Home > Macatawa Bank > Net charge- offs to loans
Macatawa Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0104% | 4,005 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0165% | 4,145 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0251% | 4,332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0172% | 4,087 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0227% | 4,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0074% | 3,739 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0498% | 4,575 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0498% | 4,574 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0097% | 3,925 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0132% | 4,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0182% | 4,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0169% | 4,095 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0226% | 4,205 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0074% | 3,687 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3907% | 4,608 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3907% | 4,609 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0078% | 3,838 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 3,839 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0200% | 4,171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0272% | 4,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0076% | 3,687 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.0067% | 4,639 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | -2.0067% | 4,639 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0110% | 3,875 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0060% | 3,954 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0239% | 4,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0328% | 4,393 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0082% | 3,702 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.4235% | 4,661 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -2.4235% | 4,663 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0462% | 4,332 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0614% | 4,466 |
| Percentage Net Loans Charged-off:Construction & development | -0.0609% | 4,542 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0636% | 4,474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0904% | 4,499 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1137% | 4,568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0810% | 4,484 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0474% | 3,983 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6122% | 4,615 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6122% | 4,616 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0516% | 4,317 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0643% | 4,475 |
| Percentage Net Loans Charged-off:Construction & development | -0.0454% | 4,541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0853% | 4,557 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0628% | 4,447 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0329% | 4,460 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0750% | 4,487 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0614% | 4,011 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7526% | 4,657 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7526% | 4,659 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0437% | 4,183 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0876% | 4,483 |
| Percentage Net Loans Charged-off:Construction & development | -0.0710% | 4,202 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1274% | 4,500 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0577% | 4,309 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0334% | 3,305 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0675% | 4,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0054% | 3,220 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3402% | 4,378 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3402% | 4,349 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0821% | 4,408 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1441% | 4,611 |
| Percentage Net Loans Charged-off:Construction & development | -0.0126% | 4,111 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2586% | 4,607 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0315% | 4,182 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0336% | 3,349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0307% | 4,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0049% | 3,326 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3881% | 4,388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3881% | 4,359 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0420% | 4,241 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0368% | 4,289 |
| Percentage Net Loans Charged-off:Construction & development | -0.0813% | 4,224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0213% | 4,278 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0696% | 4,361 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0332% | 3,309 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0823% | 4,414 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0634% | 4,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1850% | 1,585 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1850% | 1,484 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0434% | 4,285 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0267% | 4,208 |
| Percentage Net Loans Charged-off:Construction & development | -0.0346% | 4,191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0278% | 4,388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0358% | 4,214 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0305% | 3,359 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0377% | 4,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0826% | 4,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3582% | 997 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3582% | 903 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0218% | 4,027 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0338% | 4,349 |
| Percentage Net Loans Charged-off:Construction & development | -0.0346% | 4,229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0409% | 4,514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0388% | 4,297 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0332% | 3,418 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0406% | 4,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0252% | 3,812 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6569% | 569 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6569% | 501 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0125% | 3,766 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0187% | 4,264 |
| Percentage Net Loans Charged-off:Construction & development | -0.0398% | 4,311 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0080% | 4,396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0390% | 4,388 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0326% | 3,470 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0410% | 4,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0266% | 3,934 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5497% | 280 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5497% | 247 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1904% | 891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2090% | 305 |
| Percentage Net Loans Charged-off:Construction & development | -0.2227% | 4,479 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7411% | 160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3517% | 4,846 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0275% | 3,457 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4500% | 4,857 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1766% | 1,194 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2510% | 4,653 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2510% | 4,619 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2571% | 600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2790% | 199 |
| Percentage Net Loans Charged-off:Construction & development | -0.2752% | 4,529 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9764% | 95 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4443% | 4,885 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0268% | 3,484 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5693% | 4,897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2431% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2758% | 4,658 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2758% | 4,623 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4199% | 379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4530% | 122 |
| Percentage Net Loans Charged-off:Construction & development | -0.3882% | 4,561 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5306% | 53 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6326% | 4,926 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0261% | 3,513 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8115% | 4,935 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4022% | 655 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2187% | 4,612 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2187% | 4,569 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2840% | 4,975 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4582% | 5,001 |
| Percentage Net Loans Charged-off:Construction & development | -0.7531% | 4,609 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 4,450 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.1790% | 4,985 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0253% | 3,532 |
