Home > Madisonville State Bank > Income and Expense
Madisonville State Bank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,344,000 | 2,457 |
| Total interest expense | $3,625,000 | 2,433 |
| Net interest income | $6,719,000 | 2,422 |
| Provision for loan and lease losses | $1,148,000 | 2,577 |
| Total noninterest income | $541,000 | 4,067 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $414,000 | 2,698 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $127,000 | 5,040 |
| Total noninterest expense | $3,585,000 | 3,830 |
| Salaries and employee benefits | $2,213,000 | 3,246 |
| Premises and equipment expense | $209,000 | 5,863 |
| Additional noninterest expense | $1,163,000 | 3,951 |
| Pre-tax net operating income | $2,527,000 | 1,284 |
| Securities gains (losses) | $-867,000 | 7,841 |
| Applicable income taxes | $6,812,000 | 180 |
| Income before extraordinary items | $-5,152,000 | 7,590 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-5,152,000 | 7,590 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-5,152,000 | 7,590 |
| Net charge-offs | $954,000 | 2,247 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-4,597,120 | 7,551 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,216,000 | 2,379 |
| Total interest expense | $2,547,000 | 2,404 |
| Net interest income | $4,669,000 | 2,336 |
| Provision for loan and lease losses | $1,148,000 | 1,915 |
| Total noninterest income | $364,000 | 4,023 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $275,000 | 2,679 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $89,000 | 5,002 |
| Total noninterest expense | $2,318,000 | 3,942 |
| Salaries and employee benefits | $1,477,000 | 3,281 |
| Premises and equipment expense | $146,000 | 5,811 |
| Additional noninterest expense | $695,000 | 4,286 |
| Pre-tax net operating income | $1,567,000 | 1,465 |
| Securities gains (losses) | $-21,000 | 7,535 |
| Applicable income taxes | $557,000 | 989 |
| Income before extraordinary items | $989,000 | 1,861 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $989,000 | 1,858 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $989,000 | 1,860 |
| Net charge-offs | $859,000 | 1,762 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,002,440 | 1,784 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,542,000 | 2,450 |
| Total interest expense | $1,364,000 | 2,338 |
| Net interest income | $2,178,000 | 2,476 |
| Provision for loan and lease losses | $525,000 | 1,728 |
| Total noninterest income | $165,000 | 4,203 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $142,000 | 2,582 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $23,000 | 6,000 |
| Total noninterest expense | $1,147,000 | 3,903 |
| Salaries and employee benefits | $739,000 | 3,315 |
| Premises and equipment expense | $79,000 | 5,681 |
| Additional noninterest expense | $329,000 | 4,127 |
| Pre-tax net operating income | $671,000 | 1,870 |
| Securities gains (losses) | $-21,000 | 7,873 |
| Applicable income taxes | $235,000 | 1,284 |
| Income before extraordinary items | $415,000 | 2,493 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $415,000 | 2,493 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $415,000 | 2,495 |
| Net charge-offs | $93,000 | 2,945 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $428,440 | 2,284 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $18,080,000 | 2,107 |
| Total interest expense | $6,838,000 | 2,235 |
| Net interest income | $11,242,000 | 1,976 |
| Provision for loan and lease losses | $600,000 | 3,490 |
| Total noninterest income | $1,566,000 | 2,545 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $551,000 | 2,808 |
| Trading account gains and fees | $730,000 | 74 |
| Additional Noninterest Income | $285,000 | 4,195 |
| Total noninterest expense | $4,604,000 | 3,814 |
| Salaries and employee benefits | $2,738,000 | 3,508 |
| Premises and equipment expense | $401,000 | 5,079 |
| Additional noninterest expense | $1,465,000 | 3,681 |
| Pre-tax net operating income | $7,604,000 | 732 |
| Securities gains (losses) | $-28,523,000 | 8,244 |
| Applicable income taxes | $-7,724,000 | 8,167 |
| Income before extraordinary items | $-13,195,000 | 8,041 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-13,195,000 | 8,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 3,233 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $5,059,720 | 860 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $14,221,000 | 2,058 |
| Total interest expense | $5,206,000 | 2,292 |
| Net interest income | $9,015,000 | 1,878 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $1,390,000 | 2,332 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $389,000 | 2,952 |
| Trading account gains and fees | $730,000 | 72 |
| Additional Noninterest Income | $271,000 | 3,867 |
| Total noninterest expense | $3,188,000 | 4,035 |
| Salaries and employee benefits | $1,995,000 | 3,621 |
| Premises and equipment expense | $320,000 | 4,928 |
| Additional noninterest expense | $873,000 | 4,299 |
| Pre-tax net operating income | $7,217,000 | 691 |
| Securities gains (losses) | $-26,894,000 | 8,338 |
| Applicable income taxes | $-7,415,000 | 8,296 |
