments | $121,415,000 | 776 |
| Derivatives | $50,216,000 | 366 |
| 2014-06-30 | Rank | |
| # of Employees: | 153 | 951 |
| Assets and Liabilities | ||
| Total Assets: | $548,224,000 | 1,232 |
| Cash and due from depository institutions | $11,119,000 | 951 |
| Interest-bearing balances | $106,000 | 6,186 |
| Securities | $54,649,000 | 2,499 |
| Federal funds sold & reverse repurchase agreements | $4,847,000 | 753 |
| Net loans & leases | $447,945,000 | 986 |
| Loan loss allowance | $4,999,000 | 1,329 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $3,900,000 | 2,686 |
| Other real estate owned | $2,220,000 | 951 |
| Goodwill and other intangibles | $6,768,000 | 612 |
| All other assets | $16,776,000 | 1,180 |
| Life insurance assets | $5,399,000 | 1,494 |
| Total liabilities and capital | $548,224,000 | 1,232 |
| Total liabilities | $480,069,000 | 1,255 |
| Total deposits | $419,805,000 | 1,338 |
| Interest-bearing deposits | $363,576,000 | 1,239 |
| Deposits held in domestic offices | $419,805,000 | 1,337 |
| % insured | 85.04% | 3,460 |
| Federal funds purchased & repurchase agreements | $0 | 2,152 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $55,900,000 | 551 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $4,364,000 | 1,100 |
| Total equity capital | $68,155,000 | 1,105 |
| Total bank equity capital | $68,155,000 | 1,102 |
| Perpetual preferred stock | $18,710,000 | 30 |
| Common stock | $5,006,000 | 775 |
| Surplus | $30,975,000 | 1,051 |
| Undivided profits | $13,464,000 | 2,586 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $4,776,000 | 1,337 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,117,000 | 262 |
| Income earned, not collected on loans | $1,473,000 | 1,733 |
| Earning assets | $507,547,000 | 1,225 |
| Long-term assets (5+ years) | $177,894,000 | 1,264 |
| Average Assets, year-to-date | $540,918,000 | 1,246 |
| Average Assets, quarterly | $547,583,000 | 1,233 |
| Volatile liabilities | $44,412,000 | 1,060 |
| Insider loans | $20,088,000 | 251 |
| FHLB advances | $55,900,000 | 511 |
| Loans and leases held for sale | $19,550,000 | 227 |
| Unused loan commitments | $111,393,000 | 807 |
| Tier 1 (core) risk-based capital | $68,095,000 | 1,042 |
| Tier 2 risk-based capital | $4,999,000 | 1,086 |
| Total risk weighted assets | $448,633,000 | 1,039 |
| Total unused commitments | $111,393,000 | 807 |
| Derivatives | $50,732,000 | 368 |
| 2014-03-31 | Rank | |
| # of Employees: | 151 | 972 |
| Assets and Liabilities | ||
| Total Assets: | $546,942,000 | 1,247 |
| Cash and due from depository institutions | $8,243,000 | 972 |
| Interest-bearing balances | $92,000 | 6,322 |
| Securities | $58,889,000 | 2,364 |
| Federal funds sold & reverse repurchase agreements | $2,210,000 | 1,563 |
| Net loans & leases | $445,292,000 | 984 |
| Loan loss allowance | $5,175,000 | 1,305 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $3,939,000 | 2,674 |
| Other real estate owned | $4,369,000 | 972 |
| Goodwill and other intangibles | $6,856,000 | 607 |
| All other assets | $17,144,000 | 1,170 |
| Life insurance assets | $5,351,000 | 1,483 |
| Total liabilities and capital | $546,942,000 | 1,247 |
| Total liabilities | $480,738,000 | 1,258 |
| Total deposits | $398,494,000 | 1,420 |
| Interest-bearing deposits | $352,277,000 | 1,294 |
| Deposits held in domestic offices | $398,494,000 | 1,420 |
| % insured | 84.49% | 3,690 |
| Federal funds purchased & repurchase agreements | $0 | 1,959 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $76,600,000 | 378 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $5,644,000 | 900 |
| Total equity capital | $66,204,000 | 1,119 |
| Total bank equity capital | $66,204,000 | 1,116 |
| Perpetual preferred stock | $18,710,000 | 29 |
| Common stock | $5,006,000 | 786 |
| Surplus | $30,968,000 | 1,063 |
| Undivided profits | $11,520,000 | 2,779 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $3,859,000 | 1,698 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,113,000 | 272 |
| Income earned, not collected on loans | $1,348,000 | 1,877 |
| Earning assets | $506,483,000 | 1,234 |
| Long-term assets (5+ years) | $163,313,000 | 1,357 |
| Average Assets, year-to-date | $537,265,000 | 1,259 |
| Average Assets, quarterly | $537,265,000 | 1,259 |
| Volatile liabilities | $64,219,000 | 737 |
| Insider loans | $20,439,000 | 238 |
| FHLB advances | $76,600,000 | 343 |
| Loans and leases held for sale | $22,463,000 | 173 |
| Unused loan commitments | $106,799,000 | 831 |
| Tier 1 (core) risk-based capital | $66,733,000 | 1,063 |
| Tier 2 risk-based capital | $5,175,000 | 1,044 |
| Total risk weighted assets | $452,793,000 | 1,016 |
| Total unused commitments | $106,799,000 | 831 |
| Derivatives | $51,244,000 | 350 |
| 2013-12-31 | Rank | |
| # of Employees: | 150 | 986 |
| Assets and Liabilities | ||
| Total Assets: | $527,588,000 | 1,275 |
| Cash and due from depository institutions | $10,636,000 | 986 |
| Interest-bearing balances | $109,000 | 6,302 |
| Securities | $58,870,000 | 2,347 |
| Federal funds sold & reverse repurchase agreements | $2,093,000 | 1,422 |
| Net loans & leases | $423,491,000 | 1,025 |
| Loan loss allowance | $5,086,000 | 1,336 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $3,936,000 | 2,708 |
| Other real estate owned | $4,686,000 | 986 |
| Goodwill and other intangibles | $6,966,000 | 597 |
| All other assets | $16,910,000 | 1,211 |
| Life insurance assets | $5,305,000 | 1,476 |
| Total liabilities and capital | $527,588,000 | 1,275 |
| Total liabilities | $462,027,000 | 1,297 |
| Total deposits | $389,498,000 | 1,441 |
| Interest-bearing deposits | $347,386,000 | 1,298 |
| Deposits held in domestic offices | $389,498,000 | 1,440 |
| % insured | 85.26% | 3,479 |
| Federal funds purchased & repurchase agreements | $0 | 2,281 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $67,800,000 | 443 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $4,729,000 | 1,028 |
| Total equity capital | $65,561,000 | 1,111 |
| Total bank equity capital | $65,561,000 | 1,110 |
| Perpetual preferred stock | $18,710,000 | 30 |
| Common stock | $5,006,000 | 798 |
| Surplus | $31,309,000 | 1,064 |
| Undivided profits | $10,536,000 | 2,875 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $4,971,000 | 1,434 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,472,000 | 213 |
| Income earned, not collected on loans | $1,514,000 | 1,758 |
| Earning assets | $484,563,000 | 1,272 |
| Long-term assets (5+ years) | $165,702,000 | 1,320 |
| Average Assets, year-to-date | $499,904,800 | 1,329 |
| Average Assets, quarterly | $515,988,000 | 1,298 |
| Volatile liabilities | $46,211,000 | 973 |
| Insider loans | $20,752,000 | 220 |
| FHLB advances | $67,800,000 | 404 |
| Loans and leases held for sale | $12,493,000 | 238 |
| Unused loan commitments | $97,969,000 | 858 |
| Tier 1 (core) risk-based capital | $66,086,000 | 1,061 |
| Tier 2 risk-based capital | $5,086,000 | 1,060 |
| Total risk weighted assets | $433,408,000 | 1,056 |
| Total unused commitments | $97,969,000 | 858 |
| Derivatives | $56,313,000 | 315 |
| 2013-09-30 | Rank | |
| # of Employees: | 156 | 951 |
| Assets and Liabilities | ||
| Total Assets: | $504,388,000 | 1,347 |
| Cash and due from depository institutions | $7,970,000 | 951 |
| Interest-bearing balances | $106,000 | 6,393 |
| Securities | $60,828,000 | 2,292 |
| Federal funds sold & reverse repurchase agreements | $2,455,000 | 1,299 |
| Net loans & leases | $402,323,000 | 1,065 |
| Loan loss allowance | $5,519,000 | 1,261 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $4,041,000 | 2,666 |
| Other real estate owned | $2,873,000 | 951 |
| Goodwill and other intangibles | $7,129,000 | 588 |
| All other assets | $16,769,000 | 1,215 |
| Life insurance assets | $5,257,000 | 1,448 |
| Total liabilities and capital | $504,388,000 | 1,347 |
| Total liabilities | $439,462,000 | 1,370 |
| Total deposits | $379,033,000 | 1,477 |
| Interest-bearing deposits | $330,674,000 | 1,374 |
| Deposits held in domestic offices | $379,033,000 | 1,476 |
| % insured | 85.52% | 3,666 |
| Federal funds purchased & repurchase agreements | $0 | 2,308 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $55,400,000 | 506 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $5,029,000 | 1,025 |
| Total equity capital | $64,926,000 | 1,119 |
| Total bank equity capital | $64,926,000 | 1,117 |
| Perpetual preferred stock | $18,710,000 | 29 |
| Common stock | $5,006,000 | 813 |
| Surplus | $31,302,000 | 1,064 |
| Undivided profits | $9,908,000 | 3,016 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $8,690,000 | 942 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,258,000 | 245 |
| Income earned, not collected on loans | $1,437,000 | 1,924 |
| Earning assets | $465,712,000 | 1,331 |
| Long-term assets (5+ years) | $140,163,000 | 1,515 |
| Average Assets, year-to-date | $492,984,000 | 1,352 |
| Average Assets, quarterly | $499,997,000 | 1,345 |
| Volatile liabilities | $30,605,000 | 1,420 |
| Insider loans | $15,098,000 | 361 |
| FHLB advances | $55,400,000 | 461 |
| Loans and leases held for sale | $14,957,000 | 235 |
| Unused loan commitments | $90,589,000 | 922 |
| Tier 1 (core) risk-based capital | $65,386,000 | 1,069 |
| Tier 2 risk-based capital | $5,153,000 | 1,043 |
| Total risk weighted assets | $411,890,000 | 1,098 |
| Total unused commitments | $90,589,000 | 922 |
| Derivatives | $56,941,000 | 335 |
| 2013-06-30 | Rank | |
| # of Employees: | 155 | 956 |
| Assets and Liabilities | ||
| Total Assets: | $495,606,000 | 1,344 |
| Cash and due from depository institutions | $9,029,000 | 956 |
| Interest-bearing balances | $954,000 | 5,855 |
| Securities | $61,984,000 | 2,265 |
| Federal funds sold & reverse repurchase agreements | $6,127,000 | 747 |
| Net loans & leases | $387,300,000 | 1,101 |
| Loan loss allowance | $5,598,000 | 1,258 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $4,104,000 | 2,646 |
| Other real estate owned | $3,325,000 | 956 |
| Goodwill and other intangibles | $7,305,000 | 579 |
| All other assets | $16,432,000 | 1,219 |
| Life insurance assets | $5,210,000 | 1,438 |
| Total liabilities and capital | $495,606,000 | 1,344 |
| Total liabilities | $430,950,000 | 1,382 |
| Total deposits | $380,649,000 | 1,464 |
| Interest-bearing deposits | $331,604,000 | 1,367 |
| Deposits held in domestic offices | $380,649,000 | 1,463 |
| % insured | 84.45% | 4,086 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $45,000,000 | 593 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $5,301,000 | 991 |
| Total equity capital | $64,656,000 | 1,120 |
| Total bank equity capital | $64,656,000 | 1,119 |
| Perpetual preferred stock | $18,768,000 | 29 |
| Common stock | $5,006,000 | 813 |
| Surplus | $31,288,000 | 1,063 |
| Undivided profits | $9,594,000 | 3,068 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $7,987,000 | 1,073 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,223,000 | 247 |
| Income earned, not collected on loans | $1,469,000 | 1,796 |
| Earning assets | $456,365,000 | 1,337 |
| Long-term assets (5+ years) | $136,455,000 | 1,503 |
| Average Assets, year-to-date | $489,182,670 | 1,367 |
| Average Assets, quarterly | $486,950,000 | 1,369 |
| Volatile liabilities | $20,774,000 | 1,917 |
| Insider loans | $15,242,000 | 357 |
| FHLB advances | $45,000,000 | 549 |
| Loans and leases held for sale | $22,223,000 | 257 |
| Unused loan commitments | $105,396,000 | 776 |
| Tier 1 (core) risk-based capital | $64,771,000 | 1,066 |
| Tier 2 risk-based capital | $4,984,000 | 1,073 |
| Total risk weighted assets | $398,079,000 | 1,124 |
| Total unused commitments | $105,396,000 | 776 |
| Derivatives | $55,909,000 | 363 |
| 2013-03-31 | Rank | |
| # of Employees: | 157 | 946 |
| Assets and Liabilities | ||
| Total Assets: | $478,294,000 | 1,403 |
| Cash and due from depository institutions | $7,510,000 | 946 |
| Interest-bearing balances | $131,000 | 6,518 |
| Securities | $65,871,000 | 2,174 |
| Federal funds sold & reverse repurchase agreements | $2,089,000 | 1,958 |
| Net loans & leases | $371,051,000 | 1,132 |
| Loan loss allowance | $5,409,000 | 1,342 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $4,135,000 | 2,637 |
| Other real estate owned | $3,517,000 | 946 |
| Goodwill and other intangibles | $6,852,000 | 596 |
| All other assets | $17,269,000 | 1,150 |
| Life insurance assets | $5,159,000 | 1,439 |
| Total liabilities and capital | $478,294,000 | 1,403 |
| Total liabilities | $414,377,000 | 1,450 |
| Total deposits | $363,094,000 | 1,550 |
| Interest-bearing deposits | $319,546,000 | 1,449 |
| Deposits held in domestic offices | $363,094,000 | 1,550 |
| % insured | 86.45% | 3,537 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $45,000,000 | 553 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $6,283,000 | 881 |
| Total equity capital | $63,917,000 | 1,166 |
| Total bank equity capital | $63,917,000 | 1,165 |
| Perpetual preferred stock | $18,768,000 | 32 |
| Common stock | $5,006,000 | 828 |
| Surplus | $31,285,000 | 1,063 |
| Undivided profits | $8,858,000 | 3,325 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $8,462,000 | 1,116 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,285,000 | 235 |
| Income earned, not collected on loans | $1,359,000 | 1,941 |
| Earning assets | $439,142,000 | 1,408 |
| Long-term assets (5+ years) | $132,927,000 | 1,514 |
| Average Assets, year-to-date | $485,971,000 | 1,382 |
| Average Assets, quarterly | $485,971,000 | 1,382 |
| Volatile liabilities | $17,851,000 | 2,099 |
