Home > Madison Bank of Maryland > Income and Expense
Madison Bank of Maryland, Income and Expense
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $5,032,000 | 3,728 |
| Total interest expense | $1,553,000 | 2,702 |
| Net interest income | $3,479,000 | 3,991 |
| Provision for loan and lease losses | $-275,000 | 5,063 |
| Total noninterest income | $279,000 | 4,216 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $14,000 | 4,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $265,000 | 3,693 |
| Total noninterest expense | $3,748,000 | 3,525 |
| Salaries and employee benefits | $2,230,000 | 3,415 |
| Premises and equipment expense | $487,000 | 3,146 |
| Additional noninterest expense | $1,031,000 | 3,750 |
| Pre-tax net operating income | $285,000 | 4,681 |
| Securities gains (losses) | $8,000 | 1,962 |
| Applicable income taxes | $68,000 | 3,196 |
| Income before extraordinary items | $225,000 | 4,742 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $225,000 | 4,744 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $225,000 | 4,744 |
| Net charge-offs | $-287,000 | 5,044 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $417,000 | 309 |
| Net operating income | $218,680 | 4,729 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,799,000 | 3,757 |
| Total interest expense | $1,178,000 | 2,711 |
| Net interest income | $2,621,000 | 4,038 |
| Provision for loan and lease losses | $-275,000 | 5,158 |
| Total noninterest income | $211,000 | 4,252 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $11,000 | 4,984 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 3,724 |
| Total noninterest expense | $2,802,000 | 3,562 |
| Salaries and employee benefits | $1,684,000 | 3,439 |
| Premises and equipment expense | $371,000 | 3,140 |
| Additional noninterest expense | $747,000 | 3,826 |
| Pre-tax net operating income | $305,000 | 4,626 |
| Securities gains (losses) | $8,000 | 1,718 |
| Applicable income taxes | $71,000 | 3,105 |
| Income before extraordinary items | $242,000 | 4,708 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $242,000 | 4,707 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $242,000 | 4,707 |
| Net charge-offs | $-286,000 | 5,121 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $320,000 | 276 |
| Net operating income | $235,680 | 4,700 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,556,000 | 3,756 |
| Total interest expense | $780,000 | 2,703 |
| Net interest income | $1,776,000 | 4,038 |
| Provision for loan and lease losses | $-150,000 | 5,194 |
| Total noninterest income | $142,000 | 4,253 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $8,000 | 5,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 3,705 |
| Total noninterest expense | $1,870,000 | 3,584 |
| Salaries and employee benefits | $1,111,000 | 3,477 |
| Premises and equipment expense | $259,000 | 3,078 |
| Additional noninterest expense | $500,000 | 3,848 |
| Pre-tax net operating income | $198,000 | 4,675 |
| Securities gains (losses) | $5,000 | 1,370 |
| Applicable income taxes | $39,000 | 3,204 |
| Income before extraordinary items | $164,000 | 4,723 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $164,000 | 4,721 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $164,000 | 4,721 |
| Net charge-offs | $-157,000 | 5,132 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $218,000 | 258 |
| Net operating income | $159,950 | 4,725 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,285,000 | 3,765 |
| Total interest expense | $385,000 | 2,694 |
| Net interest income | $900,000 | 4,046 |
| Provision for loan and lease losses | $-150,000 | 5,288 |
| Total noninterest income | $74,000 | 4,240 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $4,000 | 5,050 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 3,651 |
| Total noninterest expense | $931,000 | 3,632 |
| Salaries and employee benefits | $574,000 | 3,446 |
| Premises and equipment expense | $137,000 | 3,017 |
| Additional noninterest expense | $220,000 | 4,059 |
| Pre-tax net operating income | $193,000 | 4,236 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $38,000 | 2,821 |
| Income before extraordinary items | $155,000 | 4,321 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $155,000 | 4,320 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $155,000 | 4,320 |
| Net charge-offs | $-157,000 | 5,248 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $123,000 | 211 |
| Net operating income | $155,000 | 4,314 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,386,000 | 3,634 |
| Total interest expense | $1,327,000 | 2,516 |
| Net interest income | $4,059,000 | 3,863 |
| Provision for loan and lease losses | $-690,000 | 5,320 |
| Total noninterest income | $304,000 | 4,315 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $15,000 | 5,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $289,000 | 3,729 |
| Total noninterest expense | $3,808,000 | 3,586 |
| Salaries and employee benefits | $2,266,000 | 3,459 |
| Premises and equipment expense | $491,000 | 3,179 |
| Additional noninterest expense | $1,051,000 | 3,811 |
| Pre-tax net operating income | $1,245,000 | 3,780 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $-1,138,000 | 5,379 |
| Income before extraordinary items | $2,383,000 | 2,659 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,383,000 | 2,657 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,383,000 | 2,658 |
| Net charge-offs | $-694,000 | 5,329 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $378,000 | 329 |
| Net operating income | $2,383,000 | 2,652 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,081,000 | 3,629 |
| Total interest expense | $943,000 | 2,533 |
| Net interest income | $3,138,000 | 3,847 |
| Provision for loan and lease losses | $-520,000 | 5,387 |
| Total noninterest income | $229,000 | 4,339 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $11,000 | 5,205 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $218,000 | 3,741 |
| Total noninterest expense | $2,901,000 | 3,568 |
| Salaries and employee benefits | $1,723,000 | 3,445 |
| Premises and equipment expense | $370,000 | 3,207 |
| Additional noninterest expense | $808,000 | 3,797 |
| Pre-tax net operating income | $986,000 | 3,776 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $986,000 | 3,595 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $986,000 | 3,594 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $986,000 | 3,594 |
| Net charge-offs | $-605,000 | 5,401 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $279,000 | 310 |
| Net operating income | $986,000 | 3,598 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,630,000 | 3,692 |
| Total interest expense | $601,000 | 2,519 |
| Net interest income | $2,029,000 | 3,910 |
| Provision for loan and lease losses | $-225,000 | 5,419 |
| Total noninterest income | $157,000 | 4,349 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $8,000 | 5,243 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 3,730 |
| Total noninterest expense | $1,939,000 | 3,583 |
| Salaries and employee benefits | $1,152,000 | 3,453 |
| Premises and equipment expense | $249,000 | 3,216 |
| Additional noninterest expense | $538,000 | 3,829 |
| Pre-tax net operating income | $472,000 | 4,167 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $472,000 | 4,024 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $472,000 | 4,023 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $472,000 | 4,023 |
| Net charge-offs | $-289,000 | 5,403 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $176,000 | 300 |
| Net operating income | $472,000 | 4,029 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,211,000 | 3,836 |
| Total interest expense | $287,000 | 2,533 |
| Net interest income | $924,000 | 4,099 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $77,000 | 4,387 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $3,000 | 5,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 3,744 |
| Total noninterest expense | $962,000 | 3,631 |
| Salaries and employee benefits | $572,000 | 3,507 |
| Premises and equipment expense | $125,000 | 3,238 |
| Additional noninterest expense | $265,000 | 3,876 |
| Pre-tax net operating income | $39,000 | 5,239 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $39,000 | 5,207 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $39,000 | 5,206 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $39,000 | 5,207 |
| Net charge-offs | $-5,000 | 4,469 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 271 |
| Net operating income | $39,000 | 5,210 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,455,000 | 3,958 |
| Total interest expense | $983,000 | 2,571 |
| Net interest income | $3,472,000 | 4,195 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $330,000 | 4,389 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $14,000 | 5,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $316,000 | 3,744 |
| Total noninterest expense | $3,663,000 | 3,729 |
| Salaries and employee benefits | $2,057,000 | 3,699 |
| Premises and equipment expense | $523,000 | 3,175 |
| Additional noninterest expense | $1,083,000 | 3,877 |
| Pre-tax net operating income | $139,000 | 5,262 |
| Securities gains (losses) | $57,000 | 836 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $196,000 | 5,047 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $196,000 | 5,047 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $196,000 | 5,047 |
| Net charge-offs | $-70,000 | 5,217 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $235,000 | 386 |
| Net operating income | $139,000 | 5,139 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,278,000 | 4,021 |
| Total interest expense | $708,000 | 2,616 |
