Home > M. S. Bailey & Son, Bankers > Assets and Liabilities
M. S. Bailey & Son, Bankers, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 87 | 1,985 |
| Assets and Liabilities | ||
| Total Assets: | $128,879,000 | 3,491 |
| Cash and due from depository institutions | $4,696,000 | 1,985 |
| Interest-bearing balances | $290,000 | 4,018 |
| Securities | $29,497,000 | 3,693 |
| Federal funds sold & reverse repurchase agreements | $5,650,000 | 3,034 |
| Net loans & leases | $82,397,000 | 3,285 |
| Loan loss allowance | $816,000 | 3,930 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,745,000 | 1,686 |
| Other real estate owned | $543,000 | 1,985 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,351,000 | 4,851 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,879,000 | 3,491 |
| Total liabilities | $116,607,000 | 3,457 |
| Total deposits | $99,089,000 | 3,738 |
| Interest-bearing deposits | $88,631,000 | 3,596 |
| Deposits held in domestic offices | $99,089,000 | 3,733 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,525,000 | 1,260 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,187,000 | 1,522 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $806,000 | 4,150 |
| Total equity capital | $12,272,000 | 3,630 |
| Total bank equity capital | $12,272,000 | 3,630 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $8,000,000 | 1,922 |
| Undivided profits | $3,272,000 | 5,649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $963,000 | 2,456 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $449,000 | 5,009 |
| Earning assets | $117,834,000 | 3,513 |
| Long-term assets (5+ years) | $22,525,000 | 2,916 |
| Average Assets, year-to-date | $133,301,400 | 3,206 |
| Average Assets, quarterly | $127,929,000 | 3,444 |
| Volatile liabilities | $17,685,000 | 3,352 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $18,235,000 | 2,409 |
| Tier 1 (core) risk-based capital | $12,417,000 | 3,435 |
| Tier 2 risk-based capital | $816,000 | 3,604 |
| Total risk weighted assets | $89,137,400 | 3,126 |
| Total unused commitments | $18,235,000 | 2,414 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 82 | 2,164 |
| Assets and Liabilities | ||
| Total Assets: | $133,041,000 | 3,332 |
| Cash and due from depository institutions | $5,963,000 | 2,164 |
| Interest-bearing balances | $399,000 | 3,319 |
| Securities | $35,365,000 | 3,157 |
| Federal funds sold & reverse repurchase agreements | $2,175,000 | 4,770 |
| Net loans & leases | $83,462,000 | 3,254 |
| Loan loss allowance | $710,000 | 4,452 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,107,000 | 1,932 |
| Other real estate owned | $302,000 | 2,164 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,667,000 | 4,088 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,041,000 | 3,332 |
| Total liabilities | $121,699,000 | 3,263 |
| Total deposits | $102,136,000 | 3,624 |
| Interest-bearing deposits | $89,850,000 | 3,551 |
| Deposits held in domestic offices | $102,136,000 | 3,616 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,500,000 | 990 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $7,187,000 | 1,654 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $876,000 | 3,970 |
| Total equity capital | $11,342,000 | 3,855 |
| Total bank equity capital | $11,342,000 | 3,855 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $8,000,000 | 1,892 |
| Undivided profits | $2,342,000 | 6,726 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $493,000 | 4,099 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $960,000 | 2,358 |
| Earning assets | $121,401,000 | 3,348 |
| Long-term assets (5+ years) | $14,044,000 | 3,504 |
| Average Assets, year-to-date | $122,674,400 | 3,411 |
| Average Assets, quarterly | $129,893,500 | 3,359 |
| Volatile liabilities | $18,824,000 | 3,154 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $16,208,000 | 2,477 |
| Tier 1 (core) risk-based capital | $11,273,000 | 3,741 |
| Tier 2 risk-based capital | $710,000 | 3,939 |
| Total risk weighted assets | $93,213,800 | 2,966 |
| Total unused commitments | $16,208,000 | 2,484 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 88 | 2,126 |
| Assets and Liabilities | ||
| Total Assets: | $110,802,000 | 4,023 |
| Cash and due from depository institutions | $5,765,000 | 2,126 |
| Interest-bearing balances | $61,000 | 5,283 |
| Securities | $20,777,000 | 5,177 |
| Federal funds sold & reverse repurchase agreements | $475,000 | 7,530 |
| Net loans & leases | $78,113,000 | 3,484 |
| Loan loss allowance | $984,000 | 3,563 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,396,000 | 1,795 |