| Insider loans | $18,048,000 | 262 |
| FHLB advances | $45,000,000 | 506 |
| Loans and leases held for sale | $22,428,000 | 258 |
| Unused loan commitments | $105,709,000 | 757 |
| Tier 1 (core) risk-based capital | $63,260,000 | 1,077 |
| Tier 2 risk-based capital | $4,843,000 | 1,096 |
| Total risk weighted assets | $386,890,000 | 1,141 |
| Total unused commitments | $105,709,000 | 757 |
| Derivatives | $56,463,000 | 351 |
| 2012-12-31 | Rank | |
| # of Employees: | 151 | 982 |
| Assets and Liabilities | ||
| Total Assets: | $493,648,000 | 1,366 |
| Cash and due from depository institutions | $9,741,000 | 982 |
| Interest-bearing balances | $140,000 | 6,494 |
| Securities | $64,291,000 | 2,171 |
| Federal funds sold & reverse repurchase agreements | $9,323,000 | 647 |
| Net loans & leases | $377,627,000 | 1,114 |
| Loan loss allowance | $5,576,000 | 1,285 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $4,183,000 | 2,631 |
| Other real estate owned | $3,375,000 | 982 |
| Goodwill and other intangibles | $7,051,000 | 586 |
| All other assets | $18,057,000 | 1,121 |
| Life insurance assets | $5,112,000 | 1,429 |
| Total liabilities and capital | $493,648,000 | 1,366 |
| Total liabilities | $430,947,000 | 1,386 |
| Total deposits | $360,683,000 | 1,544 |
| Interest-bearing deposits | $321,981,000 | 1,431 |
| Deposits held in domestic offices | $360,683,000 | 1,544 |
| % insured | 86.79% | 4,451 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $63,000,000 | 457 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $7,264,000 | 804 |
| Total equity capital | $62,701,000 | 1,182 |
| Total bank equity capital | $62,701,000 | 1,180 |
| Perpetual preferred stock | $18,794,000 | 33 |
| Common stock | $4,980,000 | 867 |
| Surplus | $31,278,000 | 1,062 |
| Undivided profits | $7,649,000 | 3,592 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $12,234,000 | 841 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,342,000 | 221 |
| Income earned, not collected on loans | $1,543,000 | 1,766 |
| Earning assets | $451,381,000 | 1,361 |
| Long-term assets (5+ years) | $120,909,000 | 1,605 |
| Average Assets, year-to-date | $467,016,000 | 1,413 |
| Average Assets, quarterly | $490,951,500 | 1,372 |
| Volatile liabilities | $16,207,000 | 2,301 |
| Insider loans | $19,140,000 | 246 |
| FHLB advances | $63,000,000 | 410 |
| Loans and leases held for sale | $23,163,000 | 312 |
| Unused loan commitments | $98,041,000 | 781 |
| Tier 1 (core) risk-based capital | $62,024,000 | 1,086 |
| Tier 2 risk-based capital | $4,953,000 | 1,070 |
| Total risk weighted assets | $395,618,000 | 1,117 |
| Total unused commitments | $98,041,000 | 781 |
| Derivatives | $50,786,000 | 381 |
| 2012-09-30 | Rank | |
| # of Employees: | 153 | 965 |
| Assets and Liabilities | ||
| Total Assets: | $488,255,000 | 1,387 |
| Cash and due from depository institutions | $10,009,000 | 965 |
| Interest-bearing balances | $208,000 | 6,476 |
| Securities | $67,635,000 | 2,101 |
| Federal funds sold & reverse repurchase agreements | $7,686,000 | 715 |
| Net loans & leases | $367,778,000 | 1,131 |
| Loan loss allowance | $5,691,000 | 1,304 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $4,292,000 | 2,610 |
| Other real estate owned | $4,310,000 | 965 |
| Goodwill and other intangibles | $7,379,000 | 573 |
| All other assets | $19,166,000 | 1,078 |
| Life insurance assets | $5,066,000 | 1,418 |
| Total liabilities and capital | $488,255,000 | 1,387 |
| Total liabilities | $424,692,000 | 1,416 |
| Total deposits | $364,338,000 | 1,526 |
| Interest-bearing deposits | $316,393,000 | 1,461 |
| Deposits held in domestic offices | $364,338,000 | 1,525 |
| % insured | 87.43% | 4,461 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $55,500,000 | 508 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $4,854,000 | 1,131 |
| Total equity capital | $63,563,000 | 1,166 |
| Total bank equity capital | $63,563,000 | 1,164 |
| Perpetual preferred stock | $18,794,000 | 34 |
| Common stock | $4,980,000 | 886 |
| Surplus | $31,261,000 | 1,075 |
| Undivided profits | $8,528,000 | 3,455 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $12,035,000 | 922 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,041,000 | 287 |
| Income earned, not collected on loans | $1,486,000 | 1,992 |
| Earning assets | $443,307,000 | 1,393 |
| Long-term assets (5+ years) | $119,745,000 | 1,600 |
| Average Assets, year-to-date | $460,358,000 | 1,446 |
| Average Assets, quarterly | $480,091,500 | 1,406 |
| Volatile liabilities | $17,823,000 | 2,210 |
| Insider loans | $19,645,000 | 235 |
| FHLB advances | $55,500,000 | 461 |
| Loans and leases held for sale | $31,212,000 | 236 |
| Unused loan commitments | $99,930,000 | 762 |
| Tier 1 (core) risk-based capital | $63,014,000 | 1,073 |
| Tier 2 risk-based capital | $4,762,000 | 1,132 |
| Total risk weighted assets | $380,018,000 | 1,182 |
| Total unused commitments | $99,930,000 | 762 |
| Derivatives | $40,967,000 | 426 |
| 2012-06-30 | Rank | |
| # of Employees: | 153 | 976 |
| Assets and Liabilities | ||
| Total Assets: | $471,928,000 | 1,429 |
| Cash and due from depository institutions | $13,916,000 | 976 |
| Interest-bearing balances | $135,000 | 6,558 |
| Securities | $61,429,000 | 2,269 |
| Federal funds sold & reverse repurchase agreements | $5,541,000 | 976 |
| Net loans & leases | $361,585,000 | 1,148 |
| Loan loss allowance | $5,762,000 | 1,309 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $4,370,000 | 2,569 |
| Other real estate owned | $4,327,000 | 976 |
| Goodwill and other intangibles | $8,499,000 | 527 |
| All other assets | $12,261,000 | 1,523 |
| Life insurance assets | $33,000 | 3,730 |
| Total liabilities and capital | $471,928,000 | 1,429 |
| Total liabilities | $409,787,000 | 1,465 |
| Total deposits | $348,987,000 | 1,590 |
| Interest-bearing deposits | $303,515,000 | 1,517 |
| Deposits held in domestic offices | $348,987,000 | 1,590 |
| % insured | 88.36% | 4,276 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $57,000,000 | 503 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $3,800,000 | 1,304 |
| Total equity capital | $62,141,000 | 1,175 |
| Total bank equity capital | $62,141,000 | 1,175 |
| Perpetual preferred stock | $18,794,000 | 34 |
| Common stock | $4,980,000 | 906 |
| Surplus | $31,242,000 | 1,066 |
| Undivided profits | $7,125,000 | 3,724 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $3,299,000 | 2,508 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,380,000 | 236 |
| Income earned, not collected on loans | $1,468,000 | 1,885 |
| Earning assets | $428,690,000 | 1,437 |
| Long-term assets (5+ years) | $97,408,000 | 1,894 |
| Average Assets, year-to-date | $451,059,000 | 1,476 |
| Average Assets, quarterly | $456,278,000 | 1,468 |
| Volatile liabilities | $11,574,000 | 3,008 |
| Insider loans | $21,174,000 | 220 |
| FHLB advances | $57,000,000 | 461 |
| Loans and leases held for sale | $34,249,000 | 192 |
| Unused loan commitments | $64,045,000 | 1,072 |
| Tier 1 (core) risk-based capital | $62,542,000 | 1,072 |
| Tier 2 risk-based capital | $4,637,000 | 1,154 |
| Total risk weighted assets | $369,839,000 | 1,211 |
| Total unused commitments | $64,045,000 | 1,072 |
| Derivatives | $6,966,000 | 778 |
| 2012-03-31 | Rank | |
| # of Employees: | 147 | 1,002 |
| Assets and Liabilities | ||
| Total Assets: | $440,628,000 | 1,523 |
| Cash and due from depository institutions | $5,376,000 | 1,002 |
| Interest-bearing balances | $157,000 | 6,579 |
| Securities | $47,443,000 | 2,776 |
| Federal funds sold & reverse repurchase agreements | $10,615,000 | 672 |
| Net loans & leases | $346,914,000 | 1,179 |
| Loan loss allowance | $5,563,000 | 1,368 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $4,410,000 | 2,567 |
| Other real estate owned | $5,828,000 | 1,002 |
| Goodwill and other intangibles | $9,135,000 | 518 |
| All other assets | $10,907,000 | 1,685 |
| Life insurance assets | $33,000 | 3,727 |
| Total liabilities and capital | $440,628,000 | 1,523 |
| Total liabilities | $378,645,000 | 1,588 |
| Total deposits | $329,578,000 | 1,699 |
| Interest-bearing deposits | $291,750,000 | 1,608 |
| Deposits held in domestic offices | $329,578,000 | 1,698 |
| % insured | 89.90% | 3,801 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $45,000,000 | 629 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $4,067,000 | 1,225 |
| Total equity capital | $61,983,000 | 1,158 |
| Total bank equity capital | $61,983,000 | 1,157 |
| Perpetual preferred stock | $18,350,000 | 36 |
| Common stock | $5,529,000 | 824 |
| Surplus | $31,793,000 | 1,051 |
| Undivided profits | $6,311,000 | 3,903 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $3,494,000 | 2,528 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,734,000 | 203 |
| Income earned, not collected on loans | $1,475,000 | 1,851 |
| Earning assets | $405,129,000 | 1,513 |
| Long-term assets (5+ years) | $87,511,000 | 2,086 |
| Average Assets, year-to-date | $440,624,500 | 1,512 |
| Average Assets, quarterly | $440,624,500 | 1,512 |
| Volatile liabilities | $12,202,000 | 2,936 |
| Insider loans | $21,071,000 | 228 |
| FHLB advances | $45,000,000 | 579 |
| Loans and leases held for sale | $24,403,000 | 226 |
| Unused loan commitments | $64,870,000 | 1,046 |
| Tier 1 (core) risk-based capital | $62,101,000 | 1,062 |
| Tier 2 risk-based capital | $4,515,000 | 1,182 |
| Total risk weighted assets | $360,178,000 | 1,232 |
| Total unused commitments | $64,870,000 | 1,046 |
| Derivatives | $7,127,000 | 746 |
| 2011-12-31 | Rank | |
| # of Employees: | 143 | 1,044 |
| Assets and Liabilities | ||
| Total Assets: | $440,621,000 | 1,506 |
| Cash and due from depository institutions | $7,907,000 | 1,044 |
| Interest-bearing balances | $978,000 | 5,798 |
| Securities | $42,181,000 | 2,967 |
| Federal funds sold & reverse repurchase agreements | $19,101,000 | 283 |
| Net loans & leases | $338,733,000 | 1,224 |
| Loan loss allowance | $5,853,000 | 1,300 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $4,236,000 | 2,638 |
| Other real estate owned | $6,121,000 | 1,044 |
| Goodwill and other intangibles | $9,290,000 | 514 |
| All other assets | $13,052,000 | 1,481 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $440,621,000 | 1,506 |
| Total liabilities | $379,412,000 | 1,569 |
| Total deposits | $330,385,000 | 1,668 |
| Interest-bearing deposits | $293,766,000 | 1,580 |
| Deposits held in domestic offices | $330,385,000 | 1,667 |
| % insured | 87.50% | 4,649 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $45,000,000 | 658 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $4,027,000 | 1,227 |
| Total equity capital | $61,209,000 | 1,157 |
| Total bank equity capital | $61,209,000 | 1,156 |
| Perpetual preferred stock | $18,350,000 | 33 |
| Common stock | $5,529,000 | 830 |
| Surplus | $31,766,000 | 1,056 |
| Undivided profits | $5,564,000 | 4,109 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $3,976,000 | 2,363 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,788,000 | 193 |
| Income earned, not collected on loans | $1,452,000 | 1,988 |
| Earning assets | $400,993,000 | 1,513 |
| Long-term assets (5+ years) | $0 | 6,681 |
| Average Assets, year-to-date | $430,240,600 | 1,516 |
| Average Assets, quarterly | $445,655,500 | 1,486 |
| Volatile liabilities | $55,806,000 | 943 |
| Insider loans | $23,499,000 | 199 |
| FHLB advances | $45,000,000 | 608 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $84,009,000 | 834 |
| Tier 1 (core) risk-based capital | $61,773,000 | 1,052 |
| Tier 2 risk-based capital | $4,198,000 | 1,276 |
| Total risk weighted assets | $360,874,000 | 1,237 |
| Total unused commitments | $84,009,000 | 835 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 146 | 1,029 |
| Assets and Liabilities | ||
| Total Assets: | $450,690,000 | 1,478 |
| Cash and due from depository institutions | $7,480,000 | 1,029 |
| Interest-bearing balances | $91,000 | 6,658 |
| Securities | $40,474,000 | 2,964 |
| Federal funds sold & reverse repurchase agreements | $30,922,000 | 161 |
| Net loans & leases | $338,892,000 | 1,239 |
| Loan loss allowance | $6,168,000 | 1,263 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $4,337,000 | 2,613 |
| Other real estate owned | $5,940,000 | 1,029 |
| Goodwill and other intangibles | $9,671,000 | 504 |
| All other assets | $12,974,000 | 1,498 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $450,690,000 | 1,478 |
| Total liabilities | $389,617,000 | 1,523 |
| Total deposits | $340,538,000 | 1,609 |
| Interest-bearing deposits | $313,440,000 | 1,479 |
| Deposits held in domestic offices | $340,538,000 | 1,607 |
| % insured | 85.67% | 5,290 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $45,000,000 | 667 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $4,079,000 | 1,237 |
| Total equity capital | $61,073,000 | 1,167 |
| Total bank equity capital | $61,073,000 | 1,166 |
| Perpetual preferred stock | $18,350,000 | 35 |
| Common stock | $5,529,000 | 843 |
| Surplus | $31,744,000 | 1,068 |
| Undivided profits | $5,450,000 | 4,165 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $6,419,000 | 1,781 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,057,000 | 189 |
| Income earned, not collected on loans | $1,422,000 | 2,098 |
| Earning assets | $410,379,000 | 1,475 |
| Long-term assets (5+ years) | $0 | 6,717 |
| Average Assets, year-to-date | $427,645,500 | 1,535 |
| Average Assets, quarterly | $435,887,500 | 1,509 |
| Volatile liabilities | $56,819,000 | 932 |
