Home > Madison Square Federal Savings Bank > Income and Expense
Madison Square Federal Savings Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,489,000 | 4,211 |
| Total interest expense | $926,000 | 2,727 |
| Net interest income | $3,563,000 | 4,436 |
| Provision for loan and lease losses | $19,000 | 4,280 |
| Total noninterest income | $144,000 | 5,704 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $44,000 | 5,797 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $100,000 | 5,238 |
| Total noninterest expense | $3,599,000 | 4,073 |
| Salaries and employee benefits | $1,869,000 | 4,130 |
| Premises and equipment expense | $834,000 | 2,576 |
| Additional noninterest expense | $896,000 | 4,686 |
| Pre-tax net operating income | $89,000 | 5,903 |
| Securities gains (losses) | $6,000 | 2,820 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $95,000 | 5,898 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $95,000 | 5,898 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $95,000 | 5,899 |
| Net charge-offs | $84,000 | 3,348 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 769 |
| Net operating income | $89,000 | 5,881 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,407,000 | 4,225 |
| Total interest expense | $705,000 | 2,737 |
| Net interest income | $2,702,000 | 4,442 |
| Provision for loan and lease losses | $19,000 | 3,978 |
| Total noninterest income | $106,000 | 5,798 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $32,000 | 5,893 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $74,000 | 5,332 |
| Total noninterest expense | $2,728,000 | 4,065 |
| Salaries and employee benefits | $1,404,000 | 4,141 |
| Premises and equipment expense | $631,000 | 2,586 |
| Additional noninterest expense | $693,000 | 4,638 |
| Pre-tax net operating income | $61,000 | 5,999 |
| Securities gains (losses) | $4,000 | 2,611 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $65,000 | 5,989 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $65,000 | 5,988 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $65,000 | 5,989 |
| Net charge-offs | $53,000 | 3,206 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 731 |
| Net operating income | $61,000 | 5,978 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,296,000 | 4,210 |
| Total interest expense | $476,000 | 2,731 |
| Net interest income | $1,820,000 | 4,434 |
| Provision for loan and lease losses | $19,000 | 3,685 |
| Total noninterest income | $76,000 | 5,765 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $20,000 | 5,963 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $56,000 | 5,220 |
| Total noninterest expense | $1,833,000 | 4,064 |
| Salaries and employee benefits | $935,000 | 4,173 |
| Premises and equipment expense | $425,000 | 2,588 |
| Additional noninterest expense | $473,000 | 4,603 |
| Pre-tax net operating income | $44,000 | 6,013 |
| Securities gains (losses) | $4,000 | 2,221 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $48,000 | 6,002 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $48,000 | 6,003 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $48,000 | 6,004 |
| Net charge-offs | $54,000 | 2,722 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 729 |
| Net operating income | $44,000 | 5,995 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,161,000 | 4,218 |
| Total interest expense | $243,000 | 2,735 |
| Net interest income | $918,000 | 4,450 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $39,000 | 5,758 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $10,000 | 5,989 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $29,000 | 5,193 |
| Total noninterest expense | $933,000 | 4,067 |
| Salaries and employee benefits | $472,000 | 4,191 |
| Premises and equipment expense | $222,000 | 2,555 |
| Additional noninterest expense | $239,000 | 4,602 |
| Pre-tax net operating income | $24,000 | 6,003 |
| Securities gains (losses) | $3,000 | 1,458 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $27,000 | 5,971 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $27,000 | 5,972 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $27,000 | 5,973 |
| Net charge-offs | $-12,000 | 5,829 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 607 |
| Net operating income | $24,000 | 5,966 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,759,000 | 4,209 |
| Total interest expense | $1,226,000 | 2,526 |
| Net interest income | $3,533,000 | 4,562 |
| Provision for loan and lease losses | $53,000 | 4,229 |
| Total noninterest income | $180,000 | 5,735 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $42,000 | 6,106 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $138,000 | 5,032 |
| Total noninterest expense | $3,559,000 | 4,214 |
| Salaries and employee benefits | $1,866,000 | 4,231 |
| Premises and equipment expense | $801,000 | 2,703 |
| Additional noninterest expense | $892,000 | 4,833 |
| Pre-tax net operating income | $101,000 | 5,955 |
| Securities gains (losses) | $12,000 | 2,573 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $113,000 | 5,953 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $113,000 | 5,954 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $113,000 | 5,955 |
| Net charge-offs | $92,000 | 3,824 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 585 |
| Net operating income | $101,000 | 5,938 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,577,000 | 4,251 |
| Total interest expense | $952,000 | 2,532 |
| Net interest income | $2,625,000 | 4,627 |
| Provision for loan and lease losses | $33,000 | 4,245 |
| Total noninterest income | $131,000 | 5,836 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $29,000 | 6,223 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $102,000 | 5,157 |
| Total noninterest expense | $2,657,000 | 4,233 |
| Salaries and employee benefits | $1,394,000 | 4,248 |
| Premises and equipment expense | $592,000 | 2,754 |
| Additional noninterest expense | $671,000 | 4,853 |
| Pre-tax net operating income | $66,000 | 6,097 |
| Securities gains (losses) | $12,000 | 2,447 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $78,000 | 6,101 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $78,000 | 6,103 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $78,000 | 6,102 |
| Net charge-offs | $88,000 | 3,387 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 737 |
| Net operating income | $66,000 | 6,088 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,394,000 | 4,243 |
| Total interest expense | $656,000 | 2,523 |
| Net interest income | $1,738,000 | 4,656 |
| Provision for loan and lease losses | $20,000 | 4,231 |
| Total noninterest income | $88,000 | 5,850 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $18,000 | 6,289 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $70,000 | 5,155 |
| Total noninterest expense | $1,766,000 | 4,269 |
| Salaries and employee benefits | $923,000 | 4,302 |
| Premises and equipment expense | $395,000 | 2,770 |
| Additional noninterest expense | $448,000 | 4,863 |
| Pre-tax net operating income | $40,000 | 6,124 |