| Other real estate owned | $53,000 | 2,126 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,223,000 | 5,409 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,802,000 | 4,023 |
| Total liabilities | $100,149,000 | 4,009 |
| Total deposits | $96,086,000 | 3,933 |
| Interest-bearing deposits | $85,097,000 | 3,826 |
| Deposits held in domestic offices | $96,086,000 | 3,921 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,225,000 | 1,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $838,000 | 4,031 |
| Total equity capital | $10,653,000 | 4,123 |
| Total bank equity capital | $10,653,000 | 4,123 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $8,000,000 | 1,953 |
| Undivided profits | $1,653,000 | 7,771 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,623,000 | 1,806 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $523,000 | 4,431 |
| Earning assets | $99,426,000 | 4,124 |
| Long-term assets (5+ years) | $2,998,000 | 7,015 |
| Average Assets, year-to-date | $112,852,600 | 3,801 |
| Average Assets, quarterly | $111,204,500 | 3,972 |
| Volatile liabilities | $8,188,000 | 5,525 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $14,086,000 | 2,650 |
| Tier 1 (core) risk-based capital | $10,610,000 | 4,040 |
| Tier 2 risk-based capital | $984,000 | 3,015 |
| Total risk weighted assets | $84,889,600 | 3,245 |
| Total unused commitments | $14,086,000 | 2,663 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 88 | 2,217 |
| Assets and Liabilities | ||
| Total Assets: | $112,694,000 | 3,956 |
| Cash and due from depository institutions | $5,211,000 | 2,217 |
| Interest-bearing balances | $34,000 | 5,934 |
| Securities | $23,855,000 | 4,879 |
| Federal funds sold & reverse repurchase agreements | $4,675,000 | 3,080 |
| Net loans & leases | $72,636,000 | 3,620 |
| Loan loss allowance | $841,000 | 4,079 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,739,000 | 1,632 |
| Other real estate owned | $339,000 | 2,217 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,239,000 | 5,459 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,694,000 | 3,956 |
| Total liabilities | $102,724,000 | 3,901 |
| Total deposits | $96,466,000 | 3,944 |
| Interest-bearing deposits | $82,057,000 | 4,002 |
| Deposits held in domestic offices | $96,466,000 | 3,935 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,425,000 | 1,472 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $833,000 | 4,241 |
| Total equity capital | $9,970,000 | 4,346 |
| Total bank equity capital | $9,970,000 | 4,346 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $7,500,000 | 2,057 |
| Undivided profits | $1,470,000 | 8,355 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $240,000 | 6,201 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $526,000 | 4,505 |
| Earning assets | $101,200,000 | 4,038 |
| Long-term assets (5+ years) | $4,168,000 | 6,267 |
| Average Assets, year-to-date | $109,578,600 | 3,903 |
| Average Assets, quarterly | $111,289,500 | 3,952 |
| Volatile liabilities | $14,770,000 | 3,382 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $12,436,000 | 2,791 |
| Tier 1 (core) risk-based capital | $9,796,000 | 4,294 |
| Tier 2 risk-based capital | $841,000 | 3,434 |
| Total risk weighted assets | $80,515,800 | 3,307 |
| Total unused commitments | $12,436,000 | 2,802 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 83 | 2,406 |
| Assets and Liabilities | ||
| Total Assets: | $104,647,000 | 4,192 |
| Cash and due from depository institutions | $4,435,000 | 2,406 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $24,645,000 | 5,039 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 8,035 |
| Net loans & leases | $69,075,000 | 3,713 |
| Loan loss allowance | $701,000 | 4,821 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,845,000 | 1,531 |
| Other real estate owned | $218,000 | 2,406 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,329,000 | 5,435 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,647,000 | 4,192 |
| Total liabilities | $95,074,000 | 4,175 |
| Total deposits | $91,634,000 | 4,096 |
| Interest-bearing deposits | $80,496,000 | 4,031 |
| Deposits held in domestic offices | $91,634,000 | 4,087 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,975,000 | 2,296 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $465,000 | 5,472 |
| Total equity capital | $9,573,000 | 4,243 |
| Total bank equity capital | $9,573,000 | 4,243 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $7,500,000 | 1,990 |