| Income before extraordinary items | $-12,262,000 | 8,235 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-12,262,000 | 8,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 2,737 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,950,160 | 774 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,417,000 | 2,321 |
| Total interest expense | $3,489,000 | 2,378 |
| Net interest income | $4,928,000 | 2,251 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $1,135,000 | 2,033 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $266,000 | 2,874 |
| Trading account gains and fees | $725,000 | 72 |
| Additional Noninterest Income | $144,000 | 4,380 |
| Total noninterest expense | $2,171,000 | 3,987 |
| Salaries and employee benefits | $1,336,000 | 3,649 |
| Premises and equipment expense | $237,000 | 4,655 |
| Additional noninterest expense | $598,000 | 4,202 |
| Pre-tax net operating income | $3,892,000 | 910 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,137,000 | 846 |
| Income before extraordinary items | $2,755,000 | 994 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,755,000 | 994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,590 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,755,000 | 978 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,972,000 | 2,486 |
| Total interest expense | $1,732,000 | 2,526 |
| Net interest income | $2,240,000 | 2,447 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $583,000 | 2,000 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $131,000 | 2,879 |
| Trading account gains and fees | $400,000 | 74 |
| Additional Noninterest Income | $52,000 | 4,970 |
| Total noninterest expense | $1,067,000 | 4,049 |
| Salaries and employee benefits | $662,000 | 3,691 |
| Premises and equipment expense | $100,000 | 5,157 |
| Additional noninterest expense | $305,000 | 4,063 |
| Pre-tax net operating income | $1,756,000 | 1,087 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $502,000 | 1,002 |
| Income before extraordinary items | $1,254,000 | 1,200 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,254,000 | 1,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,162 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,254,000 | 1,161 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,406,000 | 2,964 |
| Total interest expense | $5,711,000 | 3,130 |
| Net interest income | $7,695,000 | 2,836 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $321,000 | 5,913 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $489,000 | 3,100 |
| Trading account gains and fees | $-352,000 | 8,491 |
| Additional Noninterest Income | $184,000 | 5,229 |
| Total noninterest expense | $3,919,000 | 4,186 |
| Salaries and employee benefits | $2,483,000 | 3,740 |
| Premises and equipment expense | $391,000 | 5,096 |
| Additional noninterest expense | $1,045,000 | 4,513 |
| Pre-tax net operating income | $4,097,000 | 1,945 |
| Securities gains (losses) | $-17,000 | 7,711 |
| Applicable income taxes | $1,405,000 | 1,475 |
| Income before extraordinary items | $2,675,000 | 2,229 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,675,000 | 2,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,831 |
| Cash dividends | $5,000,000 | 733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,686,220 | 2,212 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,853,000 | 3,025 |
| Total interest expense | $4,168,000 | 3,199 |
| Net interest income | $5,685,000 | 2,878 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $671,000 | 3,773 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $358,000 | 3,130 |
| Trading account gains and fees | $172,000 | 107 |
| Additional Noninterest Income | $141,000 | 5,213 |
| Total noninterest expense | $2,911,000 | 4,185 |
| Salaries and employee benefits | $1,859,000 | 3,742 |
| Premises and equipment expense | $298,000 | 5,042 |
| Additional noninterest expense | $754,000 | 4,577 |
| Pre-tax net operating income | $3,445,000 | 1,869 |
| Securities gains (losses) | $-11,000 | 7,805 |
| Applicable income taxes | $1,231,000 | 1,421 |
| Income before extraordinary items | $2,203,000 | 2,193 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,203,000 | 2,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,597 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,210,040 | 2,177 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,509,000 | 3,059 |
| Total interest expense | $2,739,000 | 3,222 |
| Net interest income | $3,770,000 | 2,918 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $333,000 | 4,440 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $238,000 | 3,124 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $95,000 | 5,216 |
| Total noninterest expense | $1,930,000 | 4,225 |
| Salaries and employee benefits | $1,245,000 | 3,760 |
| Premises and equipment expense | $203,000 | 4,994 |
| Additional noninterest expense | $482,000 | 4,689 |
| Pre-tax net operating income | $2,173,000 | 2,016 |
| Securities gains (losses) | $-11,000 | 8,018 |
| Applicable income taxes | $775,000 | 1,524 |
| Income before extraordinary items | $1,387,000 | 2,349 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,387,000 | 2,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,601 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,394,040 | 2,325 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,298,000 | 3,023 |
| Total interest expense | $1,342,000 | 3,256 |