| Securities gains (losses) | $10,000 | 2,282 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $50,000 | 6,143 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $50,000 | 6,144 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $50,000 | 6,145 |
| Net charge-offs | $-6,000 | 6,001 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 740 |
| Net operating income | $40,000 | 6,110 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,203,000 | 4,255 |
| Total interest expense | $339,000 | 2,516 |
| Net interest income | $864,000 | 4,689 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $46,000 | 5,826 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $9,000 | 6,313 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $37,000 | 5,076 |
| Total noninterest expense | $898,000 | 4,263 |
| Salaries and employee benefits | $469,000 | 4,308 |
| Premises and equipment expense | $204,000 | 2,724 |
| Additional noninterest expense | $225,000 | 4,884 |
| Pre-tax net operating income | $12,000 | 6,232 |
| Securities gains (losses) | $6,000 | 1,600 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $18,000 | 6,235 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $18,000 | 6,235 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $18,000 | 6,236 |
| Net charge-offs | $-7,000 | 6,052 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 6,960 |
| Net operating income | $12,000 | 6,222 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,338,000 | 4,151 |
| Total interest expense | $1,716,000 | 2,442 |
| Net interest income | $3,622,000 | 4,663 |
| Provision for loan and lease losses | $311,000 | 3,314 |
| Total noninterest income | $158,000 | 5,925 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $38,000 | 6,423 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $120,000 | 5,173 |
| Total noninterest expense | $3,586,000 | 4,316 |
| Salaries and employee benefits | $1,877,000 | 4,284 |
| Premises and equipment expense | $774,000 | 2,815 |
| Additional noninterest expense | $935,000 | 4,947 |
| Pre-tax net operating income | $-117,000 | 6,296 |
| Securities gains (losses) | $392,000 | 1,131 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $275,000 | 5,550 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $275,000 | 5,547 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $275,000 | 5,548 |
| Net charge-offs | $185,000 | 3,841 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 685 |
| Net operating income | $-117,000 | 6,309 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,080,000 | 4,171 |
| Total interest expense | $1,327,000 | 2,473 |
| Net interest income | $2,753,000 | 4,702 |
| Provision for loan and lease losses | $250,000 | 3,206 |
| Total noninterest income | $107,000 | 6,099 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $30,000 | 6,487 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $77,000 | 5,401 |
| Total noninterest expense | $2,695,000 | 4,337 |
| Salaries and employee benefits | $1,420,000 | 4,280 |
| Premises and equipment expense | $578,000 | 2,854 |
| Additional noninterest expense | $697,000 | 5,010 |
| Pre-tax net operating income | $-85,000 | 6,402 |
| Securities gains (losses) | $265,000 | 1,222 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $180,000 | 5,809 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $180,000 | 5,808 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $180,000 | 5,808 |
| Net charge-offs | $173,000 | 3,453 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-85,000 | 6,423 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,785,000 | 4,136 |
| Total interest expense | $907,000 | 2,507 |
| Net interest income | $1,878,000 | 4,662 |
| Provision for loan and lease losses | $185,000 | 3,078 |
| Total noninterest income | $-14,000 | 7,028 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $21,000 | 6,482 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-35,000 | 6,928 |
| Total noninterest expense | $1,791,000 | 4,373 |
| Salaries and employee benefits | $947,000 | 4,311 |
| Premises and equipment expense | $384,000 | 2,854 |
| Additional noninterest expense | $460,000 | 5,056 |
| Pre-tax net operating income | $-112,000 | 6,543 |
| Securities gains (losses) | $205,000 | 1,085 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $93,000 | 5,983 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $93,000 | 5,983 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $93,000 | 5,983 |
| Net charge-offs | $36,000 | 4,276 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-112,000 | 6,559 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,405,000 | 4,165 |
| Total interest expense | $463,000 | 2,547 |
| Net interest income | $942,000 | 4,697 |
| Provision for loan and lease losses | $81,000 | 3,116 |
| Total noninterest income | $-68,000 | 7,191 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $10,000 | 6,521 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-78,000 | 7,133 |
| Total noninterest expense | $903,000 | 4,368 |
| Salaries and employee benefits | $480,000 | 4,309 |
| Premises and equipment expense | $189,000 | 2,903 |
| Additional noninterest expense | $234,000 | 5,019 |
| Pre-tax net operating income | $-110,000 | 6,750 |
| Securities gains (losses) | $106,000 | 884 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-4,000 | 6,551 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-4,000 | 6,551 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-4,000 | 6,551 |
| Net charge-offs | $20,000 | 3,684 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-110,000 | 6,757 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,913,000 | 4,108 |
| Total interest expense | $2,077,000 | 2,695 |
| Net interest income | $3,836,000 | 4,652 |
| Provision for loan and lease losses | $290,000 | 4,180 |
| Total noninterest income | $202,000 | 5,725 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 6,615 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $172,000 | 4,656 |
| Total noninterest expense | $3,821,000 | 4,251 |
| Salaries and employee benefits | $2,101,000 | 4,045 |
| Premises and equipment expense | $1,050,000 | 2,314 |
| Additional noninterest expense | $670,000 | 5,790 |
| Pre-tax net operating income | $-73,000 | 6,112 |
| Securities gains (losses) | $127,000 | 1,858 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $54,000 | 6,016 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $54,000 | 6,018 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $54,000 | 6,018 |
| Net charge-offs | $179,000 | 4,433 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-73,000 | 6,147 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,476,000 | 4,118 |
| Total interest expense | $1,576,000 | 2,766 |
| Net interest income | $2,900,000 | 4,662 |
| Provision for loan and lease losses | $187,000 | 4,224 |
| Total noninterest income | $154,000 | 5,793 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 6,721 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $135,000 | 4,689 |
| Total noninterest expense | $2,924,000 | 4,180 |
| Salaries and employee benefits | $1,577,000 | 4,038 |