| Net interest income | $2,570,000 | 4,252 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $226,000 | 4,543 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $10,000 | 5,465 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $216,000 | 3,887 |
| Total noninterest expense | $2,728,000 | 3,754 |
| Salaries and employee benefits | $1,515,000 | 3,745 |
| Premises and equipment expense | $391,000 | 3,219 |
| Additional noninterest expense | $822,000 | 3,860 |
| Pre-tax net operating income | $68,000 | 5,407 |
| Securities gains (losses) | $57,000 | 820 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $125,000 | 5,288 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $125,000 | 5,287 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $125,000 | 5,288 |
| Net charge-offs | $20,000 | 2,983 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 376 |
| Net operating income | $68,000 | 5,392 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,150,000 | 4,056 |
| Total interest expense | $460,000 | 2,631 |
| Net interest income | $1,690,000 | 4,281 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $148,000 | 4,589 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $6,000 | 5,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 3,928 |
| Total noninterest expense | $1,819,000 | 3,776 |
| Salaries and employee benefits | $1,006,000 | 3,769 |
| Premises and equipment expense | $263,000 | 3,200 |
| Additional noninterest expense | $550,000 | 3,882 |
| Pre-tax net operating income | $19,000 | 5,514 |
| Securities gains (losses) | $42,000 | 707 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $61,000 | 5,391 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $61,000 | 5,389 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $61,000 | 5,390 |
| Net charge-offs | $-4,000 | 4,493 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $93,000 | 364 |
| Net operating income | $19,000 | 5,513 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,072,000 | 4,073 |
| Total interest expense | $226,000 | 2,630 |
| Net interest income | $846,000 | 4,302 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $67,000 | 4,721 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $3,000 | 5,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 4,031 |
| Total noninterest expense | $936,000 | 3,755 |
| Salaries and employee benefits | $524,000 | 3,758 |
| Premises and equipment expense | $136,000 | 3,180 |
| Additional noninterest expense | $276,000 | 3,890 |
| Pre-tax net operating income | $-23,000 | 5,659 |
| Securities gains (losses) | $16,000 | 558 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $-7,000 | 5,632 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-7,000 | 5,633 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-7,000 | 5,632 |
| Net charge-offs | $23,000 | 1,807 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 329 |
| Net operating income | $-23,000 | 5,665 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,547,000 | 3,969 |
| Total interest expense | $1,397,000 | 1,893 |
| Net interest income | $3,150,000 | 4,431 |
| Provision for loan and lease losses | $-258,000 | 5,664 |
| Total noninterest income | $181,000 | 5,123 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $10,000 | 5,673 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $171,000 | 4,513 |
| Total noninterest expense | $4,439,000 | 3,443 |
| Salaries and employee benefits | $2,718,000 | 3,240 |
| Premises and equipment expense | $496,000 | 3,399 |
| Additional noninterest expense | $1,225,000 | 3,766 |
| Pre-tax net operating income | $-850,000 | 5,818 |
| Securities gains (losses) | $30,000 | 2,159 |
| Applicable income taxes | $-6,000 | 5,654 |
| Income before extraordinary items | $-814,000 | 5,824 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-814,000 | 5,823 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-814,000 | 5,823 |
| Net charge-offs | $85,000 | 2,741 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $139,000 | 459 |
| Net operating income | $-843,700 | 5,821 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,419,000 | 3,997 |
| Total interest expense | $977,000 | 1,995 |
| Net interest income | $2,442,000 | 4,398 |
| Provision for loan and lease losses | $-257,000 | 5,795 |
| Total noninterest income | $147,000 | 5,122 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $7,000 | 5,743 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $140,000 | 4,473 |
| Total noninterest expense | $3,267,000 | 3,476 |
| Salaries and employee benefits | $1,992,000 | 3,278 |
| Premises and equipment expense | $379,000 | 3,374 |
| Additional noninterest expense | $896,000 | 3,854 |
| Pre-tax net operating income | $-421,000 | 5,870 |
| Securities gains (losses) | $31,000 | 2,082 |
| Applicable income taxes | $9,000 | 4,039 |
| Income before extraordinary items | $-399,000 | 5,878 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-399,000 | 5,878 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-399,000 | 5,878 |
| Net charge-offs | $85,000 | 2,195 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 422 |
| Net operating income | $-430,000 | 5,878 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,308,000 | 4,010 |
| Total interest expense | $662,000 | 1,989 |
| Net interest income | $1,646,000 | 4,423 |
| Provision for loan and lease losses | $-251,000 | 5,913 |
| Total noninterest income | $103,000 | 5,113 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $5,000 | 5,802 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $98,000 | 4,433 |
| Total noninterest expense | $1,962,000 | 3,714 |
| Salaries and employee benefits | $1,111,000 | 3,660 |
| Premises and equipment expense | $262,000 | 3,320 |
| Additional noninterest expense | $589,000 | 3,915 |
| Pre-tax net operating income | $38,000 | 5,658 |
| Securities gains (losses) | $27,000 | 1,793 |
| Applicable income taxes | $150,000 | 2,711 |
| Income before extraordinary items | $-85,000 | 5,876 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-85,000 | 5,875 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-85,000 | 5,875 |
| Net charge-offs | $83,000 | 1,785 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 412 |
| Net operating income | $-102,280 | 5,875 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,154,000 | 4,027 |
| Total interest expense | $327,000 | 2,006 |
| Net interest income | $827,000 | 4,448 |
| Provision for loan and lease losses | $-255,000 | 6,036 |
| Total noninterest income | $54,000 | 5,063 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $3,000 | 5,820 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $51,000 | 4,378 |
| Total noninterest expense | $997,000 | 3,717 |
| Salaries and employee benefits | $570,000 | 3,638 |
| Premises and equipment expense | $144,000 | 3,150 |
| Additional noninterest expense | $283,000 | 4,001 |
| Pre-tax net operating income | $139,000 | 4,804 |
| Securities gains (losses) | $25,000 | 1,142 |
| Applicable income taxes | $128,000 | 2,249 |
| Income before extraordinary items | $36,000 | 5,574 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $36,000 | 5,574 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $36,000 | 5,574 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 382 |
| Net operating income | $20,000 | 5,657 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,773,000 | 3,942 |
| Total interest expense | $1,287,000 | 2,000 |
| Net interest income | $3,486,000 | 4,348 |
| Provision for loan and lease losses | $1,000 | 4,365 |
| Total noninterest income | $218,000 | 5,134 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $12,000 | 5,906 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $206,000 | 4,427 |
| Total noninterest expense | $4,251,000 | 3,577 |
| Salaries and employee benefits | $2,368,000 | 3,546 |
| Premises and equipment expense | $534,000 | 3,351 |
| Additional noninterest expense | $1,349,000 | 3,649 |
| Pre-tax net operating income | $-548,000 | 6,046 |
| Securities gains (losses) | $2,000 | 3,028 |
| Applicable income taxes | $334,000 | 2,572 |
| Income before extraordinary items | $-880,000 | 6,086 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-880,000 | 6,086 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-880,000 | 6,086 |
| Net charge-offs | $171,000 | 2,138 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $124,000 | 486 |
| Net operating income | $-882,000 | 6,084 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,649,000 | 3,948 |
| Total interest expense | $967,000 | 2,019 |
| Net interest income | $2,682,000 | 4,336 |
| Provision for loan and lease losses | $-4,000 | 5,786 |
| Total noninterest income | $163,000 | 5,194 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $9,000 | 5,995 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $154,000 | 4,455 |
| Total noninterest expense | $3,207,000 | 3,581 |
| Salaries and employee benefits | $1,776,000 | 3,545 |
| Premises and equipment expense | $401,000 | 3,386 |
| Additional noninterest expense | $1,030,000 | 3,606 |
| Pre-tax net operating income | $-358,000 | 6,134 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $262,000 | 2,607 |
| Income before extraordinary items | $-620,000 | 6,178 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-620,000 | 6,178 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-620,000 | 6,178 |
| Net charge-offs | $105,000 | 2,110 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 467 |
| Net operating income | $-620,000 | 6,170 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,422,000 | 3,967 |
| Total interest expense | $645,000 | 2,026 |
| Net interest income | $1,777,000 | 4,377 |
| Provision for loan and lease losses | $1,000 | 4,040 |
| Total noninterest income | $103,000 | 5,270 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $6,000 | 6,053 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $97,000 | 4,548 |
| Total noninterest expense | $2,115,000 | 3,640 |
| Salaries and employee benefits | $1,176,000 | 3,581 |
| Premises and equipment expense | $276,000 | 3,331 |
| Additional noninterest expense | $663,000 | 3,730 |
| Pre-tax net operating income | $-236,000 | 6,187 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $105,000 | 2,991 |
| Income before extraordinary items | $-341,000 | 6,229 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-341,000 | 6,229 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-341,000 | 6,229 |
| Net charge-offs | $7,000 | 3,368 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 455 |
| Net operating income | $-341,000 | 6,219 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,223,000 | 3,963 |
| Total interest expense | $324,000 | 2,025 |
| Net interest income | $899,000 | 4,378 |
| Provision for loan and lease losses | $6,000 | 3,402 |
| Total noninterest income | $53,000 | 5,250 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $2,000 | 6,149 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $51,000 | 4,496 |
| Total noninterest expense | $1,099,000 | 3,583 |
| Salaries and employee benefits | $588,000 | 3,622 |
| Premises and equipment expense | $154,000 | 3,140 |
| Additional noninterest expense | $357,000 | 3,543 |
| Pre-tax net operating income | $-153,000 | 6,273 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $19,000 | 3,552 |
| Income before extraordinary items | $-172,000 | 6,295 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-172,000 | 6,296 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-172,000 | 6,296 |
| Net charge-offs | $14,000 | 2,324 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 424 |
| Net operating income | $-172,000 | 6,284 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,122,000 | 3,910 |
| Total interest expense | $1,342,000 | 2,077 |
| Net interest income | $3,780,000 | 4,311 |
| Provision for loan and lease losses | $810,000 | 1,014 |
| Total noninterest income | $263,000 | 5,134 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $13,000 | 6,221 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $250,000 | 4,257 |
| Total noninterest expense | $4,086,000 | 3,785 |
| Salaries and employee benefits | $2,137,000 | 3,853 |
| Premises and equipment expense | $589,000 | 3,272 |
| Additional noninterest expense | $1,360,000 | 3,772 |
| Pre-tax net operating income | $-853,000 | 6,337 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $465,000 | 2,265 |
| Income before extraordinary items | $-1,318,000 | 6,394 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-1,318,000 | 6,394 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,318,000 | 6,394 |
| Net charge-offs | $869,000 | 1,005 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $8,402,000 | 56 |
| Net operating income | $-1,318,000 | 6,392 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,887,000 | 3,918 |
| Total interest expense | $1,012,000 | 2,103 |
| Net interest income | $2,875,000 | 4,324 |
| Provision for loan and lease losses | $810,000 | 799 |
| Total noninterest income | $196,000 | 5,204 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $10,000 | 6,298 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $186,000 | 4,303 |
| Total noninterest expense | $3,060,000 | 3,809 |
| Salaries and employee benefits | $1,585,000 | 3,890 |
| Premises and equipment expense | $438,000 | 3,333 |
| Additional noninterest expense | $1,037,000 | 3,744 |
| Pre-tax net operating income | $-799,000 | 6,444 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $363,000 | 2,287 |
| Income before extraordinary items | $-1,162,000 | 6,493 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,162,000 | 6,492 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-1,162,000 | 6,492 |
| Net charge-offs | $829,000 | 784 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-1,162,000 | 6,492 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,621,000 | 3,894 |
| Total interest expense | $681,000 | 2,098 |
| Net interest income | $1,940,000 | 4,324 |
| Provision for loan and lease losses | $-10,000 | 6,223 |
| Total noninterest income | $176,000 | 4,848 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $7,000 | 6,336 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $169,000 | 3,891 |
| Total noninterest expense | $1,971,000 | 3,906 |
| Salaries and employee benefits | $1,047,000 | 3,927 |
| Premises and equipment expense | $304,000 | 3,262 |
| Additional noninterest expense | $620,000 | 4,024 |
| Pre-tax net operating income | $155,000 | 5,527 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $60,000 | 3,338 |
| Income before extraordinary items | $95,000 | 5,766 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $95,000 | 5,768 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $95,000 | 5,768 |
| Net charge-offs | $157,000 | 1,798 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $95,000 | 5,729 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,298,000 | 3,933 |
| Total interest expense | $345,000 | 2,105 |
| Net interest income | $953,000 | 4,371 |
| Provision for loan and lease losses | $-5,000 | 6,389 |
| Total noninterest income | $152,000 | 3,956 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $4,000 | 6,347 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $148,000 | 2,988 |
| Total noninterest expense | $989,000 | 3,929 |
| Salaries and employee benefits | $532,000 | 3,920 |
| Premises and equipment expense | $173,000 | 3,035 |
| Additional noninterest expense | $284,000 | 4,226 |
| Pre-tax net operating income | $121,000 | 5,085 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $46,000 | 3,014 |
| Income before extraordinary items | $75,000 | 5,431 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $75,000 | 5,431 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $75,000 | 5,431 |
| Net charge-offs | $136,000 | 1,179 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $75,000 | 5,395 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,452,000 | 3,855 |
| Total interest expense | $1,522,000 | 2,138 |
| Net interest income | $3,930,000 | 4,316 |
| Provision for loan and lease losses | $884,000 | 1,231 |
| Total noninterest income | $190,000 | 5,671 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $14,000 | 6,485 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $176,000 | 4,772 |
| Total noninterest expense | $4,662,000 | 3,576 |
| Salaries and employee benefits | $2,346,000 | 3,698 |
| Premises and equipment expense | $562,000 | 3,465 |
| Additional noninterest expense | $1,754,000 | 3,268 |
| Pre-tax net operating income | $-1,426,000 | 6,615 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-500,000 | 6,635 |
| Income before extraordinary items | $-926,000 | 6,572 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-926,000 | 6,573 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-926,000 | 6,573 |
| Net charge-offs | $718,000 | 1,616 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-926,000 | 6,564 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,164,000 | 3,849 |
| Total interest expense | $1,164,000 | 2,157 |
| Net interest income | $3,000,000 | 4,313 |
| Provision for loan and lease losses | $73,000 | 3,685 |
| Total noninterest income | $124,000 | 5,888 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $11,000 | 6,552 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $113,000 | 5,036 |
| Total noninterest expense | $3,484,000 | 3,594 |
| Salaries and employee benefits | $1,741,000 | 3,734 |
| Premises and equipment expense | $420,000 | 3,501 |
| Additional noninterest expense | $1,323,000 | 3,264 |
| Pre-tax net operating income | $-433,000 | 6,596 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-147,000 | 6,716 |
| Income before extraordinary items | $-286,000 | 6,568 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-286,000 | 6,568 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-286,000 | 6,568 |
| Net charge-offs | $79,000 | 3,480 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-286,000 | 6,550 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,826,000 | 3,810 |
| Total interest expense | $798,000 | 2,139 |
| Net interest income | $2,028,000 | 4,283 |
| Provision for loan and lease losses | $4,000 | 4,691 |
| Total noninterest income | $104,000 | 5,684 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $7,000 | 6,596 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $97,000 | 4,781 |
| Total noninterest expense | $2,063,000 | 3,893 |
| Salaries and employee benefits | $1,158,000 | 3,752 |
| Premises and equipment expense | $291,000 | 3,437 |
| Additional noninterest expense | $614,000 | 4,134 |
| Pre-tax net operating income | $65,000 | 6,003 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $25,000 | 3,842 |
| Income before extraordinary items | $40,000 | 6,193 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $40,000 | 6,195 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $40,000 | 6,195 |
| Net charge-offs | $54,000 | 3,291 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $40,000 | 6,110 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,443,000 | 3,787 |
| Total interest expense | $419,000 | 2,104 |
| Net interest income | $1,024,000 | 4,268 |
| Provision for loan and lease losses | $-6,000 | 6,734 |
| Total noninterest income | $41,000 | 5,918 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $4,000 | 6,617 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $37,000 | 5,076 |
| Total noninterest expense | $1,075,000 | 3,818 |