| Net interest income | $1,956,000 | 2,819 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $164,000 | 4,431 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $116,000 | 3,150 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $48,000 | 5,190 |
| Total noninterest expense | $953,000 | 4,282 |
| Salaries and employee benefits | $622,000 | 3,789 |
| Premises and equipment expense | $114,000 | 4,662 |
| Additional noninterest expense | $217,000 | 4,990 |
| Pre-tax net operating income | $1,167,000 | 1,906 |
| Securities gains (losses) | $-11,000 | 8,277 |
| Applicable income taxes | $414,000 | 1,486 |
| Income before extraordinary items | $742,000 | 2,200 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $742,000 | 2,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,748 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $749,040 | 2,175 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,986,000 | 2,690 |
| Total interest expense | $4,657,000 | 3,206 |
| Net interest income | $9,329,000 | 2,436 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $674,000 | 4,446 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $503,000 | 3,047 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $171,000 | 5,395 |
| Total noninterest expense | $3,674,000 | 4,238 |
| Salaries and employee benefits | $2,384,000 | 3,740 |
| Premises and equipment expense | $388,000 | 5,023 |
| Additional noninterest expense | $902,000 | 4,844 |
| Pre-tax net operating income | $6,329,000 | 1,533 |
| Securities gains (losses) | $-240,000 | 8,413 |
| Applicable income taxes | $2,291,000 | 1,196 |
| Income before extraordinary items | $3,798,000 | 1,873 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,798,000 | 1,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,073 |
| Cash dividends | $5,000,000 | 705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,951,600 | 1,785 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,745,000 | 2,641 |
| Total interest expense | $3,350,000 | 3,219 |
| Net interest income | $7,395,000 | 2,336 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $508,000 | 4,439 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $383,000 | 3,030 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $125,000 | 5,458 |
| Total noninterest expense | $2,748,000 | 4,229 |
| Salaries and employee benefits | $1,794,000 | 3,738 |
| Premises and equipment expense | $297,000 | 4,980 |
| Additional noninterest expense | $657,000 | 4,926 |
| Pre-tax net operating income | $5,155,000 | 1,471 |
| Securities gains (losses) | $-240,000 | 8,560 |
| Applicable income taxes | $1,849,000 | 1,159 |
| Income before extraordinary items | $3,066,000 | 1,796 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,066,000 | 1,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,063 |
| Cash dividends | $5,000,000 | 514 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,219,600 | 1,718 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,662,000 | 2,460 |
| Total interest expense | $2,136,000 | 3,214 |
| Net interest income | $5,526,000 | 2,115 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $339,000 | 4,431 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $256,000 | 3,020 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $83,000 | 5,507 |
| Total noninterest expense | $1,823,000 | 4,256 |
| Salaries and employee benefits | $1,189,000 | 3,772 |
| Premises and equipment expense | $200,000 | 4,932 |
| Additional noninterest expense | $434,000 | 4,948 |
| Pre-tax net operating income | $4,042,000 | 1,256 |
| Securities gains (losses) | $-240,000 | 8,646 |
| Applicable income taxes | $1,431,000 | 1,046 |
| Income before extraordinary items | $2,371,000 | 1,555 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,371,000 | 1,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,940 |
| Cash dividends | $5,000,000 | 371 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,524,600 | 1,452 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,666,000 | 2,027 |
| Total interest expense | $1,066,000 | 3,096 |
| Net interest income | $3,600,000 | 1,595 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $164,000 | 4,438 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $123,000 | 3,035 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $41,000 | 5,486 |
| Total noninterest expense | $895,000 | 4,337 |
| Salaries and employee benefits | $588,000 | 3,823 |
| Premises and equipment expense | $103,000 | 4,872 |
| Additional noninterest expense | $204,000 | 5,117 |
| Pre-tax net operating income | $2,869,000 | 885 |
| Securities gains (losses) | $-209,000 | 8,712 |
| Applicable income taxes | $1,004,000 | 786 |
| Income before extraordinary items | $1,656,000 | 1,126 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,656,000 | 1,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,789,760 | 1,039 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,853,000 | 2,383 |
| Total interest expense | $4,483,000 | 2,421 |
| Net interest income | $9,370,000 | 2,358 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $657,000 | 4,566 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $529,000 | 2,937 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $128,000 | 6,001 |
| Total noninterest expense | $3,523,000 | 4,269 |
| Salaries and employee benefits | $2,316,000 | 3,698 |
| Premises and equipment expense | $394,000 | 4,899 |
| Additional noninterest expense | $813,000 | 5,113 |
| Pre-tax net operating income | $6,504,000 | 1,467 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,440,000 | 1,156 |
| Income before extraordinary items | $4,064,000 | 1,725 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,064,000 | 1,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,178 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,064,000 | 1,697 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,438,000 | 2,325 |
| Total interest expense | $3,343,000 | 2,331 |
| Net interest income | $7,095,000 | 2,310 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $484,000 | 4,633 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $391,000 | 2,974 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $93,000 | 6,056 |
| Total noninterest expense | $2,722,000 | 4,130 |
| Salaries and employee benefits | $1,731,000 | 3,683 |
| Premises and equipment expense | $294,000 | 4,911 |
| Additional noninterest expense | $697,000 | 4,631 |
| Pre-tax net operating income | $4,857,000 | 1,474 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,820,000 | 1,171 |
| Income before extraordinary items | $3,037,000 | 1,732 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,037,000 | 1,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,052 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,037,000 | 1,705 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,094,000 | 2,225 |
| Total interest expense | $2,247,000 | 2,187 |
| Net interest income | $4,847,000 | 2,230 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $321,000 | 4,621 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $257,000 | 2,955 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $64,000 | 6,019 |
| Total noninterest expense | $1,717,000 | 4,310 |
| Salaries and employee benefits | $1,138,000 | 3,715 |
| Premises and equipment expense | $194,000 | 4,925 |
| Additional noninterest expense | $385,000 | 5,219 |
| Pre-tax net operating income | $3,451,000 | 1,362 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,294,000 | 1,077 |
| Income before extraordinary items | $2,157,000 | 1,595 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,157,000 | 1,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,385 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,157,000 | 1,569 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,610,000 | 2,143 |
| Total interest expense | $1,107,000 | 2,125 |
| Net interest income | $2,503,000 | 2,158 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $161,000 | 4,532 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $121,000 | 3,015 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $40,000 | 5,645 |
| Total noninterest expense | $822,000 | 4,469 |
| Salaries and employee benefits | $568,000 | 3,724 |
| Premises and equipment expense | $96,000 | 5,017 |
| Additional noninterest expense | $158,000 | 5,832 |
| Pre-tax net operating income | $1,842,000 | 1,238 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $691,000 | 1,021 |
| Income before extraordinary items | $1,151,000 | 1,470 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,151,000 | 1,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,151,000 | 1,447 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,490,000 | 2,128 |
| Total interest expense | $2,921,000 | 2,686 |
| Net interest income | $10,569,000 | 1,920 |
| Provision for loan and lease losses | $1,450,000 | 740 |
| Total noninterest income | $557,000 | 5,005 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $511,000 | 3,097 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $46,000 | 7,502 |
| Total noninterest expense | $3,581,000 | 4,095 |
| Salaries and employee benefits | $2,213,000 | 3,675 |
| Premises and equipment expense | $376,000 | 4,969 |
| Additional noninterest expense | $992,000 | 4,380 |
| Pre-tax net operating income | $6,095,000 | 1,414 |
| Securities gains (losses) | $34,000 | 2,019 |
| Applicable income taxes | $1,991,000 | 1,277 |
| Income before extraordinary items | $4,138,000 | 1,560 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,138,000 | 1,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-249,000 | 8,893 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,114,880 | 1,530 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,204,000 | 2,054 |
| Total interest expense | $2,069,000 | 2,768 |
| Net interest income | $8,135,000 | 1,851 |
| Provision for loan and lease losses | $1,351,000 | 581 |
| Total noninterest income | $412,000 | 5,060 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $386,000 | 3,095 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $26,000 | 7,845 |
| Total noninterest expense | $2,623,000 | 4,145 |
| Salaries and employee benefits | $1,603,000 | 3,759 |
| Premises and equipment expense | $285,000 | 4,920 |
| Additional noninterest expense | $735,000 | 4,358 |
| Pre-tax net operating income | $4,573,000 | 1,422 |
| Securities gains (losses) | $34,000 | 1,949 |
| Applicable income taxes | $1,721,000 | 1,142 |
| Income before extraordinary items | $2,886,000 | 1,680 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,886,000 | 1,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-119,000 | 8,836 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,864,240 | 1,652 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,102,000 | 2,311 |
