Home > Magic Valley Bank > Income and Expense
Magic Valley Bank, Income and Expense
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,493,000 | 5,068 |
| Total interest expense | $673,000 | 5,933 |
| Net interest income | $2,820,000 | 4,680 |
| Provision for loan and lease losses | $12,000 | 6,640 |
| Total noninterest income | $629,000 | 3,971 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $167,000 | 5,045 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $462,000 | 2,932 |
| Total noninterest expense | $2,575,000 | 4,215 |
| Salaries and employee benefits | $1,400,000 | 4,174 |
| Premises and equipment expense | $389,000 | 3,956 |
| Additional noninterest expense | $786,000 | 4,139 |
| Pre-tax net operating income | $862,000 | 4,993 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $301,000 | 3,797 |
| Income before extraordinary items | $561,000 | 5,534 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $561,000 | 5,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-103,000 | 8,814 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $561,000 | 5,464 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,253,000 | 5,169 |
| Total interest expense | $440,000 | 6,012 |
| Net interest income | $1,813,000 | 4,791 |
| Provision for loan and lease losses | $12,000 | 6,242 |
| Total noninterest income | $429,000 | 3,933 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $104,000 | 5,184 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $325,000 | 2,845 |
| Total noninterest expense | $1,688,000 | 4,285 |
| Salaries and employee benefits | $902,000 | 4,310 |
| Premises and equipment expense | $252,000 | 4,047 |
| Additional noninterest expense | $534,000 | 4,110 |
| Pre-tax net operating income | $542,000 | 5,108 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $187,000 | 3,900 |
| Income before extraordinary items | $355,000 | 5,627 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $355,000 | 5,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,198 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $355,000 | 5,541 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,095,000 | 5,287 |
| Total interest expense | $215,000 | 6,147 |
| Net interest income | $880,000 | 4,885 |
| Provision for loan and lease losses | $12,000 | 5,458 |
| Total noninterest income | $188,000 | 4,196 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $50,000 | 5,207 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $138,000 | 3,082 |
| Total noninterest expense | $773,000 | 4,586 |
| Salaries and employee benefits | $424,000 | 4,541 |
| Premises and equipment expense | $109,000 | 4,538 |
| Additional noninterest expense | $240,000 | 4,461 |
| Pre-tax net operating income | $283,000 | 4,953 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $97,000 | 3,835 |
| Income before extraordinary items | $186,000 | 5,516 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $186,000 | 5,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $186,000 | 5,394 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,701,000 | 5,108 |
| Total interest expense | $896,000 | 6,425 |
| Net interest income | $3,805,000 | 4,527 |
| Provision for loan and lease losses | $176,000 | 4,306 |
| Total noninterest income | $318,000 | 6,474 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $235,000 | 4,893 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $83,000 | 6,824 |
| Total noninterest expense | $3,037,000 | 4,572 |
| Salaries and employee benefits | $1,698,000 | 4,445 |
| Premises and equipment expense | $410,000 | 4,655 |
| Additional noninterest expense | $929,000 | 4,517 |
| Pre-tax net operating income | $910,000 | 5,393 |
| Securities gains (losses) | $9,000 | 3,670 |
| Applicable income taxes | $314,000 | 4,224 |
| Income before extraordinary items | $605,000 | 5,929 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $605,000 | 5,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 4,070 |
| Cash dividends | $53,000 | 5,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $599,060 | 5,782 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,523,000 | 5,166 |
| Total interest expense | $688,000 | 6,507 |
| Net interest income | $2,835,000 | 4,564 |
| Provision for loan and lease losses | $176,000 | 3,636 |
| Total noninterest income | $238,000 | 6,522 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $180,000 | 4,876 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $58,000 | 7,004 |
| Total noninterest expense | $2,187,000 | 4,677 |
| Salaries and employee benefits | $1,233,000 | 4,526 |
| Premises and equipment expense | $289,000 | 4,843 |
| Additional noninterest expense | $665,000 | 4,654 |
| Pre-tax net operating income | $710,000 | 5,461 |
| Securities gains (losses) | $9,000 | 3,379 |
| Applicable income taxes | $235,000 | 4,387 |
| Income before extraordinary items | $484,000 | 5,932 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $484,000 | 5,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,593 |
| Cash dividends | $53,000 | 5,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $477,970 | 5,800 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,272,000 | 5,312 |
| Total interest expense | $475,000 | 6,532 |
| Net interest income | $1,797,000 | 4,716 |
| Provision for loan and lease losses | $96,000 | 3,940 |
| Total noninterest income | $161,000 | 6,480 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $122,000 | 4,816 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $39,000 | 6,988 |
| Total noninterest expense | $1,376,000 | 4,881 |
| Salaries and employee benefits | $800,000 | 4,602 |
| Premises and equipment expense | $178,000 | 5,081 |
| Additional noninterest expense | $398,000 | 5,025 |
| Pre-tax net operating income | $486,000 | 5,383 |
| Securities gains (losses) | $9,000 | 2,996 |
| Applicable income taxes | $176,000 | 4,215 |
| Income before extraordinary items | $319,000 | 5,968 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $319,000 | 5,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 2,862 |
| Cash dividends | $53,000 | 4,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $313,240 | 5,801 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,088,000 | 5,486 |
| Total interest expense | $247,000 | 6,532 |
| Net interest income | $841,000 | 4,913 |
| Provision for loan and lease losses | $61,000 | 3,234 |
| Total noninterest income | $78,000 | 6,491 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $59,000 | 4,806 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $19,000 | 7,007 |
| Total noninterest expense | $667,000 | 4,971 |
| Salaries and employee benefits | $391,000 | 4,684 |
| Premises and equipment expense | $84,000 | 5,273 |
| Additional noninterest expense | $192,000 | 5,116 |
| Pre-tax net operating income | $191,000 | 5,949 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $67,000 | 4,650 |
| Income before extraordinary items | $124,000 | 6,487 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $124,000 | 6,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,268 |
| Cash dividends | $53,000 | 3,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $124,000 | 6,311 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,726,000 | 6,136 |
| Total interest expense | $1,197,000 | 6,433 |
| Net interest income | $2,529,000 | 5,864 |
| Provision for loan and lease losses | $223,000 | 4,139 |
| Total noninterest income | $721,000 | 4,252 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $200,000 | 5,194 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $521,000 | 3,208 |
| Total noninterest expense | $2,581,000 | 4,972 |
| Salaries and employee benefits | $1,482,000 | 4,737 |
| Premises and equipment expense | $316,000 | 5,403 |
| Additional noninterest expense | $783,000 | 5,003 |
| Pre-tax net operating income | $446,000 | 6,976 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $126,000 | 5,731 |
| Income before extraordinary items | $320,000 | 7,220 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $320,000 | 7,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,849 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $320,000 | 7,116 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,152,000 | 6,237 |
| Total interest expense | $1,925,000 | 6,214 |
| Net interest income | $2,227,000 | 6,090 |
| Provision for loan and lease losses | $370,000 | 2,780 |
| Total noninterest income | $390,000 | 5,742 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $186,000 | 5,325 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $204,000 | 4,883 |
| Total noninterest expense | $2,335,000 | 5,193 |
| Salaries and employee benefits | $1,333,000 | 4,939 |
| Premises and equipment expense | $361,000 | 4,927 |
| Additional noninterest expense | $641,000 | 5,603 |
| Pre-tax net operating income | $-88,000 | 8,849 |
| Securities gains (losses) | $21,000 | 3,115 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-67,000 | 8,922 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-67,000 | 8,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $400,000 | 1,825 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 685 |
| Net operating income | $-88,000 | 8,883 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,126,000 | 6,382 |
| Total interest expense | $1,716,000 | 6,758 |
| Net interest income | $2,410,000 | 5,946 |
| Provision for loan and lease losses | $519,000 | 1,818 |
| Total noninterest income | $507,000 | 4,890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 5,428 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $332,000 | 3,719 |
| Total noninterest expense | $2,100,000 | 5,501 |
| Salaries and employee benefits | $1,197,000 | 5,242 |
| Premises and equipment expense | $300,000 | 5,422 |
| Additional noninterest expense | $603,000 | 5,770 |
| Pre-tax net operating income | $298,000 | 7,904 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $298,000 | 7,487 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $298,000 | 7,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $440,000 | 1,363 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $298,000 | 7,491 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,736,000 | 7,669 |
| Total interest expense | $1,135,000 | 7,815 |
| Net interest income | $1,601,000 | 7,390 |
| Provision for loan and lease losses | $249,000 | 3,066 |
| Total noninterest income | $397,000 | 5,643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 5,778 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $243,000 | 4,494 |
| Total noninterest expense | $1,517,000 | 6,734 |
| Salaries and employee benefits | $855,000 | 6,519 |
| Premises and equipment expense | $223,000 | 6,448 |
| Additional noninterest expense | $439,000 | 6,980 |
| Pre-tax net operating income | $232,000 | 8,419 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $232,000 | 8,064 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $232,000 | 8,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,085 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $2,309,000 | 410 |
| Net operating income | $232,000 | 8,038 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,721,000 | 9,028 |
| Total interest expense | $736,000 | 9,100 |
| Net interest income | $985,000 | 8,830 |
| Provision for loan and lease losses | $225,000 | 3,261 |
| Total noninterest income | $171,000 | 7,941 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 6,650 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 7,800 |
| Total noninterest expense | $1,197,000 | 7,562 |
| Salaries and employee benefits | $586,000 | 7,838 |
| Premises and equipment expense | $177,000 | 7,107 |
| Additional noninterest expense | $434,000 | 6,943 |
| Pre-tax net operating income | $-266,000 | 10,041 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-266,000 | 10,089 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-266,000 | 10,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,603 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 972 |
| Net operating income | $-266,000 | 10,058 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $191,000 | 10,843 |
| Total interest expense | $49,000 | 10,824 |
| Net interest income | $142,000 | 10,826 |
| Provision for loan and lease losses | $67,000 | 5,992 |
| Total noninterest income | $6,000 | 10,826 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 9,403 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 10,761 |
| Total noninterest expense | $403,000 | 10,462 |
| Salaries and employee benefits | $179,000 | 10,624 |
| Premises and equipment expense | $66,000 | 9,815 |
| Additional noninterest expense | $158,000 | 9,908 |
| Pre-tax net operating income | $-322,000 | 10,649 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,000 | 10,009 |
| Income before extraordinary items | $-324,000 | 10,685 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-324,000 | 10,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $3,662,000 | 271 |
| Net operating income | $-324,000 | 10,666 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.