| Salaries and employee benefits | $605,000 | 3,690 |
| Premises and equipment expense | $155,000 | 3,311 |
| Additional noninterest expense | $315,000 | 4,103 |
| Pre-tax net operating income | $-4,000 | 6,369 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-2,000 | 6,684 |
| Income before extraordinary items | $-2,000 | 6,431 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-2,000 | 6,432 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-2,000 | 6,432 |
| Net charge-offs | $37,000 | 2,639 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-2,000 | 6,359 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,962,000 | 3,855 |
| Total interest expense | $1,819,000 | 2,319 |
| Net interest income | $4,143,000 | 4,320 |
| Provision for loan and lease losses | $376,000 | 3,087 |
| Total noninterest income | $132,000 | 6,076 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $15,000 | 6,730 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $117,000 | 5,198 |
| Total noninterest expense | $4,200,000 | 3,897 |
| Salaries and employee benefits | $2,290,000 | 3,794 |
| Premises and equipment expense | $597,000 | 3,395 |
| Additional noninterest expense | $1,313,000 | 4,123 |
| Pre-tax net operating income | $-301,000 | 6,415 |
| Securities gains (losses) | $1,000 | 3,729 |
| Applicable income taxes | $-139,000 | 6,742 |
| Income before extraordinary items | $-161,000 | 6,441 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-161,000 | 6,435 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-161,000 | 6,437 |
| Net charge-offs | $1,159,000 | 1,664 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-161,640 | 6,346 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,518,000 | 3,892 |
| Total interest expense | $1,373,000 | 2,395 |
| Net interest income | $3,145,000 | 4,350 |
| Provision for loan and lease losses | $84,000 | 4,557 |
| Total noninterest income | $78,000 | 6,357 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $11,000 | 6,825 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $67,000 | 5,505 |
| Total noninterest expense | $3,085,000 | 3,983 |
| Salaries and employee benefits | $1,688,000 | 3,836 |
| Premises and equipment expense | $443,000 | 3,475 |
| Additional noninterest expense | $954,000 | 4,239 |
| Pre-tax net operating income | $54,000 | 6,135 |
| Securities gains (losses) | $1,000 | 3,476 |
| Applicable income taxes | $20,000 | 4,156 |
| Income before extraordinary items | $35,000 | 6,320 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $35,000 | 6,318 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $35,000 | 6,319 |
| Net charge-offs | $83,000 | 4,144 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $34,360 | 6,188 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,039,000 | 3,895 |
| Total interest expense | $919,000 | 2,473 |
| Net interest income | $2,120,000 | 4,331 |
| Provision for loan and lease losses | $104,000 | 3,804 |
| Total noninterest income | $57,000 | 6,342 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $7,000 | 6,880 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $50,000 | 5,446 |
| Total noninterest expense | $2,055,000 | 4,008 |
| Salaries and employee benefits | $1,117,000 | 3,881 |
| Premises and equipment expense | $279,000 | 3,605 |
| Additional noninterest expense | $659,000 | 4,163 |
| Pre-tax net operating income | $18,000 | 6,244 |
| Securities gains (losses) | $1,000 | 3,081 |
| Applicable income taxes | $7,000 | 4,344 |
| Income before extraordinary items | $12,000 | 6,412 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $12,000 | 6,412 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $12,000 | 6,412 |
| Net charge-offs | $83,000 | 3,591 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $11,360 | 6,281 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,511,000 | 3,959 |
| Total interest expense | $463,000 | 2,547 |
| Net interest income | $1,048,000 | 4,383 |
| Provision for loan and lease losses | $36,000 | 3,992 |
| Total noninterest income | $33,000 | 6,276 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $3,000 | 6,938 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $30,000 | 5,349 |
| Total noninterest expense | $1,071,000 | 3,908 |
| Salaries and employee benefits | $565,000 | 3,871 |
| Premises and equipment expense | $148,000 | 3,500 |
| Additional noninterest expense | $358,000 | 3,919 |
| Pre-tax net operating income | $-26,000 | 6,557 |
| Securities gains (losses) | $1,000 | 2,095 |
| Applicable income taxes | $-11,000 | 6,986 |
| Income before extraordinary items | $-14,000 | 6,596 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-14,000 | 6,596 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-14,000 | 6,596 |
| Net charge-offs | $70,000 | 2,758 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-14,640 | 6,506 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,799,000 | 3,745 |
| Total interest expense | $2,211,000 | 2,559 |
| Net interest income | $4,588,000 | 4,156 |
| Provision for loan and lease losses | $510,000 | 3,430 |
| Total noninterest income | $147,000 | 6,071 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $147,000 | 4,868 |
| Total noninterest expense | $3,916,000 | 4,169 |
| Salaries and employee benefits | $2,358,000 | 3,729 |
| Premises and equipment expense | $838,000 | 2,813 |
| Additional noninterest expense | $720,000 | 5,624 |
| Pre-tax net operating income | $309,000 | 5,216 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $82,000 | 3,490 |
| Income before extraordinary items | $227,000 | 5,463 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $227,000 | 5,465 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $227,000 | 5,465 |
| Net charge-offs | $174,000 | 4,470 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $227,000 | 5,348 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,188,000 | 3,742 |
| Total interest expense | $1,728,000 | 2,571 |
| Net interest income | $3,460,000 | 4,151 |
| Provision for loan and lease losses | $396,000 | 3,244 |
| Total noninterest income | $74,000 | 6,525 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $74,000 | 5,421 |
| Total noninterest expense | $2,966,000 | 4,145 |
| Salaries and employee benefits | $1,756,000 | 3,757 |
| Premises and equipment expense | $642,000 | 2,785 |
| Additional noninterest expense | $568,000 | 5,568 |
| Pre-tax net operating income | $172,000 | 5,579 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $63,000 | 3,500 |
| Income before extraordinary items | $109,000 | 5,861 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $109,000 | 5,862 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $109,000 | 5,862 |
| Net charge-offs | $130,000 | 4,161 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $109,000 | 5,732 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,542,000 | 3,729 |
| Total interest expense | $1,186,000 | 2,595 |
| Net interest income | $2,356,000 | 4,098 |
| Provision for loan and lease losses | $28,000 | 5,552 |
| Total noninterest income | $40,000 | 6,748 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $40,000 | 5,679 |
| Total noninterest expense | $1,976,000 | 4,195 |
| Salaries and employee benefits | $1,152,000 | 3,829 |
| Premises and equipment expense | $442,000 | 2,721 |
| Additional noninterest expense | $382,000 | 5,640 |
| Pre-tax net operating income | $392,000 | 4,236 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $149,000 | 2,512 |
| Income before extraordinary items | $243,000 | 4,751 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $243,000 | 4,750 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $243,000 | 4,751 |
| Net charge-offs | $90,000 | 3,947 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $243,000 | 4,663 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,774,000 | 3,740 |
| Total interest expense | $614,000 | 2,586 |
| Net interest income | $1,160,000 | 4,136 |
| Provision for loan and lease losses | $-5,000 | 7,445 |
| Total noninterest income | $20,000 | 6,811 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $20,000 | 5,800 |
| Total noninterest expense | $1,014,000 | 4,145 |
| Salaries and employee benefits | $574,000 | 3,856 |
| Premises and equipment expense | $243,000 | 2,546 |
| Additional noninterest expense | $197,000 | 5,577 |
| Pre-tax net operating income | $171,000 | 4,455 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $65,000 | 2,620 |
| Income before extraordinary items | $106,000 | 4,923 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $106,000 | 4,921 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $106,000 | 4,923 |
| Net charge-offs | $-5,000 | 6,778 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $106,000 | 4,870 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,287,000 | 3,808 |
| Total interest expense | $2,835,000 | 2,724 |
| Net interest income | $4,452,000 | 4,272 |
| Provision for loan and lease losses | $973,000 | 3,103 |
| Total noninterest income | $127,000 | 6,462 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $127,000 | 5,160 |
| Total noninterest expense | $4,038,000 | 4,193 |
| Salaries and employee benefits | $2,414,000 | 3,680 |
| Premises and equipment expense | $845,000 | 2,854 |
| Additional noninterest expense | $779,000 | 5,672 |
| Pre-tax net operating income | $-432,000 | 6,216 |
| Securities gains (losses) | $-3,000 | 6,950 |
| Applicable income taxes | $-146,000 | 6,913 |
| Income before extraordinary items | $-289,000 | 6,230 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-289,000 | 6,231 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-289,000 | 6,231 |
| Net charge-offs | $886,000 | 2,857 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-287,020 | 6,179 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,579,000 | 3,827 |