| Undivided profits | $1,073,000 | 8,870 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $758,000 | 3,251 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $462,000 | 4,532 |
| Earning assets | $93,820,000 | 4,287 |
| Long-term assets (5+ years) | $6,400,000 | 5,353 |
| Average Assets, year-to-date | $106,794,200 | 4,031 |
| Average Assets, quarterly | $105,005,500 | 4,149 |
| Volatile liabilities | $11,446,000 | 3,945 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $10,334,000 | 3,059 |
| Tier 1 (core) risk-based capital | $9,905,000 | 4,159 |
| Tier 2 risk-based capital | $701,000 | 3,986 |
| Total risk weighted assets | $75,667,100 | 3,415 |
| Total unused commitments | $10,334,000 | 3,069 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 86 | 2,442 |
| Assets and Liabilities | ||
| Total Assets: | $108,587,000 | 4,132 |
| Cash and due from depository institutions | $3,808,000 | 2,442 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $28,498,000 | 4,678 |
| Federal funds sold & reverse repurchase agreements | $4,800,000 | 2,925 |
| Net loans & leases | $64,976,000 | 3,852 |
| Loan loss allowance | $677,000 | 5,099 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,099,000 | 1,432 |
| Other real estate owned | $153,000 | 2,442 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,253,000 | 5,146 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,587,000 | 4,132 |
| Total liabilities | $99,177,000 | 4,101 |
| Total deposits | $93,767,000 | 4,133 |
| Interest-bearing deposits | $79,953,000 | 4,201 |
| Deposits held in domestic offices | $93,767,000 | 4,125 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,025,000 | 1,494 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $385,000 | 6,460 |
| Total equity capital | $9,410,000 | 4,320 |
| Total bank equity capital | $9,410,000 | 4,320 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $7,500,000 | 1,902 |
| Undivided profits | $910,000 | 9,775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $447,000 | 5,235 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $411,000 | 4,553 |
| Earning assets | $98,274,000 | 4,192 |
| Long-term assets (5+ years) | $9,145,000 | 4,618 |
| Average Assets, year-to-date | $107,136,800 | 4,088 |
| Average Assets, quarterly | $109,509,500 | 4,072 |
| Volatile liabilities | $12,524,000 | 3,463 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,761,000 | 3,387 |
| Tier 1 (core) risk-based capital | $9,410,000 | 4,231 |
| Tier 2 risk-based capital | $677,000 | 4,064 |
| Total risk weighted assets | $72,732,400 | 3,529 |
| Total unused commitments | $8,761,000 | 3,406 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 85 | 2,552 |
| Assets and Liabilities | ||
| Total Assets: | $104,148,000 | 4,366 |
| Cash and due from depository institutions | $3,926,000 | 2,552 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $35,556,000 | 3,828 |
| Federal funds sold & reverse repurchase agreements | $1,550,000 | 7,380 |
| Net loans & leases | $56,878,000 | 4,362 |
| Loan loss allowance | $573,000 | 5,833 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,796,000 | 1,524 |
| Other real estate owned | $244,000 | 2,552 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,198,000 | 5,495 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,148,000 | 4,366 |
| Total liabilities | $94,368,000 | 4,410 |
| Total deposits | $91,960,000 | 4,344 |
| Interest-bearing deposits | $78,403,000 | 4,430 |
| Deposits held in domestic offices | $91,960,000 | 4,336 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,025,000 | 2,035 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $6,000 | 5,011 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $377,000 | 7,093 |
| Total equity capital | $9,780,000 | 3,967 |
| Total bank equity capital | $9,780,000 | 3,967 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $7,000,000 | 1,936 |
| Undivided profits | $1,780,000 | 7,825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $379,000 | 6,527 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $371,000 | 5,427 |
| Earning assets | $93,984,000 | 4,414 |
| Long-term assets (5+ years) | $10,607,000 | 4,189 |
| Average Assets, year-to-date | $105,542,200 | 4,221 |
| Average Assets, quarterly | $103,855,000 | 4,355 |
| Volatile liabilities | $9,980,000 | 4,125 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,791,000 | 3,465 |
| Tier 1 (core) risk-based capital | $9,780,000 | 3,909 |
| Tier 2 risk-based capital | $573,000 | 4,654 |
| Total risk weighted assets | $65,911,000 | 3,905 |
| Total unused commitments | $7,791,000 | 3,485 |
| Derivatives | $0 | 651 |