Home > Magna Bank > Loan Charge- Offs and Recoveries
Magna Bank, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $31,951,000 | 118 |
| Loans secured by real estate, total | $2,862,000 | 129 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $2,862,000 | 129 |
| Construction and land development | $48,000 | 294 |
| Secured by farmland | $25,000 | 158 |
| Total charge-offs secured by 1-4 family residential properties | $835,000 | 203 |
| Secured by multifamily residential properties | $71,000 | 233 |
| Secured by nonfarm nonresidential properties | $1,883,000 | 67 |
| Real estate loans in foreign offices | $0 | 15 |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $63,000 | 88 |
| Commercial and industrial loans | $21,068,000 | 29 |
| Loans to individuals | $7,540,000 | 187 |
| Credit card loan charge offs | $1,483,000 | 223 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $6,057,000 | 115 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $418,000 | 58 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,915,000 | 169 |
| Loans secured by real estate, total | $782,000 | 182 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $782,000 | 182 |
| Construction and land development | $344,000 | 51 |
| Secured by farmland | $9,000 | 254 |
| Secured by 1-4 family residential properties - total recoveries | $222,000 | 185 |
| Secured by multifamily residential properties | $39,000 | 140 |
| Secured by nonfarm nonresidential properties | $168,000 | 285 |
| Real estate loans in foreign offices | $0 | 18 |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $76,000 | 51 |
| Commercial and industrial loans | $1,566,000 | 98 |
| Loans to individuals | $1,405,000 | 196 |
| Credit card loan recoveries | $105,000 | 280 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,300,000 | 137 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $86,000 | 91 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $28,036,000 | 107 |
| Loans secured by real estate, total | $2,080,000 | 111 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $2,080,000 | 110 |
| Construction and land development | $-296,000 | 10,886 |
| Secured by farmland | $16,000 | 162 |
| Secured by 1-4 family residential properties- net charge-offs | $613,000 | 197 |
| Secured by multifamily residential properties | $32,000 | 271 |
| Secured by nonfarm nonresidential properties | $1,715,000 | 37 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $-13,000 | 1,083 |
| Commercial and industrial loans | $19,502,000 | 21 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $6,135,000 | 185 |
| Credit card loan net charge offs | $1,378,000 | 218 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $4,757,000 | 106 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $332,000 | 48 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $12,922,000 | 210 |
| Loans secured by real estate, total | $3,927,000 | 140 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $3,927,000 | 140 |
| Construction and land development | $318,000 | 119 |
| Secured by farmland | $14,000 | 226 |
| Total charge-offs secured by 1-4 family residential properties | $1,550,000 | 138 |
| Secured by multifamily residential properties | $34,000 | 336 |
| Secured by nonfarm nonresidential properties | $2,011,000 | 103 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $165,000 | 71 |
| Commercial and industrial loans | $3,735,000 | 128 |
| Loans to individuals | $4,715,000 | 268 |
| Credit card loan charge offs | $1,070,000 | 284 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $3,645,000 | 171 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $380,000 | 79 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $4,645,000 | 190 |
| Loans secured by real estate, total | $936,000 | 196 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $936,000 | 196 |
| Construction and land development | $23,000 | 272 |
| Secured by farmland | $90,000 | 52 |
| Secured by 1-4 family residential properties - total recoveries | $398,000 | 131 |
| Secured by multifamily residential properties | $73,000 | 126 |
| Secured by nonfarm nonresidential properties | $352,000 | 222 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $67,000 | 65 |
| Commercial and industrial loans | $2,065,000 | 109 |
| Loans to individuals | $1,102,000 | 256 |
| Credit card loan recoveries | $58,000 | 389 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,044,000 | 184 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $475,000 | 43 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $8,277,000 | 232 |
| Loans secured by real estate, total | $2,991,000 | 132 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $2,991,000 | 131 |
| Construction and land development | $295,000 | 99 |
| Secured by farmland | $-76,000 | 10,075 |
| Secured by 1-4 family residential properties- net charge-offs | $1,152,000 | 138 |
| Secured by multifamily residential properties | $-39,000 | 11,375 |
| Secured by nonfarm nonresidential properties | $1,659,000 | 76 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $98,000 | 76 |
| Commercial and industrial loans | $1,670,000 | 174 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $3,613,000 | 266 |
| Credit card loan net charge offs | $1,012,000 | 269 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,601,000 | 170 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $-95,000 | 1,169 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $16,284,000 | 175 |
| Loans secured by real estate, total | $5,372,000 | 136 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $5,372,000 | 136 |
| Construction and land development | $142,000 | 263 |
| Secured by farmland | $14,000 | 222 |
| Total charge-offs secured by 1-4 family residential properties | $1,805,000 | 122 |
| Secured by multifamily residential properties | $751,000 | 98 |
| Secured by nonfarm nonresidential properties | $2,660,000 | 124 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $184,000 | 44 |
| Commercial and industrial loans | $5,651,000 | 86 |
| Loans to individuals | $3,963,000 | 267 |
| Credit card loan charge offs | $660,000 | 338 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $3,303,000 | 162 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $1,114,000 | 34 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $5,040,000 | 198 |
| Loans secured by real estate, total | $2,068,000 | 116 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $2,068,000 | 115 |
| Construction and land development | $128,000 | 144 |
| Secured by farmland | $2,000 | 495 |
| Secured by 1-4 family residential properties - total recoveries | $683,000 | 79 |
| Secured by multifamily residential properties | $225,000 | 71 |
| Secured by nonfarm nonresidential properties | $1,030,000 | 123 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $24,000 | 113 |
| Commercial and industrial loans | $1,792,000 | 153 |
| Loans to individuals | $1,102,000 | 273 |
| Credit card loan recoveries | $57,000 | 423 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,045,000 | 185 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $54,000 | 143 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $11,244,000 | 172 |
| Loans secured by real estate, total | $3,304,000 | 159 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $3,304,000 | 159 |
| Construction and land development | $14,000 | 558 |
| Secured by farmland | $12,000 | 198 |
