Home > Macon Building and Loan Association, F.A. > Income and Expense
Macon Building and Loan Association, F.A., Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,265,000 | 2,283 |
| Total interest expense | $10,088,000 | 1,514 |
| Net interest income | $4,177,000 | 3,984 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $349,000 | 6,022 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $349,000 | 3,709 |
| Total noninterest expense | $1,515,000 | 6,651 |
| Salaries and employee benefits | $1,028,000 | 5,673 |
| Premises and equipment expense | $149,000 | 7,670 |
| Additional noninterest expense | $338,000 | 7,759 |
| Pre-tax net operating income | $2,951,000 | 2,416 |
| Securities gains (losses) | $14,000 | 2,712 |
| Applicable income taxes | $982,000 | 2,346 |
| Income before extraordinary items | $1,983,000 | 2,575 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,983,000 | 2,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $1,000,000 | 2,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,973,620 | 2,510 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,968,000 | 2,183 |
| Total interest expense | $10,800,000 | 1,447 |
| Net interest income | $4,168,000 | 4,086 |
| Provision for loan and lease losses | $100,000 | 5,146 |
| Total noninterest income | $397,000 | 5,756 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $397,000 | 3,298 |
| Total noninterest expense | $1,305,000 | 7,323 |
| Salaries and employee benefits | $872,000 | 6,426 |
| Premises and equipment expense | $142,000 | 7,983 |
| Additional noninterest expense | $291,000 | 8,412 |
| Pre-tax net operating income | $3,160,000 | 2,373 |
| Securities gains (losses) | $-45,000 | 10,616 |
| Applicable income taxes | $1,279,000 | 1,959 |
| Income before extraordinary items | $1,836,000 | 2,784 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,836,000 | 2,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,864,800 | 2,690 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,848,000 | 2,415 |
| Total interest expense | $9,866,000 | 1,609 |
| Net interest income | $3,982,000 | 4,343 |
| Provision for loan and lease losses | $25,000 | 7,649 |
| Total noninterest income | $337,000 | 6,545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $337,000 | 3,792 |
| Total noninterest expense | $2,043,000 | 5,862 |
| Salaries and employee benefits | $945,000 | 6,239 |
| Premises and equipment expense | $132,000 | 8,482 |
| Additional noninterest expense | $966,000 | 4,534 |
| Pre-tax net operating income | $2,251,000 | 3,093 |
| Securities gains (losses) | $10,000 | 2,493 |
| Applicable income taxes | $913,000 | 2,544 |
| Income before extraordinary items | $1,348,000 | 3,516 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,348,000 | 3,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $1,200,000 | 1,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,341,600 | 3,484 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,871,000 | 2,594 |
| Total interest expense | $9,518,000 | 1,675 |
| Net interest income | $3,353,000 | 5,040 |
| Provision for loan and lease losses | $41,000 | 6,593 |
| Total noninterest income | $298,000 | 7,104 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $298,000 | 4,015 |
| Total noninterest expense | $1,428,000 | 7,499 |
| Salaries and employee benefits | $887,000 | 6,619 |
| Premises and equipment expense | $153,000 | 8,197 |
| Additional noninterest expense | $388,000 | 8,314 |
| Pre-tax net operating income | $2,182,000 | 3,236 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $850,000 | 2,742 |
| Income before extraordinary items | $1,332,000 | 3,595 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,332,000 | 3,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,332,000 | 3,571 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,169,000 | 3,668 |
| Total interest expense | $4,630,000 | 2,640 |
| Net interest income | $3,539,000 | 4,893 |
| Provision for loan and lease losses | $155,000 | 3,534 |
| Total noninterest income | $106,000 | 10,599 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $106,000 | 7,329 |
| Total noninterest expense | $1,516,000 | 7,555 |
| Salaries and employee benefits | $946,000 | 6,381 |
| Premises and equipment expense | $151,000 | 8,529 |
| Additional noninterest expense | $419,000 | 8,628 |
| Pre-tax net operating income | $1,974,000 | 3,463 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $783,000 | 2,826 |
| Income before extraordinary items | $1,191,000 | 3,887 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,191,000 | 3,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $284,000 | 635 |
| Net operating income | $1,191,000 | 3,918 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,621,000 | 3,995 |
| Total interest expense | $4,418,000 | 2,898 |
| Net interest income | $3,203,000 | 5,346 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $104,000 | 11,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $104,000 | 7,749 |
| Total noninterest expense | $1,310,000 | 8,477 |
| Salaries and employee benefits | $745,000 | 7,674 |
| Premises and equipment expense | $122,000 | 9,724 |
| Additional noninterest expense | $443,000 | 8,794 |
| Pre-tax net operating income | $1,997,000 | 3,316 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $717,000 | 3,051 |
| Income before extraordinary items | $1,280,000 | 3,773 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,280,000 | 3,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $6,899,000 | 160 |
| Net operating income | $1,280,000 | 3,575 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,389,000 | 4,122 |
| Total interest expense | $5,392,000 | 3,080 |
| Net interest income | $2,997,000 | 5,719 |
| Provision for loan and lease losses | $250,000 | 4,577 |
| Total noninterest income | $112,000 | 11,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $112,000 | 7,695 |
| Total noninterest expense | $1,059,000 | 9,709 |
| Salaries and employee benefits | $504,000 | 9,748 |
| Premises and equipment expense | $102,000 | 10,663 |
| Additional noninterest expense | $453,000 | 8,943 |
| Pre-tax net operating income | $1,800,000 | 3,433 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $756,000 | 2,754 |
| Income before extraordinary items | $1,044,000 | 4,329 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,044,000 | 4,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,044,000 | 4,024 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.