Home > Madison Bank and Trust > Income and Expense
Madison Bank and Trust, Income and Expense
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $853,000 | 8,017 |
| Total interest expense | $278,000 | 7,811 |
| Net interest income | $575,000 | 7,976 |
| Provision for loan and lease losses | $25,000 | 6,080 |
| Total noninterest income | $66,000 | 8,031 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $41,000 | 6,904 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $25,000 | 7,564 |
| Total noninterest expense | $587,000 | 7,519 |
| Salaries and employee benefits | $279,000 | 7,861 |
| Premises and equipment expense | $115,000 | 6,402 |
| Additional noninterest expense | $193,000 | 7,236 |
| Pre-tax net operating income | $29,000 | 8,504 |
| Securities gains (losses) | $-23,000 | 9,113 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $6,000 | 8,728 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $6,000 | 8,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,423 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $29,000 | 8,468 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $440,000 | 8,007 |
| Total interest expense | $146,000 | 7,812 |
| Net interest income | $294,000 | 7,963 |
| Provision for loan and lease losses | $10,000 | 6,044 |
| Total noninterest income | $30,000 | 8,154 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $18,000 | 7,056 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 7,671 |
| Total noninterest expense | $287,000 | 7,618 |
| Salaries and employee benefits | $142,000 | 7,865 |
| Premises and equipment expense | $50,000 | 6,781 |
| Additional noninterest expense | $95,000 | 7,280 |
| Pre-tax net operating income | $27,000 | 8,356 |
| Securities gains (losses) | $-23,000 | 9,196 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $4,000 | 8,712 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,000 | 8,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,180 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $27,000 | 8,215 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,173,000 | 7,670 |
| Total interest expense | $814,000 | 7,470 |
| Net interest income | $1,359,000 | 7,659 |
| Provision for loan and lease losses | $273,000 | 3,668 |
| Total noninterest income | $198,000 | 7,330 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $118,000 | 6,284 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $80,000 | 6,874 |
| Total noninterest expense | $1,606,000 | 6,638 |
| Salaries and employee benefits | $717,000 | 7,210 |
| Premises and equipment expense | $274,000 | 5,845 |
| Additional noninterest expense | $615,000 | 5,831 |
| Pre-tax net operating income | $-322,000 | 8,901 |
| Securities gains (losses) | $-10,000 | 8,909 |
| Applicable income taxes | $-86,000 | 9,049 |
| Income before extraordinary items | $-246,000 | 8,927 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-246,000 | 8,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 2,609 |
| Cash dividends | $59,000 | 5,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-238,600 | 8,864 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,387,000 | 6,858 |
| Total interest expense | $1,779,000 | 6,445 |
| Net interest income | $1,608,000 | 7,138 |
| Provision for loan and lease losses | $151,000 | 4,743 |
| Total noninterest income | $341,000 | 6,079 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $141,000 | 5,922 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $200,000 | 4,926 |
| Total noninterest expense | $1,893,000 | 5,945 |
| Salaries and employee benefits | $861,000 | 6,532 |
| Premises and equipment expense | $298,000 | 5,543 |
| Additional noninterest expense | $734,000 | 5,097 |
| Pre-tax net operating income | $-95,000 | 8,861 |
| Securities gains (losses) | $5,000 | 3,927 |
| Applicable income taxes | $-4,000 | 8,955 |
| Income before extraordinary items | $-86,000 | 8,939 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-86,000 | 8,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $340,000 | 2,050 |
| Cash dividends | $16,000 | 6,469 |
| Sale, conversion, retirement of capital stock, net | $958,000 | 426 |
| Net operating income | $-90,800 | 8,888 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,740,000 | 6,693 |
| Total interest expense | $2,134,000 | 6,081 |
| Net interest income | $1,606,000 | 7,287 |
| Provision for loan and lease losses | $366,000 | 2,448 |
| Total noninterest income | $284,000 | 6,441 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 6,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $191,000 | 4,905 |
| Total noninterest expense | $1,823,000 | 6,016 |
| Salaries and employee benefits | $1,046,000 | 5,748 |
| Premises and equipment expense | $260,000 | 5,908 |
| Additional noninterest expense | $517,000 | 6,303 |
| Pre-tax net operating income | $-299,000 | 9,415 |
| Securities gains (losses) | $-16,000 | 8,617 |
| Applicable income taxes | $-88,000 | 9,561 |
| Income before extraordinary items | $-227,000 | 9,398 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-227,000 | 9,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $112,000 | 5,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-215,480 | 9,386 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,315,000 | 7,033 |
| Total interest expense | $1,612,000 | 6,703 |
| Net interest income | $1,703,000 | 7,192 |
| Provision for loan and lease losses | $35,000 | 7,095 |
| Total noninterest income | $305,000 | 6,397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 7,068 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $222,000 | 4,701 |
| Total noninterest expense | $1,742,000 | 6,204 |
| Salaries and employee benefits | $1,007,000 | 5,856 |
| Premises and equipment expense | $220,000 | 6,499 |
| Additional noninterest expense | $515,000 | 6,406 |
| Pre-tax net operating income | $231,000 | 8,428 |
| Securities gains (losses) | $4,000 | 2,267 |
| Applicable income taxes | $55,000 | 7,567 |
| Income before extraordinary items | $180,000 | 8,433 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $180,000 | 8,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $55,000 | 6,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $176,920 | 8,424 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,830,000 | 7,727 |
| Total interest expense | $1,577,000 | 7,023 |
| Net interest income | $1,253,000 | 8,216 |
| Provision for loan and lease losses | $6,000 | 8,399 |
| Total noninterest income | $104,000 | 8,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 7,757 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 8,420 |
| Total noninterest expense | $1,059,000 | 7,945 |
