Home > Macktown State Bank > Income and Expense
Macktown State Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,543,000 | 5,359 |
| Total interest expense | $2,734,000 | 5,261 |
| Net interest income | $2,809,000 | 5,389 |
| Provision for loan and lease losses | $24,000 | 7,446 |
| Total noninterest income | $420,000 | 5,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $217,000 | 4,907 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 4,761 |
| Total noninterest expense | $2,696,000 | 4,599 |
| Salaries and employee benefits | $1,334,000 | 4,805 |
| Premises and equipment expense | $684,000 | 2,923 |
| Additional noninterest expense | $678,000 | 5,305 |
| Pre-tax net operating income | $509,000 | 6,949 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $91,000 | 6,628 |
| Income before extraordinary items | $418,000 | 6,739 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $418,000 | 6,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,414 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $418,000 | 6,749 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,088,000 | 5,511 |
| Total interest expense | $2,397,000 | 5,338 |
| Net interest income | $2,691,000 | 5,545 |
| Provision for loan and lease losses | $24,000 | 7,475 |
| Total noninterest income | $386,000 | 5,737 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,078 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 5,146 |
| Total noninterest expense | $2,608,000 | 4,718 |
| Salaries and employee benefits | $1,301,000 | 4,868 |
| Premises and equipment expense | $624,000 | 3,149 |
| Additional noninterest expense | $683,000 | 5,333 |
| Pre-tax net operating income | $445,000 | 7,399 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $30,000 | 8,004 |
| Income before extraordinary items | $417,000 | 6,891 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $417,000 | 6,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,882 |
| Cash dividends | $114,000 | 5,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $415,140 | 6,881 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,942,000 | 5,721 |
| Total interest expense | $2,371,000 | 5,575 |
| Net interest income | $2,571,000 | 5,732 |
| Provision for loan and lease losses | $24,000 | 7,567 |
| Total noninterest income | $495,000 | 4,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $185,000 | 5,364 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $310,000 | 3,951 |
| Total noninterest expense | $2,442,000 | 4,847 |
| Salaries and employee benefits | $1,217,000 | 5,023 |
| Premises and equipment expense | $466,000 | 3,900 |
| Additional noninterest expense | $759,000 | 4,855 |
| Pre-tax net operating income | $600,000 | 6,915 |
| Securities gains (losses) | $6,000 | 3,324 |
| Applicable income taxes | $107,000 | 7,422 |
| Income before extraordinary items | $499,000 | 6,624 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $499,000 | 6,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,505 |
| Cash dividends | $130,000 | 5,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $494,080 | 6,527 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,563,000 | 6,166 |
| Total interest expense | $2,127,000 | 6,030 |
| Net interest income | $2,436,000 | 6,149 |
| Provision for loan and lease losses | $24,000 | 7,686 |
| Total noninterest income | $325,000 | 6,397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 5,844 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $156,000 | 5,590 |
| Total noninterest expense | $2,059,000 | 5,544 |
| Salaries and employee benefits | $1,068,000 | 5,603 |
| Premises and equipment expense | $345,000 | 4,951 |
| Additional noninterest expense | $646,000 | 5,527 |
| Pre-tax net operating income | $678,000 | 7,066 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $153,000 | 7,571 |
| Income before extraordinary items | $525,000 | 6,829 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $525,000 | 6,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,408 |
| Cash dividends | $130,000 | 6,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $525,000 | 6,774 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,105,000 | 6,764 |
| Total interest expense | $1,834,000 | 6,765 |
| Net interest income | $2,271,000 | 6,618 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $299,000 | 6,966 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 6,366 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 6,112 |
| Total noninterest expense | $1,866,000 | 6,242 |
| Salaries and employee benefits | $928,000 | 6,318 |
| Premises and equipment expense | $315,000 | 5,388 |
| Additional noninterest expense | $623,000 | 6,211 |
| Pre-tax net operating income | $680,000 | 7,022 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $150,000 | 7,867 |
| Income before extraordinary items | $531,000 | 6,689 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $531,000 | 6,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $130,000 | 6,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $530,220 | 6,639 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,887,000 | 7,130 |
| Total interest expense | $1,679,000 | 7,190 |
| Net interest income | $2,208,000 | 6,854 |
| Provision for loan and lease losses | $68,000 | 5,482 |
| Total noninterest income | $308,000 | 6,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $147,000 | 6,741 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 5,779 |
| Total noninterest expense | $1,852,000 | 6,349 |
| Salaries and employee benefits | $838,000 | 6,903 |
| Premises and equipment expense | $296,000 | 5,689 |
| Additional noninterest expense | $718,000 | 5,727 |
| Pre-tax net operating income | $596,000 | 7,888 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $136,000 | 8,513 |
| Income before extraordinary items | $462,000 | 7,537 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $462,000 | 7,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,181 |
| Cash dividends | $114,000 | 6,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $460,460 | 7,531 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,518,000 | 7,294 |
| Total interest expense | $1,328,000 | 7,463 |
| Net interest income | $2,190,000 | 7,114 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $311,000 | 7,106 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 7,011 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 5,884 |
| Total noninterest expense | $1,891,000 | 6,473 |
| Salaries and employee benefits | $870,000 | 6,815 |
| Premises and equipment expense | $299,000 | 5,731 |
| Additional noninterest expense | $722,000 | 6,172 |
| Pre-tax net operating income | $580,000 | 8,121 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $126,000 | 8,792 |
| Income before extraordinary items | $454,000 | 7,665 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $454,000 | 7,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,934 |
| Cash dividends | $114,000 | 6,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $454,000 | 7,720 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,248,000 | 7,927 |
| Total interest expense | $1,296,000 | 7,890 |
| Net interest income | $1,952,000 | 7,822 |
| Provision for loan and lease losses | $14,000 | 9,467 |
| Total noninterest income | $296,000 | 7,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 7,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 6,544 |
| Total noninterest expense | $1,806,000 | 6,873 |
| Salaries and employee benefits | $824,000 | 7,174 |
| Premises and equipment expense | $314,000 | 5,635 |
| Additional noninterest expense | $668,000 | 6,806 |
| Pre-tax net operating income | $428,000 | 9,192 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $61,000 | 10,680 |
| Income before extraordinary items | $373,000 | 8,708 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $373,000 | 8,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 8,222 |
| Cash dividends | $103,000 | 6,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $367,840 | 8,500 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,538,000 | 8,126 |
| Total interest expense | $1,628,000 | 8,113 |
| Net interest income | $1,910,000 | 8,005 |
| Provision for loan and lease losses | $5,000 | 11,499 |
| Total noninterest income | $220,000 | 9,031 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 7,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 7,992 |
| Total noninterest expense | $1,660,000 | 7,370 |
| Salaries and employee benefits | $762,000 | 7,525 |
| Premises and equipment expense | $312,000 | 5,807 |
| Additional noninterest expense | $586,000 | 7,638 |
| Pre-tax net operating income | $465,000 | 8,677 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $77,000 | 10,525 |
| Income before extraordinary items | $388,000 | 8,339 |
| Extraordinary gains, net | $36,000 | 1,087 |
| Net income | $424,000 | 8,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $99,000 | 6,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $388,000 | 7,981 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.