| Insider loans | $24,338,000 | 193 |
| FHLB advances | $45,000,000 | 607 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $85,741,000 | 821 |
| Tier 1 (core) risk-based capital | $62,073,000 | 1,055 |
| Tier 2 risk-based capital | $4,525,000 | 1,182 |
| Total risk weighted assets | $361,941,000 | 1,240 |
| Total unused commitments | $85,741,000 | 823 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 152 | 996 |
| Assets and Liabilities | ||
| Total Assets: | $421,085,000 | 1,565 |
| Cash and due from depository institutions | $6,528,000 | 996 |
| Interest-bearing balances | $134,000 | 6,492 |
| Securities | $40,938,000 | 2,958 |
| Federal funds sold & reverse repurchase agreements | $9,883,000 | 625 |
| Net loans & leases | $329,890,000 | 1,287 |
| Loan loss allowance | $5,543,000 | 1,437 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $4,448,000 | 2,576 |
| Other real estate owned | $5,611,000 | 996 |
| Goodwill and other intangibles | $9,834,000 | 510 |
| All other assets | $13,953,000 | 1,442 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $421,085,000 | 1,565 |
| Total liabilities | $371,041,000 | 1,592 |
| Total deposits | $323,201,000 | 1,677 |
| Interest-bearing deposits | $284,840,000 | 1,663 |
| Deposits held in domestic offices | $323,201,000 | 1,676 |
| % insured | 87.24% | 4,958 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $45,000,000 | 691 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $2,840,000 | 1,524 |
| Total equity capital | $50,044,000 | 1,391 |
| Total bank equity capital | $50,044,000 | 1,389 |
| Perpetual preferred stock | $7,430,000 | 68 |
| Common stock | $5,529,000 | 856 |
| Surplus | $31,717,000 | 1,062 |
| Undivided profits | $5,368,000 | 4,143 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $6,581,000 | 1,819 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,431,000 | 156 |
| Income earned, not collected on loans | $1,558,000 | 1,871 |
| Earning assets | $380,845,000 | 1,582 |
| Long-term assets (5+ years) | $0 | 6,767 |
| Average Assets, year-to-date | $419,964,000 | 1,575 |
| Average Assets, quarterly | $416,690,000 | 1,584 |
| Volatile liabilities | $57,671,000 | 931 |
| Insider loans | $22,366,000 | 223 |
| FHLB advances | $45,000,000 | 630 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $82,909,000 | 840 |
| Tier 1 (core) risk-based capital | $50,666,000 | 1,281 |
| Tier 2 risk-based capital | $4,441,000 | 1,215 |
| Total risk weighted assets | $355,255,000 | 1,267 |
| Total unused commitments | $82,909,000 | 842 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 154 | 981 |
| Assets and Liabilities | ||
| Total Assets: | $412,295,000 | 1,607 |
| Cash and due from depository institutions | $5,361,000 | 981 |
| Interest-bearing balances | $144,000 | 6,516 |
| Securities | $42,793,000 | 2,835 |
| Federal funds sold & reverse repurchase agreements | $4,592,000 | 1,657 |
| Net loans & leases | $321,193,000 | 1,324 |
| Loan loss allowance | $5,553,000 | 1,444 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $4,566,000 | 2,534 |
| Other real estate owned | $8,825,000 | 981 |
| Goodwill and other intangibles | $9,737,000 | 517 |
| All other assets | $15,228,000 | 1,378 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $412,295,000 | 1,607 |
| Total liabilities | $359,561,000 | 1,663 |
| Total deposits | $304,548,000 | 1,807 |
| Interest-bearing deposits | $270,270,000 | 1,771 |
| Deposits held in domestic offices | $304,548,000 | 1,804 |
| % insured | 89.31% | 4,348 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $52,000,000 | 651 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $3,013,000 | 1,458 |
| Total equity capital | $52,734,000 | 1,282 |
| Total bank equity capital | $52,734,000 | 1,281 |
| Perpetual preferred stock | $10,765,000 | 47 |
| Common stock | $5,529,000 | 867 |
| Surplus | $31,687,000 | 1,070 |
| Undivided profits | $4,753,000 | 4,252 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $6,966,000 | 1,797 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,800,000 | 150 |
| Income earned, not collected on loans | $1,607,000 | 1,821 |
| Earning assets | $368,722,000 | 1,644 |
| Long-term assets (5+ years) | $0 | 6,809 |
| Average Assets, year-to-date | $419,403,500 | 1,590 |
| Average Assets, quarterly | $419,403,500 | 1,590 |
| Volatile liabilities | $61,060,000 | 915 |
| Insider loans | $15,872,000 | 347 |
| FHLB advances | $52,000,000 | 590 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $80,466,000 | 874 |
| Tier 1 (core) risk-based capital | $53,450,000 | 1,190 |
| Tier 2 risk-based capital | $4,397,000 | 1,240 |
| Total risk weighted assets | $351,688,000 | 1,284 |
| Total unused commitments | $80,466,000 | 875 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 157 | 973 |
| Assets and Liabilities | ||
| Total Assets: | $426,512,000 | 1,561 |
| Cash and due from depository institutions | $6,667,000 | 973 |
| Interest-bearing balances | $170,000 | 6,433 |
| Securities | $39,920,000 | 2,905 |
| Federal funds sold & reverse repurchase agreements | $8,016,000 | 945 |
| Net loans & leases | $337,354,000 | 1,289 |
| Loan loss allowance | $5,285,000 | 1,502 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $4,649,000 | 2,530 |
| Other real estate owned | $3,461,000 | 973 |
| Goodwill and other intangibles | $9,898,000 | 514 |
| All other assets | $16,547,000 | 1,307 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $426,512,000 | 1,561 |
| Total liabilities | $374,763,000 | 1,595 |
| Total deposits | $322,374,000 | 1,690 |
| Interest-bearing deposits | $289,333,000 | 1,640 |
| Deposits held in domestic offices | $322,374,000 | 1,688 |
| % insured | 88.36% | 4,610 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $49,000,000 | 729 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $3,389,000 | 1,348 |
| Total equity capital | $51,749,000 | 1,294 |
| Total bank equity capital | $51,749,000 | 1,294 |
| Perpetual preferred stock | $10,741,000 | 47 |
| Common stock | $5,529,000 | 869 |
| Surplus | $31,658,000 | 1,068 |
| Undivided profits | $3,821,000 | 4,617 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $18,318,000 | 921 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,246,000 | 208 |
| Income earned, not collected on loans | $1,838,000 | 1,651 |
| Earning assets | $385,460,000 | 1,571 |
| Long-term assets (5+ years) | $0 | 6,888 |
| Average Assets, year-to-date | $447,410,400 | 1,486 |
| Average Assets, quarterly | $443,881,000 | 1,516 |
| Volatile liabilities | $113,616,000 | 1,209 |
| Insider loans | $15,447,000 | 367 |
| FHLB advances | $49,000,000 | 668 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $70,386,000 | 963 |
| Tier 1 (core) risk-based capital | $52,068,000 | 1,211 |
| Tier 2 risk-based capital | $4,434,000 | 1,259 |
| Total risk weighted assets | $354,713,000 | 1,306 |
| Total unused commitments | $70,386,000 | 966 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 155 | 987 |
| Assets and Liabilities | ||
| Total Assets: | $461,741,000 | 1,483 |
| Cash and due from depository institutions | $7,998,000 | 987 |
| Interest-bearing balances | $192,000 | 6,394 |
| Securities | $39,037,000 | 2,907 |
| Federal funds sold & reverse repurchase agreements | $16,655,000 | 442 |
| Net loans & leases | $362,867,000 | 1,225 |
| Loan loss allowance | $4,865,000 | 1,628 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,782,000 | 2,495 |
| Other real estate owned | $4,133,000 | 987 |
| Goodwill and other intangibles | $9,476,000 | 530 |
| All other assets | $16,793,000 | 1,296 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $461,741,000 | 1,483 |
| Total liabilities | $408,159,000 | 1,495 |
| Total deposits | $342,460,000 | 1,608 |
| Interest-bearing deposits | $299,565,000 | 1,607 |
| Deposits held in domestic offices | $342,460,000 | 1,606 |
| % insured | 69.82% | 7,120 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $63,000,000 | 616 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $2,699,000 | 1,750 |
| Total equity capital | $53,582,000 | 1,279 |
| Total bank equity capital | $53,582,000 | 1,279 |
| Perpetual preferred stock | $10,717,000 | 46 |
| Common stock | $5,514,000 | 871 |
| Surplus | $31,652,000 | 1,056 |
| Undivided profits | $5,699,000 | 4,108 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $17,026,000 | 984 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,933,000 | 198 |
| Income earned, not collected on loans | $1,853,000 | 1,746 |
| Earning assets | $418,751,000 | 1,482 |
| Long-term assets (5+ years) | $0 | 6,979 |
| Average Assets, year-to-date | $452,757,750 | 1,488 |
| Average Assets, quarterly | $462,303,000 | 1,471 |
| Volatile liabilities | $140,959,000 | 980 |
| Insider loans | $14,999,000 | 382 |
| FHLB advances | $63,000,000 | 559 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $104,771,000 | 718 |
| Tier 1 (core) risk-based capital | $53,983,000 | 1,173 |
| Tier 2 risk-based capital | $4,696,000 | 1,206 |
| Total risk weighted assets | $375,644,000 | 1,250 |
| Total unused commitments | $104,771,000 | 720 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 169 | 894 |
| Assets and Liabilities | ||
| Total Assets: | $462,865,000 | 1,481 |
| Cash and due from depository institutions | $5,417,000 | 894 |
| Interest-bearing balances | $201,000 | 6,309 |
| Securities | $44,646,000 | 2,619 |
| Federal funds sold & reverse repurchase agreements | $20,581,000 | 322 |
| Net loans & leases | $358,616,000 | 1,256 |
| Loan loss allowance | $5,135,000 | 1,559 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,878,000 | 2,475 |
| Other real estate owned | $3,120,000 | 894 |
| Goodwill and other intangibles | $9,575,000 | 527 |
| All other assets | $16,032,000 | 1,374 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $462,865,000 | 1,481 |
| Total liabilities | $409,579,000 | 1,509 |
| Total deposits | $342,266,000 | 1,626 |
| Interest-bearing deposits | $306,529,000 | 1,587 |
| Deposits held in domestic offices | $342,266,000 | 1,625 |
| % insured | 72.85% | 6,994 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $63,000,000 | 641 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $4,313,000 | 1,168 |
| Total equity capital | $53,286,000 | 1,277 |
| Total bank equity capital | $53,286,000 | 1,277 |
| Perpetual preferred stock | $10,693,000 | 47 |
| Common stock | $5,514,000 | 884 |
| Surplus | $31,629,000 | 1,054 |
| Undivided profits | $5,450,000 | 4,142 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $16,340,000 | 1,019 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,758,000 | 193 |
| Income earned, not collected on loans | $1,967,000 | 1,571 |
| Earning assets | $424,044,000 | 1,473 |
| Long-term assets (5+ years) | $0 | 7,034 |
| Average Assets, year-to-date | $449,763,330 | 1,520 |
| Average Assets, quarterly | $455,995,000 | 1,498 |
| Volatile liabilities | $152,844,000 | 925 |
| Insider loans | $15,192,000 | 380 |
| FHLB advances | $63,000,000 | 583 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $79,022,000 | 871 |
| Tier 1 (core) risk-based capital | $53,442,000 | 1,172 |
| Tier 2 risk-based capital | $4,534,000 | 1,266 |
| Total risk weighted assets | $381,076,000 | 1,245 |
| Total unused commitments | $79,022,000 | 873 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 165 | 931 |
| Assets and Liabilities | ||
| Total Assets: | $449,125,000 | 1,567 |
| Cash and due from depository institutions | $5,460,000 | 931 |
| Interest-bearing balances | $202,000 | 6,310 |
| Securities | $51,930,000 | 2,323 |
| Federal funds sold & reverse repurchase agreements | $7,089,000 | 1,312 |
| Net loans & leases | $352,028,000 | 1,311 |
| Loan loss allowance | $5,261,000 | 1,559 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $4,959,000 | 2,480 |
| Other real estate owned | $3,817,000 | 931 |
| Goodwill and other intangibles | $10,258,000 | 513 |
| All other assets | $13,584,000 | 1,600 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $449,125,000 | 1,567 |
| Total liabilities | $395,212,000 | 1,602 |
| Total deposits | $329,200,000 | 1,722 |
| Interest-bearing deposits | $298,791,000 | 1,670 |
| Deposits held in domestic offices | $329,200,000 | 1,720 |
| % insured | 75.49% | 6,863 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $63,000,000 | 689 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,012,000 | 1,544 |
| Total equity capital | $53,913,000 | 1,258 |
| Total bank equity capital | $53,913,000 | 1,258 |
| Perpetual preferred stock | $10,669,000 | 48 |
| Common stock | $5,507,000 | 898 |
| Surplus | $31,610,000 | 1,070 |
| Undivided profits | $6,127,000 | 3,904 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $6,453,000 | 2,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,860,000 | 145 |
| Income earned, not collected on loans | $1,957,000 | 1,657 |
| Earning assets | $411,249,000 | 1,551 |
| Long-term assets (5+ years) | $0 | 7,124 |
| Average Assets, year-to-date | $443,212,500 | 1,585 |
| Average Assets, quarterly | $443,212,500 | 1,585 |
| Volatile liabilities | $146,485,000 | 1,007 |
| Insider loans | $15,063,000 | 410 |
| FHLB advances | $63,000,000 | 624 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $82,834,000 | 879 |
| Tier 1 (core) risk-based capital | $54,250,000 | 1,163 |
| Tier 2 risk-based capital | $4,683,000 | 1,269 |
| Total risk weighted assets | $374,635,000 | 1,305 |
| Total unused commitments | $82,834,000 | 881 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 167 | 924 |
| Assets and Liabilities | ||
| Total Assets: | $437,300,000 | 1,611 |