| All other 1-4 family - Percent of loans charged-off, net | -1.5152% | 4,991 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0155% | 3,854 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2795% | 4,659 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2795% | 4,622 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0561% | 4,841 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0349% | 4,667 |
| Percentage Net Loans Charged-off:Construction & development | -0.2002% | 4,595 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0171% | 931 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0641% | 4,773 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0259% | 3,568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0739% | 4,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1177% | 4,550 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7171% | 4,989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7171% | 4,958 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0695% | 4,911 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0376% | 4,754 |
| Percentage Net Loans Charged-off:Construction & development | -0.2154% | 4,663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0269% | 687 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0783% | 4,897 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0260% | 3,604 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0915% | 4,918 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1513% | 4,641 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8690% | 5,057 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8690% | 5,028 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0667% | 4,909 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0422% | 4,824 |
| Percentage Net Loans Charged-off:Construction & development | -0.2392% | 4,713 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0468% | 473 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1082% | 4,993 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0260% | 3,630 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1287% | 5,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1244% | 4,602 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1730% | 5,117 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1730% | 5,089 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0762% | 4,958 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0468% | 4,939 |
| Percentage Net Loans Charged-off:Construction & development | -0.3497% | 4,791 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1105% | 239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1648% | 5,120 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0258% | 3,684 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1995% | 5,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1204% | 4,650 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.2286% | 5,196 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.2286% | 5,169 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0129% | 3,254 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1204% | 5,143 |
| Percentage Net Loans Charged-off:Construction & development | -0.2524% | 4,769 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1321% | 5,090 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0935% | 5,062 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0548% | 3,761 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1033% | 5,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2565% | 1,185 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1055% | 4,830 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1055% | 4,788 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 10.9780% | 11 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0605% | 5,001 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1029% | 5,153 |
| Percentage Net Loans Charged-off:Construction & development | -0.2179% | 4,795 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1018% | 5,119 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0921% | 5,103 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0649% | 3,815 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0989% | 5,115 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0015% | 1,901 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1232% | 4,838 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1232% | 4,804 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 12.9080% | 9 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0747% | 5,058 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1285% | 5,248 |
| Percentage Net Loans Charged-off:Construction & development | -0.2400% | 4,849 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1421% | 5,231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1053% | 5,162 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0458% | 3,805 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1202% | 5,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0074% | 1,562 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1602% | 4,883 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1602% | 4,842 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 16.8653% | 7 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0529% | 4,995 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1059% | 5,272 |
| Percentage Net Loans Charged-off:Construction & development | -0.3337% | 4,936 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0375% | 5,120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1454% | 5,299 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0258% | 3,806 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1760% | 5,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0299% | 1,009 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2194% | 4,952 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2194% | 4,910 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 32.7747% | 4 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0773% | 5,308 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1284% | 5,395 |
| Percentage Net Loans Charged-off:Construction & development | -0.3780% | 5,014 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0823% | 5,238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1383% | 5,372 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0207% | 3,841 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1695% | 5,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0037% | 4,147 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1164% | 5,122 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1164% | 5,062 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0865% | 5,335 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1449% | 5,458 |
| Percentage Net Loans Charged-off:Construction & development | -0.4041% | 5,053 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1020% | 5,324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1526% | 5,436 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0192% | 3,845 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1880% | 5,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0040% | 1,999 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1872% | 5,214 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1872% | 5,164 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0958% | 5,395 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1678% | 5,536 |
| Percentage Net Loans Charged-off:Construction & development | -0.4808% | 5,109 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1038% | 5,391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1901% | 5,509 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0162% | 3,823 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2358% | 5,542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0217% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2021% | 5,189 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2021% | 5,134 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0734% | 5,341 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1089% | 5,524 |
| Percentage Net Loans Charged-off:Construction & development | -0.3230% | 5,129 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0370% | 5,324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1568% | 5,538 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0065% | 3,861 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1957% | 5,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0227% | 4,242 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2486% | 5,217 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2486% | 5,174 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1000% | 5,597 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1432% | 5,616 |
| Percentage Net Loans Charged-off:Construction & development | -0.4032% | 5,176 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1820% | 5,572 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0072% | 4,555 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0372% | 5,279 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0262% | 4,019 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0400% | 5,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0428% | 4,717 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3332% | 5,545 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3332% | 5,506 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2376% | 914 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0948% | 5,558 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1338% | 5,636 |
| Percentage Net Loans Charged-off:Construction & development | -0.2029% | 5,107 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2289% | 5,658 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0101% | 4,600 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0301% | 5,218 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0331% | 4,057 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0293% | 5,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0439% | 4,674 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3335% | 5,551 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3335% | 5,500 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2489% | 746 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1203% | 5,679 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1719% | 5,748 |
| Percentage Net Loans Charged-off:Construction & development | -0.2014% | 5,157 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3242% | 5,774 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0075% | 4,626 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0295% | 5,248 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0499% | 4,139 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0244% | 5,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0410% | 4,644 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3833% | 5,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3833% | 5,529 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2437% | 659 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0489% | 5,314 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0572% | 5,462 |
| Percentage Net Loans Charged-off:Construction & development | -0.1819% | 5,206 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0553% | 5,580 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0150% | 4,679 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0223% | 5,186 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0659% | 4,207 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0114% | 5,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0563% | 4,809 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4192% | 5,564 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4192% | 5,514 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2133% | 565 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1398% | 5,874 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1478% | 5,825 |
| Percentage Net Loans Charged-off:Construction & development | -0.6759% | 5,420 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0241% | 5,306 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0073% | 4,706 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1361% | 5,840 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0865% | 4,337 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1485% | 5,854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1611% | 5,317 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3858% | 5,787 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3858% | 5,746 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2906% | 745 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1168% | 5,843 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1488% | 5,885 |
| Percentage Net Loans Charged-off:Construction & development | -0.6255% | 5,471 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0911% | 5,705 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0097% | 4,755 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0893% | 5,808 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1157% | 4,414 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0827% | 5,791 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0782% | 4,999 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3686% | 5,782 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3686% | 5,736 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3156% | 652 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1271% | 5,869 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2026% | 6,025 |
| Percentage Net Loans Charged-off:Construction & development | -1.0840% | 5,592 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1245% | 5,855 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0072% | 4,791 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0522% | 5,725 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1771% | 4,500 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0214% | 5,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0267% | 1,638 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4848% | 5,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4848% | 5,825 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2554% | 621 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2543% | 6,109 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3330% | 6,161 |
| Percentage Net Loans Charged-off:Construction & development | -1.8727% | 5,690 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2118% | 6,058 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0144% | 4,867 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0569% | 5,777 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3550% | 4,590 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0165% | 1,611 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1063% | 5,236 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4223% | 5,793 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4223% | 5,744 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2101% | 552 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1429% | 6,200 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1628% | 6,213 |
| Percentage Net Loans Charged-off:Construction & development | -1.0076% | 5,723 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0623% | 5,892 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0070% | 4,924 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0503% | 5,983 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3925% | 484 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1602% | 6,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1762% | 5,552 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6557% | 1,469 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6557% | 1,349 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3163% | 752 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2019% | 6,314 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2349% | 6,333 |
| Percentage Net Loans Charged-off:Construction & development | -1.1240% | 5,788 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1187% | 6,102 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0093% | 4,992 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1437% | 6,223 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1026% | 840 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2047% | 6,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2011% | 5,637 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4359% | 1,833 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4359% | 1,683 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3418% | 658 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2406% | 6,385 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2691% | 6,422 |
| Percentage Net Loans Charged-off:Construction & development | -1.4721% | 5,855 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0326% | 5,852 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0069% | 5,015 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2262% | 6,368 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0136% | 4,427 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2793% | 6,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2516% | 5,754 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3170% | 1,973 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3170% | 1,845 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2926% | 620 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2256% | 6,419 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3300% | 6,494 |
| Percentage Net Loans Charged-off:Construction & development | -2.7153% | 5,964 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0299% | 5,968 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0136% | 5,069 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0419% | 6,017 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0067% | 4,405 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0508% | 6,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1418% | 5,562 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1418% | 5,502 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3076% | 514 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1256% | 6,531 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0874% | 6,418 |
| Percentage Net Loans Charged-off:Construction & development | -1.6524% | 6,059 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1497% | 1,889 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0216% | 5,185 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1250% | 2,808 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0328% | 1,361 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1503% | 2,510 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3226% | 6,067 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2524% | 2,924 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2524% | 2,777 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2663% | 847 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1003% | 6,498 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0291% | 6,198 |
| Percentage Net Loans Charged-off:Construction & development | -1.2573% | 6,067 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1535% | 1,654 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0245% | 5,235 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1564% | 2,338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0451% | 1,196 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1873% | 2,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3920% | 6,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2277% | 2,771 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2277% | 2,617 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2227% | 823 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0496% | 6,265 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0375% | 6,274 |
| Percentage Net Loans Charged-off:Construction & development | -1.4523% | 6,129 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1180% | 1,547 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0233% | 5,247 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2320% | 1,878 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1209% | 940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2636% | 1,663 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1519% | 5,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0720% | 3,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0720% | 3,072 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3324% | 648 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1883% | 6,668 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1721% | 6,660 |
| Percentage Net Loans Charged-off:Construction & development | -1.9173% | 6,167 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0088% | 1,403 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0156% | 5,279 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1601% | 1,827 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1428% | 676 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1651% | 1,698 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3267% | 6,148 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2244% | 5,986 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2244% | 5,931 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3281% | 555 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0760% | 4,918 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 6,506 |
| Percentage Net Loans Charged-off:Construction & development | -2.3740% | 6,400 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1781% | 2,360 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0347% | 5,473 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6028% | 1,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5070% | 1,017 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6330% | 1,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3276% | 2,423 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6994% | 1,874 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6994% | 1,735 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1665% | 1,102 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1557% | 6,947 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3670% | 7,040 |
| Percentage Net Loans Charged-off:Construction & development | -5.1547% | 6,494 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1455% | 2,229 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0353% | 5,504 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6652% | 1,348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2509% | 1,191 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7979% | 1,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5369% | 1,794 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8055% | 1,529 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8055% | 1,399 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1723% | 982 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1675% | 6,967 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4253% | 7,093 |
| Percentage Net Loans Charged-off:Construction & development | -6.4162% | 6,523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2414% | 1,701 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0455% | 5,520 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8512% | 1,060 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3862% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0024% | 894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6839% | 1,510 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0343% | 1,209 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0343% | 1,083 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1757% | 880 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5270% | 7,152 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.1237% | 7,193 |
| Percentage Net Loans Charged-off:Construction & development | -12.4061% | 6,547 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3663% | 1,093 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0361% | 5,560 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9800% | 872 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7761% | 578 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0470% | 816 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5646% | 763 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1169% | 1,046 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1169% | 940 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3056% | 589 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9837% | 1,762 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1549% | 1,384 |
| Percentage Net Loans Charged-off:Construction & development | 0.5628% | 2,389 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4717% | 827 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1145% | 5,673 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1786% | 1,047 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3560% | 1,413 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4847% | 827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5767% | 2,617 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2871% | 1,325 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2377% | 1,176 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7697% | 6,410 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9216% | 1,742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9471% | 1,565 |
| Percentage Net Loans Charged-off:Construction & development | -0.1806% | 6,507 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2782% | 860 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0842% | 5,671 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1331% | 1,038 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4635% | 1,124 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3875% | 830 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9423% | 1,833 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3736% | 1,141 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3067% | 989 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0101% | 1,523 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1224% | 1,401 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3228% | 1,090 |
| Percentage Net Loans Charged-off:Construction & development | 1.7517% | 1,425 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5592% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6605% | 5,752 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1021% | 1,072 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6920% | 859 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2582% | 931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5233% | 2,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2160% | 1,238 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1391% | 1,048 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0139% | 5,964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2239% | 1,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2101% | 1,033 |
| Percentage Net Loans Charged-off:Construction & development | 2.3574% | 933 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7456% | 919 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.3279% | 5,780 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7093% | 603 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2187% | 491 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8939% | 534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5684% | 981 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0247% | 1,343 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9311% | 1,133 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0083% | 5,961 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1733% | 901 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2292% | 804 |
| Percentage Net Loans Charged-off:Construction & development | 5.8318% | 1,069 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3223% | 1,002 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6041% | 818 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1011% | 601 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9916% | 874 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4931% | 513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3972% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8006% | 2,549 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3327% | 1,227 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0600% | 1,526 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3310% | 756 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3087% | 708 |
| Percentage Net Loans Charged-off:Construction & development | 6.2367% | 918 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3372% | 887 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8025% | 617 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0682% | 558 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2305% | 690 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3605% | 482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8701% | 1,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7316% | 2,526 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3556% | 1,094 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0780% | 1,529 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7582% | 595 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7901% | 523 |