| Premises and equipment expense | $812,000 | 2,266 |
| Additional noninterest expense | $535,000 | 5,689 |
| Pre-tax net operating income | $-57,000 | 6,230 |
| Securities gains (losses) | $73,000 | 2,043 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $16,000 | 6,199 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $16,000 | 6,200 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $16,000 | 6,200 |
| Net charge-offs | $149,000 | 4,028 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-57,000 | 6,263 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,013,000 | 4,126 |
| Total interest expense | $1,060,000 | 2,838 |
| Net interest income | $1,953,000 | 4,652 |
| Provision for loan and lease losses | $103,000 | 4,348 |
| Total noninterest income | $100,000 | 5,858 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 6,778 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $88,000 | 4,745 |
| Total noninterest expense | $2,038,000 | 4,112 |
| Salaries and employee benefits | $1,059,000 | 4,044 |
| Premises and equipment expense | $570,000 | 2,196 |
| Additional noninterest expense | $409,000 | 5,481 |
| Pre-tax net operating income | $-88,000 | 6,400 |
| Securities gains (losses) | $41,000 | 1,708 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-47,000 | 6,414 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-47,000 | 6,413 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-47,000 | 6,414 |
| Net charge-offs | $50,000 | 4,446 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-88,000 | 6,447 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,527,000 | 4,109 |
| Total interest expense | $532,000 | 2,897 |
| Net interest income | $995,000 | 4,593 |
| Provision for loan and lease losses | $53,000 | 4,125 |
| Total noninterest income | $58,000 | 5,767 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $6,000 | 6,773 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $52,000 | 4,604 |
| Total noninterest expense | $1,061,000 | 4,033 |
| Salaries and employee benefits | $538,000 | 4,033 |
| Premises and equipment expense | $311,000 | 2,056 |
| Additional noninterest expense | $212,000 | 5,382 |
| Pre-tax net operating income | $-61,000 | 6,579 |
| Securities gains (losses) | $34,000 | 900 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-27,000 | 6,520 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-27,000 | 6,520 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-27,000 | 6,520 |
| Net charge-offs | $32,000 | 3,717 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-61,000 | 6,604 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,111,000 | 4,271 |
| Total interest expense | $2,394,000 | 3,104 |
| Net interest income | $3,717,000 | 4,786 |
| Provision for loan and lease losses | $238,000 | 5,178 |
| Total noninterest income | $342,000 | 5,199 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $342,000 | 3,757 |
| Total noninterest expense | $3,983,000 | 4,229 |
| Salaries and employee benefits | $1,926,000 | 4,347 |
| Premises and equipment expense | $1,207,000 | 2,096 |
| Additional noninterest expense | $850,000 | 5,486 |
| Pre-tax net operating income | $-162,000 | 5,996 |
| Securities gains (losses) | $29,000 | 2,945 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-133,000 | 6,117 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-133,000 | 6,116 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-133,000 | 6,117 |
| Net charge-offs | $223,000 | 4,649 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $3,501,000 | 183 |
| Net operating income | $-162,000 | 6,061 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,602,000 | 4,347 |
| Total interest expense | $1,840,000 | 3,158 |
| Net interest income | $2,762,000 | 4,870 |
| Provision for loan and lease losses | $153,000 | 5,221 |
| Total noninterest income | $276,000 | 5,177 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $276,000 | 3,673 |
| Total noninterest expense | $2,990,000 | 4,247 |
| Salaries and employee benefits | $1,455,000 | 4,358 |
| Premises and equipment expense | $910,000 | 2,103 |
| Additional noninterest expense | $625,000 | 5,553 |
| Pre-tax net operating income | $-105,000 | 6,166 |
| Securities gains (losses) | $-33,000 | 7,302 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-138,000 | 6,357 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-138,000 | 6,358 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-138,000 | 6,357 |
| Net charge-offs | $140,000 | 4,570 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-105,000 | 6,215 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,094,000 | 4,353 |
| Total interest expense | $1,259,000 | 3,197 |
| Net interest income | $1,835,000 | 4,890 |
| Provision for loan and lease losses | $92,000 | 5,238 |
| Total noninterest income | $200,000 | 5,036 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $200,000 | 3,506 |
| Total noninterest expense | $2,003,000 | 4,227 |
| Salaries and employee benefits | $968,000 | 4,379 |
| Premises and equipment expense | $615,000 | 2,106 |
| Additional noninterest expense | $420,000 | 5,549 |
| Pre-tax net operating income | $-60,000 | 6,201 |
| Securities gains (losses) | $-61,000 | 7,456 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-121,000 | 6,450 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-121,000 | 6,452 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-121,000 | 6,450 |
| Net charge-offs | $71,000 | 4,583 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-60,000 | 6,247 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,540,000 | 4,421 |
| Total interest expense | $656,000 | 3,204 |
| Net interest income | $884,000 | 5,029 |
| Provision for loan and lease losses | $41,000 | 5,083 |
| Total noninterest income | $125,000 | 4,628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $125,000 | 3,132 |
| Total noninterest expense | $999,000 | 4,286 |
| Salaries and employee benefits | $476,000 | 4,487 |
| Premises and equipment expense | $315,000 | 2,119 |
| Additional noninterest expense | $208,000 | 5,596 |
| Pre-tax net operating income | $-31,000 | 6,425 |
| Securities gains (losses) | $-90,000 | 7,688 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-121,000 | 6,796 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-121,000 | 6,797 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-121,000 | 6,796 |
| Net charge-offs | $16,000 | 4,565 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-31,000 | 6,463 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,334,000 | 4,458 |
| Total interest expense | $3,273,000 | 3,203 |
| Net interest income | $3,061,000 | 5,336 |
| Provision for loan and lease losses | $317,000 | 5,190 |
| Total noninterest income | $957,000 | 3,427 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $957,000 | 2,200 |
| Total noninterest expense | $4,433,000 | 4,047 |
| Salaries and employee benefits | $2,054,000 | 4,265 |
| Premises and equipment expense | $1,310,000 | 2,035 |
| Additional noninterest expense | $1,069,000 | 5,052 |