| Salaries and employee benefits | $610,000 | 7,702 |
| Premises and equipment expense | $149,000 | 7,670 |
| Additional noninterest expense | $300,000 | 8,126 |
| Pre-tax net operating income | $292,000 | 8,440 |
| Securities gains (losses) | $-10,000 | 10,190 |
| Applicable income taxes | $59,000 | 8,181 |
| Income before extraordinary items | $223,000 | 8,454 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $223,000 | 8,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,674 |
| Cash dividends | $123,000 | 6,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $230,900 | 8,318 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,215,000 | 8,763 |
| Total interest expense | $1,210,000 | 8,084 |
| Net interest income | $1,005,000 | 9,172 |
| Provision for loan and lease losses | $15,000 | 8,110 |
| Total noninterest income | $148,000 | 8,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 6,834 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 9,280 |
| Total noninterest expense | $863,000 | 8,806 |
| Salaries and employee benefits | $449,000 | 8,949 |
| Premises and equipment expense | $141,000 | 8,004 |
| Additional noninterest expense | $273,000 | 8,606 |
| Pre-tax net operating income | $275,000 | 9,147 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $39,000 | 9,426 |
| Income before extraordinary items | $239,000 | 8,842 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $239,000 | 8,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,963 |
| Cash dividends | $79,000 | 6,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $236,420 | 8,829 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,788,000 | 9,674 |
| Total interest expense | $918,000 | 9,271 |
| Net interest income | $870,000 | 9,911 |
| Provision for loan and lease losses | $11,000 | 8,496 |
| Total noninterest income | $76,000 | 10,350 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 9,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 9,308 |
| Total noninterest expense | $715,000 | 9,762 |
| Salaries and employee benefits | $367,000 | 9,841 |
| Premises and equipment expense | $114,000 | 8,934 |
| Additional noninterest expense | $234,000 | 9,568 |
| Pre-tax net operating income | $220,000 | 9,660 |
| Securities gains (losses) | $-4,000 | 9,823 |
| Applicable income taxes | $34,000 | 9,971 |
| Income before extraordinary items | $182,000 | 9,473 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $182,000 | 9,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,336 |
| Cash dividends | $44,000 | 7,659 |
| Sale, conversion, retirement of capital stock, net | $484,000 | 476 |
| Net operating income | $185,360 | 9,382 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,654,000 | 10,254 |
| Total interest expense | $914,000 | 9,567 |
| Net interest income | $740,000 | 10,721 |
| Provision for loan and lease losses | $3,000 | 8,797 |
| Total noninterest income | $51,000 | 11,332 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 9,718 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 11,008 |
| Total noninterest expense | $650,000 | 10,362 |
| Salaries and employee benefits | $334,000 | 10,459 |
| Premises and equipment expense | $104,000 | 9,513 |
| Additional noninterest expense | $212,000 | 10,282 |
| Pre-tax net operating income | $138,000 | 10,846 |
| Securities gains (losses) | $12,000 | 2,250 |
| Applicable income taxes | $12,000 | 10,895 |
| Income before extraordinary items | $138,000 | 10,577 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $138,000 | 10,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $48,000 | 7,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $126,960 | 10,661 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,317,000 | 11,105 |
| Total interest expense | $591,000 | 10,638 |
| Net interest income | $726,000 | 11,292 |
| Provision for loan and lease losses | $10,000 | 8,460 |
| Total noninterest income | $48,000 | 11,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 10,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 11,718 |
| Total noninterest expense | $632,000 | 10,970 |
| Salaries and employee benefits | $314,000 | 11,073 |
| Premises and equipment expense | $104,000 | 9,897 |
| Additional noninterest expense | $214,000 | 10,973 |
| Pre-tax net operating income | $132,000 | 11,395 |
| Securities gains (losses) | $11,000 | 2,158 |
| Applicable income taxes | $10,000 | 11,373 |
| Income before extraordinary items | $133,000 | 11,026 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $133,000 | 11,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,696 |
| Cash dividends | $48,000 | 8,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $122,770 | 11,180 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,209,000 | 11,871 |
| Total interest expense | $495,000 | 11,704 |
| Net interest income | $714,000 | 11,818 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $52,000 | 12,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 10,719 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 11,957 |
| Total noninterest expense | $574,000 | 11,778 |
| Salaries and employee benefits | $285,000 | 11,821 |
| Premises and equipment expense | $87,000 | 10,896 |
| Additional noninterest expense | $202,000 | 11,701 |
| Pre-tax net operating income | $180,000 | 11,215 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $34,000 | 11,288 |
| Income before extraordinary items | $147,000 | 11,238 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $147,000 | 11,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $60,000 | 7,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $146,190 | 11,043 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,232,000 | 12,527 |
| Total interest expense | $541,000 | 12,567 |
| Net interest income | $691,000 | 12,356 |
| Provision for loan and lease losses | $10,000 | 11,168 |
| Total noninterest income | $45,000 | 13,226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 11,097 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,899 |
| Total noninterest expense | $487,000 | 12,703 |
| Salaries and employee benefits | $227,000 | 12,865 |
| Premises and equipment expense | $71,000 | 11,832 |
| Additional noninterest expense | $189,000 | 12,390 |
| Pre-tax net operating income | $239,000 | 10,711 |
| Securities gains (losses) | $-1,000 | 12,730 |
| Applicable income taxes | $87,000 | 10,252 |
| Income before extraordinary items | $151,000 | 11,258 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $151,000 | 11,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $48,000 | 7,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $151,640 | 10,919 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.