Home > Magna Bank > Net charge- offs to loans
Magna Bank, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6326% | 1,142 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0723% | 427 |
| Percentage Net Loans Charged-off:Construction & development | -0.1305% | 1,312 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1604% | 222 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0163% | 182 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0474% | 552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0516% | 485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7597% | 49 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9234% | 593 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5978% | 363 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1715% | 229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2492% | 3,466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1413% | 353 |
| Percentage Net Loans Charged-off:Construction & development | 0.1802% | 167 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2015% | 280 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0245% | 1,342 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1230% | 325 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1348% | 291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2901% | 474 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6814% | 738 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3965% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0030% | 440 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3641% | 2,362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1672% | 368 |
| Percentage Net Loans Charged-off:Construction & development | 0.0094% | 330 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2229% | 367 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3659% | 170 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1221% | 318 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1330% | 296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7711% | 222 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5473% | 735 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3565% | 432 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3063% | 60 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0815% | 11,266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1952% | 406 |
| Percentage Net Loans Charged-off:Construction & development | -0.2733% | 1,322 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0211% | 629 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7107% | 102 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2585% | 211 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3164% | 186 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7383% | 1,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1195% | 1,148 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5639% | 552 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4746% | 117 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7812% | 1,723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6567% | 269 |
| Percentage Net Loans Charged-off:Construction & development | 1.6100% | 216 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5673% | 373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2699% | 274 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7078% | 101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1789% | 225 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8257% | 90 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8966% | 232 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2309% | 1,049 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9853% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4460% | 171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1647% | 1,710 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6107% | 134 |
| Percentage Net Loans Charged-off:Construction & development | 0.8456% | 401 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9870% | 225 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.0752% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4585% | 182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6377% | 132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2144% | 959 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4020% | 1,060 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4937% | 337 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0579% | 114 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |