Home > M. S. Bailey & Son, Bankers > Income and Expense
M. S. Bailey & Son, Bankers, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,965,000 | 3,252 |
| Total interest expense | $4,480,000 | 3,321 |
| Net interest income | $5,485,000 | 3,126 |
| Provision for loan and lease losses | $390,000 | 2,106 |
| Total noninterest income | $2,631,000 | 1,489 |
| Gross Fiduciary activities income | $1,259,000 | 405 |
| Service charges on deposit accounts | $640,000 | 2,008 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $732,000 | 2,310 |
| Total noninterest expense | $5,523,000 | 2,370 |
| Salaries and employee benefits | $2,970,000 | 2,271 |
| Premises and equipment expense | $1,056,000 | 1,872 |
| Additional noninterest expense | $1,497,000 | 2,787 |
| Pre-tax net operating income | $2,203,000 | 3,083 |
| Securities gains (losses) | $148,000 | 1,055 |
| Applicable income taxes | $702,000 | 3,019 |
| Income before extraordinary items | $1,649,000 | 3,013 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,649,000 | 3,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $284,000 | 1,940 |
| Cash dividends | $505,000 | 3,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,545,400 | 3,093 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,606,000 | 3,361 |
| Total interest expense | $4,110,000 | 3,574 |
| Net interest income | $5,496,000 | 3,176 |
| Provision for loan and lease losses | $475,000 | 1,852 |
| Total noninterest income | $2,217,000 | 1,631 |
| Gross Fiduciary activities income | $1,118,000 | 435 |
| Service charges on deposit accounts | $508,000 | 2,583 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $591,000 | 2,509 |
| Total noninterest expense | $5,825,000 | 2,209 |
| Salaries and employee benefits | $2,936,000 | 2,257 |
| Premises and equipment expense | $1,126,000 | 1,749 |
| Additional noninterest expense | $1,763,000 | 2,347 |
| Pre-tax net operating income | $1,413,000 | 4,696 |
| Securities gains (losses) | $24,000 | 1,768 |
| Applicable income taxes | $414,000 | 4,777 |
| Income before extraordinary items | $1,023,000 | 4,634 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,023,000 | 4,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $749,000 | 966 |
| Cash dividends | $360,000 | 4,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,005,960 | 4,618 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,021,000 | 3,607 |
| Total interest expense | $3,798,000 | 3,892 |
| Net interest income | $5,223,000 | 3,404 |
| Provision for loan and lease losses | $200,000 | 3,395 |
| Total noninterest income | $2,096,000 | 1,770 |
| Gross Fiduciary activities income | $980,000 | 513 |
| Service charges on deposit accounts | $474,000 | 2,858 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $642,000 | 2,446 |
| Total noninterest expense | $5,437,000 | 2,515 |
| Salaries and employee benefits | $2,790,000 | 2,376 |
| Premises and equipment expense | $1,071,000 | 1,882 |
| Additional noninterest expense | $1,576,000 | 3,001 |
| Pre-tax net operating income | $1,682,000 | 3,972 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $521,000 | 4,019 |
| Income before extraordinary items | $1,164,000 | 3,966 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,164,000 | 3,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,045 |
| Cash dividends | $350,000 | 4,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,161,930 | 3,927 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,718,000 | 3,719 |
| Total interest expense | $3,710,000 | 3,949 |
| Net interest income | $5,008,000 | 3,530 |
| Provision for loan and lease losses | $220,000 | 2,837 |
| Total noninterest income | $1,803,000 | 1,995 |
| Gross Fiduciary activities income | $863,000 | 568 |
| Service charges on deposit accounts | $459,000 | 2,954 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $481,000 | 2,952 |
| Total noninterest expense | $5,188,000 | 2,613 |
| Salaries and employee benefits | $2,600,000 | 2,565 |
| Premises and equipment expense | $1,039,000 | 1,961 |
| Additional noninterest expense | $1,549,000 | 3,009 |
| Pre-tax net operating income | $1,403,000 | 4,682 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $408,000 | 4,884 |
| Income before extraordinary items | $997,000 | 4,647 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $997,000 | 4,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,210 |
| Cash dividends | $1,115,000 | 1,853 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 773 |
| Net operating income | $995,580 | 4,617 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,691,000 | 3,878 |
| Total interest expense | $2,863,000 | 4,132 |
| Net interest income | $4,828,000 | 3,677 |
| Provision for loan and lease losses | $420,000 | 1,753 |
| Total noninterest income | $1,714,000 | 2,070 |
| Gross Fiduciary activities income | $746,000 | 603 |
| Service charges on deposit accounts | $434,000 | 3,141 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $534,000 | 2,831 |
| Total noninterest expense | $5,087,000 | 2,735 |
| Salaries and employee benefits | $2,455,000 | 2,717 |
| Premises and equipment expense | $983,000 | 2,069 |
| Additional noninterest expense | $1,649,000 | 3,046 |
| Pre-tax net operating income | $1,035,000 | 5,813 |
| Securities gains (losses) | $47,000 | 1,192 |
| Applicable income taxes | $287,000 | 6,034 |
| Income before extraordinary items | $795,000 | 5,392 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $795,000 | 5,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $396,000 | 1,607 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $760,690 | 5,628 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,592,000 | 4,008 |
| Total interest expense | $3,100,000 | 4,004 |
| Net interest income | $4,492,000 | 3,946 |
| Provision for loan and lease losses | $226,000 | 3,645 |
| Total noninterest income | $1,531,000 | 2,410 |
| Gross Fiduciary activities income | $691,000 | 647 |
| Service charges on deposit accounts | $491,000 | 2,845 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $349,000 | 4,111 |
| Total noninterest expense | $4,802,000 | 2,957 |
| Salaries and employee benefits | $2,310,000 | 2,853 |
| Premises and equipment expense | $954,000 | 2,154 |
| Additional noninterest expense | $1,538,000 | 3,433 |
| Pre-tax net operating income | $995,000 | 5,900 |
| Securities gains (losses) | $24,000 | 4,420 |
| Applicable income taxes | $250,000 | 6,790 |
| Income before extraordinary items | $769,000 | 5,731 |
| Extraordinary gains, net | $68,000 | 1,931 |
| Net income | $837,000 | 5,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 4,128 |
| Cash dividends | $1,207,000 | 1,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $751,000 | 5,574 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,994,000 | 4,293 |
| Total interest expense | $3,788,000 | 4,260 |
| Net interest income | $4,206,000 | 4,255 |
| Provision for loan and lease losses | $210,000 | 5,090 |
| Total noninterest income | $1,521,000 | 2,367 |
| Gross Fiduciary activities income | $668,000 | 670 |
| Service charges on deposit accounts | $391,000 | 3,563 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $462,000 | 3,356 |
| Total noninterest expense | $4,480,000 | 3,174 |
| Salaries and employee benefits | $2,266,000 | 2,864 |
| Premises and equipment expense | $864,000 | 2,393 |
| Additional noninterest expense | $1,350,000 | 3,919 |
| Pre-tax net operating income | $1,037,000 | 5,485 |
| Securities gains (losses) | $17,000 | 5,804 |
| Applicable income taxes | $241,000 | 6,810 |
| Income before extraordinary items | $813,000 | 5,297 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $813,000 | 5,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 5,646 |
| Cash dividends | $880,000 | 1,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $799,910 | 5,063 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.