| Pre-tax net operating income | $-732,000 | 6,134 |
| Securities gains (losses) | $-170,000 | 7,391 |
| Applicable income taxes | $-367,000 | 6,932 |
| Income before extraordinary items | $-535,000 | 6,098 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-535,000 | 6,097 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-535,000 | 6,098 |
| Net charge-offs | $51,000 | 6,205 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-426,200 | 6,031 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,730,000 | 4,531 |
| Total interest expense | $2,556,000 | 3,239 |
| Net interest income | $2,174,000 | 5,489 |
| Provision for loan and lease losses | $320,000 | 4,496 |
| Total noninterest income | $906,000 | 3,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $906,000 | 1,952 |
| Total noninterest expense | $3,504,000 | 3,904 |
| Salaries and employee benefits | $1,580,000 | 4,228 |
| Premises and equipment expense | $1,019,000 | 1,993 |
| Additional noninterest expense | $905,000 | 4,704 |
| Pre-tax net operating income | $-744,000 | 6,503 |
| Securities gains (losses) | $-37,000 | 7,343 |
| Applicable income taxes | $-367,000 | 7,261 |
| Income before extraordinary items | $-414,000 | 6,341 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-414,000 | 6,343 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-414,000 | 6,342 |
| Net charge-offs | $35,000 | 5,924 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-390,320 | 6,320 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,024,000 | 4,678 |
| Total interest expense | $1,789,000 | 3,245 |
| Net interest income | $1,235,000 | 5,901 |
| Provision for loan and lease losses | $100,000 | 5,300 |
| Total noninterest income | $845,000 | 2,439 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $845,000 | 1,578 |
| Total noninterest expense | $2,529,000 | 3,688 |
| Salaries and employee benefits | $1,067,000 | 4,243 |
| Premises and equipment expense | $740,000 | 1,868 |
| Additional noninterest expense | $722,000 | 4,177 |
| Pre-tax net operating income | $-549,000 | 6,674 |
| Securities gains (losses) | $-33,000 | 7,565 |
| Applicable income taxes | $-367,000 | 7,488 |
| Income before extraordinary items | $-215,000 | 6,401 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-215,000 | 6,400 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-215,000 | 6,400 |
| Net charge-offs | $25,000 | 5,459 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-193,880 | 6,353 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,521,000 | 4,721 |
| Total interest expense | $908,000 | 3,308 |
| Net interest income | $613,000 | 5,939 |
| Provision for loan and lease losses | $60,000 | 4,614 |
| Total noninterest income | $792,000 | 1,562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $792,000 | 1,025 |
| Total noninterest expense | $1,678,000 | 2,848 |
| Salaries and employee benefits | $555,000 | 4,133 |
| Premises and equipment expense | $464,000 | 1,537 |
| Additional noninterest expense | $659,000 | 2,357 |
| Pre-tax net operating income | $-333,000 | 7,114 |
| Securities gains (losses) | $-33,000 | 7,907 |
| Applicable income taxes | $-367,000 | 7,844 |
| Income before extraordinary items | $1,000 | 6,391 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,000 | 6,393 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,000 | 6,393 |
| Net charge-offs | $25,000 | 4,167 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $22,120 | 5,964 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,864,000 | 4,995 |
| Total interest expense | $3,623,000 | 3,759 |
| Net interest income | $2,241,000 | 6,164 |
| Provision for loan and lease losses | $1,314,000 | 2,314 |
| Total noninterest income | $182,000 | 6,619 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $182,000 | 4,998 |
| Total noninterest expense | $3,385,000 | 4,747 |
| Salaries and employee benefits | $1,837,000 | 4,721 |
| Premises and equipment expense | $1,017,000 | 2,589 |
| Additional noninterest expense | $531,000 | 6,492 |
| Pre-tax net operating income | $-2,276,000 | 7,441 |
| Securities gains (losses) | $-2,000 | 6,877 |
| Applicable income taxes | $-242,000 | 7,260 |
| Income before extraordinary items | $-2,036,000 | 7,396 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,036,000 | 7,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,426 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,034,220 | 7,492 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,311,000 | 5,140 |
| Total interest expense | $2,672,000 | 3,906 |
| Net interest income | $1,639,000 | 6,270 |
| Provision for loan and lease losses | $60,000 | 5,691 |
| Total noninterest income | $130,000 | 6,792 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $130,000 | 5,192 |
| Total noninterest expense | $2,460,000 | 4,802 |
| Salaries and employee benefits | $1,316,000 | 4,879 |
| Premises and equipment expense | $747,000 | 2,650 |
| Additional noninterest expense | $397,000 | 6,483 |
| Pre-tax net operating income | $-751,000 | 7,403 |
| Securities gains (losses) | $2,000 | 2,845 |
| Applicable income taxes | $-292,000 | 7,733 |
| Income before extraordinary items | $-457,000 | 7,153 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-457,000 | 7,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,807 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-458,280 | 7,291 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,827,000 | 5,252 |
| Total interest expense | $1,824,000 | 3,972 |
| Net interest income | $1,003,000 | 6,470 |
| Provision for loan and lease losses | $20,000 | 5,946 |
| Total noninterest income | $74,000 | 7,072 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $74,000 | 5,542 |
| Total noninterest expense | $1,591,000 | 4,938 |
| Salaries and employee benefits | $820,000 | 5,139 |
| Premises and equipment expense | $492,000 | 2,680 |
| Additional noninterest expense | $279,000 | 6,373 |
| Pre-tax net operating income | $-534,000 | 7,634 |
| Securities gains (losses) | $2,000 | 2,957 |
| Applicable income taxes | $-225,000 | 8,001 |
| Income before extraordinary items | $-307,000 | 7,523 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-307,000 | 7,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,064 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-308,280 | 7,509 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,438,000 | 5,317 |
| Total interest expense | $949,000 | 4,034 |
| Net interest income | $489,000 | 6,557 |
| Provision for loan and lease losses | $1,000 | 6,027 |
| Total noninterest income | $24,000 | 7,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $24,000 | 6,230 |
| Total noninterest expense | $774,000 | 5,030 |
| Salaries and employee benefits | $371,000 | 5,467 |
| Premises and equipment expense | $259,000 | 2,591 |
| Additional noninterest expense | $144,000 | 6,284 |
| Pre-tax net operating income | $-262,000 | 7,853 |
| Securities gains (losses) | $2,000 | 2,447 |
| Applicable income taxes | $-141,000 | 8,202 |