| Cash and due from depository institutions | $3,985,000 | 924 |
| Interest-bearing balances | $280,000 | 5,966 |
| Securities | $54,377,000 | 2,213 |
| Federal funds sold & reverse repurchase agreements | $2,493,000 | 2,605 |
| Net loans & leases | $343,613,000 | 1,376 |
| Loan loss allowance | $5,135,000 | 1,589 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $5,045,000 | 2,470 |
| Other real estate owned | $3,166,000 | 924 |
| Goodwill and other intangibles | $10,415,000 | 509 |
| All other assets | $14,206,000 | 1,600 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $437,300,000 | 1,611 |
| Total liabilities | $383,975,000 | 1,657 |
| Total deposits | $317,211,000 | 1,787 |
| Interest-bearing deposits | $288,479,000 | 1,719 |
| Deposits held in domestic offices | $317,211,000 | 1,784 |
| % insured | 76.08% | 6,822 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $63,000,000 | 733 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,764,000 | 1,314 |
| Total equity capital | $53,325,000 | 1,242 |
| Total bank equity capital | $53,325,000 | 1,242 |
| Perpetual preferred stock | $10,644,000 | 46 |
| Common stock | $5,507,000 | 908 |
| Surplus | $31,591,000 | 1,069 |
| Undivided profits | $5,583,000 | 4,061 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $7,822,000 | 1,769 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,826,000 | 138 |
| Income earned, not collected on loans | $1,826,000 | 1,873 |
| Earning assets | $400,763,000 | 1,596 |
| Long-term assets (5+ years) | $0 | 7,189 |
| Average Assets, year-to-date | $488,919,800 | 1,416 |
| Average Assets, quarterly | $448,234,000 | 1,576 |
| Volatile liabilities | $144,645,000 | 1,024 |
| Insider loans | $15,385,000 | 413 |
| FHLB advances | $63,000,000 | 667 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $70,988,000 | 1,003 |
| Tier 1 (core) risk-based capital | $53,805,000 | 1,151 |
| Tier 2 risk-based capital | $4,587,000 | 1,311 |
| Total risk weighted assets | $366,998,000 | 1,366 |
| Total unused commitments | $70,988,000 | 1,005 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 164 | 960 |
| Assets and Liabilities | ||
| Total Assets: | $459,168,000 | 1,553 |
| Cash and due from depository institutions | $5,094,000 | 960 |
| Interest-bearing balances | $282,000 | 5,850 |
| Securities | $59,292,000 | 2,088 |
| Federal funds sold & reverse repurchase agreements | $2,017,000 | 2,941 |
| Net loans & leases | $360,094,000 | 1,329 |
| Loan loss allowance | $4,919,000 | 1,570 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $5,183,000 | 2,428 |
| Other real estate owned | $3,279,000 | 960 |
| Goodwill and other intangibles | $10,500,000 | 545 |
| All other assets | $13,709,000 | 1,456 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $459,168,000 | 1,553 |
| Total liabilities | $402,562,000 | 1,601 |
| Total deposits | $328,171,000 | 1,738 |
| Interest-bearing deposits | $291,322,000 | 1,701 |
| Deposits held in domestic offices | $328,171,000 | 1,736 |
| % insured | 74.82% | 7,097 |
| Federal funds purchased & repurchase agreements | $7,000,000 | 1,300 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $64,000,000 | 766 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,391,000 | 1,534 |
| Total equity capital | $56,606,000 | 1,194 |
| Total bank equity capital | $56,606,000 | 1,193 |
| Perpetual preferred stock | $13,899,000 | 41 |
| Common stock | $5,503,000 | 917 |
| Surplus | $31,549,000 | 1,071 |
| Undivided profits | $5,655,000 | 4,172 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $5,930,000 | 2,120 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,590,000 | 111 |
| Income earned, not collected on loans | $2,049,000 | 1,767 |
| Earning assets | $421,685,000 | 1,533 |
| Long-term assets (5+ years) | $0 | 7,262 |
| Average Assets, year-to-date | $501,824,750 | 1,388 |
| Average Assets, quarterly | $482,763,500 | 1,467 |
| Volatile liabilities | $145,927,000 | 1,031 |
| Insider loans | $15,886,000 | 415 |
| FHLB advances | $64,000,000 | 693 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $94,663,000 | 841 |
| Tier 1 (core) risk-based capital | $58,275,000 | 1,075 |
| Tier 2 risk-based capital | $4,771,000 | 1,270 |
| Total risk weighted assets | $382,325,000 | 1,342 |
| Total unused commitments | $94,663,000 | 842 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 169 | 957 |
| Assets and Liabilities | ||
| Total Assets: | $506,359,000 | 1,417 |
| Cash and due from depository institutions | $7,914,000 | 957 |
| Interest-bearing balances | $279,000 | 5,721 |
| Securities | $55,730,000 | 2,130 |
| Federal funds sold & reverse repurchase agreements | $5,569,000 | 1,747 |
| Net loans & leases | $403,413,000 | 1,216 |
| Loan loss allowance | $4,930,000 | 1,501 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,454,000 | 2,362 |
| Other real estate owned | $2,599,000 | 957 |
| Goodwill and other intangibles | $10,603,000 | 559 |
| All other assets | $15,077,000 | 1,378 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $506,359,000 | 1,417 |
| Total liabilities | $451,718,000 | 1,432 |
| Total deposits | $372,932,000 | 1,534 |
| Interest-bearing deposits | $338,529,000 | 1,484 |
| Deposits held in domestic offices | $372,932,000 | 1,530 |
| % insured | 77.73% | 4,381 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $74,500,000 | 721 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,286,000 | 1,319 |
| Total equity capital | $54,641,000 | 1,237 |
| Total bank equity capital | $54,641,000 | 1,234 |
| Perpetual preferred stock | $13,864,000 | 39 |
| Common stock | $5,503,000 | 928 |
| Surplus | $31,563,000 | 1,081 |
| Undivided profits | $3,711,000 | 4,920 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $8,218,000 | 1,618 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,701,000 | 102 |
| Income earned, not collected on loans | $2,180,000 | 1,573 |
| Earning assets | $464,991,000 | 1,404 |
| Long-term assets (5+ years) | $0 | 7,339 |
| Average Assets, year-to-date | $516,043,670 | 1,372 |
| Average Assets, quarterly | $514,041,500 | 1,390 |
| Volatile liabilities | $156,601,000 | 991 |
| Insider loans | $15,723,000 | 439 |
| FHLB advances | $74,500,000 | 646 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $95,559,000 | 874 |
| Tier 1 (core) risk-based capital | $56,897,000 | 1,121 |
| Tier 2 risk-based capital | $4,930,000 | 1,241 |
| Total risk weighted assets | $452,905,000 | 1,159 |
| Total unused commitments | $95,559,000 | 874 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 166 | 961 |
| Assets and Liabilities | ||
| Total Assets: | $521,724,000 | 1,374 |
| Cash and due from depository institutions | $5,947,000 | 961 |
| Interest-bearing balances | $321,000 | 5,281 |
| Securities | $58,301,000 | 2,049 |
| Federal funds sold & reverse repurchase agreements | $3,037,000 | 3,137 |
| Net loans & leases | $420,598,000 | 1,185 |
| Loan loss allowance | $4,855,000 | 1,476 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $5,616,000 | 2,326 |
| Other real estate owned | $2,741,000 | 961 |
| Goodwill and other intangibles | $9,923,000 | 592 |
| All other assets | $15,561,000 | 1,335 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $521,724,000 | 1,374 |
| Total liabilities | $468,695,000 | 1,388 |
| Total deposits | $379,607,000 | 1,504 |
| Interest-bearing deposits | $348,222,000 | 1,437 |
| Deposits held in domestic offices | $379,607,000 | 1,499 |
| % insured | 80.26% | 3,705 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,098 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $74,500,000 | 762 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $4,588,000 | 1,233 |
| Total equity capital | $53,029,000 | 1,296 |
| Total bank equity capital | $53,029,000 | 1,294 |
| Perpetual preferred stock | $13,830,000 | 37 |
| Common stock | $5,503,000 | 931 |
| Surplus | $31,527,000 | 1,072 |
| Undivided profits | $2,169,000 | 5,738 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $7,666,000 | 1,582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,445,000 | 99 |
| Income earned, not collected on loans | $2,315,000 | 1,514 |
| Earning assets | $482,257,000 | 1,369 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $520,886,000 | 1,361 |
| Average Assets, quarterly | $520,886,000 | 1,361 |
| Volatile liabilities | $171,620,000 | 916 |
| Insider loans | $16,069,000 | 433 |
| FHLB advances | $74,500,000 | 681 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $102,780,000 | 860 |
| Tier 1 (core) risk-based capital | $54,042,000 | 1,190 |
| Tier 2 risk-based capital | $4,855,000 | 1,238 |
| Total risk weighted assets | $465,382,000 | 1,134 |
| Total unused commitments | $102,780,000 | 860 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 166 | 968 |
| Assets and Liabilities | ||
| Total Assets: | $520,048,000 | 1,357 |
| Cash and due from depository institutions | $6,687,000 | 968 |
| Interest-bearing balances | $332,000 | 4,683 |
| Securities | $62,483,000 | 1,905 |
| Federal funds sold & reverse repurchase agreements | $1,556,000 | 3,515 |
| Net loans & leases | $415,815,000 | 1,205 |
| Loan loss allowance | $4,627,000 | 1,480 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,721,000 | 2,297 |
| Other real estate owned | $2,794,000 | 968 |
| Goodwill and other intangibles | $9,288,000 | 629 |
| All other assets | $15,704,000 | 1,322 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $520,048,000 | 1,357 |
| Total liabilities | $466,701,000 | 1,365 |
| Total deposits | $374,383,000 | 1,469 |
| Interest-bearing deposits | $347,503,000 | 1,375 |
| Deposits held in domestic offices | $374,383,000 | 1,463 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,600,000 | 1,172 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $75,500,000 | 818 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $6,218,000 | 967 |
| Total equity capital | $53,347,000 | 1,261 |
| Total bank equity capital | $53,347,000 | 1,261 |
| Perpetual preferred stock | $13,795,000 | 37 |
| Common stock | $5,448,000 | 935 |
| Surplus | $31,214,000 | 1,055 |
| Undivided profits | $2,890,000 | 5,404 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,875,000 | 1,329 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $5,928,000 | 65 |
| Income earned, not collected on loans | $2,503,000 | 1,455 |
| Earning assets | $480,186,000 | 1,339 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $508,856,600 | 1,329 |
| Average Assets, quarterly | $525,003,500 | 1,320 |
| Volatile liabilities | $173,791,000 | 893 |
| Insider loans | $15,244,000 | 469 |
| FHLB advances | $75,500,000 | 744 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $82,790,000 | 1,051 |
| Tier 1 (core) risk-based capital | $53,546,000 | 1,175 |
| Tier 2 risk-based capital | $4,627,000 | 1,272 |
| Total risk weighted assets | $456,802,000 | 1,147 |
| Total unused commitments | $82,790,000 | 1,051 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 163 | 989 |
| Assets and Liabilities | ||
| Total Assets: | $529,959,000 | 1,307 |
| Cash and due from depository institutions | $6,537,000 | 989 |
| Interest-bearing balances | $70,000 | 5,456 |
| Securities | $69,419,000 | 1,700 |
| Federal funds sold & reverse repurchase agreements | $1,277,000 | 4,294 |
| Net loans & leases | $420,349,000 | 1,176 |
| Loan loss allowance | $3,895,000 | 1,581 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,815,000 | 2,249 |
| Other real estate owned | $2,441,000 | 989 |
| Goodwill and other intangibles | $10,407,000 | 627 |
| All other assets | $13,714,000 | 1,461 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $529,959,000 | 1,307 |
| Total liabilities | $486,993,000 | 1,292 |
| Total deposits | $390,428,000 | 1,386 |
| Interest-bearing deposits | $377,919,000 | 1,246 |
| Deposits held in domestic offices | $390,428,000 | 1,382 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $89,623,000 | 720 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $6,942,000 | 865 |
| Total equity capital | $42,966,000 | 1,582 |
| Total bank equity capital | $42,966,000 | 1,582 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $5,448,000 | 936 |
| Surplus | $31,278,000 | 1,032 |
| Undivided profits | $6,240,000 | 4,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,633,000 | 1,332 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,694,000 | 75 |
| Income earned, not collected on loans | $2,663,000 | 1,438 |
| Earning assets | $491,115,000 | 1,292 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $506,058,750 | 1,329 |
| Average Assets, quarterly | $531,964,000 | 1,296 |
| Volatile liabilities | $181,501,000 | 832 |
| Insider loans | $15,393,000 | 452 |
| FHLB advances | $89,623,000 | 654 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $90,719,000 | 1,025 |
| Tier 1 (core) risk-based capital | $44,423,000 | 1,452 |
| Tier 2 risk-based capital | $3,895,000 | 1,459 |
| Total risk weighted assets | $459,846,000 | 1,136 |
| Total unused commitments | $90,719,000 | 1,026 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 169 | 979 |
| Assets and Liabilities | ||
| Total Assets: | $533,969,000 | 1,294 |
| Cash and due from depository institutions | $6,515,000 | 979 |
| Interest-bearing balances | $294,000 | 4,039 |
| Securities | $60,742,000 | 1,953 |
| Federal funds sold & reverse repurchase agreements | $1,808,000 | 3,991 |
| Net loans & leases | $435,017,000 | 1,119 |
| Loan loss allowance | $3,538,000 | 1,646 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,703,000 | 2,279 |
| Other real estate owned | $502,000 | 979 |
