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Macon Building and Loan Association, F.A., Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 12 | 8,518 |
| Assets and Liabilities | ||
| Total Assets: | $208,023,000 | 2,212 |
| Cash and due from depository institutions | $8,318,000 | 8,518 |
| Interest-bearing balances | $7,525,000 | 836 |
| Securities | $52,676,000 | 2,205 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $142,064,000 | 1,969 |
| Loan loss allowance | $720,000 | 4,368 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $278,000 | 8,788 |
| Other real estate owned | $4,000 | 8,518 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $4,683,000 | 1,644 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $208,023,000 | 2,212 |
| Total liabilities | $179,936,000 | 2,294 |
| Total deposits | $120,929,000 | 3,120 |
| Interest-bearing deposits | $120,865,000 | 2,702 |
| Deposits held in domestic offices | $120,929,000 | 3,114 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $57,657,000 | 544 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,350,000 | 2,751 |
| Total equity capital | $28,087,000 | 1,588 |
| Total bank equity capital | $28,087,000 | 1,588 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $8,948,000 | 1,749 |
| Undivided profits | $19,138,000 | 1,362 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,499,000 | 1,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $815,000 | 2,809 |
| Earning assets | $202,265,000 | 2,107 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $210,098,000 | 2,078 |
| Average Assets, quarterly | $208,364,500 | 2,165 |
| Volatile liabilities | $73,838,000 | 1,034 |
| Insider loans | $264,000 | 6,689 |
| FHLB advances | $57,518,000 | 160 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,822,000 | 5,993 |
| Tier 1 (core) risk-based capital | $27,503,000 | 1,534 |
| Tier 2 risk-based capital | $720,000 | 3,985 |
| Total risk weighted assets | $90,690,000 | 3,078 |
| Total unused commitments | $3,822,000 | 5,997 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 11 | 9,106 |
| Assets and Liabilities | ||
| Total Assets: | $223,502,000 | 2,044 |
| Cash and due from depository institutions | $7,404,000 | 9,106 |
| Interest-bearing balances | $6,283,000 | 718 |
| Securities | $78,765,000 | 1,460 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $129,901,000 | 2,146 |
| Loan loss allowance | $660,000 | 4,710 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $294,000 | 8,976 |
| Other real estate owned | $0 | 9,106 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $7,138,000 | 1,119 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $223,502,000 | 2,044 |
| Total liabilities | $196,166,000 | 2,089 |
| Total deposits | $108,974,000 | 3,398 |
| Interest-bearing deposits | $108,919,000 | 2,952 |
| Deposits held in domestic offices | $108,974,000 | 3,390 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $84,992,000 | 422 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,200,000 | 1,866 |
| Total equity capital | $27,336,000 | 1,645 |
| Total bank equity capital | $27,336,000 | 1,645 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $8,440,000 | 1,805 |
| Undivided profits | $18,895,000 | 1,369 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,063,000 | 2,348 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $877,000 | 2,611 |
| Earning assets | $214,949,000 | 1,961 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $219,804,800 | 1,979 |
| Average Assets, quarterly | $223,507,500 | 2,016 |
| Volatile liabilities | $96,203,000 | 860 |
| Insider loans | $286,000 | 6,750 |
| FHLB advances | $84,757,000 | 136 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,620,000 | 5,380 |
| Tier 1 (core) risk-based capital | $26,449,000 | 1,599 |
| Tier 2 risk-based capital | $660,000 | 4,204 |
| Total risk weighted assets | $84,457,000 | 3,234 |
| Total unused commitments | $4,620,000 | 5,385 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 11 | 9,546 |
| Assets and Liabilities | ||
| Total Assets: | $207,864,000 | 2,248 |
| Cash and due from depository institutions | $6,482,000 | 9,546 |
| Interest-bearing balances | $6,000,000 | 628 |
| Securities | $81,930,000 | 1,474 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $112,114,000 | 2,511 |
| Loan loss allowance | $560,000 | 5,461 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $267,000 | 9,447 |