| Income before extraordinary items | $-119,000 | 7,706 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-119,000 | 7,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,076 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-120,280 | 7,669 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,189,000 | 5,115 |
| Total interest expense | $3,977,000 | 4,025 |
| Net interest income | $2,212,000 | 6,278 |
| Provision for loan and lease losses | $18,000 | 6,370 |
| Total noninterest income | $210,000 | 6,677 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $210,000 | 4,964 |
| Total noninterest expense | $2,849,000 | 5,171 |
| Salaries and employee benefits | $1,464,000 | 5,382 |
| Premises and equipment expense | $926,000 | 2,743 |
| Additional noninterest expense | $459,000 | 6,786 |
| Pre-tax net operating income | $-445,000 | 7,782 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-76,000 | 7,984 |
| Income before extraordinary items | $-369,000 | 7,819 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-369,000 | 7,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,733 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-369,000 | 7,800 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,662,000 | 5,126 |
| Total interest expense | $2,979,000 | 4,040 |
| Net interest income | $1,683,000 | 6,273 |
| Provision for loan and lease losses | $11,000 | 6,130 |
| Total noninterest income | $154,000 | 6,740 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $154,000 | 5,035 |
| Total noninterest expense | $2,097,000 | 5,204 |
| Salaries and employee benefits | $1,068,000 | 5,444 |
| Premises and equipment expense | $707,000 | 2,689 |
| Additional noninterest expense | $322,000 | 6,892 |
| Pre-tax net operating income | $-271,000 | 7,941 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-33,000 | 8,119 |
| Income before extraordinary items | $-238,000 | 7,965 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-238,000 | 7,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,136 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-238,000 | 7,947 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,120,000 | 5,121 |
| Total interest expense | $1,980,000 | 4,051 |
| Net interest income | $1,140,000 | 6,280 |
| Provision for loan and lease losses | $1,000 | 6,174 |
| Total noninterest income | $107,000 | 6,739 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $107,000 | 4,994 |
| Total noninterest expense | $1,409,000 | 5,216 |
| Salaries and employee benefits | $709,000 | 5,505 |
| Premises and equipment expense | $485,000 | 2,655 |
| Additional noninterest expense | $215,000 | 6,928 |
| Pre-tax net operating income | $-163,000 | 8,052 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-7,000 | 8,124 |
| Income before extraordinary items | $-156,000 | 8,075 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-156,000 | 8,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-156,000 | 8,068 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,564,000 | 5,104 |
| Total interest expense | $989,000 | 4,046 |
| Net interest income | $575,000 | 6,266 |
| Provision for loan and lease losses | $-2,000 | 8,388 |
| Total noninterest income | $43,000 | 7,029 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $43,000 | 5,388 |
| Total noninterest expense | $651,000 | 5,496 |
| Salaries and employee benefits | $315,000 | 5,905 |
| Premises and equipment expense | $247,000 | 2,616 |
| Additional noninterest expense | $89,000 | 7,293 |
| Pre-tax net operating income | $-31,000 | 7,981 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $25,000 | 4,759 |
| Income before extraordinary items | $-56,000 | 8,070 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-56,000 | 8,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-56,000 | 8,054 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,231,000 | 4,880 |
| Total interest expense | $3,663,000 | 3,798 |
| Net interest income | $2,568,000 | 5,945 |
| Provision for loan and lease losses | $-17,000 | 8,330 |
| Total noninterest income | $215,000 | 6,796 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $215,000 | 4,978 |
| Total noninterest expense | $2,835,000 | 5,076 |
| Salaries and employee benefits | $1,468,000 | 5,273 |
| Premises and equipment expense | $859,000 | 2,826 |
| Additional noninterest expense | $508,000 | 6,501 |
| Pre-tax net operating income | $-35,000 | 7,999 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-71,000 | 8,328 |
| Income before extraordinary items | $36,000 | 7,885 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $36,000 | 7,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,089 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $36,000 | 7,874 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,658,000 | 4,881 |
| Total interest expense | $2,674,000 | 3,800 |
| Net interest income | $1,984,000 | 5,922 |
| Provision for loan and lease losses | $-17,000 | 8,482 |
| Total noninterest income | $163,000 | 6,822 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $163,000 | 4,960 |
| Total noninterest expense | $2,095,000 | 5,112 |
| Salaries and employee benefits | $1,074,000 | 5,329 |
| Premises and equipment expense | $651,000 | 2,810 |
| Additional noninterest expense | $370,000 | 6,572 |
| Pre-tax net operating income | $69,000 | 7,905 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-26,000 | 8,459 |
| Income before extraordinary items | $95,000 | 7,749 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $95,000 | 7,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 7,997 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $95,000 | 7,749 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,089,000 | 4,854 |
| Total interest expense | $1,727,000 | 3,762 |
| Net interest income | $1,362,000 | 5,880 |
| Provision for loan and lease losses | $-17,000 | 8,522 |
| Total noninterest income | $110,000 | 6,811 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $110,000 | 4,927 |
| Total noninterest expense | $1,388,000 | 5,144 |
| Salaries and employee benefits | $710,000 | 5,376 |
| Premises and equipment expense | $424,000 | 2,852 |
| Additional noninterest expense | $254,000 | 6,531 |
| Pre-tax net operating income | $101,000 | 7,687 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-12,000 | 8,493 |
| Income before extraordinary items | $113,000 | 7,444 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $113,000 | 7,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 7,997 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $113,000 | 7,448 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,534,000 | 4,836 |
| Total interest expense | $838,000 | 3,694 |
| Net interest income | $696,000 | 5,820 |
| Provision for loan and lease losses | $-12,000 | 8,549 |
| Total noninterest income | $56,000 | 6,748 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $56,000 | 4,890 |
| Total noninterest expense | $674,000 | 5,246 |
| Salaries and employee benefits | $326,000 | 5,675 |
| Premises and equipment expense | $224,000 | 2,731 |
| Additional noninterest expense | $124,000 | 6,561 |
| Pre-tax net operating income | $90,000 | 7,166 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-17,000 | 8,559 |