| Secured by 1-4 family residential properties- net charge-offs | $1,122,000 | 154 |
| Secured by multifamily residential properties | $526,000 | 117 |
| Secured by nonfarm nonresidential properties | $1,630,000 | 136 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $160,000 | 34 |
| Commercial and industrial loans | $3,859,000 | 78 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $2,861,000 | 260 |
| Credit card loan net charge offs | $603,000 | 321 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,258,000 | 149 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $1,060,000 | 25 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,042,000 | 570 |
| Loans secured by real estate, total | $2,072,000 | 330 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $2,072,000 | 330 |
| Construction and land development | $104,000 | 374 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $487,000 | 405 |
| Secured by multifamily residential properties | $704,000 | 118 |
| Secured by nonfarm nonresidential properties | $777,000 | 334 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $248,000 | 1,234 |
| Loans to individuals | $619,000 | 666 |
| Credit card loan charge offs | $24,000 | 1,332 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $595,000 | 503 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $103,000 | 139 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,770,000 | 247 |
| Loans secured by real estate, total | $983,000 | 220 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $983,000 | 218 |
| Construction and land development | $222,000 | 137 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $19,000 | 1,423 |
| Secured by multifamily residential properties | $27,000 | 234 |
| Secured by nonfarm nonresidential properties | $715,000 | 153 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $2,380,000 | 135 |
| Loans to individuals | $385,000 | 475 |
| Credit card loan recoveries | $3,000 | 1,578 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $382,000 | 370 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $22,000 | 191 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-728,000 | 12,563 |
| Loans secured by real estate, total | $1,089,000 | 421 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $1,089,000 | 421 |
| Construction and land development | $-118,000 | 12,504 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $468,000 | 348 |
| Secured by multifamily residential properties | $677,000 | 112 |
| Secured by nonfarm nonresidential properties | $62,000 | 1,042 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-2,132,000 | 12,572 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $234,000 | 896 |
| Credit card loan net charge offs | $21,000 | 1,258 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $213,000 | 681 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $81,000 | 106 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,208,000 | 437 |
| Loans secured by real estate, total | $3,344,000 | 320 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $3,344,000 | 320 |
| Construction and land development | $486,000 | 299 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $1,161,000 | 229 |
| Secured by multifamily residential properties | $344,000 | 225 |
| Secured by nonfarm nonresidential properties | $1,353,000 | 310 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $2,183,000 | 305 |
| Loans to individuals | $579,000 | 732 |
| Credit card loan charge offs | $30,000 | 1,296 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $549,000 | 556 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $102,000 | 176 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $925,000 | 597 |
| Loans secured by real estate, total | $355,000 | 435 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $355,000 | 434 |
| Construction and land development | $1,000 | 839 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $75,000 | 543 |
| Secured by multifamily residential properties | $237,000 | 73 |
| Secured by nonfarm nonresidential properties | $42,000 | 906 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $200,000 | 843 |
| Loans to individuals | $354,000 | 509 |
| Credit card loan recoveries | $4,000 | 1,458 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $350,000 | 416 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $16,000 | 208 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,283,000 | 405 |
| Loans secured by real estate, total | $2,989,000 | 308 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $2,989,000 | 308 |
| Construction and land development | $485,000 | 264 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $1,086,000 | 224 |
| Secured by multifamily residential properties | $107,000 | 361 |
| Secured by nonfarm nonresidential properties | $1,311,000 | 284 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $1,983,000 | 249 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $225,000 | 1,037 |
| Credit card loan net charge offs | $26,000 | 1,225 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $199,000 | 816 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $86,000 | 143 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $7,421,000 | 454 |
| Loans secured by real estate, total | $6,302,000 | 245 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $6,302,000 | 244 |
| Construction and land development | $306,000 | 509 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $671,000 | 407 |
| Secured by multifamily residential properties | $1,859,000 | 85 |
| Secured by nonfarm nonresidential properties | $3,466,000 | 204 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $473,000 | 1,453 |
| Loans to individuals | $397,000 | 1,130 |
| Credit card loan charge offs | $50,000 | 1,151 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $347,000 | 1,005 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $249,000 | 130 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $474,000 | 941 |
| Loans secured by real estate, total | $115,000 | 881 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $115,000 | 880 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $26,000 | 1,236 |
| Secured by multifamily residential properties | $7,000 | 312 |
| Secured by nonfarm nonresidential properties | $82,000 | 564 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $188,000 | 915 |
| Loans to individuals | $170,000 | 897 |
| Credit card loan recoveries | $7,000 | 1,183 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $163,000 | 770 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $1,000 | 328 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $6,947,000 | 424 |
| Loans secured by real estate, total | $6,187,000 | 228 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $6,187,000 | 227 |
| Construction and land development | $306,000 | 478 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $645,000 | 367 |
| Secured by multifamily residential properties | $1,852,000 | 83 |
| Secured by nonfarm nonresidential properties | $3,384,000 | 190 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $285,000 | 1,749 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $227,000 | 1,339 |
| Credit card loan net charge offs | $43,000 | 1,123 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $184,000 | 1,222 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $248,000 | 107 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.