Home > Madison Bank > Income and Expense
Madison Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $26,264,000 | 1,304 |
| Total interest expense | $14,623,000 | 1,151 |
| Net interest income | $11,641,000 | 1,548 |
| Provision for loan and lease losses | $2,475,000 | 505 |
| Total noninterest income | $892,000 | 3,386 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $512,000 | 2,648 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $380,000 | 3,421 |
| Total noninterest expense | $6,400,000 | 2,149 |
| Salaries and employee benefits | $2,308,000 | 2,887 |
| Premises and equipment expense | $850,000 | 2,348 |
| Additional noninterest expense | $3,242,000 | 1,583 |
| Pre-tax net operating income | $3,658,000 | 2,006 |
| Securities gains (losses) | $6,000 | 2,714 |
| Applicable income taxes | $1,231,000 | 1,982 |
| Income before extraordinary items | $2,433,000 | 2,074 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,433,000 | 2,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,583 |
| Cash dividends | $2,500,000 | 1,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,429,040 | 2,041 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,439,000 | 6,205 |
| Total interest expense | $2,585,000 | 4,506 |
| Net interest income | $1,854,000 | 7,906 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $200,000 | 8,740 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 6,839 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 9,719 |
| Total noninterest expense | $1,574,000 | 7,368 |
| Salaries and employee benefits | $553,000 | 8,936 |
| Premises and equipment expense | $253,000 | 6,473 |
| Additional noninterest expense | $768,000 | 5,891 |
| Pre-tax net operating income | $480,000 | 8,790 |
| Securities gains (losses) | $12,000 | 2,095 |
| Applicable income taxes | $153,000 | 8,250 |
| Income before extraordinary items | $339,000 | 8,740 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $339,000 | 8,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 11,735 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $330,720 | 8,878 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,099,000 | 9,988 |
| Total interest expense | $761,000 | 10,250 |
| Net interest income | $1,338,000 | 9,616 |
| Provision for loan and lease losses | $45,000 | 7,729 |
| Total noninterest income | $212,000 | 8,992 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 6,698 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,323 |
| Total noninterest expense | $1,223,000 | 8,804 |
| Salaries and employee benefits | $511,000 | 9,565 |
| Premises and equipment expense | $237,000 | 6,945 |
| Additional noninterest expense | $475,000 | 8,475 |
| Pre-tax net operating income | $282,000 | 10,380 |
| Securities gains (losses) | $-9,000 | 12,743 |
| Applicable income taxes | $74,000 | 10,356 |
| Income before extraordinary items | $199,000 | 10,670 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $199,000 | 10,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 7,730 |
| Cash dividends | $250,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $205,570 | 10,355 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,433,000 | 10,030 |
| Total interest expense | $930,000 | 10,713 |
| Net interest income | $1,503,000 | 9,266 |
| Provision for loan and lease losses | $90,000 | 7,540 |
| Total noninterest income | $205,000 | 9,315 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 7,335 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 9,641 |
| Total noninterest expense | $1,378,000 | 8,382 |
| Salaries and employee benefits | $536,000 | 9,405 |
| Premises and equipment expense | $252,000 | 6,746 |
| Additional noninterest expense | $590,000 | 7,604 |
| Pre-tax net operating income | $240,000 | 10,698 |
| Securities gains (losses) | $17,000 | 5,804 |
| Applicable income taxes | $190,000 | 7,757 |
| Income before extraordinary items | $67,000 | 12,381 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $67,000 | 12,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 7,255 |
| Cash dividends | $50,000 | 7,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $56,120 | 12,228 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.