| Total interest expense | $2,164,000 | 2,790 |
| Net interest income | $3,415,000 | 4,271 |
| Provision for loan and lease losses | $611,000 | 3,213 |
| Total noninterest income | $85,000 | 6,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $85,000 | 5,403 |
| Total noninterest expense | $3,131,000 | 4,093 |
| Salaries and employee benefits | $1,861,000 | 3,641 |
| Premises and equipment expense | $653,000 | 2,836 |
| Additional noninterest expense | $617,000 | 5,583 |
| Pre-tax net operating income | $-242,000 | 6,342 |
| Securities gains (losses) | $-5,000 | 7,159 |
| Applicable income taxes | $-82,000 | 7,046 |
| Income before extraordinary items | $-165,000 | 6,399 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-165,000 | 6,399 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-165,000 | 6,398 |
| Net charge-offs | $514,000 | 3,042 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-161,650 | 6,296 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,779,000 | 3,813 |
| Total interest expense | $1,486,000 | 2,811 |
| Net interest income | $2,293,000 | 4,261 |
| Provision for loan and lease losses | $299,000 | 3,675 |
| Total noninterest income | $62,000 | 6,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $62,000 | 5,330 |
| Total noninterest expense | $2,133,000 | 4,051 |
| Salaries and employee benefits | $1,254,000 | 3,631 |
| Premises and equipment expense | $438,000 | 2,833 |
| Additional noninterest expense | $441,000 | 5,424 |
| Pre-tax net operating income | $-77,000 | 6,237 |
| Securities gains (losses) | $-5,000 | 7,261 |
| Applicable income taxes | $-26,000 | 6,994 |
| Income before extraordinary items | $-56,000 | 6,326 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-56,000 | 6,328 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-56,000 | 6,326 |
| Net charge-offs | $237,000 | 3,347 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-52,600 | 6,227 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,957,000 | 3,767 |
| Total interest expense | $786,000 | 2,791 |
| Net interest income | $1,171,000 | 4,228 |
| Provision for loan and lease losses | $284,000 | 2,533 |
| Total noninterest income | $30,000 | 6,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $30,000 | 5,438 |
| Total noninterest expense | $1,106,000 | 3,992 |
| Salaries and employee benefits | $634,000 | 3,655 |
| Premises and equipment expense | $224,000 | 2,840 |
| Additional noninterest expense | $248,000 | 5,136 |
| Pre-tax net operating income | $-189,000 | 6,820 |
| Securities gains (losses) | $-5,000 | 7,442 |
| Applicable income taxes | $-64,000 | 7,377 |
| Income before extraordinary items | $-130,000 | 6,819 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-130,000 | 6,820 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-130,000 | 6,819 |
| Net charge-offs | $242,000 | 2,250 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-126,650 | 6,765 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,508,000 | 3,664 |
| Total interest expense | $4,015,000 | 2,726 |
| Net interest income | $4,493,000 | 4,237 |
| Provision for loan and lease losses | $1,176,000 | 3,247 |
| Total noninterest income | $182,000 | 6,357 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $182,000 | 4,794 |
| Total noninterest expense | $4,256,000 | 4,166 |
| Salaries and employee benefits | $2,491,000 | 3,698 |
| Premises and equipment expense | $854,000 | 2,952 |
| Additional noninterest expense | $911,000 | 5,498 |
| Pre-tax net operating income | $-757,000 | 6,146 |
| Securities gains (losses) | $-100,000 | 7,284 |
| Applicable income taxes | $-257,000 | 6,829 |
| Income before extraordinary items | $-600,000 | 6,138 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-600,000 | 6,138 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-600,000 | 6,138 |
| Net charge-offs | $395,000 | 4,109 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-530,000 | 6,095 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,514,000 | 3,649 |
| Total interest expense | $3,135,000 | 2,751 |
| Net interest income | $3,379,000 | 4,240 |
| Provision for loan and lease losses | $455,000 | 3,946 |
| Total noninterest income | $80,000 | 7,048 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $80,000 | 5,686 |
| Total noninterest expense | $3,149,000 | 4,218 |
| Salaries and employee benefits | $1,864,000 | 3,738 |
| Premises and equipment expense | $636,000 | 2,995 |
| Additional noninterest expense | $649,000 | 5,624 |
| Pre-tax net operating income | $-145,000 | 5,952 |
| Securities gains (losses) | $-104,000 | 7,477 |
| Applicable income taxes | $-49,000 | 6,814 |
| Income before extraordinary items | $-200,000 | 6,122 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-200,000 | 6,123 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-200,000 | 6,122 |
| Net charge-offs | $275,000 | 3,842 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-116,800 | 5,972 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,398,000 | 3,647 |
| Total interest expense | $2,177,000 | 2,762 |
| Net interest income | $2,221,000 | 4,266 |
| Provision for loan and lease losses | $318,000 | 3,610 |
| Total noninterest income | $53,000 | 7,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $53,000 | 5,767 |
| Total noninterest expense | $2,089,000 | 4,271 |
| Salaries and employee benefits | $1,243,000 | 3,788 |
| Premises and equipment expense | $418,000 | 3,066 |
| Additional noninterest expense | $428,000 | 5,646 |
| Pre-tax net operating income | $-133,000 | 6,153 |
| Securities gains (losses) | $-103,000 | 7,684 |
| Applicable income taxes | $-45,000 | 6,993 |
| Income before extraordinary items | $-191,000 | 6,365 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-191,000 | 6,364 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-191,000 | 6,364 |
| Net charge-offs | $267,000 | 3,071 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-107,570 | 6,171 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,221,000 | 3,662 |
| Total interest expense | $1,107,000 | 2,818 |
| Net interest income | $1,114,000 | 4,234 |
| Provision for loan and lease losses | $22,000 | 5,819 |
| Total noninterest income | $29,000 | 7,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $29,000 | 5,665 |
| Total noninterest expense | $996,000 | 4,313 |
| Salaries and employee benefits | $619,000 | 3,831 |
| Premises and equipment expense | $219,000 | 3,019 |
| Additional noninterest expense | $158,000 | 6,182 |
| Pre-tax net operating income | $125,000 | 4,754 |
| Securities gains (losses) | $-39,000 | 7,920 |
| Applicable income taxes | $49,000 | 2,899 |
| Income before extraordinary items | $37,000 | 5,893 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $37,000 | 5,895 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $37,000 | 5,895 |
| Net charge-offs | $22,000 | 4,250 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $61,960 | 5,350 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,935,000 | 3,541 |
| Total interest expense | $5,693,000 | 2,637 |
| Net interest income | $4,242,000 | 4,393 |
| Provision for loan and lease losses | $894,000 | 2,881 |
| Total noninterest income | $336,000 | 5,638 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $336,000 | 3,904 |
| Total noninterest expense | $3,953,000 | 4,270 |
| Salaries and employee benefits | $2,482,000 | 3,794 |
| Premises and equipment expense | $869,000 | 2,965 |
| Additional noninterest expense | $602,000 | 6,214 |
| Pre-tax net operating income | $-269,000 | 6,608 |
| Securities gains (losses) | $-218,000 | 7,367 |
| Applicable income taxes | $35,000 | 4,042 |
| Income before extraordinary items | $-522,000 | 6,724 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-522,000 | 6,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 4,455 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-304,000 | 6,720 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,617,000 | 3,547 |
| Total interest expense | $4,474,000 | 2,617 |
| Net interest income | $3,143,000 | 4,477 |
| Provision for loan and lease losses | $701,000 | 2,263 |
| Total noninterest income | $253,000 | 5,705 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $253,000 | 4,002 |
| Total noninterest expense | $2,958,000 | 4,264 |
| Salaries and employee benefits | $1,855,000 | 3,835 |
| Premises and equipment expense | $654,000 | 2,973 |
| Additional noninterest expense | $449,000 | 6,185 |
| Pre-tax net operating income | $-263,000 | 7,083 |
| Securities gains (losses) | $-128,000 | 7,552 |
| Applicable income taxes | $-133,000 | 7,587 |
| Income before extraordinary items | $-258,000 | 6,976 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-258,000 | 6,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,824 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-173,520 | 7,047 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,205,000 | 3,540 |
| Total interest expense | $3,169,000 | 2,580 |
| Net interest income | $2,036,000 | 4,562 |
| Provision for loan and lease losses | $145,000 | 3,718 |
| Total noninterest income | $220,000 | 5,245 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $220,000 | 3,581 |
| Total noninterest expense | $1,997,000 | 4,238 |
| Salaries and employee benefits | $1,233,000 | 3,887 |
| Premises and equipment expense | $439,000 | 2,961 |
| Additional noninterest expense | $325,000 | 5,961 |
| Pre-tax net operating income | $114,000 | 6,324 |
| Securities gains (losses) | $-55,000 | 8,236 |
| Applicable income taxes | $20,000 | 4,673 |