| Income before extraordinary items | $107,000 | 6,623 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $107,000 | 6,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,900 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $107,000 | 6,617 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,580,000 | 4,809 |
| Total interest expense | $2,678,000 | 3,638 |
| Net interest income | $2,902,000 | 5,607 |
| Provision for loan and lease losses | $6,000 | 6,930 |
| Total noninterest income | $212,000 | 6,978 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $212,000 | 5,048 |
| Total noninterest expense | $2,812,000 | 5,004 |
| Salaries and employee benefits | $1,517,000 | 5,004 |
| Premises and equipment expense | $810,000 | 2,862 |
| Additional noninterest expense | $485,000 | 6,671 |
| Pre-tax net operating income | $296,000 | 7,394 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $117,000 | 5,236 |
| Income before extraordinary items | $179,000 | 7,675 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $179,000 | 7,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,036 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $179,000 | 7,641 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,123,000 | 4,823 |
| Total interest expense | $1,896,000 | 3,649 |
| Net interest income | $2,227,000 | 5,550 |
| Provision for loan and lease losses | $8,000 | 6,628 |
| Total noninterest income | $160,000 | 6,982 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $160,000 | 5,073 |
| Total noninterest expense | $2,112,000 | 4,958 |
| Salaries and employee benefits | $1,137,000 | 4,995 |
| Premises and equipment expense | $611,000 | 2,838 |
| Additional noninterest expense | $364,000 | 6,631 |
| Pre-tax net operating income | $267,000 | 7,345 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $104,000 | 5,203 |
| Income before extraordinary items | $163,000 | 7,647 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $163,000 | 7,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,271 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $163,000 | 7,616 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,713,000 | 4,807 |
| Total interest expense | $1,184,000 | 3,652 |
| Net interest income | $1,529,000 | 5,447 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $100,000 | 7,058 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $100,000 | 5,187 |
| Total noninterest expense | $1,426,000 | 4,900 |
| Salaries and employee benefits | $774,000 | 4,922 |
| Premises and equipment expense | $401,000 | 2,840 |
| Additional noninterest expense | $251,000 | 6,525 |
| Pre-tax net operating income | $203,000 | 7,206 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $77,000 | 5,119 |
| Income before extraordinary items | $126,000 | 7,536 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $126,000 | 7,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $126,000 | 7,494 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,351,000 | 4,804 |
| Total interest expense | $586,000 | 3,571 |
| Net interest income | $765,000 | 5,474 |
| Provision for loan and lease losses | $5,000 | 5,826 |
| Total noninterest income | $49,000 | 7,108 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $49,000 | 5,227 |
| Total noninterest expense | $729,000 | 4,847 |
| Salaries and employee benefits | $401,000 | 4,832 |
| Premises and equipment expense | $200,000 | 2,883 |
| Additional noninterest expense | $128,000 | 6,480 |
| Pre-tax net operating income | $80,000 | 7,493 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $24,000 | 5,498 |
| Income before extraordinary items | $56,000 | 7,665 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $56,000 | 7,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,504 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $56,000 | 7,633 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,299,000 | 4,656 |
| Total interest expense | $2,304,000 | 3,254 |
| Net interest income | $2,995,000 | 5,421 |
| Provision for loan and lease losses | $-7,000 | 8,662 |
| Total noninterest income | $210,000 | 7,069 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $210,000 | 5,009 |
| Total noninterest expense | $2,918,000 | 4,755 |
| Salaries and employee benefits | $1,508,000 | 4,929 |
| Premises and equipment expense | $949,000 | 2,404 |
| Additional noninterest expense | $461,000 | 6,793 |
| Pre-tax net operating income | $294,000 | 7,461 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $100,000 | 5,504 |
| Income before extraordinary items | $194,000 | 7,680 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $194,000 | 7,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,310 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $194,000 | 7,642 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,950,000 | 4,652 |
| Total interest expense | $1,702,000 | 3,238 |
| Net interest income | $2,248,000 | 5,409 |
| Provision for loan and lease losses | $8,000 | 6,855 |
| Total noninterest income | $165,000 | 7,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $165,000 | 4,912 |
| Total noninterest expense | $2,196,000 | 4,699 |
| Salaries and employee benefits | $1,131,000 | 4,879 |
| Premises and equipment expense | $724,000 | 2,359 |
| Additional noninterest expense | $341,000 | 6,792 |
| Pre-tax net operating income | $209,000 | 7,653 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $64,000 | 5,778 |
| Income before extraordinary items | $145,000 | 7,807 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $145,000 | 7,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,778 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $145,000 | 7,766 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,611,000 | 4,688 |
| Total interest expense | $1,113,000 | 3,271 |
| Net interest income | $1,498,000 | 5,413 |
| Provision for loan and lease losses | $8,000 | 6,484 |
| Total noninterest income | $133,000 | 6,717 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $133,000 | 4,546 |
| Total noninterest expense | $1,460,000 | 4,747 |
| Salaries and employee benefits | $749,000 | 4,934 |
| Premises and equipment expense | $496,000 | 2,310 |
| Additional noninterest expense | $215,000 | 6,963 |
| Pre-tax net operating income | $163,000 | 7,470 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $44,000 | 5,755 |
| Income before extraordinary items | $119,000 | 7,599 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $119,000 | 7,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,531 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $119,000 | 7,531 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,306,000 | 4,703 |
| Total interest expense | $549,000 | 3,356 |
| Net interest income | $757,000 | 5,389 |
| Provision for loan and lease losses | $4,000 | 6,169 |
| Total noninterest income | $34,000 | 7,816 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $34,000 | 5,872 |
| Total noninterest expense | $797,000 | 4,494 |
| Salaries and employee benefits | $392,000 | 4,808 |
