Home > Macatawa Bank > Income and Expense

Macatawa Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$113,811,000481
Total interest expense$26,364,000652
Net interest income$87,447,000415
Provision for loan and lease losses$550,0001,199
Total noninterest income$18,799,000478
Gross Fiduciary activities income$4,332,000283
Service charges on deposit accounts$4,109,000319
Trading account gains and feesNANA
Additional Noninterest Income$10,358,000524
Total noninterest expense$51,074,000560
Salaries and employee benefits$28,181,000555
Premises and equipment expense$8,279,000348
Additional noninterest expense$10,358,000524
Pre-tax net operating income$54,622,000329
Securities gains (losses)$14,000708
Applicable income taxes$10,711,000327
Income before extraordinary items$43,925,000313
Extraordinary gains, net$054
Net income$43,925,000318
Minority interest net income$088
Net income of bank and minority interests.$43,925,000315
Net charge-offs$-131,0004,391
Cash dividends$12,735,000418
Sale, conversion, retirement of capital stock, net$695,000233
Net operating income$43,913,800325
2023-09-30 (YTD Data)Rank
Total interest income$84,174,000479
Total interest expense$18,167,000655
Net interest income$66,007,000422
Provision for loan and lease losses$150,0001,867
Total noninterest income$14,157,000474
Gross Fiduciary activities income$3,277,000281
Service charges on deposit accounts$3,072,000317
Trading account gains and feesNANA
Additional Noninterest Income$7,808,000533
Total noninterest expense$37,301,000570
Salaries and employee benefits$20,176,000578
Premises and equipment expense$6,308,000348
Additional noninterest expense$7,808,000533
Pre-tax net operating income$42,713,000330
Securities gains (losses)$-45,0003,795
Applicable income taxes$8,400,000332
Income before extraordinary items$34,268,000320
Extraordinary gains, net$052
Net income$34,268,000323
Minority interest net income$081
Net income of bank and minority interests.$34,268,000320
Net charge-offs$-90,0004,342
Cash dividends$9,264,000390
Sale, conversion, retirement of capital stock, net$441,000236
Net operating income$34,304,000328
2023-06-30 (YTD Data)Rank
Total interest income$54,386,000472
Total interest expense$10,624,000658
Net interest income$43,762,000424
Provision for loan and lease losses$300,0001,014
Total noninterest income$9,503,000467
Gross Fiduciary activities income$2,168,000277
Service charges on deposit accounts$2,012,000314
Trading account gains and feesNANA
Additional Noninterest Income$5,323,000512
Total noninterest expense$24,711,000566
Salaries and employee benefits$13,339,000575
Premises and equipment expense$4,266,000337
Additional noninterest expense$5,323,000512
Pre-tax net operating income$28,254,000331
Securities gains (losses)$-4,0003,679
Applicable income taxes$5,551,000341
Income before extraordinary items$22,699,000322
Extraordinary gains, net$051
Net income$22,699,000328
Minority interest net income$081
Net income of bank and minority interests.$22,699,000323
Net charge-offs$-48,0004,316
Cash dividends$6,119,000384
Sale, conversion, retirement of capital stock, net$292,000224
Net operating income$22,702,200328
2023-03-31 (YTD Data)Rank
Total interest income$27,266,000473
Total interest expense$4,650,000650
Net interest income$22,616,000420
Provision for loan and lease losses$02,612
Total noninterest income$4,867,000455
Gross Fiduciary activities income$1,033,000294
Service charges on deposit accounts$994,000328
Trading account gains and feesNANA
Additional Noninterest Income$2,840,000485
Total noninterest expense$12,254,000575
Salaries and employee benefits$6,599,000599
Premises and equipment expense$2,131,000344
Additional noninterest expense$2,840,000485
Pre-tax net operating income$15,229,000329
Securities gains (losses)$17,000469
Applicable income taxes$3,031,000325
Income before extraordinary items$12,215,000318
Extraordinary gains, net$04
Net income$12,215,000319
Minority interest net income$048
Net income of bank and minority interests.$12,215,000319
Net charge-offs$-33,0004,335
Cash dividends$3,065,000367
Sale, conversion, retirement of capital stock, net$138,000208
Net operating income$12,201,400322
2022-12-31 (YTD Data)Rank
Total interest income$74,906,000533
Total interest expense$4,760,000818
Net interest income$70,146,000512
Provision for loan and lease losses$-1,125,0004,622
Total noninterest income$20,245,000472
Gross Fiduciary activities income$4,143,000295
Service charges on deposit accounts$4,769,000291
Trading account gains and feesNANA
Additional Noninterest Income$11,333,000519
Total noninterest expense$47,484,000573
Salaries and employee benefits$25,752,000593
Premises and equipment expense$8,025,000354
Additional noninterest expense$11,333,000519
Pre-tax net operating income$44,032,000420
Securities gains (losses)$-166,0004,053
Applicable income taxes$8,508,000427
Income before extraordinary items$35,358,000411
Extraordinary gains, net$05
Net income$35,358,000412
Minority interest net income$063
Net income of bank and minority interests.$35,358,000412
Net charge-offs$-521,0004,602
Cash dividends$11,913,000415
Sale, conversion, retirement of capital stock, net$589,000302
Net operating income$35,492,460415
2022-09-30 (YTD Data)Rank
Total interest income$49,452,000562
Total interest expense$2,173,000940
Net interest income$47,279,000542
Provision for loan and lease losses$-1,500,0004,679
Total noninterest income$15,206,000480
Gross Fiduciary activities income$3,153,000289
Service charges on deposit accounts$3,693,000284
Trading account gains and feesNANA
Additional Noninterest Income$8,360,000537
Total noninterest expense$35,213,000569
Salaries and employee benefits$18,993,000607
Premises and equipment expense$6,115,000347
Additional noninterest expense$8,360,000537
Pre-tax net operating income$28,772,000454
Securities gains (losses)$-173,0004,335
Applicable income taxes$5,501,000477
Income before extraordinary items$23,098,000453
Extraordinary gains, net$04
Net income$23,098,000453
Minority interest net income$057
Net income of bank and minority interests.$23,098,000453
Net charge-offs$-432,0004,608
Cash dividends$8,344,000413
Sale, conversion, retirement of capital stock, net$452,000268
Net operating income$23,238,130458
2022-06-30 (YTD Data)Rank
Total interest income$28,578,000607
Total interest expense$1,070,0001,074
Net interest income$27,508,000586
Provision for loan and lease losses$-1,500,0004,692
Total noninterest income$10,228,000465
Gross Fiduciary activities income$2,184,000252
Service charges on deposit accounts$2,430,000285
Trading account gains and feesNANA
Additional Noninterest Income$5,614,000552
Total noninterest expense$23,247,000572
Salaries and employee benefits$12,496,000601
Premises and equipment expense$4,156,000338
Additional noninterest expense$6,595,000608
Pre-tax net operating income$15,989,000506
Securities gains (losses)$-116,0004,390
Applicable income taxes$2,972,000508
Income before extraordinary items$12,901,000502
Extraordinary gains, net$04
Net income$12,901,000501
Minority interest net income$060
Net income of bank and minority interests.$12,901,000502
Net charge-offs$-242,0004,583
Cash dividends$5,647,000398
Sale, conversion, retirement of capital stock, net$337,000235
Net operating income$12,994,960506
2022-03-31 (YTD Data)Rank
Total interest income$13,143,000640
Total interest expense$478,0001,144
Net interest income$12,665,000614
Provision for loan and lease losses$-1,500,0004,712
Total noninterest income$5,034,000491
Gross Fiduciary activities income$1,088,000256
Service charges on deposit accounts$1,211,000285
Trading account gains and feesNANA
Additional Noninterest Income$2,735,000574
Total noninterest expense$11,539,000571
Salaries and employee benefits$6,197,000607
Premises and equipment expense$2,136,000334
Additional noninterest expense$3,206,000619
Pre-tax net operating income$7,660,000509
Securities gains (losses)$-68,0004,490
Applicable income taxes$1,433,000514
Income before extraordinary items$6,159,000503
Extraordinary gains, net$04
Net income$6,159,000504
Minority interest net income$050
Net income of bank and minority interests.$6,159,000503
Net charge-offs$-227,0004,679
Cash dividends$2,876,000378
Sale, conversion, retirement of capital stock, net$168,000212
Net operating income$6,214,080506
2021-12-31 (YTD Data)Rank
Total interest income$58,634,000582
Total interest expense$2,246,0001,202
Net interest income$56,388,000565
Provision for loan and lease losses$-2,050,0004,596
Total noninterest income$23,735,000466
Gross Fiduciary activities income$4,331,000251
Service charges on deposit accounts$4,446,000296
Trading account gains and feesNANA
Additional Noninterest Income$14,958,000512
Total noninterest expense$45,252,000584
Salaries and employee benefits$24,821,000599
Premises and equipment expense$7,624,000366
Additional noninterest expense$12,807,000629
Pre-tax net operating income$36,921,000468
Securities gains (losses)$-43,0004,552
Applicable income taxes$6,958,000499
Income before extraordinary items$29,920,000474
Extraordinary gains, net$010
Net income$29,920,000474
Minority interest net income$074
Net income of bank and minority interests.$29,920,000475
Net charge-offs$-531,0004,723
Cash dividends$33,105,000220
Sale, conversion, retirement of capital stock, net$595,000283
Net operating income$29,954,830466
2021-09-30 (YTD Data)Rank
Total interest income$45,300,000578
Total interest expense$1,738,0001,233
Net interest income$43,562,000554
Provision for loan and lease losses$-1,300,0004,644
Total noninterest income$18,375,000464
Gross Fiduciary activities income$3,217,000251
Service charges on deposit accounts$3,240,000297
Trading account gains and feesNANA
Additional Noninterest Income$11,918,000513
Total noninterest expense$34,152,000580
Salaries and employee benefits$18,905,000590
Premises and equipment expense$5,720,000378
Additional noninterest expense$9,527,000625
Pre-tax net operating income$29,085,000467
Securities gains (losses)$-29,0004,679
Applicable income taxes$5,527,000494
Income before extraordinary items$23,529,000469
Extraordinary gains, net$08
Net income$23,529,000466
Minority interest net income$069
Net income of bank and minority interests.$23,529,000469
Net charge-offs$-424,0004,791
Cash dividends$30,157,000185
Sale, conversion, retirement of capital stock, net$434,000259
Net operating income$23,552,490462
2021-06-30 (YTD Data)Rank
Total interest income$30,458,000562
Total interest expense$1,204,0001,238
Net interest income$29,254,000540
Provision for loan and lease losses$-750,0004,651
Total noninterest income$12,701,000449
Gross Fiduciary activities income$2,138,000249
Service charges on deposit accounts$2,057,000293
Trading account gains and feesNANA
Additional Noninterest Income$8,506,000492
Total noninterest expense$22,769,000575
Salaries and employee benefits$12,734,000583
Premises and equipment expense$3,788,000382
Additional noninterest expense$6,247,000623
Pre-tax net operating income$19,936,000462
Securities gains (losses)$-22,0004,724
Applicable income taxes$3,755,000487
Income before extraordinary items$16,159,000465
Extraordinary gains, net$06
Net income$16,159,000463
Minority interest net income$067
Net income of bank and minority interests.$16,159,000465
Net charge-offs$-148,0004,688
Cash dividends$26,914,000141
Sale, conversion, retirement of capital stock, net$289,000234
Net operating income$16,176,820458
2021-03-31 (YTD Data)Rank
Total interest income$15,274,000564
Total interest expense$631,0001,250
Net interest income$14,643,000532
Provision for loan and lease losses$02,741
Total noninterest income$6,544,000449
Gross Fiduciary activities income$1,005,000258
Service charges on deposit accounts$992,000295
Trading account gains and feesNANA
Additional Noninterest Income$4,547,000478
Total noninterest expense$11,270,000579
Salaries and employee benefits$6,319,000589
Premises and equipment expense$1,893,000382
Additional noninterest expense$3,058,000626
Pre-tax net operating income$9,917,000462
Securities gains (losses)$-27,0004,768
Applicable income taxes$1,838,000489
Income before extraordinary items$8,052,000469
Extraordinary gains, net$03
Net income$8,052,000467
Minority interest net income$055
Net income of bank and minority interests.$8,052,000469
Net charge-offs$-44,0004,583
Cash dividends$3,694,000302
Sale, conversion, retirement of capital stock, net$143,000212
Net operating income$8,073,870459
2020-12-31 (YTD Data)Rank
Total interest income$67,224,000514
Total interest expense$4,917,000968
Net interest income$62,307,000478
Provision for loan and lease losses$3,000,000798
Total noninterest income$23,903,000442
Gross Fiduciary activities income$3,758,000254
Service charges on deposit accounts$4,030,000290
Trading account gains and feesNANA
Additional Noninterest Income$16,115,000469
Total noninterest expense$44,980,000564
Salaries and employee benefits$25,159,000565
Premises and equipment expense$7,189,000384
Additional noninterest expense$12,632,000597
Pre-tax net operating income$38,230,000363
Securities gains (losses)$32,0001,922
Applicable income taxes$6,943,000399
Income before extraordinary items$31,319,000372
Extraordinary gains, net$04
Net income$31,319,000371
Minority interest net income$072
Net income of bank and minority interests.$31,319,000372
Net charge-offs$2,792,000330
Cash dividends$11,686,000404
Sale, conversion, retirement of capital stock, net$435,000285
Net operating income$31,292,760363
2020-09-30 (YTD Data)Rank
Total interest income$49,823,000517
Total interest expense$4,187,000913
Net interest income$45,636,000483
Provision for loan and lease losses$2,200,000838
Total noninterest income$16,819,000445
Gross Fiduciary activities income$2,801,000251
Service charges on deposit accounts$2,957,000293
Trading account gains and feesNANA
Additional Noninterest Income$11,061,000481
Total noninterest expense$33,162,000555
Salaries and employee benefits$18,674,000560
Premises and equipment expense$5,351,000380
Additional noninterest expense$9,137,000601
Pre-tax net operating income$27,093,000353
Securities gains (losses)$36,0001,689
Applicable income taxes$5,044,000376
Income before extraordinary items$22,085,000356
Extraordinary gains, net$04
Net income$22,085,000354
Minority interest net income$065
Net income of bank and minority interests.$22,085,000356
Net charge-offs$2,842,000263
Cash dividends$8,731,000400
Sale, conversion, retirement of capital stock, net$310,000268
Net operating income$22,055,840350
2020-06-30 (YTD Data)Rank
Total interest income$34,001,000508
Total interest expense$3,202,000864
Net interest income$30,799,000477
Provision for loan and lease losses$1,700,000787
Total noninterest income$10,732,000427
Gross Fiduciary activities income$1,880,000254
Service charges on deposit accounts$1,969,000300
Trading account gains and feesNANA
Additional Noninterest Income$6,883,000468
Total noninterest expense$21,810,000560
Salaries and employee benefits$12,280,000558
Premises and equipment expense$3,477,000392
Additional noninterest expense$6,053,000598
Pre-tax net operating income$18,021,000310
Securities gains (losses)$36,0001,446
Applicable income taxes$3,360,000333
Income before extraordinary items$14,697,000316
Extraordinary gains, net$04
Net income$14,697,000317
Minority interest net income$065
Net income of bank and minority interests.$14,697,000316
Net charge-offs$3,045,000193
Cash dividends$5,531,000399
Sale, conversion, retirement of capital stock, net$218,000250
Net operating income$14,667,840306
2020-03-31 (YTD Data)Rank
Total interest income$17,495,000503
Total interest expense$1,952,000807
Net interest income$15,543,000467
Provision for loan and lease losses$700,000738
Total noninterest income$4,907,000430
Gross Fiduciary activities income$935,000254
Service charges on deposit accounts$1,110,000310
Trading account gains and feesNANA
Additional Noninterest Income$2,862,000468
Total noninterest expense$11,491,000531
Salaries and employee benefits$6,600,000523
Premises and equipment expense$1,750,000389
Additional noninterest expense$3,141,000581
Pre-tax net operating income$8,259,000309
Securities gains (losses)$14,0001,229
Applicable income taxes$1,520,000329
Income before extraordinary items$6,753,000311
Extraordinary gains, net$04
Net income$6,753,000310
Minority interest net income$056
Net income of bank and minority interests.$6,753,000311
Net charge-offs$-989,0005,103
Cash dividends$2,831,000432
Sale, conversion, retirement of capital stock, net$92,000256
Net operating income$6,741,520311
2019-12-31 (YTD Data)Rank
Total interest income$75,942,000467
Total interest expense$10,223,000668
Net interest income$65,719,000439
Provision for loan and lease losses$-450,0005,094
Total noninterest income$19,814,000427
Gross Fiduciary activities income$3,812,000249
Service charges on deposit accounts$4,415,000317
Trading account gains and feesNANA
Additional Noninterest Income$11,587,000472
Total noninterest expense$43,529,000533
Salaries and employee benefits$24,373,000541
Premises and equipment expense$6,874,000383
Additional noninterest expense$12,282,000581
Pre-tax net operating income$42,454,000346
Securities gains (losses)$43,0001,298
Applicable income taxes$8,104,000364
Income before extraordinary items$34,393,000355
Extraordinary gains, net$011
Net income$34,393,000356
Minority interest net income$076
Net income of bank and minority interests.$34,393,000356
Net charge-offs$-774,0005,141
Cash dividends$32,543,000225
Sale, conversion, retirement of capital stock, net$380,000319
Net operating income$34,358,170350
2019-09-30 (YTD Data)Rank
Total interest income$57,508,000466
Total interest expense$7,986,000658
Net interest income$49,522,000439
Provision for loan and lease losses$-450,0005,184
Total noninterest income$14,617,000433
Gross Fiduciary activities income$2,813,000251
Service charges on deposit accounts$3,267,000322
Trading account gains and feesNANA
Additional Noninterest Income$8,537,000476
Total noninterest expense$33,101,000520
Salaries and employee benefits$18,676,000529
Premises and equipment expense$5,230,000381
Additional noninterest expense$9,195,000578
Pre-tax net operating income$31,488,000351
Securities gains (losses)$50,0001,068
Applicable income taxes$5,978,000367
Income before extraordinary items$25,560,000354
Extraordinary gains, net$011
Net income$25,560,000355
Minority interest net income$072
Net income of bank and minority interests.$25,560,000355
Net charge-offs$-719,0005,213
Cash dividends$9,316,000389
Sale, conversion, retirement of capital stock, net$242,000309
Net operating income$25,519,500349
2019-06-30 (YTD Data)Rank
Total interest income$38,429,000465
Total interest expense$5,294,000652
Net interest income$33,135,000438
Provision for loan and lease losses$-450,0005,247
Total noninterest income$9,428,000438
Gross Fiduciary activities income$1,893,000250
Service charges on deposit accounts$2,128,000329
Trading account gains and fees$0131
Additional Noninterest Income$5,407,000496
Total noninterest expense$22,255,000521
Salaries and employee benefits$12,479,000520
Premises and equipment expense$3,505,000384
Additional noninterest expense$6,271,000578
Pre-tax net operating income$20,758,000346
Securities gains (losses)$39,000817
Applicable income taxes$3,949,000363
Income before extraordinary items$16,848,000355
Extraordinary gains, net$011
Net income$16,848,000356
Minority interest net income$069
Net income of bank and minority interests.$16,848,000356
Net charge-offs$-460,0005,249
Cash dividends$5,960,000395
Sale, conversion, retirement of capital stock, net$145,000306
Net operating income$16,816,410345
2019-03-31 (YTD Data)Rank
Total interest income$19,189,000465
Total interest expense$2,583,000647
Net interest income$16,606,000434
Provision for loan and lease losses$-250,0005,306
Total noninterest income$4,331,000444
Gross Fiduciary activities income$890,000252
Service charges on deposit accounts$1,050,000327
Trading account gains and fees$0126
Additional Noninterest Income$2,391,000505
Total noninterest expense$11,083,000519
Salaries and employee benefits$6,168,000516
Premises and equipment expense$1,792,000382
Additional noninterest expense$3,123,000559
Pre-tax net operating income$10,104,000346
Securities gains (losses)$18,000594
Applicable income taxes$1,874,000376
Income before extraordinary items$8,248,000351
Extraordinary gains, net$05
Net income$8,248,000351
Minority interest net income$052
Net income of bank and minority interests.$8,248,000351
Net charge-offs$-266,0005,289
Cash dividends$2,920,000395
Sale, conversion, retirement of capital stock, net$48,000321
Net operating income$8,233,420340
2018-12-31 (YTD Data)Rank
Total interest income$69,038,000471
Total interest expense$7,285,000681
Net interest income$61,753,000453
Provision for loan and lease losses$450,0001,544
Total noninterest income$17,691,000461
Gross Fiduciary activities income$3,643,000255
Service charges on deposit accounts$4,377,000329
Trading account gains and fees$0126
Additional Noninterest Income$9,671,000515
Total noninterest expense$43,857,000513
Salaries and employee benefits$24,973,000495
Premises and equipment expense$6,543,000405
Additional noninterest expense$12,341,000563
Pre-tax net operating income$35,137,000395
Securities gains (losses)$-32,0004,735
Applicable income taxes$6,551,000392
Income before extraordinary items$28,554,000395
Extraordinary gains, net$06
Net income$28,554,000395
Minority interest net income$072
Net income of bank and minority interests.$28,554,000395
Net charge-offs$174,0001,754
Cash dividends$11,052,000388
Sale, conversion, retirement of capital stock, net$400,000319
Net operating income$28,579,920396
2018-09-30 (YTD Data)Rank
Total interest income$50,542,000477
Total interest expense$4,977,000695
Net interest income$45,565,000455
Provision for loan and lease losses$-400,0005,368
Total noninterest income$12,658,000476
Gross Fiduciary activities income$2,759,000254
Service charges on deposit accounts$3,242,000333
Trading account gains and fees$0138
Additional Noninterest Income$6,657,000548
Total noninterest expense$32,963,000505
Salaries and employee benefits$18,792,000492
Premises and equipment expense$4,939,000409
Additional noninterest expense$9,232,000557
Pre-tax net operating income$25,660,000405