| Income before extraordinary items | $39,000 | 6,765 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $39,000 | 6,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 2,909 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $75,300 | 6,460 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,629,000 | 3,589 |
| Total interest expense | $1,709,000 | 2,565 |
| Net interest income | $920,000 | 4,886 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $33,000 | 7,206 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $33,000 | 5,761 |
| Total noninterest expense | $1,012,000 | 4,201 |
| Salaries and employee benefits | $619,000 | 3,883 |
| Premises and equipment expense | $227,000 | 2,895 |
| Additional noninterest expense | $166,000 | 5,895 |
| Pre-tax net operating income | $-59,000 | 7,429 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-20,000 | 7,903 |
| Income before extraordinary items | $-39,000 | 7,464 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-39,000 | 7,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,931 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-39,000 | 7,402 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,701,000 | 3,604 |
| Total interest expense | $7,222,000 | 2,546 |
| Net interest income | $3,479,000 | 5,053 |
| Provision for loan and lease losses | $-60,000 | 8,335 |
| Total noninterest income | $290,000 | 6,077 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $290,000 | 4,303 |
| Total noninterest expense | $4,284,000 | 3,909 |
| Salaries and employee benefits | $2,541,000 | 3,673 |
| Premises and equipment expense | $853,000 | 2,928 |
| Additional noninterest expense | $890,000 | 4,988 |
| Pre-tax net operating income | $-455,000 | 7,788 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-155,000 | 8,087 |
| Income before extraordinary items | $-300,000 | 7,776 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-300,000 | 7,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,873 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-300,000 | 7,756 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,064,000 | 3,591 |
| Total interest expense | $5,451,000 | 2,528 |
| Net interest income | $2,613,000 | 5,056 |
| Provision for loan and lease losses | $-60,000 | 8,387 |
| Total noninterest income | $190,000 | 6,408 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $190,000 | 4,582 |
| Total noninterest expense | $3,270,000 | 3,848 |
| Salaries and employee benefits | $1,923,000 | 3,637 |
| Premises and equipment expense | $634,000 | 2,934 |
| Additional noninterest expense | $713,000 | 4,746 |
| Pre-tax net operating income | $-407,000 | 8,016 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-139,000 | 8,281 |
| Income before extraordinary items | $-268,000 | 7,984 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-268,000 | 7,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,015 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-268,000 | 7,965 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,453,000 | 3,557 |
| Total interest expense | $3,676,000 | 2,513 |
| Net interest income | $1,777,000 | 5,037 |
| Provision for loan and lease losses | $-60,000 | 8,441 |
| Total noninterest income | $164,000 | 5,971 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $164,000 | 4,159 |
| Total noninterest expense | $2,282,000 | 3,725 |
| Salaries and employee benefits | $1,292,000 | 3,657 |
| Premises and equipment expense | $430,000 | 2,921 |
| Additional noninterest expense | $560,000 | 4,220 |
| Pre-tax net operating income | $-281,000 | 8,138 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-96,000 | 8,373 |
| Income before extraordinary items | $-185,000 | 8,104 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-185,000 | 8,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,057 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-185,000 | 8,094 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,751,000 | 3,523 |
| Total interest expense | $1,846,000 | 2,481 |
| Net interest income | $905,000 | 4,976 |
| Provision for loan and lease losses | $-60,000 | 8,523 |
| Total noninterest income | $30,000 | 7,460 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $30,000 | 5,964 |
| Total noninterest expense | $1,186,000 | 3,600 |
| Salaries and employee benefits | $659,000 | 3,619 |
| Premises and equipment expense | $224,000 | 2,845 |
| Additional noninterest expense | $303,000 | 3,941 |
| Pre-tax net operating income | $-191,000 | 8,293 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-65,000 | 8,458 |
| Income before extraordinary items | $-126,000 | 8,226 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-126,000 | 8,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,023 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-126,000 | 8,215 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,960,000 | 3,329 |
| Total interest expense | $7,058,000 | 2,268 |
| Net interest income | $3,902,000 | 4,729 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $259,000 | 6,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $259,000 | 4,582 |
| Total noninterest expense | $4,455,000 | 3,646 |
| Salaries and employee benefits | $2,746,000 | 3,365 |
| Premises and equipment expense | $873,000 | 2,782 |
| Additional noninterest expense | $836,000 | 5,102 |
| Pre-tax net operating income | $-294,000 | 8,163 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-93,000 | 8,362 |
| Income before extraordinary items | $-201,000 | 8,149 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-201,000 | 8,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 8,387 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-201,000 | 8,142 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,179,000 | 3,315 |
| Total interest expense | $5,149,000 | 2,261 |
| Net interest income | $3,030,000 | 4,666 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $157,000 | 6,885 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $157,000 | 5,043 |
| Total noninterest expense | $3,384,000 | 3,625 |
| Salaries and employee benefits | $2,066,000 | 3,355 |
| Premises and equipment expense | $643,000 | 2,839 |
| Additional noninterest expense | $675,000 | 4,829 |
| Pre-tax net operating income | $-197,000 | 8,298 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-75,000 | 8,537 |
| Income before extraordinary items | $-122,000 | 8,271 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-122,000 | 8,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 8,379 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-122,000 | 8,260 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,400,000 | 3,296 |
| Total interest expense | $3,301,000 | 2,251 |
| Net interest income | $2,099,000 | 4,568 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $123,000 | 6,620 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $123,000 | 4,696 |
| Total noninterest expense | $2,361,000 | 3,500 |
| Salaries and employee benefits | $1,429,000 | 3,268 |
| Premises and equipment expense | $427,000 | 2,831 |
| Additional noninterest expense | $505,000 | 4,458 |
| Pre-tax net operating income | $-139,000 | 8,368 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-49,000 | 8,583 |
| Income before extraordinary items | $-90,000 | 8,340 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-90,000 | 8,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 8,498 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-90,000 | 8,336 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,640,000 | 3,296 |
| Total interest expense | $1,567,000 | 2,246 |
| Net interest income | $1,073,000 | 4,496 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $86,000 | 5,923 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $86,000 | 3,983 |
| Total noninterest expense | $1,037,000 | 3,911 |
| Salaries and employee benefits | $625,000 | 3,643 |
| Premises and equipment expense | $206,000 | 2,949 |
| Additional noninterest expense | $206,000 | 5,089 |
| Pre-tax net operating income | $122,000 | 6,778 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $43,000 | 4,670 |
| Income before extraordinary items | $79,000 | 7,056 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $79,000 | 7,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,303 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $79,000 | 7,062 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,516,000 | 3,029 |
| Total interest expense | $5,984,000 | 1,887 |
| Net interest income | $4,532,000 | 4,237 |
| Provision for loan and lease losses | $33,000 | 6,135 |
| Total noninterest income | $219,000 | 6,921 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $219,000 | 4,993 |
| Total noninterest expense | $4,051,000 | 3,833 |
| Salaries and employee benefits | $2,530,000 | 3,447 |
| Premises and equipment expense | $821,000 | 2,834 |
| Additional noninterest expense | $700,000 | 5,587 |
| Pre-tax net operating income | $667,000 | 6,233 |
| Securities gains (losses) | $-17,000 | 7,746 |
| Applicable income taxes | $208,000 | 4,617 |
| Income before extraordinary items | $442,000 | 6,604 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $442,000 | 6,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,005 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $453,560 | 6,539 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,834,000 | 2,981 |
| Total interest expense | $4,418,000 | 1,810 |
| Net interest income | $3,416,000 | 4,219 |
| Provision for loan and lease losses | $10,000 | 6,490 |
| Total noninterest income | $112,000 | 7,534 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $112,000 | 5,746 |
| Total noninterest expense | $2,885,000 | 3,946 |
| Salaries and employee benefits | $1,785,000 | 3,597 |
| Premises and equipment expense | $610,000 | 2,844 |
| Additional noninterest expense | $490,000 | 5,768 |