| Goodwill and other intangibles | $11,548,000 | 607 |
| All other assets | $12,134,000 | 1,575 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $533,969,000 | 1,294 |
| Total liabilities | $489,385,000 | 1,272 |
| Total deposits | $337,673,000 | 1,605 |
| Interest-bearing deposits | $323,608,000 | 1,459 |
| Deposits held in domestic offices | $337,673,000 | 1,600 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $38,700,000 | 585 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $105,521,000 | 608 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $7,491,000 | 821 |
| Total equity capital | $44,584,000 | 1,540 |
| Total bank equity capital | $44,584,000 | 1,540 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $5,408,000 | 927 |
| Surplus | $31,065,000 | 1,023 |
| Undivided profits | $8,111,000 | 3,503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,283,000 | 908 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,902,000 | 67 |
| Income earned, not collected on loans | $2,543,000 | 1,467 |
| Earning assets | $497,861,000 | 1,266 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $498,092,000 | 1,354 |
| Average Assets, quarterly | $513,379,500 | 1,327 |
| Volatile liabilities | $225,122,000 | 689 |
| Insider loans | $15,375,000 | 448 |
| FHLB advances | $105,521,000 | 545 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $101,363,000 | 978 |
| Tier 1 (core) risk-based capital | $44,713,000 | 1,456 |
| Tier 2 risk-based capital | $3,538,000 | 1,547 |
| Total risk weighted assets | $481,460,000 | 1,075 |
| Total unused commitments | $101,363,000 | 978 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 169 | 976 |
| Assets and Liabilities | ||
| Total Assets: | $492,790,000 | 1,396 |
| Cash and due from depository institutions | $5,792,000 | 976 |
| Interest-bearing balances | $358,000 | 3,932 |
| Securities | $52,752,000 | 2,203 |
| Federal funds sold & reverse repurchase agreements | $1,489,000 | 5,362 |
| Net loans & leases | $403,448,000 | 1,184 |
| Loan loss allowance | $3,211,000 | 1,740 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,323,000 | 2,408 |
| Other real estate owned | $1,785,000 | 976 |
| Goodwill and other intangibles | $11,291,000 | 630 |
| All other assets | $10,910,000 | 1,660 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $492,790,000 | 1,396 |
| Total liabilities | $448,529,000 | 1,378 |
| Total deposits | $336,632,000 | 1,611 |
| Interest-bearing deposits | $322,116,000 | 1,451 |
| Deposits held in domestic offices | $336,632,000 | 1,607 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,408,000 | 1,114 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $92,890,000 | 644 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $6,599,000 | 958 |
| Total equity capital | $44,261,000 | 1,594 |
| Total bank equity capital | $44,261,000 | 1,594 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $5,408,000 | 920 |
| Surplus | $30,974,000 | 1,016 |
| Undivided profits | $7,879,000 | 3,691 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,012,000 | 1,019 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $5,491,000 | 62 |
| Income earned, not collected on loans | $2,508,000 | 1,523 |
| Earning assets | $458,047,000 | 1,362 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $480,153,500 | 1,412 |
| Average Assets, quarterly | $480,153,500 | 1,412 |
| Volatile liabilities | $182,578,000 | 799 |
| Insider loans | $12,581,000 | 566 |
| FHLB advances | $92,890,000 | 585 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $113,803,000 | 920 |
| Tier 1 (core) risk-based capital | $44,289,000 | 1,467 |
| Tier 2 risk-based capital | $3,211,000 | 1,645 |
| Total risk weighted assets | $444,873,000 | 1,144 |
| Total unused commitments | $113,803,000 | 920 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 166 | 1,011 |
| Assets and Liabilities | ||
| Total Assets: | $467,517,000 | 1,455 |
| Cash and due from depository institutions | $4,468,000 | 1,011 |
| Interest-bearing balances | $524,000 | 3,099 |
| Securities | $37,054,000 | 2,943 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $399,343,000 | 1,189 |
| Loan loss allowance | $3,082,000 | 1,760 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $4,580,000 | 2,734 |
| Other real estate owned | $1,632,000 | 1,011 |
| Goodwill and other intangibles | $10,799,000 | 640 |
| All other assets | $9,641,000 | 1,843 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $467,517,000 | 1,455 |
| Total liabilities | $423,147,000 | 1,450 |
| Total deposits | $306,218,000 | 1,750 |
| Interest-bearing deposits | $293,778,000 | 1,599 |
| Deposits held in domestic offices | $306,218,000 | 1,744 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,150,000 | 1,036 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $94,110,000 | 601 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $7,669,000 | 854 |
| Total equity capital | $44,370,000 | 1,566 |
| Total bank equity capital | $44,370,000 | 1,566 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,408,000 | 908 |
| Surplus | $30,865,000 | 1,000 |
| Undivided profits | $8,097,000 | 3,602 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,126,000 | 837 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $6,284,000 | 54 |
| Income earned, not collected on loans | $2,680,000 | 1,528 |
| Earning assets | $436,921,000 | 1,426 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $404,310,800 | 1,629 |
| Average Assets, quarterly | $450,998,500 | 1,498 |
| Volatile liabilities | $181,849,000 | 819 |
| Insider loans | $12,807,000 | 545 |
| FHLB advances | $94,110,000 | 545 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $99,996,000 | 1,017 |
| Tier 1 (core) risk-based capital | $44,304,000 | 1,464 |
| Tier 2 risk-based capital | $3,082,000 | 1,682 |
| Total risk weighted assets | $432,220,000 | 1,161 |
| Total unused commitments | $99,996,000 | 1,018 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 168 | 987 |
| Assets and Liabilities | ||
| Total Assets: | $434,480,000 | 1,555 |
| Cash and due from depository institutions | $5,152,000 | 987 |
| Interest-bearing balances | $1,925,000 | 1,834 |
| Securities | $30,258,000 | 3,434 |
| Federal funds sold & reverse repurchase agreements | $3,141,000 | 3,408 |
| Net loans & leases | $370,137,000 | 1,265 |
| Loan loss allowance | $2,668,000 | 1,953 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,766,000 | 3,129 |
| Other real estate owned | $2,097,000 | 987 |
| Goodwill and other intangibles | $10,233,000 | 637 |
| All other assets | $9,696,000 | 1,830 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $434,480,000 | 1,555 |
| Total liabilities | $389,984,000 | 1,559 |
| Total deposits | $308,577,000 | 1,725 |
| Interest-bearing deposits | $298,493,000 | 1,542 |
| Deposits held in domestic offices | $308,577,000 | 1,719 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,300,000 | 1,685 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $68,600,000 | 719 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $7,507,000 | 850 |
| Total equity capital | $44,496,000 | 1,548 |
| Total bank equity capital | $44,496,000 | 1,548 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,408,000 | 880 |
| Surplus | $30,772,000 | 991 |
| Undivided profits | $8,316,000 | 3,567 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,943,000 | 606 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,265,000 | 47 |
| Income earned, not collected on loans | $2,684,000 | 1,638 |
| Earning assets | $405,461,000 | 1,529 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $388,509,250 | 1,686 |
| Average Assets, quarterly | $419,367,000 | 1,594 |
| Volatile liabilities | $152,026,000 | 949 |
| Insider loans | $12,534,000 | 567 |
| FHLB advances | $68,600,000 | 658 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $102,552,000 | 1,015 |
| Tier 1 (core) risk-based capital | $44,465,000 | 1,454 |
| Tier 2 risk-based capital | $2,668,000 | 1,892 |
| Total risk weighted assets | $394,297,000 | 1,255 |
| Total unused commitments | $102,552,000 | 1,015 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 163 | 1,049 |
| Assets and Liabilities | ||
| Total Assets: | $404,254,000 | 1,676 |
| Cash and due from depository institutions | $3,740,000 | 1,049 |
| Interest-bearing balances | $212,000 | 3,886 |
| Securities | $19,637,000 | 4,538 |
| Federal funds sold & reverse repurchase agreements | $4,767,000 | 2,758 |
| Net loans & leases | $351,636,000 | 1,334 |
| Loan loss allowance | $2,355,000 | 2,207 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,824,000 | 3,750 |
| Other real estate owned | $3,439,000 | 1,049 |
| Goodwill and other intangibles | $9,547,000 | 668 |
| All other assets | $8,664,000 | 1,999 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $404,254,000 | 1,676 |
| Total liabilities | $360,075,000 | 1,688 |
| Total deposits | $287,508,000 | 1,861 |
| Interest-bearing deposits | $275,686,000 | 1,701 |
| Deposits held in domestic offices | $287,508,000 | 1,856 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,000,000 | 762 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $43,365,000 | 985 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,202,000 | 959 |
| Total equity capital | $44,179,000 | 1,547 |
| Total bank equity capital | $44,179,000 | 1,547 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,408,000 | 869 |
| Surplus | $30,677,000 | 1,000 |
| Undivided profits | $8,094,000 | 3,562 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,998,000 | 677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $5,823,000 | 54 |
| Income earned, not collected on loans | $2,468,000 | 1,679 |
| Earning assets | $376,252,000 | 1,648 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $373,185,670 | 1,777 |
| Average Assets, quarterly | $384,338,500 | 1,737 |
| Volatile liabilities | $142,324,000 | 996 |
| Insider loans | $6,647,000 | 1,112 |
| FHLB advances | $43,365,000 | 908 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $130,073,000 | 852 |
| Tier 1 (core) risk-based capital | $44,170,000 | 1,469 |
| Tier 2 risk-based capital | $2,355,000 | 2,111 |
| Total risk weighted assets | $354,196,000 | 1,417 |
| Total unused commitments | $130,073,000 | 852 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 159 | 1,059 |
| Assets and Liabilities | ||
| Total Assets: | $364,423,000 | 1,832 |
| Cash and due from depository institutions | $5,182,000 | 1,059 |
| Interest-bearing balances | $489,000 | 3,192 |
| Securities | $21,768,000 | 4,270 |
| Federal funds sold & reverse repurchase agreements | $3,225,000 | 4,217 |
| Net loans & leases | $311,270,000 | 1,499 |
| Loan loss allowance | $2,190,000 | 2,315 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,196,000 | 4,312 |
| Other real estate owned | $3,496,000 | 1,059 |
| Goodwill and other intangibles | $8,969,000 | 678 |
| All other assets | $8,317,000 | 2,010 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $364,423,000 | 1,832 |
| Total liabilities | $320,600,000 | 1,858 |
| Total deposits | $250,831,000 | 2,112 |
| Interest-bearing deposits | $236,578,000 | 1,940 |
| Deposits held in domestic offices | $250,831,000 | 2,108 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $64,652,000 | 695 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $5,117,000 | 1,128 |
| Total equity capital | $43,823,000 | 1,555 |
| Total bank equity capital | $43,823,000 | 1,555 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,406,000 | 855 |
| Surplus | $30,566,000 | 979 |
| Undivided profits | $7,851,000 | 3,669 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,005,000 | 611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $5,900,000 | 55 |
| Income earned, not collected on loans | $2,277,000 | 1,771 |
| Earning assets | $336,752,000 | 1,819 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $357,651,500 | 1,848 |
| Average Assets, quarterly | $357,651,500 | 1,848 |
| Volatile liabilities | $135,068,000 | 1,024 |
| Insider loans | $7,711,000 | 914 |
| FHLB advances | $64,652,000 | 634 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $116,317,000 | 932 |
| Tier 1 (core) risk-based capital | $43,812,000 | 1,457 |
| Tier 2 risk-based capital | $2,190,000 | 2,211 |
| Total risk weighted assets | $320,257,000 | 1,551 |
| Total unused commitments | $116,317,000 | 932 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 153 | 1,111 |
| Assets and Liabilities | ||
| Total Assets: | $350,880,000 | 1,876 |
| Cash and due from depository institutions | $3,584,000 | 1,111 |
| Interest-bearing balances | $354,000 | 3,474 |
| Securities | $25,894,000 | 3,845 |
| Federal funds sold & reverse repurchase agreements | $2,208,000 | 4,304 |
| Net loans & leases | $297,169,000 | 1,554 |
| Loan loss allowance | $2,043,000 | 2,419 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,010,000 | 4,477 |
| Other real estate owned | $2,868,000 | 1,111 |
| Goodwill and other intangibles | $8,854,000 | 665 |
| All other assets | $8,293,000 | 2,007 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $350,880,000 | 1,876 |
| Total liabilities | $307,407,000 | 1,916 |
| Total deposits | $219,485,000 | 2,367 |
| Interest-bearing deposits | $208,544,000 | 2,145 |
| Deposits held in domestic offices | $219,485,000 | 2,364 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,619 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $76,750,000 | 623 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $6,172,000 | 963 |
| Total equity capital | $43,473,000 | 1,523 |