Securities gains (losses)$-46,0005,123
Applicable income taxes$4,659,000423
Income before extraordinary items$20,955,000405
Extraordinary gains, net$05
Net income$20,955,000404
Minority interest net income$066
Net income of bank and minority interests.$20,955,000404
Net charge-offs$-603,0005,398
Cash dividends$8,020,000375
Sale, conversion, retirement of capital stock, net$286,000307
Net operating income$20,992,720402
2018-06-30 (YTD Data)Rank
Total interest income$32,855,000481
Total interest expense$3,004,000720
Net interest income$29,851,000462
Provision for loan and lease losses$-400,0005,453
Total noninterest income$8,187,000488
Gross Fiduciary activities income$1,870,000250
Service charges on deposit accounts$2,110,000336
Trading account gains and fees$0130
Additional Noninterest Income$4,207,000570
Total noninterest expense$21,896,000510
Salaries and employee benefits$12,430,000502
Premises and equipment expense$3,358,000404
Additional noninterest expense$6,108,000561
Pre-tax net operating income$16,542,000404
Securities gains (losses)$-35,0005,212
Applicable income taxes$2,945,000436
Income before extraordinary items$13,562,000402
Extraordinary gains, net$06
Net income$13,562,000401
Minority interest net income$065
Net income of bank and minority interests.$13,562,000402
Net charge-offs$-495,0005,464
Cash dividends$5,080,000382
Sale, conversion, retirement of capital stock, net$188,000295
Net operating income$13,590,700400
2018-03-31 (YTD Data)Rank
Total interest income$16,019,000488
Total interest expense$1,363,000738
Net interest income$14,656,000469
Provision for loan and lease losses$-100,0005,487
Total noninterest income$3,739,000513
Gross Fiduciary activities income$925,000254
Service charges on deposit accounts$1,049,000341
Trading account gains and fees$0123
Additional Noninterest Income$1,765,000636
Total noninterest expense$10,838,000518
Salaries and employee benefits$6,111,000509
Premises and equipment expense$1,731,000394
Additional noninterest expense$2,996,000572
Pre-tax net operating income$7,657,000422
Securities gains (losses)$-24,0005,329
Applicable income taxes$1,362,000452
Income before extraordinary items$6,271,000421
Extraordinary gains, net$07
Net income$6,271,000420
Minority interest net income$052
Net income of bank and minority interests.$6,271,000421
Net charge-offs$-175,0005,467
Cash dividends$2,460,000368
Sale, conversion, retirement of capital stock, net$98,000254
Net operating income$6,290,680422
2017-12-31 (YTD Data)Rank
Total interest income$57,676,000505
Total interest expense$4,019,000833
Net interest income$53,657,000478
Provision for loan and lease losses$-1,350,0005,618
Total noninterest income$17,806,000458
Gross Fiduciary activities income$3,277,000262
Service charges on deposit accounts$4,466,000322
Trading account gains and fees$0151
Additional Noninterest Income$10,063,000505
Total noninterest expense$43,461,000501
Salaries and employee benefits$24,458,000488
Premises and equipment expense$6,354,000415
Additional noninterest expense$12,649,000539
Pre-tax net operating income$29,352,000403
Securities gains (losses)$3,0001,912
Applicable income taxes$11,554,000366
Income before extraordinary items$17,801,000446
Extraordinary gains, net$09
Net income$17,801,000444
Minority interest net income$076
Net income of bank and minority interests.$17,801,000446
Net charge-offs$-988,0005,623
Cash dividends$7,868,000455
Sale, conversion, retirement of capital stock, net$410,000317
Net operating income$17,799,080442
2017-09-30 (YTD Data)Rank
Total interest income$42,516,000512
Total interest expense$2,823,000864
Net interest income$39,693,000486
Provision for loan and lease losses$-1,350,0005,689
Total noninterest income$13,553,000460
Gross Fiduciary activities income$2,412,000265
Service charges on deposit accounts$3,341,000327
Trading account gains and fees$0145
Additional Noninterest Income$7,800,000503
Total noninterest expense$32,508,000507
Salaries and employee benefits$18,115,000495
Premises and equipment expense$4,797,000414
Additional noninterest expense$9,596,000528
Pre-tax net operating income$22,088,000411
Securities gains (losses)$3,0001,944
Applicable income taxes$6,862,000389
Income before extraordinary items$15,229,000436
Extraordinary gains, net$09
Net income$15,229,000436
Minority interest net income$071
Net income of bank and minority interests.$15,229,000436
Net charge-offs$-822,0005,680
Cash dividends$5,740,000450
Sale, conversion, retirement of capital stock, net$297,000303
Net operating income$15,226,930432
2017-06-30 (YTD Data)Rank
Total interest income$27,890,000511
Total interest expense$1,777,000884
Net interest income$26,113,000487
Provision for loan and lease losses$-1,000,0005,738
Total noninterest income$9,073,000459
Gross Fiduciary activities income$1,611,000264
Service charges on deposit accounts$2,170,000327
Trading account gains and fees$0139
Additional Noninterest Income$5,292,000503
Total noninterest expense$21,703,000508
Salaries and employee benefits$11,981,000502
Premises and equipment expense$3,211,000413
Additional noninterest expense$6,511,000530
Pre-tax net operating income$14,483,000418
Securities gains (losses)$3,0001,556
Applicable income taxes$4,504,000395
Income before extraordinary items$9,982,000443
Extraordinary gains, net$011
Net income$9,982,000443
Minority interest net income$071
Net income of bank and minority interests.$9,982,000443
Net charge-offs$-608,0005,731
Cash dividends$3,700,000460
Sale, conversion, retirement of capital stock, net$197,000282
Net operating income$9,979,930438
2017-03-31 (YTD Data)Rank
Total interest income$13,848,000515
Total interest expense$863,000886
Net interest income$12,985,000491
Provision for loan and lease losses$-500,0005,811
Total noninterest income$4,304,000467
Gross Fiduciary activities income$778,000272
Service charges on deposit accounts$1,060,000334
Trading account gains and fees$0142
Additional Noninterest Income$2,466,000516
Total noninterest expense$10,789,000514
Salaries and employee benefits$5,912,000519
Premises and equipment expense$1,605,000423
Additional noninterest expense$3,272,000527
Pre-tax net operating income$7,000,000424
Securities gains (losses)$3,000889
Applicable income taxes$2,168,000398
Income before extraordinary items$4,835,000449
Extraordinary gains, net$08
Net income$4,835,000447
Minority interest net income$055
Net income of bank and minority interests.$4,835,000449
Net charge-offs$-234,0005,744
Cash dividends$1,780,000450
Sale, conversion, retirement of capital stock, net$102,000254
Net operating income$4,832,930440
2016-12-31 (YTD Data)Rank
Total interest income$52,499,000515
Total interest expense$3,456,000851
Net interest income$49,043,000488
Provision for loan and lease losses$-1,350,0005,852
Total noninterest income$18,601,000448
Gross Fiduciary activities income$3,096,000261
Service charges on deposit accounts$4,425,000324
Trading account gains and fees$0170
Additional Noninterest Income$11,080,000476
Total noninterest expense$44,799,000493
Salaries and employee benefits$24,594,000491
Premises and equipment expense$6,428,000412
Additional noninterest expense$13,777,000507
Pre-tax net operating income$24,195,000437
Securities gains (losses)$124,0001,198
Applicable income taxes$6,984,000442
Income before extraordinary items$17,335,000456
Extraordinary gains, net$05
Net income$17,335,000453
Minority interest net income$082
Net income of bank and minority interests.$17,335,000455
Net charge-offs$-1,231,0005,871
Cash dividends$6,200,000551
Sale, conversion, retirement of capital stock, net$507,000281
Net operating income$17,246,960453
2016-09-30 (YTD Data)Rank
Total interest income$39,003,000514
Total interest expense$2,652,000823
Net interest income$36,351,000488
Provision for loan and lease losses$-1,100,0005,924
Total noninterest income$13,688,000447
Gross Fiduciary activities income$2,286,000264
Service charges on deposit accounts$3,312,000324
Trading account gains and fees$0169
Additional Noninterest Income$8,090,000488
Total noninterest expense$33,392,000500
Salaries and employee benefits$18,324,000496
Premises and equipment expense$4,783,000419
Additional noninterest expense$10,285,000509
Pre-tax net operating income$17,747,000442
Securities gains (losses)$99,0001,264
Applicable income taxes$4,985,000462
Income before extraordinary items$12,861,000475
Extraordinary gains, net$05
Net income$12,861,000473
Minority interest net income$071
Net income of bank and minority interests.$12,861,000475
Net charge-offs$-866,0005,914
Cash dividends$4,600,000534
Sale, conversion, retirement of capital stock, net$386,000251
Net operating income$12,789,720463
2016-06-30 (YTD Data)Rank
Total interest income$25,881,000514
Total interest expense$1,802,000805
Net interest income$24,079,000491
Provision for loan and lease losses$-850,0006,006
Total noninterest income$8,736,000459
Gross Fiduciary activities income$1,496,000268
Service charges on deposit accounts$2,159,000326
Trading account gains and fees$0157
Additional Noninterest Income$5,081,000504
Total noninterest expense$22,361,000500
Salaries and employee benefits$12,223,000489
Premises and equipment expense$3,249,000411
Additional noninterest expense$6,889,000503
Pre-tax net operating income$11,304,000460
Securities gains (losses)$99,000967
Applicable income taxes$3,459,000437
Income before extraordinary items$7,944,000489
Extraordinary gains, net$016
Net income$7,944,000486
Minority interest net income$071
Net income of bank and minority interests.$7,944,000488
Net charge-offs$-728,0006,004
Cash dividends$3,000,000547
Sale, conversion, retirement of capital stock, net$262,000241
Net operating income$7,874,700487
2016-03-31 (YTD Data)Rank
Total interest income$13,008,000511
Total interest expense$905,000798
Net interest income$12,103,000491
Provision for loan and lease losses$-100,0005,979
Total noninterest income$4,476,000437
Gross Fiduciary activities income$708,000276
Service charges on deposit accounts$1,047,000331
Trading account gains and fees$0142
Additional Noninterest Income$2,721,000449
Total noninterest expense$11,337,000490
Salaries and employee benefits$6,126,000484
Premises and equipment expense$1,671,000408
Additional noninterest expense$3,540,000486
Pre-tax net operating income$5,342,000467
Securities gains (losses)$89,000577
Applicable income taxes$1,588,000464
Income before extraordinary items$3,843,000489
Extraordinary gains, net$012
Net income$3,843,000487
Minority interest net income$062
Net income of bank and minority interests.$3,843,000489
Net charge-offs$-148,0005,945
Cash dividends$1,500,000531
Sale, conversion, retirement of capital stock, net$139,000218
Net operating income$3,779,810487
2015-12-31 (YTD Data)Rank
Total interest income$49,386,000515
Total interest expense$3,975,000699
Net interest income$45,411,000499
Provision for loan and lease losses$-3,500,0006,144
Total noninterest income$15,987,000483
Gross Fiduciary activities income$2,928,000271
Service charges on deposit accounts$4,377,000328
Trading account gains and fees$0159
Additional Noninterest Income$8,682,000553
Total noninterest expense$44,710,000484