| Percentage Net Loans Charged-off:Construction & development | 7.5808% | 674 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5304% | 707 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2034% | 444 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5359% | 433 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2262% | 624 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9882% | 367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2472% | 910 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9305% | 2,016 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0085% | 6,282 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1132% | 1,481 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6735% | 376 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6334% | 356 |
| Percentage Net Loans Charged-off:Construction & development | 10.8111% | 412 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5404% | 363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0144% | 449 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2074% | 505 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2918% | 815 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8629% | 392 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7124% | 547 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7008% | 2,256 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0077% | 6,329 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5473% | 543 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0528% | 377 |
| Percentage Net Loans Charged-off:Construction & development | 11.7636% | 490 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6278% | 413 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6012% | 477 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4887% | 903 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9104% | 903 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6687% | 794 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4019% | 1,629 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9862% | 2,725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1817% | 918 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.6760% | 118 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4392% | 436 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0993% | 297 |
| Percentage Net Loans Charged-off:Construction & development | 11.2868% | 423 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7348% | 293 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1059% | 303 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5035% | 745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9426% | 739 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6746% | 669 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7946% | 1,673 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9891% | 2,471 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7942% | 937 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.4926% | 98 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7406% | 394 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.6029% | 239 |
| Percentage Net Loans Charged-off:Construction & development | 11.7705% | 358 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.6218% | 181 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1327% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3162% | 780 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0911% | 571 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3829% | 721 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4375% | 1,629 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0644% | 2,201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1571% | 712 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.0224% | 72 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2301% | 649 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3554% | 482 |
| Percentage Net Loans Charged-off:Construction & development | 5.7663% | 498 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8758% | 272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7437% | 205 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7584% | 933 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0263% | 5,846 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9823% | 727 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8874% | 993 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8408% | 2,278 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5320% | 406 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 7.8768% | 35 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8501% | 595 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1109% | 388 |
| Percentage Net Loans Charged-off:Construction & development | 4.4029% | 580 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6604% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2298% | 431 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9264% | 668 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2019% | 388 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8545% | 706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0972% | 1,714 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4748% | 3,814 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9859% | 541 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0109% | 351 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4134% | 204 |
| Percentage Net Loans Charged-off:Construction & development | 5.1729% | 317 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0026% | 157 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3034% | 278 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7844% | 601 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5681% | 253 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5823% | 746 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0243% | 1,309 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2984% | 4,009 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4805% | 899 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8466% | 180 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4234% | 94 |
| Percentage Net Loans Charged-off:Construction & development | 7.0930% | 169 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9273% | 78 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4538% | 157 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1641% | 344 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3987% | 150 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8466% | 430 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5119% | 777 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3146% | 3,545 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3147% | 906 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9471% | 562 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1776% | 290 |
| Percentage Net Loans Charged-off:Construction & development | 0.8211% | 489 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3061% | 90 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8822% | 78 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3241% | 815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0595% | 524 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3920% | 679 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3020% | 1,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2711% | 3,111 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5237% | 613 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3228% | 1,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2508% | 1,126 |
| Percentage Net Loans Charged-off:Construction & development | 0.1363% | 1,120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3658% | 576 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2750% | 992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4659% | 334 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2177% | 1,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5422% | 1,803 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3943% | 3,549 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4129% | 939 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.8985% | 27 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2182% | 1,834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1167% | 1,354 |
| Percentage Net Loans Charged-off:Construction & development | 0.1099% | 724 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0176% | 1,048 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2742% | 726 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3591% | 296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2477% | 743 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5044% | 1,481 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4143% | 3,021 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4639% | 781 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.8660% | 16 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1343% | 2,321 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0864% | 1,309 |
| Percentage Net Loans Charged-off:Construction & development | 0.0188% | 723 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2915% | 606 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3025% | 267 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2880% | 585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2842% | 1,632 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1769% | 3,782 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1733% | 971 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.3783% | 20 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1036% | 2,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0752% | 1,022 |
| Percentage Net Loans Charged-off:Construction & development | -0.0406% | 7,657 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3170% | 454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2129% | 232 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3516% | 414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2209% | 1,247 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0329% | 3,745 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3324% | 1,202 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0499% | 1,972 |