| Total interest expense | $1,312,000 | 2,871 |
| Net interest income | $4,790,000 | 2,093 |
| Provision for loan and lease losses | $501,000 | 985 |
| Total noninterest income | $28,000 | 8,640 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $253,000 | 3,116 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $-225,000 | 9,085 |
| Total noninterest expense | $1,723,000 | 4,221 |
| Salaries and employee benefits | $1,053,000 | 3,829 |
| Premises and equipment expense | $185,000 | 5,027 |
| Additional noninterest expense | $485,000 | 4,406 |
| Pre-tax net operating income | $2,594,000 | 1,628 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $966,000 | 1,317 |
| Income before extraordinary items | $1,628,000 | 1,919 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,628,000 | 1,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-73,000 | 8,823 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,628,000 | 1,871 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,928,000 | 2,405 |
| Total interest expense | $646,000 | 2,947 |
| Net interest income | $2,282,000 | 2,193 |
| Provision for loan and lease losses | $501,000 | 517 |
| Total noninterest income | $150,000 | 4,772 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $121,000 | 3,142 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $29,000 | 6,170 |
| Total noninterest expense | $868,000 | 4,210 |
| Salaries and employee benefits | $508,000 | 3,954 |
| Premises and equipment expense | $92,000 | 5,093 |
| Additional noninterest expense | $268,000 | 4,091 |
| Pre-tax net operating income | $1,063,000 | 1,907 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $394,000 | 1,572 |
| Income before extraordinary items | $669,000 | 2,265 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $669,000 | 2,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $669,000 | 2,182 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,413,000 | 2,496 |
| Total interest expense | $2,774,000 | 3,071 |
| Net interest income | $8,639,000 | 2,245 |
| Provision for loan and lease losses | $350,000 | 2,851 |
| Total noninterest income | $598,000 | 4,979 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $501,000 | 3,086 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $97,000 | 6,585 |
| Total noninterest expense | $3,596,000 | 4,015 |
| Salaries and employee benefits | $2,081,000 | 3,801 |
| Premises and equipment expense | $368,000 | 5,014 |
| Additional noninterest expense | $1,147,000 | 3,861 |
| Pre-tax net operating income | $5,291,000 | 1,544 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $1,969,000 | 1,304 |
| Income before extraordinary items | $3,324,000 | 1,863 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,324,000 | 1,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 1,962 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,322,720 | 1,785 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,285,000 | 2,613 |
| Total interest expense | $2,118,000 | 3,125 |
| Net interest income | $6,167,000 | 2,374 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $450,000 | 5,016 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $372,000 | 3,123 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $78,000 | 6,505 |
| Total noninterest expense | $2,631,000 | 4,083 |
| Salaries and employee benefits | $1,506,000 | 3,897 |
| Premises and equipment expense | $269,000 | 5,083 |
| Additional noninterest expense | $856,000 | 3,872 |
| Pre-tax net operating income | $3,986,000 | 1,587 |
| Securities gains (losses) | $-11,000 | 8,949 |
| Applicable income taxes | $1,478,000 | 1,371 |
| Income before extraordinary items | $2,497,000 | 1,929 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,497,000 | 1,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,480 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,504,040 | 1,813 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,554,000 | 2,626 |
| Total interest expense | $1,479,000 | 3,091 |
| Net interest income | $4,075,000 | 2,387 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $296,000 | 5,022 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $242,000 | 3,149 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $54,000 | 6,441 |
| Total noninterest expense | $1,771,000 | 4,050 |
| Salaries and employee benefits | $998,000 | 3,924 |
| Premises and equipment expense | $173,000 | 5,176 |
| Additional noninterest expense | $600,000 | 3,701 |
| Pre-tax net operating income | $2,600,000 | 1,612 |
| Securities gains (losses) | $-11,000 | 9,056 |
| Applicable income taxes | $961,000 | 1,417 |
| Income before extraordinary items | $1,628,000 | 1,956 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,628,000 | 1,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,635,040 | 1,835 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,616,000 | 2,784 |
| Total interest expense | $764,000 | 3,066 |
| Net interest income | $1,852,000 | 2,619 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $143,000 | 5,006 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $114,000 | 3,214 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $29,000 | 6,299 |
| Total noninterest expense | $912,000 | 3,954 |
| Salaries and employee benefits | $500,000 | 3,904 |
| Premises and equipment expense | $86,000 | 5,190 |
| Additional noninterest expense | $326,000 | 3,392 |
| Pre-tax net operating income | $1,083,000 | 1,901 |
| Securities gains (losses) | $-11,000 | 9,163 |
| Applicable income taxes | $396,000 | 1,637 |
| Income before extraordinary items | $676,000 | 2,257 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $676,000 | 2,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,212 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $683,040 | 2,115 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,588,000 | 2,636 |
| Total interest expense | $4,095,000 | 2,687 |
| Net interest income | $7,493,000 | 2,556 |
| Provision for loan and lease losses | $250,000 | 3,856 |
| Total noninterest income | $500,000 | 5,217 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $418,000 | 3,423 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $82,000 | 6,829 |
| Total noninterest expense | $3,437,000 | 4,031 |
| Salaries and employee benefits | $2,083,000 | 3,620 |
| Premises and equipment expense | $353,000 | 5,071 |
| Additional noninterest expense | $1,001,000 | 4,176 |
| Pre-tax net operating income | $4,306,000 | 1,870 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,588,000 | 1,576 |
| Income before extraordinary items | $2,718,000 | 2,199 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,718,000 | 2,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,052,000 | 923 |
| Cash dividends | $2,000,000 | 1,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,718,000 | 2,127 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,210,000 | 2,588 |
| Total interest expense | $6,240,000 | 2,562 |
| Net interest income | $6,970,000 | 2,567 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $438,000 | 5,447 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $434,000 | 3,183 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $4,000 | 9,354 |
| Total noninterest expense | $2,956,000 | 4,381 |
| Salaries and employee benefits | $1,850,000 | 3,828 |
| Premises and equipment expense | $342,000 | 5,109 |
| Additional noninterest expense | $764,000 | 4,948 |
| Pre-tax net operating income | $4,452,000 | 1,611 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,652,000 | 1,378 |
| Income before extraordinary items | $2,800,000 | 1,881 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,800,000 | 1,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,796 |
| Cash dividends | $1,600,000 | 1,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,800,000 | 1,805 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,858,000 | 2,706 |
| Total interest expense | $6,181,000 | 2,704 |
| Net interest income | $6,677,000 | 2,662 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $532,000 | 4,732 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $444,000 | 2,995 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $88,000 | 6,711 |
| Total noninterest expense | $2,769,000 | 4,504 |
| Salaries and employee benefits | $1,540,000 | 4,272 |
| Premises and equipment expense | $364,000 | 4,813 |
| Additional noninterest expense | $865,000 | 4,476 |
| Pre-tax net operating income | $4,440,000 | 1,659 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,602,000 | 1,418 |
| Income before extraordinary items | $2,838,000 | 1,838 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,838,000 | 1,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,200 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,838,000 | 1,840 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,382,000 | 2,839 |
| Total interest expense | $4,948,000 | 2,949 |
| Net interest income | $6,434,000 | 2,731 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $924,000 | 3,290 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $434,000 | 2,986 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $490,000 | 2,986 |
| Total noninterest expense | $3,275,000 | 3,916 |
| Salaries and employee benefits | $1,712,000 | 3,904 |
| Premises and equipment expense | $378,000 | 4,709 |
| Additional noninterest expense | $1,185,000 | 3,465 |
| Pre-tax net operating income | $4,083,000 | 1,809 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,514,000 | 1,587 |
| Income before extraordinary items | $2,569,000 | 2,054 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,569,000 | 2,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,834 |
| Cash dividends | $3,000,000 | 958 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,569,000 | 2,024 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,799,000 | 2,989 |
| Total interest expense | $4,781,000 | 3,128 |
| Net interest income | $6,018,000 | 2,864 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $841,000 | 3,486 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $455,000 | 2,781 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $386,000 | 3,503 |
| Total noninterest expense | $2,744,000 | 4,453 |
| Salaries and employee benefits | $1,682,000 | 3,875 |
| Premises and equipment expense | $436,000 | 4,130 |
| Additional noninterest expense | $626,000 | 5,584 |
| Pre-tax net operating income | $4,115,000 | 1,772 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,339,000 | 1,805 |
| Income before extraordinary items | $2,776,000 | 1,888 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,776,000 | 1,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,569 |
| Cash dividends | $2,000,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,776,000 | 1,813 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,445,000 | 2,859 |
| Total interest expense | $4,163,000 | 3,529 |
| Net interest income | $7,282,000 | 2,390 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $672,000 | 4,089 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $473,000 | 2,765 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $199,000 | 4,961 |
| Total noninterest expense | $2,600,000 | 4,632 |
| Salaries and employee benefits | $1,534,000 | 4,175 |
| Premises and equipment expense | $414,000 | 4,331 |
| Additional noninterest expense | $652,000 | 5,491 |
| Pre-tax net operating income | $5,354,000 | 1,451 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,021,000 | 1,317 |
| Income before extraordinary items | $3,333,000 | 1,625 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,333,000 | 1,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 10,497 |
| Cash dividends | $3,500,000 | 831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,333,000 | 1,583 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,791,000 | 2,614 |
| Total interest expense | $3,880,000 | 3,825 |
| Net interest income | $8,911,000 | 2,015 |
| Provision for loan and lease losses | $1,225,000 | 875 |
| Total noninterest income | $603,000 | 4,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $410,000 | 3,273 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $193,000 | 5,277 |
| Total noninterest expense | $2,928,000 | 4,378 |
| Salaries and employee benefits | $1,543,000 | 4,207 |
| Premises and equipment expense | $398,000 | 4,556 |
| Additional noninterest expense | $987,000 | 4,452 |
| Pre-tax net operating income | $5,361,000 | 1,331 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $2,110,000 | 1,173 |
| Income before extraordinary items | $3,251,000 | 1,525 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,251,000 | 1,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,189 |
| Cash dividends | $2,500,000 | 1,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,251,000 | 1,497 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,073,000 | 3,268 |
| Total interest expense | $3,754,000 | 3,896 |
| Net interest income | $6,319,000 | 2,832 |
| Provision for loan and lease losses | $470,000 | 1,660 |
| Total noninterest income | $393,000 | 6,051 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $330,000 | 3,961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,620 |
| Total noninterest expense | $3,051,000 | 4,228 |
| Salaries and employee benefits | $1,244,000 | 5,055 |
| Premises and equipment expense | $371,000 | 4,819 |
| Additional noninterest expense | $1,436,000 | 3,202 |
| Pre-tax net operating income | $3,191,000 | 2,313 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,110,000 | 2,173 |
| Income before extraordinary items | $2,081,000 | 2,415 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,081,000 | 2,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,953 |
| Cash dividends | $2,500,000 | 1,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,081,000 | 2,391 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,890,000 | 3,798 |
| Total interest expense | $2,769,000 | 4,256 |
| Net interest income | $5,121,000 | 3,482 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $405,000 | 6,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $326,000 | 4,074 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 8,286 |
| Total noninterest expense | $2,938,000 | 4,499 |
| Salaries and employee benefits | $1,173,000 | 5,354 |
| Premises and equipment expense | $313,000 | 5,526 |
| Additional noninterest expense | $1,452,000 | 3,411 |
| Pre-tax net operating income | $2,588,000 | 2,735 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $897,000 | 2,490 |
| Income before extraordinary items | $1,691,000 | 2,859 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,691,000 | 2,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,338 |
| Cash dividends | $1,000,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,691,000 | 2,882 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,771,000 | 6,013 |
| Total interest expense | $2,279,000 | 5,217 |
| Net interest income | $2,492,000 | 6,563 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $310,000 | 7,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $254,000 | 5,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 9,758 |
| Total noninterest expense | $2,549,000 | 5,179 |
| Salaries and employee benefits | $1,040,000 | 5,931 |
| Premises and equipment expense | $236,000 | 6,969 |
| Additional noninterest expense | $1,273,000 | 3,989 |
| Pre-tax net operating income | $253,000 | 10,599 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $81,000 | 10,189 |
| Income before extraordinary items | $172,000 | 10,957 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $172,000 | 11,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 6,359 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $9,500,000 | 127 |
| Net operating income | $172,000 | 10,754 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.