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Madison Bank and Trust Company, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$8,945,0003,346
Total interest expense$3,716,0003,280
Net interest income$5,229,0003,423
Provision for loan and lease losses$09,146
Total noninterest income$628,0004,497
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$430,0003,163
Trading account gains and fees$-57,0004,852
Additional Noninterest Income$255,0004,538
Total noninterest expense$3,106,0004,283
Salaries and employee benefits$1,248,0005,067
Premises and equipment expense$408,0004,514
Additional noninterest expense$1,450,0003,419
Pre-tax net operating income$2,751,0002,578
Securities gains (losses)$-31,00010,677
Applicable income taxes$962,0002,320
Income before extraordinary items$1,758,0002,753
Extraordinary gains, net$0249
Net income$1,758,0002,755
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-45,00011,826
Cash dividends$300,0004,418
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,778,1502,743
1993-12-31 (YTD Data)Rank
Total interest income$7,315,0004,139
Total interest expense$1,757,0006,460
Net interest income$5,558,0003,244
Provision for loan and lease losses$113,0005,452
Total noninterest income$581,0005,065
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$474,0002,945
Trading account gains and fees$0532
Additional Noninterest Income$107,0007,658
Total noninterest expense$3,414,0004,007
Salaries and employee benefits$1,280,0004,954
Premises and equipment expense$1,045,0001,971
Additional noninterest expense$1,089,0004,575
Pre-tax net operating income$2,612,0002,613
Securities gains (losses)$-34,00013,031
Applicable income taxes$912,0002,490
Income before extraordinary items$1,666,0002,938
Extraordinary gains, net$03,149
Net income$1,666,0003,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0005,803
Cash dividends$3,100,000692
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,688,1002,754
1992-12-31 (YTD Data)Rank
Total interest income$9,909,0003,516
Total interest expense$3,695,0004,362
Net interest income$6,214,0002,929
Provision for loan and lease losses$167,0005,802
Total noninterest income$584,0005,061
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$517,0002,675
Trading account gains and fees$0504
Additional Noninterest Income$67,0009,442
Total noninterest expense$3,712,0003,730
Salaries and employee benefits$1,377,0004,566
Premises and equipment expense$1,120,0001,890
Additional noninterest expense$1,215,0004,298
Pre-tax net operating income$2,919,0002,135
Securities gains (losses)$08,369
Applicable income taxes$978,0002,150
Income before extraordinary items$1,941,0002,357
Extraordinary gains, net$01,422
Net income$1,941,0002,398
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0006,983
Cash dividends$700,0002,122
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,941,0002,190

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.