Home > Macomb Federal Savings Bank > Assets and Liabilities
Macomb Federal Savings Bank, Assets and Liabilities
1995-12-31 | Rank | |
# of Employees: | 6 | 11,393 |
Assets and Liabilities | ||
Total Assets: | $42,585,000 | 8,105 |
Cash and due from depository institutions | $7,025,000 | 11,393 |
Interest-bearing balances | $6,647,000 | 732 |
Securities | $12,290,000 | 7,497 |
Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
Net loans & leases | $21,063,000 | 8,390 |
Loan loss allowance | $150,000 | 10,215 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $112,000 | 10,970 |
Other real estate owned | $0 | 11,393 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $2,095,000 | 3,494 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $42,585,000 | 8,105 |
Total liabilities | $36,317,000 | 8,315 |
Total deposits | $35,271,000 | 8,261 |
Interest-bearing deposits | $35,269,000 | 7,592 |
Deposits held in domestic offices | $35,271,000 | 8,257 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $63,000 | 4,596 |
Subordinated debt | $0 | 337 |
All other liabilities | $983,000 | 3,683 |
Total equity capital | $6,268,000 | 6,357 |
Total bank equity capital | $6,268,000 | 6,357 |
Perpetual preferred stock | $0 | 288 |
Common stock | $187,000 | 8,279 |
Surplus | $1,430,000 | 6,743 |
Undivided profits | $4,651,000 | 4,753 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $77,000 | 8,707 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $109,000 | 10,505 |
Earning assets | $40,000,000 | 7,991 |
Long-term assets (5+ years) | $0 | 10,367 |
Average Assets, year-to-date | $41,683,600 | 8,037 |
Average Assets, quarterly | $42,311,000 | 8,074 |
Volatile liabilities | $10,170,000 | 4,529 |
Insider loans | $0 | 10,773 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $115,000 | 10,992 |
Tier 1 (core) risk-based capital | $6,081,000 | 6,373 |
Tier 2 risk-based capital | $150,000 | 9,749 |
Total risk weighted assets | $14,829,000 | 9,843 |
Total unused commitments | $115,000 | 10,997 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 6 | 11,988 |
Assets and Liabilities | ||
Total Assets: | $40,820,000 | 8,478 |
Cash and due from depository institutions | $5,819,000 | 11,988 |
Interest-bearing balances | $5,135,000 | 703 |
Securities | $12,506,000 | 7,881 |
Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
Net loans & leases | $20,523,000 | 8,630 |
Loan loss allowance | $150,000 | 10,706 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $84,000 | 11,793 |
Other real estate owned | $0 | 11,988 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $1,888,000 | 4,047 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $40,820,000 | 8,478 |
Total liabilities | $34,947,000 | 8,699 |
Total deposits | $33,974,000 | 8,629 |
Interest-bearing deposits | $33,972,000 | 7,852 |
Deposits held in domestic offices | $33,974,000 | 8,623 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $99,000 | 4,802 |
Subordinated debt | $0 | 372 |
All other liabilities | $874,000 | 3,390 |
Total equity capital | $5,873,000 | 6,378 |
Total bank equity capital | $5,873,000 | 6,378 |
Perpetual preferred stock | $0 | 310 |
Common stock | $177,000 | 8,807 |
Surplus | $1,334,000 | 7,055 |
Undivided profits | $4,362,000 | 4,645 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $5,000 | 11,209 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $100,000 | 10,884 |
Earning assets | $38,164,000 | 8,350 |
Long-term assets (5+ years) | $0 | 10,888 |
Average Assets, year-to-date | $40,051,800 | 8,447 |
Average Assets, quarterly | $40,796,000 | 8,423 |
Volatile liabilities | $9,086,000 | 4,641 |
Insider loans | $0 | 11,229 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $570,000 | 10,147 |
Tier 1 (core) risk-based capital | $5,873,000 | 6,465 |
Tier 2 risk-based capital | $150,000 | 10,130 |
Total risk weighted assets | $13,652,000 | 10,386 |
Total unused commitments | $570,000 | 10,153 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 6 | 12,602 |
Assets and Liabilities | ||
Total Assets: | $39,037,000 | 8,966 |
Cash and due from depository institutions | $13,979,000 | 12,602 |
Interest-bearing balances | $13,750,000 | 457 |
Securities | $4,332,000 | 11,597 |
Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
Net loans & leases | $18,997,000 | 9,056 |
Loan loss allowance | $150,000 | 11,175 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $107,000 | 12,126 |
Other real estate owned | $0 | 12,602 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $1,622,000 | 4,147 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $39,037,000 | 8,966 |
Total liabilities | $33,667,000 | 9,182 |
Total deposits | $32,752,000 | 9,135 |
Interest-bearing deposits | $32,750,000 | 8,377 |
Deposits held in domestic offices | $32,752,000 | 9,129 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $135,000 | 4,241 |
Subordinated debt | $0 | 413 |
All other liabilities | $780,000 | 3,806 |
Total equity capital | $5,370,000 | 6,901 |
Total bank equity capital | $5,370,000 | 6,901 |
Perpetual preferred stock | $0 | 343 |
Common stock | $148,000 | 9,674 |
Surplus | $1,327,000 | 7,101 |
Undivided profits | $3,895,000 | 5,217 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $36,000 | 10,862 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $105,000 | 10,850 |
Earning assets | $37,079,000 | 8,756 |
Long-term assets (5+ years) | $0 | 11,403 |
Average Assets, year-to-date | $40,257,800 | 8,636 |
Average Assets, quarterly | $39,480,000 | 8,847 |
Volatile liabilities | $3,257,000 | 8,100 |
Insider loans | $0 | 11,728 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $1,303,000 | 8,640 |
Tier 1 (core) risk-based capital | $5,370,000 | 6,812 |
Tier 2 risk-based capital | $150,000 | 10,457 |
Total risk weighted assets | $14,662,000 | 10,469 |
Total unused commitments | $1,303,000 | 8,666 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 6 | 13,177 |
Assets and Liabilities | ||
Total Assets: | $41,315,000 | 8,820 |
Cash and due from depository institutions | $15,080,000 | 13,177 |
Interest-bearing balances | $14,474,000 | 543 |
Securities | $5,896,000 | 11,120 |
Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
Net loans & leases | $18,818,000 | 9,206 |
Loan loss allowance | $150,000 | 11,515 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $92,000 | 12,838 |
Other real estate owned | $0 | 13,177 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $1,429,000 | 4,772 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $41,315,000 | 8,820 |
Total liabilities | $36,296,000 | 8,996 |
Total deposits | $35,512,000 | 8,939 |
Interest-bearing deposits | $35,149,000 | 8,254 |
Deposits held in domestic offices | $35,512,000 | 8,933 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $171,000 | 3,979 |
Subordinated debt | $0 | 482 |
All other liabilities | $613,000 | 4,955 |
Total equity capital | $5,019,000 | 7,076 |
Total bank equity capital | $5,019,000 | 7,076 |
Perpetual preferred stock | $0 | 346 |
Common stock | $144,000 | 10,139 |
Surplus | $1,295,000 | 7,198 |
Undivided profits | $3,580,000 | 5,326 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $166,000 | 8,895 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $107,000 | 11,342 |
Earning assets | $39,188,000 | 8,618 |
Long-term assets (5+ years) | $0 | 11,806 |
Average Assets, year-to-date | $40,042,000 | 8,826 |
Average Assets, quarterly | $41,217,000 | 8,782 |
Volatile liabilities | $3,985,000 | 7,434 |
Insider loans | $0 | 9,493 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $100,000 | 12,132 |
Tier 1 (core) risk-based capital | $5,019,000 | 7,004 |
Tier 2 risk-based capital | $150,000 | 10,647 |
Total risk weighted assets | $15,714,000 | 10,434 |
Total unused commitments | $100,000 | 12,141 |
Derivatives | $0 | 651 |