| Total bank equity capital | $43,473,000 | 1,523 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $5,401,000 | 847 |
| Surplus | $30,439,000 | 957 |
| Undivided profits | $7,633,000 | 3,723 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,242,000 | 336 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,174,000 | 39 |
| Income earned, not collected on loans | $2,501,000 | 1,635 |
| Earning assets | $325,625,000 | 1,842 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $309,145,200 | 2,008 |
| Average Assets, quarterly | $339,778,000 | 1,905 |
| Volatile liabilities | $141,500,000 | 1,096 |
| Insider loans | $7,091,000 | 1,002 |
| FHLB advances | $76,750,000 | 552 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $81,482,000 | 1,217 |
| Tier 1 (core) risk-based capital | $43,471,000 | 1,433 |
| Tier 2 risk-based capital | $2,043,000 | 2,319 |
| Total risk weighted assets | $310,356,000 | 1,572 |
| Total unused commitments | $81,482,000 | 1,217 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 154 | 1,128 |
| Assets and Liabilities | ||
| Total Assets: | $328,676,000 | 1,979 |
| Cash and due from depository institutions | $3,940,000 | 1,128 |
| Interest-bearing balances | $300,000 | 3,596 |
| Securities | $28,169,000 | 3,656 |
| Federal funds sold & reverse repurchase agreements | $1,195,000 | 4,515 |
| Net loans & leases | $273,784,000 | 1,677 |
| Loan loss allowance | $1,406,000 | 3,294 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,607,000 | 4,989 |
| Other real estate owned | $2,759,000 | 1,128 |
| Goodwill and other intangibles | $8,804,000 | 667 |
| All other assets | $8,418,000 | 1,989 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $328,676,000 | 1,979 |
| Total liabilities | $285,217,000 | 2,034 |
| Total deposits | $221,806,000 | 2,321 |
| Interest-bearing deposits | $195,568,000 | 2,233 |
| Deposits held in domestic offices | $221,806,000 | 2,317 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $58,000,000 | 815 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,411,000 | 1,042 |
| Total equity capital | $43,459,000 | 1,506 |
| Total bank equity capital | $43,459,000 | 1,506 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,401,000 | 829 |
| Surplus | $30,366,000 | 959 |
| Undivided profits | $7,692,000 | 3,696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,657,000 | 364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,439,000 | 38 |
| Income earned, not collected on loans | $2,273,000 | 1,812 |
| Earning assets | $303,448,000 | 1,960 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $298,711,500 | 2,094 |
| Average Assets, quarterly | $315,741,000 | 2,019 |
| Volatile liabilities | $121,195,000 | 1,240 |
| Insider loans | $8,046,000 | 866 |
| FHLB advances | $58,000,000 | 742 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $98,203,000 | 1,072 |
| Tier 1 (core) risk-based capital | $43,488,000 | 1,428 |
| Tier 2 risk-based capital | $1,406,000 | 3,136 |
| Total risk weighted assets | $284,065,000 | 1,690 |
| Total unused commitments | $98,203,000 | 1,073 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 151 | 1,148 |
| Assets and Liabilities | ||
| Total Assets: | $302,806,000 | 2,100 |
| Cash and due from depository institutions | $3,816,000 | 1,148 |
| Interest-bearing balances | $348,000 | 3,480 |
| Securities | $30,193,000 | 3,485 |
| Federal funds sold & reverse repurchase agreements | $1,551,000 | 3,979 |
| Net loans & leases | $246,098,000 | 1,808 |
| Loan loss allowance | $1,328,000 | 3,416 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $985,000 | 5,952 |
| Other real estate owned | $2,813,000 | 1,148 |
| Goodwill and other intangibles | $8,693,000 | 658 |
| All other assets | $8,657,000 | 1,931 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $302,806,000 | 2,100 |
| Total liabilities | $259,947,000 | 2,210 |
| Total deposits | $217,643,000 | 2,346 |
| Interest-bearing deposits | $190,259,000 | 2,282 |
| Deposits held in domestic offices | $217,643,000 | 2,342 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,500,000 | 1,792 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $32,500,000 | 1,282 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,304,000 | 988 |
| Total equity capital | $42,859,000 | 1,465 |
| Total bank equity capital | $42,859,000 | 1,465 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $5,399,000 | 810 |
| Surplus | $30,285,000 | 950 |
| Undivided profits | $7,175,000 | 3,727 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,418,000 | 319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,438,000 | 34 |
| Income earned, not collected on loans | $1,992,000 | 1,857 |
| Earning assets | $278,190,000 | 2,115 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $288,723,330 | 2,165 |
| Average Assets, quarterly | $296,664,500 | 2,132 |
| Volatile liabilities | $98,530,000 | 1,487 |
| Insider loans | $8,613,000 | 788 |
| FHLB advances | $32,500,000 | 1,199 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $72,551,000 | 1,363 |
| Tier 1 (core) risk-based capital | $42,966,000 | 1,403 |
| Tier 2 risk-based capital | $1,328,000 | 3,257 |
| Total risk weighted assets | $251,388,000 | 1,864 |
| Total unused commitments | $72,551,000 | 1,363 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 149 | 1,141 |
| Assets and Liabilities | ||
| Total Assets: | $290,523,000 | 2,163 |
| Cash and due from depository institutions | $2,949,000 | 1,141 |
| Interest-bearing balances | $365,000 | 3,560 |
| Securities | $30,352,000 | 3,524 |
| Federal funds sold & reverse repurchase agreements | $1,030,000 | 5,066 |
| Net loans & leases | $235,031,000 | 1,839 |
| Loan loss allowance | $1,310,000 | 3,431 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $924,000 | 6,047 |
| Other real estate owned | $3,024,000 | 1,141 |
| Goodwill and other intangibles | $8,531,000 | 639 |
| All other assets | $8,682,000 | 1,882 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $290,523,000 | 2,163 |
| Total liabilities | $248,206,000 | 2,277 |
| Total deposits | $212,699,000 | 2,380 |
| Interest-bearing deposits | $188,753,000 | 2,268 |
| Deposits held in domestic offices | $212,699,000 | 2,376 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,500,000 | 1,419 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $24,500,000 | 1,508 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,507,000 | 1,132 |
| Total equity capital | $42,317,000 | 1,460 |
| Total bank equity capital | $42,317,000 | 1,460 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,396,000 | 793 |
| Surplus | $30,182,000 | 918 |
| Undivided profits | $6,739,000 | 3,914 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,218,000 | 319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,561,000 | 37 |
| Income earned, not collected on loans | $2,027,000 | 1,709 |
| Earning assets | $266,778,000 | 2,166 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $281,682,000 | 2,211 |
| Average Assets, quarterly | $281,682,000 | 2,211 |
| Volatile liabilities | $92,717,000 | 1,511 |
| Insider loans | $6,043,000 | 1,119 |
| FHLB advances | $24,500,000 | 1,428 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $76,173,000 | 1,275 |
| Tier 1 (core) risk-based capital | $42,392,000 | 1,393 |
| Tier 2 risk-based capital | $1,310,000 | 3,248 |
| Total risk weighted assets | $246,276,000 | 1,830 |
| Total unused commitments | $76,173,000 | 1,275 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 148 | 1,134 |
| Assets and Liabilities | ||
| Total Assets: | $272,841,000 | 2,282 |
| Cash and due from depository institutions | $4,804,000 | 1,134 |
| Interest-bearing balances | $1,101,000 | 2,525 |
| Securities | $27,765,000 | 3,767 |
| Federal funds sold & reverse repurchase agreements | $3,723,000 | 2,983 |
| Net loans & leases | $215,953,000 | 1,968 |
| Loan loss allowance | $1,196,000 | 3,646 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $976,000 | 5,941 |
| Other real estate owned | $431,000 | 1,134 |
| Goodwill and other intangibles | $8,363,000 | 632 |
| All other assets | $10,826,000 | 1,563 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $272,841,000 | 2,282 |
| Total liabilities | $231,113,000 | 2,430 |
| Total deposits | $194,382,000 | 2,546 |
| Interest-bearing deposits | $163,998,000 | 2,555 |
| Deposits held in domestic offices | $194,382,000 | 2,542 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,507 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $30,000,000 | 1,344 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,231,000 | 982 |
| Total equity capital | $41,728,000 | 1,461 |
| Total bank equity capital | $41,728,000 | 1,461 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $5,395,000 | 776 |
| Surplus | $30,166,000 | 902 |
| Undivided profits | $6,167,000 | 4,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,449,000 | 232 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $12,497,000 | 33 |
| Income earned, not collected on loans | $2,123,000 | 1,644 |
| Earning assets | $248,542,000 | 2,287 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $251,458,000 | 2,365 |
| Average Assets, quarterly | $268,056,000 | 2,290 |
| Volatile liabilities | $84,599,000 | 1,582 |
| Insider loans | $4,155,000 | 1,607 |
| FHLB advances | $30,000,000 | 1,243 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $60,070,000 | 1,527 |
| Tier 1 (core) risk-based capital | $41,796,000 | 1,389 |
| Tier 2 risk-based capital | $1,196,000 | 3,442 |
| Total risk weighted assets | $226,557,000 | 1,954 |
| Total unused commitments | $60,070,000 | 1,527 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 131 | 1,303 |
| Assets and Liabilities | ||
| Total Assets: | $263,271,000 | 2,323 |
| Cash and due from depository institutions | $5,431,000 | 1,303 |
| Interest-bearing balances | $2,740,000 | 1,662 |
| Securities | $20,945,000 | 4,491 |
| Federal funds sold & reverse repurchase agreements | $5,183,000 | 2,235 |
| Net loans & leases | $210,787,000 | 1,978 |
| Loan loss allowance | $1,128,000 | 3,753 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,029,000 | 5,835 |
| Other real estate owned | $409,000 | 1,303 |
| Goodwill and other intangibles | $8,148,000 | 619 |
| All other assets | $11,339,000 | 1,454 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $263,271,000 | 2,323 |
| Total liabilities | $242,076,000 | 2,269 |
| Total deposits | $187,202,000 | 2,576 |
| Interest-bearing deposits | $159,163,000 | 2,571 |
| Deposits held in domestic offices | $187,202,000 | 2,570 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 2,031 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $47,000,000 | 964 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,874,000 | 1,000 |
| Total equity capital | $21,195,000 | 2,821 |
| Total bank equity capital | $21,195,000 | 2,821 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,133,000 | 1,298 |
| Surplus | $12,099,000 | 1,894 |
| Undivided profits | $5,963,000 | 4,229 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,026,000 | 271 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $10,345,000 | 33 |
| Income earned, not collected on loans | $1,993,000 | 1,675 |
| Earning assets | $239,655,000 | 2,341 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $246,112,250 | 2,400 |
| Average Assets, quarterly | $262,820,500 | 2,300 |
| Volatile liabilities | $100,698,000 | 1,307 |
| Insider loans | $5,282,000 | 1,221 |
| FHLB advances | $47,000,000 | 883 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $47,501,000 | 1,821 |
| Tier 1 (core) risk-based capital | $21,209,000 | 2,709 |
| Tier 2 risk-based capital | $1,128,000 | 3,549 |
| Total risk weighted assets | $207,309,000 | 2,076 |
| Total unused commitments | $47,501,000 | 1,822 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 127 | 1,353 |
| Assets and Liabilities | ||
| Total Assets: | $262,370,000 | 2,285 |
| Cash and due from depository institutions | $6,992,000 | 1,353 |
| Interest-bearing balances | $1,884,000 | 2,059 |
| Securities | $22,311,000 | 4,337 |
| Federal funds sold & reverse repurchase agreements | $2,839,000 | 3,004 |
| Net loans & leases | $208,815,000 | 1,946 |
| Loan loss allowance | $1,139,000 | 3,674 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,315,000 | 5,307 |
| Other real estate owned | $247,000 | 1,353 |
| Goodwill and other intangibles | $7,873,000 | 622 |
| All other assets | $11,978,000 | 1,343 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $262,370,000 | 2,285 |
| Total liabilities | $241,495,000 | 2,217 |
| Total deposits | $189,855,000 | 2,521 |
| Interest-bearing deposits | $161,690,000 | 2,483 |
| Deposits held in domestic offices | $189,855,000 | 2,516 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,500,000 | 1,731 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $43,000,000 | 1,027 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,140,000 | 1,078 |
| Total equity capital | $20,875,000 | 2,816 |
| Total bank equity capital | $20,875,000 | 2,816 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,133,000 | 1,279 |
| Surplus | $12,099,000 | 1,849 |
| Undivided profits | $5,643,000 | 4,320 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,557,000 | 1,608 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,053,000 | 1,469 |
| Earning assets | $235,849,000 | 2,329 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $240,392,670 | 2,432 |
| Average Assets, quarterly | $251,274,000 | 2,351 |
| Volatile liabilities | $97,128,000 | 1,309 |
| Insider loans | $5,293,000 | 1,189 |