| Other real estate owned | $15,000 | 9,546 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $7,056,000 | 1,201 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $207,864,000 | 2,248 |
| Total liabilities | $180,756,000 | 2,339 |
| Total deposits | $92,175,000 | 4,097 |
| Interest-bearing deposits | $92,120,000 | 3,541 |
| Deposits held in domestic offices | $92,175,000 | 4,085 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $87,309,000 | 430 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,272,000 | 2,929 |
| Total equity capital | $27,108,000 | 1,671 |
| Total bank equity capital | $27,108,000 | 1,671 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $8,002,000 | 1,952 |
| Undivided profits | $19,105,000 | 1,364 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $532,000 | 4,155 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $793,000 | 2,876 |
| Earning assets | $200,044,000 | 2,148 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $205,489,400 | 2,189 |
| Average Assets, quarterly | $217,157,000 | 2,114 |
| Volatile liabilities | $92,863,000 | 919 |
| Insider loans | $244,000 | 7,333 |
| FHLB advances | $86,980,000 | 141 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,558,000 | 6,853 |
| Tier 1 (core) risk-based capital | $26,562,000 | 1,614 |
| Tier 2 risk-based capital | $560,000 | 4,820 |
| Total risk weighted assets | $73,701,000 | 3,687 |
| Total unused commitments | $2,558,000 | 6,868 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 11 | 9,970 |
| Assets and Liabilities | ||
| Total Assets: | $197,116,000 | 2,384 |
| Cash and due from depository institutions | $7,261,000 | 9,970 |
| Interest-bearing balances | $6,851,000 | 710 |
| Securities | $81,143,000 | 1,557 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $102,911,000 | 2,628 |
| Loan loss allowance | $535,000 | 5,769 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $294,000 | 9,585 |
| Other real estate owned | $0 | 9,970 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $5,507,000 | 1,502 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $197,116,000 | 2,384 |
| Total liabilities | $170,548,000 | 2,473 |
| Total deposits | $86,412,000 | 4,370 |
| Interest-bearing deposits | $86,348,000 | 3,808 |
| Deposits held in domestic offices | $86,412,000 | 4,362 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $81,637,000 | 431 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,499,000 | 1,763 |
| Total equity capital | $26,568,000 | 1,687 |
| Total bank equity capital | $26,568,000 | 1,687 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $7,520,000 | 2,052 |
| Undivided profits | $19,047,000 | 1,383 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $749,000 | 3,277 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $613,000 | 3,898 |
| Earning assets | $190,905,000 | 2,267 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $192,535,000 | 2,355 |
| Average Assets, quarterly | $196,960,000 | 2,360 |
| Volatile liabilities | $86,066,000 | 901 |
| Insider loans | $195,000 | 8,049 |
| FHLB advances | $81,188,000 | 139 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,344,000 | 5,345 |
| Tier 1 (core) risk-based capital | $26,075,000 | 1,637 |
| Tier 2 risk-based capital | $535,000 | 5,005 |
| Total risk weighted assets | $67,967,000 | 3,883 |
| Total unused commitments | $4,844,000 | 5,087 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 11 | 10,449 |
| Assets and Liabilities | ||
| Total Assets: | $186,522,000 | 2,465 |
| Cash and due from depository institutions | $1,263,000 | 10,449 |
| Interest-bearing balances | $1,038,000 | 2,374 |
| Securities | $74,871,000 | 1,750 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $104,668,000 | 2,565 |
| Loan loss allowance | $500,000 | 6,173 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $323,000 | 9,678 |
| Other real estate owned | $26,000 | 10,449 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $5,371,000 | 1,595 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,522,000 | 2,465 |
| Total liabilities | $162,992,000 | 2,544 |
| Total deposits | $87,343,000 | 4,297 |
| Interest-bearing deposits | $87,265,000 | 3,707 |
| Deposits held in domestic offices | $87,343,000 | 4,286 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $74,941,000 | 444 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $708,000 | 3,988 |
| Total equity capital | $23,530,000 | 1,758 |
| Total bank equity capital | $23,530,000 | 1,758 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $7,182,000 | 2,064 |