| Pre-tax net operating income | $633,000 | 5,866 |
| Securities gains (losses) | $-17,000 | 8,109 |
| Applicable income taxes | $225,000 | 4,243 |
| Income before extraordinary items | $391,000 | 6,425 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $391,000 | 6,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,107 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $401,880 | 6,329 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,192,000 | 2,936 |
| Total interest expense | $2,850,000 | 1,779 |
| Net interest income | $2,342,000 | 4,129 |
| Provision for loan and lease losses | $10,000 | 6,110 |
| Total noninterest income | $74,000 | 7,525 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $74,000 | 5,767 |
| Total noninterest expense | $1,920,000 | 3,946 |
| Salaries and employee benefits | $1,197,000 | 3,564 |
| Premises and equipment expense | $408,000 | 2,795 |
| Additional noninterest expense | $315,000 | 5,858 |
| Pre-tax net operating income | $486,000 | 5,543 |
| Securities gains (losses) | $-17,000 | 8,320 |
| Applicable income taxes | $172,000 | 4,044 |
| Income before extraordinary items | $297,000 | 6,143 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $297,000 | 6,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,257 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $307,880 | 6,017 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,537,000 | 2,959 |
| Total interest expense | $1,384,000 | 1,727 |
| Net interest income | $1,153,000 | 4,196 |
| Provision for loan and lease losses | $5,000 | 5,826 |
| Total noninterest income | $36,000 | 7,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $36,000 | 5,847 |
| Total noninterest expense | $971,000 | 3,931 |
| Salaries and employee benefits | $605,000 | 3,549 |
| Premises and equipment expense | $204,000 | 2,835 |
| Additional noninterest expense | $162,000 | 5,752 |
| Pre-tax net operating income | $213,000 | 5,813 |
| Securities gains (losses) | $-17,000 | 8,636 |
| Applicable income taxes | $71,000 | 4,271 |
| Income before extraordinary items | $125,000 | 6,483 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $125,000 | 6,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,412 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $135,880 | 6,271 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,832,000 | 2,883 |
| Total interest expense | $5,441,000 | 1,513 |
| Net interest income | $4,391,000 | 4,189 |
| Provision for loan and lease losses | $92,000 | 5,144 |
| Total noninterest income | $343,000 | 6,130 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $343,000 | 4,012 |
| Total noninterest expense | $3,764,000 | 3,929 |
| Salaries and employee benefits | $2,287,000 | 3,584 |
| Premises and equipment expense | $830,000 | 2,700 |
| Additional noninterest expense | $647,000 | 5,769 |
| Pre-tax net operating income | $878,000 | 5,565 |
| Securities gains (losses) | $-50,000 | 8,595 |
| Applicable income taxes | $286,000 | 4,248 |
| Income before extraordinary items | $542,000 | 6,194 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $542,000 | 6,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,036 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $574,500 | 5,986 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,350,000 | 2,849 |
| Total interest expense | $4,062,000 | 1,492 |
| Net interest income | $3,288,000 | 4,185 |
| Provision for loan and lease losses | $42,000 | 5,667 |
| Total noninterest income | $158,000 | 7,084 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $158,000 | 5,011 |
| Total noninterest expense | $2,713,000 | 4,038 |
| Salaries and employee benefits | $1,637,000 | 3,700 |
| Premises and equipment expense | $621,000 | 2,702 |
| Additional noninterest expense | $455,000 | 5,908 |
| Pre-tax net operating income | $691,000 | 5,551 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $283,000 | 3,892 |
| Income before extraordinary items | $408,000 | 6,282 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $408,000 | 6,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,728 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $408,000 | 6,207 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,862,000 | 2,859 |
| Total interest expense | $2,680,000 | 1,485 |
| Net interest income | $2,182,000 | 4,207 |
| Provision for loan and lease losses | $42,000 | 4,959 |
| Total noninterest income | $117,000 | 6,950 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $117,000 | 4,844 |
| Total noninterest expense | $1,778,000 | 4,115 |
| Salaries and employee benefits | $1,062,000 | 3,799 |
| Premises and equipment expense | $418,000 | 2,686 |
| Additional noninterest expense | $298,000 | 5,994 |
| Pre-tax net operating income | $479,000 | 5,413 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $196,000 | 3,824 |
| Income before extraordinary items | $283,000 | 6,165 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $283,000 | 6,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,091 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $283,000 | 6,093 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,392,000 | 2,914 |
| Total interest expense | $1,332,000 | 1,501 |
| Net interest income | $1,060,000 | 4,306 |
| Provision for loan and lease losses | $20,000 | 4,792 |
| Total noninterest income | $49,000 | 7,241 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $49,000 | 5,162 |
| Total noninterest expense | $900,000 | 4,091 |
| Salaries and employee benefits | $512,000 | 3,930 |
| Premises and equipment expense | $217,000 | 2,611 |
| Additional noninterest expense | $171,000 | 5,584 |
| Pre-tax net operating income | $189,000 | 5,949 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $77,000 | 4,201 |
| Income before extraordinary items | $112,000 | 6,660 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $112,000 | 6,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,206 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $112,000 | 6,542 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,628,000 | 2,941 |
| Total interest expense | $5,631,000 | 1,600 |
| Net interest income | $3,997,000 | 4,368 |
| Provision for loan and lease losses | $83,000 | 5,602 |
| Total noninterest income | $603,000 | 4,952 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $603,000 | 3,239 |
| Total noninterest expense | $3,696,000 | 3,934 |
| Salaries and employee benefits | $2,194,000 | 3,628 |
| Premises and equipment expense | $798,000 | 2,768 |
| Additional noninterest expense | $704,000 | 5,485 |
| Pre-tax net operating income | $821,000 | 5,638 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $316,000 | 4,206 |
| Income before extraordinary items | $505,000 | 6,315 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $505,000 | 6,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,973 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $505,000 | 6,159 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,189,000 | 2,987 |
| Total interest expense | $4,301,000 | 1,638 |
| Net interest income | $2,888,000 | 4,502 |
| Provision for loan and lease losses | $50,000 | 5,747 |
| Total noninterest income | $422,000 | 5,169 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $422,000 | 3,438 |
| Total noninterest expense | $2,667,000 | 4,038 |
| Salaries and employee benefits | $1,582,000 | 3,749 |
| Premises and equipment expense | $578,000 | 2,863 |
| Additional noninterest expense | $507,000 | 5,594 |
| Pre-tax net operating income | $593,000 | 5,911 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $232,000 | 4,406 |
| Income before extraordinary items | $361,000 | 6,587 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $361,000 | 6,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,161 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $361,000 | 6,412 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,938,000 | 2,929 |
| Total interest expense | $2,947,000 | 1,648 |
| Net interest income | $1,991,000 | 4,413 |
| Provision for loan and lease losses | $40,000 | 5,444 |
| Total noninterest income | $274,000 | 5,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $274,000 | 3,464 |
| Total noninterest expense | $1,765,000 | 4,059 |
| Salaries and employee benefits | $1,043,000 | 3,785 |
| Premises and equipment expense | $385,000 | 2,865 |
| Additional noninterest expense | $337,000 | 5,595 |
| Pre-tax net operating income | $460,000 | 5,529 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $180,000 | 4,173 |
| Income before extraordinary items | $280,000 | 6,250 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $280,000 | 6,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 2,471 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $280,000 | 6,045 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,639,000 | 2,766 |
| Total interest expense | $1,508,000 | 1,645 |
| Net interest income | $1,131,000 | 4,006 |
| Provision for loan and lease losses | $25,000 | 4,925 |
| Total noninterest income | $101,000 | 5,896 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $101,000 | 3,918 |
| Total noninterest expense | $928,000 | 3,901 |
| Salaries and employee benefits | $571,000 | 3,499 |
| Premises and equipment expense | $214,000 | 2,608 |
| Additional noninterest expense | $143,000 | 6,099 |
| Pre-tax net operating income | $279,000 | 4,974 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $109,000 | 3,790 |
| Income before extraordinary items | $170,000 | 5,721 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $170,000 | 5,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 1,683 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $170,000 | 5,523 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,581,000 | 2,869 |