| FHLB advances | $43,000,000 | 953 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $61,385,000 | 1,446 |
| Tier 1 (core) risk-based capital | $20,875,000 | 2,687 |
| Tier 2 risk-based capital | $1,139,000 | 3,478 |
| Total risk weighted assets | $204,963,000 | 2,036 |
| Total unused commitments | $61,385,000 | 1,446 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 132 | 1,283 |
| Assets and Liabilities | ||
| Total Assets: | $240,178,000 | 2,454 |
| Cash and due from depository institutions | $2,416,000 | 1,283 |
| Interest-bearing balances | $359,000 | 3,755 |
| Securities | $21,575,000 | 4,500 |
| Federal funds sold & reverse repurchase agreements | $4,550,000 | 2,485 |
| Net loans & leases | $192,525,000 | 2,055 |
| Loan loss allowance | $1,109,000 | 3,757 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,400,000 | 5,163 |
| Other real estate owned | $549,000 | 1,283 |
| Goodwill and other intangibles | $6,812,000 | 650 |
| All other assets | $10,351,000 | 1,523 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $240,178,000 | 2,454 |
| Total liabilities | $219,904,000 | 2,420 |
| Total deposits | $177,457,000 | 2,656 |
| Interest-bearing deposits | $151,927,000 | 2,639 |
| Deposits held in domestic offices | $177,457,000 | 2,651 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,162 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $37,500,000 | 1,111 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,947,000 | 1,438 |
| Total equity capital | $20,274,000 | 2,815 |
| Total bank equity capital | $20,274,000 | 2,815 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,131,000 | 1,272 |
| Surplus | $12,081,000 | 1,795 |
| Undivided profits | $5,062,000 | 4,501 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,591,000 | 1,592 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,112,000 | 1,377 |
| Earning assets | $219,009,000 | 2,472 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $229,404,000 | 2,545 |
| Average Assets, quarterly | $229,404,000 | 2,545 |
| Volatile liabilities | $94,030,000 | 1,290 |
| Insider loans | $5,101,000 | 1,216 |
| FHLB advances | $37,500,000 | 1,032 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $46,192,000 | 1,761 |
| Tier 1 (core) risk-based capital | $19,998,000 | 2,756 |
| Tier 2 risk-based capital | $1,109,000 | 3,546 |
| Total risk weighted assets | $191,474,000 | 2,135 |
| Total unused commitments | $46,192,000 | 1,762 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 132 | 1,283 |
| Assets and Liabilities | ||
| Total Assets: | $218,630,000 | 2,662 |
| Cash and due from depository institutions | $3,450,000 | 1,283 |
| Interest-bearing balances | $914,000 | 2,899 |
| Securities | $17,141,000 | 5,146 |
| Federal funds sold & reverse repurchase agreements | $1,675,000 | 4,223 |
| Net loans & leases | $178,129,000 | 2,193 |
| Loan loss allowance | $1,073,000 | 3,819 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,427,000 | 5,121 |
| Other real estate owned | $546,000 | 1,283 |
| Goodwill and other intangibles | $6,888,000 | 638 |
| All other assets | $9,374,000 | 1,623 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $218,630,000 | 2,662 |
| Total liabilities | $198,580,000 | 2,628 |
| Total deposits | $161,130,000 | 2,867 |
| Interest-bearing deposits | $136,328,000 | 2,858 |
| Deposits held in domestic offices | $161,130,000 | 2,862 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,456 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $33,000,000 | 1,223 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,950,000 | 1,390 |
| Total equity capital | $20,050,000 | 2,838 |
| Total bank equity capital | $20,050,000 | 2,838 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,126,000 | 1,256 |
| Surplus | $12,046,000 | 1,773 |
| Undivided profits | $4,878,000 | 4,667 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,580,000 | 1,618 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,013,000 | 1,417 |
| Earning assets | $197,859,000 | 2,696 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $215,587,400 | 2,588 |
| Average Assets, quarterly | $220,385,500 | 2,627 |
| Volatile liabilities | $83,813,000 | 1,404 |
| Insider loans | $2,606,000 | 2,244 |
| FHLB advances | $33,000,000 | 1,132 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $42,486,000 | 1,816 |
| Tier 1 (core) risk-based capital | $19,739,000 | 2,746 |
| Tier 2 risk-based capital | $1,073,000 | 3,605 |
| Total risk weighted assets | $179,209,000 | 2,235 |
| Total unused commitments | $42,486,000 | 1,817 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 148 | 1,116 |
| Assets and Liabilities | ||
| Total Assets: | $222,141,000 | 2,597 |
| Cash and due from depository institutions | $5,307,000 | 1,116 |
| Interest-bearing balances | $1,837,000 | 2,215 |
| Securities | $17,729,000 | 5,058 |
| Federal funds sold & reverse repurchase agreements | $5,790,000 | 1,867 |
| Net loans & leases | $175,136,000 | 2,183 |
| Loan loss allowance | $1,129,000 | 3,676 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,195,000 | 5,486 |
| Other real estate owned | $64,000 | 1,116 |
| Goodwill and other intangibles | $6,640,000 | 631 |
| All other assets | $10,280,000 | 1,472 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $222,140,000 | 2,597 |
| Total liabilities | $202,012,000 | 2,567 |
| Total deposits | $156,701,000 | 2,900 |
| Interest-bearing deposits | $133,018,000 | 2,892 |
| Deposits held in domestic offices | $156,701,000 | 2,894 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,900,000 | 1,650 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $37,900,000 | 1,110 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,511,000 | 1,593 |
| Total equity capital | $20,128,000 | 2,820 |
| Total bank equity capital | $20,128,000 | 2,820 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,126,000 | 1,244 |
| Surplus | $12,046,000 | 1,745 |
| Undivided profits | $4,956,000 | 4,689 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,601,000 | 1,080 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,831,000 | 1,638 |
| Earning assets | $200,492,000 | 2,632 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $214,826,750 | 2,582 |
| Average Assets, quarterly | $220,448,000 | 2,577 |
| Volatile liabilities | $91,212,000 | 1,266 |
| Insider loans | $210,000 | 6,658 |
| FHLB advances | $37,900,000 | 1,014 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $89,377,000 | 1,011 |
| Tier 1 (core) risk-based capital | $19,977,000 | 2,696 |
| Tier 2 risk-based capital | $1,129,000 | 3,442 |
| Total risk weighted assets | $179,580,000 | 2,192 |
| Total unused commitments | $89,377,000 | 1,013 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 166 | 970 |
| Assets and Liabilities | ||
| Total Assets: | $218,755,000 | 2,590 |
| Cash and due from depository institutions | $2,661,000 | 970 |
| Interest-bearing balances | $843,000 | 3,023 |
| Securities | $18,748,000 | 4,971 |
| Federal funds sold & reverse repurchase agreements | $926,000 | 4,528 |
| Net loans & leases | $177,357,000 | 2,098 |
| Loan loss allowance | $1,150,000 | 3,628 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,238,000 | 5,411 |
| Other real estate owned | $742,000 | 970 |
| Goodwill and other intangibles | $6,786,000 | 608 |
| All other assets | $10,297,000 | 1,479 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $218,755,000 | 2,590 |
| Total liabilities | $198,933,000 | 2,562 |
| Total deposits | $153,984,000 | 2,926 |
| Interest-bearing deposits | $130,266,000 | 2,940 |
| Deposits held in domestic offices | $153,984,000 | 2,922 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,100,000 | 1,618 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $37,250,000 | 1,122 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,599,000 | 1,439 |
| Total equity capital | $19,822,000 | 2,754 |
| Total bank equity capital | $19,822,000 | 2,754 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,126,000 | 1,245 |
| Surplus | $12,046,000 | 1,698 |
| Undivided profits | $4,650,000 | 4,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,725,000 | 1,621 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,820,000 | 1,491 |
| Earning assets | $197,874,000 | 2,623 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $212,388,670 | 2,609 |
| Average Assets, quarterly | $216,290,500 | 2,593 |
| Volatile liabilities | $87,915,000 | 1,279 |
| Insider loans | $212,000 | 6,668 |
| FHLB advances | $37,250,000 | 1,027 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $130,064,000 | 736 |
| Tier 1 (core) risk-based capital | $20,085,000 | 2,640 |
| Tier 2 risk-based capital | $1,150,000 | 3,358 |
| Total risk weighted assets | $169,048,000 | 2,267 |
| Total unused commitments | $130,064,000 | 736 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 167 | 964 |
| Assets and Liabilities | ||
| Total Assets: | $213,826,000 | 2,620 |
| Cash and due from depository institutions | $3,999,000 | 964 |
| Interest-bearing balances | $757,000 | 3,346 |
| Securities | $21,322,000 | 4,590 |
| Federal funds sold & reverse repurchase agreements | $5,283,000 | 2,696 |
| Net loans & leases | $164,055,000 | 2,198 |
| Loan loss allowance | $1,148,000 | 3,582 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,240,000 | 5,397 |
| Other real estate owned | $470,000 | 964 |
| Goodwill and other intangibles | $6,875,000 | 592 |
| All other assets | $10,582,000 | 1,342 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $213,826,000 | 2,620 |
| Total liabilities | $194,229,000 | 2,582 |
| Total deposits | $159,062,000 | 2,822 |
| Interest-bearing deposits | $133,020,000 | 2,883 |
| Deposits held in domestic offices | $159,062,000 | 2,818 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $33,000,000 | 1,144 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,167,000 | 1,872 |
| Total equity capital | $19,597,000 | 2,841 |
| Total bank equity capital | $19,597,000 | 2,841 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,126,000 | 1,236 |
| Surplus | $12,046,000 | 1,668 |
| Undivided profits | $4,425,000 | 4,975 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,824,000 | 1,054 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,904,000 | 1,418 |
| Earning assets | $191,417,000 | 2,676 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $209,205,500 | 2,650 |
| Average Assets, quarterly | $209,205,500 | 2,650 |
| Volatile liabilities | $77,896,000 | 1,344 |
| Insider loans | $815,000 | 4,468 |
| FHLB advances | $33,000,000 | 1,047 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $72,633,000 | 1,125 |
| Tier 1 (core) risk-based capital | $19,597,000 | 2,674 |
| Tier 2 risk-based capital | $1,148,000 | 3,317 |
| Total risk weighted assets | $161,914,000 | 2,300 |
| Total unused commitments | $72,633,000 | 1,129 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 161 | 1,012 |
| Assets and Liabilities | ||
| Total Assets: | $204,585,000 | 2,722 |
| Cash and due from depository institutions | $7,613,000 | 1,012 |
| Interest-bearing balances | $1,059,000 | 2,870 |
| Securities | $21,179,000 | 4,659 |
| Federal funds sold & reverse repurchase agreements | $611,000 | 5,455 |
| Net loans & leases | $155,657,000 | 2,279 |
| Loan loss allowance | $1,087,000 | 3,732 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,324,000 | 5,262 |
| Other real estate owned | $402,000 | 1,012 |
| Goodwill and other intangibles | $6,937,000 | 586 |
| All other assets | $10,862,000 | 1,330 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $204,585,000 | 2,722 |
| Total liabilities | $184,928,000 | 2,700 |
| Total deposits | $141,509,000 | 3,113 |
| Interest-bearing deposits | $113,760,000 | 3,246 |
| Deposits held in domestic offices | $141,509,000 | 3,109 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $40,250,000 | 1,004 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,169,000 | 1,307 |
| Total equity capital | $19,657,000 | 2,771 |
| Total bank equity capital | $19,657,000 | 2,771 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,126,000 | 1,243 |
| Surplus | $12,046,000 | 1,639 |
| Undivided profits | $4,485,000 | 4,880 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,472,000 | 1,243 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,714,000 | 1,673 |
| Earning assets | $178,506,000 | 2,832 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $220,048,600 | 2,464 |
| Average Assets, quarterly | $208,045,000 | 2,653 |
| Volatile liabilities | $85,664,000 | 1,252 |
| Insider loans | $781,000 | 4,593 |
| FHLB advances | $39,750,000 | 930 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $49,096,000 | 1,477 |
| Tier 1 (core) risk-based capital | $19,657,000 | 2,627 |
| Tier 2 risk-based capital | $1,087,000 | 3,461 |
| Total risk weighted assets | $150,056,000 | 2,468 |
| Total unused commitments | $50,107,000 | 1,461 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 169 | 984 |
| Assets and Liabilities | ||
| Total Assets: | $211,505,000 | 2,631 |
| Cash and due from depository institutions | $6,865,000 | 984 |
| Interest-bearing balances | $2,122,000 | 2,265 |
| Securities | $10,504,000 | 6,438 |
| Federal funds sold & reverse repurchase agreements | $7,103,000 | 1,947 |
| Net loans & leases | $168,805,000 | 2,102 |
| Loan loss allowance | $1,076,000 | 3,740 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,424,000 | 5,044 |
| Other real estate owned | $750,000 | 984 |
| Goodwill and other intangibles | $5,602,000 | 658 |
| All other assets | $10,452,000 | 1,384 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $211,505,000 | 2,631 |