Salaries and employee benefits$24,467,000466
Premises and equipment expense$6,356,000416
Additional noninterest expense$13,887,000495
Pre-tax net operating income$20,188,000484
Securities gains (losses)$129,0001,010
Applicable income taxes$6,290,000448
Income before extraordinary items$14,027,000530
Extraordinary gains, net$023
Net income$14,027,000530
Minority interest net income$081
Net income of bank and minority interests.$14,027,000531
Net charge-offs$-1,619,0006,138
Cash dividends$5,120,000650
Sale, conversion, retirement of capital stock, net$232,000407
Net operating income$13,937,990522
2015-09-30 (YTD Data)Rank
Total interest income$36,676,000524
Total interest expense$3,066,000684
Net interest income$33,610,000510
Provision for loan and lease losses$-1,750,0006,206
Total noninterest income$12,892,000462
Gross Fiduciary activities income$2,169,000275
Service charges on deposit accounts$3,248,000338
Trading account gains and fees$0153
Additional Noninterest Income$7,475,000512
Total noninterest expense$33,631,000487
Salaries and employee benefits$18,327,000473
Premises and equipment expense$4,824,000418
Additional noninterest expense$10,480,000491
Pre-tax net operating income$14,621,000510
Securities gains (losses)$119,000933
Applicable income taxes$4,562,000474
Income before extraordinary items$10,178,000557
Extraordinary gains, net$021
Net income$10,178,000554
Minority interest net income$078
Net income of bank and minority interests.$10,178,000557
Net charge-offs$-1,005,0006,200
Cash dividends$3,800,000605
Sale, conversion, retirement of capital stock, net$72,000497
Net operating income$10,095,890549
2015-06-30 (YTD Data)Rank
Total interest income$24,249,000522
Total interest expense$2,096,000666
Net interest income$22,153,000512
Provision for loan and lease losses$-1,500,0006,280
Total noninterest income$8,291,000472
Gross Fiduciary activities income$1,457,000278
Service charges on deposit accounts$2,098,000346
Trading account gains and fees$0157
Additional Noninterest Income$4,736,000533
Total noninterest expense$22,321,000490
Salaries and employee benefits$12,216,000477
Premises and equipment expense$3,202,000422
Additional noninterest expense$6,903,000500
Pre-tax net operating income$9,623,000520
Securities gains (losses)$83,000929
Applicable income taxes$3,010,000475
Income before extraordinary items$6,696,000564
Extraordinary gains, net$022
Net income$6,696,000561
Minority interest net income$075
Net income of bank and minority interests.$6,696,000564
Net charge-offs$-719,0006,271
Cash dividends$2,480,000602
Sale, conversion, retirement of capital stock, net$-46,0006,293
Net operating income$6,638,730551
2015-03-31 (YTD Data)Rank
Total interest income$12,011,000525
Total interest expense$1,034,000677
Net interest income$10,977,000515
Provision for loan and lease losses$-1,000,0006,371
Total noninterest income$3,754,000502
Gross Fiduciary activities income$734,000282
Service charges on deposit accounts$1,001,000356
Trading account gains and fees$0152
Additional Noninterest Income$2,019,000562
Total noninterest expense$11,230,000484
Salaries and employee benefits$6,134,000476
Premises and equipment expense$1,633,000418
Additional noninterest expense$3,463,000491
Pre-tax net operating income$4,501,000525
Securities gains (losses)$83,000651
Applicable income taxes$1,420,000488
Income before extraordinary items$3,164,000577
Extraordinary gains, net$013
Net income$3,164,000574
Minority interest net income$064
Net income of bank and minority interests.$3,164,000577
Net charge-offs$-718,0006,375
Cash dividends$1,200,000567
Sale, conversion, retirement of capital stock, net$118,000246
Net operating income$3,106,730568
2014-12-31 (YTD Data)Rank
Total interest income$46,988,000528
Total interest expense$4,285,000676
Net interest income$42,703,000513
Provision for loan and lease losses$-3,350,0006,457
Total noninterest income$15,114,000474
Gross Fiduciary activities income$2,701,000285
Service charges on deposit accounts$4,335,000346
Trading account gains and fees$0180
Additional Noninterest Income$8,078,000535
Total noninterest expense$44,300,000478
Salaries and employee benefits$22,953,000486
Premises and equipment expense$6,627,000400
Additional noninterest expense$14,720,000467
Pre-tax net operating income$16,867,000529
Securities gains (losses)$75,0001,460
Applicable income taxes$5,237,000480
Income before extraordinary items$11,705,000583
Extraordinary gains, net$017
Net income$11,705,000580
Minority interest net income$084
Net income of bank and minority interests.$11,705,000583
Net charge-offs$-1,514,0006,474
Cash dividends$4,100,000712
Sale, conversion, retirement of capital stock, net$399,000335
Net operating income$11,653,250576
2014-09-30 (YTD Data)Rank
Total interest income$35,172,000527
Total interest expense$3,256,000667
Net interest income$31,916,000513
Provision for loan and lease losses$-2,750,0006,543
Total noninterest income$11,176,000474
Gross Fiduciary activities income$2,002,000286
Service charges on deposit accounts$3,219,000346
Trading account gains and fees$0174
Additional Noninterest Income$5,955,000537
Total noninterest expense$32,689,000479
Salaries and employee benefits$17,039,000487
Premises and equipment expense$4,953,000400
Additional noninterest expense$10,697,000476
Pre-tax net operating income$13,153,000513
Securities gains (losses)$51,0001,437
Applicable income taxes$4,116,000462
Income before extraordinary items$9,088,000563
Extraordinary gains, net$015
Net income$9,088,000562
Minority interest net income$081
Net income of bank and minority interests.$9,088,000563
Net charge-offs$-1,581,0006,562
Cash dividends$2,900,000692
Sale, conversion, retirement of capital stock, net$229,000332
Net operating income$9,052,810561
2014-06-30 (YTD Data)Rank
Total interest income$23,498,000526
Total interest expense$2,217,000658
Net interest income$21,281,000505
Provision for loan and lease losses$-2,000,0006,604
Total noninterest income$7,329,000482
Gross Fiduciary activities income$1,332,000287
Service charges on deposit accounts$2,056,000355
Trading account gains and fees$0172
Additional Noninterest Income$3,941,000536
Total noninterest expense$21,880,000475
Salaries and employee benefits$11,277,000486
Premises and equipment expense$3,356,000397
Additional noninterest expense$7,247,000474
Pre-tax net operating income$8,730,000500
Securities gains (losses)$51,0001,152
Applicable income taxes$2,751,000458
Income before extraordinary items$6,030,000547
Extraordinary gains, net$020
Net income$6,030,000546
Minority interest net income$080
Net income of bank and minority interests.$6,030,000547
Net charge-offs$-1,251,0006,626
Cash dividends$1,900,000687
Sale, conversion, retirement of capital stock, net$147,000321
Net operating income$5,994,810546
2014-03-31 (YTD Data)Rank
Total interest income$11,970,000512
Total interest expense$1,171,000632
Net interest income$10,799,000501
Provision for loan and lease losses$-1,000,0006,668
Total noninterest income$3,679,000460
Gross Fiduciary activities income$631,000297
Service charges on deposit accounts$991,000358
Trading account gains and fees$0147
Additional Noninterest Income$2,057,000499
Total noninterest expense$11,202,000476
Salaries and employee benefits$5,778,000479
Premises and equipment expense$1,757,000393
Additional noninterest expense$3,667,000465
Pre-tax net operating income$4,276,000503
Securities gains (losses)$10,0001,161
Applicable income taxes$1,342,000454
Income before extraordinary items$2,944,000543
Extraordinary gains, net$016
Net income$2,944,000543
Minority interest net income$066
Net income of bank and minority interests.$2,944,000544
Net charge-offs$-585,0006,680
Cash dividends$900,000664
Sale, conversion, retirement of capital stock, net$69,000305
Net operating income$2,937,100538
2013-12-31 (YTD Data)Rank
Total interest income$48,620,000505
Total interest expense$5,774,000553
Net interest income$42,846,000498
Provision for loan and lease losses$-4,250,0006,759
Total noninterest income$14,166,000524
Gross Fiduciary activities income$2,413,000290
Service charges on deposit accounts$3,963,000377
Trading account gains and fees$0184
Additional Noninterest Income$7,790,000577
Total noninterest expense$45,455,000465
Salaries and employee benefits$22,848,000479
Premises and equipment expense$6,756,000384
Additional noninterest expense$15,851,000455
Pre-tax net operating income$15,807,000519
Securities gains (losses)$120,0001,196
Applicable income taxes$5,008,000459
Income before extraordinary items$10,919,000594
Extraordinary gains, net$029
Net income$10,919,000593
Minority interest net income$090
Net income of bank and minority interests.$10,919,000594
Net charge-offs$-1,309,0006,790
Cash dividends$5,000,000558
Sale, conversion, retirement of capital stock, net$160,000474
Net operating income$10,836,200585
2013-09-30 (YTD Data)Rank
Total interest income$36,659,000504
Total interest expense$4,359,000563
Net interest income$32,300,000497
Provision for loan and lease losses$-3,250,0006,846
Total noninterest income$10,609,000531
Gross Fiduciary activities income$1,797,000289
Service charges on deposit accounts$2,917,000386
Trading account gains and fees$0180
Additional Noninterest Income$5,895,000584
Total noninterest expense$33,974,000469
Salaries and employee benefits$17,237,000481
Premises and equipment expense$5,032,000391
Additional noninterest expense$11,705,000461
Pre-tax net operating income$12,185,000515
Securities gains (losses)$80,0001,368
Applicable income taxes$3,886,000461
Income before extraordinary items$8,379,000598
Extraordinary gains, net$025
Net income$8,379,000598
Minority interest net income$084
Net income of bank and minority interests.$8,379,000600
Net charge-offs$-783,0006,848
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$95,000473
Net operating income$8,324,600585
2013-06-30 (YTD Data)Rank
Total interest income$24,740,000501
Total interest expense$2,962,000563
Net interest income$21,778,000494
Provision for loan and lease losses$-1,750,0006,884
Total noninterest income$7,724,000509
Gross Fiduciary activities income$1,213,000288
Service charges on deposit accounts$1,888,000389
Trading account gains and fees$0157
Additional Noninterest Income$4,623,000533
Total noninterest expense$22,799,000470
Salaries and employee benefits$11,416,000485
Premises and equipment expense$3,375,000386
Additional noninterest expense$8,008,000442
Pre-tax net operating income$8,453,000500
Securities gains (losses)$80,0001,256
Applicable income taxes$2,729,000439
Income before extraordinary items$5,804,000588
Extraordinary gains, net$022
Net income$5,804,000587
Minority interest net income$082
Net income of bank and minority interests.$5,804,000590
Net charge-offs$-259,0006,832
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$62,000444
Net operating income$5,749,600563
2013-03-31 (YTD Data)Rank
Total interest income$12,433,000500
Total interest expense$1,536,000564
Net interest income$10,897,000495
Provision for loan and lease losses$-750,0006,968
Total noninterest income$3,876,000504
Gross Fiduciary activities income$588,000290
Service charges on deposit accounts$913,000392
Trading account gains and fees$0148
Additional Noninterest Income$2,375,000519
Total noninterest expense$11,385,000480
Salaries and employee benefits$5,741,000491
Premises and equipment expense$1,667,000386
Additional noninterest expense$3,977,000457
Pre-tax net operating income$4,138,000504
Securities gains (losses)$20,0001,261
Applicable income taxes$1,332,000451
Income before extraordinary items$2,826,000585
Extraordinary gains, net$010
Net income$2,826,000583
Minority interest net income$076
Net income of bank and minority interests.$2,826,000586
Net charge-offs$-498,0006,975
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$30,000410
Net operating income$2,812,400556
2012-12-31 (YTD Data)Rank
Total interest income$57,276,000453
Total interest expense$8,094,000519
Net interest income$49,182,000454
Provision for loan and lease losses$-7,100,0007,070
Total noninterest income$10,227,000674
Gross Fiduciary activities income$2,389,000277
Service charges on deposit accounts$3,323,000444
Trading account gains and fees$0166
Additional Noninterest Income$4,515,000881
Total noninterest expense$47,433,000463
Salaries and employee benefits$22,764,000478
Premises and equipment expense$6,927,000362
Additional noninterest expense$17,742,000436
Pre-tax net operating income$19,076,000449
Securities gains (losses)$73,0002,490
Applicable income taxes$-16,156,0007,064
Income before extraordinary items$35,305,000235
Extraordinary gains, net$029
Net income$35,305,000233
Minority interest net income$093
Net income of bank and minority interests.$35,305,000235
Net charge-offs$802,0002,052
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$10,000908
Net operating income$35,232,000228
2012-09-30 (YTD Data)Rank
Total interest income$44,267,000450
Total interest expense$6,479,000501
Net interest income$37,788,000450
Provision for loan and lease losses$-6,600,0007,171
Total noninterest income$7,482,000678
Gross Fiduciary activities income$1,802,000277
Service charges on deposit accounts$2,381,000468
Trading account gains and fees$0157
Additional Noninterest Income$3,299,000875
Total noninterest expense$35,726,000456
Salaries and employee benefits$16,898,000475
Premises and equipment expense$5,223,000357
Additional noninterest expense$13,605,000430
Pre-tax net operating income$16,144,000415
Securities gains (losses)$73,0002,201
Applicable income taxes$275,0002,547
Income before extraordinary items$15,942,000333
Extraordinary gains, net$020
Net income$15,942,000333
Minority interest net income$086
Net income of bank and minority interests.$15,942,000333
Net charge-offs$-1,230,0007,171
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$15,870,460323
2012-06-30 (YTD Data)Rank
Total interest income$27,999,000478
Total interest expense$4,535,000499
Net interest income$23,464,000478
Provision for loan and lease losses$-5,350,0007,231
Total noninterest income$4,105,000775
Gross Fiduciary activities income$1,207,000277
Service charges on deposit accounts$1,571,000473
Trading account gains and fees$0153
Additional Noninterest Income$1,327,0001,238
Total noninterest expense$24,172,000446
Salaries and employee benefits$11,332,000470
Premises and equipment expense$3,504,000358
Additional noninterest expense$9,336,000410
Pre-tax net operating income$8,747,000469
Securities gains (losses)$59,0001,939
Applicable income taxes$04,770
Income before extraordinary items$8,806,000380
Extraordinary gains, net$019
Net income$8,806,000379
Minority interest net income$084
Net income of bank and minority interests.$8,806,000379
Net charge-offs$-889,0007,235
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$8,747,000366
2012-03-31 (YTD Data)Rank
Total interest income$14,099,000475
Total interest expense$2,383,000487
Net interest income$11,716,000482
Provision for loan and lease losses$-3,600,0007,296
Total noninterest income$2,107,000764
Gross Fiduciary activities income$609,000279
Service charges on deposit accounts$795,000455
Trading account gains and fees$0148
Additional Noninterest Income$703,0001,176
Total noninterest expense$12,345,000427
Salaries and employee benefits$5,663,000466
Premises and equipment expense$1,752,000362
Additional noninterest expense$4,930,000384
Pre-tax net operating income$5,078,000416
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$5,078,000343
Extraordinary gains, net$019
Net income$5,078,000344
Minority interest net income$078
Net income of bank and minority interests.$5,078,000344
Net charge-offs$-1,410,0007,301
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$5,078,000326
2011-12-31 (YTD Data)Rank
Total interest income$60,779,000453
Total interest expense$12,882,000430
Net interest income$47,897,000459
Provision for loan and lease losses$-4,700,0007,344
Total noninterest income$6,491,000841
Gross Fiduciary activities income$2,543,000227
Service charges on deposit accounts$3,693,000413
Trading account gains and fees$0146
Additional Noninterest Income$255,0004,106
Total noninterest expense$51,102,000413
Salaries and employee benefits$21,994,000451
Premises and equipment expense$7,021,000375
Additional noninterest expense$22,087,000360
Pre-tax net operating income$7,986,000765
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$7,986,000645
Extraordinary gains, net$029
Net income$7,986,000643
Minority interest net income$096
Net income of bank and minority interests.$7,986,000645
Net charge-offs$11,085,000411
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$66,000749
Net operating income$7,986,000626
2011-09-30 (YTD Data)Rank
Total interest income$46,243,000447
Total interest expense$10,178,000432
Net interest income$36,065,000455
Provision for loan and lease losses$-4,700,0007,422
Total noninterest income$4,044,000984
Gross Fiduciary activities income$1,915,000227
Service charges on deposit accounts$2,806,000414
Trading account gains and fees$0145
Additional Noninterest Income$-677,0007,274
Total noninterest expense$38,454,000409
Salaries and employee benefits$16,438,000446
Premises and equipment expense$5,229,000377
Additional noninterest expense$16,787,000347
Pre-tax net operating income$6,355,000746
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$6,355,000633
Extraordinary gains, net$021
Net income$6,355,000630
Minority interest net income$087
Net income of bank and minority interests.$6,355,000633
Net charge-offs$7,884,000429
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$57,000681
Net operating income$6,355,000603
2011-06-30 (YTD Data)Rank
Total interest income$31,343,000447
Total interest expense$7,176,000435
Net interest income$24,167,000456
Provision for loan and lease losses$-3,450,0007,498
Total noninterest income$2,667,000994
Gross Fiduciary activities income$1,270,000228
Service charges on deposit accounts$1,917,000404
Trading account gains and fees$0153
Additional Noninterest Income$-520,0007,385
Total noninterest expense$25,492,000419
Salaries and employee benefits$10,829,000454
Premises and equipment expense$3,512,000379
Additional noninterest expense$11,151,000355
Pre-tax net operating income$4,792,000662
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$4,792,000555
Extraordinary gains, net$015
Net income$4,792,000552
Minority interest net income$089
Net income of bank and minority interests.$4,792,000555
Net charge-offs$6,499,000373
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$39,000599
Net operating income$4,792,000546
2011-03-31 (YTD Data)Rank
Total interest income$15,853,000447
Total interest expense$3,866,000416
Net interest income$11,987,000459
Provision for loan and lease losses$-1,450,0007,557
Total noninterest income$1,181,0001,081
Gross Fiduciary activities income$651,000225
Service charges on deposit accounts$949,000402
Trading account gains and fees$0158
Additional Noninterest Income$-419,0007,498
Total noninterest expense$12,791,000417
Salaries and employee benefits$5,288,000479
Premises and equipment expense$1,761,000386
Additional noninterest expense$5,742,000346
Pre-tax net operating income$1,827,000832
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,827,000710
Extraordinary gains, net$09
Net income$1,827,000710
Minority interest net income$086
Net income of bank and minority interests.$1,827,000710
Net charge-offs$3,633,000348
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$17,000587
Net operating income$1,827,000694
2010-12-31 (YTD Data)Rank
Total interest income$76,003,000402
Total interest expense$23,874,000324
Net interest income$52,129,000426
Provision for loan and lease losses$22,460,000328
Total noninterest income$6,835,000847
Gross Fiduciary activities income$3,079,000198
Service charges on deposit accounts$4,252,000364
Trading account gains and fees$0175
Additional Noninterest Income$-496,0007,396
Total noninterest expense$53,475,000407
Salaries and employee benefits$21,632,000456
Premises and equipment expense$7,265,000365
Additional noninterest expense$24,578,000344
Pre-tax net operating income$-16,971,0007,487
Securities gains (losses)$2,715,000196
Applicable income taxes$1,303,0001,005
Income before extraordinary items$-15,559,0007,477
Extraordinary gains, net$029
Net income$-15,559,0007,477
Minority interest net income$0111
Net income of bank and minority interests.$-15,559,0007,477
Net charge-offs$29,657,000240
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$132,000730
Net operating income$-18,274,0007,504
2010-09-30 (YTD Data)Rank
Total interest income$58,919,000387
Total interest expense$19,477,000306
Net interest income$39,442,000418
Provision for loan and lease losses$22,060,000262
Total noninterest income$4,871,000866
Gross Fiduciary activities income$2,382,000192
Service charges on deposit accounts$3,225,000362
Trading account gains and fees$0165
Additional Noninterest Income$-736,0007,626
Total noninterest expense$40,632,000390
Salaries and employee benefits$16,345,000444
Premises and equipment expense$5,518,000361
Additional noninterest expense$18,769,000323
Pre-tax net operating income$-18,379,0007,647
Securities gains (losses)$2,715,000163
Applicable income taxes$1,303,000838
Income before extraordinary items$-16,967,0007,643
Extraordinary gains, net$023
Net income$-16,967,0007,643
Minority interest net income$0110
Net income of bank and minority interests.$-16,967,0007,643
Net charge-offs$24,491,000222
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$106,000644
Net operating income$-19,682,0007,653
2010-06-30 (YTD Data)Rank
Total interest income$40,475,000381
Total interest expense$13,876,000303
Net interest income$26,599,000410
Provision for loan and lease losses$21,510,000205
Total noninterest income$2,569,0001,024
Gross Fiduciary activities income$1,686,000186
Service charges on deposit accounts$2,128,000367
Trading account gains and fees$0152
Additional Noninterest Income$-1,245,0007,777
Total noninterest expense$27,246,000390
Salaries and employee benefits$10,855,000441
Premises and equipment expense$3,723,000357
Additional noninterest expense$12,668,000320
Pre-tax net operating income$-19,588,0007,752
Securities gains (losses)$2,715,000101
Applicable income taxes$1,303,000573