| Total interest expense | $6,963,000 | 1,634 |
| Net interest income | $3,618,000 | 4,665 |
| Provision for loan and lease losses | $34,000 | 7,128 |
| Total noninterest income | $302,000 | 6,441 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $302,000 | 4,241 |
| Total noninterest expense | $3,823,000 | 3,688 |
| Salaries and employee benefits | $1,839,000 | 4,010 |
| Premises and equipment expense | $966,000 | 2,265 |
| Additional noninterest expense | $1,018,000 | 4,126 |
| Pre-tax net operating income | $63,000 | 8,429 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-55,000 | 9,002 |
| Income before extraordinary items | $118,000 | 8,243 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $118,000 | 8,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,898 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $118,000 | 8,141 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,782,000 | 3,709 |
| Total interest expense | $6,304,000 | 2,538 |
| Net interest income | $2,478,000 | 5,748 |
| Provision for loan and lease losses | $129,000 | 5,086 |
| Total noninterest income | $285,000 | 6,548 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $285,000 | 4,228 |
| Total noninterest expense | $2,761,000 | 4,621 |
| Salaries and employee benefits | $1,385,000 | 4,796 |
| Premises and equipment expense | $500,000 | 3,861 |
| Additional noninterest expense | $876,000 | 4,485 |
| Pre-tax net operating income | $-127,000 | 8,890 |
| Securities gains (losses) | $240,000 | 1,048 |
| Applicable income taxes | $22,000 | 7,256 |
| Income before extraordinary items | $91,000 | 8,394 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $91,000 | 8,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,392 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-103,400 | 8,904 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,808,000 | 3,792 |
| Total interest expense | $5,635,000 | 2,949 |
| Net interest income | $3,173,000 | 4,954 |
| Provision for loan and lease losses | $31,000 | 7,188 |
| Total noninterest income | $207,000 | 7,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $207,000 | 4,717 |
| Total noninterest expense | $2,998,000 | 4,236 |
| Salaries and employee benefits | $1,525,000 | 4,303 |
| Premises and equipment expense | $593,000 | 3,308 |
| Additional noninterest expense | $880,000 | 4,424 |
| Pre-tax net operating income | $351,000 | 7,684 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $155,000 | 5,860 |
| Income before extraordinary items | $196,000 | 8,084 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $196,000 | 8,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,771 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $196,000 | 8,087 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,459,000 | 3,710 |
| Total interest expense | $5,544,000 | 2,666 |
| Net interest income | $2,915,000 | 5,269 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $126,000 | 8,446 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $126,000 | 6,047 |
| Total noninterest expense | $3,213,000 | 3,980 |
| Salaries and employee benefits | $1,581,000 | 4,162 |
| Premises and equipment expense | $490,000 | 3,832 |
| Additional noninterest expense | $1,142,000 | 3,597 |
| Pre-tax net operating income | $-172,000 | 9,601 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-72,000 | 9,874 |
| Income before extraordinary items | $-100,000 | 9,573 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-100,000 | 9,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,499 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-100,000 | 9,552 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,992,000 | 3,939 |
| Total interest expense | $4,949,000 | 3,019 |
| Net interest income | $3,043,000 | 5,089 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $177,000 | 7,857 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $177,000 | 5,269 |
| Total noninterest expense | $3,122,000 | 3,978 |
| Salaries and employee benefits | $1,459,000 | 4,329 |
| Premises and equipment expense | $324,000 | 5,135 |
| Additional noninterest expense | $1,339,000 | 3,055 |
| Pre-tax net operating income | $98,000 | 9,423 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $8,000 | 9,125 |
| Income before extraordinary items | $90,000 | 9,398 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $90,000 | 9,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $90,000 | 9,335 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,215,000 | 3,879 |
| Total interest expense | $4,924,000 | 3,028 |
| Net interest income | $3,291,000 | 4,949 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $108,000 | 9,266 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $108,000 | 6,568 |
| Total noninterest expense | $2,358,000 | 5,012 |
| Salaries and employee benefits | $1,275,000 | 4,849 |
| Premises and equipment expense | $451,000 | 4,036 |
| Additional noninterest expense | $632,000 | 5,609 |
| Pre-tax net operating income | $1,041,000 | 5,714 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $398,000 | 4,898 |
| Income before extraordinary items | $643,000 | 6,147 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $643,000 | 6,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,179 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $643,000 | 6,097 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,190,000 | 3,949 |
| Total interest expense | $4,840,000 | 3,093 |
| Net interest income | $3,350,000 | 5,007 |
| Provision for loan and lease losses | $90,000 | 5,326 |
| Total noninterest income | $92,000 | 10,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $92,000 | 7,384 |
| Total noninterest expense | $2,586,000 | 4,873 |
| Salaries and employee benefits | $1,092,000 | 5,611 |
| Premises and equipment expense | $359,000 | 4,932 |
| Additional noninterest expense | $1,135,000 | 3,955 |
| Pre-tax net operating income | $766,000 | 6,635 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $348,000 | 5,346 |
| Income before extraordinary items | $418,000 | 7,472 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $418,000 | 7,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,733 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $418,000 | 7,415 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,658,000 | 4,176 |
| Total interest expense | $4,485,000 | 3,317 |
| Net interest income | $3,173,000 | 5,251 |
| Provision for loan and lease losses | $41,000 | 6,593 |
| Total noninterest income | $29,000 | 11,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $29,000 | 10,336 |
| Total noninterest expense | $1,919,000 | 6,181 |
| Salaries and employee benefits | $1,049,000 | 5,814 |
| Premises and equipment expense | $269,000 | 6,072 |
| Additional noninterest expense | $601,000 | 6,532 |
| Pre-tax net operating income | $1,242,000 | 5,141 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $286,000 | 6,185 |
| Income before extraordinary items | $956,000 | 4,770 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $956,000 | 4,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $956,000 | 4,756 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,271,000 | 4,087 |
| Total interest expense | $3,860,000 | 3,162 |
| Net interest income | $3,411,000 | 5,059 |
| Provision for loan and lease losses | $20,000 | 7,754 |
| Total noninterest income | $40,000 | 12,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $40,000 | 10,157 |
| Total noninterest expense | $1,777,000 | 6,755 |
| Salaries and employee benefits | $937,000 | 6,426 |
| Premises and equipment expense | $249,000 | 6,540 |
| Additional noninterest expense | $591,000 | 7,102 |
| Pre-tax net operating income | $1,654,000 | 4,054 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $860,000 | 2,600 |
| Income before extraordinary items | $794,000 | 5,395 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $794,000 | 5,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $794,000 | 5,456 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,651,000 | 3,980 |
| Total interest expense | $4,126,000 | 3,081 |
| Net interest income | $3,525,000 | 4,927 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $37,000 | 12,826 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $37,000 | 10,863 |
| Total noninterest expense | $1,881,000 | 6,671 |
| Salaries and employee benefits | $931,000 | 6,539 |
| Premises and equipment expense | $261,000 | 6,488 |
| Additional noninterest expense | $689,000 | 6,643 |
| Pre-tax net operating income | $1,669,000 | 3,934 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $725,000 | 3,013 |
| Income before extraordinary items | $944,000 | 4,908 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $944,000 | 5,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $944,000 | 4,683 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,825,000 | 4,368 |
| Total interest expense | $4,855,000 | 3,400 |
| Net interest income | $2,970,000 | 5,771 |
| Provision for loan and lease losses | $12,000 | 11,000 |
| Total noninterest income | $40,000 | 13,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $40,000 | 11,059 |
| Total noninterest expense | $1,619,000 | 7,509 |
| Salaries and employee benefits | $872,000 | 6,793 |
| Premises and equipment expense | $257,000 | 6,653 |
| Additional noninterest expense | $490,000 | 8,549 |
| Pre-tax net operating income | $1,379,000 | 4,376 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $650,000 | 3,205 |
| Income before extraordinary items | $729,000 | 5,752 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $729,000 | 5,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $729,000 | 5,411 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.