| Undivided profits | $16,347,000 | 1,436 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $217,000 | 6,538 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $545,000 | 3,848 |
| Earning assets | $180,577,000 | 2,352 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $134,272,400 | 3,255 |
| Average Assets, quarterly | $157,905,500 | 2,839 |
| Volatile liabilities | $78,804,000 | 932 |
| Insider loans | $144,000 | 8,834 |
| FHLB advances | $74,382,000 | 154 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,169,000 | 5,430 |
| Tier 1 (core) risk-based capital | $24,333,000 | 1,698 |
| Tier 2 risk-based capital | $500,000 | 5,278 |
| Total risk weighted assets | $66,084,000 | 3,886 |
| Total unused commitments | $4,669,000 | 5,111 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 13 | 10,317 |
| Assets and Liabilities | ||
| Total Assets: | $116,394,000 | 3,877 |
| Cash and due from depository institutions | $10,462,000 | 10,317 |
| Interest-bearing balances | $10,362,000 | 587 |
| Securities | $24,659,000 | 5,274 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $79,212,000 | 3,193 |
| Loan loss allowance | $350,000 | 7,995 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $299,000 | 10,236 |
| Other real estate owned | $0 | 10,317 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,762,000 | 3,866 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,394,000 | 3,877 |
| Total liabilities | $93,562,000 | 4,320 |
| Total deposits | $87,584,000 | 4,417 |
| Interest-bearing deposits | $87,493,000 | 3,866 |
| Deposits held in domestic offices | $87,584,000 | 4,410 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $5,180,000 | 1,459 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $798,000 | 3,741 |
| Total equity capital | $22,832,000 | 1,789 |
| Total bank equity capital | $22,832,000 | 1,789 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000 | 11,788 |
| Surplus | $6,898,000 | 2,043 |
| Undivided profits | $15,933,000 | 1,484 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $457,000 | 5,177 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $440,000 | 4,259 |
| Earning assets | $114,233,000 | 3,631 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $113,555,600 | 3,862 |
| Average Assets, quarterly | $115,203,500 | 3,875 |
| Volatile liabilities | $8,658,000 | 4,566 |
| Insider loans | $157,000 | 8,876 |
| FHLB advances | $4,564,000 | 537 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,914,000 | 4,950 |
| Tier 1 (core) risk-based capital | $22,832,000 | 1,733 |
| Tier 2 risk-based capital | $343,000 | 6,954 |
| Total risk weighted assets | $49,559,000 | 4,940 |
| Total unused commitments | $4,914,000 | 4,972 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 12 | 11,041 |
| Assets and Liabilities | ||
| Total Assets: | $110,688,000 | 4,128 |
| Cash and due from depository institutions | $5,487,000 | 11,041 |
| Interest-bearing balances | $5,105,000 | 1,402 |
| Securities | $33,343,000 | 4,064 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $69,793,000 | 3,668 |
| Loan loss allowance | $350,000 | 8,081 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $282,000 | 10,703 |
| Other real estate owned | $10,000 | 11,041 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,773,000 | 3,993 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,688,000 | 4,128 |
| Total liabilities | $95,852,000 | 4,343 |
| Total deposits | $95,476,000 | 4,184 |
| Interest-bearing deposits | $95,358,000 | 3,700 |
| Deposits held in domestic offices | $95,476,000 | 4,177 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $376,000 | 7,106 |
| Total equity capital | $14,836,000 | 2,596 |
| Total bank equity capital | $14,836,000 | 2,596 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $14,836,000 | 1,467 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $386,000 | 6,453 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $418,000 | 4,850 |
| Earning assets | $108,241,000 | 3,881 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $109,628,600 | 4,074 |
| Average Assets, quarterly | $110,331,500 | 4,103 |
| Volatile liabilities | $3,810,000 | 7,616 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $162,000 | 11,849 |
| Tier 1 (core) risk-based capital | $14,836,000 | 2,534 |
| Tier 2 risk-based capital | $350,000 | 6,882 |
| Total risk weighted assets | $43,592,000 | 5,562 |
| Total unused commitments | $162,000 | 11,863 |
| Derivatives | $0 | 651 |