Income before extraordinary items$-18,176,0007,748
Extraordinary gains, net$019
Net income$-18,176,0007,748
Minority interest net income$0105
Net income of bank and minority interests.$-18,176,0007,748
Net charge-offs$19,847,000201
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$62,000596
Net operating income$-20,891,0007,754
2010-03-31 (YTD Data)Rank
Total interest income$20,938,000380
Total interest expense$7,542,000294
Net interest income$13,396,000415
Provision for loan and lease losses$19,710,000139
Total noninterest income$-182,0007,836
Gross Fiduciary activities income$890,000177
Service charges on deposit accounts$1,065,000364
Trading account gains and fees$0175
Additional Noninterest Income$-2,137,0007,923
Total noninterest expense$13,960,000383
Salaries and employee benefits$5,367,000451
Premises and equipment expense$1,937,000358
Additional noninterest expense$6,656,000301
Pre-tax net operating income$-20,456,0007,892
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-20,456,0007,886
Extraordinary gains, net$016
Net income$-20,456,0007,887
Minority interest net income$091
Net income of bank and minority interests.$-20,456,0007,887
Net charge-offs$13,551,000164
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$27,000582
Net operating income$-20,456,0007,888
2009-12-31 (YTD Data)Rank
Total interest income$95,878,000351
Total interest expense$41,433,000277
Net interest income$54,445,000401
Provision for loan and lease losses$74,340,000183
Total noninterest income$12,272,000560
Gross Fiduciary activities income$3,806,000167
Service charges on deposit accounts$4,776,000359
Trading account gains and fees$0211
Additional Noninterest Income$3,690,000903
Total noninterest expense$62,129,000371
Salaries and employee benefits$24,084,000401
Premises and equipment expense$7,989,000342
Additional noninterest expense$30,056,000315
Pre-tax net operating income$-69,752,0007,900
Securities gains (losses)$03,754
Applicable income taxes$-7,812,0007,839
Income before extraordinary items$-61,940,0007,897
Extraordinary gains, net$034
Net income$-61,940,0007,896
Minority interest net income$0115
Net income of bank and minority interests.$-61,940,0007,896
Net charge-offs$57,979,000176
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$402,000577
Net operating income$-61,940,0007,899
2009-09-30 (YTD Data)Rank
Total interest income$73,189,000360
Total interest expense$32,534,000288
Net interest income$40,655,000410
Provision for loan and lease losses$52,740,000201
Total noninterest income$10,745,000502
Gross Fiduciary activities income$2,866,000163
Service charges on deposit accounts$3,644,000354
Trading account gains and fees$0212
Additional Noninterest Income$4,235,000668
Total noninterest expense$48,414,000356
Salaries and employee benefits$18,240,000412
Premises and equipment expense$6,081,000347
Additional noninterest expense$24,093,000304
Pre-tax net operating income$-49,754,0007,982
Securities gains (losses)$03,497
Applicable income taxes$2,692,000360
Income before extraordinary items$-52,446,0007,994
Extraordinary gains, net$027
Net income$-52,446,0007,993
Minority interest net income$0118
Net income of bank and minority interests.$-52,446,0007,993
Net charge-offs$42,953,000189
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$434,000458
Net operating income$-52,446,0007,994
2009-06-30 (YTD Data)Rank
Total interest income$49,655,000364
Total interest expense$22,591,000290
Net interest income$27,064,000411
Provision for loan and lease losses$31,160,000219
Total noninterest income$7,683,000479
Gross Fiduciary activities income$1,918,000166
Service charges on deposit accounts$2,439,000347
Trading account gains and fees$0193
Additional Noninterest Income$3,326,000601
Total noninterest expense$33,450,000344
Salaries and employee benefits$12,178,000413
Premises and equipment expense$4,042,000353
Additional noninterest expense$17,230,000299
Pre-tax net operating income$-29,863,0008,060
Securities gains (losses)$03,136
Applicable income taxes$3,301,000234
Income before extraordinary items$-33,164,0008,083
Extraordinary gains, net$021
Net income$-33,164,0008,081
Minority interest net income$0112
Net income of bank and minority interests.$-33,164,0008,082
Net charge-offs$31,801,000173
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$302,000416
Net operating income$-33,164,0008,081
2009-03-31 (YTD Data)Rank
Total interest income$25,124,000368
Total interest expense$11,882,000288
Net interest income$13,242,000413
Provision for loan and lease losses$10,530,000246
Total noninterest income$4,298,000421
Gross Fiduciary activities income$933,000168
Service charges on deposit accounts$1,229,000340
Trading account gains and fees$0171
Additional Noninterest Income$2,136,000480
Total noninterest expense$13,212,000406
Salaries and employee benefits$6,044,000416
Premises and equipment expense$2,076,000350
Additional noninterest expense$5,092,000379
Pre-tax net operating income$-6,202,0008,065
Securities gains (losses)$02,434
Applicable income taxes$-2,508,0008,110
Income before extraordinary items$-3,694,0008,010
Extraordinary gains, net$015
Net income$-3,694,0008,011
Minority interest net income$0102
Net income of bank and minority interests.$-3,694,0008,011
Net charge-offs$9,696,000214
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$157,000305
Net operating income$-3,694,0008,014
2008-12-31 (YTD Data)Rank
Total interest income$116,075,000349
Total interest expense$55,225,000298
Net interest income$60,850,000380
Provision for loan and lease losses$37,435,000234
Total noninterest income$15,099,000436
Gross Fiduciary activities income$4,448,000168
Service charges on deposit accounts$5,342,000334
Trading account gains and fees$0154
Additional Noninterest Income$5,309,000622
Total noninterest expense$82,623,000280
Salaries and employee benefits$26,052,000372
Premises and equipment expense$8,014,000351
Additional noninterest expense$48,557,000223
Pre-tax net operating income$-44,109,0008,189
Securities gains (losses)$412,000445
Applicable income taxes$-7,138,0008,154
Income before extraordinary items$-36,559,0008,169
Extraordinary gains, net$039
Net income$-36,559,0008,168
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,595,000180
Cash dividends$6,100,000463
Sale, conversion, retirement of capital stock, net$582,000522
Net operating income$-36,905,0808,184
2008-09-30 (YTD Data)Rank
Total interest income$89,130,000354
Total interest expense$42,539,000306
Net interest income$46,591,000386
Provision for loan and lease losses$23,585,000220
Total noninterest income$12,051,000441
Gross Fiduciary activities income$3,447,000168
Service charges on deposit accounts$3,946,000342
Trading account gains and fees$0148
Additional Noninterest Income$4,658,000584
Total noninterest expense$39,792,000405
Salaries and employee benefits$19,928,000382
Premises and equipment expense$6,114,000354
Additional noninterest expense$13,750,000392
Pre-tax net operating income$-4,735,0008,118
Securities gains (losses)$412,000366
Applicable income taxes$-2,195,0008,196
Income before extraordinary items$-2,128,0007,887
Extraordinary gains, net$031
Net income$-2,128,0007,886
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,516,000153
Cash dividends$5,500,000419
Sale, conversion, retirement of capital stock, net$422,000417
Net operating income$-2,391,6808,003
2008-06-30 (YTD Data)Rank
Total interest income$60,515,000356
Total interest expense$29,360,000309
Net interest income$31,155,000387
Provision for loan and lease losses$21,160,000172
Total noninterest income$8,443,000434
Gross Fiduciary activities income$2,334,000168
Service charges on deposit accounts$2,563,000342
Trading account gains and fees$0149
Additional Noninterest Income$3,546,000553
Total noninterest expense$26,474,000400
Salaries and employee benefits$13,526,000378
Premises and equipment expense$4,070,000349
Additional noninterest expense$8,878,000392
Pre-tax net operating income$-8,036,0008,340
Securities gains (losses)$412,000366
Applicable income taxes$-3,111,0008,361
Income before extraordinary items$-4,513,0008,309
Extraordinary gains, net$021
Net income$-4,513,0008,308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,003,000120
Cash dividends$5,500,000309
Sale, conversion, retirement of capital stock, net$275,000356
Net operating income$-4,776,6808,305
2008-03-31 (YTD Data)Rank
Total interest income$31,336,000354
Total interest expense$15,840,000312
Net interest income$15,496,000386
Provision for loan and lease losses$2,700,000320
Total noninterest income$4,940,000399
Gross Fiduciary activities income$1,170,000166
Service charges on deposit accounts$1,241,000348
Trading account gains and fees$0158
Additional Noninterest Income$2,529,000440
Total noninterest expense$13,332,000393
Salaries and employee benefits$6,776,000382
Premises and equipment expense$2,089,000346
Additional noninterest expense$4,467,000373
Pre-tax net operating income$4,404,000455
Securities gains (losses)$02,688
Applicable income taxes$1,319,000481
Income before extraordinary items$3,085,000494
Extraordinary gains, net$015
Net income$3,085,000495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,168,000185
Cash dividends$2,750,000319
Sale, conversion, retirement of capital stock, net$121,000290
Net operating income$3,085,000473
2007-12-31 (YTD Data)Rank
Total interest income$139,372,000337
Total interest expense$73,015,000303
Net interest income$66,357,000370
Provision for loan and lease losses$15,750,000187
Total noninterest income$15,623,000450
Gross Fiduciary activities income$4,906,000160
Service charges on deposit accounts$5,087,000350
Trading account gains and fees$0178
Additional Noninterest Income$5,630,000613
Total noninterest expense$48,841,000419
Salaries and employee benefits$25,039,000400
Premises and equipment expense$7,612,000360
Additional noninterest expense$16,190,000406
Pre-tax net operating income$17,389,000513
Securities gains (losses)$02,146
Applicable income taxes$5,267,000521
Income before extraordinary items$12,122,000542
Extraordinary gains, net$039
Net income$12,122,000539
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,587,000288
Cash dividends$10,000,000414
Sale, conversion, retirement of capital stock, net$626,000495
Net operating income$12,122,000533
2007-09-30 (YTD Data)Rank
Total interest income$106,005,000334
Total interest expense$55,192,000297
Net interest income$50,813,000364
Provision for loan and lease losses$5,480,000239
Total noninterest income$11,594,000458
Gross Fiduciary activities income$3,668,000155
Service charges on deposit accounts$3,757,000352
Trading account gains and fees$0184
Additional Noninterest Income$4,169,000631
Total noninterest expense$36,205,000417
Salaries and employee benefits$18,591,000402
Premises and equipment expense$5,546,000371
Additional noninterest expense$12,068,000397
Pre-tax net operating income$20,722,000404
Securities gains (losses)$01,655
Applicable income taxes$6,685,000390
Income before extraordinary items$14,037,000411
Extraordinary gains, net$033
Net income$14,037,000409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,823,000308
Cash dividends$7,500,000404
Sale, conversion, retirement of capital stock, net$424,000435
Net operating income$14,037,000404
2007-06-30 (YTD Data)Rank
Total interest income$70,614,000343
Total interest expense$36,507,000308
Net interest income$34,107,000372
Provision for loan and lease losses$1,840,000346
Total noninterest income$7,674,000470
Gross Fiduciary activities income$2,406,000166
Service charges on deposit accounts$2,448,000366
Trading account gains and fees$0168
Additional Noninterest Income$2,820,000642
Total noninterest expense$23,787,000431
Salaries and employee benefits$12,244,000413
Premises and equipment expense$3,648,000391
Additional noninterest expense$7,895,000407
Pre-tax net operating income$16,154,000384
Securities gains (losses)$01,444
Applicable income taxes$5,271,000374
Income before extraordinary items$10,883,000395
Extraordinary gains, net$029
Net income$10,883,000394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,156,000408
Cash dividends$5,000,000421
Sale, conversion, retirement of capital stock, net$272,000396
Net operating income$10,883,000389
2007-03-31 (YTD Data)Rank
Total interest income$34,931,000347
Total interest expense$18,020,000306
Net interest income$16,911,000371
Provision for loan and lease losses$875,000329
Total noninterest income$3,668,000481
Gross Fiduciary activities income$1,197,000165
Service charges on deposit accounts$1,142,000373
Trading account gains and fees$0195
Additional Noninterest Income$1,329,000662
Total noninterest expense$11,512,000439
Salaries and employee benefits$6,013,000424
Premises and equipment expense$1,817,000390
Additional noninterest expense$3,682,000419
Pre-tax net operating income$8,192,000369
Securities gains (losses)$01,187
Applicable income taxes$2,664,000366
Income before extraordinary items$5,528,000386
Extraordinary gains, net$022
Net income$5,528,000385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$445,000445
Cash dividends$2,500,000377
Sale, conversion, retirement of capital stock, net$140,000290
Net operating income$5,528,000382
2006-12-31 (YTD Data)Rank
Total interest income$133,506,000330
Total interest expense$62,743,000301
Net interest income$70,763,000345
Provision for loan and lease losses$7,715,000168
Total noninterest income$13,646,000492
Gross Fiduciary activities income$3,589,000183
Service charges on deposit accounts$4,874,000356
Trading account gains and fees$0130
Additional Noninterest Income$5,183,000661
Total noninterest expense$43,377,000449
Salaries and employee benefits$23,747,000413
Premises and equipment expense$6,275,000413
Additional noninterest expense$13,355,000436
Pre-tax net operating income$33,317,000371
Securities gains (losses)$01,687
Applicable income taxes$10,709,000372
Income before extraordinary items$22,608,000383
Extraordinary gains, net$051
Net income$22,608,000382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,448,000187
Cash dividends$10,000,000378
Sale, conversion, retirement of capital stock, net$512,000597
Net operating income$22,608,000379
2006-09-30 (YTD Data)Rank
Total interest income$97,916,000343
Total interest expense$45,070,000315
Net interest income$52,846,000361
Provision for loan and lease losses$1,990,000406
Total noninterest income$9,885,000519
Gross Fiduciary activities income$2,493,000200
Service charges on deposit accounts$3,643,000362
Trading account gains and fees$0126
Additional Noninterest Income$3,749,000684
Total noninterest expense$32,491,000460
Salaries and employee benefits$17,756,000424
Premises and equipment expense$4,598,000433
Additional noninterest expense$10,137,000444
Pre-tax net operating income$28,250,000353
Securities gains (losses)$01,388
Applicable income taxes$9,201,000357
Income before extraordinary items$19,049,000371
Extraordinary gains, net$045
Net income$19,049,000370
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$554,000743
Cash dividends$7,500,000372
Sale, conversion, retirement of capital stock, net$435,000473
Net operating income$19,049,000364
2006-06-30 (YTD Data)Rank
Total interest income$63,137,000348
Total interest expense$28,254,000321
Net interest income$34,883,000367
Provision for loan and lease losses$1,500,000341
Total noninterest income$6,513,000525
Gross Fiduciary activities income$1,622,000209
Service charges on deposit accounts$2,386,000362
Trading account gains and fees$0126
Additional Noninterest Income$2,505,000679
Total noninterest expense$21,605,000468
Salaries and employee benefits$11,812,000431
Premises and equipment expense$3,038,000435
Additional noninterest expense$6,755,000445
Pre-tax net operating income$18,291,000358
Securities gains (losses)$01,185
Applicable income taxes$5,965,000365
Income before extraordinary items$12,326,000378
Extraordinary gains, net$039
Net income$12,326,000377
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$347,000750
Cash dividends$5,000,000371
Sale, conversion, retirement of capital stock, net$299,000386
Net operating income$12,326,000372
2006-03-31 (YTD Data)Rank
Total interest income$30,241,000353
Total interest expense$13,157,000324
Net interest income$17,084,000373
Provision for loan and lease losses$700,000353
Total noninterest income$3,035,000549
Gross Fiduciary activities income$826,000207
Service charges on deposit accounts$1,086,000384
Trading account gains and fees$0115
Additional Noninterest Income$1,123,000734
Total noninterest expense$10,669,000470
Salaries and employee benefits$5,777,000434
Premises and equipment expense$1,568,000425
Additional noninterest expense$3,324,000456
Pre-tax net operating income$8,750,000368
Securities gains (losses)$0955
Applicable income taxes$2,867,000372
Income before extraordinary items$5,883,000384
Extraordinary gains, net$021
Net income$5,883,000382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$301,000464
Cash dividends$2,500,000357
Sale, conversion, retirement of capital stock, net$151,000270
Net operating income$5,883,000378
2005-12-31 (YTD Data)Rank
Total interest income$105,395,000352
Total interest expense$39,955,000330
Net interest income$65,440,000370
Provision for loan and lease losses$3,675,000302
Total noninterest income$12,429,000539
Gross Fiduciary activities income$2,922,000210
Service charges on deposit accounts$4,323,000391
Trading account gains and fees$0138
Additional Noninterest Income$5,184,000663
Total noninterest expense$39,989,000467
Salaries and employee benefits$21,551,000441
Premises and equipment expense$5,812,000429
Additional noninterest expense$12,626,000461
Pre-tax net operating income$34,205,000362
Securities gains (losses)$02,296
Applicable income taxes$11,089,000371
Income before extraordinary items$23,116,000383
Extraordinary gains, net$046
Net income$23,116,000383
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,934,000408
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$23,116,000374
2005-09-30 (YTD Data)Rank
Total interest income$76,308,000351
Total interest expense$28,003,000330
Net interest income$48,305,000372
Provision for loan and lease losses$2,880,000276
Total noninterest income$9,337,000541
Gross Fiduciary activities income$2,177,000209
Service charges on deposit accounts$3,138,000404
Trading account gains and fees$0126
Additional Noninterest Income$4,022,000648
Total noninterest expense$29,592,000473
Salaries and employee benefits$15,997,000445
Premises and equipment expense$4,287,000434
Additional noninterest expense$9,308,000461
Pre-tax net operating income$25,170,000365
Securities gains (losses)$02,317
Applicable income taxes$8,193,000377
Income before extraordinary items$16,977,000382
Extraordinary gains, net$035
Net income$16,977,000383
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,605,000350
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$16,977,000372
2005-06-30 (YTD Data)Rank
Total interest income$48,556,000356
Total interest expense$17,034,000332
Net interest income$31,522,000372
Provision for loan and lease losses$2,025,000263
Total noninterest income$5,805,000563
Gross Fiduciary activities income$1,431,000210
Service charges on deposit accounts$1,879,000440
Trading account gains and fees$0116
Additional Noninterest Income$2,495,000683
Total noninterest expense$19,248,000475
Salaries and employee benefits$10,442,000447
Premises and equipment expense$2,835,000432
Additional noninterest expense$5,971,000479
Pre-tax net operating income$16,054,000377
Securities gains (losses)$02,146
Applicable income taxes$5,209,000393
Income before extraordinary items$10,845,000396
Extraordinary gains, net$030
Net income$10,845,000396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,266,000306
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$10,845,000386
2005-03-31 (YTD Data)Rank
Total interest income$23,198,000358
Total interest expense$7,788,000338
Net interest income$15,410,000375
Provision for loan and lease losses$900,000282
Total noninterest income$2,562,000600
Gross Fiduciary activities income$715,000214
Service charges on deposit accounts$724,000550
Trading account gains and fees$0115
Additional Noninterest Income$1,123,000726
Total noninterest expense$9,611,000463
Salaries and employee benefits$5,204,000441
Premises and equipment expense$1,450,000419
Additional noninterest expense$2,957,000472
Pre-tax net operating income$7,461,000395
Securities gains (losses)$01,685
Applicable income taxes$2,408,000408
Income before extraordinary items$5,053,000399
Extraordinary gains, net$024
Net income$5,053,000399
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$617,000303
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$5,053,000390
2004-12-31 (YTD Data)Rank
Total interest income$78,329,000381
Total interest expense$24,650,000355
Net interest income$53,679,000406
Provision for loan and lease losses$7,890,000175
Total noninterest income$9,689,000625
Gross Fiduciary activities income$2,946,000207
Service charges on deposit accounts$2,962,000583
Trading account gains and fees$0138
Additional Noninterest Income$3,781,000823
Total noninterest expense$34,154,000520
Salaries and employee benefits$18,482,000487
Premises and equipment expense$5,068,000459
Additional noninterest expense$10,604,000513
Pre-tax net operating income$21,324,000473
Securities gains (losses)$03,819
Applicable income taxes$6,903,000475
Income before extraordinary items$14,421,000497
Extraordinary gains, net$034
Net income$14,421,000498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,732,000245
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$14,421,000485
2004-09-30 (YTD Data)Rank
Total interest income$56,285,000391
Total interest expense$17,561,000363
Net interest income$38,724,000413
Provision for loan and lease losses$6,565,000172
Total noninterest income$7,034,000649
Gross Fiduciary activities income$2,255,000204
Service charges on deposit accounts$2,175,000603
Trading account gains and fees$0134
Additional Noninterest Income$2,604,000889
Total noninterest expense$25,187,000520
Salaries and employee benefits$13,749,000490
Premises and equipment expense$3,844,000461
Additional noninterest expense$7,594,000535
Pre-tax net operating income$14,006,000520
Securities gains (losses)$03,710