| Premises and equipment expense | $278,000 | 2,088 |
| Additional noninterest expense | $127,000 | 6,499 |
| Pre-tax net operating income | $-10,000 | 8,606 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-30,000 | 8,931 |
| Income before extraordinary items | $20,000 | 8,327 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $20,000 | 8,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $20,000 | 8,262 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,533,000 | 4,547 |
| Total interest expense | $2,622,000 | 3,225 |
| Net interest income | $2,911,000 | 5,407 |
| Provision for loan and lease losses | $50,000 | 6,256 |
| Total noninterest income | $309,000 | 6,532 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $309,000 | 4,447 |
| Total noninterest expense | $2,810,000 | 4,817 |
| Salaries and employee benefits | $1,477,000 | 4,890 |
| Premises and equipment expense | $910,000 | 2,458 |
| Additional noninterest expense | $423,000 | 7,017 |
| Pre-tax net operating income | $360,000 | 7,187 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $117,000 | 5,557 |
| Income before extraordinary items | $243,000 | 7,559 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $243,000 | 7,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,097 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $243,000 | 7,422 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,219,000 | 4,551 |
| Total interest expense | $2,047,000 | 3,226 |
| Net interest income | $2,172,000 | 5,442 |
| Provision for loan and lease losses | $30,000 | 6,386 |
| Total noninterest income | $234,000 | 6,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $234,000 | 4,500 |
| Total noninterest expense | $2,117,000 | 4,796 |
| Salaries and employee benefits | $1,114,000 | 4,863 |
| Premises and equipment expense | $689,000 | 2,454 |
| Additional noninterest expense | $314,000 | 7,014 |
| Pre-tax net operating income | $259,000 | 7,397 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $74,000 | 5,879 |
| Income before extraordinary items | $185,000 | 7,678 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $185,000 | 7,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,943 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $185,000 | 7,537 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,879,000 | 4,513 |
| Total interest expense | $1,425,000 | 3,209 |
| Net interest income | $1,454,000 | 5,428 |
| Provision for loan and lease losses | $26,000 | 6,061 |
| Total noninterest income | $156,000 | 6,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $156,000 | 4,509 |
| Total noninterest expense | $1,443,000 | 4,705 |
| Salaries and employee benefits | $734,000 | 4,908 |
| Premises and equipment expense | $475,000 | 2,359 |
| Additional noninterest expense | $234,000 | 6,720 |
| Pre-tax net operating income | $141,000 | 7,670 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $23,000 | 6,516 |
| Income before extraordinary items | $118,000 | 7,771 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $118,000 | 7,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,273 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $118,000 | 7,593 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,474,000 | 4,468 |
| Total interest expense | $742,000 | 3,150 |
| Net interest income | $732,000 | 5,398 |
| Provision for loan and lease losses | $12,000 | 5,906 |
| Total noninterest income | $64,000 | 6,903 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $64,000 | 4,791 |
| Total noninterest expense | $776,000 | 4,461 |
| Salaries and employee benefits | $373,000 | 4,868 |
| Premises and equipment expense | $258,000 | 2,194 |
| Additional noninterest expense | $145,000 | 6,052 |
| Pre-tax net operating income | $8,000 | 8,597 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-33,000 | 9,145 |
| Income before extraordinary items | $41,000 | 8,078 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $41,000 | 8,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,155 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $41,000 | 7,929 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,627,000 | 4,232 |
| Total interest expense | $3,491,000 | 3,105 |
| Net interest income | $3,136,000 | 5,157 |
| Provision for loan and lease losses | $21,000 | 7,483 |
| Total noninterest income | $193,000 | 7,386 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $193,000 | 5,108 |
| Total noninterest expense | $3,047,000 | 4,409 |
| Salaries and employee benefits | $1,426,000 | 4,879 |
| Premises and equipment expense | $1,162,000 | 1,902 |
| Additional noninterest expense | $459,000 | 6,748 |
| Pre-tax net operating income | $261,000 | 7,703 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $109,000 | 5,881 |
| Income before extraordinary items | $152,000 | 8,077 |
| Extraordinary gains, net | $-2,000 | 9,303 |
| Net income | $150,000 | 8,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,609 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $152,000 | 7,972 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,577,000 | 4,197 |
| Total interest expense | $4,942,000 | 3,179 |
| Net interest income | $2,635,000 | 5,542 |
| Provision for loan and lease losses | $126,000 | 5,110 |
| Total noninterest income | $248,000 | 6,881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $248,000 | 4,504 |
| Total noninterest expense | $2,412,000 | 5,082 |
| Salaries and employee benefits | $1,337,000 | 4,929 |
| Premises and equipment expense | $628,000 | 3,250 |
| Additional noninterest expense | $447,000 | 6,809 |
| Pre-tax net operating income | $345,000 | 7,208 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $83,000 | 6,223 |
| Income before extraordinary items | $262,000 | 7,360 |
| Extraordinary gains, net | $-2,000 | 9,506 |
| Net income | $260,000 | 7,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,783 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $262,000 | 7,243 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,868,000 | 4,189 |
| Total interest expense | $5,027,000 | 3,303 |
| Net interest income | $2,841,000 | 5,355 |
| Provision for loan and lease losses | $100,000 | 5,274 |
| Total noninterest income | $167,000 | 7,661 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $167,000 | 5,233 |
| Total noninterest expense | $2,197,000 | 5,339 |
| Salaries and employee benefits | $1,300,000 | 4,901 |
| Premises and equipment expense | $507,000 | 3,745 |
| Additional noninterest expense | $390,000 | 7,225 |
| Pre-tax net operating income | $711,000 | 6,178 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $271,000 | 4,805 |
| Income before extraordinary items | $440,000 | 6,629 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $440,000 | 6,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,537 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $440,000 | 6,646 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,132,000 | 4,330 |
| Total interest expense | $4,456,000 | 3,266 |
| Net interest income | $2,676,000 | 5,565 |
| Provision for loan and lease losses | $-2,000 | 9,957 |
| Total noninterest income | $169,000 | 7,853 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $169,000 | 5,316 |
| Total noninterest expense | $2,144,000 | 5,405 |
| Salaries and employee benefits | $1,224,000 | 5,094 |
| Premises and equipment expense | $525,000 | 3,618 |
| Additional noninterest expense | $395,000 | 7,317 |
| Pre-tax net operating income | $703,000 | 6,307 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $304,000 | 4,792 |
| Income before extraordinary items | $399,000 | 7,001 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $399,000 | 6,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $399,000 | 6,971 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,697,000 | 4,553 |
| Total interest expense | $4,169,000 | 3,543 |
| Net interest income | $2,528,000 | 5,815 |
| Provision for loan and lease losses | $26,000 | 7,477 |
| Total noninterest income | $161,000 | 8,071 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $161,000 | 5,497 |
| Total noninterest expense | $2,254,000 | 5,121 |
| Salaries and employee benefits | $1,208,000 | 5,053 |
| Premises and equipment expense | $541,000 | 3,475 |
| Additional noninterest expense | $505,000 | 6,396 |
| Pre-tax net operating income | $409,000 | 7,830 |
| Securities gains (losses) | $52,000 | 1,697 |
| Applicable income taxes | $183,000 | 6,381 |
| Income before extraordinary items | $278,000 | 8,052 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $278,000 | 8,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,077 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $244,720 | 8,211 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,786,000 | 4,611 |
| Total interest expense | $4,171,000 | 3,523 |
| Net interest income | $2,615,000 | 5,871 |
| Provision for loan and lease losses | $77,000 | 5,729 |
| Total noninterest income | $198,000 | 7,865 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $198,000 | 4,977 |
| Total noninterest expense | $1,972,000 | 5,712 |
| Salaries and employee benefits | $1,195,000 | 5,114 |
| Premises and equipment expense | $298,000 | 5,466 |
| Additional noninterest expense | $479,000 | 6,685 |
| Pre-tax net operating income | $764,000 | 6,711 |
| Securities gains (losses) | $-111,000 | 10,784 |
| Applicable income taxes | $270,000 | 6,027 |
| Income before extraordinary items | $383,000 | 7,753 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $383,000 | 7,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,455 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $454,040 | 7,224 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,710,000 | 4,742 |
| Total interest expense | $4,288,000 | 3,479 |
| Net interest income | $2,422,000 | 6,339 |
| Provision for loan and lease losses | $25,000 | 7,649 |
| Total noninterest income | $135,000 | 9,266 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $135,000 | 6,273 |
| Total noninterest expense | $2,517,000 | 4,975 |
| Salaries and employee benefits | $1,170,000 | 5,320 |
| Premises and equipment expense | $246,000 | 6,302 |
| Additional noninterest expense | $1,101,000 | 4,053 |
| Pre-tax net operating income | $15,000 | 10,726 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $-2,000 | 10,899 |
| Income before extraordinary items | $14,000 | 10,762 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $14,000 | 10,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,286 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $17,000 | 10,705 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,231,000 | 5,038 |
| Total interest expense | $3,935,000 | 3,735 |
| Net interest income | $2,296,000 | 6,691 |
| Provision for loan and lease losses | $2,000 | 8,854 |
| Total noninterest income | $88,000 | 10,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $88,000 | 7,639 |
| Total noninterest expense | $1,893,000 | 6,245 |
| Salaries and employee benefits | $1,122,000 | 5,515 |
| Premises and equipment expense | $201,000 | 7,169 |
| Additional noninterest expense | $570,000 | 6,722 |
| Pre-tax net operating income | $489,000 | 8,495 |
| Securities gains (losses) | $8,000 | 2,536 |
| Applicable income taxes | $213,000 | 7,202 |
| Income before extraordinary items | $284,000 | 9,094 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $284,000 | 9,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $278,880 | 9,124 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,617,000 | 5,148 |
| Total interest expense | $3,151,000 | 3,784 |
| Net interest income | $2,466,000 | 6,543 |
| Provision for loan and lease losses | $56,000 | 5,901 |
| Total noninterest income | $50,000 | 11,942 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $50,000 | 9,618 |
| Total noninterest expense | $1,918,000 | 6,408 |
| Salaries and employee benefits | $1,166,000 | 5,384 |
| Premises and equipment expense | $180,000 | 7,850 |
| Additional noninterest expense | $572,000 | 7,239 |
| Pre-tax net operating income | $542,000 | 8,373 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $226,000 | 6,926 |
| Income before extraordinary items | $319,000 | 8,952 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $319,000 | 8,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $317,080 | 9,027 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,084,000 | 4,890 |
| Total interest expense | $3,284,000 | 3,801 |
| Net interest income | $2,800,000 | 5,977 |
| Provision for loan and lease losses | $23,000 | 8,904 |
| Total noninterest income | $114,000 | 10,983 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $114,000 | 7,477 |
| Total noninterest expense | $1,851,000 | 6,754 |
| Salaries and employee benefits | $1,089,000 | 5,697 |
| Premises and equipment expense | $184,000 | 8,036 |
| Additional noninterest expense | $578,000 | 7,532 |
| Pre-tax net operating income | $1,040,000 | 5,740 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $414,000 | 4,887 |
| Income before extraordinary items | $625,000 | 6,597 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $625,000 | 6,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 7,509 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $625,640 | 6,350 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,656,000 | 5,040 |
| Total interest expense | $3,991,000 | 4,086 |
| Net interest income | $2,665,000 | 6,287 |
| Provision for loan and lease losses | $67,000 | 8,339 |
| Total noninterest income | $141,000 | 10,672 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $141,000 | 6,863 |
| Total noninterest expense | $1,713,000 | 7,226 |
| Salaries and employee benefits | $948,000 | 6,342 |
| Premises and equipment expense | $152,000 | 9,049 |
| Additional noninterest expense | $613,000 | 7,395 |
| Pre-tax net operating income | $1,026,000 | 5,518 |
| Securities gains (losses) | $-2,000 | 12,861 |
| Applicable income taxes | $407,000 | 4,722 |
| Income before extraordinary items | $617,000 | 6,457 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $617,000 | 6,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $618,280 | 6,081 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.