| Total liabilities | $192,347,000 | 2,598 |
| Total deposits | $156,025,000 | 2,845 |
| Interest-bearing deposits | $156,025,000 | 2,456 |
| Deposits held in domestic offices | $156,025,000 | 2,842 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $33,004,000 | 1,145 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,318,000 | 1,328 |
| Total equity capital | $19,158,000 | 2,822 |
| Total bank equity capital | $19,158,000 | 2,822 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,103,000 | 1,245 |
| Surplus | $12,024,000 | 1,618 |
| Undivided profits | $4,031,000 | 5,176 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,484,000 | 2,124 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,844,000 | 1,635 |
| Earning assets | $188,534,000 | 2,690 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $223,914,500 | 2,432 |
| Average Assets, quarterly | $225,165,000 | 2,479 |
| Volatile liabilities | $82,377,000 | 1,257 |
| Insider loans | $4,981,000 | 1,085 |
| FHLB advances | $33,000,000 | 1,036 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $71,831,000 | 1,124 |
| Tier 1 (core) risk-based capital | $19,158,000 | 2,689 |
| Tier 2 risk-based capital | $1,076,000 | 3,468 |
| Total risk weighted assets | $157,122,000 | 2,348 |
| Total unused commitments | $73,865,000 | 1,102 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 170 | 977 |
| Assets and Liabilities | ||
| Total Assets: | $238,825,000 | 2,321 |
| Cash and due from depository institutions | $7,263,000 | 977 |
| Interest-bearing balances | $2,405,000 | 2,288 |
| Securities | $11,530,000 | 6,141 |
| Federal funds sold & reverse repurchase agreements | $7,223,000 | 2,204 |
| Net loans & leases | $195,723,000 | 1,782 |
| Loan loss allowance | $1,146,000 | 3,513 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,533,000 | 4,850 |
| Other real estate owned | $794,000 | 977 |
| Goodwill and other intangibles | $5,350,000 | 656 |
| All other assets | $9,409,000 | 1,471 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $238,825,000 | 2,321 |
| Total liabilities | $220,410,000 | 2,266 |
| Total deposits | $183,439,000 | 2,449 |
| Interest-bearing deposits | $130,897,000 | 2,885 |
| Deposits held in domestic offices | $183,439,000 | 2,444 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $33,000,000 | 1,127 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,971,000 | 1,192 |
| Total equity capital | $18,415,000 | 2,923 |
| Total bank equity capital | $18,415,000 | 2,923 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,103,000 | 1,231 |
| Surplus | $12,024,000 | 1,582 |
| Undivided profits | $3,288,000 | 5,684 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,034,000 | 1,581 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,862,000 | 1,526 |
| Earning assets | $216,881,000 | 2,337 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $228,051,000 | 2,378 |
| Average Assets, quarterly | $240,057,000 | 2,278 |
| Volatile liabilities | $80,070,000 | 1,274 |
| Insider loans | $7,251,000 | 701 |
| FHLB advances | $33,000,000 | 1,025 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $111,205,000 | 787 |
| Tier 1 (core) risk-based capital | $18,415,000 | 2,732 |
| Tier 2 risk-based capital | $1,146,000 | 3,236 |
| Total risk weighted assets | $172,862,000 | 2,098 |
| Total unused commitments | $111,205,000 | 791 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 162 | 1,016 |
| Assets and Liabilities | ||
| Total Assets: | $241,289,000 | 2,260 |
| Cash and due from depository institutions | $9,747,000 | 1,016 |
| Interest-bearing balances | $4,554,000 | 1,632 |
| Securities | $12,712,000 | 5,933 |
| Federal funds sold & reverse repurchase agreements | $28,176,000 | 573 |
| Net loans & leases | $173,864,000 | 1,966 |
| Loan loss allowance | $1,084,000 | 3,618 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,577,000 | 4,748 |
| Other real estate owned | $893,000 | 1,016 |
| Goodwill and other intangibles | $5,916,000 | 612 |
| All other assets | $8,404,000 | 1,565 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $241,289,000 | 2,260 |
| Total liabilities | $223,075,000 | 2,200 |
| Total deposits | $186,610,000 | 2,387 |
| Interest-bearing deposits | $139,042,000 | 2,724 |
| Deposits held in domestic offices | $186,610,000 | 2,382 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $33,000,000 | 1,074 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,465,000 | 1,356 |
| Total equity capital | $18,214,000 | 2,879 |
| Total bank equity capital | $18,214,000 | 2,879 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,103,000 | 1,230 |
| Surplus | $12,024,000 | 1,551 |
| Undivided profits | $3,087,000 | 5,774 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,933,000 | 1,648 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,549,000 | 1,940 |
| Earning assets | $219,306,000 | 2,287 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $222,664,000 | 2,430 |
| Average Assets, quarterly | $222,664,000 | 2,430 |
| Volatile liabilities | $87,153,000 | 1,161 |
| Insider loans | $5,051,000 | 1,043 |
| FHLB advances | $33,000,000 | 987 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $94,132,000 | 855 |
| Tier 1 (core) risk-based capital | $18,214,000 | 2,714 |
| Tier 2 risk-based capital | $1,084,000 | 3,332 |
| Total risk weighted assets | $162,817,000 | 2,189 |
| Total unused commitments | $94,132,000 | 859 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 160 | 1,018 |
| Assets and Liabilities | ||
| Total Assets: | $204,039,000 | 2,627 |
| Cash and due from depository institutions | $6,912,000 | 1,018 |
| Interest-bearing balances | $1,490,000 | 2,711 |
| Securities | $16,058,000 | 5,280 |
| Federal funds sold & reverse repurchase agreements | $3,833,000 | 3,391 |
| Net loans & leases | $161,323,000 | 2,105 |
| Loan loss allowance | $952,000 | 3,936 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,636,000 | 4,652 |
| Other real estate owned | $1,398,000 | 1,018 |
| Goodwill and other intangibles | $6,620,000 | 556 |
| All other assets | $6,259,000 | 1,915 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $204,039,000 | 2,627 |
| Total liabilities | $185,863,000 | 2,597 |
| Total deposits | $137,781,000 | 3,092 |
| Interest-bearing deposits | $112,920,000 | 3,180 |
| Deposits held in domestic offices | $137,781,000 | 3,088 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $45,000,000 | 866 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,082,000 | 1,457 |
| Total equity capital | $18,176,000 | 2,866 |
| Total bank equity capital | $18,176,000 | 2,866 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,080,000 | 1,223 |
| Surplus | $12,024,000 | 1,518 |
| Undivided profits | $3,072,000 | 5,796 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,026,000 | 1,508 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,171,000 | 2,748 |
| Earning assets | $182,704,000 | 2,669 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $179,930,800 | 2,788 |
| Average Assets, quarterly | $200,145,500 | 2,650 |
| Volatile liabilities | $80,403,000 | 1,232 |
| Insider loans | $5,087,000 | 1,003 |
| FHLB advances | $41,000,000 | 824 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $68,056,000 | 1,082 |
| Tier 1 (core) risk-based capital | $18,176,000 | 2,682 |
| Tier 2 risk-based capital | $952,000 | 3,656 |
| Total risk weighted assets | $146,415,000 | 2,386 |
| Total unused commitments | $68,056,000 | 1,082 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 156 | 1,037 |
| Assets and Liabilities | ||
| Total Assets: | $163,648,000 | 3,036 |
| Cash and due from depository institutions | $13,111,000 | 1,037 |
| Interest-bearing balances | $7,803,000 | 880 |
| Securities | $27,146,000 | 3,630 |
| Federal funds sold & reverse repurchase agreements | $7,584,000 | 1,930 |
| Net loans & leases | $106,240,000 | 2,979 |
| Loan loss allowance | $526,000 | 5,652 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,676,000 | 4,543 |
| Other real estate owned | $100,000 | 1,037 |
| Goodwill and other intangibles | $3,374,000 | 788 |
| All other assets | $4,417,000 | 2,457 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $163,648,000 | 3,037 |
| Total liabilities | $147,182,000 | 3,033 |
| Total deposits | $109,989,000 | 3,619 |
| Interest-bearing deposits | $90,026,000 | 3,766 |
| Deposits held in domestic offices | $109,989,000 | 3,613 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $33,000,000 | 976 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $4,193,000 | 1,109 |
| Total equity capital | $16,466,000 | 2,929 |
| Total bank equity capital | $16,466,000 | 2,929 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,070,000 | 1,219 |
| Surplus | $11,968,000 | 1,462 |
| Undivided profits | $1,428,000 | 7,104 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $482,000 | 4,283 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $534,000 | 5,702 |
| Earning assets | $148,773,000 | 3,041 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $150,369,800 | 3,144 |
| Average Assets, quarterly | $159,880,000 | 3,068 |
| Volatile liabilities | $52,832,000 | 1,667 |
| Insider loans | $2,504,000 | 1,954 |
| FHLB advances | $33,000,000 | 880 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $63,534,000 | 1,054 |
| Tier 1 (core) risk-based capital | $16,248,000 | 2,827 |
| Tier 2 risk-based capital | $526,000 | 5,342 |
| Total risk weighted assets | $99,320,000 | 3,229 |
| Total unused commitments | $63,534,000 | 1,058 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 132 | 1,240 |
| Assets and Liabilities | ||
| Total Assets: | $124,170,000 | 3,694 |
| Cash and due from depository institutions | $2,655,000 | 1,240 |
| Interest-bearing balances | $2,004,000 | 1,694 |
| Securities | $35,484,000 | 2,998 |
| Federal funds sold & reverse repurchase agreements | $8,442,000 | 1,440 |
| Net loans & leases | $71,083,000 | 4,036 |
| Loan loss allowance | $426,000 | 6,246 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,427,000 | 4,997 |
| Other real estate owned | $812,000 | 1,240 |
| Goodwill and other intangibles | $1,708,000 | 1,137 |
| All other assets | $2,559,000 | 3,247 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,170,000 | 3,694 |
| Total liabilities | $109,599,000 | 3,760 |
| Total deposits | $98,303,000 | 3,856 |
| Interest-bearing deposits | $89,942,000 | 3,626 |
| Deposits held in domestic offices | $98,303,000 | 3,852 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $9,000,000 | 2,148 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,296,000 | 1,846 |
| Total equity capital | $14,571,000 | 3,168 |
| Total bank equity capital | $14,571,000 | 3,168 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,043,000 | 1,229 |
| Surplus | $11,557,000 | 1,452 |
| Undivided profits | $-29,000 | 9,018 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,937,000 | 869 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $434,000 | 5,605 |
| Earning assets | $117,013,000 | 3,606 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $102,680,800 | 4,203 |
| Average Assets, quarterly | $120,707,500 | 3,751 |
| Volatile liabilities | $21,978,000 | 3,444 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $7,000,000 | 530 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $20,309,000 | 2,306 |
| Tier 1 (core) risk-based capital | $14,427,000 | 3,087 |
| Tier 2 risk-based capital | $426,000 | 5,928 |
| Total risk weighted assets | $78,264,000 | 3,834 |
| Total unused commitments | $21,304,000 | 2,246 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 122 | 1,389 |
| Assets and Liabilities | ||
| Total Assets: | $76,667,000 | 5,367 |
| Cash and due from depository institutions | $1,069,000 | 1,389 |
| Interest-bearing balances | $849,000 | 2,606 |
| Securities | $15,144,000 | 5,771 |
| Federal funds sold & reverse repurchase agreements | $4,857,000 | 1,973 |
| Net loans & leases | $50,892,000 | 5,027 |
| Loan loss allowance | $132,000 | 9,154 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,546,000 | 4,770 |
| Other real estate owned | $0 | 1,389 |
| Goodwill and other intangibles | $1,284,000 | 1,350 |
| All other assets | $1,875,000 | 4,161 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,667,000 | 5,367 |
| Total liabilities | $69,869,000 | 5,321 |
| Total deposits | $63,908,000 | 5,357 |
| Interest-bearing deposits | $63,908,000 | 4,818 |
| Deposits held in domestic offices | $63,908,000 | 5,354 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,500,000 | 3,019 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,461,000 | 2,415 |
| Total equity capital | $6,798,000 | 5,787 |
| Total bank equity capital | $6,798,000 | 5,787 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $959,000 | 3,459 |
| Surplus | $6,236,000 | 2,480 |
| Undivided profits | $-397,000 | 9,532 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $344,000 | 4,483 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $246,000 | 7,150 |
| Earning assets | $71,742,000 | 5,280 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $70,785,000 | 5,501 |
| Average Assets, quarterly | $77,282,000 | 5,305 |
| Volatile liabilities | $15,479,000 | 4,150 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $22,770,000 | 2,144 |
| Tier 1 (core) risk-based capital | $6,352,000 | 6,062 |
| Tier 2 risk-based capital | $126,000 | 9,067 |
| Total risk weighted assets | $38,169,000 | 6,183 |
| Total unused commitments | $22,770,000 | 2,148 |
| Derivatives | $0 | 488 |