Applicable income taxes$4,517,000522
Income before extraordinary items$9,489,000556
Extraordinary gains, net$026
Net income$9,489,000557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,058,000216
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$9,489,000532
2004-06-30 (YTD Data)Rank
Total interest income$35,941,000403
Total interest expense$11,309,000372
Net interest income$24,632,000423
Provision for loan and lease losses$2,665,000252
Total noninterest income$4,841,000634
Gross Fiduciary activities income$1,570,000205
Service charges on deposit accounts$1,380,000634
Trading account gains and fees$0130
Additional Noninterest Income$1,891,000835
Total noninterest expense$16,563,000522
Salaries and employee benefits$8,989,000495
Premises and equipment expense$2,564,000459
Additional noninterest expense$5,010,000540
Pre-tax net operating income$10,245,000478
Securities gains (losses)$03,413
Applicable income taxes$3,332,000491
Income before extraordinary items$6,913,000512
Extraordinary gains, net$021
Net income$6,913,000511
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$851,000484
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$6,913,000486
2004-03-31 (YTD Data)Rank
Total interest income$17,305,000422
Total interest expense$5,663,000381
Net interest income$11,642,000446
Provision for loan and lease losses$1,225,000277
Total noninterest income$2,191,000674
Gross Fiduciary activities income$738,000207
Service charges on deposit accounts$651,000662
Trading account gains and fees$0121
Additional Noninterest Income$802,000925
Total noninterest expense$7,933,000543
Salaries and employee benefits$4,317,000519
Premises and equipment expense$1,285,000469
Additional noninterest expense$2,331,000566
Pre-tax net operating income$4,675,000507
Securities gains (losses)$02,934
Applicable income taxes$1,508,000530
Income before extraordinary items$3,167,000561
Extraordinary gains, net$016
Net income$3,167,000560
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$360,000536
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$3,167,000522
2003-12-31 (YTD Data)Rank
Total interest income$64,435,000452
Total interest expense$21,910,000425
Net interest income$42,525,000469
Provision for loan and lease losses$4,105,000373
Total noninterest income$9,324,000694
Gross Fiduciary activities income$2,480,000230
Service charges on deposit accounts$2,564,000673
Trading account gains and fees$0160
Additional Noninterest Income$4,280,000856
Total noninterest expense$28,935,000589
Salaries and employee benefits$15,861,000550
Premises and equipment expense$4,616,000507
Additional noninterest expense$8,458,000640
Pre-tax net operating income$18,809,000505
Securities gains (losses)$04,500
Applicable income taxes$6,221,000525
Income before extraordinary items$12,588,000556
Extraordinary gains, net$054
Net income$12,588,000556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,485,000687
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$12,588,000519
2003-09-30 (YTD Data)Rank
Total interest income$47,667,000470
Total interest expense$16,621,000439
Net interest income$31,046,000489
Provision for loan and lease losses$2,905,000401
Total noninterest income$7,270,000701
Gross Fiduciary activities income$1,806,000240
Service charges on deposit accounts$1,899,000686
Trading account gains and fees$0153
Additional Noninterest Income$3,565,000820
Total noninterest expense$21,352,000610
Salaries and employee benefits$11,740,000567
Premises and equipment expense$3,381,000527
Additional noninterest expense$6,231,000653
Pre-tax net operating income$14,059,000513
Securities gains (losses)$04,204
Applicable income taxes$4,696,000537
Income before extraordinary items$9,363,000575
Extraordinary gains, net$040
Net income$9,363,000574
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,237,000603
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$9,363,000530
2003-06-30 (YTD Data)Rank
Total interest income$31,293,000481
Total interest expense$11,386,000441
Net interest income$19,907,000506
Provision for loan and lease losses$1,865,000408
Total noninterest income$4,621,000711
Gross Fiduciary activities income$1,186,000249
Service charges on deposit accounts$1,252,000681
Trading account gains and fees$0150
Additional Noninterest Income$2,183,000862
Total noninterest expense$13,568,000632
Salaries and employee benefits$7,459,000597
Premises and equipment expense$2,149,000553
Additional noninterest expense$3,960,000676
Pre-tax net operating income$9,095,000523
Securities gains (losses)$03,782
Applicable income taxes$3,049,000547
Income before extraordinary items$6,046,000589
Extraordinary gains, net$030
Net income$6,046,000588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$825,000586
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$6,046,000542
2003-03-31 (YTD Data)Rank
Total interest income$15,408,000503
Total interest expense$5,799,000443
Net interest income$9,609,000525
Provision for loan and lease losses$995,000380
Total noninterest income$2,276,000716
Gross Fiduciary activities income$583,000258
Service charges on deposit accounts$600,000691
Trading account gains and fees$0134
Additional Noninterest Income$1,093,000846
Total noninterest expense$6,420,000652
Salaries and employee benefits$3,463,000631
Premises and equipment expense$1,065,000562
Additional noninterest expense$1,892,000683
Pre-tax net operating income$4,470,000537
Securities gains (losses)$02,891
Applicable income taxes$1,507,000562
Income before extraordinary items$2,963,000594
Extraordinary gains, net$021
Net income$2,963,000592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$305,000686
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,963,000556
2002-12-31 (YTD Data)Rank
Total interest income$45,708,000665
Total interest expense$17,935,000629
Net interest income$27,773,000680
Provision for loan and lease losses$3,067,000535
Total noninterest income$4,615,0001,133
Gross Fiduciary activities income$615,000505
Service charges on deposit accounts$2,048,000788
Trading account gains and fees$0153
Additional Noninterest Income$1,952,0001,334
Total noninterest expense$18,241,000862
Salaries and employee benefits$9,728,000831
Premises and equipment expense$3,185,000696
Additional noninterest expense$5,328,000932
Pre-tax net operating income$11,080,000783
Securities gains (losses)$04,537
Applicable income taxes$3,606,000790
Income before extraordinary items$7,474,000846
Extraordinary gains, net$070
Net income$7,474,000845
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$858,0001,105
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,474,000814
2001-12-31 (YTD Data)Rank
Total interest income$42,685,000797
Total interest expense$20,796,000794
Net interest income$21,889,000810
Provision for loan and lease losses$2,285,000630
Total noninterest income$3,682,0001,263
Gross Fiduciary activities income$659,000511
Service charges on deposit accounts$1,630,000905
Trading account gains and fees$0177
Additional Noninterest Income$1,393,0001,629
Total noninterest expense$15,286,000965
Salaries and employee benefits$8,359,000886
Premises and equipment expense$2,776,000763
Additional noninterest expense$4,151,0001,153
Pre-tax net operating income$8,000,000945
Securities gains (losses)$04,612
Applicable income taxes$2,629,000936
Income before extraordinary items$5,371,0001,020
Extraordinary gains, net$0105
Net income$5,371,0001,021
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$440,0001,708
Cash dividends$625,0003,057
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,371,000981
2000-12-31 (YTD Data)Rank
Total interest income$34,338,0001,035
Total interest expense$17,714,000999
Net interest income$16,624,0001,061
Provision for loan and lease losses$1,931,000627
Total noninterest income$2,052,0001,837
Gross Fiduciary activities income$531,000584
Service charges on deposit accounts$960,0001,417
Trading account gains and fees$0180
Additional Noninterest Income$561,0002,747
Total noninterest expense$12,465,0001,117
Salaries and employee benefits$6,868,0001,020
Premises and equipment expense$2,333,000849
Additional noninterest expense$3,264,0001,375
Pre-tax net operating income$4,280,0001,716
Securities gains (losses)$01,956
Applicable income taxes$845,0002,417
Income before extraordinary items$3,435,0001,531
Extraordinary gains, net$038
Net income$3,435,0001,531
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0004,135
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$8,000,00097
Net operating income$3,435,0001,521
1999-12-31 (YTD Data)Rank
Total interest income$20,000,0001,620
Total interest expense$9,428,0001,589
Net interest income$10,572,0001,646
Provision for loan and lease losses$1,967,000576
Total noninterest income$1,529,0002,268
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$543,0002,444
Trading account gains and feesNANA
Additional Noninterest Income$986,0001,890
Total noninterest expense$9,298,0001,496
Salaries and employee benefits$5,408,0001,286
Premises and equipment expense$1,619,0001,251
Additional noninterest expense$2,271,0001,917
Pre-tax net operating income$836,0005,802
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$836,0004,956
Extraordinary gains, net$035
Net income$836,0004,956
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,619
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$10,500,00069
Net operating income$836,0004,919
1998-12-31 (YTD Data)Rank
Total interest income$6,804,0004,496
Total interest expense$3,190,0004,489
Net interest income$3,614,0004,463
Provision for loan and lease losses$2,022,000577
Total noninterest income$686,0004,040
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$135,0006,186
Trading account gains and feesNANA
Additional Noninterest Income$551,0002,805
Total noninterest expense$4,712,0002,756
Salaries and employee benefits$2,727,0002,479
Premises and equipment expense$558,0003,388
Additional noninterest expense$1,427,0002,899
Pre-tax net operating income$-2,434,00010,421
Securities gains (losses)$04,449
Applicable income taxes$09,340
Income before extraordinary items$-2,434,00010,425
Extraordinary gains, net$032
Net income$-2,434,00010,424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$13,154,00071
Net operating income$-2,434,00010,411
1997-12-31 (YTD Data)Rank
Total interest income$76,00010,888
Total interest expense$5,00010,882
Net interest income$71,00010,873
Provision for loan and lease losses$8,0008,510
Total noninterest income$010,883
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$09,486
Trading account gains and feesNANA
Additional Noninterest Income$010,861
Total noninterest expense$228,00010,800
Salaries and employee benefits$111,00010,800
Premises and equipment expense$15,00010,810
Additional noninterest expense$102,00010,528
Pre-tax net operating income$-165,00010,542
Securities gains (losses)$03,944
Applicable income taxes$010,065
Income before extraordinary items$-165,00010,583
Extraordinary gains, net$044
Net income$-165,00010,583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$8,137,000112
Net operating income$-165,00010,551

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.