| Percentage Net Loans Charged-off:Construction & development | 0.1019% | 478 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0228% | 1,119 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0361% | 2,179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0265% | 629 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0404% | 1,988 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3765% | 739 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3221% | 3,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0181% | 6,918 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0456% | 3,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0470% | 1,663 |
| Percentage Net Loans Charged-off:Construction & development | 0.0873% | 378 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0307% | 819 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0321% | 1,870 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0049% | 5,965 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0499% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0253% | 2,923 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2776% | 3,555 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0244% | 6,994 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0434% | 3,584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0420% | 1,532 |
| Percentage Net Loans Charged-off:Construction & development | 0.0439% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0456% | 619 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0438% | 1,465 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0053% | 5,943 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0691% | 1,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0443% | 2,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1693% | 3,846 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0191% | 6,949 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0766% | 2,393 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0378% | 1,115 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0475% | 393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0726% | 866 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0034% | 5,935 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1150% | 685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1099% | 1,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1460% | 1,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1313% | 3,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0479% | 2,003 |
| Percentage Net Loans Charged-off:Construction & development | 0.0899% | 416 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0363% | 1,052 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0340% | 2,288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0681% | 475 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0124% | 2,556 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3543% | 2,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7780% | 2,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1644% | 1,152 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1471% | 2,477 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0586% | 1,569 |
| Percentage Net Loans Charged-off:Construction & development | 0.1249% | 287 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0487% | 784 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0251% | 2,101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0443% | 435 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0127% | 2,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4130% | 1,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5000% | 3,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2419% | 926 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1766% | 2,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0478% | 1,542 |
| Percentage Net Loans Charged-off:Construction & development | 0.0755% | 283 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0734% | 568 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0012% | 2,134 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0046% | 5,884 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0051% | 1,921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5838% | 1,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4654% | 2,984 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3415% | 701 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1745% | 1,763 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 7,627 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 7,938 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0031% | 5,892 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0061% | 7,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8320% | 783 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3438% | 3,060 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3672% | 1,556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0615% | 2,121 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1450% | 893 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0048% | 3,118 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0087% | 5,965 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0134% | 2,755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4634% | 997 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1648% | 5,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4291% | 1,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0288% | 2,392 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0638% | 879 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0065% | 2,620 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0120% | 5,957 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0182% | 2,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8031% | 697 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2144% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1387% | 2,864 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0107% | 2,465 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0195% | 873 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0072% | 2,159 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0189% | 5,953 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0235% | 1,795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5443% | 1,531 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2093% | 4,569 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1205% | 2,635 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0124% | 1,756 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0058% | 539 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0300% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0482% | 1,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4591% | 1,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0866% | 4,449 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1395% | 4,145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 3,890 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0120% | 3,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0189% | 2,792 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4164% | 2,853 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4801% | 4,348 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0489% | 1,671 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1585% | 3,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 3,268 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0141% | 2,555 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0221% | 2,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4847% | 2,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3371% | 4,625 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0667% | 1,426 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1615% | 3,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0045% | 2,820 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0132% | 2,159 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0204% | 1,951 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5213% | 1,907 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2128% | 4,932 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1216% | 3,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0164% | 1,777 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0488% | 1,265 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0754% | 1,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3754% | 1,590 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0596% | 4,874 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1356% | 4,538 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 3,952 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0110% | 3,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0156% | 2,851 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4274% | 2,998 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3139% | 5,338 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0926% | 5,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2516% | 3,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0723% | 6,831 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0207% | 6,697 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0420% | 965 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0941% | 1,254 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0825% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0009% | 7,888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0154% | 1,362 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,132 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,512 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |